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VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

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This exceptional full-custom luxury home offers unparalleled elegance and meticulous details throughout. Striking exterior leads to superb interior craftsmanship: synthetic stucco, durable TPO roof, solar rough-in, wrought iron backyard gates, pool junction box, premium stone/tile accents inside & out, soaring beamed ceilings, handmade doors & cabinets, gorgeous electric fireplaces, bathroom access for each bedroom, and two oversized 5-ton AC units.Unbelievable east-facing backyard oasis with covered outdoor living room, half bath, and reinforced patio roof ready for future spiral staircase to a stargazing deck.One-of-a-kind--explore and fall in love!

4
BEDS
5
BATHS
3,520
SQFT
0.33
ACRES

Exquisite and Luxurious Mansion in the coveted North Albuquerque Acres. This remarkable estate embodies timeless sophistication and grand scale, meticulously crafted by renowned master builder Candelaria Homes. Featuring five generous bedrooms, five refined baths, and an exceptional eight-car garage. The residence is designed for both gracious living and elevated entertaining. Soaring ceilings with elite lighting enhance the expansive living areas. Chef's kitchen showcases premium appliances and butlers pantry. Indulge in a private theater, dedicated fitness studio, and a sumptuous owner's retreat with his and hers well appointment spa style ensuite bathing room. A breathtaking custom courtyard pool anchors this extraordinary estate. It's a Lifestyle! 75k in seller credit available.

5
BEDS
5
BATHS
6,341
SQFT
0.89
ACRES

Highly sought after gated neighborhood in Old Town area greenbelt! Easy access to I-40, bosque trails and downtown. 3-bedrooms and a dedicated office/studio or possible 4th bedroom. Mature landscaping, privacy, security and refined living come together in one location.A standout feature is the dedicated home office with a private entrance, single garage and half bath perfect for professionals, creatives, or anyone seeking a truly separate work-from-home environment while maintaining privacy from the main living areas. Need multi-gen living? Convert the single garage to expanded private living space. The main home enjoys three bedrooms 2 bathrooms plus powder bath and two car garage. Open floorplan living room, kitchen, dining room with abundant natural light.

3
BEDS
4
BATHS
2,699
SQFT
0.27
ACRES

Rare North Valley find with true flexibility. Located in a sought-after area, this modern Twilight Home offers a highly desirable layout with two true primary suites (one up, one down), 4 bedrooms total, a versatile loft, and living spaces on both levels--ideal for multigenerational living, guests, roommates, or work-from-home needs. The light-filled main level features an open kitchen with granite countertops, and gas range flowing seamlessly into dining and living areas. Walk-in closets in the primary suites add everyday comfort. Enjoy your private rear patio, landscaped front yard, and low-maintenance living. Set in the heart of the North Valley lifestyle with access to local cafes, markets, walking paths, and easy city connections.

4
BEDS
3
BATHS
2,059
SQFT
0.05
ACRES

This home is open and bright, with raised ceilings, upgraded light fixtures, and ceiling fans. The kitchen features quartz countertops, a white tile backsplash, stainless steel appliances, catti-corner pantry, and a large island. Washer and dryer included. The primary suite offers dual sinks, water closet, shower and a spacious walk-in closet. Cooling unit updated less than a year ago. Outside you will find a covered patio and easy maintenance gravel. There is a bonus in the 2 car garage- Tesla charger!!

3
BEDS
3
BATHS
1,879
SQFT
0.09
ACRES

Welcome to this beautifully reimagined residence located on a pristine, highly desirable street in Nob Hill Albuquerque, one of the city's most sought-after neighborhoods. Every detail of this home has been thoughtfully upgraded, blending modern design with timeless quality. Enjoy peace of mind with brand-new windows, a new TPO roof, new stucco, new HVAC, and all new electrical, complemented by stylish recessed lighting and designer light fixtures throughout. The interior showcases real hardwood floors, elevating the home with warmth and elegance.The kitchen is a showstopper, featuring custom soft-close cabinetry with modern pulls, new countertops, stainless steel appliances, a butler's pantry, and a dedicated coffee bar/wine rack--

4
BEDS
2
BATHS
1,877
SQFT
0.13
ACRES
$599,000
-40,000$ 05/14

Price Improvement: Rare 4+ bedroom home in Nob Hill on McDuffie Park offering space, flexibility, and a lifestyle that's hard to find. Backing directly to the park, the home feels private and open with peaceful green views and immediate access to one of Nob Hill's most loved outdoor spaces. Inside offers a highly flexible layout with two en suite bedrooms and multiple living areas. The expansive approx. 2,644 sq. ft. second story creates natural separation ideal for guests, multigenerational living, or working from home. A versatile fifth bedroom or flex space adds even more options, including potential garage conversion. With rare square footage and a premier park setting, this is a standout opportunity at just under $600K.

5
BEDS
3
BATHS
2,644
SQFT
0.14
ACRES

If you'd like your mornings to start with Sandia Mountain sunrises off the east balcony & evenings end with city lights glittering to the west -- you've found the one! A custom stained glass entry makes an impression the moment you step inside. The upgraded kitchen anchors a sun-filled great room with hardwood floors throughout. The backyard is something else entirely -- koi pond, fruit trees, garden beds & lush grass create a retreat that feels miles from the city, even though you're minutes from everything, including 3-minute Tramway access to KAFB, Sandia Labs & I-40. The oversized 3-car garage doesn't photograph well enough. Workshop, vehicles, hobby space -- it's the flex space buyers wish they'd had before.VA assumable loan at 2.875% PLUS a $5000 Rate buy-down credit available!

3
BEDS
3
BATHS
1,975
SQFT
0.18
ACRES

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering 1,561 square feet of comfortable living space. Built in 2022, this residence still feels like new while featuring thoughtful details that add warmth and character.The open floor plan is perfect for everyday living and entertaining, highlighted by stylish modern finishes and elegant granite countertops. The kitchen comes equipped with stainless steel appliances, and the washer and dryer are included for added convenience. Designed with energy efficiency in mind, the home runs on solar, helping keep utility costs low. Both the front and backyard are fully landscaped, creating inviting outdoor spaces ready to enjoy. Don't miss out! Schedule your showing now!

3
BEDS
2
BATHS
1,561
SQFT
0.12
ACRES

Welcome home to this stunning Pulte Parklane home in the highly desirable Inspiration community. This inviting 3 bedroom, 3 bath home is filled with natural light and thoughtfully designed for everyday living and entertaining, featuring 10ft ceilings, 8ft doors, and expansive sliders that open to a beautifully landscaped backyard complete with a putting green, perfect for relaxing or entertaining. The chef's kitchen shines with a built in gas stove and oversized island, while the living room fireplace creates a warm, inviting space. The primary suite offers a huge walk-in closet and spa like cave shower. A tandem 3 car garage and versatile extra living space ideal for a home office complete this exceptional home. Located near schools, restaurants, and everyday conveniences.

3
BEDS
3
BATHS
2,489
SQFT
0.16
ACRES

Welcome to Mirehaven! This beautifully designed single-story home offers 3 bedrooms plus a dedicated office, making it ideal for both families and professionals. Stunning LVP flooring flows throughout, enhancing the home's bright and inviting feel. The gourmet kitchen is a true showstopper, featuring a large granite island, built-in appliances, and abundant cabinet space--perfect for cooking and entertaining. A cozy fireplace anchors the great room, while tray ceilings add an elegant touch and elevate the overall ambiance. The spacious primary suite boasts a charming bay window that fills the room with natural light and creates a perfect relaxation nook. The ensuite bathroom impresses with a custom tile shower. Step outside to a low-maintenance backyard designed for maximum enjoyment.

3
BEDS
3
BATHS
2,493
SQFT
0.15
ACRES

Come on by and take a look at this great little home. 3, possibly 4 bedrooms, 1 full bath and a 3/4 primary bath. This home sits right on the edge of the highly sought after La Sala Grande Neighborhood. At the corner of Aztec and General Stilwell, Nice sized corner lot with good food, close to shopping and 3 very nice city parks very near by.

4
BEDS
2
BATHS
1,400
SQFT
0.18
ACRES

Don't wait to build new. This less than 1 year old, very well maintained, DR Horton home has a bright open floorplan with large greatroom, dining room and kitchen with granite countertops, rich dark cabinets, stainless appliances and walk-in pantry. Spacious primary suite has a large walk-in closet and bath with dual sinks. Three additional bedrooms, one at front of home, ideal for home office. Home comes complete with the features of the new homes plus window coverings, all appliances including washer and dryer. No need to leave with a dirt backyard. Backyard is fully landscaped with low maintenance turf, covered patio and gazebo.

4
BEDS
2
BATHS
1,602
SQFT
0.1
ACRES
$645,000
-3,000$ 05/10

Welcome to 412 11th Street NW in the historic Fourth Ward, where tree-lined streets meet downtown views. This home preserves its classic charm and historic elegance while offering thoughtful modern updates. Improvements include updated mechanicals, a relocated kitchen w/ gas cooktop & dbl ovens, added bathrooms and closets, and a detached, finished two-car garage. Also plantation shutters and added built-in bookshelves. The primary bath features a custom extra-deep soaking tub for two. Mini-splits provide heating and cooling in every room. The third floor offers cooling and an added closet, ideal for a bedroom or office. The backyard has a beautiful covered porch and a hot tub! A new shingle roof was installed in 2024, and all appliances convey.

3
BEDS
3
BATHS
2,294
SQFT
0.16
ACRES

Welcome home to this DR Horton constructed home located in The Trails! Featuring refrigerated air, granite counters, entry courtyard, xeriscape landscaping, dual sink primary bath, large shower, walk-in closet, and covered patio! Walking trails and parks nearby!

3
BEDS
2
BATHS
1,592
SQFT
0.12
ACRES

Enjoy the best of lifestyle from this exceptional custom home, perfectly positioned to capture the classic Southwest. This classic and modern residence offers over 2,000 square feet and more than half of acre to enjoy your home, with quality cabinetry, custom wood doors, and beautiful floors and tile throughout. The gourmet kitchen impresses with custom soft-close cabinetry, quartz countertops, center island and professional-grade appliances, pantry and The master suite is a serene retreat with spa-like bathroom and large walk-in closet offering comfort and privacy. The property also offers a 34' RV garage/workshop with hookups, 2 additional garages and insulated climate controlled workshop. . Designed for outdoor living, the house is spacious and offers much more.

4
BEDS
2
BATHS
2,127
SQFT
0.55
ACRES

Enjoy the freedom of country living on a full acre with a private well and horse privileges, all while staying close to town conveniences. This versatile property offers wide-open space, a covered carport, generous parking, RV hook ups, horse stalls, and an outbuilding with a metal roof--ideal for storage, a workshop, or animal use. Inside, the home features an open layout with easy-care tile flooring throughout. Both bathrooms have been beautifully remodeled, giving the interior a fresh, updated feel and adding comfort and value. Whether you're searching for a peaceful retreat, room for animals, or a property with space for hobbies and equipment, this one-acre home offers flexibility, comfort and plenty of room to grow. Why wait? Schedule your showing today!

4
BEDS
2
BATHS
1,969
SQFT
1
ACRES

DON'T MISS OUT ON THIS ONE!!! Fully renovated two-bedroom home features granite countertops, laminate flooring, a modern kitchen and bathroom. New shingle Roof and upgraded split heating and cooling system. Enjoy access to a private backyard, perfect for relaxing or entertaining. Behind the main house, there's an unfinished building that presents a fantastic opportunity for customization. Schedule your showing today!!!

2
BEDS
1
BATHS
1,304
SQFT
0.19
ACRES

Pristine Home In Del Webb Mirehaven, a 55+Active Adult Gated Community!!! This 'Haven' Model has 1889sf, 2BR's plus an Office/Den, 2CG & was Built in 2022 on a Premium Lot which backs to Open Space!! Owners added multiple Upgrades including beautiful Wood-Look Floor Tile, Lux Kitchen complete w/Soft-Close Drawers & Roll-Out Trays behind every base cabinet, Oil Rubbed Bronze Knobs & Pulls, Pendant Lights, Beautiful Granite, Tile Splash, Large Island, a Private Courtyard that is off the kitchen! The office/den has nice French Doors w/a large window looking out to the courtyard! Primary BR has HUGE WIC & bath has two Separate sinks/cabinets & Grab Bar added in Shower! You'll love the Custom Landscaping w/beautiful extended patio, turf, plantings & easy maintenance front & back yards! MORE!

2
BEDS
2
BATHS
1,889
SQFT
0.15
ACRES

Sitting on 1.6 private acres, this Four Hills estate offers 5 bedrooms plus a full casita with its own living room & kitchenette. Enjoy 1,500+ sq ft of garage space w/ a pull-through bay to the back lot. The backyard features a resort-style pool w/ automatic cover & diving board, large covered patio, real grass, basketball court, mature trees, & areas to relax or entertaining. Inside, the updated granite kitchen with double ovens & butcher block island opens to a spacious layout with/ wood floors, tons of storage, luxurious primary suite w/ a huge walk-in closet, game room with a retro bar, & large laundry room. Recent updates include roof, electrical panel, an HVAC system, driveways, pool deck, carpet, paint, & more. Minutes from The Canyon Club, Kirtland AFB, shopping, & hiking!

6
BEDS
4
BATHS
5,116
SQFT
1.6
ACRES

One of Albuquerque's most historic houses on the market for the first time EVER!Original family of the original owners/builders have kept it since the construction in 1897. The house, and then accompanying Mercantile store, were the very beginning and gateway into Albuquerque's Historic Sawmill & Industrial district and continuing on to Old Town Albuquerque! This 2 bedroom, 2 bathroom home was redone and expanded in the late 1980's, and again recently, only to keep up with modern amenities and safeties. The home has so many original touches historic all in their own regard and beautifully kept together. The second dwelling, old Mercantile shop, has been converted to an artists dream studio. With huge potential and a historic past, this property has it all!

2
BEDS
2
BATHS
2,373
SQFT
0.54
ACRES

3 Bedrooms | Covered Front Porch & Back Patio | Level 2 Granite Countertops | Overhead Garage Storage | Dining Room Buffet Cabinets 🏡Come home to charm and comfort in this thoughtfully designed 3-bedroom home located in the heart of Mesa del Sol - M4. With both a covered front porch and a shaded back patio, this home is built to enjoy the beauty of New Mexico weather year-round.

3
BEDS
2
BATHS
1,523
SQFT
0.1
ACRES

Easy Living, Bright Design - Your Mesa del Sol Retreat Awaits2 Bedrooms | 2 Bathrooms | Covered Front Porch & Back Patio | Level 2 Quartz Countertops | Garage Overhead Storage + Keypad EntryStep into cozy, low-maintenance living with this beautifully crafted 2-bedroom, 2-bathroom home located in the heart of Mesa Del Sol - M4. With both a covered front porch and covered back patio, this home offers the perfect setup to enjoy New Mexico's sunshine from sunrise to sunset.

2
BEDS
2
BATHS
1,266
SQFT
0.1
ACRES

This charming 3-bedroom, 2-bath brick home is located in a quiet, well-kept neighborhood. Inside, you'll find beautifully refinished hardwood floors and freshly painted interiors that create a bright, welcoming atmosphere throughout. The kitchen features a brand-new range and dishwasher. Additional updates include new garage doors, new bathroom and bedroom doors, new light fixtures in den and kitchen.

3
BEDS
2
BATHS
1,808
SQFT
0.17
ACRES
$500,000
-10,000$ 05/11

Now offering Owner financing! Beautifully updated and meticulously maintained, this home welcomes you with a split-faced block wall, fresh landscaping, and a full front and back sprinkler system. Inside, enjoy elegant tile flooring, refreshed carpet, and beautifully redesigned bathrooms with updated vanities. The living area features a redesigned fireplace with a sleek quartz threshold. Two refrigerated air units ensure year-round comfort. The backyard is an entertainer's retreat with a spacious patio, outdoor kitchen, and new outdoor curtains. The sparkling pool has been renewed with a 2021 liner and 2023 cover. Additional upgrades include a newer water heater, microwave, and washer/dryer.

4
BEDS
3
BATHS
2,290
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.