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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 805 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to Ladera Heights! This move-in-ready pueblo-style home features upgraded wood floors, high ceilings, and a striking stacked stone fireplace. The spacious kitchen offers ample storage and a formal dining area. The main-floor primary suite includes a spa-like bath with a soaking tub, separate shower, and walk-in closet. Upstairs, enjoy two bedrooms and a cozy loft--great for an office or studio. Relax in the low-maintenance backyard with a covered patio and cowboy pool. Don't miss this one--schedule your showing today!

3
BEDS
3
BATHS
1,970
SQFT
0.1
ACRES

Immaculately maintained one owner home boasting modern upgrades. Enjoy the elegantly landscaped front and back yards. Experience the serenity of the backyard oasis complete with mature trees that provide cooling shade. $4k Tuff Shed for your extra goodies installed in 2019, Nearly $12k invested in high-performance, tempered Smart Sun windows and 400 Series Frenchwood, 2 panel Active/ Passive Exterior Patio Door installed by Renewal by Anderson in 2021. New roof in 2021. $13k Bryant Legacy HVAC upgrade in 2024. A must-see sanctuary you'll never want to leave. This home also features 3Br, 3Ba w loft and open kitchen and cozy formal dining room for family dinners, and barely-walked on flooring installed in 2022. Close to bike trails. shopping, hiking, public transit+

3
BEDS
3
BATHS
2,151
SQFT
0.16
ACRES

The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a dining area and a kitchen with a center island and built-in pantry. Other notable features include a large primary suite with an attached bath and roomy walk-in closet, two guest bedrooms that share a bath, and a laundry with sink and cabinet options.

3
BEDS
2
BATHS
1,970
SQFT
0.13
ACRES

5
BEDS
3
BATHS
2,710
SQFT
0.13
ACRES

Welcome home! Nestled in a cul-de-sac, this charming residence boasts 3 bedrooms, 2 baths, and a 2-car garage. Inside discover a cozy fireplace, recessed lights, and a blend of tile and carpet flooring creating a welcoming atmosphere. The kitchen is a highlight, featuring granite countertops, SS appliances, and a generously sized kitchen island with ample cabinet space, all complemented by a delightful bay window that bathes the space in natural light. Retreat to the luxurious ensuite bathroom with its double sink vanity and shower, offering a perfect oasis for relaxation. Ceiling fans throughout and refrigerated air ensure comfort throughout the year. Located conveniently near amenities, this property offers modern living and no HOA fees. Schedule your viewing today!

3
BEDS
2
BATHS
1,574
SQFT
0.15
ACRES

Peaceful, Private & Stunning Views, Step into serenity with this beautifully remodeled 2-bedroom, 2-bathroom home nestled along the lush Rio Grande Bosque. Surrounded by mature cottonwood trees, this private oasis offers both modern upgrades and the timeless charm of New Mexico's natural landscape. Every detail of this home has been thoughtfully updated--from the new TPO roof, energy-efficient windows, and brand-new AC unit, to the polished concrete floors that lend a sleek, contemporary touch throughout. The kitchen and bathrooms have been fully upgraded, featuring stylish finishes and modern fixtures that elevate both comfort and convenience. Enjoy peace of mind with all-new well equipment and a new septic system, ensuring efficient

2
BEDS
2
BATHS
1,239
SQFT
0.45
ACRES

Want a NEWER home NOW!?! Looking for a New Build, but do not want to wait for the construction! ''The Sydney'' by DR Horton completed construction May 2023. Adorable 3 bedroom, 2 bath 2 car garage. Open great room and dining area with a large island makes for spacious entertaining. Elegant kitchen with granite counter tops, kitchen island seating, Whirlpool appliances and spacious pantry. All appliances stay including washer and dryer. Ceramic tile floors in kitchen, dining and all wet areas. Nice high ceilings with recess lighting. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roof. Smart home with Amazon Alexa connect. Refrigerated air and low- e windows. There is a drip system for all the lawn watering! Call to see TODAY!!!

3
BEDS
2
BATHS
1,289
SQFT
0.1
ACRES

CASH ONLY SHORT SALE! UNLOCK THE POTENTIAL OF THIS DIAMOND IN THE ROUGH! This 3-bedroom, 2 bath home offers an open layout filled with possibility. Bring your vision to this ''as-is'' handyman special. Don't miss your chance for this great investment opportunity. Requires bank approval.

3
BEDS
2
BATHS
1,303
SQFT
0.16
ACRES

Well-maintained property featuring an additional spacious 1,200 sq ft casita with a 650 sq ft garage. The main home (1834SqFt) offers a Master suite addition, granite countertops throughout, and custom wood cabinetry. Enjoy year-round comfort with new (2023) refrigerated air. Fully electric with solar--no gas utilities. Recent upgrades include a TPO roof (2021) and fresh stucco (2023). A turnkey setup ideal for multi-generational living or rental potential.

3
BEDS
2
BATHS
3,034
SQFT
0.25
ACRES

Welcome Home! This spacious 4-bedroom, 2.5-bath gem offers comfort, functionality, and style in a prime location. Enjoy elegant tile flooring in the kitchen, all bathrooms, and foyer. The upgraded kitchen features modern appliances and a bar area, flowing seamlessly into a formal dining room with breathtaking views of the Sandia Mountains. A beautifully crafted oak staircase includes an installed stair lift for added accessibility and convenience. The front yard is beautifully landscaped with mature trees and vibrant rose bushes, creating stunning curb appeal. Step outside to a large, private backyard with a covered patio, ideal for relaxing or entertaining. An additional flex space provides the potential for a fifth bedroom, home office, or hobby room to suit your needs.

4
BEDS
3
BATHS
2,025
SQFT
0.14
ACRES

Introducing Westway Homes AlbuqURBAN Series of Homes. This fantastic floor plan is an open, modern design built for the way we live today. The kitchen features designer cabinets and Bosch stainless appliances. The primary suite is downstairs and features a gorgeous bath with a tub, walk-in shower and enormous closet. This is a great floor plan in Albuquerque's most innovative community! This home will be complete and ready to close in September, 2025.

3
BEDS
3
BATHS
2,046
SQFT
0.1
ACRES

*SHORT SALE APPROVED PRICE* Come and see this well maintained Uptown home that has so much to offer! Great floorpan with plentiful of natural light, newer carpet and paint! Large bedrooms and good sized living area really adds to the comfort of your home! Warm fireplace in your dining room/den, open kitchen really completes the offerings of this home! Large backyard with plenty of natural shade, raised garden beds, garden shed and privacy is ready for all your backyard activities! Tankless water heater newer Refrigerated air and two stage heating units! PAID OFF SOLAR! Come and see this home today!

4
BEDS
3
BATHS
1,820
SQFT
0.24
ACRES

Discover this stunning custom Eric Spurlock home nestled in the desirable Albuquerque Foothills with trail access right across the street. Featuring 3 bedrooms and three baths, this thoughtfully designed residence offers a luxurious main-level primary suite complete with a cozy fireplace, jetted tub, expansive walk-in closet, and a private walkout balcony--perfect for soaking in breathtaking views.The lower level with it's own private entry boasts an additional bedroom and bathroom along with over 1,200 square feet of flexible space. Whether you envision extra bedrooms, a home office, or the ultimate man cave, this area adapts to your lifestyle needs.Kitchen floors have been updated and all furniture is gone.Seller will offer credits towards closing costs or to buy down your r

3
BEDS
3
BATHS
3,056
SQFT
0.12
ACRES

Newly constructed luxury home with all the modern touches you've been looking for. This beautiful home is full of unique textures and features. Sitting on over â…“ of an acre this single story property is nestled in beautiful Petroglyph Estates in Volcano Cliffs. The open floor plan is perfect for entertaining, or settling in w/ the family. Huge waterfall island in an incredibly appointed kitchen is a wonderful gathering spot. Viking appliances await your family chef. Elegant glass door pantry for your special wine pairings just off of the dining room. Open living space has accordion glass doors onto the large patio. Dining & primary bedrooms also have these great portals to outdoor living. En suite bathroom is spa like with gorgeous amenities. Att'd casita w 3/4 bath.

4
BEDS
4
BATHS
2,989
SQFT
0.36
ACRES

Beautiful Pulte-built home in Albuquerque's desirable master-planned community of The Boulders! This 3-bedroom, 2.5-bath home with a spacious loft offers flexible living--ideal for a home office, second living area, or playroom. Enjoy new laminate flooring in the main living area and no carpet on the main level. Open-concept layout provides great flow for everyday living and entertaining. Fully landscaped front and backyard perfect for outdoor living, gardening, or relaxing. Convenient location near shopping, dining, parks, and trails with easy access to major roads. A great opportunity in one of Albuquerque's sought-after neighborhoods!

3
BEDS
3
BATHS
2,058
SQFT
0.11
ACRES

This two-story home offers wide doorways and an open floorpan throughout. Featuring 4 bedrooms and 3.5 baths, the layout includes a spacious primary suite with a large walk-in closet. An additional en-suite bedroom offers a roll-in shower and kitchenette, providing flexible use and options for multigenerational living.The loft provides extra work-living space and mountain views. Open and inviting floor plan designed for ease of use and everyday comfort. The upgraded kitchen features rich cherry cabinetry, granite countertops, and abundant storage. Home is equipped with a whole-house water filtration system, tankless water heater, and a Decra tile roof with transferable warranty.This home is thoughtfully designed with comfort and functionality.

4
BEDS
4
BATHS
2,544
SQFT
0.09
ACRES

Unique opportunity to own this zoned mixed used property! The living quarter has been modernized with stainless steel appliances, granite counter top, updated cabinetry and refrigerated AC. Tile floor through the house. The Adjacent office/workshop has its own bathroom and plenty of space for business use. Property has automatic guard gate and fences all around with ample parking.

2
BEDS
2
BATHS
1,598
SQFT
0.22
ACRES

100-Day Home Warranty coverage available at closing. Welcoming 3 bedroom, 3 bath home in the heart of Uptown Albuquerque, beautifully updated for modern living. A new HVAC system installed in July 2025, fresh interior paint, and updated flooring throughout set the tone for move-in readiness. The spacious kitchen features stainless steel appliances and ample counter space, living area and fireplace. Sliding glass doors connect the indoors to the outdoors, opening to the backyard and a welcoming patio. The generous primary suite with ensuite bath and a large closet, two additional bedrooms share a full bath, with a separate third full bath. A convenient 2-car garage provides parking and extra storage. You'll enjoy easy access to shopping, dining, and entertainment.

3
BEDS
3
BATHS
1,943
SQFT
0.3
ACRES

Beautiful custom home in the foothills w/stunning views of the Sandia Mountains & the City. This 3 bedroom with office and 4 bath home offers a spacious living room with 2 Master Bedrooms 1 downstairs and 1 upstairs and 20ft ceilings. Large loft w/fireplace & balcony. Two primary suites with walk-in closets & full baths w/jetted tubs. Third bedroom has on- suite bathroom & 2 walk-in- closets. Large laundry room with lots of storage & laundry sink. Kitchen with island, panty & breakfast area. Over 1000 sq. ft. 3 car oversized garage w/utility sink & AC. Long driveway offers RV parking & RV hookup. 12x20 Storage Shed. New stucco in 2022. Private back yard offers a covered patio as well as open patio space & lush grass. Automatic sprinklers front & back.

3
BEDS
4
BATHS
3,115
SQFT
0.23
ACRES

This charming North Valley home is ready for new owners! This great property offers, 3 bedrooms, 1.75 baths, 2 living areas and 1,735 SQFT. Updates include: a new front porch(2023), laminate flooring (2023), Carpet (2025) and a roof (2020). Enjoy outdoor living with the covered patio, backyard access, and two storage sheds. The front courtyard features beautiful exposed Adobe, perfect for creating a private retreat. Additional highlights include a new water heater (2024), a gas stub for the backyard patio, and a Master Cool system. Conveniently located less than a mile from I-40 on a desirable corner lot, this property is not within an HOA or PID restrictions. Don't miss out on this amazing opportunity!

3
BEDS
2
BATHS
1,735
SQFT
0.22
ACRES

Westway Home (Cosmo floor plan) built in 2022 offers 1,595 square foot, 2 bedrooms, 3 baths, and modern, open living. Granite countertops, stainless GE appliances, and luxury vinyl tile flooring. HOA covers common area.

2
BEDS
3
BATHS
1,595
SQFT
0.08
ACRES

''This sleek, contemporary home by Twilight Homes epitomizes modern luxury. Spanning 1,545 sq ft, it offers 3 bedrooms, 3 bathrooms, and two spacious living areas. High-end finishes include raised ceilings, granite countertops, luxury vinyl flooring, and a covered front porch. The chef's kitchen boasts stainless steel appliances, custom cabinetry, and a large island. The primary suite features a spa-like bath with a walk-in shower and dual vanities. Energy-efficient upgrades include Low-E windows, a programmable thermostat, and an energy-efficient gas furnace. Enjoy a landscaped yard with a private patio, perfect for entertaining. Near top-rated schools, shopping, fine dining, and minutes from downtown and highway access. Modern style, comfort, and efficiency--don't miss this opportunity!'

3
BEDS
3
BATHS
1,545
SQFT
0.05
ACRES

BACK ON MARKET! with improvements! Cottonwood lined streets welcome you home in a gated community just minutes from Old town, The ABQ Bio Park, Zoo and downtown. This beauty features high ceilings, open floor plan and custom features throughout. Saltillo tiles, hand carved posts, vigas & corbels bring a touch of southwestern sophistication. Three bedrooms on the main floor, including the primary with a gas kiva fireplace, a full on-suite bathroom double sinks, and two closets. The front bedroom has its own entry door to the front courtyard. The backyard features a covered gazebo, putting green and raised garden beds.

3
BEDS
3
BATHS
2,410
SQFT
0.17
ACRES

This stunning home is filled with upgrades and modern touches! Enter through the courtyard into the elegant tundra foyer with vaulted ceilings and barreled hallways, creating a bright, open feel. The gourmet kitchen features an oversized quartz island, pull-out cabinetry, Whirlpool appliances, a 5-burner gas stove, double oven, and a spacious walk-in pantry. Plank tile flooring runs throughout most of the home, with plush carpet in the bedrooms. The primary suite offers a luxurious retreat with an upgraded California Closet. The private, fully landscaped backyard showcases breathtaking mountain views. This well-maintained home also includes a separate living space or in-law suite. Don't miss out on this exceptional home, schedule a showing today!

4
BEDS
4
BATHS
3,532
SQFT
0.2
ACRES

This 4-bedroom, 2.5-bathroom home is ready for its next owner. The well-designed open floor plan connects the main living spaces for a sense of openness. The primary bedroom includes an attached bathroom, and the three additional bedrooms are ideal for any need.Enjoy the comfort of the living room and the convenience of the covered patio in the backyard. This home combines practicality with a cozy feel, making it a great find.Contact us today to schedule your private showing!

4
BEDS
3
BATHS
2,692
SQFT
0.13
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.