FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 1071 listings in Albuquerque.

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A lush walkway leads to a home that feels elegant, warm, solid, and easy to settle into.Step through the entry into a two-story great room centered on a stone fireplace. Hardwood floors glow underfoot, and the room has the kind of circular flow that keeps conversation moving from kitchen to dining to patio. This is the house where people naturally collect at parties.The kitchen is large and practical: generous counters, island, abundant cabinets, and a clear path to a formal dining room that looks out over the patio. A TV room and office sit nearby, so everyday living doesn't have to pile up in one space.The primary suite is on the main floor -- a true retreat with its own fireplace, an updated elegant bath, and a walk-in closet. Upstairs, a loft sits at the center of three bedrooms and two baths, a private wing that works for kids, guests, or a hobby floor. Closets and storage are generous throughout. 3 car garage. Refrigerated air. Altura Park is nearby, with a playground, walking path, and tennis courts. Such a convenient location near UNM hospital, Law school, and not far from Sandia Labs.

4
BEDS
4
BATHS
4,191
SQFT
0.2
ACRES

Built with pride by Sivage Thomas Homes. Easy flowing floor plan features two spacious living areas, a well appointed kitchen that even the pickiest chef will love and a master bedroom that is truly fit for royalty! Natural light literally floods the well appointed kitchen featuring a convenient island. Spacious master bedroom provides private entrance to patio. Bath area features separate tub and shower, water closet and a double vanity. Three garage features convenient utility sink. Low maintenance landscaping. Easy access to Paseo del Norte, shopping and so much more!

3
BEDS
2
BATHS
2,085
SQFT
0.18
ACRES

Updated Sawmill District Gem! Located in one of Albuquerque's most sought-after neighborhoods, this beautifully updated home offers the perfect blend of character and modern convenience. Extensive improvements include updated kitchen and bathrooms, flooring, roofing, windows, stucco, plumbing, water lines, electrical systems, and more. Enjoy easy access to Old Town, Sawmill Market, museums, dining, parks, and Downtown Albuquerque. Whether you're looking for a primary residence, second home, or investment opportunity, this move-in-ready property offers exceptional value in a prime location.CAN BE SOLD IN PACKAGE WTH MLS 1104521 & OR 1104522

3
BEDS
2
BATHS
1,450
SQFT
0.13
ACRES

9124 Twilight Lane NE, Albuquerque

Correction Plat For The Estates
$848,500

Welcome to your luxurious sanctuary in the heart of a private gated community. This stunning energy green NM Silver built Ashton home dislays upgrades throughout, featuring 3 bedrooms plus an office, designed with an open-concept layout that highlights high ceilings and fresh paint throughout. A stack-stoned courtyard welcomes you to the entry way with stone accent wall and nicho. The gourmet kitchen boasts stainless steel appliances, granite countertops, a generous island, and a butler's pantry, perfect for culinary enthusiasts. The inviting living area features elegant wood beams, a stacked stone gas fireplace, and rich wood floors, creating a warm ambiance. Retreat to the primary suite complete with a separate patio entrance and enjoy the meticulously landscaped backyard

3
BEDS
3
BATHS
2,602
SQFT
0.23
ACRES

Live life in the the Albuquerque Foothills! Enjoy evenings on your deck watching the sunset over the city with your own personal view of Supper Rock. 5 bedroom 3 bath home with 2 car garage and carport. Large driveway to accommodate multiple vehicles, projects or a friendly basketball game. Cool off with a dip in the pool on coming Summer afternoons. Home includes 22' X 11' recreation room and separate laundry room. New HVAC unit 2026. Piedras is minutes to foothills hiking and Supper Rock Park. Close to I-40 and Tramway for easy commute. Come see 14316 Piedras today!

5
BEDS
3
BATHS
2,461
SQFT
0.34
ACRES

Located in the highly sought after Tanoan East Estates, this exceptional home offers spacious living just minutes from the clubhouse. Featuring oversized bedrooms, including two bedrooms with private showers, this residence offers a total of 4 showers throughout the home, combining comfort, functionality, and elegance. Soaring open ceilings and abundant natural light create a bright and inviting atmosphere, while two generous living areas provide the perfect setup for both entertaining and everyday living. The upgraded appliances add a modern touch to the well appointed kitchen spaces. Step outside to a backyard designed for relaxation and entertaining, with ample space for pool parties, gatherings, or simply enjoying the peaceful surroundings of this quiet Northeast neighborhood.

4
BEDS
4
BATHS
2,943
SQFT
0.15
ACRES

Located in the prestigious gated community of Oxbow North, this custom home offers exceptional architectural character, soaring ceilings, open living spaces, and multiple gathering areas. The chef's kitchen features a Sub-Zero refrigerator, granite countertops, a large island with veggie sink, hidden refrigerator drawers, and rich custom cabinetry. The luxurious primary suite includes a two-way fireplace, sitting area, jetted tub, and separate shower. A huge loft and versatile flex room provide space for a fifth bedroom, office, or workout area. Enjoy stunning views from two large balconies, plus a beautifully landscaped backyard with 15+ fruit trees and an outdoor grilling area. With central forced air, radiant heat, and a secure cul-de-sac location close to schools, shopping, and dining.

4
BEDS
4
BATHS
5,191
SQFT
0.19
ACRES

12200 Bear Valley Lane NW, Albuquerque

Plat For Inspiration Subdivision
$612,000

Welcome to this stunning 5-bedroom, 4-bathroom home with 3,481 sqft of beautifully designed living space. The open layout creates an inviting atmosphere, perfect for family gatherings and entertainment. The home features brand new laminate wood flooring, installed in May 2026, that extends throughout the living room, dining area, and all five bedrooms. Additionally, this property includes a spacious office as well as an extra flex room, ideal for a home gym, hobby room, or kids' hangout area. Step outside to enjoy the landscaped backyard with a covered patio and appreciate the privacy of no neighbors to the east or south. This meticulously cared-for home is also conveniently located near many amenities!

5
BEDS
4
BATHS
3,481
SQFT
0.19
ACRES

Welcome to this cozy 3 bedroom, 2 bath home ready for it's new owners! This home offers tons of potential, located in a quite southwest neighborhood, close to shopping, dining, and more!

3
BEDS
2
BATHS
1,270
SQFT
0.11
ACRES

A beautifully situated NE Heights gem in the sought after San Gabriel neighborhood. This spacious 3bed, 2bath home offers approximately 1,886 sq ft with inviting living areas, a versatile office/flex space, updated double pane windows, wood floors throughout (no carpet), evaporative cooling, a cozy covered back patio and a 2-car attached garage. Enjoy a prime location near parks, schools, shopping, dining, mountain foothills and everyday conveniences. A wonderful opportunity to own in a great neighborhood.

3
BEDS
2
BATHS
1,831
SQFT
0.16
ACRES

Stunning single story in an desirable neighborhood situated on a great lot backing to open space and direct access to trails! Open floor plan with abundant natural light features spacious kitchen with a large island, breakfast nook, granite countertops and stainless appliances, custom lighting and loads of storage! You will love the living room with 10' ceilings, custom shelving and stacked stone gas fireplace. Recent upgrades include neutral paint (2024), garage floor coating (2024), custom electronic window coverings in living room. Backyard is ready for your enjoyment with water feature, beautiful tile work on the patio, synthetic lawn, gazebo and pretty flowers! Wonderful move in ready home!

3
BEDS
3
BATHS
2,568
SQFT
0.16
ACRES

Cozy Home Conveniently Located Minutes away From The Airport, FreeWays, Downtown and Major Shopping Centers. Backyard access, 2 car detached garage and much more.

3
BEDS
1
BATHS
990
SQFT
0.16
ACRES

Completely remodeled home featuring 5 bedrooms, backyard access, 2 separate living areas, a loft, refrigerated air and more! Property sits on an oversized .25 acre lot.

5
BEDS
3
BATHS
2,668
SQFT
0.25
ACRES

Welcome to the brand-new Lemon Grass floor plan, a beautifully designed two-story home featuring 3 bedrooms and 2.5 bathrooms. Thoughtfully crafted for modern living, this spacious home offers an open-concept main level that seamlessly connects the kitchen, dining, and living areas--perfect for everyday living and entertaining. The primary bedroom is conveniently located on the main floor. Upstairs, you'll find a spacious loft, two additional bedrooms, and a full bathroom. Additional highlights include a convenient half bath on the main floor, energy-efficient features, stylish finishes, and plenty of storage throughout. The Lemon Grass combines comfort, functionality, and contemporary design to create the perfect place to call home.

3
BEDS
3
BATHS
1,850
SQFT
0.1
ACRES

1601 Pennsylvania Street NE Z4, Albuquerque

Winrock Shopping Center Addition No 2
$129,000

Welcome home to this move-in ready 1-bedroom, 1-bath condo in the heart of Uptown Albuquerque at Winrock Villas. The bright, open floor plan features a spacious living and dining area that opens to a private balcony. The kitchen offers everyday functionality, and the primary suite includes a walk-in closet. Enjoy central refrigerated air, a community pool, assigned covered parking, and an HOA that covers many utilities. Conveniently located near Winrock Town Center, ABQ Uptown, shopping, dining, and major roads. Great for first-time buyers or investors.

1
BEDS
1
BATHS
622
SQFT
13.23
ACRES

Charming 3-bedroom, 2-bath home awaiting its new owners! This home offers a functional layout with a spacious primary suite featuring a private bath. Enjoy a private fenced backyard perfect for relaxing or entertaining. Complete with a 2-car garage and conveniently located near parks, schools, and shopping, this home is ready for its next chapter.

3
BEDS
2
BATHS
1,026
SQFT
0.11
ACRES

Views and character! This single story well loved home features custom stained glass throughout the home and has exquisite back yard views of the Sandia Mountains. Located close to shopping, restaurants and not far from Presbyterian Rust hospital, this home will not last long!

3
BEDS
2
BATHS
1,759
SQFT
0.13
ACRES

Experience elevated Northwest Albuquerque living in this beautifully maintained semi-custom Twilight home with breathtaking Sandia Mountain and city views.Designed for both everyday comfort and entertaining, this spacious 2,896-square-foot floor plan offers 4 bedrooms with a flexible office or fifth-bedroom option, multiple living spaces, soaring ceilings, and abundant natural light throughout.The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, a large island, and an open layout that flows seamlessly into the main living area. The private primary suite offers a relaxing retreat with a spa-inspired bathroom, while the thoughtful in-law floor plan provides flexibility for guests or multigenerational living.

4
BEDS
3
BATHS
2,896
SQFT
0.19
ACRES

Welcome to one of the largest homes in the neighborhood! This spacious and light-filled floorplan offers room to spread out with multiple living areas and an ideal layout for everyday living and entertaining. The open kitchen features abundant cabinet space, a separate dining area, and flows seamlessly into the main living space. Upstairs you'll find 4 generously sized bedrooms, each with its own private bathroom, plus a large loft/family room filled with natural light!

4
BEDS
4
BATHS
3,244
SQFT
0.09
ACRES

2408 Sun Gate Trail SW, Albuquerque

Plat For Sun Gate Subdivision
$375,000

Beautifully home in the gated Sun Gate community of SW Albuquerque! This spacious two-story property offers over 2,700 sq ft with 3 bedrooms, 2.5 baths, multiple living areas, and a versatile loft perfect for an office, game room, or second living space. The open-concept kitchen features ample cabinetry, an island, and great flow for entertaining. Relax in the oversized primary suite with walk-in closet, dual sinks, garden tub, and separate shower. Enjoy a private balcony with scenic views and a low-maintenance backyard ideal for gatherings. Conveniently located near parks, schools, shopping, and dining--this home offers comfort, space, and convenience all in one!

4
BEDS
3
BATHS
2,861
SQFT
0.12
ACRES
$135,000
-$3,000

Welcome home to this charming 2-bedroom condo where comfort meets convenience. The free-flowing living room creates an effortless, open feel -- perfect for relaxing or entertaining -- anchored by a cozy wood-burning fireplace that makes every evening feel like home.Step outside and discover everything at your doorstep. Multiple eateries, grocery stores, and shopping centers are just minutes away, making everyday errands a breeze. Nature lovers will love the proximity to Tingley Beach -- a serene escape for morning walks, fishing, or simply unwinding by the water.

2
BEDS
1
BATHS
764
SQFT
0.04
ACRES

Welcome to 5131 Rose Quartz -- your next home sweet home! This beautiful Centex home sits on a premium lot with stunning backyard views and offers the perfect blend of comfort, space, and convenience. Featuring 4-5 bedrooms plus an additional office or possible 6th bedroom, this flexible floor plan is ideal for growing households, remote work, or multi-generational living. Enjoy granite countertops throughout, neutral tones, and bright, inviting living spaces filled with natural light. The open kitchen and spacious backyard create the perfect setting for entertaining or relaxing evenings at home. Located in Northwest Albuquerque near parks, golf, shopping, and dining, this vibrant community also includes access to a neighborhood pool through the HOA.

5
BEDS
3
BATHS
3,368
SQFT
0.14
ACRES

This house understood the assignment: be unforgettable. Seriously, If ordinary makes you itchy, welcome home. Designed by architect Ivor Williams, this Thomas Village original brings the drama with real adobe walls, soaring wood ceilings, massive windows and a loft-style primary suite floating among the trees. Three bedrooms plus an office or possible fourth bedroom give you room to live, work or plot your next adventure. Along the way, you'll find three fireplaces, stained glass, tree-trunk pillars, an indoor river-rock planter and a 360-degree wood spiral staircase. A giant dragon guards the entry, a metal alligator patrols the courtyard and the rear fence was built from original Albuquerque Speedway bleachers. Add rebuilt decks and owned solar, and you have a house that is equal parts art, history and pure Albuquerque weirdness. Cookie-cutter has left the building.

3
BEDS
3
BATHS
2,732
SQFT
0.36
ACRES

Flash Discount!! Seller will pay up to 7% of sales price to be used as 'Flex Cash' towards Closing Cost, Discount, or Rate Buy Down. Cannot be combined with any other offer.This is the perfect home for the discerning buyer who desires a flexible floorplan. The first floor is 1587 sf and features 3 bdrms, 2 baths and a 2c garage. The second level has it's own private entrance and heat/ac system. It is a 440 sf ADU complete w/applicances, granite countertops, washer and dryer, 3/4 bath, vinyl flooring, Living area and bdrm. The home comes with a 10 yr 2-10 home warranty as well as the exclusive 1-yr Builder warranty. Mesa del Sol offers stunning views of the Sandia and Manzano Mountains and is a water-wise, pedestrian-friendly, nature-focused community with schools, grocery, restaurant. Mesa del Sol offers easy access to I-25 , I-40 and the airport. We have several homes available for move-in or build your dream home with all your selections. Don't miss out.

4
BEDS
3
BATHS
2,027
SQFT
0.16
ACRES

CLOSE DISTANCE TO SANDIA NATIONAL LABORATORIES & KIRTLAND AIR FORCE BASE!! Beautiful custom home nestled in the foothills with breathtaking views of the Sandia Mountains and city lights. This spacious 3-bedroom home with an office and 4 bathrooms features soaring 20-foot ceilings and an open living area designed for comfort and entertaining. Two luxurious primary suites -- one downstairs and one upstairs -- offer walk-in closets, full baths. The third bedroom includes its own en-suite bath and dual walk-in closets. Upstairs, enjoy a large loft with a cozy fireplace and private balcony overlooking the stunning scenery. The kitchen features an island, pantry, and sunny breakfast area, while the oversized laundry room provides abundant storage and a utility sink. Car enthusiasts and hobbyists will appreciate the oversized 3-car garage. 50-amp RV hook-up & clean out.

3
BEDS
4
BATHS
3,203
SQFT
0.23
ACRES

2010 Summertree ''Willow'' model in Volterra with NO PID! Huge living room opens to country kitchen with island, bar, pantry and bay-window dining area. Adjacent ''flex'' room could be formal living, dining or media room. Powder room. Upstairs finds enormous primary suite with adjoining study/sitting room, deluxe bath (separate tub & shower, double vanity and walk-in closet) and private deck. Two more bedrooms share a full bath. Laundry room on upper level. Double garage with built-in storage systems. Tiled roof. Covered patio. Large corner lot with walled backyard. Low-maintenance front yard landscape. Easy access to KAFB and the Labs. Conveniently close to Manzano Mesa Park with community center, pickleball courts, and dog park. Open space nearby with trail access for hiking and biking.

3
BEDS
3
BATHS
2,350
SQFT
0.14
ACRES

HOME WAS COMPLETED IN AUGUST AND IS MOVE-IN READY! The Winsor floor plan at Spanish Walk in Albuquerque, New Mexico, is the largest home available in this boutique North Valley community, offering spacious single-story living, 4-bedroom flexibility, and modern open-concept design. With approximately 1,752 square feet, 4 bedrooms, and 2 bathrooms, this home is ideal for buyers seeking more space without leaving the convenience of Albuquerque. From the moment you enter, the home opens into a bright and connected great room, dining area, and kitchen, creating a seamless layout that supports both entertaining and everyday living. The open concept design enhances natural light and gives the home a more expansive, elevated feel. At the center of the home, the kitchen features a spacious island and corner pantry, providing functionality. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

4
BEDS
2
BATHS
1,752
SQFT
0.1
ACRES

Welcome to the highly sought -after Cimino Compound in the North Valley. Situated on 11 acres of lush green space with mature cottonwoods come see this inviting and beautifully maintained & freshly stuccoed 2 bedroom, 1 bath adobe showcasing authentic southwestern character with one of the largest courtyards, original vigas, wooden ceilings and timeless brick flooring. Natural light filled space creates a warm atmosphere complemented by stainless steel appliances and LG energy efficient washer/dryer combo located in the laundry closet. Step outside into your own private patio perfect for relaxing with picturesque walkways and meticulously maintained grounds. Community amenities include pool, sauna, fitness center, clubhouse.

2
BEDS
1
BATHS
974
SQFT
0.03
ACRES

5801 Lowell Street NE UNIT 28D, Albuquerque

Prospectors Point Condominiums
$225,000

NEW EVAP COOLER INSTALLED JULY 2026 This 2-bedroom, 11/2-bath condo offers a comfortable and functional layout with all living spaces conveniently located upstairs. The upper level features a spacious living room featuring a wood burning fireplace. A well-equipped kitchen with ample cabinet space, a dining area with access to your balcony. Two generously sized bedrooms, and a full bathroom along with a half bath for added convenience. Downstairs, the property includes a private single-car garage with additional storage space and direct access to the home. Ideal for comfortable everyday living, this condo combines privacy, practicality, and low-maintenance living in a welcoming setting. HOA includes exterior maintenance including roof, common grounds. and ater/sewer/trash

2
BEDS
2
BATHS
1,190
SQFT

Perfectly perched on the edge of the open space, this impeccably maintained 4-bedroom home plus office blends luxury, comfort, and thoughtful design, capturing panoramic views of the Sandia Mountains from nearly every angle. The chef's kitchen flows seamlessly into the living area and overlooks the resort-like backyard complete with pool, cascading hot tub, large covered patio, outdoor kitchen, fire pit, and low-maintenance turf lawn. The main-level primary suite captures stunning views and features patio access, a spa-like bath, and a spacious walk-in closet with a hidden entrance to the office. The second main-level bedroom includes an en suite bath, while upstairs offers a loft with view balcony, two additional generously sized bedrooms and sizable bath. Complete with a

4
BEDS
5
BATHS
5,633
SQFT
0.86
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.