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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 805 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Rare High Desert custom with breathtaking Sandia views inside and out! Perched on a quiet cul-de-sac, this 3,092 sq ft Centex pueblo-style home features radiant-heated flagstone floors, a beamed great room with fireplace, and a chef's kitchen with sandstone counters, double ovens, island, and bar. The main-floor owner's suite is a private retreat with spa bath, while upstairs two bedrooms open to a full-length view deck spanning the entire range. Outdoors, enjoy a .33-acre walled backyard with waterfall, covered patio, and flagstone terrace. Additional highlights include thermal windows and a 3-car finished garage. Just moments from world-class hiking and biking!

3
BEDS
3
BATHS
3,092
SQFT
0.33
ACRES

Contingent offer accepted (48 hour Right of Refusal). Feel free to show property and submit an offer! This delightful 2bed,1bath condo ideally situated for those seeking easy access to I-25 has had a price improvement! Step inside to find a thoughtful layout that optimizes space while inviting in plenty of natural light. Upgrades like sleek flooring and bathroom vanity add to this home charm. The inclusion of a stackable washer and dryer add to your convenience, making daily life smoother. This property represents a great chance for hassle free living or secure a rental investment. With HOA fees covering essential services such as water, roof maintenance, and exterior upkeep, you can enjoy seamless living. Come see your new today!

2
BEDS
1
BATHS
740
SQFT
0.02
ACRES

If you are searching for a two story home on the Westside of Albuquerque in a central location between I 40 and Paseo Del Norte, close to St. Pius High School, grocery stores, and restaurants, this home fits your criteria.You get 3 bedrooms, 2.5 bathrooms, and a 2 car garage. The layout feels open from the moment you walk in. Cathedral ceilings bring in natural light and make the main living area feel spacious. The great room includes a fireplace and connects directly to the kitchen, which features stainless steel appliances, solid counter space, and updated lighting. It works well for daily living and hosting friends.Upstairs, your primary suite gives you privacy. There is a jetted tub for relaxing at the end of the day and a private balcony with mountain views.

3
BEDS
3
BATHS
1,683
SQFT
0.11
ACRES

Don't Wait! Schedule your showing now before this 2,400 square foot North Valley charmer becomes the main character in someone else's dream life. Recently remodeled and boasting 3 bedrooms, 3 bathrooms, multiple living areas, nook, and a new refrigerated air and heating unit! But wait...There's more! A wonderful covered carport extending the length of the house and opening up to your very own backyard oasis. Seriously, this back yard is HUGE! Perfect for the car or weekend enthusiast who needs room for multiple vehicles and sports toys. Wow!

3
BEDS
3
BATHS
2,401
SQFT
0.18
ACRES

An amazingly beautiful modern country-style home with a gorgeous open space concept, a blend of rustic charm with contemporary touches. There are warm natural materials such as wood accents combined with clean lines and lots of natural light. Granite countertops, stainless steel appliances, 10 foot ceilings, a color changing electric fireplace in the living room, large open kitchen with ample counter space. Separate dining area. The primary suite has a spectacular walk in spiral shower with a separate soaker tub and large walk in closet. The primary suite also has access to a small sitting patio and just around the corner off of the dining area there is a large covered patio perfect for entertaining. Home is fully landscaped and fenced with 2 access gates. Come and see your dream home!

4
BEDS
3
BATHS
2,550
SQFT
0.38
ACRES

Exquisite Modern Residence in a Premier Gated Community Experience the beauty of modern Spanish design and luxury living in this exceptional Albuquerque residence. Perfectly situated with immediate access to Old Town ABQ, the Sawmill District, the Bosque trails, and just minutes from ACC Country Club, this home combines elegance, convenience, and exclusivity.The expansive open floor plan is illuminated in natural light and showcases views of the Sandia Mountains. An open kitchen and grand living spaces create the ideal setting for entertaining friends and family. Step outside to serene patios designed for peaceful evenings and relaxation.Every detail of this home reflects luxury and comfort.

4
BEDS
6
BATHS
5,025
SQFT
0.55
ACRES

Looking for a move-in-ready home with room to make it your own that doesn't stretch your budget? This home offers a functional layout, an attached garage, and a fenced backyard, so it's designed for easy everyday living. Enjoy brand-new flooring, ample natural light, and storage throughout, providing a solid starting point with the flexibility to personalize over time. Conveniently located near shopping, groceries, city transportation, dining, and major roads. Bonus for qualified buyers: This home qualifies for a CRA program offering a 1.75% lender credit that can be used toward closing costs or a rate buy-down, making homeownership more affordable right away, thanks to Sunflower Bank! (See Documents for more information)

3
BEDS
2
BATHS
1,034
SQFT
0.09
ACRES

Don't miss this NE Heights opportunity!Featuring a recently added kitchen appliance package, this charming 4-bed, 2-bath ranch-style home offers comfort, space, & convenience in the NE Heights.Inside, a bright living room flows into the dining area with access to a covered patio & fenced backyard, creating an inviting space for relaxing or entertaining. The kitchen offers ample cabinetry & workspace, while the bedrooms provide space for guests, hobbies, or a home office. Both bathrooms feature clean finishes & practical updates. Outside, the property includes garden space, a storage shed, & room for outdoor enjoyment. A 1-car garage & extended driveway add convenience.Located near schools, parks, shopping, & transportation, this property offers great opportunities. Schedule a showing

4
BEDS
2
BATHS
1,134
SQFT
0.14
ACRES

* Seller offering $5K Buyer credit toward Carpet allowance &/or Closing costs *Beautiful Rachel Matthew Home in Mesa del Sol! This spacious 3 BR, 3 Bath, 3 Car Garage residence also has a separate office/casita w/its own bedroom & bathroom, perfect for guests, extended family or a private workspace. Built w/quality 2x6 construction, this home offers both durability & efficiency.The primary ensuite features a double-sink vanity & large walk-in closet. A versatile loft area provides additional living space, ideal for a media room, playroom or home office.With 4 BR's & 4 bathrooms in total, this home offers exceptional flexibility & functionality. Located in the vibrant community of Mesa del Sol, you'll enjoy a unique blend of comfort & convenience.

3
BEDS
4
BATHS
2,759
SQFT
0.13
ACRES

Welcome to this beautiful family home in the desirable Volterra Subdivision. This spacious 5-bedroom 3-bathroom residence offers the perfect blend of comfort and style, featuring an open concept layout. Enjoy the modern appliances, a xeriscaped yard and a welcoming community atmosphere. With ample space for family gatherings and entertaining, this home is designed for relaxation and connection. Don't miss the opportunity to make this stunning property your own!

5
BEDS
3
BATHS
2,771
SQFT
0.13
ACRES

Brand New Modern Custom Home! This stunning new build sits on a corner lot with side yard access--perfect for an RV, boat, or extra parking. Designed with all the bells and whistles, it boasts soaring ceilings, expansive windows, and an open floor plan filled with natural light. The chef's kitchen features custom cabinetry, quartz counters, oversized island, and premium appliances. Retreat to the luxurious primary suite with spa-like soaking tub, and walk-in shower. Outside, enjoy a covered patio with outdoor kitchen--perfect for entertaining! Modern design, prime location, and room for your toys--this one has it all!

4
BEDS
3
BATHS
2,389
SQFT
0.19
ACRES

3 Bedrooms | Covered Front Porch & Extended Back Patio | Overhead Garage Storage | Adv Layout Tile | Quartz Countertops 🏡Welcome to this charming 3-bedroom home in the heart of Mesa del Sol - M5, where thoughtful design meets everyday comfort. From the welcoming covered porch in front to the extended patio in back, this home is built for enjoying every ounce of New Mexico's sunshine.

3
BEDS
2
BATHS
1,852
SQFT
0.11
ACRES

A large welcoming front porch invites you to enter the Dorado, a 4-bedroom, 2-bath home in the forward trending communiity of Mesa del Sol where energy efficiency and conservation has guided the neighborhood from its beginnings. This home is a Build NM Gold certified home. Standard features include tile floors in the kitchen, bath and laundry areas,tile roof, separate laundry room, TaexxPest Control system, oven, microwave, dishwasher, side-by-side refrigerator, 2''blinds throughout, covered back patio, freestanding tub + separate shower in the primary bedroom and granite countertops throughout. Included is a one-year Builder Warranty in addition to a 2-10 Structural warranty. Stop by our model and see all that Twilight Homes has to offer.

3
BEDS
2
BATHS
1,707
SQFT
0.15
ACRES

Innovation Park, the newest neighborhood in the very desirable cotmunity of Mesa del Sol is home to this lovely one-story. Beautiful views (dependent on lot location) of the mountains, located next to parks, and easily accessible you will love this area. The Aquarius floorplan makes great use of its square footage with minimal hallways. The kitchen features lots of granite counters and wood cabinets with a spacious island. The living room and primary bedroom offer coffered ceilings for an elevated design. Cozy up to the fireplace in the living room and take advantage of the large covered patio accessed from the large glass sliders in the living area. The primary bedroom has dual walk in closets and double vanity sinks along with a walk in shower and separate tub. Much Mor

3
BEDS
2
BATHS
1,433
SQFT
0.15
ACRES

Imagine waking up to stunning views of the Sandia and Manzano Mountains, and enjoying a home that blends contemporary style with urban convenience. At Mesa del Sol, sustainability is more than a goal--it's a way of life. This water-wise, pedestrian-friendly, nature-focused community ensures smarter living and reduced energy usage, so you can save on utilities while making a positive impact on the environment. This beautiful 3 bdrm home will put you in the newest community in Mesa del Sol. Tile floors in kitchen, dining, bathrms and laundry. Granite countertops, 9' ceilings, double vanity in primary bath, walk in closet in master and many other desirable amenities await you in this 1701 sf home. Home includes an exclusive One-Year Builder Warranty in addition to a 2-10 Structural Warranty

3
BEDS
2
BATHS
1,701
SQFT
0.15
ACRES

Most beautiful location in Albuquerque. Views, views, views from this 2,470 square foot, 3 bedroom, 3 bathroom High Desert home. Fantastic, friendly neighborhood!

3
BEDS
3
BATHS
2,470
SQFT
0.15
ACRES

Where Home Meets Opportunity in Nob Hill. This unique MX-L zoned property blends residential warmth with professional flexibility, perfect for anyone seeking a seamless live-work lifestyle. With a versatile floorplan, this property is ready to inspire your next chapter, whether it's wellness, design, tech, or something entirely your own.Enjoy modern comforts like refrigerated air, updated windows, and upgraded plumbing. Just a stroll away from UNM and the heart of Nob Hill, this property isn't just a place to live, it's a place to thrive.

2
BEDS
2
BATHS
1,290
SQFT
0.15
ACRES

Renovated Huning Highland bungalow with rare ADU and value-add potential. This turnkey 2 bed, 2 bath home offers approx. 1,400 sqft with high ceilings, luxury vinyl flooring, double-pane windows, updated kitchen with quartz countertops and stainless appliances, designer bathrooms, refrigerated air, and upgraded electrical and plumbing. Gated front and backyard with oversized lot, rear access, and city views offer excellent opportunity to add an ADU or additional unit(s) (buyer to verify). Sellers are highly motivated and open to owner financing, creating flexible options for investors, house hackers, or owner-occupants seeking future income in a prime historic location near UNM, downtown, and hospitals.

2
BEDS
2
BATHS
1,147
SQFT
0.16
ACRES
$1,020,000
-5,000$ 02/27

Words can't fully capture this exquisite North Albuquerque Acres estate. Privately gated on a .89-acre lot, it boasts over $100K in premium upgrades and breathtaking mountain, city, and sunset views. Also in October, a full and clear view of the Balloon Fiesta from the home! Inside, 4 bedrooms plus an office, 4 baths, and a lavish primary suite with private balcony offer elegance at every turn. New tile floors, plantation shutters, and a brand-new gourmet kitchen with granite, custom cabinetry, and top-tier appliances elevate daily living. The great room dazzles with a fireplace, wet/coffee bar, and refined soffit details. Outdoors, enjoy a sparkling pool, multiple covered patios, and ample entertaining space. Oversized 2-car garage plus detached 1-car. Near top-rated schools.

4
BEDS
4
BATHS
3,286
SQFT
0.89
ACRES

$5000 BUYER CREDIT WITH ACCEPTABLE OFFER. This property sits on the Southeast perimeter of the Mesa Del Sol community which affords owners clear views of the Manzano Mountains and space in terms of access and parking with no cross street, clustered neighbor activity. Built in 2019, this is a Westway Homes design and layout consistent with this local builder's distinctive architecture and quality fixtures and finishes. These include quartz counters, Bosch appliances, staggered high end cabinetry, a butler's pantry that leads into the large pantry, as well as a tankless water heater and first class window treatments. Mesa Del Sol is close enough to Albuquerque for reasonable commute times and far enough out for a distinctly different residential and communal feel of its own.

3
BEDS
3
BATHS
2,040
SQFT
0.1
ACRES

Great end unit townhome, Home has 3 bedrooms, 2.5 baths, 2 car garage. Home has a big family room upstairs, 20 x 10. this can be a the 4th bedroom. close to shopping. Living room and kitchen area are 28 x 18 together.come and take a look, make this home yours.

3
BEDS
3
BATHS
2,007
SQFT
0.07
ACRES

This spacious home offers a fantastic opportunity for investors or buyers looking to add personal touches. Featuring an open floor plan with an eat-in kitchen, breakfast nook, and a dining area that opens to a landscaped backyard with additional storage, a cozy sitting area, and a large covered patio perfect for entertaining. The primary suite overlooks the backyard and includes a spacious bathroom and walk-in closet. Two additional bedrooms offer generous space, one with its own walk-in closet. A versatile loft can serve as an office, gym, or potential fourth bedroom. With no HOA and a prime location near shopping, dining, and easy freeway access, this home is full of potential and ready to shine with a little TLC.

3
BEDS
3
BATHS
2,066
SQFT
0.1
ACRES

Step into comfort and style with this well-maintained Scarlette floor plan, located in the desirable gated community of Aspire. This thoughtfully designed three-bedroom, two-bath home blends function and flair, offering modern conveniences and energy-saving features throughout. From granite countertops and backsplash, with tile flooring in all wet areas, 9 ft. ceilings and a smart home package. The highlight? A beautifully crafted custom media center and an electric fireplace Wall--an impressive focal point designed with both form and function in mind. Enjoy access to parks, scenic trails, and sweeping views in a vibrant, master-planned community.

3
BEDS
2
BATHS
1,583
SQFT
0.11
ACRES

Better-than-new in Mesa del Sol. This single-level 3-bed, 2-bath home (1,851 sq ft) blends an airy open layout with thoughtful owner upgrades that new builds can't match. Sunlit living and dining flow to a modern kitchen; the private primary suite features a walk-in closet and en-suite bath. Outside, enjoy a fully finished backyard: real lawn, shrubs, and flowers, clean gravel border, and full irrigation (sprinklers + drip). An extended covered patio with power expands outdoor living. Added perks include a concrete side path, gutters, and a newer refrigerated AC with an 8-year warranty. Walkable neighborhood near parks, trails, and major routes. Move-in ready--skip those expensive backyard projects and expenses, just enjoy your new home.

3
BEDS
2
BATHS
1,850
SQFT
0.15
ACRES
$405,000
-10,000$ 02/27

Welcome Home!Step into this beautifully crafted, multilevel contemporary residence that seamlessly blends modern design with comfort. bathed in natural light, the home features an open-concept floor plan perfect for today's lifestyle. Enjoy luxurious flooring, elegant quartz countertops, custom tile backsplashes, and stylish tile showers. Built with quality in mind, this home includes solid-core doors and 2x8 construction for enhanced insulation and energy efficiency. Additional highlights include mini-split heating and cooling systems, energy-efficient Low-E vinyl windows, stainless steel appliances, a tankless water heater, a garage with a 220-volt outlet. No HOAThis stunning home truly has it all!

2
BEDS
2
BATHS
1,187
SQFT
0.03
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.