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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 822 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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'Under Contract Taking Backup Offers'. Great location in Paradise Skies neighborhood. Comfortable 2 bedroom home with 2 full baths, , Sliding glass door off the primary bedroom leading into the walled and fenced back yard with fenced dog run area, & room for a small garden or lawn, plus there's a 2 car garage. Note* this home does not include appliances.

2
BEDS
2
BATHS
970
SQFT
0.09
ACRES

Desirable Primrose Pointe. Home priced below mkt to compensate for evap cooling. Handicapped-accessible wing with roll-in shower, kitchenette, and could be a first floor primary suite. This room could also serve as a 5th bedroom with a custom built-in Murphy bed, great family room, office, gym, theater room, in-law quarters with a private separate entry, just so many possibilities! No carpet. Large yard, big enough for a pool if so desired. Beautiful views of both mountains and sunsets. Upstairs primary suite includes a steam shower, jetted tub, fireplace, and view balcony for those romantic starlight evenings. There is even another room for an office! Kitchen boasts custom maple cabinets, stainless appliances, 2 ovens, 6 burner range. Tile and TPO roof still under warranty; Lincoln window

4
BEDS
5
BATHS
3,745
SQFT
0.26
ACRES

Welcome to this inviting 2-story townhome in the sought-after Trumbull Village community! With 1,427 sq ft, this residence offers 3 bedrooms, 1 full bath plus a 3/4 bath, and an attached one-car garage. NEW TPO roof, tankless water heater and a new mini split to be installed. The kitchen is equipped with stainless steel appliances (stove, dishwasher, microwave) for modern convenience.Outside, the home features a fully fenced backyard with an open patio -- perfect for entertaining or relaxing in privacy.Location is a plus -- you're minutes from Kirtland Air Force Base, local shopping, dining, parks, and with easy access to major arterials.Don't miss this opportunity -- a comfortable, low-maintenance home in a desirable neighborhood

3
BEDS
2
BATHS
1,439
SQFT
0.05
ACRES

Welcome to this inviting 3-bedroom home featuring a sparkling pool, perfect for warm New Mexico days. The open layout includes tile flooring in the kitchen and family room, combining style and easy maintenance. A separate laundry room adds convenience, while leased solar panels help keep energy costs low. Giving you a ton of savings. The kitchen offers plenty of space for cooking and gathering, flowing seamlessly into the family room for everyday living and entertaining. Step outside to the covered patio, an ideal spot to relax or host friends while enjoying views of the pool. With comfortable living spaces, practical upgrades, and a backyard designed for fun and relaxation, this home is move-in ready and waiting for its next owner.

3
BEDS
2
BATHS
1,970
SQFT
0.19
ACRES

4
BEDS
3
BATHS
1,950
SQFT
0.16
ACRES

Buy now and save big! Sellers contribution to Buyer costs up to 4%!! Ready to move in! Owners' suites on first and second floor, each have large walk-in closets and coffered ceilings. Very spacious kitchen/dining/living area with large island, coffered ceiling in living room and sliders to covered back patio. 3 full baths + powder room on first floor. Secondary bedrooms area all large and each features double bypass doors. Loft on second floor is 19 x 16 and is perfect as a second living area or game room. Granite countertops throughout, tile in kitchen, baths, laundry and entry. Appliance package includes range, microwave, dishwasher and refrigerator. Pics are of model.

5
BEDS
4
BATHS
3,249
SQFT
0.15
ACRES

Low maintenance two-floor condo in Prospectors Point. Featuring 3 bedrooms, 1 full bath, and 1 half bath, additional shower + sink combo in primary for extra flexibility. Secure front patio enclosure, tiled living room with wood-burning fireplace, and kitchen with granite counters. Laundry connects to the dining area with half bath. Recent updates include water heater replaced in 2024 and sinks replaced in 2022. Appliances included: washer, dryer, refrigerator, dishwasher, and range. One-car attached garage. Enjoy the nearby park and inviting common areas perfect for walking and relaxing outdoors. Excellent NE Heights location minutes from public schools, parks/trails, grocery stores, and breweries. HOA covers, roof, stucco, water, sewage, part of homeowners insurance, and landscaping.

3
BEDS
2
BATHS
1,197
SQFT
0.11
ACRES

$10k for buyer's closing costs! This wonderful home offers 4 bedrooms (possible 5) and 2 bathrooms. The home's design is very thoughtful providing a great layout to spend time and build unforgettable memories with your loved ones. Enjoy the natural lighting the open atrium offers; plant lovers welcome! The back patio is perfect and inviting to spend endless hours entertaining, relaxing or simply enjoying the fresh air and tranquility of the area.Located in a desirable neighborhood, this home provides easy access to shopping centers, schools, restaurants, parks, main roads and all main amenities.Did I mention a new TPO roof was recently installed?This will provide its new owners peace of mind for years to come! Don't miss the opportunity to make this your home and schedule a showing today.

4
BEDS
2
BATHS
1,911
SQFT
0.16
ACRES

Step into modern city living with this contemporary new-construction townhouse in a secure, gated community at the heart of it all. With 1,935 sq. ft., this home offers 3 bedrooms, 2.5 baths, and a spacious loft--ideal for a home office, gym, or cozy retreat. The open-concept kitchen is a true showpiece, featuring a large island, granite countertops, stainless steel appliances with range hood, and stylish finishes. Enjoy peace of mind with Green Build Gold Certification, ensuring energy efficiency and long-term savings. Complete with a 2-car garage, low-maintenance design, and easy access to shopping, dining, and entertainment, this home blends comfort, style, and convenience in one perfect package. Home is currently under construction! Ask about buyer incentives today!

3
BEDS
3
BATHS
1,935
SQFT
0.06
ACRES

Seller financing will be considered! This delightful 2bed,1bath condo ideally situated for those seeking easy access to I-25. Step inside to find a thoughtful layout that optimizes space while inviting in plenty of natural light. Upgrades like sleek flooring and bathroom vanity add to this home charm. The inclusion of a stackable washer and dryer add to your convenience, making daily life smoother. This property represents a great chance for hassle free living or secure a rental investment. With HOA fees covering essential services such as water, roof maintenance, and exterior upkeep, you can enjoy seamless living.

2
BEDS
1
BATHS
740
SQFT
0.02
ACRES

Don't Wait! Schedule your showing now before this 2,400 square foot North Valley charmer becomes the main character in someone else's dream life. Recently remodeled and boasting 3 bedrooms, 3 bathrooms, multiple living areas, nook, and a new refrigerated air and heating unit! But wait...There's more! A wonderful covered carport extending the length of the house and opening up to your very own backyard oasis. Seriously, this back yard is HUGE! Perfect for the car or weekend enthusiast who needs room for multiple vehicles and sports toys. Wow!

3
BEDS
3
BATHS
2,401
SQFT
0.18
ACRES
$1,690,000
-198,888$ 07/01

Exquisite Modern Residence in a Premier Gated Community Experience the beauty of modern Spanish design and luxury living in this exceptional Albuquerque residence. Perfectly situated with immediate access to Old Town ABQ, the Sawmill District, the Bosque trails, and just minutes from ACC Country Club, this home combines elegance, convenience, and exclusivity.The expansive open floor plan is illuminated in natural light and showcases views of the Sandia Mountains. An open kitchen and grand living spaces create the ideal setting for entertaining friends and family. Step outside to serene patios designed for peaceful evenings and relaxation.Every detail of this home reflects luxury and comfort.

4
BEDS
6
BATHS
5,025
SQFT
0.55
ACRES

* Seller offering $10K Buyer credit toward closing costs and 5K carpet allowance, with acceptable offer*Beautiful Rachel Matthew Home in Mesa del Sol! This spacious 3 BR (possibly a 4th in Casita), 4 Bath, 3 Car Garage residence also has a separate office/casita w/bathroom, perfect for guests, extended family or a private workspace. Built w/quality 2x6 construction, this home offers both durability & efficiency.The primary ensuite features a double-sink vanity & large walk-in closet. A versatile loft area provides additional living space, ideal for a media room, playroom or home office. This home offers exceptional flexibility & functionality. Located in the vibrant community of Mesa del Sol, you'll enjoy a unique blend of comfort & convenience.

3
BEDS
4
BATHS
2,759
SQFT
0.13
ACRES

Welcome to this beautiful family home in the desirable Volterra Subdivision. This spacious 5-bedroom 3-bathroom residence offers the perfect blend of comfort and style, featuring an open concept layout. Enjoy the modern appliances, a xeriscaped yard and a welcoming community atmosphere. With ample space for family gatherings and entertaining, this home is designed for relaxation and connection. Don't miss the opportunity to make this stunning property your own!

5
BEDS
3
BATHS
2,771
SQFT
0.13
ACRES

Where Home Meets Opportunity in Nob Hill. This unique MX-L zoned property blends residential warmth with professional flexibility, perfect for anyone seeking a seamless live-work lifestyle. With a versatile floorplan, this property is ready to inspire your next chapter, whether it's wellness, design, tech, or something entirely your own.Enjoy modern comforts like refrigerated air, updated windows, and upgraded plumbing. Just a stroll away from UNM and the heart of Nob Hill, this property isn't just a place to live, it's a place to thrive.

2
BEDS
2
BATHS
1,290
SQFT
0.15
ACRES

Great end unit townhome, Home has 3 bedrooms, 2.5 baths, 2 car garage. Home has a big family room upstairs, 20 x 10. this can be a the 4th bedroom. close to shopping. Living room and kitchen area are 28 x 18 together.come and take a look, make this home yours.

3
BEDS
3
BATHS
2,007
SQFT
0.07
ACRES

Welcome Home!Step into this beautifully crafted, multilevel contemporary residence that seamlessly blends modern design with comfort. bathed in natural light, the home features an open-concept floor plan perfect for today's lifestyle. Enjoy luxurious flooring, elegant quartz countertops, custom tile backsplashes, and stylish tile showers. Built with quality in mind, this home includes solid-core doors and 2x8 construction for enhanced insulation and energy efficiency. Additional highlights include mini-split heating and cooling systems, energy-efficient Low-E vinyl windows, stainless steel appliances, a tankless water heater, a garage with a 220-volt outlet. No HOAThis stunning home truly has it all! Lender is offering .5 percent lender credit with acceptable offer

2
BEDS
2
BATHS
1,187
SQFT
0.03
ACRES

Welcome to Ladera Heights! This move-in-ready pueblo-style home features upgraded wood floors, high ceilings, and a striking stacked stone fireplace. The spacious kitchen offers ample storage and a formal dining area. The main-floor primary suite includes a spa-like bath with a soaking tub, separate shower, and walk-in closet. Upstairs, enjoy two bedrooms and a cozy loft--great for an office or studio. Relax in the low-maintenance backyard with a covered patio and cowboy pool. Don't miss this one--schedule your showing today!

3
BEDS
3
BATHS
1,970
SQFT
0.1
ACRES
$375,000
-10,000$ 07/02

Peaceful, Private & Stunning Views, Step into serenity with this beautifully remodeled 2-bedroom, 2-bathroom home nestled along the lush Rio Grande Bosque. Surrounded by mature cottonwood trees, this private oasis offers both modern upgrades and the timeless charm of New Mexico's natural landscape. Every detail of this home has been thoughtfully updated--from the new TPO roof, energy-efficient windows, and brand-new AC unit, to the polished concrete floors that lend a sleek, contemporary touch throughout. The kitchen and bathrooms have been fully upgraded, featuring stylish finishes and modern fixtures that elevate both comfort and convenience. Enjoy peace of mind with all-new well equipment and a new septic system, ensuring efficient

2
BEDS
2
BATHS
1,239
SQFT
0.45
ACRES

'Under Contract Taking Backup Offers' Discover this charming 2-bedroom, 1-bathroom home nestled just outside the highly sought-after Huning Castle neighborhood. Offering a perfect balance of comfort and convenience, this inviting residence is just minutes from the Rio Grande, ABQ BioPark, and the heart of downtown Albuquerque. Enjoy quick access to government and office buildings, the convention center, top-rated restaurants, and vibrant entertainment venues. Surrounded by scenic trails and parks, this home combines peaceful living with unbeatable urban proximity--a rare find in one of Albuquerque's premier locations. Up to three off street parking spots available

2
BEDS
1
BATHS
890
SQFT
0.05
ACRES

Beautiful, updated home with solar panels and refrigerated air. This charming, move-in ready home has skylights that provide natural light. It includes a spacious master with French doors, patio, and a clawfoot tub. A cozy den awaits with built-in bookshelves and a striking brick fireplace. There are fruit trees in front and the shaded backyard has a lovely mix of spaces with endless entertainment options! This gem has a finished garage and extra parking. Great shopping, and an easy commute throughout the city. Schedule your appointment today!''

4
BEDS
3
BATHS
2,586
SQFT
0.24
ACRES

Welcome to this rare opportunity to own an extraordinary custom-built home, originally designed as a spacious 3-bedroom retreat but easily adaptable to offer up to 7 bedrooms! Situated on 3.97 acres in the exclusive Alban Hills area, this property boasts one of the world's most spectacular views, with the majestic Sandia Mountains as your daily backdrop. You'll witness the bosque's beauty as it transforms through the seasons and enjoy an exclusive front-row seat to the Albuquerque International Balloon Fiesta. By night, the sparkling city lights create a stunning backdrop, perfect for both relaxation and entertaining. Despite its private and tranquil setting, this home is conveniently near a variety of amenities, offering the perfect blend of privacy and accessibility.

3
BEDS
4
BATHS
7,583
SQFT
3.97
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.