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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 823 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Perched on a .72-acre lot in sought-after Sandia Heights, this light-filled 4-bedroom, 4-bath home captures breathtaking city light, sunset, and Sandia Mountain views. Designed for today's lifestyle, the flexible floor plan features multiple living areas and a private upper-level guest suite with its own kitchen, full bath, separate entrance, and view deck--ideal for multigenerational living, extended guests, a home office, or creative studio. The expansive covered patio invites year-round indoor-outdoor living, while nearby hiking and biking trails offer easy access to the outdoors. Exceptional space, versatility, and spectacular New Mexico scenery combine in one remarkable property.

4
BEDS
4
BATHS
3,190
SQFT
0.72
ACRES

Updated Sawmill District Gem with Additional Lot! Located in one of ABQ's most sought-after neighborhoods, this beautifully updated home offers the perfect blend of character and modern convenience. Extensive improvements include updated kitchen and bathrooms, flooring, roofing, windows, stucco, plumbing, water lines, electrical systems, and more. The property includes an additional lot, creating a rare opportunity for future development, expansion, or additional outdoor space. Enjoy easy access to Old Town, Sawmill Market, museums, dining, parks, and Downtown Albuquerque. Whether you're looking for a primary residence, second home, or investment opportunity, this move-in-ready property offers exceptional value in a prime location.CAN BE SOLD IN PACKAGE WTH MLS 1104436 & OR 1104521

3
BEDS
1
BATHS
1,300
SQFT
0.08
ACRES

Updated Sawmill District Gem! Located in one of Albuquerque's most sought-after neighborhoods, this beautifully updated home offers the perfect blend of character and modern convenience. Extensive improvements include updated kitchen and bathrooms, flooring, roofing, windows, stucco, plumbing, water lines, electrical systems, and more. Enjoy easy access to Old Town, Sawmill Market, museums, dining, parks, and Downtown Albuquerque. Whether you're looking for a primary residence, second home, or investment opportunity, this move-in-ready property offers exceptional value in a prime location.CAN BE SOLD IN PACKAGE WTH MLS 1104436 & OR 1104522

4
BEDS
2
BATHS
1,300
SQFT
0.21
ACRES

Welcome home to this beautiful cul-de-sac property featuring an oversized two-car garage. The grand entryway showcases soaring 20-foot ceilings, leading to an open-concept living area and a spacious kitchen with a large island, and ample storage.The main-floor primary suite offers dual vanities, a garden tub, separate shower, and walk-in closet. A formal dining room provides flexible space for an office, second living area, or playroom.Upstairs, you'll find a cozy sitting area, three spacious bedrooms, and a full bath.Combining comfort, space, and functionality in a desirable location, this home is ready to welcome its next owner.Not included in the sale of the home: all curtains, washer, dryer, refrigerator, garage refrigerator, patio lights (backyard).

4
BEDS
3
BATHS
2,183
SQFT
0.17
ACRES
$735,500
-14,000$ 06/25

Charming Colonial in Netherwood Park! This elegant home built by Bradbury & Stamm,on a prime corner lot steps from Netherwood Park.Inviting front porch w/wonderful Sandia Mountain views from the swing! Dramatic 2 story entry w/sweeping staircase.Floor plan w/large sunny spaces for comfortable living & hosting.Generous kitchen w/ stunning blue cabinets, chef's stove, adjacent butler pantry & updated appliances.Main floor features living,dining,family room,kitchen, bdrm & full bath. Upstairs find SPACIOUS primary suite w/charming bath & walk-in closets, two sun-filled bedrooms, & oversized hall bath. Additional basement with 1/2 bath could be guest quarters or future ADU conversion.Cozy yard, patio and 2 car garage. Don't miss this classic home!Motivated Seller Will consider all offers.

4
BEDS
4
BATHS
4,126
SQFT
0.25
ACRES

Welcome to this spacious 3 bed, 2 bath NE Heights home offering multiple living areas, mountain views, and authentic Southwest charm. Inside, you'll find over 1,650 square feet featuring a massive family room with a stunning brick fireplace, separate living room, spacious dining area, and freshly painted interior throughout. The updated bathroom adds a modern touch, while skylights and large windows bring in abundant natural light. Situated on a large corner lot, the property also offers backyard access, an oversized covered patio, low-maintenance landscaping, and 3 large storage sheds providing tons of storage and workspace potential. Conveniently located near shopping, dining, parks, and easy access to the foothills, this move-in ready home offers comfort, character, and versatility.

3
BEDS
2
BATHS
1,656
SQFT
0.16
ACRES

Beautiful, inviting home. You just want to sit down & stay! It just exudes warmth and quality. So easy to imagine living here! A lush walkway leads you to a spectacular entry with two story ceiling great room centered around a glorious stone fireplace where I am told everyone likes to sit at parties! Coziness of the space is enhanced by the glowing hardwood floors. Great circular flow around greatroom to a wonderful large kitchen including tons of counters & cabinets, formal dining overlooking patio, TV room, office & a main floor primary bdrm retreat w/frplc, updated elegant bath & walk-in. Upstairs find a loft in the middle of 3 bedrooms & 2 baths making an excellent private wing for kids, guests, or hobbies. Amazing closets! So much storage! Altura Park nearby w/playground & tennis.

4
BEDS
4
BATHS
4,191
SQFT
0.2
ACRES

Welcome to this breathtaking custom Four Hills home! Large living & dining areas, each with fireplaces, plus chef's kitchen featuring double ovens, two sinks, & ample counter & cabinet space - an entertainer's dream! Beautiful brick accents & stunning wood ceilings highlight the home's unique design. 3 beds and 2 baths with awesome potential for additional primary suite, guest quarters, mother-in-law suite, flex space, etc! Primary bedroom features built in storage & primary bathroom stands out with clawfoot tub, walk in shower, & double sinks. Enjoy the expansive heated sunroom, perfect for enjoying the mountain views. Paved back patio with low maintenance yard. No HOA! Close to Kirtland & Sandia National Labs, Canyon Club, shopping, I-40 access, & Foothills open spaces.

3
BEDS
2
BATHS
3,184
SQFT
0.3
ACRES

Located in the highly sought after Trails community, this home offers engineered wood flooring throughout, refrigerated air, stainless steel appliances, a spacious kitchen with pantry, and a private main level primary suite with walk in closet, soaking tub, dual sinks, and separate shower.Upstairs features three additional bedrooms with walk in closets plus a versatile loft space. Backing to open land and nearby trails, the property enjoys peaceful views and easy access to outdoor recreation. A Vivint solar system adds energy efficiency and value.Conveniently located near parks, shopping, dining, and schools. Schedule your showing today.

4
BEDS
3
BATHS
2,556
SQFT
0.13
ACRES
$329,900
-10,000$ 06/29

Beautifully remodeled townhome located in the desirable Montano Village community in Albuquerque's North Valley. This move-in ready home features two owner suites. The roof, appliances, carpeting, and water heater were all installed in 2025. Enjoy the fully fenced backyard and enclosed front courtyard for relaxing, entertaining, or to secure your pets. Conveniently located with all the amenities the North Valley has to offer. Come see if this is your new home!

2
BEDS
3
BATHS
1,190
SQFT
0.06
ACRES

At the end of a quiet Academy Estates cul-de-sac, this exceptional 1/2-acre retreat showcases a custom 4 BR home wrapped in a lush, park-like setting with a full-size heated pool and diving board plus unique privacy from onlooking neighbors. Soaring ceilings, engineered wood floors, a striking fireplace, and sweeping views of the backyard oasis elevate the living spaces. The spacious primary suite opens to the deck, while its spa-style bath offers a private water closet, walk-in closet, separate shower & an oversized soaking tub. A remodeled kitchen frames vibrant garden views. Storage is abundant with an oversized laundry room, a carpeted utility building, and a large 2-car garage. The driveway accommodates 4 additional cars. A rare luxury find in the heart of Albuquerque. Refrigerated Air

4
BEDS
3
BATHS
3,115
SQFT
0.52
ACRES

Welcome to this spacious 4-bedroom, possible 5-bedroom home located in the desirable Montecito Vistas community. Designed with comfort and flexibility in mind, this home features an open floor plan that creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The versatile floor plan offers the option of a fifth bedroom, home office, workout room, or hobby space to fit your needs. The kitchen opens to the main living area, allowing everyone to stay connected. Generous room sizes, abundant natural light, and thoughtful design make this home both inviting and functional. Conveniently located near parks, schools, shopping, dining, and major commuter routes, this Montecito Vistas home offers the perfect blend of space.

4
BEDS
4
BATHS
2,673
SQFT
0.17
ACRES

Built with pride by Sivage Thomas Homes. Easy flowing floor plan features two spacious living areas, a well appointed kitchen that even the pickiest chef will love and a master bedroom that is truly fit for royalty! Natural light literally floods the well appointed kitchen featuring a convenient island. Spacious master bedroom provides private entrance to patio. Bath area features separate tub and shower, water closet and a double vanity. Three garage features convenient utility sink. Low maintenance landscaping. Easy access to Paseo del Norte, shopping and so much more!

3
BEDS
2
BATHS
2,085
SQFT
0.18
ACRES

Updated Sawmill District Gem! Located in one of Albuquerque's most sought-after neighborhoods, this beautifully updated home offers the perfect blend of character and modern convenience. Extensive improvements include updated kitchen and bathrooms, flooring, roofing, windows, stucco, plumbing, water lines, electrical systems, and more. Enjoy easy access to Old Town, Sawmill Market, museums, dining, parks, and Downtown Albuquerque. Whether you're looking for a primary residence, second home, or investment opportunity, this move-in-ready property offers exceptional value in a prime location.CAN BE SOLD IN PACKAGE WTH MLS 1104521 & OR 1104522

3
BEDS
2
BATHS
1,450
SQFT
0.13
ACRES

Discover the perfect blend of comfort,space,and efficiency in this beautifully maintained 3-bed, 2.5-bath home offering approximately 2100 sqft of living space. The inviting floor plan features soaring high ceilings and spacious living areas filled with natural light, creating an open and welcoming atmosphere throughout.Situated on a generous 1-acre lot, this property offers privacy, room to grow, and endless possibilities for outdoor enjoyment. The cozy living room is anchored by a charming wood stove, adding warmth and character to the home.Designed with efficiency and self-sufficiency in mind, the property includes solar panels with an average electric bill of approximately $14/month through PNM.

3
BEDS
3
BATHS
2,107
SQFT
1.06
ACRES

Come see this 3 bedroom, 2 bath home located in a gated community. Close to shopping and restaurants. Offering lots of natural light. Color neutral palette. No carpet on this home. Make your showing appointment today!

3
BEDS
2
BATHS
1,485
SQFT
0.11
ACRES

Welcome to your luxurious sanctuary in the heart of a private gated community. This stunning energy green NM Silver built Ashton home dislays upgrades throughout, featuring 3 bedrooms plus an office, designed with an open-concept layout that highlights high ceilings and fresh paint throughout. A stack-stoned courtyard welcomes you to the entry way with stone accent wall and nicho. The gourmet kitchen boasts stainless steel appliances, granite countertops, a generous island, and a butler's pantry, perfect for culinary enthusiasts. The inviting living area features elegant wood beams, a stacked stone gas fireplace, and rich wood floors, creating a warm ambiance. Retreat to the primary suite complete with a separate patio entrance and enjoy the meticulously landscaped backyard

3
BEDS
3
BATHS
2,602
SQFT
0.23
ACRES

Beautiful Oppel Jenkins. Enjoy open floor plan w/soaring ceilings, abundant natural light in living/dining room. The spacious kitchen w/lots of cabinet & counter space & Breakfast nook w/bay window. Upstairs are 3 bedrooms plus a loft overlooking the main living area. The spacious primary suite incl a charming bay window seat w/beautiful mountain views. Upstairs baths have laundry chutes leading to the laundry rm.. The loft opens to a private deck overlooking the backyard. Room in Garage can be used as gym/office., not heated space .Close to walking trails, Domingo Baca Park,, Community Center, & the upcoming Aquatic Center. Close to shopping, restaurants, entertainment & desirable schools. $10,000.00 allowance for flooring/cosmetic repair or closing costs. w/an acceptable offer.

3
BEDS
3
BATHS
2,608
SQFT
0.21
ACRES

Welcome home to this meticulously maintained Eagle Springs beauty! So many updates inside & out. This light and bright 4 bed, 4 bath, 2 living & 2 dining area home features updated flooring, lighting, paint, granite counters in kitchen, new FP surround & closet added to office/4th bedroom. Primary bedroom is spacious w/cozy fireplace, beautiful ensuite bath, walk in closet & big balcony. Lots of room upstairs. 2nd bedroom w/ensuite bath plus there is also a guest bath to serve 3rd & 4th bedrooms. The back yard is stunning and private w/ lots of mature landscaping, soothing pond, grass area and multiple seating areas, perfect for entertaining. Tons of under stair storage. 3rd car garage w/storage. Great location near shopping, dining, parks, trails & sought after La Cueva school district.

4
BEDS
4
BATHS
2,821
SQFT
0.15
ACRES
$365,000
-10,000$ 06/25

Well Maintained 3 bedroom, 2 both home in Parkland Hills with hardwood floors and ceramic tile, skylights. Features functional floorplan with abundant natural light and inviting outdoor spaces. Kitchen is equipped with granite countertops, newer appliances, and tons of storage. This home includes HVAC with smart thermostat, reverse osmosis water filtration, and a fully fenced backyard with rainwater catchment, fruit trees and lilacs. Conveniently located near UNM, parks, KAFB, hospitals, and the airport.

3
BEDS
2
BATHS
1,289
SQFT
0.16
ACRES

Seller offering a 1-year home warranty! Beautifully maintained home on a large corner lot in NE Albuquerque featuring gated covered RV parking and abundant private outdoor space. The interior offers custom flooring, updated cabinetry, and granite countertops in a kitchen designed for entertaining. Spacious living and dining areas, refrigerated air, and a custom brick fireplace provide year-round comfort and functionality. Move-in ready and newly priced at $467,000, this exceptional home in a highly desirable NE Albuquerque location is the perfect place to call home. Don't miss this opportunity

3
BEDS
3
BATHS
1,973
SQFT
0.25
ACRES

Live life in the the Albuquerque Foothills! Enjoy evenings on your deck watching the sunset over the city with your own personal view of Supper Rock. 5 bedroom 3 bath home with 2 car garage and carport. Large driveway to accommodate multiple vehicles, projects or a friendly basketball game. Cool off with a dip in the pool on coming Summer afternoons. Home includes 22' X 11' recreation room and separate laundry room. Piedras is minutes to foothills hiking and Supper Rock Park. Close to I-40 and Tramway for easy commute. Come see 14316 Piedras today!

5
BEDS
3
BATHS
2,461
SQFT
0.34
ACRES

Located in the highly sought after Tanoan East Estates, this exceptional home offers spacious living just minutes from the clubhouse. Featuring oversized bedrooms, including two bedrooms with private showers, this residence offers a total of 4 showers throughout the home, combining comfort, functionality, and elegance. Soaring open ceilings and abundant natural light create a bright and inviting atmosphere, while two generous living areas provide the perfect setup for both entertaining and everyday living. The upgraded appliances add a modern touch to the well appointed kitchen spaces. Step outside to a backyard designed for relaxation and entertaining, with ample space for pool parties, gatherings, or simply enjoying the peaceful surroundings of this quiet Northeast neighborhood.

4
BEDS
4
BATHS
2,943
SQFT
0.15
ACRES
$999,899
-50,101$ 06/26

Located in the prestigious gated community of Oxbow North, this custom home offers exceptional architectural character, soaring ceilings, open living spaces, and multiple gathering areas. The chef's kitchen features a Sub-Zero refrigerator, granite countertops, a large island with veggie sink, hidden refrigerator drawers, and rich custom cabinetry. The luxurious primary suite includes a two-way fireplace, sitting area, jetted tub, and separate shower. A huge loft and versatile flex room provide space for a fifth bedroom, office, or workout area. Enjoy stunning views from two large balconies, plus a beautifully landscaped backyard with 15+ fruit trees and an outdoor grilling area. With central forced air, radiant heat, and a secure cul-de-sac location close to schools, shopping, and dining.

4
BEDS
4
BATHS
5,191
SQFT
0.19
ACRES

Welcome to this beautifully upgraded 3-bedroom home in the sought-after Princess Jeanne neighborhood of Northeast Heights. Custom tile work, elegant French doors, a wood-burning fireplace, and a spacious bonus room addition with custom paint, windows, and tile make this home truly stand out. Every major system has been modernized including a new Carrier furnace (2025), evaporative cooler (2022), tankless water heater (2021), 200-amp electrical service (2021), and 100% LED lighting throughout, delivering exceptionally low utility bills. The kitchen and laundry room feature a full suite of newer appliances, all of which convey. Outside, a walled backyard with a Rainbird 5000 sprinkler system keeps the landscaping lush year-round. Roof resurfaced and new front door installed in 2025. No HOA

3
BEDS
1
BATHS
1,634
SQFT
0.14
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.