Home / Albuquerque / FHA Eligible Homes in Albuquerque

FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 800 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

Sort By

Step through the front courtyard & foyer into a light-filled, single-story home that feels so welcoming. Situated on a corner lot, this property features an expansive, fully walled yard & versatile workshop equipped with electrical.The updated kitchen is a chef's delight with thoughtful improvements throughout, & the home offers multiple living spaces accented by gorgeous flooring & a cozy fireplace--perfect for relaxing or entertaining. With 4 bedrooms, including a spacious primary suite overlooking the backyard, there's room for everyone.Located in a highly desirable NE neighborhood, you'll be just minutes from Arroyo del Oso Golf Course, great dining, and convenient shopping. Lovingly maintained and move-in ready--schedule your showing today.

4
BEDS
3
BATHS
2,665
SQFT
0.3
ACRES

Backing directly to the Tanoan golf course with wide views of the Sandia Mountains, this light-filled home offers a front-row seat to some of Albuquerque's best sunrises and sunsets.The two-story layout includes 4 bedrooms and 3 baths across approximately 2,710 square feet, with multiple living areas that provide flexibility for daily life. Natural light moves easily through the home, and the kitchen--remodeled about ten years ago--connects comfortably with the main living spaces, making it a natural gathering spot.Lovingly maintained over the years, the home also offers a 3-car garage and practical storage throughout. Located just off Academy and Tramway, the neighborhood offers convenient walkability to nearby grocery, coffee, restaurants, and retail.

4
BEDS
3
BATHS
2,710
SQFT
0.12
ACRES

Experience breathtaking Sandia Mountain views from this Southwest-style Cleff Custom home. The backyard features a solar-heated pool with automatic cover, relaxing hot tub, separate turf dog run, and a beautiful waterfall rock fountain. A motorized driveway gate (2021)adds privacy and security.Inside you'll find low-maintenance stained concrete floors and custom lighting throughout. An upgraded gourmet kitchen showcases granite countertops, a solid wood island, and a cozy fireplace-perfect for gathering and entertaining.The luxurious primary suite offers its own fireplace, a spacious walk-through closet, and a beautifully renovated bathroom with a massive walk-in shower. Master has direct access to a large private deck with Mountain views. New TPO roof (2025). Owner financing available

3
BEDS
3
BATHS
2,535
SQFT
0.3
ACRES

Beautiful 4 bedroom 2.5 bathroom and 2 car garage. This home offers a lot of space with a big kitchen, dining room and a big loft upstairs. Solar panels are included in the price. Property is closed to I-40. Owner is listing and qualifying broker

4
BEDS
3
BATHS
2,140
SQFT
0.09
ACRES

Calm end of cul-de-sac location, modern southwest design with gas fireplace, 4 ceiling fans, cathedral ceilings, and even a new (2023) laminate shingled roof. Clean and landscaped yards, backyard is crusher-fines and a covered patio. Primary bath has an oversize 6' jetted tub and a two-bowl vanity. Primary closet is large walk-in well appointed. Single inlet (works much better) evap cooler, set at grade not on the roof, operates on a thermostat. Welcoming front yard with fountain in a nicely landscaped end of steet location. Wired for TV/Cable with coax to every room. Wired for network if chosen with Cat-5e to every room.Kitchen appliances include gas range, microwave/range-hood vents to outside, multi-level dishwasher, side-by-side fridge with water/ice & disp

3
BEDS
2
BATHS
1,584
SQFT
0.12
ACRES

Welcome to your 2 bedroom, 2 bathroom townhome in Chimney Ridge! 2026 updates include new interior paint, new carpet, and new TPO roof!This home also includes a fireplace, refrigerated air, and multiple new skylights that enhance the natural light. The front gated courtyard creates a private entry space, while the backyard includes a shed for storage. Appliances and outdoor grill convey! North Domingo Baca Park, Balloon Fiesta Park, grocery stores, restaurants, golf course, and freeway access are all within a 2-mile radius.HOA covers water, roof and exterior stucco maintenance, pool access, and clubhouse use. Professionally cleaned and ready for showings!

2
BEDS
2
BATHS
1,192
SQFT
0.06
ACRES

Live Bright & Cozy in Mesa del Sol - M4! 🌞 🏡 Two-Story | 3 Bedrooms | Covered Front Porch + Extended Back Patio | SPC Flooring | Level 3 Granite Countertops | Overhead Garage Storage | Dining-Room Buffet Cabinets 🏡 Step into a home that captures New Mexico sunshine from every angle. This two-story, 3-bedroom residence in Mesa del Sol - M4 blends modern upgrades with a warm, inviting vibe--perfect for both laid-back weekends and lively get-togethers. ✨ Stand-Out Features Outdoor Living, Doubled Up - Sip coffee on the shaded front porch and host sunset dinners on the extended covered patio out back. Chef-Inspired Finishes - Level 3 granite countertops pair with buffet base cabinets in the dining room for effortless entertaining.

3
BEDS
2
BATHS
1,898
SQFT
0.1
ACRES

Welcome to this single-story home featuring 3 bedrooms and 2 bathrooms in a highly desirable neighborhood near parks, schools, and everyday amenities. The spacious great room boasts vaulted ceilings that create an open, light-filled atmosphere--perfect for both relaxing and entertaining. The primary suite offers dual sinks and a large soaking tub, providing a comfortable retreat at the end of the day. A fantastic opportunity to enjoy single-level living in a location you'll love.

3
BEDS
2
BATHS
1,595
SQFT
0.1
ACRES

Do not miss your chance to own this modern/contemporary style home in the fantastic Montecito Estates! This home is filled with natural light & expansive tall ceilings, with primary bedroom suite on the 1st floor & a 3 car garage! You are immediately greeted with a stacked stone front exterior & entryway. Walk into your Gourmet Chef's kitchen with granite countertops and SS appliances, & eat at counter top space bar. Primary suite is a retreat with dual vanities, separate tub/shower, & spacious closet connected to the laundry room. 3 additional beds&baths provide room for family or guests and an office/flex room that could be closed off into a full bedroom. Step outside to a covered patio & private backyard with your own hot tub,ideal for entertaining. Oversized 3car garage is a rare find!

4
BEDS
3
BATHS
3,112
SQFT
0.15
ACRES

Welcome to 5904 Purple Aster! Located in the highly coveted High Desert community, nestled at the foot of the Sandia Mountains. If an outdoor lifestyle is what you are seeking, look no further! This home will allow for easy access to all of the hiking, biking and running trails that the Sandias have to offer! Upon entering the home you will be awed by the high ceilings that allow for a grand feeling, while still remaining cozy enough to enjoy holiday gatherings around the fireplace. This home has NEW paint throughout and NEW carpet upstairs! You will not lack for space in the large kitchen which is the perfect place to prepare all your delicious meals! The backyard is a complete oasis with large walls for ample privacy. Come see this absolutely stunning home today!

4
BEDS
3
BATHS
2,308
SQFT
0.16
ACRES

Modern Comfort & Creative Space. Experience a perfect blend of efficiency and lifestyle in this 3-bed, 3-bath home. Featuring owned solar and a water softener, this property is built for value. The carpet-free interior boasts tile and wood laminate floors, a whole-house sound system, and an open kitchen with a breakfast bar and pony wall. Every bedroom includes a walk-in closet, with the primary suite offering a unique private balcony door. The walled backyard is a true retreat, featuring a gazebo-style patio, doggie door access, and a versatile auxiliary building--ideal for a home office or art studio. With a 2-car garage and all appliances included, this home is completely move-in ready. Space, style, and sustainability all in one!

3
BEDS
3
BATHS
1,558
SQFT
0.13
ACRES

Welcome to 6608 Petirrojo Rd NW in Albuquerque's coveted Petroglyph Estates. This 2026 custom new build rests on .35 acres and offers nearly 4,000 sq ft of refined design and elevated living. Thoughtfully crafted, the home features a luxurious primary suite with a private hidden retreat, a guest suite, and two additional bedrooms connected by a Jack-and-Jill bath -- 4 bedrooms, 4 baths total. Entertain effortlessly with a stylish bar area and a discreet hidden pantry. Enjoy seamless access with multiple garage entries, plus an oversized 3-car garage large enough for 4 vehicles or a workshop. Expansive driveway, stunning views, and exceptional detail throughout complete this luxury offering. Owner is a nm licensed real estate broker

4
BEDS
4
BATHS
4,000
SQFT
0.35
ACRES

Exceptional dual-home opportunity! This property features two separate residences, ideal for multi-generational living or rental income. The front home (820 sq ft) has been fully remodeled with a new HVAC system, new TPO roof, gutted and renovated kitchen and bathroom, new laminate flooring (except kitchen), fresh interior paint, expanded driveway, and all new appliances and fixtures including ceiling fans and light fixtures. The rear home (1,187 sq ft) is brand-new construction completed November 2025, offering modern design and low-maintenance living. A rare chance to own a renovated home plus new construction on one property! Seller will include furniture with reasonable offer!

4
BEDS
4
BATHS
2,007
SQFT
0.16
ACRES

This beautifully maintained Mossman split-level home blends comfort & function. The open main level welcomes you with a bright living room, formal dining area, and a spacious kitchen featuring abundant cabinetry and storage--perfect for everyday living and entertaining.. The lower level offers a warm and inviting family room anchored by a cozy wood-burning fireplace, along with a private primary suite that opens directly to the backyard patio. Upstairs, you'll find two generously sized bedrooms connected by a convenient Jack-and-Jill bathAdditional highlights include a large workshop/shed, RV access, and a garage with ample storage. Large private backyard with two covered patios. Very nice home!

3
BEDS
3
BATHS
2,712
SQFT
0.3
ACRES

Don't miss your opportunity to call desirable Taylor Ranch home! This charming 3-bedroom, 2-bath property features beautiful vinyl plank flooring and a bright, open-concept layout. The spacious kitchen flows seamlessly into the family room and showcases butcher block countertops, an updated tile backsplash, modern light fixtures, a cozy gas fireplace, and abundant storage.The owner's suite offers a walk-in closet, a custom-tiled shower, and a double-sink vanity for added comfort. Step outside to a covered patio overlooking the backyard--perfect for relaxing or letting your green thumb flourish. Welcome home!

3
BEDS
2
BATHS
1,564
SQFT
0.13
ACRES

Fatanstic home plus separate 268 sq ft STUDIO building offering endless possibilities for creative space, guests, or a private office. Inside, you're welcomed by rich hardwood floors, newly laid carpet, and tastefully updated bathrooms. The main living room features a cozy wood-burning fireplace, while the oversized family room provides a versatile bonus area for relaxing or entertaining. Skylights fill the home with beautiful natural light. Step outside to a large covered patio perfect for gatherings. Situated on a corner lot with a metal pitched roof and spacious carport, this home blends comfort and flexibility.

4
BEDS
2
BATHS
1,803
SQFT
0.16
ACRES
$389,900
-10,000$ 04/02

Built in 2022 & located in Mesa Del Sol, this craftsman style home offers modern finishes & like new condition. Open floor plan w/ 9-foot ceilings & LVP flooring on the lower level. Kitchen incls solid surface countertops, island w/ breakfast bar, Shaker style cabinetry, recessed stainless sink, bronze fixtures, 5 burner gas range, built-in microwave, refrigerator, large walk-in pantry, & extra storage under stairs. 1/2 bath downstairs. All bedrooms upstairs w/ spacious secondary rooms w/ mountain views & full hall bath w/ custom tile surround. Primary suite offers a large walk-in closet w/ built-ins, dbl sinks, & oversized custom tile surround shower. High-efficiency HVAC, tankless water heater, low maintenance landscaping, covered patios. Community parks, walking trails & swimming pool

3
BEDS
3
BATHS
2,048
SQFT
0.09
ACRES

Located in the sought-after Petroglyph Estates, this stunning 5-bedroom, 5-bath home features a spacious layout with beautiful high-end finishes throughout. Soaring 10' ceilings, beautiful high-end tile, massive sliding glass doors, an iron stair railing, and a tiled fireplace create an impressive living space. The chef's kitchen features custom cabinetry, premium appliances, a waterfall quartz island, elegant lighting, and a spacious walk-in pantry with a butler's area.The primary suite is a retreat with private backyard access and a gorgeous bathroom complete with a soaking tub and custom tile. Upstairs you'll find a large second living area, three bedrooms, a balcony, and beautiful views. All set on a quiet street with no through traffic and a 3-car garage for extra space!

5
BEDS
5
BATHS
3,590
SQFT
0.16
ACRES

Design Goals!! Check out this adorable home in the NE Heights. Recent upgrades in the last few years make this a fresh, welcoming environment. So aesthetic and waiting for the new owner to catch those HGTV vibes. Large open kitchen with huge island, beautiful granite, stainless steel appliances and cool sage cabinetry. Laminate floors throughout kitchen, dining and bedrooms. LARGE cozy family room with great windows overlooking landscaped backyard. Covered patio, beautiful large deck for entertaining and dog run too. Both bathrooms upgraded with granite vanities and tile shower surrounds. Barn door add character and calm colors bring a soft life feel to this Pinterest worthy home. New evaporative cooler in June 2025. New dishwasher in October 2025. Easy access to I40 and shopping.

3
BEDS
2
BATHS
1,373
SQFT
0.14
ACRES

Beautifully maintained 3-bedroom, 2-bath home on a desirable corner lot with charming Southwest curb appeal. Featuring a functional floor plan, bright living spaces, and a spacious primary suite with private bath. Enjoy low-maintenance landscaping, raised stone accents, a welcoming brick walkway, and a two-car garage. Conveniently located with easy freeway access, offering comfort, style, and accessibility all in one.

3
BEDS
2
BATHS
1,695
SQFT
0.15
ACRES
$299,900
-10,100$ 03/24

Welcome to this amazing renovated home situated on a corner lot. This home underwent extensive renovations in 2023, including a new kitchen, remodeled bathrooms, refinished hardwood floors, new roof, new HVAC with air conditioning, paint, new plumbing, electrical upgrade, garage door, vinyl windows and more. Great floor plan with 2 living areas, and the den features a cozy wood burning fireplace. Beautifully redone and ready for a new owner. Come see this move in ready home today.

3
BEDS
2
BATHS
1,723
SQFT
0.19
ACRES

Ready Now! Our popular Willowbrook plan features a dream kitchen w/quartz counters, stainless-steel appliances, cozy exterior fireplace, elegant flooring & stair rails, oversized laundry room, corner lot. Enjoy brand new appliances, new carpet, new A/C, new tank-less hot water heater, and more! Brand new, never lived in Pulte home.

6
BEDS
5
BATHS
3,456
SQFT
0.15
ACRES

Nestled in the Sandia Foothills 1 block from Open Space, hiking, biking & sitting high above the city, this Custom Home has been meticulously maintained by the original owners. Breathtaking Western Sunsets & City Lights. The highly sought after Foothills location is close to Sandia Labs, Kirtland AFB & easy access to I 40. This split-level home offers bright light in every room, a spacious kitchen with granite countertops, custom cabinetry, & an induction rangetop for gourmet cooking. The open space concept incorporates the kitchen, dining, and family rooms, complete with a beautiful fireplace & full wet bar, ideal for family gatherings & entertaining. The large primary suite offers total privacy & serenity. Upgrades include Windows, TPO Roof, Skylights, Updated heating system & more.

4
BEDS
3
BATHS
2,870
SQFT
0.26
ACRES

Wonderful open floor plan, raised ceilings and arches, 3 bedroom, 2 full baths, wood floor, laminate floor, tile, country kitchen, dining nook area with bay window overlooking the back yard, ceiling fans in bedrooms and main living area, gas fireplace, updated light fixtures, beautiful updated master bath with rain shower. Living room has vaulted ceiling with nice cozy fireplace, Master bedroom is separated from other 2 bedrooms. Good size yard, pergola, storage shed, shade trees and walled back yard. Very well maintained newer roof.

3
BEDS
3
BATHS
1,179
SQFT
0.13
ACRES

Charming home in uptown that has been recently re-painted (2026) and had many updates in 2022.

3
BEDS
2
BATHS
1,481
SQFT
0.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.