Owner Financing Homes in Greater Albuquerque
Find homes with owner financing available in Greater Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 123 listings in Greater Albuquerque.
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Are you looking for a contemporary custom home located right in the North Valley? Look no further! This custom home will be the perfect blend of modern style and rustic charm. With its spacious layout, and custom finishes this is the perfect home for anyone looking to make a statement. Home is easily accessible and contains flat surfaces and walk in. showers. RV Parking with connections include water, sewer electricity. Renderings are for marketing purposes only; colors schemes and final finishes may vary due to builder final selection and supply chain availability! Please do not enter construction site! Home will be completed in March 2026!
2025 Circulo Del Monte, Albuquerque
Breathtaking mountain & city views define this updated foothills gem on a private cul-de-sac lot near the foothills trailheads. Spanning 4 beds & 5 baths, this spacious home blends turn-key New Mexico charm with a modern touch. Step inside a grand foyer to find an open floor plan, new paint, and flooring, a sunken den with a wet bar, and two fireplaces. The updated kitchen features stainless steel appliances and ample workspace. Enjoy year-round comfort with central refrigerated air & forced-air heat. The large master suite serves as a private oasis. Outside, the premium and massive lot features a fully outfitted outdoor kitchen, pristine turf, side RV/trailer parking (with electrical connections), and a rare 4-car garage with a bathroom! Take in the New Mexico views from two balconies.
16443 Highway 4, Jemez Springs
Tucked in the heart of Jemez Springs, this enchanting three bedroom, two bath bungalow captures the magic of mountain living beside the river and beneath dramatic red cliffs. Sip coffee on the deck as sunlight spills across the canyon, then unwind beneath a dazzling canopy of stars. Inside, warm, welcoming spaces invite you to slow down, gather with loved ones, and savor the comfort of a true mountain retreat. Outside, a versatile barn offers space for horses, goats, chickens, or whatever vision you imagine. With the village, hot springs, restaurants, and local treasures just moments away, you'll enjoy peaceful seclusion with easy access to the best of Jemez Springs. Approved for short-term rental use, this special property offers both a beautiful home and an opportunity to share its unforgettable setting with guests. This home has 200' along on the River! Don't miss it.
LOS RANCHOS/LOS GRIEGOS Luxury home completed in 2026! This striking custom home brings elevated modern living to the sought-after Los Ranchos/Los Griegos area.** Designed with a clean, sophisticated aesthetic, the home features an impressive open layout filled with natural light and enhanced by high-end finishes and custom details throughout. The kitchen serves as the centerpiece with beautifully crafted cabinetry, designer selections, and generous space for gathering and entertaining. Sleek bathrooms with oversized walk-in showers continue the home's contemporary style. Outdoor living is equally impressive with a large covered patio overlooking the spacious backyard. Backyard access, substantial RV parking, and full water, sewer, and electrical RV connections add exceptional versatility. Thoughtfully designed with accessibility and easy-flowing surfaces throughout. A rare opportunity to own a one-of-a-kind modern luxury residence in Albuquerque's desirable North Valley. **$25,000 Flex Cash available with acceptable offer!**
Welcome to this beautiful partial-brick, single-story home offering plenty of character, space, and potential! With NO HOA, a large fenced lot, and a desirable layout, this property is a great opportunity for a buyer looking to create a home that fits their vision or an investor seeking their next renovation project.Inside, you'll find high ceilings that create a spacious and inviting feel, along with a brick fireplace that serves as a warm focal point in the living area. The home also features a convenient breakfast nook, a generously sized primary bedroom closet, and a covered patio that provides a great space for outdoor entertaining or relaxing.The property comes with all appliances currently located at the home, adding convenience for the next owner. The large fenced lot offers room to enjoy the outdoors, garden, entertain, or simply take advantage of the additional space.The property is being offered in AS-IS condition, and no repairs will be offered by the seller. This home is prime for renovation and ready for some TLC. Whether you're looking to customize the property to fit your lifestyle, build equity through improvements, or take on your next investment project, there is plenty of potential here.For qualified buyers, an FHA 203(k) renovation loan may be an option to help finance eligible improvements, subject to lender, property, and program requirements. Our preferred lender can provide additional information regarding available incentives and renovation loan options upon request.Bring your vision and make this property your own! With its partial-brick exterior, single-story design, NO HOA, fireplace, high ceilings, covered patio, large fenced lot, and renovation potential, this home is ready for its next chapter.
Discover the possibilities at 9511 4th Street! This versatile multi-use property offers a unique opportunity for an owner-user, investor, or entrepreneur looking for a space that can truly do it all. With excellent 4th Street visibility and signage potential, the property is well suited for a professional office, retail storefront, service-based business, and living space all in one convenient location.The flexible layout provides the ability to operate your business while utilizing the additional space for residential living, private offices, storage, or other income-producing opportunities. High visibility along 4th Street gives your business strong exposure and makes this an excellent location for establishing or expanding your presence.Whether you're looking for a live/work setup, a new home for your business, or a versatile investment property with multiple potential uses, 9511 4th Street offers tremendous opportunity and flexibility.
191 Balsam Circle, Belen
Bird-Watcher's Paradise: Welcome to the peace and solitude of the Land of Enchantment! This well-maintained home rests on five beautiful acres in the coveted Tierra Grande subdivision in Valencia County. The home is tastefully designed with a warm, inviting southwest character that complements the central-New Mexico landscape, an area that boasts one of the most pleasant climates in the world. Amazing 360-degree views the splendor of five mountain ranges, incredible sunrises, sunsets, rainbows, vibrant night skies and a constant display of resident birds and bunnies to enjoy while sipping coffee or cocktails on the porch. Property has been chemical free since 2015. Solar panels with battery back-up and an 18x32 Rv pad with utilities are here as well. It's country living at its best!
Owned Solar and Eco Water softener system. Incredible opportunity potential income property close to hospitals...Rent out the separate Studio space to a traveling nurse... or use it for a home business office! Exquisite Custom, 3-bedroom, 2-bath Home with an additional attached studio/casita featuring its own full bathroom and separate AC--perfect for guests or a home office or college student. Located on a private cul-de-sac in desirable Paradise West adjacent to the most high-end neighborhood in Rio Rancho! Incredible Mountain View'sHome offers Cathedral Ceilings, abundant natural light, and a spacious layout. Primary suite includes dual sinks, a garden tub and a large walk-in closet. Home features two gas fireplaces one in the primary suite , and one in the living room.
This registered historic property in Huning Highland beautifully blends 1921 charm with modern updates! The home has been completely refreshed with a fully renovated kitchen and bathrooms, new flooring, and new stucco and paint inside and out. Additional updates include newer refrigerated air/HVAC, updated electrical and plumbing, newer windows, and a roof approximately 10 years old. The spacious bedroom features two closets, while the flexible office could easily serve as a 2nd bedroom. The large, inviting living room is perfect for relaxing or entertaining. The fenced backyard includes a large powered shed with endless possibilities for storage, a workshop, studio, or hobby space. A small basement provides extra storage and washer/dryer hookup. Conveniently located near Downtown, Presbyterian Hospital, I-25, restaurants and more. Come see this beautifully updated piece of ABQ history!
3 Quiet Lane, Corrales
Exceptional value in the heart of Corrales! This custom 4-bedroom, 3-bath home offers approximately 3,245 square feet of living space on a full acre, complete with a finished 3-car garage and beautiful Sandia Mountain and city views. The spacious, thoughtfully designed floor plan provides plenty of room for comfortable everyday living and entertaining. Enjoy breathtaking New Mexico sunrises and sunsets, colorful fall scenery, and views of the Albuquerque International Balloon Fiesta--all from the privacy of your own property.Located in the charming Village of Corrales, this home offers a peaceful rural atmosphere while remaining conveniently close to Albuquerque and Rio Rancho. Corrales is known for its scenic bosque trails, historic character, agricultural heritage, local wineries, art galleries, and welcoming community. With its mature trees, open spaces, and stunning mountain views, Corrales provides a unique blend of country living and modern convenience.Recently appraised at $900,000 and offered at $849,000, this is a rare opportunity to own a distinctive Corrales home at an exceptional price. Schedule your private showing today!
Welcome to a rare find just steps from Downtown Albuquerque -- a 2-bedroom, 1-bath home with beautifully refinished original hardwood floors and a covered front porch full of charm. But the real star here is the land: this corner lot spans approximately 100' of frontage and 142' of depth, a single combined parcel (Lot 6 + south 4' of Lot 5, Block 9, Huning Highland Addition) that's significantly larger than a typical in-town lot. Alley access at the rear adds convenience. Room to dream here -- expand the home, add an ADU, create extra parking, or simply enjoy the space. All within walking distance of downtown dining, breweries, entertainment, and the Rail Trail. A wonderful opportunity for an owner-occupant or investor alike.
Looking for space, land, and the freedom to create your own little homestead? This approximately one-acre property offers plenty of possibilities! The property includes an older 1984 single-wide manufactured home and an existing outbuilding suitable for feed storage and housing small animals. The fenced acreage provides room for chickens, gardening, pets, or other small-animal uses, subject to applicable regulations. This property offers an opportunity for a buyer willing to bring some vision and improvements to an affordable acreage setting. Come explore the possibilities and make this one-acre property your own!
One-of-a-kind custom built masterpiece and less than a yr old, this estate sits on nearly an acre on one of the city's most prestigious streets, showcasing unobstructed Sandia Mountains views. You're welcomed by a gated courtyard, custom-designed front door, open to cathedral ceilings with exposed beams, huge windows capturing stunning views. The kitchen features custom cabinetry, dual oversized islands, and a service pantry. There are 5 private en suites, an office, gym, and spacious laundry room with storage and 6 fireplaces. Resort-style grounds include a pool, spa, cabana, fire pit, pizza oven, built-in grill, lawn, covered and open patios. Nearly 4k SF of garage space with an Rv space and ample storage. C4 control system, wired for an elevator and generator. Luxury at it's best!
Welcome to Rio Rancho Estates! This spacious 2434 sqft home offers a 6 car garage and 3 bedrooms with the potential for a 4th bedroom. 3 bathrooms and plenty of room to live, work and entertain. The flexible floor plan provides multiple living spaces and versatility. Step outside to your own backyard oasis featuring a custom swimming pool perfect for enjoying New Mexico's sunny days.
Country living awaits on this 2.3-acre lot in South Moriarty. This fully fenced, 3-bedroom, 2-bath manufactured home (1,344 sq ft, built 1995) features a split floor plan, a primary suite with full en-suite bath, and a kitchen with a bar area. Central heat and evaporative cooling keep it comfortable year-round, and thermal windows add efficiency. A shed and storage building offer extra space, with a private well and septic system in place. Zoned RR, perfect for a homestead, hobby farm, or just room to breathe.Seller will consider owner financing!
11 Jean Lane, Peralta
Terrific Location and tremendous potential. 4-5 Bedroom, 2 bath home, 2 car attached garage needs some TLC. Home sits on 4.04 acres tract with Irrigation rights, plus 2 one Acre tracts of land, with Irrigation rights for a total of 6.04 Acres. Plus, a 1500 square foot metal workshop in the heart of Peralta wit EZ access to Albuquerque.
330 Cutler Avenue NE, Albuquerque
WOW. 3-4 Bedroom depending on what you want to do, let your imagination do its work. HVAC combo unit, newer roof, could have 2 kitchens it's set up for that. Or you can have a 4-bedroom house. Call your realtor now this house will sell fast. Seller will include washer, dryer, stove with acceptable offer. Possible REC,
502 S Roosevelt Avenue, Mountainair
SELLER FINANCING AVAILABLE -- ATTRACTIVE TERMS! Charming Mountainair Home at a Great Value! Don't miss this move-in-ready opportunity in a hard-to-find price range. This inviting home offers two bedrooms, a beautifully remodeled bathroom, updated double-pane windows, and laminate flooring throughout. A cozy wood-burning stove anchors the living space and adds warmth and character on those cool Mountainair evenings.Step outside to a large covered back porch--an ideal spot for relaxing, entertaining, or enjoying an evening barbecue and the fresh mountain air. With its recent updates, comfortable layout, and affordable price point, this property offers a great opportunity for a full-time residence, weekend getaway, or investment property.***Seller financing/REC terms may be available with attractive terms for qualified buyers. Inquire with the listing broker for additional details.***Come see the charm, value, and flexible purchase options this Mountainair home has to offer!
This home is located the NE Heights. 3 B/R, 2 BA, 1 Carport, Separate entries and 2 backyards with backyard access Perfect for roommates, in-law quarters, etc. 2 living areas, one w/Brick F/P. 2 laundry areas. Kitchenette. Recent (2022) wall furnace, hot water heater., carpeting in bedroom. Hardwood and ceramic flooring, Ceiling Fans, skylights, jet tub. Close to UNM, Uptown, Freeways, shopping, schools. Lots of possibilities for this great home! Home needs some TLC.
Nearly New Parklane | Single-Level Living | $10,000 Buyer IncentiveAn opportunity that's becoming harder to find! This spacious Parklane offers approximately 2758 square feet entirely on one level, with 4 bedrooms, a den/office and 3.5 baths. With new construction in the neighborhood nearing completion, this floorplan and combination of size and single-story living are no longer readily available.The open-concept kitchen, dining and living areas create an impressive central gathering space, while the upgraded guest ensuite offers a private bedroom and bath. A versatile den/office provides additional space for work, hobbies or whatever fits your needs.A large center-sliding glass door extends the living area to an oversized covered patio, creating a seamless indoor-outdoor connection. Thoughtful builder upgrades throughout mean the work is already done--no construction timeline, no waiting for completion.PLUS: Seller is offering a $10,000 buyer credit toward allowable closing costs or interest-rate buy-down with an acceptable offer. Get the space, upgrades and single-level floorplan that's becoming increasingly difficult to find in this neighborhood--and make it yours now.
This home was originally offered at $612,650 with a total savings of a b $33, 640 Brand-new price. Brand-new luxury low maintenance townhome! This exceptional residence offers a rare combination of sophisticated modern design, luxury finishes, privacy, and an unbeatable Albuquerque location, right in the heart of the NE Heights. The home captures a private tranquil feel, relax on the balconies and take in unforgettable New Mexico sunsets as the mountains glow against the evening sky.Designed for modern living and effortless entertaining, the gourmet kitchen features reliable GE appliances, quartz countertops, and contemporary cabinetry. with soft close drawers, doors and convenient touches like trash bin, utensil drawers and much more. Upgraded and durable porcelain wood look tile flooring flows throughout the home.The spacious primary suite offers a luxurious private retreat with a deck. The large walk-in closets, and a spa-inspired primary bath featuring a solid surface separate shower surround, a pedestal tub for destressing after long days. This home's luxury baths showcase elevated finishes and modern design. Generously sized secondary bedrooms provide plenty of space.An oversized two-car garage provides abundant parking and storage, while the low-maintenance backyard offers a private outdoor space without extensive upkeep. Enjoy this home creature comforts while experiencing the convenience of an in-town location, and unrivaled quality in a low maintenance gated luxury community.Conveniently close to Sandia National Laboratories, Kirtland Air Force Base, hospitals, shopping, dining, entertainment, and major roadways, this home offers the perfect balance of luxury, security, convenience, and low-maintenance living in the sought-after Northeast Heights.
13 Windswept Road, Moriarty
OWNER FINANCING AVAILABLE! Motivated seller.Welcome to 13 Windswept Drive, where newer construction, wide-open space, and country living come together at an exceptional value. Built in 2021, this well-maintained 4-bedroom, 2-bath home offers approximately 1,500 square feet of comfortable living space on nearly 2 acres of flat, usable land.Inside, you'll find a bright, functional floor plan with plenty of room for family, guests, a home office, or hobbies. The kitchen flows easily into the main living areas, while the spacious bedrooms provide flexibility for a variety of needs.Step outside and enjoy what really sets this property apart: nearly 2 acres of fully fenced New Mexico land with expansive views, a storage shed, and plenty of room for animals, recreational vehicles, equipment, gardening, or future improvements. With a permanent foundation and a home that's only a few years old, you can enjoy the space and freedom of rural living without taking on an older property.Located just minutes from Moriarty with convenient access to I-40, this property offers an excellent balance of privacy, usable land, and accessibility. If you've been looking for a newer 4-bedroom home with acreage at an attainable price, 13 Windswept deserves a closer look.Schedule your private showing today and come see how much space, flexibility, and value this property has to offer.
Affordable Homeownership or a Great Investment Opportunity. This 2bed, 1bath residence situated on owned land, offering both short term value & long-term investment potential. The property includes all essential utilities, water, sewer, & electricity. Providing convenience & immediate livability. Enjoy the privacy & flexibility of generous surrounding land, creating opportunities for expansion, outdoor living, storage, or future development. Owner financing available for qualified buyers with a substantial down payment, making this an attractive alternative to traditional lending.
With rising interest rates, talk to us about seller financing! Remodeled home in desirable Primrose Pointe. Two brand new furnaces and two brand new refrigerated air units, installed in August 2026! Home freshly painted throughout. Soaring ceilings! There is an entire handicapped-accessible wing with a roll-in shower and kitchenette. The main room in this wing could serve as a first floor primary suite if needed, but it could also serve as a 5th bedroom with a custom built-in Murphy bed, a great additional family room, a separate office, a gym, a theater room, or in-law quarters with a private separate entry; just so many possibilities! No carpet throughout the home. Large yard, big enough for a pool if so desired. Glorious views of both mountains and sunsets. Upstairs primary suite includes a steam shower, jetted tub, fireplace, and view balcony for those romantic starlight evenings. There is even another room for an office, gym, or nursery upstairs! Kitchen boasts custom maple cabinets, stainless appliances, 2 ovens, 6 burner range. Both tile and TPO roofs are still under warranty; Fabulous Lincoln wood windows. Sun resistant screens for west-facing windows. Gorgeous home!
Stunning new construction starting price originally at $645,075 This home now at a brand-new price with a savings of $56,075 in the prestigious Northeast Heights! This luxurious 3-bedroom, 3-bath home has a spacious loft, features a gated entry, beautiful views, and exceptional high-end finishes throughout. The gourmet kitchen showcases quartz countertops, custom cabinetry, soft-close drawers, a built-in trash-bin cabinet, dedicated utensil drawers, and thoughtful details throughout. Elegant porcelain wood-look tile adds warmth and sophistication to the living spaces. The luxurious primary suite offers a private retreat with upscale finishes, while the backyard provides a low-maintenance setting and privacy. Ideally located near major roadways, hospitals, Kirtland Air Force Base, and Sandia National Laboratories. A rare opportunity to enjoy modern luxury, quality craftsmanship, and an exceptional Northeast Heights location!
4316 Wymont Circle NE, Albuquerque
This home was originally offered at $636,000 now at a brand-new price and a TOTAL SAVINGS of $36,000. Brand-new luxury low maintenance townhome with breathtaking Sandia Mountain views! This exceptional residence offers a rare combination of sophisticated modern design, luxury finishes, privacy, and an unbeatable Albuquerque location, right in the heart of the NE Heights. Positioned on a premium end unit, adjacent to open space area the home captures impressive views of the majestic Sandia Mountains, creating a spectacular backdrop that can be enjoyed from multiple areas of the home. relax on the balconies and take in unforgettable New Mexico sunsets as the mountains glow against the evening sky.Designed for modern living and effortless entertaining, the gourmet kitchen features reliable luxury appliances, quartz countertops, and contemporary cabinetry. with soft close drawers, doors and little touches like trash bin, utensil drawers and much more. Upgraded and durable porcelain wood look tile flooring flows throughout the home, while multiple balconies provide elevated outdoor spaces to enjoy the incredible Albuquerque's famous blue skies.The spacious primary suite is conveniently located on the main floor and offers a luxurious private retreat with a sink/bar area, great for morning coffee and nightly refreshments large walk-in closets, and a spa-inspired primary bath featuring a solid surface separate shower surround, a pedestal tub for destressing after long days. This home's luxury baths showcase elevated finishes and modern design. Generously sized secondary bedrooms provide plenty of space for family, guests, or a home office.An oversized two-car garage provides abundant parking and storage, while the low-maintenance backyard offers a private outdoor space without extensive upkeep with no maintenance turf. Enjoy this home creature comforts while experiencing the convenience of an in-town location, and unrivaled quality in a low maintenance gated luxury community.Conveniently close to Sandia National Laboratories, Kirtland Air Force Base, major hospitals, shopping, dining, entertainment, and major roadways, this home offers the perfect balance of luxury, security, convenience, and low-maintenance living in the sought-after Northeast HeightsBrand-new construction, premium finishes, luxury baths, a gourmet kitchen, spacious living areas, multiple balconies, a coveted end lot, and extraordinary Sandia Mountain views make this a truly exceptional Albuquerque property. Schedule a tour today.
PRICE IMPROVEMENT!This recently remodeled 2,400-square-foot North Valley home offers 3 bedrooms, 3 bathrooms, multiple living areas, a breakfast nook, and a new refrigerated air and heating system. The covered carport extends the length of the home and opens to an expansive backyard with ample space for multiple vehicles, recreational toys, outdoor entertaining, or additional storage. This spacious property provides comfort, flexibility, and room to enjoy. Seller financing is available with no calls!
1009 Dakota Street NE, Albuquerque
This home has so much to offer! Major updates completed in 2023 include a furnace, water heater, evaporative-cooler, roof, windows, kitchen granite countertops, stainless farm sink, cabinets with crown molding, stove, and garbage disposal, providing added peace of mind. Inside, you'll find a carpet-free interior and a comfortable layout ready for you to make your own.The spacious 0.22-acre lot features convenient backyard access, offering plenty of room for RV parking or the potential to build an ADU. It features a huge covered porch! A contemporary style extension was made in 2020 to the cinder block wall, raising the privacy to about 6 ft.' Wrought iron fencing has been added to the front and back yards.Conveniently located near shopping, restaurants, and everyday amenities, this property offers a great combination of updates, space, and flexibility.Seller financing may be considered with 20% down, 6% interest, and a 5-year call.
3608 Vista Del Sur Street NW, Albuquerque
Gorgeous golf course home. Perfect location for St Pius or Bosque Academy families! One owner since new, many updates throughout. Oppel Jenkins 'Santolina' floor plan. Super quiet neighborhood with amazing views. 2 full living areas, 4 bedrooms, office and 2 dining areas. The patio and gazebo, pond, putting area and garden area are all on the east side for beautiful cool evenings. HUGE deck and patio area. Firepit, and 2 garden areas. Enclosed patio off the main bedroom. Main bedroom /bath has been completely renovated. 3 total bathrooms, all with full tile floors. New flooring, paint throughout. So many upgrades! Parking for 5 vehicles. The sprinkler system, pond, garden area, everything is in working order. The prior pool could be renovated, but is fully covered and out of service. Brand new HWH, upgraded furnace. Great access to shopping and restaurants, dog park and the back yard is the Ladera Gold course. 220V curbside power for your RV! You found a true gem!Results: 1 Selected: 0
Daria Derebera
Real Estate Broker in Albuquerque, NM
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