Owner Financing Homes in Greater Albuquerque
Find homes with owner financing available in Greater Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 123 listings in Greater Albuquerque.
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Discover the perfect blend of modern design and quality craftsmanship in this stunning custom-built Rio Rancho home. Offering 2,802sqft of single-level living, this 4-bedroom, 4-bathroom residence sits on a half-acre lot and features soaring ceilings, a dramatic 17-foot tower entry, and a welcoming courtyard. The open floor plan showcases custom tile flooring, recessed ceilings, and a gourmet kitchen with granite countertops, premium appliances, and a stone island. The private primary suite features a large walk-in closet, standalone soaking tub, and an oversized walk-in shower with dual entry and a rainfall shower head. Enjoy a 906sqft covered patio with wood ceilings, epoxy-finished doors, metal fencing, RV parking, backyard access, and beautiful views.
233 Shangri La Court NW, Albuquerque
Custom home built in 2006 with beautiful vigas and southwestern charm. Backyard access- Garage is in the back of the home. Home features a kiva fireplace, built in nichos, wood plank ceilings in living room, updated primary suite, and an outdoor private courtyard with access from the primary bedroom and living room. Great central location! Home has a new TPO roof, fresh paint, and new flooring in the bedrooms. **Conventional financing will not be considered. ONLY seller financing. ***Photos are of when home was staged and do not reflect the current furnishings. Home is tenant occupied- 24 hour notice required.
Welcome to this spacious double wide home on permanent foundation that offers privacy, functionality and room for so much more. The lot offers ample space for multiple vehicles, trailers, RVs etc. along with plenty of space for entertaining. Inside, you will find an open- concept living area, a generously sized kitchen and spacious closets! Floors have been updated in the main living area to vinyl; refrigerator, washer and dryer convey! Weather you are a first time home buyer, downsizing or looking for an investment opportunity, this is one you won't want to miss!
FLEXIBLE SELLER FINANCING AVAILABLEPriced well below market for a quick sale, this classic 1960s contemporary is a fixer-upper with rare bones -- space, privacy, and solid construction that's hard to find in this price range. It starts with a fully gated and walled lot, giving you the shell of your own private retreat once you close the gate behind you.The layout is where this home really shines: three distinct living areas, including a formal living room, a family room with a fireplace, and an oversized bonus room just waiting for a new purpose -- game room, media room, home gym, the possibilities are wide open. The kitchen has generous storage and counter space to work with, plus a built-in microwave and refrigerator already in place.The primary suite has great potential, with dual closets and an ensuite bath featuring double vanities, a jetted soaking tub, and a separate shower -- all ready for some updating to really shine. Two more good-sized bedrooms share a full guest bath with dual sinks.Behind the gates, the walled grounds offer real privacy and security, plus dedicated space for an RV, boat, or trailer -- a rare bonus in this market.This is a solid opportunity for someone ready to roll up their sleeves: the home needs modernizing throughout, but the layout, construction, and character give you an excellent foundation to build real equity. Bring your vision and your contractor -- with a motivated seller and a price built to move, this is your chance to create serious value in a home with great 'good bones.'
7209 Vista Del Arroyo Avenue NE, Albuquerque
Completely remodeled and move-in ready! This stunning home offers modern updates throughout, including tile flooring, recessed lighting, updated fixtures, remodeled bathrooms with custom tile showers, and a stylish kitchen featuring granite countertops, stainless steel appliances, abundant cabinet space, and a Wolf range. Major improvements include roof replacement in 2021, foam stucco in 2021, 3 new heating/cooling combo units, and a newer water heater. Washer and dryer are included. Enjoy multiple living areas, a fireplace, spacious bedrooms, and an oversized 2-car garage with clean finished flooring and storage. The private backyard is perfect for entertaining with a large paved patio, mature landscaping, pergola-covered hot tub, and plenty of room to relax or gather.
23 Paseo C De Baca Road, Corrales
Back on the Market! A Corrales Sanctuary, tucked away on a quiet cul-de-sac, this 1.39 acre gated estate perfectly blends casual elegance with breathtaking Sandia Mountain vistas. The grand living room features soaring viga and T&G ceilings, a kiva fireplace, and hardwood floors framed by massive view windows. A gourmet kitchen serves as the heart of the home, boasting granite counters, s/s appliances, and a breakfast nook with a view. The primary suite is complete with a cozy fireplace and jetted bath. The dedicated guest wing includes two bedrooms and a Jack & Jill bath.Amenities include a 11x16 theater room, a private office, and an oversized 3-car garage, heated pool and hot tub. The adjacent 1 acre lot could be purchased as well, see MLS # 1104748.
New Construction NO PID! Welcome to your dream home in an exclusive neighborhood, where elegance meets modern living! This stunning new construction boasts 4 spacious bedrooms. Natural light pours in through large windows and skylight, creating a warm and inviting atmosphere. Enjoy the ultimate luxury with a walk-in shower and a standalone tub. The covered backyard porch gives a starting point to your canvas, half an acre to let your imagination create your private oasis, while the oversize three-car garage, equipped with 220 power, offers ample space for all your projects. Don't miss your chance to experience this exquisite property--schedule your private tour.
Welcome home to this fully remodeled 3-bedroom, 2-bath property with a fresh, modern feel throughout. The open floor plan brings together the living room, kitchen, and dining area, creating a comfortable space for everyday living and entertaining. The home features updated finishes throughout, a spacious primary bedroom with its own private bathroom, and two additional bedrooms that can easily be used for family, guests, or a home office. With its updated interior, functional layout, and move-in-ready condition, this home is ready to enjoy from day one.
Discover the ultimate blend of elegance and comfort in this magnificent 5-bedroom, 4-bath property, meticulously crafted for a lifestyle of luxury. Nestled in a sought-after location, this new construction showcases soaring high ceilings, expansive large windows, and skylights that create a bright, airy atmosphere. Culinary enthusiasts will adore the chef's dream kitchen featuring two kitchens and a spacious walk-in pantry. Relax in the inviting great room or host guests in the separate casita, designed for privacy and convenience. With backyard access, a refreshing walk-in shower, and an oversized garage, this multi-generational estate offers endless possibilities. Embrace refined living in this exceptional gem today!$10,000 TOWARDS RATE BUY DOWN
2924 San Pablo Street NE, Albuquerque
Nestled in the sought-after neighborhood of Sandia Heights, this beautifully preserved Mossman mid-century home blends timeless character with thoughtful updates. Original charm shines throughout, complemented by newly refinished hardwood floors and a cozy wood-burning fireplace. Major improvements include a new roof, gutters, furnace, and evaporative cooler, offering modern comfort and peace of mind. Enjoy the perfect balance of vintage appeal and everyday convenience, with easy access to the Sandia Mountains, hiking trails, shopping, dining, and top-rated schools. This exceptional Sandia Heights gem is one you won't want to miss.
1201 Willys Knight Drive NE, Albuquerque
Welcome to this beautiful, fully remodeled 4 bedroom, 2 bathroom home in the desirable Foothills community! This charming residence has been completely renovated with upgrades completed in 2026, fully updated kitchen with new cabinets and appliances, two renovated bathrooms with a primary walk in shower, and new flooring and paint. Inside, you'll find multiple spacious living areas and an open layout that is perfect for entertaining. Step outside to a generously sized backyard that is fully paved for low maintenance, with a dedicated space ready for your gardening. The primary bedroom offers added convenience with extra closet space. Located less than two miles from the freeway, grocery stores, and a movie theater, this home combines comfort with accessibility.
14 N Juan Road SW, Los Lunas
Price Improvement! Sitting on a full acre in Los Lunas, this spacious 4-bed, 3-bath two-story home offers the freedom, flexibility, and comfort you've been searching for. A converted sunroom now serves as a dedicated office. Solar panels, a private well, and convenient RV access add efficiency and convenience. Access to city water. Did we mention SELLER FINANCING available. With room to grow and endless possibilities inside and out. Call today for more details and a private tour.
27 Ocate Court, Placitas
In a landscape defined by traditional architecture, this is a sleek, minimalist contemporary home with clean lines and massive windows that act like a gallery frame for the beauty of the Placitas landscape. Through the entry court you will find a very large, dramatic foyer that beautifully separates the home offering a functional layout for privacy, work, and play. Striking 12-foot tray ceilings and expansive windows flood the primary bedroom with natural light. Seamlessly flowing into a spa-like en suite with a deep standalone soaking tub and an oversized shower, complemented by a generous, custom-designed walk-in closet. Architectural volume defines this home, with ceiling heights varying between 10 and 12 feet. Designed to bring the outdoors in, the home features
RENT ME NOW WITH OPTION TO BUY ME LATER! $2500/MONTH. Welcome to this well-maintained 3-bedroom, 2-bath townhome offering approximately 1,611 square feet of comfortable living in a desirable Northwest Albuquerque neighborhood. The inviting floor plan features spacious living areas filled with natural light, creating an ideal space for both relaxing and entertaining. The kitchen offers generous cabinet and counter space, while the private primary suite includes an en-suite bath and ample closet storage. A two-car garage, private patio, and low-maintenance yard add to the home's everyday convenience. Thoughtfully cared for and move-in ready, this home combines comfort, functionality, and an excellent location close to shopping, dining, parks, and everyday amenities.
1808 Bryn Mawr Drive NE, Albuquerque
Charming home in the highly desirable University area! This well-maintained property features 2 spacious bedrooms, including a comfortable primary suite, and a large, updated bathroom layout with recent upgrades to both baths. Enjoy convenient backyard access--perfect for entertaining, extra parking, or future possibilities. Located in a walkable, vibrant neighborhood just minutes from UNM, downtown, dining, shopping, and entertainment. Whether you're looking for a primary residence or investment opportunity, this home offers location, comfort, and lifestyle all in one!
2201 7th Street NW, Albuquerque
Charming property on a spacious lot in a convenient Albuquerque location! This home features updated flooring, neutral finishes, abundant natural light, and a functional floor plan. Enjoy plenty of off street parking with a large covered carport and room for RVs, vehicles, or recreational toys. The backyard is ideal for entertaining with a covered deck, gazebo, mature trees, and ample outdoor space. Conveniently located near parks, schools, shopping, dining, and major commuter routes. A great opportunity for an owner occupant or investor looking for space, flexibility, and value. Schedule your showing today!
3723 Alamogordo Drive NW, Albuquerque
Beautifully crafted custom home in the prestigious Corona Del Sol community on a gated 0.27-acre lot. This 3,576sf residence offers 5 bedrooms, 3.5 bathrooms, two living areas, and a 3-car garage. Stunning front living area with a gas fireplace and soaring beamed ceiling. Chef's kitchen featuring designer cabinetry, premium granite countertops, a commercial-grade range, custom hood, designer backsplash, island with seating, and pantry. Dining area with a built-in wet bar. Luxurious owner's suite with a fireplace and spa-like bath complete with dual vanities, a soaking tub, tiled walk-in shower, & walk-in closet. Open-concept main living space with a fireplace, seamlessly connecting to the kitchen for entertaining. Serene outdoor oasis featuring a fully walled yard, lush landscaping & patio
Rare North Valley opportunity! Two homes being sold together at 4411 & 4415 Carlton St. NW offer exceptional flexibility for multigenerational living, rental income, or investment potential. Situated on a gated cul-de-sac, this unique property features RV parking with RV hookups, a pool, mature fruit trees, refrigerated air, storage shed, and a playground. The versatile layout provides endless possibilities for extended family, guest accommodations, or income-producing rentals. Enjoy the privacy, space, and convenience of North Valley living while being just minutes from shopping, dining, and everyday amenities. A truly one-of-a-kind property with incredible value and potential!
7312 Inwood Court NW, Albuquerque
Nestled in the desirable Laurelwood community, this extraordinary 5-bedroom residence is more than a home--it's a work of art. Designed with impeccable attention to detail, distinctive character, and refined finishes, it offers a rare opportunity for buyers seeking something truly unforgettable. The resort-style backyard features a sparkling swimming pool and relaxing jacuzzi/spa, creating the ultimate private retreat. The primary suite boasts a private balcony with breathtaking Sandia Mountain and Albuquerque city views. Upgrades include refrigerated air, an updated kitchen, new flooring throughout, a converted full bathroom, added 5th bedroom, expanded driveway, extended stucco improvements, security bars on all windows, and a timeless tile roof. Minutes from I-40, shopping, & dining.
96 Skyline Drive, Edgewood
Nestled in the peaceful East Mountains, this charming Edgewood property offers space, privacy, & the beauty of NM living. Situated on a generous lot, this 4-bedroom, 2-bath home provides approximately 1,456 square feet of comfortable living space with a functional layout & abundant natural light. The property features durable stucco construction, & fully fenced yard, offering flexibility for vehicles or storage. Enjoy wide open skies, fresh mountain air, & room for animals, hobbies, or outdoor entertaining. Conveniently located with easy access to Albuquerque, this home delivers the perfect balance of quiet country living and everyday convenience in a scenic Edgewood setting. Financing available- USDA, FHA, VA, Cash & Seller Financing.
Brand-new custom home in the coveted Knolls at Paradise Hills--no HOA! This 2,389 sq ft residence offers 4 bedrooms, 3 baths, and an oversized 3-car garage on a corner lot with room to park your RV, boat, or expand the backyard. Inside, enjoy quartz countertops, custom cabinetry, a kitchen island, walk-in pantry, designer lighting, and rich tile flooring beneath dramatic vaulted ceilings. The serene primary suite boasts a walk-in shower, garden tub, private water closet, and walk-in closet. Step outside to a covered patio with a built-in outdoor kitchen--perfect for effortless entertaining. Refined, move-in ready, and minutes from shopping, dining, and amenities. Come see it today!
***REC POSSIBLE!!*** Beautifully remodeled and move-in ready! This spacious 5-bedroom, 2-bath home offers over 2,000 sq ft of updated living space on 1.1 usable acres within Edgewood city limits. Enjoy a stunning new kitchen with quartz countertops, new cabinetry, and stainless steel appliances, plus updated bathrooms including a freestanding soaking tub in the primary suite. Major upgrades include new plumbing, HVAC, water heater, windows, and doors. Luxury vinyl plank flooring throughout with no carpet. Perfect for horses, animals, RVs, and outdoor living with plenty of usable space. Converted to real property and fully financeable!
10 Canoncito Vista Road, Tijeras
This unique gem in the Tijeras mountains can be your new home or your next investment opportunity. Fully furnished yurt that comes with everything you need. This home offers a spacious living area equipped with a mini split system for year-round comfort, plus a pellet stove that adds a cozy touch during cooler months. This home is on permanent foundation and deluxe insolation package. Only 20 minutes from Albuquerque making it the perfect location. This yurt comes with all you need with endless possibilities. Seller open to REC.
Don't miss this opportunity to own a stunning, move-in-ready 2-story custom home with breathtaking Sandia views and NO HOA! This meticulously maintained 3-bedroom, 3-bathrooms home perfectly blends modern luxury with eco-friendly efficiency. The chef's dream kitchen is a showstopper, fully updated with two islands, a bar area, sleek quartz and granite countertops, and premium Samsung stainless steel appliances. Upstairs, the luxurious primary suite features French doors opening to a private balcony and a spa-like suite with a soaking tub and custom-tiled walk-in shower. Complete with an attached 2-car garage with plenty of storage. The home is also equipped with solar! 'Existing FHA loan may be assumable, subject to lender approval and buyer qualification. Current interest rate is approximately 2.89%. Contact listing broker for additional details'
Thoughtfully crafted by FM Design and built by renowned Candelaria Homes, this stunning custom residence offers over 3,000 square feet of upscale living with exceptional attention to detail throughout. Featuring 4 bedrooms and 3 bathrooms, the home showcases an open and functional layout complemented by elevated ceilings, elegant architectural elements, and premium finishes. The spacious owner's suite serves as a relaxing retreat with dual vanities, generous closet space, and a spa inspired atmosphere. Enjoy inviting outdoor spaces designed for both entertainment and peaceful everyday living. Combining timeless craftsmanship with modern luxury, this home offers an elevated lifestyle in one of Rio Rancho's desirable communities.
So much attention to detail in this gorgeous home, beautifully refreshed home on a corner lot with attractive, low-maintenance xeriscaped landscaping.Approximately $65,000-$70,000 in recent investments, including new LVP flooring, fresh interior paint, updated lighting fixtures, new ceiling fans throughout, refinished kitchen cabinets, custom blinds, newer kitchen appliances, a newer AC system, and refreshed bathrooms with new vanities and matching mirrors.The result is a clean, comfortable, move-in-ready home with a modern, cohesive feel throughout. The updated finishes add style and function, corner lot offers great curb appeal and a little extra breathing room. Outside, the xeriscaped landscaping keeps maintenance simple and easy to care for. Owner Financing considered with 20% downTurnkey Homes like are hard to find!!
Single story home/Newly painted interior with Light and bright floorplan A/C new in 2023, $29K in upgrades when home was built, mid placed kitchen with granite counter tops and center island, looking north to den area with access to covered patio overlooking the Sandia mountains and northern Rio Rancho. Views are spectacular. Two bedrooms share a full size bath and the primary has an ensuite full bath with double sinks and separate shower from Garden tub. Double walk in closets for clothing or storage. Front loading washer/dryer stays with home as does the stainless steel refrigerator. Quality newer Hot tub stays with the home
444 Juan P Sanchez Road SW, Los Lunas
Welcome home to this beautifully remodeled corner-lot retreat on .68 acres! Featuring 3 bedrooms plus an office, this inviting home offers an open floor plan, split-bedroom layout for added privacy, & a cozy family room perfect for relaxing or entertaining. Upgrades include tile flooring in main areas, carpet in bedrooms, windows, updated lighting, refrigerated air, metal roof, renovated bathrooms with tiled shower walls, & a refreshed kitchen with new cabinets, sink, gas stove, microwave & dishwasher. Outside, you'll find even more to love with a versatile 2-car garage/shop, 3 entrances, a new well and septic system, & plenty of room for animals, hobbies, gatherings, or simply enjoying the open space. Move-in ready, full of charm, & designed for comfortable living both inside and out!
83 Sandia Street, Moriarty
Seller is open to owner financing with acceptable down payment!!!This home is on a permanent foundation and the septic system has been replaced.Beautiful 3-bedroom, 2-bath home situated on nearly an acre in a quiet neighborhood. Enjoy peaceful rural living while still being conveniently close to the city. Home has been moved more than once.
Beautiful home 4 bedroom 2 bathroom, in the heart of the South Valley. many recently upgrades remolded kitchen, flooring and bathrooms . HUGE den and covered patio perfect for your family gathering.OWNER FINANCING OPTION
Daria Derebera
Real Estate Broker in Albuquerque, NM
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