Owner Financing Homes in Greater Albuquerque
Find homes with owner financing available in Greater Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 123 listings in Greater Albuquerque.
Browse this search by city:
Beatuiful townhouse syle condo for sale in the convenient Winrock Villas. Location, location, location and mere minutes away from tons of shopping, restaurants, dining, gyms, parks, Regal movie theater, and both Winrock & Uptown Malls and with quick access to I-40 too. This condo has a great floor plan with the kitchen, living room, dining, 1/2 bath and laundry area downstairs and then both good sized bedrooms lcoated upstairs each with their own bathroom. All the appliances stay including a stackable washer & dryer in the unit!. HVAC system is only a year old and the fridge, dishwasher, washer & dryer are are only 1-2 yrs old. Oversized courtyard with storage shed to enjoy sunrises & sunsets. Then step away from the pool! HOA amenities include clubhouse/fitness center, year around indoor pool/hot tub, sauna, 3 outdoor pools, & on-site laundry facility. HOA fees also include gas, electricity, water, trash, sewer, landscaping, property taxes, exterior of building, insurance & security. Property includes a private covered parking space & storage closet. This lovely unit is ready for you to move it and make it your own! Seller is open to an REC. Schedule your showing today!
10709 Cielo Vista Del Norte, Corrales
MOTIVATED SELLER - your dream retreat in the heart of scenic Corrales is Priced to Sell! This captivating property offers the perfect blend of equestrian living, traditional SW architecture, mountain views and unmatched layout flexibility. The single-story main home greets you with authentic Southwestern soul, boasting stunning vigas stretching across the ceilings and classic Saltillo tile underfoot. With 3 comfortable bedrooms and 2 full bathrooms, the main residence provides a warm and inviting footprint for everyday living. Step into the impressive two-story addition to discover a world of possibilities. Complete with its own full bathroom, a large laundry service room, a flexible downstairs room (perfect for an office, hobby room, bedroom or convert to kitchen/dining), and a massive open loft, this space adapts to your unique vision. Whether you need a private live-work studio, multi-generational in-law quarters, an inspiring workshop, or a steady stream of rental income, just bring your imagination! Outdoors, the property is a haven for animal lovers and hobby farmers. You can comfortably house up to two large animals like horses or cows, alongside plenty of smaller farm favorites like goats, sheep, or chickens. Backyard access and room for RV or boat storage! Enjoy direct access to riding & hiking trails and the distinct, peaceful lifestyle that only Corrales can offer.
Welcome to a truly special property in a prime location near UNM, where character, thoughtful design, and incredible potential come together. Completely remodeled in 2026, this home offers the possibility of a third bedroom and features new windows, a new roof, stucco, upgraded electrical, new HVAC system with refrigerated air, a mini-split in the sunroom, new appliances, and upgraded finishes throughout. The expansive lot with alley and backyard access creates endless possibilities, whether you envision a garden, workshop, additional living space, multifamily project, or future passive-income opportunity. Located just minutes from UNM, restaurants, shops, and everything you need, this move-in-ready home is truly one of a kind, with baby-blue touches and a personality that sets it apart. A rare opportunity to own a beautifully renovated home with the space and potential to make it your own.
FRESHLY PAINTED, BEAUTIFULLY RENOVATED & MOVE-IN READY! Welcome to 1598 Perma Drive, a beautifully maintained North Hills home offering an incredible combination of updates, privacy, outdoor space, and location. The entire interior of the home, including the interior of the garage, was freshly painted in August 2026, giving the property a clean, fresh feel from the moment you walk in. When the current owner purchased the home in 2023, the property had recently undergone several improvements, including an updated roof and refrigerated air system, adding to the home's overall comfort and appeal. The property features a spacious backyard with no neighbors directly to the north, plus a conveniently located neighborhood park just beyond the property. Whether you envision entertaining, relaxing, or creating your own backyard oasis, the outdoor space offers plenty of possibilities. Additional neighborhood parking to the east is another bonus when hosting friends and family. Inside, you'll find a functional floor plan with the primary suite separated from the secondary bedrooms, providing additional privacy while maintaining a comfortable flow throughout the home. Beautifully maintained, thoughtfully updated, freshly painted, and ready for its next owner, this home is one you won't want to miss. Seller is open to a Real Estate Contract (REC) and willing to consider flexible terms, creating a unique financing opportunity for the right buyer. Schedule your private showing today!
Welcome to 28 Fermin Chavez Rd in Belen -- a charming 2-bedroom, 1-bath home situated on approximately 0.82 acres with irrigation rights for the entire property, including the yard and pasture. This 1,246 sq. ft. home offers comfortable living with a spacious outdoor patio area, mature shade and fruit trees, and plenty of room to enjoy the New Mexico lifestyle.The property includes approximately a half-acre pasture, making it a great option for horse owners or anyone looking for a little extra space. Additional features include a large shop/storage shed, carport, gas heat, and a new septic system. Washer, dryer, refrigerator, and stove are also included.Whether you're looking for a peaceful primary residence, a manageable country property, or a place with room for animals and outdoor living, this Belen home has so much to offer.
1012 Casa Maria Road NE, Albuquerque
*Owner Financing Available* Welcome home to this updated 4 bedroom in the Vista Del Norte neighborhood! The updates done over the past few years include a remodeled master bathroom, luxury vinyl tile flooring, water heater, mini split for extra comfort in master bedroom, epoxy floors in the garage, gas range, microwave, dishwasher, laundry washer and dryer. Other features include: a kitchen pantry, kiva fireplace, tile roof, a finished and insulated garage. Master bedroom is on the main level with two closets. Enjoy a wonderful backyard that includes a covered patio, mature trees, & storage shed! Don't miss your opportunity to own this gorgeous home! Near the Vista Del Norte park, which is one of the balloon landing areas for the Balloon Fiesta. Close to the freeway, restaurants, shopping, & much more!
Built in 2024, this like new home offering a bright, open layout designed for comfortable living. The kitchen opens to the spacious great room, creating the perfect setting for everyday living and entertaining. This home features four well-sized bedrooms, plus a possible fifth bedroom, office, or flex space to fit your needs. Carpet in the bedrooms adds warmth and comfort, while the rest of the home offers the appeal of modern construction and thoughtful design. The front yard features easy-care zero-scape landscaping for low maintenance living. A small front courtyard adds charm and creates a welcoming entry. This beautifully designed home combines space, flexibility, and style in a layout that works for a variety of lifestyles. Enjoy the convenience of a nearby community park, perfect for play, walks, and outdoor activities. Plus Epoxy flooring in garage and electric blinds on windows. Don't miss this great opportunity!
2730 Firewheel Avenue SW, Los Lunas
*Seller will consider a New Mexico Real Estate ContractThis Spacious Corner Lot Located in the Gated Community of Wildflower Community is a must see! Conveniently located by the New LL Fire Station, Hospital, Restaurants , shopping, Movie Theater, and I-25 Freeway Access! This stunning home is a 3 car garage, 4 Bedrooms, 3 Full Baths, Open floor plan, gas fireplace, Security system, Huge back yard, covered patio, balcony from the Main Bedroom, Vaulted ceilings, Large pantry and Butler pantry. This home has new carpeting and extremely well kept for. Schedule your showing today!
Great opportunity to live on over 1.31 acres of land, Lots of trees, completely fence for all your livestock needs, plenty of space for your toys, enjoy peaceful country living. Home is service by a share well, septic tank and natural gas. Property is ready for a new owner. Not on permanent foundation.
******** MOTIVATED SELLER ************.31 acre mountain view large lot with possible backyard access. Enjoy this 4 bedroom 3 bath home open light and bright. 3 living areas allow lots of space for your growing families needs. 2 car garage and endless possibilities. Back yard ready for your new pool. Seller has a assumable VA loan at 4.875% check with your lender on your clients options.. Seller financing is also available at 5.75% with 20% down amortized over 30 years. Balloon term is negotiable.
4709 Manzano Peak Street SW, Los Lunas
Only one year old and thoughtfully upgraded, this home offers the advantages of new construction without the wait. Located in one of Los Lunas' fastest-growing communities, it combines modern finishes with practical upgrades that make everyday living more comfortable. Inside, you'll find an open, functional floor plan featuring granite countertops, stainless steel appliances, and quality finishes throughout. One of the standout features is the expanded three-car garage. Located close to shopping, restaurants, schools, and I-25, commuting is simple. Whether you're looking for your first home or simply want the benefits of nearly new construction with valuable upgrades already completed, this home offers an exceptional opportunity
320 Adams Street SE, Albuquerque
Rare Live-Work Retail OpportunityHome is 1250heated SF and Ware house retail area is 1600sf A unique opportunity in the heart of Albuquerque's vibrant Nob Hill district. This versatile live-work property combines character, functionality, and visibility in one of the city's most desirable neighborhoods. Ideal for retail, office, studio, gallery, professional services, or a mixed-use owner-user concept.The flexible floor plan offers abundant natural light, open workspace areas, private offices, storage, and support space, allowing a variety of business and creative uses. With strong surrounding demographics, excellent street presence, and convenient access to Downtown, UNM, Nob Hill shopping, dining, and entertainment, this property is positioned to serve both owner-occupants and investors alike.Currently this is a 2 bedroom Home of about 1250sf Upstairs and 1250 sf of retail heated and cooled below with an additional 450sf 2 car garage.
326 Clara Lane, Rio Communities
Discover comfort and space in this delightful Rio Communities home! Nestled on a quiet street, this property offers an inviting layout and comfortable living spaces. Enjoy generous bedroom sizes, enclosed and finished sunroom, single car garage and covered driveway, and a private back yard perfect for creating your own outdoor oasis. Conveniently located near local parks, the golf course, and essential amenities while providing a tranquil retreat away from the city hustle--plus an easy commute to Albuquerque.
Welcome to this amazing home and floor-plan! Updates to the home include an amazing kitchen. Which, includes a double oven, new kitchen island with a great wood burning stove in the living area. This home is indeed one of a kind. There are two extra rooms that would just require a few small modifications to make it into a 5 bed 2 bath. , two car garage if you wanted and a carport on top of that! Leased Solar system makes for low electric bills. Oversized 2 car garage converted to one bay and 2 bedrooms (easy to reconvert 28,2 x19,5) not included in the square footage. You really have to see this to believe it. NO land lease and in La Cueva district! HOA includes water and gas! Easy aacess to 1-25 just 3 minutes from Ballon Fiesta Park. A wonderful quiet neighborhood!!!
- Owner Financing Available! - Don't miss this beautifully upgraded Clayton manufactured home, thoughtfully designed with quality construction and modern finishes throughout. This home offers soaring 9-foot ceilings and an impressive 8-foot front door - Owner Financing - Clayton Manufacture home 2''x6'' Framing structure, 9'' inside ceiling high, main entrance door 8ft high, tile all house and bathrooms, Swim jacuzzi! Private high fence and block walk, irrigation, fully landscaped, design concrete front and back yard front entry door that creates a bright, open feel from the moment you step inside.Enjoy stylish tile flooring throughout the entire home, including all bathrooms, providing both elegance and easy maintenance. Step outside to your own private oasis featuring a swim hot tub, perfect for relaxing or entertaining year-round.This move-in-ready home combines comfort, quality, and exceptional outdoor living--with the added benefit of owner financing available. Excellent Location close to major shopping centers, Walmart and movie theater.
51 Prestwick Court SE, Rio Rancho
**Price Adjustment of $24,000.00**Seller is offering 3% Buyer Credit, with Preferred Lender*** Seller is also offering REC***Terms Are: 7% Interest Rate, 20% Down Payment, 3 Year Call.*** This Gorgeous 2609 sq ft Pulte Home is located in the prestigious Willow Trace Chamisa Hills Community in the Heart of Rio Rancho. Just minutes away from Intel and Presbyterian Clinic. Featuring a versatile floor plan with 3 bedrooms, 2.5 baths, Upstairs Loft, Soaring high ceilings providing tons of natural light, and a beautiful Kiva Fireplace. Grand Gourmet Kitchen offering Corian counters, newer appliances, a pantry, and a cozy breakfast nook. Additional Kitchen upgrades such as a Butler's pantry, workspace/desk area, and kitchen island with bar seating provide plenty of space for everyone. The picture windows, wooden accents, and niches give this home an extra luxurious touch. Large Primary suite boasts an en-suite full bath with dual sinks, garden tub, separate shower, coffee/wet bar, window seating and walk-in closet. Admire the views from either Balcony, there are 2 to choose from! The low maintenance backyard has been meticulously maintained and offers Xeriscaped landscaping, covered patio, and best of all - an inground outdoor lighting system. Other features include a water softener and purifier system, refrigerated air. Don't wait to make an appointment to see this great home today.
Awaken to stunning Sandia mountain views as you start your day in the home that was always waiting for you. Authentic New Mexico living; Elevated, contemporary comfort is paired with traditional design motifs throughout. State-of-the-art kitchen updated with lux white soft-touch cabinetry, stainless built-in appliances, designer lighting, pantry, and endless quartz tops. Reimagined living spaces with gas log fireplaces and nickel fixtures, all paired with unique pueblo-inspired architecture.End your day by admiring the sunset blazing on the mountins from your bedroom porch; and watching the lights of Albuqueruqe subtly bloom out of the twilight. On a snowy night, romatically gaze into the serene flames of your bedroom fireplace from your soothing hydrotherapy spa. Watch the quail scurry across the sidewalk as you explore the countless walking, hiking, and biking trails that surround the dream home you can finally call your own.This is living that is refined, intentional, and grounded.Owner Financing opportunity! There is a possibility of owner financing at 6.25% rate on a 20% down payment.
875 Calle Del Bosque, Bosque Farms
Brand New 2026 Custom Barndominium on 1 Acre in Desirable Bosque Farms, NM! Welcome to this stunning, brand-new 2026 custom metal Barndominium, perfectly blending modern luxury with practical family living. Offering approximately 2,500 sq ft of conditioned living space on a full 1-acre lot in the highly sought-after community of Bosque Farms, this home delivers space, style, and serenity just 15-20 minutes from Albuquerque at the north end of town.Spacious master suite with a generous walk-in closet Luxurious master bathroom featuring a freestanding tub, walk-in shower, and fully automatic electric toilet with bidet features Gourmet kitchen with luxury appliances and brushed bronze accents Butler's pantry complete with microwave and extra freezer for seamless entertaining and storage Large laundry room with washer and dryer included, plus a convenient utility sink Open, family-friendly layout designed for multi-generational living--ideal for families with kids or grandparents hosting children and grandchildrenThe standout attached 50x50 (2,500 sq ft) garage/shop is a true dream for hobbyists, collectors, or anyone needing serious space. It boasts tall ceilings, an RV automatic garage door, a two-car garage door, and two single-car doors. Plenty of room for a boat, RV, fifth wheel, tractor, or to create an amazing home gym. This shop/garage alone elevates the property for those with toys, tools, or big ideas.Additional highlights include high-end finishes throughout, solid construction, and thoughtful details that make everyday living effortless. Owner financing is available to qualified buyers--making this exceptional property more accessible.This turnkey Barndominium represents a rare opportunity in Bosque Farms' competitive market of larger-lot, quality homes. ? Whether you're seeking a spacious family compound or a versatile property to work from home, this home checks every box.
Are you looking for a Farm or Horse Property? This 10 acre has plenty of land for all your farming projects and All your Animals! This 4 bedrooms and 2 baths was remodeled. Newer Light fixtures, Fans, Kitchen Cabinets, Appliances, Mini splits and so much more.New well pump. There is junior water rights for the whole lot.Don't wait! This is a Rare Find!
Welcome to paradise hills, home features new furnace, new A/C. New kitchen cabinets, granite countertops, SS appliances, the dining area opens to the backyard through a sliding door, large pantry room with built-in shelving, Warm Saltillo tile flooring runs through the main living areas, complementing the fireplace in the living room. From here, a huge sliding door leads to a generous covered back porch, perfect for relaxing or entertaining. Bathrooms feature beautifully tiled walls, bedrooms include new black ceiling fan fixtures, .25 acre with backyard access from both sides room for vehicles, toys, gardening, or future projects. Across the street, a large, green park ideal for walks, playtime, or simply enjoying the outdoors.
6 County Line Road, Edgewood
Enjoy peaceful country living on 2.5 acres with this well-maintained 2-bedroom, 2-bath manufactured home on a permanent foundation. The home features a spacious primary suite with a walk-in closet and private bath, a detached 2-car garage with a utility sink, and established garden beds, a chicken coop, and mature trees along the back of the property with 1/2-inch irrigation. The manufactured home is permanently affixed to the foundation with a deactivated title. Conveniently located just minutes from I-40, you'll enjoy an easy commute while still experiencing the privacy and space of rural living. Contact the listing broker for additional details.
2106 Perry Road SW, Albuquerque
Owner Financing Available! Move-in ready and full of potential! This 3-bedroom, 2-bath manufactured home in Southwest Albuquerque sits on a spacious lot with plenty of room for RV parking, gardening, pets, or future projects. Inside, you'll find a bright, open floor plan, comfortable living spaces, and a private primary suite. Enjoy the peace of having land while staying just minutes from shopping, dining, schools, and freeway access. A great opportunity to own a well-maintained home with space to grow!
2903 Madison Street NE, Albuquerque
This home located in Albuquerque's desirable Uptown area on a corner lot!! This home has an open floor plan with 2 living areas, also home features include Fresh Paint (inside & out) Cabinets. Counter-Top's and Back splash, Stainless Microwave, Gas Range, Dishwasher, Refrigerator, Doors, Opener, Disposal, Fixtures, Bathrooms, Windows, Window Coverings, Doors, Flooring, Large Yard, Roof, Refrigerated Air Combo Split System. Close to Schools and Parks.
*owner financing available*Come make this mountain retreat your next home in the Sandia Park! perfect for savvy investors/ builders, or hire your contractor to finish this home and use it as your primary residence. Many possibility's!
This exceptional full-custom luxury home offers unparalleled elegance and meticulous details throughout. Striking exterior leads to superb interior craftsmanship: synthetic stucco, durable TPO roof, solar rough-in, wrought iron backyard gates, pool junction box, premium stone/tile accents inside & out, soaring beamed ceilings, handmade doors & cabinets, gorgeous electric fireplaces, bathroom access for each bedroom, and two oversized 5-ton AC units. Unbelievable east-facing backyard oasis with covered outdoor living room, half bath, and reinforced patio roof ready for future spiral staircase to a stargazing deck. One-of-a-kind--explore and fall in love! Seller Financing Considered
Owner financing available. Beautifully remodeled 4-bedroom home on a spacious 0.50-acre lot featuring a blend of farmhouse charm and modern updates. The inviting interior offers laminate flooring, updated windows, fresh, neutral finishes, and contemporary lighting throughout. The kitchen is designed for both style and function with a farmhouse sink, stainless steel appliances, tile backsplash, butcher block island, abundant cabinetry, and a pantry. The private primary suite includes a double-sink vanity and walk-in shower. Outside, enjoy a covered patio, RV parking, backyard access, and a detached garage, providing plenty of room for vehicles, hobbies, and storage. Situated on a generous half-acre lot, this move-in-ready property offers comfort, functionality, and space to enjoy both inside and out.
Great opportunity to own with owner financing available, This 3-bedroom, 2-bath home features approximately 1,340 square feet, an open-concept layout, and a 2-car garage. A little TLC can go a long ways, paint and carpet and a new refrigerator and you're ready to move in! Convenient location with easy access to everyday amenities and commuter routes. Owner financing only with a minimum of $50,000 down. Property is being sold AS IS. Buyer to verify all information and conduct their own due diligence.
Move right into this well-maintained Sierra Ranch home featuring major upgrades that provide added value and peace of mind, including a **new roof, new HVAC system, and new water heater**. Inside, you'll find an inviting open-concept floor plan with soaring vaulted ceilings, elegant arched entryways, and abundant natural light that creates a bright and welcoming atmosphere. Beautiful flooring throughout the home, and a great layout. Schedule your private showing today!
Affordable 3-bedroom, 2-bath single-wide manufactured home located in a well-maintained mobile home park. This home offers a functional floor plan with a spacious living area, a primary suite, 2 full baths, and two additional bedrooms that provide flexibility for guests, a home office, or hobbies. Conveniently located near shopping, dining, and everyday amenities.Possible short-term owner financing available for qualified buyers, offering an excellent opportunity for those seeking alternative financing options. Contact the listing agent for details and financing terms. Buyer must be approved by the mobile home park. Lot rent applies.
12104 N Star Trail NW, Albuquerque
Welcome to Pulte's Famous Manzanita Floor Plan - Gated Community Living Step into comfort and style with this beautiful 4-bedroom, 2-bath home, ideally located in a sought-after gated community featuring a private park and scenic walking trails just moments away. The open and inviting kitchen is designed to inspire your inner chef, with generous counter space, modern finishes, and a layout perfect for both everyday meals and hosting friends and family. The spacious living areas flow seamlessly, offering plenty of room to relax, entertain, and make lasting memories. The primary suite provides a peaceful retreat , while three additional bedrooms offer flexibility for guests, a home office, or hobbies. Experience the perfect balance of community charm and modern living.
Daria Derebera
Real Estate Broker in Albuquerque, NM
Similar Searches in Greater Albuquerque
You Might Also Like in Greater Albuquerque
