Owner Financing Homes in Edgewood

Find homes with owner financing available in Edgewood, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.

Showing 5 listings in Edgewood.

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5 Properties

New roof, new windows, new septic, new flooring, new paint, new furnace, new evaporative cooler, new lights, and more! Bring your horses! Add a barn or an additional unit to make this home yours! 3 acres fenced, sitting on the side of a hill with gorgeous, elevated views. Smaller homes with less land in town have sold for over 330K. Priced to sell! Owner financing (real estate contract) potentially available with a significant down payment and an increased purchase price. Other financing options with a smaller down payment available through 21st Century Mortgage.

3
BEDS
2
BATHS
2,306
SQFT
3
ACRES
$299,000
-$26,000

Motivated Seller!! Enjoy peaceful country living on 2.5 acres with this well-maintained 2-bedroom, 2-bath manufactured home on a permanent foundation. The home features a spacious primary suite with a walk-in closet and private bath, a detached 2-car garage with a utility sink, and established garden beds, a chicken coop, and mature trees along the back of the property with 1/2-inch irrigation. The manufactured home is permanently affixed to the foundation with a deactivated title. Conveniently located just minutes from I-40, you'll enjoy an easy commute while still experiencing the privacy and space of rural living. Contact the listing broker for additional details.

2
BEDS
2
BATHS
1,044
SQFT
2.5
ACRES

Nestled in the peaceful East Mountains, this charming Edgewood property offers space, privacy, & the beauty of NM living. Situated on a generous lot, this 4-bedroom, 2-bath home provides approximately 1,456 square feet of comfortable living space with a functional layout & abundant natural light. The property features durable stucco construction, & fully fenced yard, offering flexibility for vehicles or storage. Enjoy wide open skies, fresh mountain air, & room for animals, hobbies, or outdoor entertaining. Conveniently located with easy access to Albuquerque, this home delivers the perfect balance of quiet country living and everyday convenience in a scenic Edgewood setting. Financing available- USDA, FHA, VA, Cash & Seller Financing.

4
BEDS
2
BATHS
1,456
SQFT
1.24
ACRES

***REC POSSIBLE!!*** Beautifully remodeled and move-in ready! This spacious 5-bedroom, 2-bath home offers over 2,000 sq ft of updated living space on 1.1 usable acres within Edgewood city limits. Enjoy a stunning new kitchen with quartz countertops, new cabinetry, and stainless steel appliances, plus updated bathrooms including a freestanding soaking tub in the primary suite. Major upgrades include new plumbing, HVAC, water heater, windows, and doors. Luxury vinyl plank flooring throughout with no carpet. Perfect for horses, animals, RVs, and outdoor living with plenty of usable space. Converted to real property and fully financeable!

5
BEDS
2
BATHS
2,052
SQFT
1.1
ACRES

Seller financing available with below-market rates for qualified buyers. Ask about financing that may make ownership more affordable than many rental options. Rare opportunity to own 40 usable acres in Edgewood with the water, infrastructure, and improvements already in place to start enjoying country living from day one. A private 600' well producing approximately 25 GPM feeds a 3,000-gallon cistern, complemented by a conventional septic system and an established garden area with drip irrigation and timers. The clean, well-maintained 2016 Clayton home is situated on a permanent foundation and offers 3 BR / 2 BA with refrigerated A/C, electric forced-air heat, and a woodstove for backup heat and ambiance. Recent improvements include a metal roof, water heater, refrigerator, and carpet. Whether your vision includes homesteading, horses, livestock, hobby farming, RVs and equipment, or simply a private retreat with room to breathe, the property is ready for it. Additional improvements include a 3-car carport, 40' storage container, two greenhouses, and chicken coop with secure run. Enjoy wide-open New Mexico skies, mountain views, memorable sunrises and sunsets, and very little traffic. The acreage may also offer future development or split potential. Santa Fe County Residential Estate zoning has a 2.5-acre minimum lot size; any subdivision or development is subject to county approval and independent buyer due diligence. Matterport 3D tour available--explore the home online before your visit. Seller financing terms are negotiable and subject to seller approval.

3
BEDS
2
BATHS
1,190
SQFT
40
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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