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Owner Financing Homes in Edgewood

Find homes with owner financing available in Edgewood, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.

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Private 40-acre Edgewood retreat with sweeping mountain views, stunning sunrises and sunsets, on a quiet road with minimal traffic. Clean, well-maintained 2016 Clayton home on a permanent foundation offers 3 BR / 2 BA with refrigerated A/C, electric forced air heat, and woodstove for backup and ambiance. Ideal for homesteading or country living with a private well, 3,000-gallon cistern, septic, and garden area with drip irrigation ready for spring planting. Additional features include a 3-car carport, 40' storage container, two greenhouses, and a chicken coop/run (chickens may convey). Recent updates include a metal roof (2024), water heater (2024), refrigerator (2025), and carpet (2025). Seller financing may be available with acceptable terms.

3
BEDS
2
BATHS
1,190
SQFT
40
ACRES

Seller open to seller financing or creative financing options! Beautifully updated home on a usable 1-acre lot offering space, privacy, and modern comfort. Updates include fresh exterior/interior paint, new windows, flooring, interior paint, window shades, lighting, and ceiling fans throughout. The spacious primary suite features a remodeled bath with garden tub, separate shower, double sinks, and a walk-in closet. The updated kitchen w/ new cabinets, granite countertops, and a new refrigerator. A 4th bedroom with a barn-style door offers flex space ideal for a home office, guest room, or hobby area. Connected to city water. Major upgrades include a new septic system, refrigerated air, furnace, water heater, and sliding door. Move-in ready with room for RVs, gardening, or expansion.

4
BEDS
2
BATHS
1,680
SQFT
1.01
ACRES

Welcome to your charming and private retreat. Tucked into a serene, wooded setting just across from ECHO Ridge Park. This home enjoyes peaceful seclusion while being only minutes away from Edgewood and its easy access to I-40. The home's layout makes it perfect for hosting guests as they will have their own entrance and bathroom. Schedule your visit soon. With the owner financing option this home will be receiving lots of attention.Important note: This property is not eligible for FHA financing. The seller is offering owner financing, making this a rare opportunity for those looking to own in this beautiful area.

3
BEDS
2
BATHS
1,147
SQFT
1.24
ACRES
$369,900
-10,000$ 03/08

Nestled in the peaceful East Mountains, this charming Edgewood property offers space, privacy, and the beauty of New Mexico living. Situated on a generous lot, this 4-bedroom, 2-bath home provides approximately 1,456 square feet of comfortable living space with a functional layout and abundant natural light. The property features durable stucco construction, a fully fenced yard, and both attached and detached garage space, offering flexibility for vehicles, storage, or workshop use. Enjoy wide-open skies, fresh mountain air, and room for animals, hobbies, or outdoor entertaining. Conveniently located with easy access to Albuquerque, this home delivers the perfect balance of quiet country living and everyday convenience in a scenic Edgewood setting

4
BEDS
2
BATHS
1,456
SQFT
1.27
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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