Owner Financing Homes in Greater Albuquerque
Find homes with owner financing available in Greater Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 123 listings in Greater Albuquerque.
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61 Rincon Road, Regina
MOTIVATED SELLER - BRING OFFERS. Tucked back from NM Hwy 96, this fully furnished, move-in ready retreat offers the perfect blend of comfort, recreation, and natural beauty. Set on 1.27 acres across two lots, this private getaway with incredible views of the Continental Divide and the Jemez Mountains, easy access yet feels secluded. The property has electricity, Regina Mutual Domestic Water, a new septic, propane, and cell service. 2 bed - 1 bath 800+ sq ft cabin with a large front deck and covered patio for out door entertaining. All furniture is included and many recent updates.
MAJOR PRICE IMPROVEMENT!! NEW CONSTRUCTION in North ABQ Acres!! Set amid stunning natural beauty... backing to Sandia Pueblo Open Space on 1.31 ac for maximum privacy and incredible views of the Sandia Mountains and City lights. This custom home offers an unparelled lifestyle of exquisite finishes, opulent living and refined functionality. The great room, with its soaring wood tongue & groove ceiling and wall of windows, invites the outside in with natural light basking the great room, kitchen and dining room. The chef's kitchen features custom cabinetry; quartz countertops; a 6 burner gas stove with oven plus a walloven/microwave combo and a beautiful backsplash of Italian tile. The dream pantry will help to organize all of your kitchen & dining needs.
1151 Vallecito Loop NW, Los Lunas
Stunning corner lot two-story home offering modern style, thoughtful finishes and move-in ready comfort. This well-appointed residence features 3 spacious bedrooms and 2.5 baths, anchored by an open-concept main level that's ideal for both everyday living and entertaining. The gourmet style kitchen boasts contemporary cabinetry, durable countertops, and a layout that flows effortlessly into the dining and living areas, where a cozy fireplace creates a welcoming focal point for evenings at home. Natural light fills the space, highlighting clean lines and upscale fixtures throughout.
Exceptional custom home on a fully landscaped and gated half-acre lot in Rio Rancho. Offering over 3,100 square feet, this 4-bedroom, 3.5-bath residence features soaring ceilings, multiple living areas, radiant heating, porcelain tile, custom cantera accents, and abundant natural light. The chef's kitchen includes quartzite countertops, Wolf appliances, a Sub-Zero refrigerator, custom cabinetry, and generous prep space. The luxurious primary suite offers a spa-like bath and oversized closet. Enjoy a private well, outdoor grilling area, custom putting green, beautifully designed backyard, and a fully finished garage with custom flooring, two-car parking, and an additional oversized roll-up door.
395 abcd 4th Of July Road, Tajique
Large 3 story home with a casita cabin and additional duplex on 4 lots, 7-12 acres each bordering national forest. This property is minutes away from the highly viewed 4th of July campground. This is your chance to get in a luxury retreat property at a fraction of the price! The expansive decks and balconies are surrounded by tall pines, native bushes and flowers. Detached guest cottage/cabin will be great for your guests. Trades and creative deals considered! Get out and see this one before it's gone!
This Northeast Heights home offers incredible potential with three spacious bedrooms, two full baths, and two inviting living areas. Featuring a cozy wood-burning stove and an open layout, the home provides a comfortable foundation ready for your personal touch. The large backyard offers endless opportunities for entertaining, gardening, or expansion. While the property needs some work and updates, it presents a fantastic opportunity for buyers looking to create their dream home in a desirable neighborhood. Conveniently located near schools, shopping, and parks, this home is perfect for those seeking value, space, and the chance to make it their own in one of Albuquerque's most sought-after areas.
Real Estate Contract considered. Plenty of parking space including RV/Boat parking on each side of the home. This newly renovated, turnkey home in Rio Rancho is now available at the APPRAISED LISTING PRICE, with the seller offering $5000 improvement allowance for landscaping. This rare 4 bedroom unique TRI-LEVEL home offers 3,821 sq ft of spacious, open-concept living. The property features several upgrades, newly renovated bathrooms, new stucco, high ceilings, and an abundance of natural light provided by numerous windows and skylights. A significant highlight is the additional 550-square-foot multi-purpose room, which provides a flexible space perfect for a home office, entertainment den, music studio, or possible additional living quarters. The layout is exceptionally functional, with the downstairs offering a living area equipped with a sink/wet bar, plenty of cabinet space a fireplace, a separate bedroom, and a bathroom, making it an ideal setup for mother-in-law quarters or additional guests; While the upstairs offers 2 spacious bedrooms and two additional bathrooms. The property includes two fireplaces, a two-car garage, and a spacious backyard featuring two large storage sheds. TRI-LEVEL home is a must-see! Schedule your showing today!
Step into this remodeled Nob Hill home filled with charm and fully updated! Great open floor plan. Fresh paint, new kitchen w/stainless steel appliances, all new light fixtures, tiled fireplace, & more! Dining area w/ built in nook. Enjoy the spacious private backyard with a 2 car garage & a Casita! Basement with extra storage. Relax on the front patio with a view. With its prime location near shopping, dining, and the University of New Mexico, this home presents a great opportunity to own in one of Albuquerque's most established neighborhoods. Do not miss your opportunity to call this place your HOME!
Welcome to this charming home offering comfort, space, and thoughtful upgrades in a highly desirable location. Featuring 3 spacious bedrooms, 2 bathrooms, new solar panels, backyard access, and a private bed + bath in the detached garage. This home has many upgrades including new HVAC and windows. Enjoy the convenience of two separate living areas, perfect for entertaining, relaxing, or creating a dedicated home office or playroom. The layout provides flexibility and privacy while maintaining a warm and inviting feel.Tucked away in a peaceful and quiet neighborhood but still minutes from everyday amenities.This home checks all the boxes - space, comfort, tranquility and accessibility. Don't miss the opportunity to make it yours!
1251 La Fonda Street, Bernalillo
Welcome to this charming Bernalillo home in The Orchards! Built in 2010, this well maintained 3 bedroom, 2 bath residence offers 1,399 square feet of comfortable living space with an inviting open layout and high ceilings that create a bright, airy feel. The kitchen comes fully equipped with range, dishwasher, microwave, and refrigerator, perfect for everyday living and entertaining alike. The spacious primary suite includes a full bath and ample closet space, while additional bedrooms provide flexibility for guests, office, or hobbies. Enjoy a walled backyard with covered patio, ideal for relaxing evenings or weekend gatherings. With refrigerated air, attached garage, and a convenient location near schools and city amenities, this home is move in ready and waiting for you! Seller financing available with 20% down.
Come see this well kept Manufacture home offering 3 bedroom, 2 bath home. Located on a lease land on Hacienda Del Sol. Home offers natural light and nice neutral color palette.
***Seller offering OWNER FINANCING, reach out today to discuss terms***Step into a home that was designed to be experienced. Set in North Albuquerque Acres, this custom property blends privacy, light, and intentional design in a way that feels both elevated and comfortable. The grand entry opens to sun-filled living spaces, while the home naturally wraps around a private courtyard, creating a seamless indoor-outdoor flow that's perfect for quiet mornings or hosting unforgettable nights around the built-in outdoor kitchen and covered patios. Every space has a purpose. A private movie theater featuring a state-of-the-art sound system for nights in. A dedicated area for a home gym. Separate office/hobby space. Flexible rooms that adapt to the way you live, work, and unwind.
Well maintained two story home in the gated Orchards community featuring thoughtful updates throughout. Roof and stucco were completed within the last five years, offering added value and peace of mind. The home offers an open and functional layout with abundant natural light, tile flooring on the main level, and new flooring upstairs. Kitchen includes like new appliances and ample storage. Spacious primary suite with remodeled bathroom. Large, beautifully landscaped backyard ideal for entertainment. Community amenities include a pool in a secure gated setting.
9207 Edith Boulevard NE, Albuquerque
PAID SOLAR and located in unincorporated Bernalillo County, this beautifully updated property offers the perfect blend of comfort, functionality, and breathtaking New Mexico scenery. Enjoy incredible Sandia Mountain views and unforgettable Balloon Fiesta skies right from your own property.Situated on approximately 0.78 acres, this spacious home features over 2,600 square feet of living space with room to spread out both inside and out. A fenced corral area, expansive backyard access through a double gate, and versatile outdoor space ready for your vision and lifestyle needs.Inside, the renovated open-concept kitchen shines with stainless steel appliances, granite countertops, stylish tile backsplash, and abundant natural light through.Owner Financing available with 20% down!Please note the pic with horse, is AI generated.
Seller financing available with below-market rates for qualified buyers. Ask about financing that may make ownership more affordable than many rental options. Rare opportunity to own 40 usable acres in Edgewood with the water, infrastructure, and improvements already in place to start enjoying country living from day one. A private 600' well producing approximately 25 GPM feeds a 3,000-gallon cistern, complemented by a conventional septic system and an established garden area with drip irrigation and timers. The clean, well-maintained 2016 Clayton home is situated on a permanent foundation and offers 3 BR / 2 BA with refrigerated A/C, electric forced-air heat, and a woodstove for backup heat and ambiance. Recent improvements include a metal roof, water heater, refrigerator, and carpet. Whether your vision includes homesteading, horses, livestock, hobby farming, RVs and equipment, or simply a private retreat with room to breathe, the property is ready for it. Additional improvements include a 3-car carport, 40' storage container, two greenhouses, and chicken coop with secure run. Enjoy wide-open New Mexico skies, mountain views, memorable sunrises and sunsets, and very little traffic. The acreage may also offer future development or split potential. Santa Fe County Residential Estate zoning has a 2.5-acre minimum lot size; any subdivision or development is subject to county approval and independent buyer due diligence. Matterport 3D tour available--explore the home online before your visit. Seller financing terms are negotiable and subject to seller approval.
Welcome home to effortless comfort and vibrant 55+ living located in the desirable Albuquerque Meadows active adult community, this beautifully remodeled 2-bedroom, 2-bath residence offers the perfect blend of style, convenience, and low-maintenance living. Step inside to discover a bright, open interior featuring new Low-E vinyl windows, fresh paint, upgraded LVP flooring, and sheetrock walls that create a warm, modern feel throughout. The thoughtfully redesigned kitchen shines with granite countertops, new cabinetry, and stainless steel appliances--perfect for entertaining friends or enjoying quiet mornings at home. Both bathrooms have been tastefully updated, while a tankless water heater and remodeled exterior siding add comfort and peace of mind. NOW OFFERING OWNER FINANCING!
Welcome to 9225 Mescalero Rd NE in the desirable Northeast Heights. This home has been fully remodeled inside, offering a fresh, modern feel with updated finishes throughout. It features a comfortable layout with plenty of natural light, spacious living areas, a functional kitchen with ample storage, and well sized bedrooms. A second living area provides great flexibility and can be used as a home office, playroom, or additional lounge space. The backyard offers plenty of room to relax or entertain, and both nearby parks are within walking distance.
8722 Sevano Circle NE, Albuquerque
OPEN HOUSE on Thursday, 9/17: 3pm -6pm!! SLEEK STYLE MEETS FUNCTIONAL DESIGN IN THIS MODERN 2-STORY NE HEIGHTS HOME! Featuring 4 bedrooms and 3.5 bathrooms, this bright open layout showcases high ceilings, wood-look tile, and a stylish kitchen with island, bar seating, and built-in appliances. The downstairs primary suite offers a spa-like bath with double sinks, garden tub, separate shower, and walk-in closet. Upstairs, enjoy both a versatile loft and a spacious flex room--ideal for a second living area, TV room, or guest bedroom--with access to a balcony capturing mountain views. Outside, relax on the covered patio, practice on the putting green, and unwind in your beautifully landscaped yard. Schedule your tour today!
Urban Living at its finest in this hip, modern condo set within a beautifully restored historic bank building. Thoughtfully updated throughout, this stylish unit blends industrial character with contemporary design. Enjoy seamless access with the unit located on the same floor as the parking garage, plus added security with a doorman Mon-Fri. Grab your morning coffee just downstairs, then unwind on your private deck, with both mountain and city views. The versatile upstairs loft offers the perfect space for a home office, gym, or a second living area. Bonus: seller is open to owner financing or paying the buyer's HOA fees for TWO years -- an incredible opportunity to own in the heart of downtown.
100 Broadway Boulevard NE 309, Albuquerque
INVESTORS DREAM--TENANT OCCUPIED UNTIL 1/31/27! Must have contract in place to see it in person due to tenancy. Wow! 3rd floor loft with high ceilings, close to downtown living, UNM, hospitals, Rail Runner and much more!! With a tenant already in place, this loft is already generating a cash flow. Enjoy coffee or wine in the courtyard with its beautiful fountain playing its soft music. Large hallways make for a wide-open comfortable feel and with the lockers that come with the loft, there is additional storage space. You really must see this unit to appreciate the charm, character, uniqueness and functionality. This is a great unit and priced to sell for a condo/loft downtown! Did I say Owner Financing?
Corporate Retreat? Wellness Retreat? Or maybe a great place to house your movie crews or casts? It would make a high-end Bed and Breakfast. Perched among the treetops, this newly built custom contemporary estate offers 9,157 square feet of refined modern living. The home seamlessly blends indoor and outdoor spaces.The residence features 5 bedrooms, each with a private ensuite bath, plus a dedicated office and home gym. The stunning primary suite is surrounded by floor-to-ceiling windows and includes a spacious spa-like bath with sauna and kitchenette.Designed for both everyday living and grand entertaining, the home offers two fully equipped kitchens, a main kitchen with large island and walk-in pantry, and a separate industrial chef's kitchen. A central vacuum system adds modern convenience throughout.Enjoy the in-ground custom pool with hot tub, pool has ultraviolet filtering system, requires no chemicals. Pool area includes separate 3/4 bath and laundry facilities. Lower level includes private guest quarters with separate entrance, living area, kitchenette, and 3/4 bath. Car enthusiasts and hobbyists will appreciate the attached three-car garage along with an additional three-car carport. An elevator is scheduled for installation, providing convenient access to the upper story and enhancing long-term accessibility.With its striking contemporary architecture, refined finishes, and thoughtful amenities throughout, this one-of-a-kind residence delivers elevated living in every sense.
257 Camino De Lucia, Corrales
Corrales Beauty with a 1,422 sq ft casita east of Corrales Road in the lush green belt! Casita/Pool House features open living/kitchenette area, bedroom, bath, covered patio area pool side and additional private covered patio area. The property also features a beautifully updated 3,711 sq ft main home complete with walk in climate controlled wine cellar. Step through the front gate into a private oasis with garden areas, courtyards, a live pond, and both covered and open patios surrounded by mature landscaping. Enjoy the resort-style setting with a hotel-sized in-ground pool, kiva fireplace, and separate hot tub. Ideal for extended living arrangements, guests, or flexible workspace, offering room to relax, create, and enjoy the peaceful Corrales setting.
3821 Commercial Street NE, Albuquerque
Rarely does a M-1 commercial property of this caliber and versatility become available in the heart of Albuquerque. This expansive 5,357sq ft property delivers outstanding versatility with three warehouse spaces, a secure vault, and flexible office/living areas totaling approximately 2,325+/- sq ft. Designed to support both productivity and comfort, the property features a pond, pool, hot tub, RV site with dump, ample parking, and a dedicated loading and unloading area. Privately situated on a quiet street yet strategically located with convenient access to the Big I, this distinctive property seamlessly blends business functionality with lifestyle amenities--ideal for enterprises seeking space, security, and adaptability. Owner Financing offered!
402 Hudson Avenue NW, Albuquerque
MOTIVATED SELLER! Modern Luxury meets North Valley versatility! Fully remodeled in 2025, this 3BR/2BA main home features a sleek chef's kitchen, designer flooring, and a bright, open floor plan. THE STANDOUT FEATURE: A fully updated private 1BR/1BA CASITA--ideal for rental income, a home office, or a guest suite. Newer roof and refrigerated air! Move-in ready with unmatched flexibility in the Near North Valley. Bring all offers and schedule your tour today!
14 Teypana Drive, Tijeras
Just around 20 min drive from Albuquerque this one of a kind custom-built home in the desirable Rancho Verde community in Tijeras sits on a heavily wooded lot, offering privacy and shaded forest retreat. Features include a 6-car garage, hight ceilings, open-concept living spaces with chef's kitchen, wet bar, flex room for an office and so much more! The spacious primary suite opens to a private terrace that leads to outdoor spa. Enjoy morning workout/yoga or cozy year-round outdoor dinings by the wood-burning fireplace on the covered patio or opened terrace surrounded by nature .A rooftop observation point is a silent getaway with breathtaking views! Owned SOLAR panels and a heat pump keep electric bill incredibly low! Just nature, comfort and tranquility! Seller financing available.
Loads of possibilities with 3 homes on 3 acres! Could be income producing property, multi-generational compound or commercial potential with approximately 616 feet of highway frontage. The house has a living room, formal dining room, kitchen, 2 bedrooms, 1 bathroom and laundry room with carport and storage building. The 2 accessory dwellings are single-wide homes: each with 3 bedrooms, 2 bathrooms, living room, country kitchen and laundry. There is also a billboard which produces income. The total lot size is 3.19 acres. All units are rented month-to-month. Seller is offering owner financing.
Seller financing considered! Approx. 1.4 acres in the desirable North Valley, ideal for farming, homesteading, or cultivation. Property includes a residence, interior grow space, and greenhouse (buyer to verify uses), previously used for cannabis. MRGCD irrigation rights and a domestic well support agricultural use. Flat, usable land offers room for animals, crops, or expansion. Peaceful rural setting just minutes from city conveniences. Front one-acre lot also available for sale.
280 Angel Road, Corrales
Owner Financing Avalilable. Custom elegant home. 3200 sq. ft. of Garages, 50'x16' RV garage w/14' doors +3 more garages equal in size to 7 additional car spaces. washer and dryer gas hookups, kitchen sink + 3/4 bath. Fenced with electric gate. Sprinklered lawn + garden area and fruit trees. Horse allowed. Anderson windows, granite, wood doors, real wood cabinets, 2 pantries, Kohler, tinted front windows, upscale lighting, LED bulbs, 3 fireplaces, laundry room w/sink, 2 master suites. 2 jetted tubs, 4 showers, plus 1 bedroom & Office/possible bedroom, high ceilings, central vac, alarm, intercom, 9 zone radiant heat including main garage, wifi thermostats, loft, upper balcony with spiral staircase, circular drive, stacked stone, 2 50 Amp RV hookups, water softener, well.
1504 N Lucyle Place NW, Albuquerque
Experience this rare estate in the highly desirable Bosque Del Acres community! This stunning hacienda/adobe-style property offers top-tier equestrian amenities, exceptional privacy, an in-ground heated pool, a guest home, and more. The main residence features 3 bedrooms, 2 bathrooms, spacious living areas, updated kitchen appliances, and a refreshed primary bath. The guest home provides a 1 bedroom, 1 bathroom floor plan with an updated kitchen perfect for guests. Designed for both comfort and function, the estate includes open space for horses to train, 4 horse stalls with room to expand, a detached 3 car finished garage, and an outdoor kitchen perfect for entertaining. Serene landscaping, and equestrian-ready facilities, this Bosque Del Acres retreat is truly one of a kind.
531 RIO CHAMA Circle SW, Los Lunas
Discover your next home in this charming two-bedroom, two-bathroom residence nestled within the desirable, gated Jubilee community. This thoughtfully designed 1,573 square foot home showcases an open floor plan that seamlessly connects living spaces, creating an inviting atmosphere perfect for both relaxation and entertaining. The open concept design maximizes natural light flow while providing flexible living arrangements that adapt to your lifestyle needs. The primary bedroom offers comfortable retreat space, complemented by a second bedroom ideal for guests, family, or a home office. Located in the heart of Los Lunas, this neighborhood provides convenient access to excellent amenities and attractions. Ask broker about the real estate contract option.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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