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Owner Financing Homes in Los Lunas

Find homes with owner financing available in Los Lunas, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.

Showing 7 listings in Los Lunas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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GREAT OWNER to OWNER FINANCING TERMS AVAILABLE. ALOT OF WORK HAS BEEN DONE SINCE LAST RECENTLY LISTED. BRAND NEW SEPTIC SYSTEM INSTALLED. There is 2 WELLS on the property. THE CASITA IS ALLOWED verified through county. ALOT OF ITEMS in yard was demolished and cleaned. Lot and storages are clean and vacant. Don't miss this hidden gem in Los Lunas near Tome--an undervalued investor's dream tucked at the end of a peaceful cul-de-sac. This fully fenced and gated half-acre lot is surrounded by mature trees and loaded with potential. It features a 1,400 sq.ft. mobile home plus a 1,300sq.ft. casita, perfect for rental income, a guest suite, and an RV. Just minutes from Highway 47, this property is perfect for a flip, rental, or anyone wanting instant equity. REC TERMS 10 year call. 10%-20% down

4
BEDS
3
BATHS
2,506
SQFT
0.58
ACRES

Looking for your own private retreat? Welcome home to a true backyard paradise that combines space, comfort, and an unbeatable location -- complete with solar panels for energy efficiency and long-term savings. This spacious floor plan offers up to 5 bedrooms, a 3-car garage, two living areas, and a massive loft--giving you incredible flexibility for growing households, guests, a home office, or media space. The open-concept design creates effortless flow, perfect for everyday living and unforgettable entertaining. Upstairs, you'll find three generously sized bedrooms plus an expansive loft, while the main level features a potential bedroom ideal for guests or multigenerational living. The primary suite is truly oversized, offering room to relax and unwind, along with a spa-inspired

4
BEDS
3
BATHS
3,953
SQFT
0.18
ACRES

LIKE NEW WESTWAY CONTEMPORARY WITH SOARING CEILINGS AND SUNLIT SPACES! Corner lot with open view of the mountains! Owner financing available as option at 4.5% interest rate! Built in 2021, this Westway Homes Mirage floor plan blends sleek style with effortless living. The open layout flows from living to dining to a chef's kitchen with stainless appliances, island, bar seating and pantry. Eight-foot doors and raised ceilings add a grand feel. Spacious primary suite offers double sinks, garden tub, separate shower and walk-in closet. Enjoy custom landscaping, drip system and covered patio, plus a new community park nearby. DON'T WAIT! This one won't last on the market long, so call today!

3
BEDS
2
BATHS
2,222
SQFT
0.19
ACRES

Awesome location and great price! This 2 bedroom, 2 bath mobile home is on a .15 acre lot. Shed stays. Quick access to I-25 and walking distance to stores and restaurants. Seller will consider financing.

2
BEDS
2
BATHS
1,176
SQFT
0.15
ACRES

Welcome to this exceptional 2,106 sqft custom home, perfectly situated on a generous .58-acre lot in a cul-de-sac. Offering 3 Beds, 2 baths, and 2 car garage, this home blends quality craftsmanship with comfort and style.The exquisite kitchen is a true standout, featuring granite countertops, stainless steel appliances, an industrial range hood, and abundant counter and cabinet space. The warm and inviting living area showcases gorgeous Brazilian Cherry wood floors, tongue-and-groove ceilings accented with stylish vigas, and a lovely fireplace that creates the perfect gathering space.The spacious primary suite is filled with natural light and offers two closets, double sinks, and a large walk-in shower. Two additional bedrooms provide generous closet space and versatility.

3
BEDS
2
BATHS
2,106
SQFT
0.58
ACRES

Discover your next home in this charming two-bedroom, two-bathroom residence nestled within the desirable, gated Jubilee community. This thoughtfully designed 1,573 square foot home showcases an open floor plan that seamlessly connects living spaces, creating an inviting atmosphere perfect for both relaxation and entertaining. The open concept design maximizes natural light flow while providing flexible living arrangements that adapt to your lifestyle needs. The primary bedroom offers comfortable retreat space, complemented by a second bedroom ideal for guests, family, or a home office. Located in the heart of Los Lunas, this neighborhood provides convenient access to excellent amenities and attractions. Ask broker about the real estate contract option.

2
BEDS
2
BATHS
1,573
SQFT
0.15
ACRES

Investor Special! This manufactured home sits on a spacious 0.33-acre lot and is the perfect opportunity for anyone looking to put in some work and build instant equity. With plenty of room to create your vision, this property offers endless potential--whether you're looking to renovate and flip, add to your rental portfolio, or customize it into your own home. It's ready for a new owner to bring it back to life and take advantage of the value this lot and location have to offer. Don't miss out on this great deal!

3
BEDS
2
BATHS
1,076
SQFT
0.33
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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