Owner Financing Homes in Los Lunas

Find homes with owner financing available in Los Lunas, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.

Showing 9 listings in Los Lunas.

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9 Properties

an inviting Southwestern retreat nestled on a generous 0.45-acre corner lot in the heart of Los Lunas within one of the most established and accessible neighborhoods. This home blends classic architecture with a spacious design offering an ideal balance of privacy, function, and effortless convenience.From the moment you arrive, the home greets you with timeless stucco styling stepping inside to discover a thoughtfully laid out, 4-bedroom, 3-bath layout spanning over 2,000 square feet of light-filled living space, soaring vaulted ceilings and expansive windows framed with natural sunlight throughout the day, creating an open atmosphere that could be perfect for quiet relaxation or entertaining friends and family.A centrally located kitchen is ideal for effortless hosting, featuring ample cabinet storage, a functional work island, and seamless flow into dining areas.Multiple bedrooms allow for effortless and unique customizations no matter your needs.Primary Suite Sanctuary: Generously sized with ample closet storage and a serene atmosphere to unwind at the end of the day.Heading outside the entire property, sitting on nearly half an acre, offers endless possibilities for outdoor enjoyment. The sprawling yard has plenty of storage and open space for additional desires. Quick access to Main Street (NM-6) and Interstate 25 places Albuquerque and regional employers within an easy, stress-free drive.Nearby Recreation & Dining: Close to local parks, Rio Grande river trails, shopping centers, and local culinary favorites.

3
BEDS
4
BATHS
2,248
SQFT
0.45
ACRES

1136 Vallecito Loop NW, Los Lunas

Vallecito Subdivision, Phase 1
$320,000
-$15,000

WELCOME to this beautiful Pulte home with 3 large bedrooms , 2-bath home on a premium view lot. highly desirable neiborhood , close to shopping, restaurants ,gas stations , Spacious kitchen with granite countertops, stainless steel appliances, refrigerated air, a generous utility room, water softer and a low-maintenance backyard plus Solar panels to keep your monthly electric bills low , REC Option available please call to get terms ,Reduced'' Reduced'''OPEN HOUSE this Saturday from 1-3 pm

3
BEDS
2
BATHS
1,560
SQFT
0.11
ACRES

1654 Tierra Verde Loop NW, Los Lunas

Inspiracion Subdivision Phase 3
$294,500
-$5,000

OPEN HOUSE SATURDAY 10/3 1:00pm-3:00pm! ASK ABOUT THE $30,000-VALENCIA COUNTY INCENTIVE! FRESH LANDSCAPED WALL ! Pristine, turnkey, & move-in ready, this charming 3-bedroom, 2-bath D.R. Horton home offers a bright, functional open floor plan. The spacious kitchen features granite countertops, a tile backsplash, stainless steel appliances, generous cabinetry, and a large island perfect for cooking and gathering. The private primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests or a home office. Additional highlights include a fully landscaped backyard with tiered block landscaping, an extended concrete walkway/patio, and an oversized two-car garage. This beautifully maintained home is ready for its next owners! EZ Commute to Albuquerque!

3
BEDS
2
BATHS
1,162
SQFT
0.16
ACRES

Great opportunity to live on over 1.31 acres of land, Lots of trees, completely fence for all your livestock needs, plenty of space for your toys, enjoy peaceful country living. Home is service by a share well, septic tank and natural gas. Property is ready for a new owner. Not on permanent foundation.

3
BEDS
2
BATHS
980
SQFT
1.31
ACRES

4709 Manzano Peak Street SW, Los Lunas

Cerro Vista At Sierra Vista
$395,000

Only one year old and thoughtfully upgraded, this home offers the advantages of new construction without the wait. Located in one of Los Lunas' fastest-growing communities, it combines modern finishes with practical upgrades that make everyday living more comfortable. Inside, you'll find an open, functional floor plan featuring granite countertops, stainless steel appliances, and quality finishes throughout. One of the standout features is the expanded three-car garage. Located close to shopping, restaurants, schools, and I-25, commuting is simple. Whether you're looking for your first home or simply want the benefits of nearly new construction with valuable upgrades already completed, this home offers an exceptional opportunity

3
BEDS
2
BATHS
1,649
SQFT
0.2
ACRES

14 N Juan Road SW, Los Lunas

La Elena Subdivision
$379,999
-$5,001

Price Improvement! Sitting on a full acre in Los Lunas, this spacious 4-bed, 3-bath two-story home offers the freedom, flexibility, and comfort you've been searching for. A converted sunroom now serves as a dedicated office. Solar panels, a private well, and convenient RV access add efficiency and convenience. Access to city water. Did we mention SELLER FINANCING available. With room to grow and endless possibilities inside and out. Call today for more details and a private tour.

4
BEDS
4
BATHS
2,322
SQFT
1
ACRES
$378,000

Welcome home to this beautifully remodeled corner-lot retreat on .68 acres! Featuring 3 bedrooms plus an office, this inviting home offers an open floor plan, split-bedroom layout for added privacy, & a cozy family room perfect for relaxing or entertaining. Upgrades include tile flooring in main areas, carpet in bedrooms, windows, updated lighting, refrigerated air, metal roof, renovated bathrooms with tiled shower walls, & a refreshed kitchen with new cabinets, sink, gas stove, microwave & dishwasher. Outside, you'll find even more to love with a versatile 2-car garage/shop, 3 entrances, a new well and septic system, & plenty of room for animals, hobbies, gatherings, or simply enjoying the open space. Move-in ready, full of charm, & designed for comfortable living both inside and out!

4
BEDS
2
BATHS
1,669
SQFT
0.68
ACRES

1151 Vallecito Loop NW, Los Lunas

Vallecito Subdivision, Phase 1
$429,900

Stunning corner lot two-story home offering modern style, thoughtful finishes and move-in ready comfort. This well-appointed residence features 3 spacious bedrooms and 2.5 baths, anchored by an open-concept main level that's ideal for both everyday living and entertaining. The gourmet style kitchen boasts contemporary cabinetry, durable countertops, and a layout that flows effortlessly into the dining and living areas, where a cozy fireplace creates a welcoming focal point for evenings at home. Natural light fills the space, highlighting clean lines and upscale fixtures throughout.

3
BEDS
3
BATHS
2,479
SQFT
0.15
ACRES
$330,000

Discover your next home in this charming two-bedroom, two-bathroom residence nestled within the desirable, gated Jubilee community. This thoughtfully designed 1,573 square foot home showcases an open floor plan that seamlessly connects living spaces, creating an inviting atmosphere perfect for both relaxation and entertaining. The open concept design maximizes natural light flow while providing flexible living arrangements that adapt to your lifestyle needs. The primary bedroom offers comfortable retreat space, complemented by a second bedroom ideal for guests, family, or a home office. Located in the heart of Los Lunas, this neighborhood provides convenient access to excellent amenities and attractions. Ask broker about the real estate contract option.

2
BEDS
2
BATHS
1,573
SQFT
0.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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