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Owner Financing Homes in Los Lunas

Find homes with owner financing available in Los Lunas, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.

Showing 8 listings in Los Lunas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Mobile home on 1.25 fenced acres. Owner occupied, has handicapped ramp. Nice corner lot and seller will take owner financing with larger down payment

2
BATHS
980
SQFT
1.03
ACRES

Welcome to your new home in the heart of Los Lunas! This charming 3-bedroom, 2-bath residence offers comfort, convenience, and flexibility for any buyer. Enjoy a fully fenced yard, perfect for pets or outdoor gatherings, and a one-car garage for secure parking or extra storage. Stay cool year-round with refrigerated air. Centrally located, this home is just minutes from the post office, popular stores, restaurants, and more--making daily errands a breeze.Best of all, there is no HOA to worry about, and the owner will finance--making this a unique opportunity for buyers seeking flexible purchase options. Don't miss your chance to own this well-located Los Lunas gem!

3
BEDS
2
BATHS
1,131
SQFT
0.18
ACRES

Custom-built home in the heart of Los Lunas, designed with quality and style in mind. Situated on a durable post-tension slab, this property offers peace of mind and long-term value. Featuring a wide-open floor plan perfect for modern living and entertaining, the home is loaded with upgrades throughout. Enjoy the security and privacy of a gated subdivision while still being close to local conveniences. A rare opportunity to own a thoughtfully designed, move-in ready home in one of Los Lunas' most desirable areas. Owner financing possible.

3
BEDS
2
BATHS
2,038
SQFT
0.13
ACRES

Welcome to a rare opportunity in the heart of Los Lunas, New Mexico--where comfort, convenience, and charm meet beneath the shade of beautiful mature trees. Situated on a spacious quarter-acre corner lot, this fully fenced property offers privacy and room to breathe. The mobile home rests on a permanent foundation and features a durable metal roof, double-pane windows, and all city utilities already in place. Enjoy paved roads, a peaceful established neighborhood, and quick access to Los Lentes Rd, Highway 314, shopping centers, restaurants, and everyday essentials. A warm and inviting setting with practical value. OWNER TO OWNER FINANCING AVAILABLE--an exceptional path to homeownership in one of Los Lunas' most welcoming communities.

3
BEDS
2
BATHS
1,377
SQFT
0.25
ACRES

Affordable 3 bedroom, 2 bath manufactured home on 1 acre. Plenty of space, privacy, and potential.

3
BEDS
2
BATHS
980
SQFT
1.31
ACRES

Owner Financing is Available! Welcome home to a true backyard paradise that combines space, comfort, and an unbeatable location -- complete with solar panels for energy efficiency and long-term savings. This spacious floor plan offers up to 5 bedrooms, a 3-car garage, two living areas, and a massive loft--giving you incredible flexibility for growing households, guests, a home office, or media space. The open-concept design creates effortless flow, perfect for everyday living and unforgettable entertaining. Upstairs, you'll find three generously sized bedrooms plus an expansive loft, while the main level features a potential bedroom ideal for guests or multigenerational living. The primary suite is truly oversized, offering room to relax and unwind, along with a spa-inspired

4
BEDS
3
BATHS
3,953
SQFT
0.18
ACRES

Welcome to this exceptional 2,106 sqft custom home, perfectly situated on a generous .58-acre lot in a cul-de-sac. Offering 3 Beds, 2 baths, and 2 car garage, this home blends quality craftsmanship with comfort and style.The exquisite kitchen is a true standout, featuring granite countertops, stainless steel appliances, an industrial range hood, and abundant counter and cabinet space. The warm and inviting living area showcases gorgeous Brazilian Cherry wood floors, tongue-and-groove ceilings accented with stylish vigas, and a lovely fireplace that creates the perfect gathering space.The spacious primary suite is filled with natural light and offers two closets, double sinks, and a large walk-in shower. Two additional bedrooms provide generous closet space and versatility.

3
BEDS
2
BATHS
2,106
SQFT
0.58
ACRES

Discover your next home in this charming two-bedroom, two-bathroom residence nestled within the desirable, gated Jubilee community. This thoughtfully designed 1,573 square foot home showcases an open floor plan that seamlessly connects living spaces, creating an inviting atmosphere perfect for both relaxation and entertaining. The open concept design maximizes natural light flow while providing flexible living arrangements that adapt to your lifestyle needs. The primary bedroom offers comfortable retreat space, complemented by a second bedroom ideal for guests, family, or a home office. Located in the heart of Los Lunas, this neighborhood provides convenient access to excellent amenities and attractions. Ask broker about the real estate contract option.

2
BEDS
2
BATHS
1,573
SQFT
0.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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