FHA Eligible Homes in Greater Albuquerque

5239 Na Pali Street NE 18A, Albuquerque

Behind the gates in one of NE Albuquerque's most convenient enclaves, this 2-bedroom, 2-bath condo delivers the kind of easy living buyers want: privacy, views, and lock-and-leave comfort. The open living area flows to a private balcony with Sandia views--perfect for a quiet moment above it all. Both bedrooms offer comfortable separation, with two baths for flexibility, plus a 1-car garage for secure parking and storage. A polished, practical home with the rare mix of low-maintenance living, outdoor space, and a view that makes it feel special. Brand new HVAC system installed in June 2026.

3193 Wolf Tail Loop NE, Rio Rancho

3189 Wolf Tail Loop NE, Rio Rancho

3185 Wolf Tail Loop NE, Rio Rancho

60 Camino De La Questa Del Aire, Placitas

Enjoy an exceptionally peaceful setting in Placitas with this Northern New Mexico style residence. Freshly painted, this 3-bedroom, 2-bathroom home features an attached 2-car garage, large covered portal and a lifestyle defined by nature. The property's unique layout preserves truly breathtaking, unobstructed views of the Sandia Mountains. The home's location, perfectly set between Albuquerque and Santa Fe, offers wide-open skies, roaming wild horses and expansive high desert views. Come fall, enjoy a front-row seat to drifting hot air balloons as far as the eye can see. Just beyond the property line, 500 acres of protected Open Space connects with thousands of acres of BLM land, offering trails that stretch to the next Pueblo. Premium mountain biking routes sit just south off Highway 165, while brilliant dark sky stargazing unfolds free from city light pollution. This property delivers privacy, outdoor adventure, and city convenience in one rare Placitas setting.

3953 Mountain Trail Loop NE, Rio Rancho

Seller offering $5,000 to buy down to lower rate or closing fees. Stunning 5BR/4BA Pulte home in Lomas Encantada with breathtaking Sandia Mountain views from the living, dining, and primary bedroom! This fully upgraded residence features high ceilings, gorgeous wood-look tile, and a massive upstairs loft. The gourmet kitchen boasts premium granite countertops, a large island with seating, stainless steel appliances, a mosaic backsplash, and a walk-in pantry. Relax in the luxurious primary suite, complete with a private sitting area and a spa-like ensuite featuring dual sinks and a walk-in shower with dual shower heads. Additional upgrades include a tankless water heater, and a fully walled backyard with a covered patio--perfect for taking in those dramatic New Mexico views! Open to offers

2452 Marble Avenue NE, Rio Rancho

INCREDIBLE financing incentives are available with our in-house lender, DHI Mortgage, plus receive $5,000 toward your closing costs! The Destin by DR Horton offers 3 bedrooms, 2.5 bathrooms and a spacious 3-car tandem garage PLUS study! It is a open-concept design that flows seamlessly into a chef-inspired kitchen featuring Whirlpool gourmet appliances, a built-in wall oven, beautiful pendant lighting and oversized cabinetry. Enjoy ceramic tile throughout the kitchen, dining area, study, living room and all wet areas. The spacious primary suite includes double vanities, a separate shower and a relaxing garden tub. Additional upgrades include a full glass front door and a SUPER CLOSET in primary bedroom with space for all your needs!

2459 Marble Avenue NE, Rio Rancho

INCREDIBLE financing incentives are available with our in-house lender, DHI Mortgage, plus receive $5,000 toward your closing costs! The Destin by DR Horton offers 3 bedrooms plus office, 2.5 bathrooms and a spacious 3-car tandem garage. It is a open-concept design that flows seamlessly into a chef-inspired kitchen featuring Whirlpool gourmet appliances, a built-in wall oven, beautiful pendant lighting and oversized dark brown cabinetry. Enjoy ceramic tile throughout the kitchen, dining area, living room and all wet areas. The spacious primary suite includes double vanities & large walk in shower with bench. Additional upgrades include a 3-panel slider back door & 8 foot doors!

438 Truman Street NE, Albuquerque

Welcome home to this beautifully updated, move-in-ready gem! Gorgeous hardwood floors and a freshly painted interior create a warm, inviting atmosphere. The cozy living room features a stunning black brick fireplace as its focal point. The fully renovated kitchen boasts quartz countertops, new cabinetry, and stainless steel appliances, while the beautifully remodeled bathroom offers modern finishes. Three spacious bedrooms, all-new windows, a large laundry room, and an attached one-car garage with opener provide comfort and convenience. Ideally located near Nob Hill and Uptown, you'll enjoy easy access to shopping, dining, entertainment, and more.

2106 Perry Road SW, Albuquerque

Owner Financing Available! Move-in ready and full of potential! This 3-bedroom, 2-bath manufactured home in Southwest Albuquerque sits on a spacious lot with plenty of room for RV parking, gardening, pets, or future projects. Inside, you'll find a bright, open floor plan, comfortable living spaces, and a private primary suite. Enjoy the peace of having land while staying just minutes from shopping, dining, schools, and freeway access. A great opportunity to own a well-maintained home with space to grow!

6115 Tallsman Drive NW, Albuquerque

Welcome home to this one owner beautifully maintained 3-bedroom, 2-bath and office in one of Albuquerque's desirable Northwest neighborhoods. Designed with both comfort and functionality in mind, this home features a dedicated office, providing the perfect space for remote work, studying, or a creative retreat.The inviting floor plan offers spacious living areas filled with natural light, while the well-appointed kitchen flows seamlessly into the dining and living spaces, making it ideal for everyday living and entertaining.Step outside to a beautifully landscaped backyard, where you'll enjoy a peaceful setting for relaxing, gardening, or hosting family and friends. Don't miss the opportunity to make this exceptional Northwest Albuquerque home your own, schedule your private showing today!

4604 Palo Duro Avenue NE, Albuquerque

Excellent value in the desirable Uptown area! This charming 3-bedroom, 2-bath home sits on a spacious 0.18-acre lot with beautiful low-maintenance landscaping. The fully fenced backyard features raised walls for added privacy and usability.This excellent home has been thoughtfully upgraded over the years with UPDATED ,roof, kitchen, bathrooms, fresh interior and stucco, and tile flooring throughout.Additional highlight: A detached casita/studio in the backyard with its own bathroom rough-ins and plumbing connections. Currently unfinished (intended as a workspace), but the seller is willing to complete the bathroom and add a door with a strong offer. Perfect for extra living space, guest quarters, or a home office!Priced to sell in this excellent Uptown location.

2901 Tierra Del Sol Avenue NE, Rio Rancho

Welcome to this beautifully designed corner-lot home featuring exterior stone accents, modern finishes, and thoughtful upgrades throughout. The inviting interior showcases tray ceilings, decorative nichos, limewash accent walls, recessed and pendant lighting, ceiling fans, and a blend of tile and carpet flooring. The spacious living areas offer an electric fireplace and refrigerated air, while the kitchen features an oversized island with seating, built-in appliances, granite countertops, farmhouse sink, pantry, and tile backsplash. Additional highlights include a dedicated office, laundry room with washer and dryer, landscaped front and back yards, and a primary suite with a walk-in closet and ensuite bath featuring a walk-in shower and double-sink vanity. A home that truly has it all!

1852 Gallinas Road NE, Rio Rancho

PRICE REDUCED!!!!5 bed 3 bath Home, close to amenities! Two living areas! Fireplace to enjoy! Great backyard for get togethers and enjoy a nice evening under the pergola. Spacious home and backyard! Come and check it out for yourself. Walk in closet and garden tub in master bedroom. Waiting for you....SELLER OFFERING A $10,000 CREDIT TOWARDS BUYERS NEED!!!!

1770 Betts Lane, Bosque Farms

This custom Bosque Farms treasure is ready for your vision to restore its grandeur--and what a stately residence it can be! Ideally situated in the fertile Rio Grande Valley just moments from scenic walking and riding trails along the river, this distinctive home is overflowing with authentic Southwestern character and incredible potential. Inside, discover beautiful wood and viga ceilings, four charming kiva fireplaces, two spacious living areas plus two additional bonus rooms offering exceptional flexibility. The impressive outdoor living space is equally inviting, featuring an oversized covered patio and outdoor kitchen perfect for entertaining and enjoying New Mexico's beautiful weather. With abundant space, architectural personality and an exceptional Bosque Farms setting, this property presents an exciting opportunity to renovate, personalize and transform a truly unique home into the showpiece it was meant to be.HUD-Owned Home - Equal Housing Opportunity. Managed by Raine & Co. HUD Case #361-346720. HUD $100 down payment special available for all FHA-financed buyers! This property is listed IE - Insurable with Escrow - final financing eligibility subject to buyer's appraisal. This means that the home likely needs less than $10,000 in repairs in order to meet FHA's minimum property standards. If a buyer obtains FHA 203(B) financing they can borrow up to $10,000 more than the purchase price to be escrowed by their lender and paid to a licensed contractor approved by buyer's lender after closing to complete repairs to meet FHA minimum property standards. Buyers may also take advantage of FHA 203(K) renovation financing. This is a financing option for buyers to borrow more than the purchase price to affordably finance in all renovations / repairs not just limited to items to meet minimum property standards! Work must be performed post-closing by licensed contractors approved by buyer's mortgage company. Buyer remains responsible for earnest money, utility activation costs and applicable closing costs even when utilizing the FHA $100 down payment special. HUD homes are sold AS-IS, WHERE-IS, WITH ALL FAULTS. HUD will not make repairs or provide payment/credit for repairs prior to closing for any reason. Buyers are strongly encouraged to obtain independent professional inspections. A Property Condition Report (PCR), Environmental Compliance Record (ECR) and Property Listing Disclosure (PLD) are available for informational purposes only but are not substitutes for buyer's professional home inspections.Utility Turn-Ons: With an accepted bid, buyer is responsible for all costs associated with activating utilities for inspections/appraisal (such as plumbing mercury tests where applicable and all utility company expenses). Utility activation requires prior approval from HUD's Field Service Manager. If water line does not hold pressure in the PCR/PLD, buyer will not be permitted to put the water on. All bids must be submitted directly through the HUD Home Store website by HUD-approved brokers only. Not all real estate professionals are HUD-approved brokers, process to become approved can take up to 3 months to get set up. Bids are a closed-bidding process meaning that listing broker will not have knowledge of existence nor terms of any bids placed.

1702 Lark Drive NE, Rio Rancho

Discover this well-maintained home in a quiet Rio Rancho neighborhood, offering comfortable living and thoughtful updates throughout. The bright, open layout features a welcoming living area and a functional kitchen that connects smoothly to the rest of the home. Enjoy a private, low-maintenance xeriscape backyard perfect for relaxing or customizing to your needs. Conveniently located near schools, parks, and everyday amenities, this home delivers value, comfort, and easy living in a desirable area.

4812 Valle Santo Trail NW, Albuquerque

Nestled in the secure, gated El Bosque community, this 3,840 sq ft contemporary masterpiece directly backs the serene Bosque nature preserve, offering breathtaking panoramic bosque and Manzano Mountain views along with unmatched privacy. Crafted for both grand-scale entertaining and effortless everyday luxury, the home features a highly flexible layout boasting 4 bedrooms plus an additional private office (easily functioning as a 5th bedroom), alongside a massive bonus room equipped with a wet bar--an ideal space for a separate den, home gym, or media playroom. Inside, you are greeted by soaring ceilings, 17 architectural skylights, and dramatic walls of windows that flood the home with abundant natural light. Every window is outfitted with custom Hunter Douglas treatments, highlighted by automated motorized shades in the majestic great room. The gourmet chef's kitchen is a showpiece, complete with dual oversized entertainment islands, premium soft-close cabinetry with custom pull-out shelves, and a professional-grade GE Monogram appliance package. For ultimate convenience, the thoughtful primary wing layout features an expansive laundry suite with direct, private walkthrough access into the primary walk-in closet. Automotive enthusiasts and hobbyists will be awed by the incredible, nearly 1,200 sq ft oversized 3-car garage - offering a footprint nearly double the size of standard luxury garages - complete with built-in storage closets, shelving, and a deep utility work sink. Step outside into your private backyard oasis, where the professionally landscaped grounds feature automated drip irrigation and a newly completed, custom heated gunite lap pool equipped with an integrated electric safety cover and auto-fill system. Mechanically pristine, the property is supported by an owned whole-house water filtration system and dual, professionally maintained zoned HVAC units. Perfectly positioned for an active lifestyle, the home offers direct neighborhood access to the scenic Bosque walking and biking trails and sits ideally between two of Albuquerque's most coveted private schools. Premium daily conveniences--including upscale grocers, medical facilities, dining, and local services--are all just minutes away. Enjoy effortless, rapid access to I-40 for a seamless commute across the metro area, while remaining completely insulated from any traffic noise. Truly move-in ready and spectacular.

18 Rivendell Lane, Los Lunas

One of a kind adobe hacienda nestled on 7.7 acres with water rights and irrigation in the greenbelt section of Los Lunas. Nick Garcia built this gracious living space featuring large log beamed ceilings, red brick floors, Kiva style fp, and potential for 2 primary bdrms, office space, sitting room, exercise room, 3 car garage, wonderful cooks kitchen, and the outdoor areas include a Morton hay barn, Morton 7 stall horse barn w/runs, grass hay fields, pipe fencing, 3 wells, 3 septics, and so much more. Primary suite has two separated walk in closets and this primary is on one side of the home with other bedrooms seculded on the other side. The living room is centrally located. Hard to find this quality of home on acreage of this size anywhere. Must see this fabulous home today.

95 W Hill Ranch Road, Edgewood

Enjoy peaceful country living on this beautiful 5 acre property with stunning South mountain views and convenient access to town via paved roads. The fully fenced acreage includes a pipe-fenced, cross-fenced pasture, making it ideal for horses or other livestock. A versatile barn features 110V and 220V power, an RV hookup, a dedicated welding outlet, and running water for added convenience. With plenty of space to enjoy the outdoors and located near excellent schools, this property offers the perfect blend of rural charm, functionality, and everyday convenience. A wonderful opportunity you won't want to miss!

1314 Sara Way SE, Rio Rancho

This is an exceptionally well maintained home with all the bells and whistles you could want! The magnificent views overlook Corrales andthe rest of Albuquerque to the mountains! NO HOA or PID!2 primary suites upstairs are well separated and have there own wet bars and mini refrigerators. The kitchen is an entertainers dream with Wolf stove and pot filler faucet, and oven as well as a Bosh side by side refrigerator, There's even a separate icemaker and another mini refrigerator for beverages. Under counter lighting provides nice soft ambiance. Built in speakers are throughout the home as well as surround sound wiring available in both primary suitesand living room and den/workout room or 4th bedroom. Ceiling fans in all the bedrooms, den and living room. Eight security cameras are outside

1139 Marron Circle NE, Albuquerque

Affordable Bellamah home in Mesa Village just east of Uptown! Beautiful beamed tongue-and-groove ceilings are found throughout, along with tile floors (no carpet). Covered front porch, living room, extended dining room, and kitchen with gas range/oven and plentiful cabinets. Butcher block, granite, and laminate countertops offer a mix of colors and textures. Three bedrooms and one full bath. Laundry room with both electric and gas dryer hook-ups. One car garage. Upgraded electrical w/ mini-splits for heating/cooling. French doors open to HUGE backyard w/ storage building. Easy-care xeriscape/gravel landscape in front; the backyard awaits your special touches. Located in Sandia HS district- and Grant Middle School Park is just blocks away. Convenient access to I-40 & KAFB via Wyoming Blvd.

40 Vista Hermosa Place NE, Rio Rancho

This gorgeous home has 4 bedrooms plus a study and a 3-car garage, now featuring a stunning new front door welcoming you inside. The kitchen includes granite countertops, raised panel cabinets, plus built-in stainless steel appliances. You can get lost in the pantry of this home, and you will love the huge sliding doors that create a custom feel for both your great room and back patio. Step outside to a lovingly maintained backyard oasis, complete with an extended patio, built-in grill, a tranquil water feature, and apple and pomegranate​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ trees.

2829 San Pablo Street NE, Albuquerque

Classic Uptown charm meets thoughtful updates in this beautifully crafted brick Mossman home! Situated on a desirable corner lot, this light-filled home features original hardwood floors, large bay windows, and a cozy wood burning fireplace. The updated kitchen blends modern convenience with timeless character, while original built in hallway storage adds both style and function. Enjoy easy backyard access to the beautifully landscaped yard, perfect for relaxing or entertaining. Rich in character and timeless appeal this is one you will want to see.

6904 Shale Avenue NE, Albuquerque

One of NE Albuquerque's Best Values -- Updated and Under $400KWelcome home to this inviting 3-bedroom property in the sought-after La Cueva school cluster, featuring approximately $15,000 in recent improvements, comfortable living spaces, and a backyard made for everyday enjoyment. Conveniently located near North Domingo Multigenerational Center, restaurants, grocery stores, shopping, and quick access to I-25, this home puts recreation, schools, and daily conveniences within easy reach.Inside, the bright and open floor plan creates a welcoming space for relaxing, gathering, and spending time together. The kitchen has been refreshed with new granite countertops, a new undermount single-basin sink, brand-new gas range, brand-new dishwasher, brand-new garbage disposal, and brand-new stainless-steel refrigerator. All bathrooms feature new quartz countertops and new undermount sinks, along with new plumbing beneath the sinks and new quarter-turn shutoff valves.Additional improvements include new carpet and new luxury vinyl plank flooring upstairs, while ceiling fans throughout add comfort. A tile roof and secure iron gates add practicality and peace of mind.Step outside to a generously sized backyard with built-in flagstone seating and easy-care landscaping--an ideal setting for weekend barbecues, kids at play, pets, gardening, or simply unwinding at the end of the day. The spacious side yard adds even more flexibility for a dog run, garden, storage shed, or additional outdoor space.Move-in ready with approximately $15,000 in recent updates, this home offers a compelling combination of value, location, space, and convenience--all under $400K.

6600 La Madera Road, Sandia Park

Take in the scenic views from the partially covered back deck and enjoy the peace and quiet of mountain living on 2.37 acres. The kitchen is the heart of the home, featuring an island, plenty of cabinet and counter space, and mostly stainless steel appliances. The open floor plan creates a comfortable flow for everyday living, while the spacious primary suite offers a large walk-in closet and private bath. Enjoy the privacy of a mountain setting while still being a convenient drive to Cedar Crest and Albuquerque.

2240 Montevine Court SE, Rio Rancho

Price Drop makes this home below Market! Buyer's will have instant Equity! Welcome to this beautiful 4-bedroom, 3-bath home located in the highly desirable Cabezon neighborhood. Designed for both comfort and functionality, this home features brand-new carpet throughout and a spacious eat-in kitchen with stainless steel appliances, perfect for everyday living and entertaining. The inviting living area is centered around a cozy gas log fireplace, creating a warm and welcoming atmosphere.With a versatile floor plan and generous bedrooms this home offers plenty of space for family, guests, or a home office. Enjoy the convenience of nearby parks, walking trails, schools, shopping, and easy access to major commuter routes. Combining modern updates with a sought-after location, this move-in-ready home is one you won't want to miss!

2624 Saltillo Road NE, Rio Rancho

$10,000 Seller Credit Available! Use it toward closing costs, a rate buy-down, etc. Enjoy breathtaking mountain views from this exceptional custom hacienda on a large 1-acre parcel. Spacious bedrooms incl. a private split primary suite. Gourmet kitchen features knotty alder cabinets, granite countertops, breakfast bar, and stainless steel appliances, opening to the family room w/ stunning views. Italian porcelain tile, surround sound, and high-end accent lighting add style throughout. Oversized garage offers custom cabinetry,. Quaint courtyard entry and covered rear patio with outdoor kitchen are perfect for entertaining. Seller's electric bill avg. $25 per month with incl. solar. Wtr. Softener, central vac, private well complete this remarkable home!

4601 Palmas Altas Drive SE, Rio Rancho

Welcome to this beautifully maintained 3-bedroom, 2-bath home with a versatile bonus room in the desirable Corrales Heights neighborhood in Rio Rancho. Situated on a spacious 1/3 acre corner lot, this property features a circular driveway, two access gates, and ample parking for RVs, trailers, or extra vehicles. Enjoy professionally landscaped front and back yards, a custom covered patio perfect for entertaining, and a workshop ideal for hobbies or storage. Conveniently located near shopping, restaurants, schools, hospitals, and parks, this home offers the perfect blend of comfort, functionality, and location. Don't miss this exceptional opportunity!

21 Shadow View Road, Los Lunas

Welcome home to this spacious property offering over 1,700 square feet of comfortable living space, with 3 bedrooms and 2 full bathrooms. Set on a one-acre lot, the property offers plenty of room, privacy, and flexibility. The home features a durable metal roof, a fully fenced yard, and convenient backyard access with space for RVs, trailers, recreational vehicles, or additional parking. A covered patio provides a comfortable spot to enjoy the outdoors. Additional features include two storage sheds for tools and equipment, along with an irrigation well to help maintain the landscaping. With its generous lot size and practical features, this property offers plenty of space to make it your own.

13017 Nandina Way SE, Albuquerque

This beautiful patio home is ready for you to move in! The refrigerated air conditioning keeps you cool while you enjoy the freshly painted interior. Outside relax in the courtyard with the fountain or sit on the patio sipping coffee while admiring the freshly painted exterior gates and trim. With ceramic tile in living areas, insulated blinds on sliding glass doors, gas log fireplace in the living area and neutral carpet in the bedrooms, stainless steel appliances in the kitchen and newly installed full light barn door on the utility room - all you have to do is decorate! All appliances stay - just shop for the perfect furnishings. Relax after a swim in the private community pool or a tennis or pickleball workout with your new neighborhood friends. Welcome Home to Hidden Valley!