FHA Eligible Homes in Greater Albuquerque

Find FHA eligible homes in Greater Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 2108 listings in Greater Albuquerque.

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77 Villacitos Road, Tijeras

Lands Of Ru James & Marie Walker
$395,000

Discover a truly one-of-a-kind modern hacienda adobe home in the heart of the Village of Tijeras! Nestled on over 4 acres of Juniper & Pinon forest, this artistic retreat offers endless possibilities as a personal sanctuary, gorgeous artist's studio, or income-producing short-term rental. The open-concept floor plan creates a spacious interior to enjoy, with doors in every direction for natural air flow and sunshine.Inside, you'll find authentic Southwestern charm with a stunning 360 kiva fireplace, carved wooden double doors, wood latilla ceilings, internal vigas, polished stained concrete floors, refrigerated air, and a beautifully appointed kitchen with high-end stainless steel appliances. Traditional thick adobe walls, designed for the hot, dry climate, help keep the home

1
BEDS
1
BATHS
1,502
SQFT
4.2
ACRES
$329,900
+$10,000

This home located in Albuquerque's desirable Uptown area on a corner lot!! This home has an open floor plan with 2 living areas, also home features include Fresh Paint (inside & out) Cabinets. Counter-Top's and Back splash, Stainless Microwave, Gas Range, Dishwasher, Refrigerator, Doors, Opener, Disposal, Fixtures, Bathrooms, Windows, Window Coverings, Doors, Flooring, Large Yard, Roof, Refrigerated Air Combo Split System. Close to Schools and Parks.

3
BEDS
2
BATHS
1,441
SQFT
0.16
ACRES
$395,000

Welcome to this beautiful, modern, green built home that perfectly balances sustainable living with exceptional comfort. Located on a corner lot you'll enjoy the extra privacy, larger yard, and abundance of natural light from three sides of the property. Step right outside your door onto miles of interconnected multi-use paths that wind through the neighborhoods and desert landscape. Experience expansive views of the gorgeous Albuquerque skies, the city lights, and the majestic Sandia Mountains right from your primary suite and main living spaces.Equipped with a whole-house water softener and a kitchen reverse osmosis system. Features convenient gas hookups in kitchen and second floor laundry room.

3
BEDS
3
BATHS
1,992
SQFT
0.09
ACRES

Beautiful tile flooring and custom designer paint create a warm and inviting atmosphere throughout the home. The spacious primary suite features a charming bay window, providing the perfect retreat at the end of the day. The stunning chef's kitchen is equipped with brand-new energy-efficient stainless steel appliances, stylish gray cabinetry, and elegant quartz countertops. Additional features include laminate wood flooring, plush carpeting, refrigerated air, and a new tankless water heater.Residents can enjoy nearby walking trails, a community pool, and multiple neighborhood parks. Conveniently located just minutes from shopping, dining, fitness centers, grocery stores, and major destinations including Albuquerque International Sunport, Kirtland Air Force Base, Downtown, and Uptown.

3
BEDS
2
BATHS
1,800
SQFT
0.13
ACRES

Move right in and start saving! This beautifully maintained 3-bedroom, 2-bath home in the desirable Yucatan Del Este community offers an open layout, spacious living areas, and a well-appointed kitchen with stainless steel appliances and a pantry. Enjoy a private, low-maintenance xeriscaped backyard perfect for relaxing or entertaining. Best of all, the owned solar panels are all yours, providing exceptional long-term energy savings. Conveniently located just minutes from Cabezon Park, Rust Medical Center, shopping, dining, and easy access to Albuquerque, this move-in ready residence is a wonderful place to call home.

3
BEDS
2
BATHS
1,686
SQFT
0.12
ACRES

Welcome to this charming Victorian in Downtown Albuquerque's Historic Fourth Ward. Lovingly preserved, this rare piece of history blends original character with extensive systems upgrades including heating and AC, electrical and plumbing, comprehensive structural repairs, a durable roof, and the sewer line from the house to the city main. Other features include a private walled-in patio, and a watering system in the front with sprinklers and drip irrigation. Inside, pristine historic details shine, including the rare single-dragon fireplace tile, exquisite hardwood floors, soaring ceilings, built-in kitchen seating, glass-fronted cabinetry, and multiple sunrooms. Currently a law office, it offers a versatile turn-key opportunity to remain a distinctive workspace or become a grand home.

3
BEDS
3
BATHS
2,170
SQFT
0.13
ACRES

Opportunity awaits! This spacious 5-bedroom, 2.5 bath home is located in the desirable Sundance community of Los Lunas. Situated on a generous 1/2 acre lot, the property features a large backyard with endless possibilities for outdoor living, entertaining, gardening or future improvements. Conveniently located with easy access to the freeway, shopping, dining and everyday amenities, this home offers both space and an ideal location. Don't miss this opportunity to make it your own!

5
BEDS
3
BATHS
2,285
SQFT
0.5
ACRES
$315,000
-$7,500

Great single level home ready for a new owner! Located in the NE Heights this 3 bedroom 2 bath home features ceramic title, and laminate wood floors. Full appliance package including washer and dryer! Situated on a large lot with so much room for activities!

3
BEDS
2
BATHS
1,526
SQFT
0.19
ACRES
$459,999

This beautifully updated 3-bedroom, 2-bathroom home offers modern comfort and effortless living in a highly desirable neighborhood. With fresh new paint throughout, sleek new countertops, stylish new flooring, and updated vanities in both bathrooms, the interior feels bright, clean, and move-in ready.Outside, the home boasts a durable pitched tile roof, a spacious 2-car garage, and attractive low-maintenance landscaping that keeps curb appeal high with minimal effort. Relax and entertain on the covered patio, perfect for year-round enjoyment in any weather.You will love the excellent, highly ranked public school system serving this community. Whether you're looking for your first home or a smart investment, this turnkey property is ready for you!

3
BEDS
2
BATHS
1,776
SQFT
0.11
ACRES

Tucked behind the gates of a sought-after North Valley community, this single-level custom home has been lovingly maintained since it was built, and it shows! Every detail reflects genuine craftsmanship, from the 3 bedrooms and 2 bathrooms to the warmth found in every room. Step inside to soaring ceilings, hand-hewn vigas, and a kiva fireplace that gives the living space its character. Pella windows bring in natural light, while custom hand-carved doors carry the Southwestern detailing through every room. Built with solid 2x6 construction and outfitted with refrigerated air, the home balances authentic style with everyday practicality. Ownership here comes easy: a new roof and stucco were completed in 2019, and a tankless water heater was added in 2025, all backed by an oversized garage, new epoxy floors with 9-foot doors. Enjoy beautifully designed, low-maintenance landscaping front & back, more time relaxing, less time on upkeep. Craftsmanship shines here!

3
BEDS
2
BATHS
2,008
SQFT
0.25
ACRES

Some homes just give you a little more room to breathe. This 3 bedroom, 2 bath home offers 1,305 square feet of comfortable single story living, but the real experience begins out back. With open space directly behind the home and beautiful views beyond, the backyard feels open, peaceful, and connected to the New Mexico landscape. Inside, the easy-flow floor plan provides comfortable spaces for everyday living, while the Rio Rancho location keeps you convenient to Rust Medical Center, parks, shopping, schools, and everyday amenities. If you're looking for a home where the setting matters just as much as what's inside, this one deserves a closer look.

3
BEDS
2
BATHS
1,305
SQFT
0.12
ACRES

This exceptional full-custom luxury home offers unparalleled elegance and meticulous details throughout. Striking exterior leads to superb interior craftsmanship: synthetic stucco, durable TPO roof, solar rough-in, wrought iron backyard gates, pool junction box, premium stone/tile accents inside & out, soaring beamed ceilings, handmade doors & cabinets, gorgeous electric fireplaces, bathroom access for each bedroom, and two oversized 5-ton AC units. Unbelievable east-facing backyard oasis with covered outdoor living room, half bath, and reinforced patio roof ready for future spiral staircase to a stargazing deck. One-of-a-kind--explore and fall in love! Seller Financing Considered

4
BEDS
5
BATHS
3,520
SQFT
0.33
ACRES

Beautiful 4-bedroom home in the highly desirable Bosque Del Rio Subdivision! This thoughtfully designed single-story home offers an open, light-filled floor plan with soaring ceilings, attractive architectural details, and nichos throughout that add classic Southwestern charm.The spacious gourmet kitchen features granite countertops, stainless steel appliances, abundant cabinetry, a large center island with seating, and opens seamlessly to the great room with a stunning gas fireplace--perfect for entertaining family and friends.The private owner's suite is a relaxing retreat with a walk-in shower, dual vanities, and generous walk-in closet. Three additional bedrooms provide flexibility for family, guests, or a home office.Step outside to your own backyard oasis featuring lush g

4
BEDS
2
BATHS
2,351
SQFT
0.25
ACRES

Tucked into Sandia Heights, this distinctive custom home offers privacy, Southwestern luxury, & sweeping city & mountain views. Vaulted cedar-plank ceilings, exposed brick & adobe-style walls, floor-to-ceiling windows, 3 fireplaces, new stucco & abundant natural light create warmth and character. The updated kitchen opens to multiple living spaces, while the primary suite features a private fireplace & Tram-view deck. Enjoy Trex decks, a lower patio, hot tub, propane fire pit, mature landscaping, & natural open space. Updates include a 4 year old roof, replaced gutters, deck repairs, patio paint, a newer water heater, reverse-osmosis filtration, & 2 biannually serviced evaporative coolers. Schedule your private showing today!

4
BEDS
3
BATHS
3,635
SQFT
0.61
ACRES

Welcome to 16301 Covered Wagon. Beautiful 2 story home. Home is 3 Bedroom, 2.5 Bath. Home has an upstairs loft that can be another bedroom. Refrigerated air for cool nights. Home is close to I 40. No HOA fees here. Backyard porch for entertaining.

3
BEDS
3
BATHS
1,992
SQFT
0.08
ACRES

Nestled on a quiet cul-de-sac in the desirable Vineyard Estates, of NE Albuquerque this custom-built residence offers an exceptional blend of elegance, comfort, and functionality. Boasting 3 - 4 bedrooms, 3 bathrooms, and 2,861 square feet of thoughtfully designed living space. The home features multiple living areas, a private study, loft, and a spacious country kitchen complete with a center island, breakfast nook, and built-in gas range. The luxurious primary suite offers a sitting area, walk-in closet, dual vanities, garden tub, and separate shower. Rich stone and laminate flooring, a gas fireplace, central vacuum, oversized 3-car garage, and landscaped walled backyard complete this remarkable home, ideally located within the highly sought-after La Cueva district.

3
BEDS
3
BATHS
2,861
SQFT
0.2
ACRES
$499,900

Discover the space, flexibility, and views you've been searching for! This beautifully maintained home offers over 3,200 square feet of living space on a 0.41-acre lot in the heart of Los Lunas. Inside, you'll find four spacious bedrooms, including two private primary suites, one featuring its own separate entrance that's ideal for multi-generational living or guests. Step outside to enjoy the mature landscaping and breathtaking views overlooking the valley. A detached 320-square-foot workshop provides the perfect space for hobbies or storage. Recent updates, including a newer roof, HVAC, and appliances. Conveniently located near shopping, dining, and with easy access to I-25, this exceptional property combines generous living space, versatile functionality, and an unbeatable location.

4
BEDS
3
BATHS
3,229
SQFT
0.41
ACRES

16 Chaparral Road, Placitas

Ranchos De Placitas 3
$575,000

Nestled in the desirable Ranchos de Placitas and framed by sweeping Sandia Mountain views, this distinctive residence blends authentic New Mexico architecture with artisan craftsmanship, peaceful privacy, and a setting that captures the beauty of the Southwest. Every space has been thoughtfully designed to celebrate both connection and the surrounding landscape, offering inviting places to gather around the fireplace, share meals with family and friends, and soak in the ever-changing beauty of the Sandia Mountains. A standout feature is the spacious detached artist studio/workshop complete with electricity and water, creating exceptional flexibility for artists, makers, hobbyists, a home office, fitness space, or creative retreat. While the studio is not heated or cooled, its generous size and utility connections make it a rare and valuable extension of the property.Inside the main home, colorful handcrafted tile, exposed vigas, tongue-and-groove ceilings, warm brick floors, and artisan finishes celebrate the rich architectural heritage of New Mexico with understated sophistication. Refrigerated air keeps the home comfortable throughout the warm summer months, providing modern convenience while preserving its authentic charm. Generous patios invite quiet mornings with coffee as the sun rises over the mountains and unforgettable evenings beneath Placitas' famous painted skies. Whether entertaining guests, enjoying the abundant wildlife, or simply taking in the peaceful surroundings, the outdoor living spaces offer the perfect backdrop for the Northern New Mexico lifestyle. Recent improvements provide added peace of mind, including a new silicone roof with a transferable warranty (April 2026) and a one-year-old water heater. Combining distinctive craftsmanship, flexible living space, thoughtful updates, and breathtaking views, this one-of-a-kind Placitas property offers an exceptional opportunity to experience the beauty, creativity, and tranquility that make this community so special.

3
BEDS
2
BATHS
2,468
SQFT
1.91
ACRES

Welcome to 2851 Merlot! This beautifully updated single-story home was built in 2015 and located in the desirable Southwest Heights, this meticulously maintained home completed an extensive list of premium upgrades in Summer 2026, giving you the fresh feel of new construction without the wait! Step inside to a bright interior with thoughtful updates and inviting spaces throughout. With the work already done, you can skip the projects, unpack, and start enjoying your new home from day one. Enjoy newer construction, stylish finishes, and a home that has been exceptionally cared for. Welcome to 2851 Merlot! This beautifully updated single-story home offers modern style, comfort, and true move-in-ready living. Built in 2015 and located in the desirable Southwest Heights, this meticulously maintained home completed an extensive list of premium upgrades in Summer 2026, giving you the fresh feel of new construction without the wait! Step inside to a bright, modern interior with thoughtful updates and inviting spaces throughout. With the work already done, you can skip the projects, unpack, and start enjoying your new home from day one. Enjoy newer construction, stylish finishes, and a home that has been exceptionally cared for. Turnkey, refreshed, and ready for its next owner. Solar panels for lower electricity bills! Don't miss your chance to make 2851 Merlot yours!

4
BEDS
2
BATHS
1,548
SQFT
0.13
ACRES

6667 Elwood Drive NW, Los Ranchos

Zia Gardens Subdivision
$499,900

Welcome to this beautifully reimagined Los Ranchos property where timeless charm meets modern comfort. This completely renovated 1,930 sq. ft. home offers 3 spacious bedrooms, two inviting living areas, and a versatile floor plan perfect for entertaining or everyday living. Enjoy beautifully updated bathrooms, including two 3/4 baths, a full bath, and a convenient half bath. Major upgrades include a brand-new roof, new windows, fresh stucco, and energy-efficient mini-split heating and cooling systems in every room for personalized comfort year-round.

3
BEDS
4
BATHS
1,930
SQFT
0.39
ACRES
$324,900
-$2,600

NEW ROOF INCLUDED! This inviting, move-in ready home combines timeless character with thoughtful updates throughout. Freshly updated with today's colors, the remodeled kitchen features white cabinetry, granite countertops, subway tile backsplash and plenty of workspace for everyday living and entertaining. Engineered wood flooring flows through the main living areas, anchored by a classic brick wood-burning fireplace with glass doors. Newer double-pane windows add comfort and efficiency. The extended garage offers a built-in workshop plus additional storage. Step outside to a landscaped backyard with lush grass, a covered patio, dedicated play area and garden. Comfortable, updated and well cared for, this is a home that's ready to enjoy from day one!

3
BEDS
2
BATHS
1,301
SQFT
0.17
ACRES

Beautifully updated and meticulously maintained, this stunning brick home in the desirable Eastridge neighborhood offers space, functionality, and exceptional outdoor living. Featuring 4 bedrooms, 3 bathrooms, 3 car garage, and situated on a spacious quarter-acre lot with backyard access and a detached garage/workshop.The main level includes a spacious primary suite, an additional bedroom, guest bath, inviting front living area, and a beautiful family room anchored by a fireplace. The updated kitchen offers abundant cabinetry and storage. Upstairs, you'll find two additional bedrooms, a full bath, and a versatile office, game room, or flex space.Step outside to a private backyard retreat with room to garden, grill, entertain. With ample storage, workspace, and gathering areas.

4
BEDS
3
BATHS
2,943
SQFT
0.25
ACRES
$450,000
-$10,000

Your acre era starts here. Spread out on a full acre in Bosque Farms with over 2,600 sq ft, 4 bedrooms and enough outdoor space to actually do something with. Challenge the neighbors on your private pickleball court, garden, entertain under the mature shade trees, park the toys or just enjoy having elbow room. Inside, a dramatic stone fireplace anchors the spacious living room, while the home's refreshed finishes make it comfortable now with room to add your own style later. A metal roof, city water and sewer, natural gas and a covered carport add everyday practicality. And because an acre comes with responsibilities, the riding mower conveys. Space, personality and serious value in Bosque Farms. Come see it Today!

4
BEDS
3
BATHS
2,639
SQFT
0.97
ACRES

Sweet NE Charmer, close to I-40, Kirtland AFB, Shopping and Entertainment. Enjoy nearby hiking in the Sandia foothills. Open floor plan offers lots of light and is perfect for gatherings! Freshly painted inside and out. NEW laminate flooring in living and dining rooms, AND NEW carpet in the bedrooms! Roof replaced in 2020. OWNED 2.4 kw Solar is simple to transfer to Buyer at no cost. Renewable Energy Credit is approx. $25 bi-monthly. Large backyard is prepped for your landscaping imagination. Low maintenance front yard with mature trees completes this gem of a home.

3
BEDS
2
BATHS
1,397
SQFT
0.16
ACRES

beautiful house , walking distance from courthouses, Restaurants & Bars , Parks and close to old town , this property still has the uniqueness of old New mexico with contemporary touches

2
BEDS
1
BATHS
1,034
SQFT
0.11
ACRES

33 Hermanos Loop, Los Lunas

Replat Of Port Eastland Hills Subd
$315,000

Welcome to 33 Hermanos Loop! Offering comfort, style, and space, this home is perfect for anyone looking to enjoy modern living in a growing community. Conveniently located near schools, shopping, dining, and easy access to i25. Offers new roof, new carpet, new flooring throughout the home, and includes two refrigerated units!! Send us an offer!

3
BEDS
3
BATHS
1,747
SQFT
0.12
ACRES

Welcome to this rare piece of Albuquerque history with this beautifully updated Queen Anne bungalow, in the coveted Huning Highland Historic District! This home is Rich in timeless character, & blends historic charm with modern comfort, featuring a stunning remodeled kitchen with new countertops, custom cabinets, new Stainless Steel appliances, pantry and an island. Beautifully refinished hardwood floors throughout, soaring ceilings, abundant natural light, updated bathrooms. Mini-split heating/ cooling provide year-round comfort. Outside, enjoy a landscaped front/back yards with drip irrigation, turf, a pergola, side yard access, and a large storage shed. Just moments from the best restaurants, coffee shops, breweries, and Downtown, this is historic living at its finest so do not miss out

2
BEDS
2
BATHS
1,783
SQFT
0.16
ACRES

Some homes just have good bones but this one has both good bones and the updates to match! Shaded by mature trees and a classic covered porch, it's the kind of curb appeal that doesn't go out of style. The big-ticket items? Already handled. Renewal by Andersen windows, a TPO roof, a Mastercool evaporative cooler, an updated water heater, and custom security bars mean the important work is done so you can focus on making it yours. Inside, a fireplace-warmed living room up front, an open kitchen at the heart of the home, and a versatile den featuring a wood-burning stove. A separate dining room doubles easily as a library or home office, and refinished original wood floors run through the main living spaces, adding character you can't fake. Out back, there's real room to spread out, a patio for entertaining, a storage shed for the extras, and both alley and backyard access for hauling, parking, or projects. Updated where it counts, original where it matters! Conveniently located with quick access to Albuquerque Sunport, Kirtland Air Force Base, Sandia National Laboratories, hospitals, shopping, and dining! This home offers exceptional flexibility, value, and is move-in-ready!

3
BEDS
2
BATHS
1,730
SQFT
0.16
ACRES

Owner financing available. Beautifully remodeled 4-bedroom home on a spacious 0.50-acre lot featuring a blend of farmhouse charm and modern updates. The inviting interior offers laminate flooring, updated windows, fresh, neutral finishes, and contemporary lighting throughout. The kitchen is designed for both style and function with a farmhouse sink, stainless steel appliances, tile backsplash, butcher block island, abundant cabinetry, and a pantry. The private primary suite includes a double-sink vanity and walk-in shower. Outside, enjoy a covered patio, RV parking, backyard access, and a detached garage, providing plenty of room for vehicles, hobbies, and storage. Situated on a generous half-acre lot, this move-in-ready property offers comfort, functionality, and space to enjoy both inside and out.

4
BEDS
3
BATHS
1,897
SQFT
0.5
ACRES

Situated on a desirable corner lot, this home offers great curb appeal with front landscaping and a welcoming covered porch. The spacious, walled backyard features an open patio, providing privacy and plenty of room to relax or entertain. Inside, the open floor plan showcases raised ceilings, recessed lighting, ceiling fans, a fireplace, a dedicated laundry room, and laminate, tile, and carpet flooring. The kitchen includes appliances, a center island, tile backsplash, and ample cabinet and counter space. The primary suite features a walk-in closet and an ensuite bath with a walk-in shower and double-sink vanity. Combining a functional layout with inviting indoor and outdoor living spaces, this home is move-in ready.

3
BEDS
2
BATHS
1,690
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.