FHA Eligible Homes in Greater Albuquerque

Find FHA eligible homes in Greater Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

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516 Sanchez Road NW, Albuquerque

Amended Montano Village
$269,900

Rare opportunity to own one of the few townhomes in the community with a two-car garage with NO HOA! This well-maintained townhome features two spacious primary suites, each with a private bath, plus a convenient half bath downstairs. Enjoy tile flooring throughout the entire home offering beauty, durability, and easy maintenance. Relax in the private courtyard or entertain in the large backyard with plenty of space to enjoy the outdoors.Conveniently located near shopping, dining, parks, and freeway access, this home combines comfort, functionality, and a floor plan that's hard to find.

2
BEDS
3
BATHS
1,102
SQFT
0.09
ACRES

Situated on a rare .83 acre lot, this modern custom home offers a light filled, open floor plan framed by 14-foot ceilings. Adjacent to the kitchen, the main living area seamlessly connects to an expansive covered patio via pocket-sliding glass doors. The spacious primary suite features dual custom walk-in closets, freestanding tub, and gorgeous shower.

4
BEDS
3
BATHS
3,644
SQFT
0.83
ACRES

The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space. Additional PID and PIC disclosures are available. Please request further information from the builder representative.

4
BEDS
2
BATHS
1,880
SQFT
0.17
ACRES

The Santa Cruz is a spacious single-story home offering approximately 2,119 square feet with 3 bedrooms, 2.5 bathrooms, and flexible garage configurations. The plan is designed around an open great room, dining area, and kitchen that support comfortable everyday living and easy entertaining. A private owner's suite, secondary bedrooms, and adaptable living spaces provide room for work, guests, or multigenerational needs, while energy-efficient new construction and flexible finish options add long-term value. Additional PID and PIC disclosures are available. Please request further information from the builder representative.

4
BEDS
3
BATHS
2,119
SQFT
0.16
ACRES

Builder offering $20,000 flex cash and interest rate dicount incentives! Putting finishing touches on this DR Horton stunning 4 br home. Open great room & dining area, Elegant kitchen with light quartz counter tops, and large kitchen island, spacious pantry and Stainless steel appliances included. Deep Grey cabinets & light Ceramic wood look plank tiles throughout home except luxury carpet in bedrooms. Primary bath with raised double vanity, ceramic tiled walk in shower w/bench seat and large walk in closet. Pitched roofs. Smart home . Refrigerated air, low- e windows. Closing cost incentives and special interest rates with Dhi mortgage. Lomas Encantadas has trails, parks, and a pickle ball court! Minutes from Enchanted hills shopping, restaurants and entertainment. Quick access to i25 (Photos showing Acadia model home as property not quite ready for photos!) Enjoy the warranties new home builder offers. Open house every day, stop by DR Horton Model home to see furnished Acadia floorplan.

4
BEDS
2
BATHS
1,755
SQFT
0.13
ACRES

*10K Credit! Come see this beautifully maintained 3-bedroom, 2-bath home offering approximately 1,563 square feet of comfortable living space on a 0.25+ acre lot.Designed with a functional split-bedroom floor plan, this home features a spacious living area that flows seamlessly into the dining room and kitchen, creating an ideal space for both everyday living and entertaining. The kitchen includes ample counter space and a cozy breakfast nook overlooking the backyard. The private primary suite offers dual walk-in closets and an en-suite bath with dual vanities.Step outside to enjoy the expansive backyard featuring both covered and open patios, providing plenty of room for outdoor gatherings, gardening, or simply relaxing. One of the property's standout features is the dedicated RV parking, offering added convenience for recreational vehicles, trailers, boats, or extra parking.Conveniently located near Rio Rancho Regional Park, UNM Sandoval Regional Medical Center, Intel, schools, shopping, dining, and major commuter routes including NM-528 and US-550, this home combines space, comfort, and an exceptional location.

3
BEDS
2
BATHS
1,563
SQFT
0.29
ACRES

Welcome to this stunning 3-bedroom, 2.5-bathroom home located in the prestigious, guard-gated golf community of Tanoan, featuring 24/7 live-person managed access for ultimate peace of mind and situated within the highly coveted La Cueva school district. Designed with comfort and style in mind, this light-filled residence boasts soaring ceilings, skylights, newer high-efficiency windows, and elegant shutter blinds throughout. The main level features a desirable downstairs primary bedroom complete with a luxurious floor-to-ceiling tiled primary bath, a cozy wood-burning fireplace in the living area, refrigerated air, and a fully equipped kitchen with all appliances included. Upstairs, you will find additional bedrooms featuring custom closet shelving and a large balcony that is perfect for taking in the beautiful New Mexico weather. Complete with beautifully landscaped front and back yards, this exceptional property offers the ultimate blend of security, convenience, and upscale living.

3
BEDS
3
BATHS
2,188
SQFT
0.09
ACRES

339 Manuel Sanchez Place SW, Albuquerque

Amended Plat Of Sunset Farm Subdivision
$350,000
-$35,000

Located in a gated community near the bosque in Southwest Albuquerque, this beautiful home offers 4 bedrooms 3 bathrooms and almost 2100 sqft of living space. On the main floor you have an open concept living area open to the kitchen and dining area. Perfect for entertaining! The kitchen features granite countertops, stainless steel appliances and an island. Upstairs you have a spacious primary suite with a garden tub and separate shower, double vanity and walk in closet. Additionally, there are 3 spacious bedrooms and full bathroom. Schedule your showing today to see this home in person and fall in love!

4
BEDS
3
BATHS
2,073
SQFT
0.17
ACRES

Ask about $20,000 flex cash, interest rate buy down and other fabulous incentives!. Lomas Encantadas is the place to be! Miles of walking trails, parks, even a Pickle Ball Court & Dog Park!. Home offers a bright open-concept. Owner's suite has a big walk in tile shower with bench seat, & double sinks. Light Quarts countertops contrasts with the deep grey wood cabinets & wood plank tile throughout. Luxury carpet in bedrooms. Thoughtfully designed for comfort and style, this home includes quality finishes and the peace of mind that comes with builder warranties. ((photos are of DR HORTON Sequoia floorplan, colors & features may vary) Builder offering closing cost assistance OPEN HOUSE EVERY DAY! stop by model to see. Home completion early September. This lot offers wonderful mountain backyard views! Ready to Move in September . Open house everyday, stop by builder model home to see.

3
BEDS
2
BATHS
1,570
SQFT
0.11
ACRES

6444 St Josephs Avenue NW, Albuquerque

Ladera Heightssubd Amended Summary Pla T
$539,000

Diamond in the Rought in the Ladera Area! Discover this One-of-a-Kind Custom Home Offering Space, Character, and Breathtaking Golf Course Views! Featuring a Grand Staircase, Beautiful Brick-Floor Atrium, Radiant Heat, a Sunken Living Room, and Two Cozy Gas Fireplaces, this Home is Full of Timeless Charm.Each Bedroom includes its Own Private Bathroom, Providing Comfort, and Privacy for Everyone. The Oversized Primary Suite Offers Endless Possibilities with Room for a Home Office, Nursery, Gym, or Craft Room.Located with Easy Access to Shopping and I-40, and Backing Directly onto the Ladera Golf Course, This Home is a Rare Opportunity You Won't Want to Miss! Contact Me Today to Schedule Your Private Showing!

4
BEDS
4
BATHS
3,250
SQFT
0.13
ACRES
$325,000
-$50,000

Spacious single-story home with 4 bedrooms, 2 bathrooms and a 2-car garage ideally situated on a quiet cul-de-sac. Open and flowing floor plan with wood-burning fireplace. Ready for your personal touches and updates, this home offers outstanding potential, generous room sizes, and a great location. The oversized backyard provides plenty of space to create your ideal outdoor retreat!

4
BEDS
2
BATHS
1,934
SQFT
0.26
ACRES
$415,000

$10,000 PRICE DROP! Light pours through multiple windows and skylights in this open-concept home, creating an airy, welcoming feel throughout. The kitchen anchors the space with granite counters, stainless steel appliances, a center island, a pantry, and a sunlit dining area, all warmed by a gas fireplace. A den or office off to the side offers flexible space for work or hobbies. The primary suite sits privately at one end of the home, featuring a walk-in closet and a spa-style bathroom with double sinks, a garden tub, and a separate shower. Two additional bedrooms and a full bath are situated at the opposite end, giving everyone their own space.Outside, a covered patio overlooks a low-maintenance backyard, built for relaxing, not upkeep. Unbeatable. Shopping, restaurants, and breweries are just around the corner, with a park, playground, and picnic area only steps from your door!

3
BEDS
2
BATHS
1,859
SQFT
0.13
ACRES

HUGE PRICE REDUCTION!!! If you have been watching this one, NOW is the time for a look!! If you've been searching for charm, modern updates, and an unbeatable walkable location, this is the home you've been waiting for. Inside, you'll find three spacious bedrooms, two updated bathrooms, and an inviting floor plan filled with abundant natural light. Thoughtful updates and modern finishes create a warm, move-in-ready space. Step outside to the expansive covered patio and enclosed sunroom, perfect for hosting family and friends, enjoying weekend barbecues, or simply relaxing with a cup of coffee while taking in New Mexico's beautiful weather. The backyard offers plenty of room to garden, play, or create your own private outdoor retreat.Located in one of Albuquerque's most desirable historic neighborhoods, this home offers easy access to Downtown, museums, parks, entertainment, shopping, and major commuter routes while maintaining the peaceful feel of a well-established community.Whether you're a first-time homebuyer, looking to downsize, or simply searching for a home with character in an incredible location, this property checks all the boxes.

3
BEDS
2
BATHS
1,323
SQFT
0.16
ACRES

Prepare to be captivated by this spectacular, newly built custom estate offering the ultimate blend of high-end contemporary design and premium functionality. Situated on an expansive lot with meticulous low-maintenance desert landscaping, this 4-bedroom, 3.5-bathroom sanctuary makes a bold first impression with its crisp stucco finish, dramatic rooflines, and striking black accents.Step through the grand entryway into a bright, light-filled open layout boasting high-end modern finishes at every turn. The heart of the home is a chef's dream kitchen anchoring the main living space. Crafted for effortless entertaining, it features warm, natural-grain flat-panel wood cabinetry, a massive center island with breakfast bar seating, sleek dark stone countertops, and a matching solid-surface backsplash. The premium stainless steel suite is fully integrated, including built-in double wall ovens and a flush range with a matching wood-shrouded hood.The primary suite and guest bedrooms offer a true retreat with spa-quality bathrooms and designer tile work. Car enthusiasts, hobbyists, or travelers will marvel at the massive garage space, featuring an ultra-deep bay with extra-tall clearance--perfect for an RV, boat, or recreational vehicle storage. Experience a rare standard of turn-key modern luxury where no detail has been spared. The home offers a water softener preparation in the garage area, hot water recirculation and carrier combo package unit. Irrigation system

4
BEDS
4
BATHS
2,520
SQFT
0.23
ACRES

Discover modern living at its finest in this beautifully designed Pulte home, built in 2020 and located in the highly desirable Stormcloud subdivision. Offering 4 spacious bedrooms, 2.5 bathrooms, and a dedicated office that can easily serve as a 5th bedroom, this home provides the flexible floor plan today's buyers are looking for. The open-concept living area is perfect for entertaining, featuring a spacious kitchen with a large island, abundant cabinetry, and seamless flow into the dining and living spaces. Upstairs, you'll find generously sized bedrooms, including a relaxing primary suite with a private ensuite bath and walk-in closet. Step outside to enjoy the low-maintenance backyard, ideal for relaxing or hosting gatherings. Got a Plug-In Hybrid or Electric Car??? The garage is all set with the necessary components for and EV charger! Conveniently located near parks, walking trails, shopping, dining, and easy freeway access, this move-in-ready home combines modern comfort, thoughtful design, and an unbeatable location in one of Albuquerque's most sought-after Westside communities.

4
BEDS
3
BATHS
2,500
SQFT
0.11
ACRES
$663,000

Enjoy the best of Corrales living on a private acre with stunning mountain views, Southwestern character, and versatile living spaces. This beautifully maintained 3-bedroom home offers approximately 2,300 square feet of living space, including a finished, insulated flex space with its own entrance and mini-split heating and cooling--ideal for remote work, creative projects, or a home business. A carport provides covered parking while preserving the flexibility of the finished flex space.Inside, you'll find classic high-end New Mexico details including exposed vigas, brick floors, a kiva fireplace, abundant natural light, and thoughtfully updated bathrooms and kitchen. Additional updates include a new TPO roof, stucco & HVAC system (2024), new well pump & pressure tank (2021), and a new septic system (2026). A 220v/32amp receptacle is already in place to charge your electric vehicle.Set on a peaceful acre with mature landscaping and beautiful views, this home offers the privacy, space, and lifestyle that make Corrales so special--while remaining conveniently close to Albuquerque amenities.

3
BEDS
2
BATHS
2,291
SQFT
1.02
ACRES

Welcome to paradise hills, home features new furnace, new A/C. New kitchen cabinets, granite countertops, SS appliances, the dining area opens to the backyard through a sliding door, large pantry room with built-in shelving, Warm Saltillo tile flooring runs through the main living areas, complementing the fireplace in the living room. From here, a huge sliding door leads to a generous covered back porch, perfect for relaxing or entertaining. Bathrooms feature beautifully tiled walls, bedrooms include new black ceiling fan fixtures, .25 acre with backyard access from both sides room for vehicles, toys, gardening, or future projects. Across the street, a large, green park ideal for walks, playtime, or simply enjoying the outdoors.

3
BEDS
2
BATHS
1,539
SQFT
0.24
ACRES

Welcome to this beautifully maintained 3-bedroom home with a dedicated office, offering the perfect combination of comfort, style, and functionality! The versatile floor plan provides the ideal space for working from home, a playroom, or a private hobby area. Enjoy the fresh look and feel of newer countertops, cabinets, flooring, and appliances throughout the home. Stay comfortable year-round with an updated HVAC system, and spend more time relaxing in the low-maintenance backyard designed for easy living. Conveniently located just minutes from the Rio Rancho Events Center, shopping, restaurants, parks, schools, and major commuter routes, this move-in-ready home offers the perfect blend of convenience and modern updates. Don't miss your opportunity to make this wonderful Rio Rancho property your own!

3
BEDS
2
BATHS
1,619
SQFT
0.11
ACRES
$389,999

Welcome to this beautiful custom new home in Belen! This 4-bedroom, 2 bathroom home features, an open layout with high ceilings throughout, creating a bright and spacious feel. Situated on a .22 acre lot, the property offers backyard access and an oversized garage, providing plenty of room for vehicles, storage, or hobbies. Conveniently located with quick access to the highway, this home combines comfort, functionality, and an easy commute. Don't miss the opportunity to make this brand-new home yours!

4
BEDS
2
BATHS
1,970
SQFT
0.22
ACRES

With its blend of elegance and ease, the Larimar floor plan is the perfect choice for entertaining. At the heart of this home, you'll find an inviting great room with center-meet doors leading onto a relaxing covered patio. An adjacent dining area flows into an impressive kitchen with a convenient island and a roomy pantry, and a spacious primary suite showcases an attached bathroom and a walk-in closet. This home is built with a study and a third bathroom in lieu of garage storage.

3
BEDS
3
BATHS
1,880
SQFT
0.12
ACRES

An inviting covered porch welcomes guests to the beautiful Zinc plan. In addition to a well-appointed gourmet kitchen with a center island and walk-in pantry, the thoughtfully designed main floor offers a generous dining area, a spacious great room with an adjacent covered patio, and an impressive primary suite showcasing a private bath and an oversized walk-in closet. A laundry, powder room, and storage area complete this level. Upstairs, discover three additional bedrooms and a shared bath.

4
BEDS
3
BATHS
2,120
SQFT
0.15
ACRES

12452 Towner Avenue NE, Albuquerque

Amended & Corrected Panorama Estates
$575,000

Welcome to this impressive multi-generational home designed for comfort, flexibility, and gathering. Situated on a desirable corner lo (with space for an RV on the West side), this residence offers privacy, extra outdoor space, and excellent curb appeal.Inside you'll find six bedrooms, three bathrooms, and two living rooms, giving the everyone space to spread out. Two full kitchens make it ideal for multi-generational living, entertaining, or creating a private guest/in-law suite. A large sunroom floods the home with natural light and serves as the perfect year-round space for relaxing, reading, or enjoying morning coffee.Additional highlights include a convenient two-car garage and a layout that balances private retreats with open gathering areas. Whether you're hosting family, accommodating guests, or simply craving space to breathe, this home delivers.

6
BEDS
3
BATHS
3,658
SQFT
0.22
ACRES

Big Sky, Open Space & Endless Possibilities!Discover this one-of-a-kind ranch-style home on 5 acres, where the Edgewood plains meet the East Mountains, and New Mexico's incredible skies stretch for miles.At 6,700 feet elevation, this High Desert retreat offers warmth and character, with three wood-burning stoves to cozy up to on crisp mornings. The home features multiple living spaces, a spacious Great Room with kitchen, living and dining areas, and a 1,200 sq. ft. greenhouse running along the length of the home--perfect for gardeners and dreamers alike.With five bedrooms, multiple flexible spaces, an office, and eight closets in the oversized primary bedroom, there's room for everyone and everything. A 200 sq. ft. utility area, private well and septic, possible root cellar, and an unfinished barn with four horse stalls add even more versatility.Whether you envision a mini ranch, hobby farm, greenhouse haven, or simply a peaceful escape with room to roam, this property is ready for your vision, your lifestyle, and your personal touch. Brokers bring your pre-qualified buyers! Priced to sell in its current condition 'as is', come experience the space, the sky, and the possibilities--this could be HOME!

4
BEDS
3
BATHS
3,360
SQFT
5.03
ACRES

Room to spread out with space and function throughout, this two-story Timarron West home has much to offer.At over 2,000 square feet, this 3-bed, 2.5-bath has an open main level where the great room, dining, and kitchen flow together. Upstairs, a spacious loft makes a great second living space and separates the primary suite from the other bedrooms. The primary offers mountain views, dual sinks, a separate shower and tub, and a walk-in closet with built-in storage.Wired for modern living, it has ethernet, speaker, and camera wiring in place, plus 220V garage circuits for a workshop, EV charging, or studio. Sturdy railings and dual-mode lighting add nice extras.Outside, mature landscaping adds privacy and a gazebo offers shade, with a walled yard and garage.Schedule a showing today.

3
BEDS
3
BATHS
2,004
SQFT
0.05
ACRES
$277,000

Beautifully updated and well-maintained 3 bed, 2 bath home on a full acre in the heart of Edgewood! Features kitchen with custom countertops, cabinets, recessed lighting, flooring, and fresh paint. Enjoy multiple outbuildings, including a 24x40 carport with enclosed workshop and power, plus a 12x16 building with electricity. Metal roof, gutters, furnace, appliances. Community water and natural gas. Move-in ready!

3
BEDS
2
BATHS
1,456
SQFT
1
ACRES

***GET $10,000 IN CLOSING COSTS OR INTEREST RATE BUYDOWN!!! Great split floor plan with good separation of Primary from Secondary Bedrooms. Raised ceilings, open living/dining area, and lots of windows allow for a cheerful, sun filled place to call home! Oversized Primary Suit boasts a roomy bath with soaking tub, double sinks, separate shower, and large walk in closet. Bedroom 2 is also quite roomy and offers its' own walk in closet. Low maintenance front yard with mature trees. Backyard has an amazing view of the Sandias and is a blank palet to allow your landscaping imagination to Go Wild! Just a few minutes from Big Box Stores, Cottonwood Mall, Dining, and Entertainment.

3
BEDS
2
BATHS
1,760
SQFT
0.17
ACRES

Wonderful patio home on a corner lot. Open kitchen/family room is great for entertaining plus there is a wet bar. Family room has built in shelving and a brick faced fireplace. Formal Living and Dining room with wood floors is a nice space for special occasions. Large master bedroom that can also be opened up as a suite or nursery if you don't need the 3rd bedroom. Addition makes a great office. Private backyard and a welcoming entry courtyard. Addition has heating and cooling separate from the house system.

3
BEDS
2
BATHS
2,293
SQFT
0.19
ACRES

3
BEDS
2
BATHS
1,430
SQFT
0.12
ACRES

Beautiful custom single-story home in the desirable Knolls of Paradise Hills. Filled with Southwestern charm, this well-designed residence offers a bright, open floor plan bathed in natural light. The spacious layout is complemented by an oversized 3-car garage--a rare feature at this price point. Enjoy summer nights on the covered patio overlooking the xeriscaped backyard with lots of privacy. Appreciate the pride of ownership throughout this established neighborhood of custom homes. Ideally located with quick access to Paseo del Norte and just minutes from shopping, dining, parks, and entertainment, this home combines timeless character, everyday comfort, and exceptional convenience in one of the area's most sought-after communities.

3
BEDS
2
BATHS
2,112
SQFT
0.16
ACRES

Excellent investment opportunity or ideal owner-occupant duplex! This well-maintained property features two 1-bedroom, 1-bath units, with one unit currently occupied and the other recently refreshed and move-in ready. The vacant unit offers new interior paint, 4-inch baseboards, a new bathroom vanity, new closet and bathroom doors, and rekeyable locks for easy tenant turnover. Additional updates include a newer roof, tile flooring, updated electrical and plumbing, new ranges, MasterCool air conditioners, wall heater, water heater, and a new 6-foot privacy fence. Ample off-street parking, a spacious backyard, and shared on-site laundry add to the appeal. A great opportunity to invest or live in one unit while generating rental income from the other!

4
BEDS
2
BATHS
1,242
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.