Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 59 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Discover the inviting atmosphere of 1812 Quiet Lane, Albuquerque, NM. This well-maintained home showcases a newly remodeled kitchen with stylish granite countertops, catering to those who appreciate functionality and aesthetic appeal. The two spacious living areas provide flexibility for various activities, whether it's family gatherings or peaceful evenings. Additional features include a commercial grade water heater and solar panels installed in 2021, paired with refreshed electrical systems from the same year--providing both modern amenities and energy efficiency. The property also offers two refrigerated AC units and generous RV parking on a sizable lot, making it perfectly suited for all your needs.
Motivated Seller!!! Large Price Reduction!Welcome to this Charming single story home! Don't wait, this is like new.This 3 bedrooms, 2 bath, 2 car garage comes with a spacious living room open to kitchen with the island. The kitchen features the quartz countertops, island and stainless steel appliances. High-efficiency HVAC, tankless water heater, low maintenance landscaping, covered patios. Community parks, walking trails & swimming pool More...
Owner Financing Option! Tucked in the desirable Petroglyph Estates community, this inviting contemporary home blends warm design, thoughtful details, and everyday luxury. At 3,483 square feet, the home features 5 bedrooms, 4.5 bathrooms, two spacious living areas, and a 3-car garage. The light-filled main living space showcases a gas fireplace and a wall of sliders that create seamless indoor-outdoor living. The chef's kitchen impresses with custom two-toned cabinetry, quartz countertops, upgraded appliances, and a sleek waterfall island. A first-floor in-law suite with a private bath adds flexibility. The owner's suite is a peaceful retreat with a spa-inspired bath, dual vanities, soaking tub, walk-in shower, & generous closet. Upstairs living area & balcony offer views & space to unwind
Absolutely breathtaking SANDIA HEIGHTS home with architectural detail & charming character throughout. Situated on a .93 acre lot offering PHENOMENAL 360 degree VIEWS! and stunning outdoor spaces. This home features 3/4 bedrooms, 4 baths, 3 living areas, (the family room complete with a Murphy bed) & formal dining. The island kitchen offers grantie/corian countertops, Sub-ero refrigerator, and abundant storage. The primary suie includes VIEWS, large walk-in closet, and luxurious bath. Very generous sized secondary bedrooms. 2-car garage w/storage & 220Voutlets. Enjoy Brazillian hardwood decking (wired for a hot tub), 4 fireplaces, hardwood floors upstairs, recent stucco (2023), tankless water heater & new septic (Oct 2025). Sellers will consider owner fininacing.
Seller financing considered! Located on approximately 1.4 acres in Albuquerque's desirable North Valley, this versatile property combines residential living with established agricultural infrastructure. Features include a residence, interior grow space, and a large standalone greenhouse, ideal for cultivation, nursery use, or specialty farming (buyer to verify permitted uses). Previously used for cannabis cultivation. Water access includes MRGCD surface irrigation rights plus a domestic well also usable for irrigation. Fully usable land offers room for expansion, storage, or additional growing areas. Enjoy a rural setting with convenient access to city amenities, major roads, and services. The front one-acre lot is also available if desired.
One-of-kind property in a one-of-kind location! This Watson adobe home is steps away from Tiguex Park, Old town, museums, the Abq Bio Park, shops and eateries. Incredible, walkable location on a private, tree-lined street. The home itself has been beautifully updated and lovingly maintained, while keeping it's old-world charm. Y'all will love the hardwood floors, tongue-in groove ceilings with large viga timbers, and the woodburning kiva fireplace. The open, eat-in kitchen boasts modern amenities such as stainless-steel appliances, and granite countertops. The screened in porch, covered patio and heated and cooled outbuilding provide additional flex spaces. If you want a home with authentic New Mexican character, this is the one you have been waiting for!
LAND OWNED!! Home recently updated in a Great location, wonderful home as 2 living areas with a double fireplace, nice open island kitchen and separate dining area, spacious master bedroom plus skylights brings in natural lighting. 3 bedrooms, 2 baths. New flooring, fresh paint Owner will consider owner financing. HOA $200.00 monthly which covers, community pool, water and the grounds. The land is owned on this property, not a land lease. Close to shopping, parks and schools. OWNER FINANCING AVALIBLE.
Rare North Valley find with true flexibility. Located in a sought-after area, this modern Twilight Home offers a highly desirable layout with two true primary suites (one up, one down), 4 bedrooms total, a versatile loft, and living spaces on both levels--ideal for multigenerational living, guests, roommates, or work-from-home needs. The light-filled main level features an open kitchen with granite countertops, and gas range flowing seamlessly into dining and living areas. Walk-in closets in the primary suites add everyday comfort. Enjoy your private rear patio, landscaped front yard, and low-maintenance living. Set in the heart of the North Valley lifestyle with access to local cafes, markets, walking paths, and easy city connections.
This house comes with a REDUCED RATE as low as 5.49% (APR 6.01%) as of 03/20/2026 through List & Lock(tm). For entertaining and everyday comfort, this South Valley home sits on a private half acre and offers 5 bedrooms, 3 bathrooms, and 2,681 square feet of versatile living space behind an electric front gate.The chef's kitchen opens seamlessly to the main living areas and continues outdoors to a fully equipped backyard kitchen, ideal for gatherings and indoor-outdoor living. The primary suite is a true standout, featuring custom tile work and a spa-inspired bathroom designed for relaxation. Additional features include a 3-car garage, custom tile throughout the home, backyard access with plenty of room for toys or equipment, and an irrigation well, perfect for landscaping, gardening, etc.
Great location close to schools, parks and the uptown business center with quick and easy access to freeways. Popular floorplan, two living areas, dining area plus dining bar, custom updates throughout, brick fireplace with raised hearth, tile floors, large kitchen with plenty of cabinet and counter space, vaulted ceiling, ceiling fans. Large lot with gate driveway access, back yard vehicle access possible, covered entry and covered patio. Custom updates include kitchen cabinets, granite counter tops, farm sink, appliances, water heater, central heating and more (all new in 2022), custom bathroom updates including pedestal sink, molded countertop sink, tile surrounds and more, PLUS, vinyl windows (new in 2024). Seller will consider owner financing!
Welcome to this charming three-bedroom, one-bath home located in the desirable Lagers neighborhood. A brick wall with a secure gate provides both privacy and peace of mind as you enter the property. Inside, the home features a functional floor plan with comfortable living spaces ready for your personal touch. The bedrooms are well sized, offering plenty of room for family, guests, or a home office. The lot provides outdoor space that can be transformed into a garden, play area, or entertaining patio. Conveniently located near schools, shopping, and commuter routes, this property is perfect for first-time buyers, investors, or anyone looking for a great opportunity in a sought-after location. Don't miss your chance to make this home yours today!
Enjoy the freedom of country living on a full acre with a private well and horse privileges, all while staying close to town conveniences. This versatile property offers wide-open space, a covered carport, generous parking, RV hook ups, horse stalls, and an outbuilding with a metal roof--ideal for storage, a workshop, or animal use. Inside, the home features an open layout with easy-care tile flooring throughout. Both bathrooms have been beautifully remodeled, giving the interior a fresh, updated feel and adding comfort and value. Whether you're searching for a peaceful retreat, room for animals, or a property with space for hobbies and equipment, this one-acre home offers flexibility, comfort and plenty of room to grow. Why wait? Schedule your showing today!
Price Update in Tanoan West! Welcome to 9705 Pebble Beach Drive -- a beautifully upgraded Spanish revival, 4-bedroom, 3.75-bathroom, 3972 sq ft home in the prestigious gated Tanoan West. This spacious residence features new flooring, an updated high-end primary bathroom, generous living, two fireplaces, and a flexible floor plan. Kitchen includes new Sub-Zero refrigerator -- stove currently electric but has converted hook up ready to go. With two elevated decks and on the green -- you'll enjoy New Mexico sunsets and golf views. The home also includes a 3-car garage, abundant natural light, private landscaped surroundings, and elegant architectural details throughout. Located on a quiet street inside Tanoan's secure gated community.
Location ''location ''Location , beautifully updated condo with breathtaking Sandia Mountain views from this stunning 3-large bedrooms 3-bath property ! Featuring a spacious open floor plan, cozy fireplace, tile through out ,and a private balcony. Stacked washer and dryier included! Conveniently located near shopping, dining, and outdoor recreation. Don't miss the opportunity to call this beautiful home yours! Owner financing, REC with 20% down all other terms are negotiable.HOA FEE INCLUDES : TAXES, GAS,WATER,SWIMMING POOL, GYM AND OTHER COMMON AREAS
BEAUTIFUL 3 Bedroom, 2 Bath home which offers Tile throughout, Vinyl flooring in bedrooms, 2 Living areas, Kitchen Breakfast Bar with Granite Counter Tops. New Mini Split Units in all rooms, High Ceilings and much more. HUGH backyard 0.17 Acre!!! - OWNER FINANCING w/ Minimum of $40K Down, for 3 years.
Welcome Home! This beautifully maintained corner lot home boasts four bedrooms and two bathrooms, with ample entertaining space. The kitchen features abundant counter space and storage that will leave both aspiring and well-established chefs in awe. The connecting breakfast nook and the pass-through window, which connects both spaces to the oversized living room, offer endless possibilities for creating memories that last a lifetime. The yard features an abundance of mature fruit trees: one cherry, one peach, one apple, and three apricots.The oversized, two-car garage, fully paved front driveway, and gated and paved backyard access are ready for the hobby enthusiast to call this place home. Schedule your showing today!
Welcome to your dream home in the prestigious gated community of Oxbow North. This stunning property boasts 4 spacious bedrooms, 3 luxurious bathrooms, and a 3-car garage. The grand great room features soaring high ceilings and a cozy fireplace**BDR downstairs ***. Expansive kitchen w/granite & very bright! top of the line appliances! Large open layout, this home offers an ideal blend of comfort and elegance. Low maintenance Lush yard with covered patio, nestled on a prime corner lot! Don't miss out on this exceptional opportunity!
This Northeast Heights home offers incredible potential with three spacious bedrooms, two full baths, and two inviting living areas. Featuring a cozy wood-burning stove and an open layout, the home provides a comfortable foundation ready for your personal touch. The large backyard offers endless opportunities for entertaining, gardening, or expansion. While the property needs some work and updates, it presents a fantastic opportunity for buyers looking to create their dream home in a desirable neighborhood. Conveniently located near schools, shopping, and parks, this home is perfect for those seeking value, space, and the chance to make it their own in one of Albuquerque's most sought-after areas.
Sale is for the Manufactured HOME ONLY - LAND IS NOT INCLUDED. Move-in ready home in the North Valley. Great floor plan, new carpet, new refrigerated AC, 2x6 construction and tape and textured walls. Sale is for Home Only - buyer can move the home or rent the lot it's on for $675 a month with $675 deposit.
This 2-bedroom, 2-bath mobile home is located in Hacienda del Sol Mobile Home Park. It offers comfortable living space with a functional layout. Perfect for those looking for an affordable and convenient home in a friendly community. Close to local amenities and easy to show. Great opportunity to own in a welcoming park. Schedule your showing today! Investors welcome! **Up to 1% toward closing costs when Prefered lender used ** Owner financing possible with 20k down. Call for details
Located in the Country Meadows subdivision of Ventana Ranch, this single story, 3BR, 2BA home offers 1,400 sq. ft. of comfortable living space and a 2-car garage. The spacious great room features vaulted ceilings and flows seamlessly into the kitchen, complete with a breakfast nook, island, bar seating, and stainless steel appliances--including the refrigerator. The primary suite offers a large walk-in closet, open vanity area and double sinks. Enjoy the beautiful, low-maintenance backyard featuring a putting green, turf, and a covered patio--perfect for relaxing or entertaining. Additional highlights include solar panels, refrigerated AC with smart thermostat and access to community amenities such as a pool and walking trails. Welcome home! Seller will consider owner financing.
Experience this rare estate in the highly desirable Bosque Del Acres community! This stunning hacienda/adobe-style property offers top-tier equestrian amenities, exceptional privacy, an in-ground heated pool, a guest home, and more. The main residence features 3 bedrooms, 2 bathrooms, spacious living areas, updated kitchen appliances, and a refreshed primary bath. The guest home provides a 1 bedroom, 1 bathroom floor plan with an updated kitchen perfect for guests. Designed for both comfort and function, the estate includes open space for horses to train, 4 horse stalls with room to expand, a detached 3 car finished garage, and an outdoor kitchen perfect for entertaining. Serene landscaping, and equestrian-ready facilities, this Bosque Del Acres retreat is truly one of a kind.
Stunning sunlit townhouse located in the heart of lively Nob Hill neighborhood. This home features 3 beds, 3 baths, in a two story with balcony access both sides. Home has many spacious features such as walk in closets in every room, pantry, Office room and dinning room open to the living room, along with freshly done tile in the downstairs and brand new carpet. Beautiful home with close access to Nob Hills restaurants, shops, and other amenities.
Welcome to 412 Harvard Blvd SE! This versatile property features a 3-bedroom, 2-bath main house plus a detached 1-bedroom, 1-bath casita with a tenant already in place, providing immediate investment income. The property is fully fenced, with the casita enjoying its own separate fenced area for added privacy. Ideally located less than 10 minutes from UNM Hospital and just 3 minutes(0.6 acre) to the UNM main campus, this home offers flexibility--live in the main house while collecting monthly income, or rent out both units as a fantastic investment. Don't miss this incredible opportunity!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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