Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 62 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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NEW CONSTRUCTION in North ABQ Acres!! Set amid stunning natural beauty... backing to Sandia Pueblo Open Space on 1.31 ac for maximum privacy and incredible views of the Sandia Mountains and City lights. This custom home offers an unparelled lifestyle of exquisite finishes, opulent living and refined functionality. The great room, with its soaring wood tongue & groove ceiling and wall of windows, invites the outside in with natural light basking the great room, kitchen and dining room. The chef's kitchen features custom cabinetry; quartz countertops; a 6 burner gas stove with oven plus a walloven/microwave combo and a beautiful backsplash of Italian tile. The dream pantry will help to organize all of your kitchen & dining needs. The approximately 225 bottle wine vault is temperature
2614 Schell Pl NE | Where Modern Luxury Meets Mid-Century Architecture. $$Up to $10,000 in Flex Cash!$$ Use it your way to buy down your interest rate or cover your closing costs.$$ This is a one-of-a-kind timeless renovation boasting BRAND NEW HVAC, Electrical, Plumbing, Roof, Stucco, Flooring, and all finishes -- every major system fully upgraded -- bringing the comfort of a brand-new build to the heart of Albuquerque's most desired neighborhood. No detail overlooked. Step out back to a fully renovated pool, ready for New Mexico summers and unforgettable evenings under the stars. Featuring a built-in Bluetooth speaker system. This home comes Move-in ready with peace of mind for decades to come.
Experience the enduring value of a Mossman-built home. Renowned for superior craftsmanship & ''good bones,'' they are celebrated for quality that lasts, providing a solid foundation for your family's next chapter. Enjoy mountain views from the porch & original hardwood floors in lovely condition. This home beautifully preserves its mid-century charm with authentic retro kitchen features, including built-in oven & push-button cooktop. The 2017 roof is under warranty & a ramped entry ensures easy access. A separate family room w/wood-burning fireplace is the perfect teen hub or dad-den. The recently remodeled hall bath blends modern luxury with chic retro charm. The oversized garage & lush, walled-in backyard with a pond, garden & fruit trees make this a rare find. Schedule your tour today!
This Northeast Heights home offers incredible potential with three spacious bedrooms, two full baths, and two inviting living areas. Featuring a cozy wood-burning stove and an open layout, the home provides a comfortable foundation ready for your personal touch. The large backyard offers endless opportunities for entertaining, gardening, or expansion. While the property needs some work and updates, it presents a fantastic opportunity for buyers looking to create their dream home in a desirable neighborhood. Conveniently located near schools, shopping, and parks, this home is perfect for those seeking value, space, and the chance to make it their own in one of Albuquerque's most sought-after areas.
ALL INSPECTIONS DONE!! $4,000 BUYER CREDIT!!! SELLER FINANCING OFFERED! CALL FOR DETAILS - Charming 4BD/2BA Ranch style home in Paradise Hills! With tons of living space, this well-sized home has been freshened up with new flooring and fresh paint throughout. Enjoy the spacious layout, generous lot, and the quiet, tree-lined character that makes this area so beloved. Conveniently located near Paseo del Norte, shopping, dining, and top-rated schools in the Albuquerque Public Schools district. Whether you're a first-time buyer or looking to plant roots in a solid community, this move-in ready home checks the boxes. Come see it for yourself and make it yours!
Come see this well kept Manufacture home offering 3 bedroom, 2 bath home. Located on a lease land on Hacienda Del Sol. Home offers natural light and nice neutral color palette.
Welcome to this cozy and inviting property. This property features two great homes. Main house has 2br, 2ba. Casita in the back has 2br 1 ba. Home nestled in a desirable neighborhood. Complete remodeled both homes show like new, this one will go fast, this is a must-see
Located in the sought-after gated community of Oxbow North, this beautifully remodeled home is loaded w/ upgrades & offers a fantastic floorplan! The primary bedroom is separate from other rooms, while the open-concept kitchen flows seamlessly into the living area-perfect for entertaining. A gated front entry adds privacy, & upgrades include newer refrigerated air/furnace units (2023), triple-pane windows for added efficiency (2025), newer water heater w/ instant hot water, water softener, renovated kitchen & bathrooms w/ California Closets in the primary bath, stacked stone fireplace accents, new carpet & interior paint. Gorgeous new wood flooring throughout & low-maintenance backyard featuring turf & pergola. Prime location near shopping & restaurants & Seller Financing Available!
Welcome to this Well-maintained 4-large bedrooms and walk in closets, 2.5-bath home with over 2,000 sq ft in Northwest Albuquerque. Master bedroom has views to to the Mountains. Features multiple living areas and an open kitchen with quartz countertops and a kitchen island. All bedrooms upstairs, including a spacious primary suite.Enjoy a paid-off solar system for low electric bills, newer HVAC.Front yard features a mature pomegranate tree; backyard has a cherry and apple tree and a covered patio with no back neighbors.Finished 2-car garage, Water softener loop, no HOA, and convenient access to schools, parks, and major roads .
Well maintained two story home in the gated Orchards community featuring thoughtful updates throughout. Roof and stucco were completed within the last five years, offering added value and peace of mind. The home offers an open and functional layout with abundant natural light, tile flooring on the main level, and new flooring upstairs. Kitchen includes like new appliances and ample storage. Spacious primary suite with remodeled bathroom. Large, beautifully landscaped backyard ideal for entertainment. Community amenities include a pool in a secure gated setting.
***Seller offering OWNER FINANCING, reach out today to discuss terms***Step into a home that was designed to be experienced. Set in North Albuquerque Acres, this custom property blends privacy, light, and intentional design in a way that feels both elevated and comfortable. The grand entry opens to sun-filled living spaces, while the home naturally wraps around a private courtyard, creating a seamless indoor-outdoor flow that's perfect for quiet mornings or hosting unforgettable nights around the built-in outdoor kitchen and covered patios. Every space has a purpose. A private movie theater featuring a state-of-the-art sound system for nights in. A dedicated area for a home gym. Separate office/hobby space. Flexible rooms that adapt to the way you live, work, and unwind.
Villa Blanca Townhomes, rarely on the Market. Quiet and beautiful neighborhood, spacious area to walk around, and close to shopping and schools. Flooring replaced in the 2 bedrooms, 1 full bath, Large open Family room to private walled back yard.Low HOA dues, stove and refrigerator 2 years old, separate area for washer and dryer, pantry.
Welcome home to effortless comfort and vibrant 55+ living located in the desirable Albuquerque Meadows active adult community, this beautifully remodeled 2-bedroom, 2-bath residence offers the perfect blend of style, convenience, and low-maintenance living. Step inside to discover a bright, open interior featuring new Low-E vinyl windows, fresh paint, upgraded LVP flooring, and sheetrock walls that create a warm, modern feel throughout. The thoughtfully redesigned kitchen shines with granite countertops, new cabinetry, and stainless steel appliances--perfect for entertaining friends or enjoying quiet mornings at home. Both bathrooms have been tastefully updated, while a tankless water heater and remodeled exterior siding add comfort and peace of mind. NOW OFFERING OWNER FINANCING!
Welcome to 9225 Mescalero Rd NE in the desirable Northeast Heights. This home has been fully remodeled inside, offering a fresh, modern feel with updated finishes throughout. It features a comfortable layout with plenty of natural light, spacious living areas, a functional kitchen with ample storage, and well sized bedrooms. A second living area provides great flexibility and can be used as a home office, playroom, or additional lounge space. The backyard offers plenty of room to relax or entertain, and both nearby parks are within walking distance.
SLEEK STYLE MEETS FUNCTIONAL DESIGN IN THIS MODERN 2-STORY NE HEIGHTS HOME! Featuring 4 bedrooms and 3.5 bathrooms, this bright open layout showcases high ceilings, wood-look tile, and a stylish kitchen with island, bar seating, and built-in appliances. The downstairs primary suite offers a spa-like bath with double sinks, garden tub, separate shower, and walk-in closet. Upstairs, enjoy both a versatile loft and a spacious flex room--ideal for a second living area, TV room, or guest bedroom--with access to a balcony capturing mountain views. Outside, relax on the covered patio, practice on the putting green, and unwind in your beautifully landscaped yard. Schedule your tour today!
Urban Living at its finest in this hip, modern condo set within a beautifully restored historic bank building. Thoughtfully updated throughout, this stylish unit blends industrial character with contemporary design. Enjoy seamless access with the unit located on the same floor as the parking garage, plus added security with a doorman Mon-Fri. Grab your morning coffee just downstairs, then unwind on your private deck, with both mountain and city views. The versatile upstairs loft offers the perfect space for a home office, gym, or a second living area. Bonus: seller is open to owner financing or paying the buyer's HOA fees for TWO years -- an incredible opportunity to own in the heart of downtown.
OWNER FINANCING POSSIBLE/TENANT OCCUPIED UNTIL 1/31/27! Must have contract in place to see it in person due to tenancy. Wow! 3rd floor loft with high ceilings, close to downtown living, UNM, hospitals, Rail Runner and much more!! With a tenant already in place, this loft is already generating a cash flow. Enjoy coffee or wine in the courtyard with its beautiful fountain playing its soft music. Large hallways make for a wide-open comfortable feel and with the lockers that come with the loft, there is additional storage space. You really must see this unit to appreciate the charm, character, uniqueness and functionality. This is a great unit and priced to sell for a condo/loft downtown! Did I say Owner Financing?
Move-In Ready on Nearly 1 Acre. Rare opportunity to own this meticulously maintained home located on a sprawling lot in the heart of the South Valley. Thoughtfully refreshed with brand-new energy-efficient vinyl windows and modern durable flooring throughout, offering a bright and efficient interior. The expansive grounds are a true standout, featuring lush, mature landscaping supported by a full automatic sprinkler system--a rare luxury for a lot of this size. Whether you're looking for a private residential sanctuary, or a functional live-work setup, this property delivers. The 4-bedroom/2-bathroom layout provides incredible flexibility, with the blend of modern upgrades and rural tranquility. 2 bonus sheds and appliances stay.
A 3-bedroom, 2-bathroom single-family home was reconfigured and converted into two independent studio-style living units. The interior layout was modified to divide the house into two separate sections, each functioning as a small studio apartment.each one with access to a private bathroom. Each unit has its own entrance, allowing occupants to enter and exit without passing through the other unit. It can be converted back to a 3 bedroom 2 Bathroom house if preferred. Owner Financing Available.
Welcome to this well-maintained two-story home located in the desirable Northwest Albuquerque/Rio Rancho area. Built in 2009, this home offers approximately 1,644 sq ft with 3 bedrooms and 3 bathrooms, providing a functional layout with comfortable living spaces. The main level features a spacious living area ideal for everyday living and entertaining, along with a convenient half bath for guests. The kitchen offers granite countertops and ample cabinet space, opening to the dining and living areas for easy flow. Upstairs you will find three bedrooms and two full bathrooms, including the primary suite. Additional highlights include owned solar for improved energy efficiency, fresh paint and new carpet 2024, and a covered patio perfect for outdoor relaxation...
[[offering 10k Seller Credit]] Beautiful two-story home situated on a desirable corner lot! This spacious residence features a large living area perfect for gathering and entertaining, complemented by a stunning double-sided fireplace that adds warmth and charm. The updated kitchen offers modern finishes and ample space for cooking and hosting. Upstairs, you'll find three generously sized bedrooms plus a versatile loft. The spacious primary suite provides a comfortable private retreat. Step outside to a large backyard with plenty of room to relax, play, or entertain. New 2025 Refrigerated AC. Seller incentive: The seller is offering a 1% lender credit (based on the buyer's loan amount) toward the buyer's closing costs or interest rate buy-down when using the seller's preferred lender.
One-of-a-kind custom built masterpiece and less than a yr old, this estate sits on nearly an acre on one of the city's most prestigious streets, showcasing unobstructed Sandia Mountains views. You're welcomed by a gated courtyard, custom-designed front door, open to cathedral ceilings with exposed beams, huge windows capturing stunning views. The kitchen features custom cabinetry, dual oversized islands, and a service pantry. There are 5 private en suites, an office, gym, and spacious laundry room with storage and 6 fireplaces. Resort-style grounds include a pool, spa, cabana, fire pit, pizza oven, built-in grill, lawn, covered and open patios. Nearly 4k SF of garage space with an Rv space and ample storage. C4 control system, wired for an elevator and generator. Luxury at it's best!
OWNER FINANCING AVAILABLE! Perfectly positioned in Albuquerque's sought-after Sawmill District, this stunning 4-bedroom home delivers the ultimate blend of luxury, location, and investment potential. Soaring tall ceilings, a luxury kitchen with 48'' gas range, built-in bar, and high-end finishes create a space that truly impresses. Designed for modern living with smart-home wiring, energy-efficient systems, whole-home connectivity, outdoor BBQ, and a finished epoxy garage. Steps from Sawmill Market, Old Town, Hotel Chaco, and Hotel Albuquerque -- with quick freeway access to Downtown and everything the city has to offer. Luxury upgrades throughout and one of Albuquerque's most desirable location make this the perfect primary residence or high-performing Airbnb.
Hang your heart in this roomy and charming home. This home is well cared for, and truly move-in ready, offering plenty of space including a generous 4th bedroom. Enjoy new windows that help keep things comfortable, plus refreshed bathrooms featuring new showers and stylish tile. The large backyard has endless possibilities. Don't miss out on this home!REC Option Purchase price $279k , 40k down at 7% interest
New Construction Custom New Build located near Old Town & Sawmill Market with plenty of entertainment nearby. This contemporary home features 4 beds 4 baths, loft area, balcony, and custom tile work throughout. The open concept kitchen features Calcutta Quartz and custom cabinetry. 2 master bedrooms, 1 downstairs and 1 upstairs. Low maintenance backyard features custom stamped walkways and patios. Move in ready!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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