Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 47 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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One-of-a-kind custom built masterpiece and less than a yr old, this estate sits on nearly an acre on one of the city's most prestigious streets, showcasing unobstructed Sandia Mountains views. You're welcomed by a gated courtyard, custom-designed front door, open to cathedral ceilings with exposed beams, huge windows capturing stunning views. The kitchen features custom cabinetry, dual oversized islands, and a service pantry. There are 5 private en suites, an office, gym, and spacious laundry room with storage and 6 fireplaces. Resort-style grounds include a pool, spa, cabana, fire pit, pizza oven, built-in grill, lawn, covered and open patios. Nearly 4k SF of garage space with an Rv space and ample storage. C4 control system, wired for an elevator and generator. Luxury at it's best!
New Construction Custom New Build located near Old Town & Sawmill Market with plenty of entertainment nearby. This contemporary home features 4 beds 4 baths, loft area, balcony, and custom tile work throughout. The open concept kitchen features Calcutta Quartz and custom cabinetry. 2 master bedrooms, 1 downstairs and 1 upstairs. Low maintenance backyard features custom stamped walkways and patios. Move in ready!
Rarely does a M-1 commercial property of this caliber and versatility become available in the heart of Albuquerque. This expansive 5,357sq ft property delivers outstanding versatility with three warehouse spaces, a secure vault, and flexible office/living areas totaling approximately 2,325+/- sq ft. Designed to support both productivity and comfort, the property features a pond, pool, hot tub, RV site with dump, ample parking, and a dedicated loading and unloading area. Privately situated on a quiet street yet strategically located with convenient access to the Big I, this distinctive property seamlessly blends business functionality with lifestyle amenities--ideal for enterprises seeking space, security, and adaptability. Owner Financing offered!
Phenomenal home waiting for new owners. As you enter through your covered circular drive into your beautiful large pillar entry way you are encompassed into your dream home. If its your large family room, your gourmet kitchen, TWO master bedrooms (Main primary on main floor), or your amazing views from your upstairs viewing area, you'll fall in love with this home. Main primary has an attached room for a nursery, office or workout room. Large office, formal dining room and gourmet kitchen to cook up all your favorite meals. Oversized finished garage, RV or trailer pad plus parking spaces for 4 more vehicles.An easy maintenance yard and staircase leading up to your amazing views of Albuquerque, oversized garage, soaring ceilings, custom kitchen and no HOA!
OWNER FINANCING AVAILABLE! Come see this beautiful home full of natural lighting throughout. Home is very clean and offers lots of storage for your needs. This home has 3 bedrooms, 3 bathrooms and 3 car garage. Large loft upstairs. Amazing open floor plan. Offering top notch appliances, quartz countertops. Primary bedroom has 2 really large walk-in closets and adjacent office space. New roof has been recently replaced in 2025. Backyard is fully walled for your added privacy needs.
Cozy, Newly Renovated 1-Bedroom Condo in Gated Tres Caminos!This charming ground-floor unit feels like new with its recent updates and clean, modern look. Located in the secure Tres Caminos community, you'll enjoy quick access to the airport, Nob Hill, Kirtland AFB, the VA Hospital, CNM, UNM, plus great dining and shopping. Perfect for convenient, low-maintenance living!
MOTIVATED SELLER! Modern Luxury meets North Valley versatility! Fully remodeled in 2025, this 3BR/2BA main home features a sleek chef's kitchen, designer flooring, and a bright, open floor plan. THE STANDOUT FEATURE: A fully updated private 1BR/1BA CASITA--ideal for rental income, a home office, or a guest suite. Newer roof and refrigerated air!SELLER FINANCING AVAILABLE: The seller is willing to carry a Real Estate Contract (REC) with a short-term balloon payment. Seller is also willing to cover up to 3% of buyer's closing costs with an acceptable offer. This is a perfect opportunity for buyers working to increase their credit score while securing their dream home today. Move-in ready with unmatched flexibility in the Near North Valley. Bring all offers and schedule your tour today!
Motivated Seller!!! Large Price Reduction!Welcome to this Charming single story home! Don't wait, this is like new.This 3 bedrooms, 2 bath, 2 car garage comes with a spacious living room open to kitchen with the island. The kitchen features the quartz countertops, island and stainless steel appliances. High-efficiency HVAC, tankless water heater, low maintenance landscaping, covered patios. Community parks, walking trails & swimming pool More...
Seller financing considered! Approx. 1.4 acres in the desirable North Valley, ideal for farming, homesteading, or cultivation. Property includes a residence, interior grow space, and greenhouse (buyer to verify uses), previously used for cannabis. MRGCD irrigation rights and a domestic well support agricultural use. Flat, usable land offers room for animals, crops, or expansion. Peaceful rural setting just minutes from city conveniences. Front one-acre lot also available for sale.
One-of-kind property in a one-of-kind location! This Watson adobe home is steps away from Tiguex Park, Old town, museums, the Abq Bio Park, shops and eateries. Incredible, walkable location on a private, tree-lined street. The home itself has been beautifully updated and lovingly maintained, while keeping it's old-world charm. Y'all will love the hardwood floors, tongue-in groove ceilings with large viga timbers, and the woodburning kiva fireplace. The open, eat-in kitchen boasts modern amenities such as stainless-steel appliances, and granite countertops. The screened in porch, covered patio and heated and cooled outbuilding provide additional flex spaces. If you want a home with authentic New Mexican character, this is the one you have been waiting for!
Rare North Valley find with true flexibility. Located in a sought-after area, this modern Twilight Home offers a highly desirable layout with two true primary suites (one up, one down), 4 bedrooms total, a versatile loft, and living spaces on both levels--ideal for multigenerational living, guests, roommates, or work-from-home needs. The light-filled main level features an open kitchen with granite countertops, and gas range flowing seamlessly into dining and living areas. Walk-in closets in the primary suites add everyday comfort. Enjoy your private rear patio, landscaped front yard, and low-maintenance living. Set in the heart of the North Valley lifestyle with access to local cafes, markets, walking paths, and easy city connections.
Enjoy the freedom of country living on a full acre with a private well and horse privileges, all while staying close to town conveniences. This versatile property offers wide-open space, a covered carport, generous parking, RV hook ups, horse stalls, and an outbuilding with a metal roof--ideal for storage, a workshop, or animal use. Inside, the home features an open layout with easy-care tile flooring throughout. Both bathrooms have been beautifully remodeled, giving the interior a fresh, updated feel and adding comfort and value. Whether you're searching for a peaceful retreat, room for animals, or a property with space for hobbies and equipment, this one-acre home offers flexibility, comfort and plenty of room to grow. Why wait? Schedule your showing today!
Now offering Owner financing! Beautifully updated and meticulously maintained, this home welcomes you with a split-faced block wall, fresh landscaping, and a full front and back sprinkler system. Inside, enjoy elegant tile flooring, refreshed carpet, and beautifully redesigned bathrooms with updated vanities. The living area features a redesigned fireplace with a sleek quartz threshold. Two refrigerated air units ensure year-round comfort. The backyard is an entertainer's retreat with a spacious patio, outdoor kitchen, and new outdoor curtains. The sparkling pool has been renewed with a 2021 liner and 2023 cover. Additional upgrades include a newer water heater, microwave, and washer/dryer.
BEAUTIFUL 3 Bedroom, 2 Bath home which offers Tile throughout, Vinyl flooring in bedrooms, 2 Living areas, Kitchen Breakfast Bar with Granite Counter Tops. New Mini Split Units in all rooms, High Ceilings and much more. HUGH backyard 0.17 Acre!!! - OWNER FINANCING w/ Minimum of $50K/$60K Down.
Sale is for the Manufactured HOME ONLY - LAND IS NOT INCLUDED. Move-in ready home in the North Valley. Great floor plan, new carpet, new refrigerated AC, 2x6 construction and tape and textured walls. Sale is for Home Only - buyer can move the home or rent the lot it's on for $675 a month with $675 deposit.
Experience chic downtown living in this fully renovated 947 sqft condo with stunning city and Sandia Mountain views. This 1Bd, 1Ba retreat offers countless upgrades to include: soft close custom cabinetry, quartz countertops, subway tile backsplash, under cabinet lighting, stainless appliances, and custom pendant lighting. The bathroom is beautifully updated w/subway tile and new fixtures. Thoughtful details include vinyl flooring, mirrored barn doors, blackout cordless blinds, French doors with retractable screens to your private deck, refrigerated air & fresh paint. Enjoy peace of mind w/all-new plumbing, electrical, insulation, and a washer/dryer in unit. Close to restaurants, coffee shops, breweries, art galleries and more. Security guard on site M-F 8-5. Urban Living!
Experience this rare estate in the highly desirable Bosque Del Acres community! This stunning hacienda/adobe-style property offers top-tier equestrian amenities, exceptional privacy, an in-ground heated pool, a guest home, and more. The main residence features 3 bedrooms, 2 bathrooms, spacious living areas, updated kitchen appliances, and a refreshed primary bath. The guest home provides a 1 bedroom, 1 bathroom floor plan with an updated kitchen perfect for guests. Designed for both comfort and function, the estate includes open space for horses to train, 4 horse stalls with room to expand, a detached 3 car finished garage, and an outdoor kitchen perfect for entertaining. Serene landscaping, and equestrian-ready facilities, this Bosque Del Acres retreat is truly one of a kind.
Seller financing will be considered! This delightful 2bed,1bath condo ideally situated for those seeking easy access to I-25. Step inside to find a thoughtful layout that optimizes space while inviting in plenty of natural light. Upgrades like sleek flooring and bathroom vanity add to this home charm. The inclusion of a stackable washer and dryer add to your convenience, making daily life smoother. This property represents a great chance for hassle free living or secure a rental investment. With HOA fees covering essential services such as water, roof maintenance, and exterior upkeep, you can enjoy seamless living.
Don't Wait! Schedule your showing now before this 2,400 square foot North Valley charmer becomes the main character in someone else's dream life. Recently remodeled and boasting 3 bedrooms, 3 bathrooms, multiple living areas, nook, and a new refrigerated air and heating unit! But wait...There's more! A wonderful covered carport extending the length of the house and opening up to your very own backyard oasis. Seriously, this back yard is HUGE! Perfect for the car or weekend enthusiast who needs room for multiple vehicles and sports toys. Wow!
Brand new exterior siding just installed! Welcome home to this newly updated 2-Bed, 2-Bath Mobile Home in 55+ Community This spacious home offers a generous open floor plan, perfect for relaxing and entertaining. 2 large bedrooms, each with ample closet space, and two full bathrooms. The kitchen boasts new cabinetry and new quartz counter tops, ideal for cooking and hosting. All new updated fixtures throughout including new flooring in kitchen and baths! Handicap accessible unit. Ramp for easy access off patio to parking and access to all the community amenities! Ramp could be removed if needed/wanted. Master bedroom door can be added if requested! Seller will conder real estate contract!
Brand New Modern Custom Home! This stunning new build sits on a corner lot with side yard access--perfect for an RV, boat, or extra parking. Designed with all the bells and whistles, it boasts soaring ceilings, expansive windows, and an open floor plan filled with natural light. The chef's kitchen features custom cabinetry, quartz counters, oversized island, and premium appliances. Retreat to the luxurious primary suite with spa-like soaking tub, and walk-in shower. Outside, enjoy a covered patio with outdoor kitchen--perfect for entertaining! Modern design, prime location, and room for your toys--this one has it all!
AGENTS - Please CALL LA prior to scheduling!! Experience the beauty of New Mexico from this stunning, fully renovated condo in Paradise View Condominiums. Enjoy breathtaking sunrises & the Balloon Fiesta from your private balcony with Sandia Mountains views. The bright & open floor plan features a spacious kitchen island, cozy living room & updated amenities - a newer TPO roof (2022), windows, refrigerated air, & modern flooring throughout. Ideal location near Rust Medical Center, shopping, dining, & just a short distance to Paradise Hills Golf Course or The office. HOA takes care of common areas, roof, stucco,A/C, heating, water, sewer,& trash, giving you peace of mind. All you have to pay is the electric bill! CALL LISTING AGENT for DETAILS!!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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