Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 68 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
Same search in other cities:
Welcome home to this fully remodeled 3-bedroom, 2-bath property with a fresh, modern feel throughout. The open floor plan brings together the living room, kitchen, and dining area, creating a comfortable space for everyday living and entertaining. The home features updated finishes throughout, a spacious primary bedroom with its own private bathroom, and two additional bedrooms that can easily be used for family, guests, or a home office. With its updated interior, functional layout, and move-in-ready condition, this home is ready to enjoy from day one.
Beautifully remodeled 3-bed, 2-bath townhome in the amazing golf community of Tanoan. This home features a First-Floor master suite and full bathroom, refrigerated air and a gorgeous no maintenance backyard. This home is in a friendly, quiet cul-de-sac. As you exit the cul-de-sac, you'll enjoy views of the tree-line championship golf course and estate homes. A short distance to the Albuquerque Academy, Whole Foods, Smiths, Dion's, parks and dining. Tanoan is a place where quiet mornings, tree-lined streets, and beautifully maintained surroundings create a sense of peace. Neighbors wave and evening sunsets become part of your daily routine. Living in Tanoan feels like being on vacation every day. Schedule your private tour today!
Rare opportunity to own an authentic adobe home in Albuquerque's historic Alameda neighborhood in the North Valley. Beautifully updated and maintained, this 2,630 sq ft home features three spacious bedrooms, three full baths, 11-foot ceilings, exposed vigas, Saltillo tile, and large open living spaces. Recent improvements, including a new TPO roof, freshly sealed and painted stucco, and an epoxy flooring throughout the main living areas, minimize future maintenance costs while preserving the home's distinctive Southwestern charm. Enjoy breathtaking Sandia Mountain views from the terrace, relax beneath mature trees in your waterwise yard, or explore the nearby Bosque trails. Conveniently located near Balloon Fiesta Park, Sandia Golf, Rio Grande Open Space, and entertainment and dining areas, this move-in-ready home offers the perfect balance of historic character, proximity to modern comfort, and North Valley living.
RENT ME NOW WITH OPTION TO BUY ME LATER! $2500/MONTH. Welcome to this well-maintained 3-bedroom, 2-bath townhome offering approximately 1,611 square feet of comfortable living in a desirable Northwest Albuquerque neighborhood. The inviting floor plan features spacious living areas filled with natural light, creating an ideal space for both relaxing and entertaining. The kitchen offers generous cabinet and counter space, while the private primary suite includes an en-suite bath and ample closet storage. A two-car garage, private patio, and low-maintenance yard add to the home's everyday convenience. Thoughtfully cared for and move-in ready, this home combines comfort, functionality, and an excellent location close to shopping, dining, parks, and everyday amenities.
Welcome to this beautifully maintained, like-new two-story home in the sought-after Mesa del Sol community. The bright, open-concept floor plan features high ceilings, abundant natural light & a spacious living area ideal for everyday living & entertaining. The stylish kitchen showcases quartz countertops, stainless steel appliances, a generous pantry & a deep utility/storage closet. Also included is a central vac & a new A/C unit that was replaced in 2025. --Upstairs, the primary suite offers stunning mountain views, dual vanities, a walk-in shower & an oversized walk-in closet. Two additional bedrooms provide versatile space for family, guests, or a home office. Step outside to a covered patio and low-maintenance backyard--perfect for relaxing or gathering with friends.
Exceptional Affordable Homeownership or a Great Investment Opportunity Charming 2bd, 1bth residence situated on owned land, offering both short term value and long-term investment potential. The property includes all essential utilities--water, sewer, and electricity--providing convenience and immediate livability. Enjoy the privacy and flexibility of generous surrounding land, creating opportunities for expansion, outdoor living, storage, or future development. Owner financing available for qualified buyers with a substantial down payment, making this an attractive alternative to traditional lending.
Move-in-ready 2-bedroom, 3-bath townhome in a convenient Northeast Albuquerque location! This updated home features wood-look flooring throughout, fresh neutral finishes, a spacious living room with a fireplace, and an updated kitchen with modern cabinetry and granite-look countertops. Upstairs, both bedrooms offer privacy and easy access to remodeled bathrooms featuring stylish tile surrounds. A downstairs powder bath, in-unit laundry area, and private fenced courtyard provide added convenience and functionality. Close to shopping, dining, parks, schools, and major commuter routes, this low-maintenance property is ideal for first-time buyers, investors, or anyone looking for affordable homeownership in the heart of Albuquerque.
3- or 4-bedroom family home located in convenient close in NE location near schools and shopping. Includes newer TPO roof. Recent upgrades include new stainless-steel appliances in kitchen, new washer/dryer, remodeled bathrooms, new LVP flooring, refurbished parquet flooring, new paint throughout, Master-Cool AC, ceiling fans, privacy backyard fencing, irrigation system, and new pergola for outdoor enjoyment. Updated southwest landscaping.
OWNER TO OWNER Financing Available! Thoughtfully designed and meticulously maintained, this charming two-story home offers a rare blend of character, comfort, and style. Elegant archways and lush landscaping create a warm welcome, while the bright, open floor plan showcases distinctive finishes, updated flooring, and a stylish kitchen with stainless steel appliances and ample cabinetry. Natural light fills the inviting living spaces and spacious bedrooms. Outside, the fully landscaped backyard features a stunning gazebo and patio area, creating the perfect setting for relaxing or entertaining. Clean, move-in ready, and conveniently located near shopping, dining, schools, and everyday amenities. Pride of ownership shines throughout this well-cared-for home, making it a standout opportunity.
Charming property on a spacious lot in a convenient Albuquerque location! This home features updated flooring, neutral finishes, abundant natural light, and a functional floor plan. Enjoy plenty of off street parking with a large covered carport and room for RVs, vehicles, or recreational toys. The backyard is ideal for entertaining with a covered deck, gazebo, mature trees, and ample outdoor space. Conveniently located near parks, schools, shopping, dining, and major commuter routes. A great opportunity for an owner occupant or investor looking for space, flexibility, and value. Schedule your showing today!
Beautifully crafted custom home in the prestigious Corona Del Sol community on a gated 0.27-acre lot. This 3,576sf residence offers 5 bedrooms, 3.5 bathrooms, two living areas, and a 3-car garage. Stunning front living area with a gas fireplace and soaring beamed ceiling. Chef's kitchen featuring designer cabinetry, premium granite countertops, a commercial-grade range, custom hood, designer backsplash, island with seating, and pantry. Dining area with a built-in wet bar. Luxurious owner's suite with a fireplace and spa-like bath complete with dual vanities, a soaking tub, tiled walk-in shower, & walk-in closet. Open-concept main living space with a fireplace, seamlessly connecting to the kitchen for entertaining. Serene outdoor oasis featuring a fully walled yard, lush landscaping & patio
Rare North Valley opportunity! Two homes being sold together at 4411 & 4415 Carlton St. NW offer exceptional flexibility for multigenerational living, rental income, or investment potential. Situated on a gated cul-de-sac, this unique property features RV parking with RV hookups, a pool, mature fruit trees, refrigerated air, storage shed, and a playground. The versatile layout provides endless possibilities for extended family, guest accommodations, or income-producing rentals. Enjoy the privacy, space, and convenience of North Valley living while being just minutes from shopping, dining, and everyday amenities. A truly one-of-a-kind property with incredible value and potential!
Nestled in the desirable Laurelwood community, this extraordinary 5-bedroom residence is more than a home--it's a work of art. Designed with impeccable attention to detail, distinctive character, and refined finishes, it offers a rare opportunity for buyers seeking something truly unforgettable. The resort-style backyard features a sparkling swimming pool and relaxing jacuzzi/spa, creating the ultimate private retreat. The primary suite boasts a private balcony with breathtaking Sandia Mountain and Albuquerque city views. Upgrades include refrigerated air, an updated kitchen, new flooring throughout, a converted full bathroom, added 5th bedroom, expanded driveway, extended stucco improvements, security bars on all windows, and a timeless tile roof. Minutes from I-40, shopping, & dining.
This home has been completely renovated and is move-in perfect. Everything here listed is brand new in the past 9 months: TPO roof, synthetic stucco, thermal windows, water lines throughout the home to city main, sewer line to the street, electrical service and panel, HVAC, plumbing throughout, entire garage is new construction, and so much more...
This home has been completely renovated and is move-in perfect. Everything here listed is brand new in the past 9 months: TPO roof, synthetic stucco, thermal windows, water lines throughout the home to city main, sewer line to the street, electrical service and panel, HVAC, plumbing throughout, entire garage is new construction, and so much more...
Brand-new custom home in the coveted Knolls at Paradise Hills--no HOA! This 2,389 sq ft residence offers 4 bedrooms, 3 baths, and an oversized 3-car garage on a corner lot with room to park your RV, boat, or expand the backyard. Inside, enjoy quartz countertops, custom cabinetry, a kitchen island, walk-in pantry, designer lighting, and rich tile flooring beneath dramatic vaulted ceilings. The serene primary suite boasts a walk-in shower, garden tub, private water closet, and walk-in closet. Step outside to a covered patio with a built-in outdoor kitchen--perfect for effortless entertaining. Refined, move-in ready, and minutes from shopping, dining, and amenities. Come see it today!
Beautiful home 4 bedroom 2 bathroom, in the heart of the South Valley. many recently upgrades remolded kitchen, flooring and bathrooms . HUGE den and covered patio perfect for your family gathering.OWNER FINANCING OPTION
PRICE REDUCED ! NEW CONSTRUCTION in North ABQ Acres!! Set amid stunning natural beauty... backing to Sandia Pueblo Open Space on 1.31 ac for maximum privacy and incredible views of the Sandia Mountains and City lights. This custom home offers an unparelled lifestyle of exquisite finishes, opulent living and refined functionality. The great room, with its soaring wood tongue & groove ceiling and wall of windows, invites the outside in with natural light basking the great room, kitchen and dining room. The chef's kitchen features custom cabinetry; quartz countertops; a 6 burner gas stove with oven plus a walloven/microwave combo and a beautiful backsplash of Italian tile. The dream pantry will help to organize all of your kitchen & dining needs.
This Northeast Heights home offers incredible potential with three spacious bedrooms, two full baths, and two inviting living areas. Featuring a cozy wood-burning stove and an open layout, the home provides a comfortable foundation ready for your personal touch. The large backyard offers endless opportunities for entertaining, gardening, or expansion. While the property needs some work and updates, it presents a fantastic opportunity for buyers looking to create their dream home in a desirable neighborhood. Conveniently located near schools, shopping, and parks, this home is perfect for those seeking value, space, and the chance to make it their own in one of Albuquerque's most sought-after areas.
Step into this remodeled Nob Hill home filled with charm and fully updated! Great open floor plan. Fresh paint, new kitchen w/stainless steel appliances, all new light fixtures, tiled fireplace, & more! Dining area w/ built in nook. Enjoy the spacious private backyard with a 2 car garage & a Casita! Basement with extra storage. Relax on the front patio with a view. With its prime location near shopping, dining, and the University of New Mexico, this home presents a great opportunity to own in one of Albuquerque's most established neighborhoods. Do not miss your opportunity to call this place your HOME!
Come see this well kept Manufacture home offering 3 bedroom, 2 bath home. Located on a lease land on Hacienda Del Sol. Home offers natural light and nice neutral color palette.
***Seller offering OWNER FINANCING, reach out today to discuss terms***Step into a home that was designed to be experienced. Set in North Albuquerque Acres, this custom property blends privacy, light, and intentional design in a way that feels both elevated and comfortable. The grand entry opens to sun-filled living spaces, while the home naturally wraps around a private courtyard, creating a seamless indoor-outdoor flow that's perfect for quiet mornings or hosting unforgettable nights around the built-in outdoor kitchen and covered patios. Every space has a purpose. A private movie theater featuring a state-of-the-art sound system for nights in. A dedicated area for a home gym. Separate office/hobby space. Flexible rooms that adapt to the way you live, work, and unwind.
Welcome to this Well-maintained 4-large bedrooms and walk in closets, 2.5-bath home with over 2,000 sq ft in Northwest Albuquerque. Master bedroom has views to to the Mountains. Features multiple living areas and an open kitchen with quartz countertops and a kitchen island. All bedrooms upstairs, including a spacious primary suite.Enjoy a paid-off solar system for low electric bills, newer HVAC.Front yard features a mature pomegranate tree; backyard has a cherry and apple tree and a covered patio with no back neighbors.Finished 2-car garage, Water softener loop, no HOA, and convenient access to schools, parks, and major roads .
Well maintained two story home in the gated Orchards community featuring thoughtful updates throughout. Roof and stucco were completed within the last five years, offering added value and peace of mind. The home offers an open and functional layout with abundant natural light, tile flooring on the main level, and new flooring upstairs. Kitchen includes like new appliances and ample storage. Spacious primary suite with remodeled bathroom. Large, beautifully landscaped backyard ideal for entertainment. Community amenities include a pool in a secure gated setting.
Villa Blanca Townhomes, rarely on the Market. Quiet and beautiful neighborhood, spacious area to walk around, and close to shopping and schools. Flooring replaced in the 2 bedrooms, 1 full bath, Large open Family room to private walled back yard.Low HOA dues, stove and refrigerator 2 years old, separate area for washer and dryer, included, pantry--new flooring, in bedrooms.
Daria Derebera
Real Estate Broker in Albuquerque, NM
Similar Searches in Albuquerque
You Might Also Like in Albuquerque
Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.