Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 68 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Welcome home to effortless comfort and vibrant 55+ living located in the desirable Albuquerque Meadows active adult community, this beautifully remodeled 2-bedroom, 2-bath residence offers the perfect blend of style, convenience, and low-maintenance living. Step inside to discover a bright, open interior featuring new Low-E vinyl windows, fresh paint, upgraded LVP flooring, and sheetrock walls that create a warm, modern feel throughout. The thoughtfully redesigned kitchen shines with granite countertops, new cabinetry, and stainless steel appliances--perfect for entertaining friends or enjoying quiet mornings at home. Both bathrooms have been tastefully updated, while a tankless water heater and remodeled exterior siding add comfort and peace of mind. NOW OFFERING OWNER FINANCING!
Welcome to 9225 Mescalero Rd NE in the desirable Northeast Heights. This home has been fully remodeled inside, offering a fresh, modern feel with updated finishes throughout. It features a comfortable layout with plenty of natural light, spacious living areas, a functional kitchen with ample storage, and well sized bedrooms. A second living area provides great flexibility and can be used as a home office, playroom, or additional lounge space. The backyard offers plenty of room to relax or entertain, and both nearby parks are within walking distance.
SLEEK STYLE MEETS FUNCTIONAL DESIGN IN THIS MODERN 2-STORY NE HEIGHTS HOME! Featuring 4 bedrooms and 3.5 bathrooms, this bright open layout showcases high ceilings, wood-look tile, and a stylish kitchen with island, bar seating, and built-in appliances. The downstairs primary suite offers a spa-like bath with double sinks, garden tub, separate shower, and walk-in closet. Upstairs, enjoy both a versatile loft and a spacious flex room--ideal for a second living area, TV room, or guest bedroom--with access to a balcony capturing mountain views. Outside, relax on the covered patio, practice on the putting green, and unwind in your beautifully landscaped yard. Schedule your tour today!
Urban Living at its finest in this hip, modern condo set within a beautifully restored historic bank building. Thoughtfully updated throughout, this stylish unit blends industrial character with contemporary design. Enjoy seamless access with the unit located on the same floor as the parking garage, plus added security with a doorman Mon-Fri. Grab your morning coffee just downstairs, then unwind on your private deck, with both mountain and city views. The versatile upstairs loft offers the perfect space for a home office, gym, or a second living area. Bonus: seller is open to owner financing or paying the buyer's HOA fees for TWO years -- an incredible opportunity to own in the heart of downtown.
TENANT OCCUPIED UNTIL 1/31/27! Must have contract in place to see it in person due to tenancy. Wow! 3rd floor loft with high ceilings, close to downtown living, UNM, hospitals, Rail Runner and much more!! With a tenant already in place, this loft is already generating a cash flow. Enjoy coffee or wine in the courtyard with its beautiful fountain playing its soft music. Large hallways make for a wide-open comfortable feel and with the lockers that come with the loft, there is additional storage space. You really must see this unit to appreciate the charm, character, uniqueness and functionality. This is a great unit and priced to sell for a condo/loft downtown! Did I say Owner Financing?
Move-In Ready on Nearly 1 Acre. Rare opportunity to own this meticulously maintained home located on a sprawling lot in the heart of the South Valley. Thoughtfully refreshed with brand-new energy-efficient vinyl windows and modern durable flooring throughout, offering a bright and efficient interior. The expansive grounds are a true standout, featuring lush, mature landscaping supported by a full automatic sprinkler system--a rare luxury for a lot of this size. Whether you're looking for a private residential sanctuary, or a functional live-work setup, this property delivers. The 4-bedroom/2-bathroom layout provides incredible flexibility, with the blend of modern upgrades and rural tranquility. 2 bonus sheds and appliances stay.
One-of-a-kind custom built masterpiece and less than a yr old, this estate sits on nearly an acre on one of the city's most prestigious streets, showcasing unobstructed Sandia Mountains views. You're welcomed by a gated courtyard, custom-designed front door, open to cathedral ceilings with exposed beams, huge windows capturing stunning views. The kitchen features custom cabinetry, dual oversized islands, and a service pantry. There are 5 private en suites, an office, gym, and spacious laundry room with storage and 6 fireplaces. Resort-style grounds include a pool, spa, cabana, fire pit, pizza oven, built-in grill, lawn, covered and open patios. Nearly 4k SF of garage space with an Rv space and ample storage. C4 control system, wired for an elevator and generator. Luxury at it's best!
A 3-bedroom, 2-bathroom single-family home was reconfigured and converted into two independent studio-style living units. The interior layout was modified to divide the house into two separate sections, each functioning as a small studio apartment.each one with access to a private bathroom. Each unit has its own entrance, allowing occupants to enter and exit without passing through the other unit. It can be converted back to a 3 bedroom 2 Bathroom house if preferred. Owner Financing Available.
$10,000 seller credit & OWNER FINANCING AVAILABLE! Perfectly positioned in Albuquerque's sought-after Sawmill District, this stunning 4-bedroom home delivers the ultimate blend of luxury, location, and investment potential. Soaring tall ceilings, a luxury kitchen with 48'' gas range, built-in bar, and high-end finishes create a space that truly impresses. Designed for modern living with smart-home wiring, energy-efficient systems, whole-home connectivity, outdoor BBQ, and a finished epoxy garage. Steps from Sawmill Market, Old Town, Hotel Chaco, and Hotel Albuquerque - with quick freeway access to Downtown and everything the city has to offer. Luxury upgrades throughout and one of Albuquerque's most desirable location make this the perfect primary residence or high-performing Airbnb.
New Construction Custom New Build located near Old Town & Sawmill Market with plenty of entertainment nearby. This contemporary home features 4 beds 4 baths, loft area, balcony, and custom tile work throughout. The open concept kitchen features Calcutta Quartz and custom cabinetry. 2 master bedrooms, 1 downstairs and 1 upstairs. Low maintenance backyard features custom stamped walkways and patios. Move in ready!
Rarely does a M-1 commercial property of this caliber and versatility become available in the heart of Albuquerque. This expansive 5,357sq ft property delivers outstanding versatility with three warehouse spaces, a secure vault, and flexible office/living areas totaling approximately 2,325+/- sq ft. Designed to support both productivity and comfort, the property features a pond, pool, hot tub, RV site with dump, ample parking, and a dedicated loading and unloading area. Privately situated on a quiet street yet strategically located with convenient access to the Big I, this distinctive property seamlessly blends business functionality with lifestyle amenities--ideal for enterprises seeking space, security, and adaptability. Owner Financing offered!
Cozy, Newly Renovated 1-Bedroom Condo in Gated Tres Caminos!This charming ground-floor unit feels like new with its recent updates and clean, modern look. New Window and sliding door. Located in the secure Tres Caminos community, you'll enjoy quick access to the airport, Nob Hill, Kirtland AFB, the VA Hospital, CNM, UNM, plus great dining and shopping.
MOTIVATED SELLER! Modern Luxury meets North Valley versatility! Fully remodeled in 2025, this 3BR/2BA main home features a sleek chef's kitchen, designer flooring, and a bright, open floor plan. THE STANDOUT FEATURE: A fully updated private 1BR/1BA CASITA--ideal for rental income, a home office, or a guest suite. Newer roof and refrigerated air! Move-in ready with unmatched flexibility in the Near North Valley. Bring all offers and schedule your tour today!
Back on the market! Welcome Home! This stunning 4-bedroom, 3-bathroom home is located in the heart of the NE Heights. Kitchen features white cabinetry, quartz countertops, and stainless appliances. Primary bedroom includes ensuite bathrooms with tiled walk-in shower. Functional split-level floor plan separates bedroom areas from main level kitchen and living space for added privacy. Great location with easy access to local schools, shopping, dining, and entertainment.
Seller financing considered! Approx. 1.4 acres in the desirable North Valley, ideal for farming, homesteading, or cultivation. Property includes a residence, interior grow space, and greenhouse (buyer to verify uses), previously used for cannabis. MRGCD irrigation rights and a domestic well support agricultural use. Flat, usable land offers room for animals, crops, or expansion. Peaceful rural setting just minutes from city conveniences. Front one-acre lot also available for sale.
Experience this rare estate in the highly desirable Bosque Del Acres community! This stunning hacienda/adobe-style property offers top-tier equestrian amenities, exceptional privacy, an in-ground heated pool, a guest home, and more. The main residence features 3 bedrooms, 2 bathrooms, spacious living areas, updated kitchen appliances, and a refreshed primary bath. The guest home provides a 1 bedroom, 1 bathroom floor plan with an updated kitchen perfect for guests. Designed for both comfort and function, the estate includes open space for horses to train, 4 horse stalls with room to expand, a detached 3 car finished garage, and an outdoor kitchen perfect for entertaining. Serene landscaping, and equestrian-ready facilities, this Bosque Del Acres retreat is truly one of a kind.
Great end unit townhome, Home has 3 bedrooms, 2.5 baths, 2 car garage. Home has a big family room upstairs, 20 x 10. this can be a the 4th bedroom. close to shopping. Living room and kitchen area are 28 x 18 together.come and take a look, make this home yours.
AGENTS - Please CALL LA prior to scheduling!! Experience the beauty of New Mexico from this stunning, fully renovated condo in Paradise View Condominiums. Enjoy breathtaking sunrises & the Balloon Fiesta from your private balcony with Sandia Mountains views. The bright & open floor plan features a spacious kitchen island, cozy living room & updated amenities - a newer TPO roof (2022), windows, refrigerated air, & modern flooring throughout. Ideal location near Rust Medical Center, shopping, dining, & just a short distance to Paradise Hills Golf Course or The office. HOA takes care of common areas, roof, stucco,A/C, heating, water, sewer,& trash, giving you peace of mind. All you have to pay is the electric bill! CALL LISTING AGENT for DETAILS!!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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