Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 76 listings in Albuquerque.
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This Northeast Heights home offers incredible potential with three spacious bedrooms, two full baths, and two inviting living areas. Featuring a cozy wood-burning stove and an open layout, the home provides a comfortable foundation ready for your personal touch. The large backyard offers endless opportunities for entertaining, gardening, or expansion. While the property needs some work and updates, it presents a fantastic opportunity for buyers looking to create their dream home in a desirable neighborhood. Conveniently located near schools, shopping, and parks, this home is perfect for those seeking value, space, and the chance to make it their own in one of Albuquerque's most sought-after areas.
Step into this remodeled Nob Hill home filled with charm and fully updated! Great open floor plan. Fresh paint, new kitchen w/stainless steel appliances, all new light fixtures, tiled fireplace, & more! Dining area w/ built in nook. Enjoy the spacious private backyard with a 2 car garage & a Casita! Basement with extra storage. Relax on the front patio with a view. With its prime location near shopping, dining, and the University of New Mexico, this home presents a great opportunity to own in one of Albuquerque's most established neighborhoods. Do not miss your opportunity to call this place your HOME!
Welcome to this charming home offering comfort, space, and thoughtful upgrades in a highly desirable location. Featuring 3 spacious bedrooms, 2 bathrooms, new solar panels, backyard access, and a private bed + bath in the detached garage. This home has many upgrades including new HVAC and windows. Enjoy the convenience of two separate living areas, perfect for entertaining, relaxing, or creating a dedicated home office or playroom. The layout provides flexibility and privacy while maintaining a warm and inviting feel.Tucked away in a peaceful and quiet neighborhood but still minutes from everyday amenities.This home checks all the boxes - space, comfort, tranquility and accessibility. Don't miss the opportunity to make it yours!
Come see this well kept Manufacture home offering 3 bedroom, 2 bath home. Located on a lease land on Hacienda Del Sol. Home offers natural light and nice neutral color palette.
***Seller offering OWNER FINANCING, reach out today to discuss terms***Step into a home that was designed to be experienced. Set in North Albuquerque Acres, this custom property blends privacy, light, and intentional design in a way that feels both elevated and comfortable. The grand entry opens to sun-filled living spaces, while the home naturally wraps around a private courtyard, creating a seamless indoor-outdoor flow that's perfect for quiet mornings or hosting unforgettable nights around the built-in outdoor kitchen and covered patios. Every space has a purpose. A private movie theater featuring a state-of-the-art sound system for nights in. A dedicated area for a home gym. Separate office/hobby space. Flexible rooms that adapt to the way you live, work, and unwind.
9207 Edith Boulevard NE, Albuquerque
PAID SOLAR and located in unincorporated Bernalillo County, this beautifully updated property offers the perfect blend of comfort, functionality, and breathtaking New Mexico scenery. Enjoy incredible Sandia Mountain views and unforgettable Balloon Fiesta skies right from your own property.Situated on approximately 0.78 acres, this spacious home features over 2,600 square feet of living space with room to spread out both inside and out. A fenced corral area, expansive backyard access through a double gate, and versatile outdoor space ready for your vision and lifestyle needs.Inside, the renovated open-concept kitchen shines with stainless steel appliances, granite countertops, stylish tile backsplash, and abundant natural light through.Owner Financing available with 20% down!Please note the pic with horse, is AI generated.
1605 7th Street NW, Albuquerque
Completely Renovated Downtown Home on Nearly 1/4 Acre! Seller Offering $10,000 Toward Buyer's Closing Costs! Wonderful downtown home, completely renovated and positioned on a generous 0.24-acre lot offering space, style, and a prime location. Stylish wood-look laminate floors flow effortlessly throughout the main living areas. A spacious main living area perfect for everyday living. Enjoy a brand-new kitchen with sleek white cabinetry, beautiful granite countertops, stainless steel appliances, and fresh modern lighting throughout. Retreat to the updated owner's suite with brand-new carpet and a stylish en-suite bathroom, complete with a new vanity and a large tile-surround shower. Large yard with backyard access and a storage shed. New electrical service, hot water heater, paint, flooring and HVAC. Offering Owner financing! 20% down! 6% interest payments!
Welcome home to effortless comfort and vibrant 55+ living located in the desirable Albuquerque Meadows active adult community, this beautifully remodeled 2-bedroom, 2-bath residence offers the perfect blend of style, convenience, and low-maintenance living. Step inside to discover a bright, open interior featuring new Low-E vinyl windows, fresh paint, upgraded LVP flooring, and sheetrock walls that create a warm, modern feel throughout. The thoughtfully redesigned kitchen shines with granite countertops, new cabinetry, and stainless steel appliances--perfect for entertaining friends or enjoying quiet mornings at home. Both bathrooms have been tastefully updated, while a tankless water heater and remodeled exterior siding add comfort and peace of mind. NOW OFFERING OWNER FINANCING!
Urban Living at its finest in this hip, modern condo set within a beautifully restored historic bank building. Thoughtfully updated throughout, this stylish unit blends industrial character with contemporary design. Enjoy seamless access with the unit located on the same floor as the parking garage, plus added security with a doorman Mon-Fri. Grab your morning coffee just downstairs, then unwind on your private deck, with both mountain and city views. The versatile upstairs loft offers the perfect space for a home office, gym, or a second living area. Bonus: seller is open to owner financing or paying the buyer's HOA fees for TWO years -- an incredible opportunity to own in the heart of downtown.
$10,000 seller credit & OWNER FINANCING AVAILABLE! Perfectly positioned in Albuquerque's sought-after Sawmill District, this stunning 4-bedroom home delivers the ultimate blend of luxury, location, and investment potential. Soaring tall ceilings, a luxury kitchen with 48'' gas range, built-in bar, and high-end finishes create a space that truly impresses. Designed for modern living with smart-home wiring, energy-efficient systems, whole-home connectivity, outdoor BBQ, and a finished epoxy garage. Steps from Sawmill Market, Old Town, Hotel Chaco, and Hotel Albuquerque - with quick freeway access to Downtown and everything the city has to offer. Luxury upgrades throughout and one of Albuquerque's most desirable location make this the perfect primary residence or high-performing Airbnb.
3821 Commercial Street NE, Albuquerque
Rarely does a M-1 commercial property of this caliber and versatility become available in the heart of Albuquerque. This expansive 5,357sq ft property delivers outstanding versatility with three warehouse spaces, a secure vault, and flexible office/living areas totaling approximately 2,325+/- sq ft. Designed to support both productivity and comfort, the property features a pond, pool, hot tub, RV site with dump, ample parking, and a dedicated loading and unloading area. Privately situated on a quiet street yet strategically located with convenient access to the Big I, this distinctive property seamlessly blends business functionality with lifestyle amenities--ideal for enterprises seeking space, security, and adaptability. Owner Financing offered!
402 Hudson Avenue NW, Albuquerque
MOTIVATED SELLER! Modern Luxury meets North Valley versatility! Fully remodeled in 2025, this 3BR/2BA main home features a sleek chef's kitchen, designer flooring, and a bright, open floor plan. THE STANDOUT FEATURE: A fully updated private 1BR/1BA CASITA--ideal for rental income, a home office, or a guest suite. Newer roof and refrigerated air! Move-in ready with unmatched flexibility in the Near North Valley. Bring all offers and schedule your tour today!
Seller financing considered! Approx. 1.4 acres in the desirable North Valley, ideal for farming, homesteading, or cultivation. Property includes a residence, interior grow space, and greenhouse (buyer to verify uses), previously used for cannabis. MRGCD irrigation rights and a domestic well support agricultural use. Flat, usable land offers room for animals, crops, or expansion. Peaceful rural setting just minutes from city conveniences. Front one-acre lot also available for sale.
1504 N Lucyle Place NW, Albuquerque
Experience this rare estate in the highly desirable Bosque Del Acres community! This stunning hacienda/adobe-style property offers top-tier equestrian amenities, exceptional privacy, an in-ground heated pool, a guest home, and more. The main residence features 3 bedrooms, 2 bathrooms, spacious living areas, updated kitchen appliances, and a refreshed primary bath. The guest home provides a 1 bedroom, 1 bathroom floor plan with an updated kitchen perfect for guests. Designed for both comfort and function, the estate includes open space for horses to train, 4 horse stalls with room to expand, a detached 3 car finished garage, and an outdoor kitchen perfect for entertaining. Serene landscaping, and equestrian-ready facilities, this Bosque Del Acres retreat is truly one of a kind.
Great end unit townhome, Home has 3 bedrooms, 2.5 baths, 2 car garage. Home has a big family room upstairs, 20 x 10. this can be a the 4th bedroom. close to shopping. Living room and kitchen area are 28 x 18 together.come and take a look, make this home yours.
AGENTS - Please CALL LA prior to scheduling!! Experience the beauty of New Mexico from this stunning, fully renovated condo in Paradise View Condominiums. Enjoy breathtaking sunrises & the Balloon Fiesta from your private balcony with Sandia Mountains views. The bright & open floor plan features a spacious kitchen island, cozy living room & updated amenities - a newer TPO roof (2022), windows, refrigerated air, & modern flooring throughout. Ideal location near Rust Medical Center, shopping, dining, & just a short distance to Paradise Hills Golf Course or The office. HOA takes care of common areas, roof, stucco,A/C, heating, water, sewer,& trash, giving you peace of mind. All you have to pay is the electric bill! CALL LISTING AGENT for DETAILS!!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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