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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 802 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Discover the historic charm of this 1906 gem tucked away in a quiet cul-de-sac, offering a rare sense of privacy in the heart of Albuquerque. This hidden treasure blends original character with modern comfort, featuring real wood floors, artistic touches, stainless steel appliances, and an updated kitchen. Subtle Southwestern appeal adds warmth and personality throughout, creating a unique atmosphere that feels both timeless and creative. A sizable basement provides valuable extra storage, adding function to its cozy, intentional layout. With convenient access to shops, dining, parks, and downtown amenities, this home perfectly balances charm, comfort, and location. Albuquerque's true ideal retreat with its own distinctive character.

3
BEDS
1
BATHS
1,161
SQFT
0.17
ACRES

House in the UNM area! Nicely remodeled home in a well-established neighborhood. This 3-Bedroom home has new tile and upgraded original wood floors throughout. 2 separate living areas, compliment the open kitchen that has butcher block countertops and newer stainless-steel appliances. There is plenty of cabinet space with pull out spice racks and pantry. Very large lot that has back yard access available. Deep 1 car garage heat and A/C.

3
BEDS
2
BATHS
1,846
SQFT
0.18
ACRES
$665,000
-20,000$ 03/07

Tree-lined lanes lead to this secluded South Valley mini-ranch on 1.65 acres located just east of the Bosque! One level, four bedrooms, three bathrooms & 3-car garage + gated drive, basketball court & pipe-fence corral. Spacious floorplan with sunken living room, formal dining room, kitchen with breakfast nook, and family room with fireplace. Additionally there is a huge heated rec room with brick floor & woodstove + adjacent sun room. Primary suite has fireplace, big bathroom & 2 walk-in closets. Lots of skylights, ceiling fans & other nice touches . Recent roof. City water.

4
BEDS
3
BATHS
4,151
SQFT
1.65
ACRES

Welcome to this inviting 3-bedroom, 2-bath residence situated on a generous lot. The standout feature is the oversized yard with three separate access point, offering convenience and flexibility for vehicles, storage and entertaining. Potential garage to living space conversion opportunity. A property with space, access, and opportunity all in one!

3
BEDS
2
BATHS
1,285
SQFT
0.2
ACRES

Extensively remodeled and permitted, this rare 5-bedroom, 4-bath home offers approx. 2,436 sq ft of thoughtfully designed living space with a private casita and heated saltwater pool, all on a large corner lot in one of Albuquerque's most coveted neighborhoods, where homes rarely come available. The main home blends original charm with modern upgrades, featuring hardwood floors, plaster crown molding, custom tile work, and a stunning kitchen with Quartz countertops, island, custom solid-wood soft-close cabinetry, black stainless appliances, and Marmoleum flooring. Major upgrades include low-E windows and doors, added insulation, thick-gauge metal roof, synthetic stucco, updated electrical, and refrigerated air with smart thermostat.

5
BEDS
4
BATHS
2,436
SQFT
0.18
ACRES

Sitting on 1.6 private acres, this Four Hills estate offers 5 bedrooms plus a full casita with its own living room & kitchenette. Enjoy 1,500+ sq ft of garage space w/ a pull-through bay to the back lot. The backyard features a resort-style pool w/ automatic cover & diving board, large covered patio, real grass, basketball court, mature trees, & areas to relax or entertaining. Inside, the updated granite kitchen with double ovens & butcher block island opens to a spacious layout with/ wood floors, tons of storage, luxurious primary suite w/ a huge walk-in closet, game room with a retro bar, & large laundry room. Recent updates include roof, electrical panel, an HVAC system, driveways, pool deck, carpet, paint, & more. Minutes from The Canyon Club, Kirtland AFB, shopping, & hiking!

6
BEDS
4
BATHS
5,116
SQFT
1.6
ACRES

Experience life in the active 55+ gated Del Webb Mirehaven community. Residents enjoy a 10,000+ sq.ft. amenities center with a full fitness facility, movement room, heated pool, year-round hot tub, and courts for tennis, pickleball, and bocce ball. A monthly calendar offers activities ranging from Restorative Yoga and Walking Groups to Mah Jong and more, keeping neighbors engaged and connected. With the airport just 20 minutes away and medical facilities nearby, convenience is part of everyday living. This home offers over 2,000 sq.ft., wall-to-wall tile, an open kitchen with island, stainless steel appliances, cooktop, covered porch, low-maintenance landscaping and an independently tested Rhino(r) whole house water filtration system. Request the 360 degree video. Schedule a tour today!

2
BEDS
2
BATHS
2,087
SQFT
0.2
ACRES

Cozy Home Conveniently Located Minutes away From The Airport, FreeWays, Downtown and Major Shopping Centers. Backyard access, 2 car detached garage and much more.

3
BEDS
1
BATHS
990
SQFT
0.16
ACRES

One of Albuquerque's most historic houses on the market for the first time EVER!Original family of the original owners/builders have kept it since the construction in 1897. The house, and then accompanying Mercantile store, were the very beginning and gateway into Albuquerque's Historic Sawmill & Industrial district and continuing on to Old Town Albuquerque! This 2 bedroom, 2 bathroom home was redone and expanded in the late 1980's, and again recently, only to keep up with modern amenities and safeties. The home has so many original touches historic all in their own regard and beautifully kept together. The second dwelling, old Mercantile shop, has been converted to an artists dream studio. With huge potential and a historic past, this property has it all!

2
BEDS
2
BATHS
2,373
SQFT
0.54
ACRES

3 Bedrooms | Covered Front Porch & Back Patio | Level 2 Granite Countertops | Overhead Garage Storage | Dining Room Buffet Cabinets 🏡Come home to charm and comfort in this thoughtfully designed 3-bedroom home located in the heart of Mesa del Sol - M4. With both a covered front porch and a shaded back patio, this home is built to enjoy the beauty of New Mexico weather year-round.

3
BEDS
2
BATHS
1,523
SQFT
0.1
ACRES

Easy Living, Bright Design - Your Mesa del Sol Retreat Awaits2 Bedrooms | 2 Bathrooms | Covered Front Porch & Back Patio | Level 2 Quartz Countertops | Garage Overhead Storage + Keypad EntryStep into cozy, low-maintenance living with this beautifully crafted 2-bedroom, 2-bathroom home located in the heart of Mesa Del Sol - M4. With both a covered front porch and covered back patio, this home offers the perfect setup to enjoy New Mexico's sunshine from sunrise to sunset.

2
BEDS
2
BATHS
1,266
SQFT
0.1
ACRES
$349,000
-11,000$ 03/31

Discover your dream home in a prime location! This spacious 4-bedroom, 3-bath residence is a true gem featuring all new LVP flooring, fresh paint, and plush new carpet upstairs. With two primary suites one conveniently located on the main level and another upstairs with a newly redone private balcony this home is ideal for flexible living arrangements.The well-appointed kitchen offers generous workspace, while the large driveway and expansive backyard with patio create the perfect setting for entertaining and everyday living. Enjoy the added benefit of SOLAR for lower electric bills.Perfectly situated near freeway access, shopping, and parks, this home combines comfort, convenience, and value.

4
BEDS
3
BATHS
1,937
SQFT
0.22
ACRES

Fantastic Brick Home features Abundant Upgrades & Recent Updates! Soaring Ceilings in Spacious Living Room boasts a Dramatic 2-story Brick Fireplace & Built In Bookcase! LR is Open to Formal Dining W/New Chandelier! Main Level offers Engineered Hardwood Flooring! Decorator Tile floors in Kitchen & Baths! Sunny Kitchen Boasts Lots of Cabinets! Gas Cooktop+SS Appliances! Inviting Breakfast Nook with Access to Dine Outdoors! Large Covered Patio! Water Feature! Main Level Owner's Suite offers Large W/I closet! Relax in the Garden Tub! 10x20 Bonus Flex Room-Home Office or 4th BR! Upper Level offers Dual Living space with a 14x18 Huge Loft Living area! View Deck! 2 BRs with W/I closets! Fresh Paint! New Carpet! Decorator Lighting! Seller will contribute $7500 to Buyers Closing Costs!

3
BEDS
3
BATHS
2,251
SQFT
0.14
ACRES

Beautiful gated community of Oxbow North awaits! Exceptional custom home has so much architectural character. Large open living areas with raised ceiling invite you in to a tranquil place. 2 way fireplace joins the multiple living areas. Kitchen is a chef's dream. Subzero refrigerator, built in oven, electric AND gas cooktops. Rich cabinetry with upgraded granite counter tops, island with veggie sink, and separate hidden refrigerator drawers. Keep cozy warm with both CFA and radiant heat. Primary suite has 2 way fireplace with sitting area, & large hot tub in adjoining room. Luxurious bath with jetted tub & separate shower. HUGE loft, flex room for 5th BD, plus workout space. VIEWS w/2 large balconies! 15+ fruit trees & outdoor grill. Close to schools and shopping. Secure cul de sac.

4
BEDS
4
BATHS
4,934
SQFT
0.19
ACRES
$310,000
-15,000$ 02/27

3
BEDS
2
BATHS
1,287
SQFT
0.23
ACRES

Welcome to your new home nestled in the heart of the South Valley between the Bosque and Isleta Blvd. This three bedroom, one bath home has two living areas and a large kitchen with a detached garage, down a cul de sac road.New roof main house 2015 and garage 2024. Water heater replaced 2025. New swamp cooler 2024. New heater 2025. Electrical breaker box updated 2019. Dishwasher installed 2024. New tile for kitchen 2023. New floor in family room & laundry room 2023 and floor in living room 2009. Garage door installed 2018. Bathroom vanity/mirror and light updated 2024. Move in ready!

3
BEDS
1
BATHS
1,565
SQFT
0.13
ACRES

Beautiful move-in ready, 1 owner home on a spacious interior corner lot with access to walking trails! Large eat-in kitchen overlooks main living area and has a corner pantry and bar seating. The main living room is large enough to entertain or relax by the cozy gas fireplace. Versatile living spaces throughout the home offer endless possibilities--formal dining room, home office, library, hobby/craft space, workout room, playroom, or art studio. Two refrigerated air units help keep you cool; the leased solar system keeps utility costs affordable year-round. Brand new LVP flooring makes cleaning easy. The wonderfully landscaped backyard is spacious enough for entertaining, gardening, or relaxing under the covered patio. Upstairs, the large primary suite features a space to relax & read.

4
BEDS
3
BATHS
2,773
SQFT
0.17
ACRES

Welcome to your dream home! Enjoy a fresh, inviting atmosphere with high ceilings, brand-new carpet on stairs and bedrooms, fresh paint, and a New Cooling unit. Worry-free living with a newly installed roof, ensuring durability and peace of mind for years to come. The exterior features well-planned landscaping that enhances curb appeal and creates a peaceful outdoor space with a gas stub-out. 2.5 Car garage, Ample space for vehicles and storage, perfect for hobbyists or families needing extra room. Two full laundry areas, one upstairs and one downstairs, make household chores a breeze, providing flexibility and efficiency. Unwind in the master bathroom's spa tub, perfect for relaxing after a long day with a separate shower.

3
BEDS
3
BATHS
1,685
SQFT
0.11
ACRES
$500,000
-20,000$ 03/17

Fabulous single story home with 3 Bedrooms, plus an office AND a bonus room. Could be 5 Bedrooms if desired. All tile through out except for carpet in the bonus room. Nice kitchen with granite, SS appliances including 5 burner cooktop, and lots of cabinets is open to the great room. Primary bedroom has en suite bathroom with jetted tub and double sink granite counters. Secondary bedrooms are generous with their own walk in closets. Refrigerated air, tankless water heater, double garage doors, tile roof are just some of the amenities. Backyard is quiet and low maintenance.In a subdivision with a community pool!!!

3
BEDS
3
BATHS
2,721
SQFT
0.18
ACRES

This charming 3-bedroom, 2-bath brick home is located in a quiet, well-kept neighborhood. Inside, you'll find beautifully refinished hardwood floors and freshly painted interiors that create a bright, welcoming atmosphere throughout. The kitchen features a brand-new range and dishwasher. Additional updates include new garage doors, new bathroom and bedroom doors, new light fixtures in den and kitchen.

3
BEDS
2
BATHS
1,808
SQFT
0.17
ACRES

Discover refined living in this exceptional 2 story townhome with sweeping views of the mountains and city lights. The welcoming front courtyard adds a tranquil touch & enhances privacy. 3 bedrooms, 2.5 bath layout provides ample room for all. Rich, warm paquet wood floors. Large great room with beams, fireplace and sun filled spaces with large windows to capture the views. Newer HVAC, water heater, TPO roof, Trex decking., Pella Door. Designed for comfort and perfectly blends indoor a and outdoor living with its private entry. Ideally located, just moments from hiking /walking paths also shopping in dining, Charm and style meet right here.

3
BEDS
3
BATHS
2,003
SQFT
0.06
ACRES
$510,000
-15,000$ 03/29

Beautifully updated and meticulously maintained, this home welcomes you with a split-faced block wall, fresh landscaping, and a full front and back sprinkler system. Inside, enjoy elegant tile flooring, refreshed carpet, and beautifully redesigned bathrooms with updated vanities. The living area features a redesigned fireplace with a sleek quartz threshold. Two refrigerated air units ensure year-round comfort. The backyard is an entertainer's retreat with a spacious patio, outdoor kitchen, and new outdoor curtains. The sparkling pool has been renewed with a 2021 liner and 2023 cover. Additional upgrades include a newer water heater, microwave, and washer/dryer.

4
BEDS
3
BATHS
2,290
SQFT
0.16
ACRES
$315,000
-10,000$ 03/11

This 1,887-sq-ft home offers two spacious living areas and a dedicated office, perfect for work or relaxation. Recent interior updates include stylish tile flooring throughout and upgraded windows. A durable metal roof replaced 4 years ago and combo AC unit provide comfort and efficiency. Outside, a block wall surrounds the backyard for added privacy. Move-in ready with thoughtful improvements throughout, this home blends comfort, convenience, and modern appeal.

4
BEDS
2
BATHS
1,887
SQFT
0.14
ACRES

Discover this charming four-bedroom home located in a peaceful Ventana Ranch cul de sac, perfect for families seeking a welcoming community. The spacious loft offers additional living space, while the upstairs bathrooms have been updated with new floors for added comfort. A beautifully renovated master bathroom adds a touch of elegance. The backyard features a covered patio and artificial grass, allowing for easy outdoor enjoyment. The well-appointed kitchen includes a new dishwasher and appliances less than 10 years old. With parks conveniently located across the street, this location is ideal for outdoor activities.

4
BEDS
3
BATHS
2,335
SQFT
0.11
ACRES

Spectacular Mountain & Golf course Views! This bright stunning 5 Bedroom 3 bath home is situated on the golf course. Gorgeous kitchen is open to great room & dining area and features large center island. 3 Refrigerated air and heating units. TPO Roof was redone in 2022. Hard wood and brick flooring. Paid for Solar keeps utilities low. This tri-level home with a beautiful pool is great for entertaining. Large windows and skylights. Ceiling fans in every room. 2 fireplaces. R/O water system. Navien on demand hot water heater. Ecowater water softener. Extra large garage. Possible in-law suite or rental potential with lower level quarters. Even has a laundry chute! Views! Make this your home!!

5
BEDS
3
BATHS
4,518
SQFT
0.41
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.