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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 798 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Beautifully updated, movie in ready 2BR/2BA townhome features a cozy living room with hardwood floors, wood burning fireplace, built in bookshelf and covered balcony. The kitchen offers hickory cabinets, granite countertops, stainless steel appliances, and tile flooring. Primary suite includes a large walk in closet, walk in shower, new vanity and fixtures; hall bath also updated. Major improvements include: New roof in 2022, new windows and sliding door, new security door, newer water heater and attic insulation (anti rodent/insect), new garage door panels, and high end washer/dryer. Bonus water treatment/filtration system for showers including water softener. Attached finished garage with shelving and storage. Garden space! HOA covers water sewer trash building exterior swimming pool!

2
BEDS
2
BATHS
1,232
SQFT
0.03
ACRES

Located in the gated community of Westcliff, this 3 bedroom, 3 bathroom end unit townhome hosts sunrise views over the mountains, catch an occassinal hot air balloon floating over the valley , or see the sparkling lights of Albuquerque. Community HOA includes pool, clubhouse, direct access to the bosque nature trails, and some utilities.Entertain in or enjoy the spacious great room, while sipping your favorite beverage in front of the fire place. Recent improvements include roof, refrigerated air(2020), paint and carpet(2025). This home is close to shopping, nature trails, and just a ''hop, skip, and a jump'' from interstate access. Don't miss out on this gem!

3
BEDS
3
BATHS
1,596
SQFT
0.04
ACRES

Tucked away in the heart of the North Valley, this charming 2-bedroom home blends cozy comfort with thoughtful modern updates. A spacious front patio invites you to slow down and enjoy your morning coffee or unwind in the evenings, while the generous yard offers flexibility for entertaining, gardening, or simply soaking up the outdoors. Inside and out, recent upgrades add peace of mind, including a tankless hot water heater and new electrical panel installed in 2025, plus a durable metal roof just five years old. With its warm character, smart improvements, and convenient location, this special home is a must-see for anyone looking for comfort, value, and easy living.

2
BEDS
1
BATHS
964
SQFT
0.12
ACRES

Nice Property with lots of updates in a well stablished neighborhood and a dead end street with not much traffic. Inside floor plan was modified to make it a 3 bedrooms 2 baths with new flooring, new paint, new closets, new kitchen and bath cabinets, granite countertops, new mini splits for all year round comfort.Back yard access and 2 storages...A must see property. move in ready!Some cleaning and outside repairs underway.

3
BEDS
2
BATHS
1,242
SQFT
0.16
ACRES

Check out this Charming three-bedroom, two-bath home located near UNM with two spacious living areas offering flexibility for entertaining, relaxing, or a home office setup. Recent updates include a newer roof, water heater, swamp cooler, and some updated windows, updated electricity and water main adding comfort and peace of mind. Nestled in a friendly neighborhood with convenient access to parks, schools, shopping, and major roadways, making commuting around Albuquerque easy and efficient. A great opportunity in a well-established area.

3
BEDS
2
BATHS
1,808
SQFT
0.15
ACRES

Welcome home to this show-stopping single-level beauty in sought-after Petroglyph Estates, and yes, there's NO HOA telling you what to do! Sitting proudly on an oversized 1/3+ acre lot, this property delivers privacy, room to roam, and scenic views from both the front and backyard. With 4 bedrooms, 3 baths, and a 3-car garage, this home was made for living large. The open floor plan feels airy and inviting with tall ceilings, abundant natural light, plank tile flooring, and a gorgeous custom stone fireplace that's ready for cozy nights in. Calling all foodies and entertainers -- the chef's kitchen is ready for action! Stainless steel appliances, a large island with bar seating, custom cabinetry, extended buffet space, and a built-in wine fridge. The spacious primary suite is your personal

4
BEDS
3
BATHS
2,742
SQFT
0.37
ACRES

Fantastic Deal! Tons of recent updates and repairs. 4 bedrooms, 3 baths, plus a bonus room with a private entrance (not included in sqft or room count). This stunning residence has undergone impressive updates and provides ample space for entertaining, and creating memories. As you step inside, you'll be greeted by fresh paint and stylish fixtures that complement the beautifully updated bathrooms and remodeled kitchen, featuring elegant granite countertops, modern cabinetry, and high-quality stainless steel appliances. Step outside to your serene back patio adorned with lush grapevines and fruit trees. Situated on .26 acres w/backyard access, and conveniently located near schools, shopping, and the picturesque foothill trails. This is truly a unique gem in the heart of NE Albuquerque!

4
BEDS
3
BATHS
1,862
SQFT
0.26
ACRES

Stunning 2023 New Build by Twilight Homes in Prime North Valley Location!Welcome to this beautifully designed 3-bedroom, 2-bath home built in 2023 by Twilight Homes, offering modern finishes, thoughtful layout, and exceptional craftsmanship. Located on a quiet cul-de-sac in a highly desirable NW Albuquerque area, this home provides easy access to major highways, shopping, dining, and North Valley amenities.The open-concept living space is filled with natural light and features contemporary design elements perfect for both entertaining and everyday living. The kitchen flows seamlessly into the living and dining areas, while the spacious primary suite offers comfort and privacy with a well-appointed en-suite bath. Two additional bedrooms provide flexibility for guests, office

3
BEDS
2
BATHS
2,071
SQFT
0.13
ACRES

Welcome to Uptown! This stunning 4-bedroom, 3-bathroom home is located in the heart of Albuquerque. Kitchen features white cabinetry, quartz countertops, and stainless appliances. Primary bedroom includes ensuite bathroom with tiled walk-in shower. Functional split-level floor plan separates bedroom areas from main level kitchen and living space for added privacy. Great location with easy access to local schools, shopping, dining, and entertainment.

4
BEDS
3
BATHS
2,244
SQFT
0.16
ACRES

Perfectly positioned near the Botanical Garden and Aquarium, this beautifully updated residence offers the ideal blend of style and location. The heart of the home features a sleek, modernized kitchen complete with premium granite countertops, newer cabinetry, and elegant tile flooring. Both the stainless-steel stove and refrigerator are included to make your move seamless. Retreat to a spa-inspired full bathroom showcasing custom tile work, a contemporary vanity, and designer finishes. Plus, discover incredible versatility in the expansive utility room--with a generous offer, the washer and dryer stay, and this massive space is ready to be transformed into your dream home office, game room, or a private third bedroom.

2
BEDS
1
BATHS
1,507
SQFT
0.14
ACRES

Stunning Ventana Ranch home on a corner lot with backyard access. Featuring an open floor plan with a large downstairs living room and gas fireplace. Spacious kitchen offers granite countertops, stainless steel appliances, and a kitchen island. Upstairs includes a generous primary bedroom with walk-in closet, three additional bedrooms, plus a versatile loft. Enjoy the large backyard with covered porch, ideal for outdoor use. Roof replaced approximately 18 months ago and refrigerated air conditioning throughout. Convenient Ventana Ranch location.

4
BEDS
3
BATHS
2,238
SQFT
0.15
ACRES

Turn-key ready home for sale! Over $20k worth of repairs and recent updates has been completed in this immaculately cared for home in the coveted Montecito Estates! This cherished 3 bed 2 bath home has high ceilings, fully repainted interior, new flooring in two bedrooms, updated landscaping and irrigation, new water heater, new garbage disposal, newly stained kitchen cabinets, new laminate flooring in bedrooms, and all new light fixtures inside and outside the home. The attached 2-car garage located in the back of the home adds convenience and discretion. Enjoy the community amenities such as pools and parks, stunning views of the Sandia Mountains, and connecting access to miles of walking trails! The dining table, entertainment center, area rugs, TV, and yard tools to convey.

3
BEDS
2
BATHS
1,227
SQFT
0.11
ACRES

Located in a prime Rio Grande setting just minutes from Old Town Albuquerque, the BioPark, and the Nature Center, this beautifully updated home offers both convenience and privacy. A walled and gated courtyard welcomes you onto an expansive 8,712 sq ft lot, professionally landscaped with irrigated, and drought-tolerant plantings. Inside, enjoy light-filled open living spaces, oak hardwood floors, refrigerated air, and a thoughtfully updated kitchen and bathroom. The HOA also provides access to a charming casita for a nominal fee--ideal for hosting visiting family and friends. A rare combination of location, privacy, outdoor space, and modern updates.

2
BEDS
1
BATHS
864
SQFT
0.2
ACRES
$379,900
-20,000$ 03/18

Motivated Seller!!! Large Price Reduction!Welcome to this Charming single story home! Don't wait, this is like new.This 3 bedrooms, 2 bath, 2 car garage comes with a spacious living room open to kitchen with the island. The kitchen features the quartz countertops, island and stainless steel appliances. High-efficiency HVAC, tankless water heater, low maintenance landscaping, covered patios. Community parks, walking trails & swimming pool More...

3
BEDS
2
BATHS
1,641
SQFT
0.09
ACRES

CHARMING 3 bed 2 bath home with a Casita attached to home!! Step into this home and you will find two living areas for relaxing and entertaining. The kitchen comes equipped with all the appliances for cooking your favorite meals. The master bedroom is spacious and comes with a double sink and full bathroom. Stepping into the sunroom you will find the entrance to the Casita. In the casita is a full kitchen, living area, one bedroom and a full bathroom. This home has a lot to offer and you won't want to miss out on it. Call today!

3
BEDS
2
BATHS
1,608
SQFT
0.24
ACRES
$269,000
-2,000$ 03/30

Cutest kitchen on the planet in a perfect adobe starter home in the Sawmill district. Property has upgraded electric service, split system heating and cooling, and built-in water filtration. All this in a comfortable ambient setting right behind the Sawmill Market. Bring all offers.

2
BEDS
1
BATHS
858
SQFT
0.08
ACRES

This home has an open floorplan, great natural light, living room plus a den. Large country style kitchen, with island and a pantry. On top of the 3 spacious bedrooms you will also find a private office, that can easily be converted into a 4th bedroom if desired. You do not want to miss out on this gem!!

3
BEDS
2
BATHS
1,779
SQFT
0.1
ACRES

Open House Saturday, April 4 from 10-12! A brand new TPO roof offers a fresh start and peace of mind. Tucked in a convenient location near restaurants and just minutes from the interstate (without the noise), this 2-bedroom, 1-bath townhome is full of potential. With a little TLC, this home can truly shine. Enjoy a small backyard and a charming courtyard--perfect for morning coffee, a quiet retreat, or creating your own special space. Whether you're starting out or starting fresh, this is an opportunity to build something meaningful and make it your own.

2
BEDS
1
BATHS
1,051
SQFT
0.05
ACRES

A thoughtfully arranged residence offering 2 bedrooms and 2 bathrooms with an attached 1-car garage. Interior spaces receive consistent natural light, creating a bright foundation within a compact and efficient layout that is easy to adapt and redesign over time. The home's size allows for manageable customization, with existing features providing flexibility for updates and improvements at a comfortable pace. Conveniently located near North Domingo Baca Park, Ventana Ranch Park, and shopping and dining along Paseo del Norte and San Mateo Boulevard, with access to major routes serving the Albuquerque area.Seller is Secretary of Veteran Affairs. Sold AS IS. Rm size and HOA fees are approximate.

2
BEDS
2
BATHS
1,123
SQFT
0.03
ACRES

Well-maintained home in a desirable NW Albuquerque location featuring a newer roof, furnace, and hot water heater for added peace of mind. The kitchen has been refreshed with updated countertops, offering a clean and functional space for everyday living. This property provides a solid blend of comfort and reliability with major systems already upgraded. Conveniently located near shopping, dining, parks, and easy access to main roads. A great opportunity for an owner-occupant or investor looking for a move-in ready home with key updates already completed.

3
BEDS
1
BATHS
1,106
SQFT
0.16
ACRES

Welcome to Loba Luna Retreat - A Timeless North Valley Oasis! Nestled privately off 4th Street in the serene heart of Albuquerque's historic North Valley, this extraordinary property invites you to turn your dreams into reality. Revered as a beloved Bed and Breakfast (on and off since the 1960s), Loba Luna has welcomed and enchanted thousands of visitors over the decades, offering a peaceful escape amid New Mexico's iconic landscapes. Step inside to discover authentic Southwest charm at every turn. The spacious 5-bedroom, 8-bathroom home (4 ensuites) features classic adobe walls, warm brick floors, traditional Saltillo tile, exposed beam ceilings with hand-hewn vigas, cozy bancos, and beautiful maple cabinetry throughout. The expansive dining room accommodates up to 50 guests.

5
BEDS
8
BATHS
5,594
SQFT
1
ACRES
$360,000
-10,000$ 03/07

This lovely 4 bedroom, 3bath townhome has a bright open floor plan with a large greatroomKitchen is highlighted by stainless appliances and granite counter top and dining area. Upstairs has a spacious primary suite with a private balcony, large walk-in closet, bath with dual sink vanity, garden tub and separate shower. Two additional bedrooms and bath upstairs. Fourth bedroom and bath on main level, ideal for guests or in-laws. Home has quick access to Kirkland Air Force Base and Sandia National Labs.

4
BEDS
3
BATHS
1,947
SQFT
0.07
ACRES

Cozy single-story adobe home in a prime location near downtown Albuquerque with quick access to I-25. Restored classic adobe in a historic neighborhood featuring two spacious bedrooms and an open, light-filled kitchen and dining area. Tasteful renovations and high-quality luxury vinyl plank flooring enhance the home while preserving its original charm. Recent upgrades include a modern cooling system, updated electrical service panel, new power board, new TPO roof on the garage and storage room, and a new metal roof on the rear extension. Enjoy a shaded deck surrounded by mature trees, plus a detached garage and convenient parking. Low utilities and minimal maintenance. Move-in ready and ideal as a starter home or investment-previously a successful traveling nurse rental with strong returns

2
BEDS
1
BATHS
846
SQFT
0.16
ACRES

$20K PRICE REDUCTION!! Spring into action and make this one yours to call home. Cute patio home in the NE Heights! This 1,300-sq-ft home offers 2 bedrooms and 2 baths with prior renovations that include granite countertops and stainless steel appliances. The open-concept floor plan is ideal for everyday living and entertaining, while the living room features a charming kiva fireplace for added warmth and character. Enjoy outdoor living in the covered patio and front courtyard, both completely walled for privacy--perfect for relaxing or hosting guests.

2
BEDS
2
BATHS
1,300
SQFT
0.08
ACRES
$725,000
-10,000$ 04/03

Brand new, never lived in Pulte home. Enjoy brand new appliances, new carpet, new A/C, new tank-less hot water heater, and so much more. Spacious 5BR, 3BA home with downstairs owner's suite, large loft with balcony, and bonus game room. Perfect layout for comfort, entertaining, and family fun!

5
BEDS
3
BATHS
3,481
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.