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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 824 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to your dream oasis in the heart of Albuquerque! Over $250k in updates/improvements (installed garage/power, new washer/dryer, all new appliances, gutted kitchen, remodeled most bedrooms/bathrooms, 2 new roof HVAC systems, new stucco on house and studio, and much more!) This stunning Pueblo-style home is nestled on over half an acre of serene desert landscape, offering both privacy and breathtaking views. Step inside to discover a blend of timeless elegance and modern comfort. Featuring two primary suites, this residence offers unparalleled flexibility and convenience--ideal for guests or multi-generational living. Each suite serves as its own private retreat with ample space and luxurious amenities. Schedule a tour today!

3
BEDS
3
BATHS
2,233
SQFT
0.6
ACRES

Welcome to this spacious and well-maintained 4 bedroom home in uptown Albuquerque, featuring versatile living spaces and desirable updates throughout. This home offers original wood flooring, ceramic tile and LVP flooring for easy maintenance and modern appeal. Enjoy two separate living areas plus a large game room, providing plenty of space for entertaining, relaxing, or working from home.The kitchen is highlighted by beautiful granite countertops and functional workspace for everyday living. A newer roof adds peace of mind, while the backyard access offers convenience for additional parking, recreational vehicles, or outdoor projects. Enjoy the nicely sized backyard with a partial covered patio--perfect for outdoor dining, gatherings, or enjoying New Mexico evenings year-round.

4
BEDS
2
BATHS
2,785
SQFT
0.22
ACRES

Tucked into one of Albuquerque's most welcoming neighborhoods, this distinctive split-level home offers warmth, creativity, and spaces designed to bring people together. The main living area features a sunken fireplace conversation space with seating for up to 12, while the open kitchen keeps everyone connected during gatherings. An oversized kitchen window frames views of the peaceful backyard pond and mature trees. Creative details are found throughout, including beamed ceilings, custom lighting, and handcrafted front doors and backyard gates designed by Emmy Award-winning set designer Dahl Delu. Solar (to be paid off at closing) helps keep electric costs remarkably low. Recent updates include dual HVAC systems, a 2017 TPO roof, and a water heater replaced in 2025.

4
BEDS
4
BATHS
3,168
SQFT
0.3
ACRES

Beautiful home 4 bedroom 2 bathroom, in the heart of the South Valley. many recently upgrades remolded kitchen, flooring and bathrooms . HUGE den and covered patio perfect for your family gathering.

3
BEDS
2
BATHS
1,956
SQFT
0.15
ACRES

Move-in ready townhouse on Albuquerque's desirable West Side featuring a beautifully landscaped backyard perfect for relaxing or entertaining. This well-maintained home offers an open floor plan, abundant natural light, spacious bedrooms, and modern finishes throughout. The kitchen includes ample cabinet space and flows seamlessly into the living and dining areas. Enjoy low-maintenance living with easy access to shopping, dining, parks, and major commuter routes. The private backyard oasis includes mature landscaping, patio space, and room to entertain. A perfect blend of comfort, convenience, and charm.

3
BEDS
3
BATHS
1,594
SQFT
0.09
ACRES

Brilliantly engineered, stylishly modern & charmingly vintage! 806 Hermosa Dr is ALL of those things in a fantastic location on Hidden Park, complete with 2-car garage & east-facing cov patio for shady afternoons. Solid masonry construction with hot water baseboard heat, triple-pane thermal windows, inlaid herringbone hardwood floor, designer paint, cedar closet, ceiling fans & more! Spacious living room with gaslog FP; adjacent dining room; kitchen with custom cabinets, pantry & gas cooktop; 2 bedrooms; 2 1/2 baths; finished basement with 2nd fireplace. Pristine crawlspace with all piping cataloged as to their purpose. Front yard landscape by Judith Phillips. Backyard with colorful wall murals opens directly to the park. Transferrable ABCWUA credit. Thoroughly unique and eminently livable!

2
BEDS
3
BATHS
1,535
SQFT
0.14
ACRES

Beautifully maintained 3-bedroom, 2-bath home offering 1,354sq ft in a desirable Northwest Albuquerque location. This move-in ready home features a bright and spacious open floor plan with vaulted ceilings, seamlessly connecting the kitchen and living room to create the perfect space for entertaining and everyday living. Recent upgrades include new refrigerated air installed in 2025, refreshed front and backyard landscaping, updated outdoor lighting, and a beautifully maintained backyard with new grass and automatic irrigation systems. Pride of ownership shines throughout this charming home.

3
BEDS
2
BATHS
1,354
SQFT
0.13
ACRES

This well maintained home is move in ready and is a must see! The open floor plan leads to the outdoor space which is great for entertaining and fully landscaped. This Paul Allen home is Green/energy efficient including Energy Star appliances and a tankless water heater.

3
BEDS
2
BATHS
1,409
SQFT
0.13
ACRES

Unique and versatile property perfect for multi-generational living or rental potential! The main home features 4 bedrooms, 2 full bathrooms, a spacious living room, and an updated kitchen with new cabinets, quartz countertops, stainless steel appliances, separate dining area, and washer/dryer. Enjoy the covered patio with a shingle roof and large private yard. Connected to the main home is a private in-law suite with its own entrance, offering 2 bedrooms, 1 full bath, a 3/4 bath, kitchen with appliances, family room, and separate laundry set. Property also features a new TPO roof, new cement driveway, and backyard patio. Each dwelling has its own private entrance and yard space, providing comfort and flexibility. A rare opportunity with endless possibilities. Seller is motivated!

6
BEDS
4
BATHS
2,378
SQFT
0.19
ACRES

Completely remodeled home featuring 5 bedrooms, backyard access, 2 separate living areas, a loft, refrigerated air and more! Property sits on an oversized .25 acre lot.

5
BEDS
3
BATHS
2,668
SQFT
0.25
ACRES
$499,995
-22,000$ 06/30

Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room, dining room and kitchen, two bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.

3
BEDS
2
BATHS
1,810
SQFT
0.12
ACRES

Located in the heart of Mesa del Sol, this 3-bedroom, 2.5-bath home offers two inviting living areas, a beautiful kitchen with stainless steel appliances and granite countertops, modern bathrooms, an inviting covered back patio with a firepit, and a spacious 2-car garage. Two private upstairs balconies offer extra outdoor living space. The shared front yard is maintained for you. The property is currently used as an Airbnb, offering rental income potential.

3
BEDS
3
BATHS
2,171
SQFT
0.12
ACRES

Albuquerque's finest downtown living at The Banque. Come claim your place in this astonishing national historic building located on the famous Route 66. The pristine, fully furnished 2 story, 1 bed and 1.5 bath condo, offers a spacious layout. The 1st floor and bedroom offer views of the west side of town, while the loft and private balcony on the 2nd floor offer views of the breathtaking Sandia Mountains. The full bathroom features a jetted tub and a separate walk in shower with built-in speakers. When you want to get a breath of fresh air, you can head to the rooftop where you will find 360-degree scenic views from the heart of the city. The 3rd floor of the building presents an gathering area. Nearby you can find entertainment, restaurants, markets, art walks, gyms and other attraction

1
BEDS
2
BATHS
1,678
SQFT

Thoughtfully updated home featuring recent renovations. The remodeled kitchen offers modern cabinetry, updated countertops, stainless steel appliances, and a clean contemporary design perfect for everyday living and entertaining. Bathroom has also been tastefully remodeled with updated finishes and fixtures. Enjoy updated flooring along with spacious living areas & soaring ceilings in select rooms that create an open and inviting feel. All appliances convey, making this property truly move-in ready. Step outside to a well-designed backyard complete with multiple seating areas, covered patio space, sheds & room to relax or entertain. Conveniently located with easy access to shopping, dining, schools, & more.

3
BEDS
1
BATHS
1,074
SQFT
0.06
ACRES

Beautiful LGI Home located in the highly sought-after Volterra community featuring 4 bedrooms, 3 bathrooms, and a 2-car garage, this spacious townhome offers refrigerated air, ceiling fans, and a stylish blend of tile and carpet flooring throughout. The kitchen is highlighted by granite countertops and included appliances, opening to a well-designed living area that's perfect for both daily living and entertaining. The primary suite provides a relaxing retreat with a walk-in closet, an ensuite bath complete with a double sink vanity, and a private balcony for added comfort and outdoor enjoyment. Ideally situated near shopping, dining, and parks, this home delivers modern comfort in a convenient and desirable location.

4
BEDS
3
BATHS
2,003
SQFT
0.05
ACRES

Lovely Campa Custom Built Home located in a nice quiet neighbor hood. All brick veneer includes high ceilings, with a Chefs delight Kitchen. Plentiful cabinet and counter tops. Open living room /dining room concept with a cozy warm fireplace. Large 3 bedroom 2 baths. Newer heating and refrigerated cooling system. Venetian plaster finished in the entry way !! Spacious Backyard with side access. Easy access to anywhere.

3
BEDS
3
BATHS
1,625
SQFT
0.16
ACRES

2614 Schell Pl NE | Where Modern Luxury Meets Mid-Century Architecture. $$Up to $10,000 in Flex Cash!$$ Use it your way to buy down your interest rate or cover your closing costs.$$ This is a one-of-a-kind timeless renovation boasting BRAND NEW HVAC, Electrical, Plumbing, Roof, Stucco, Flooring, and all finishes -- every major system fully upgraded -- bringing the comfort of a brand-new build to the heart of Albuquerque's most desired neighborhood. No detail overlooked. Step out back to a fully renovated pool, ready for New Mexico summers and unforgettable evenings under the stars. Featuring a built-in Bluetooth speaker system. This home comes Move-in ready with peace of mind for decades to come.

4
BEDS
2
BATHS
2,434
SQFT
0.19
ACRES

At just $198/sq foot, this custom Eric Spurlock home is priced well below market value, providing an unmatched Foothills value. With 4 bedrooms and 2 1/2 baths, this thoughtfully designed residence offers a main-level primary suite complete with a double-sided fireplace and jetted tub framing breathtaking views. The walkout basement has its own private, street level entry - eliminating that ''underground'' basement feel. This bright walk-out space includes two bedrooms. a full bath, and a kitchenette-ideal for multigenerational living.Access for mountain biking and hiking trails are right across the street, offering instant entry to pristine open spaces.At this fantastic price, the seller invites you to make this house your home with your own preferred upgrades.

4
BEDS
3
BATHS
3,269
SQFT
0.12
ACRES

Discover North Valley charm in this inviting 2-bedroom home filled with warmth, character, and thoughtful updates throughout. The spacious front patio creates the perfect spot for morning coffee, relaxing evenings, or gathering with friends, while the generous yard offers endless possibilities for gardening, entertaining, pets, or simply enjoying the outdoors. Recent improvements provide added peace of mind, including a 2025 tankless water heater, new electrical panel, and a durable metal roof just five years old. Blending cozy comfort with modern convenience, this move-in ready home offers easy living in a desirable and convenient location close to everything Albuquerque has to offer.

2
BEDS
1
BATHS
964
SQFT
0.12
ACRES

Spacious South Valley property situated on .99 acres within walking distance to the Bosque and offering beautiful views. This 3-bedroom home with a possible 4th bedroom offers 2,085 sq ft of comfortable living space, ideal for a variety of lifestyles. Featuring 2 full bathrooms, a southwestern fireplace, and a flexible floor plan, there's room to live, work, and grow. The oversized 2-car garage provides ample space for vehicles, storage, or a workshop. The property also includes a storage barn and an additional storage shed. Enjoy the space, privacy, and endless possibilities! House is being sold ''AS IS''. Please contact listing broker for inspection reports if you would like to see them. Please wear booties while viewing.

3
BEDS
2
BATHS
2,085
SQFT
0.99
ACRES

PRICE REDUCED! Beautiful Quintessence home located in the highly sought-after La Cueva school district. This elegant, move-in-ready residence showcases exceptional upgrades & thoughtful details throughout. 5 spacious bdrms, 3 full baths, one 3/4 bath, & a 3-car garage. This home provides space for comfortable living, working, & entertaining. Upstairs expansive primary suite opens to a private balcony w/breathtaking mt. views, perfect retreat to unwind. Enhance the experience w/ a selection from the custom 300-bottle wine closet. Main level features an open concept w/a renovated chef's kitchen, complete w/a wolf stove, high-end finishes & stunning Taj Mahal countertops. Step outside to your own backyard oasis, featuring an outdoor kitchen, pool, & hot tub, designed for comfort.

5
BEDS
6
BATHS
3,468
SQFT
0.23
ACRES

*$5K credit towards buyer's closing costs*Downtown living complete with Historical charm and class touched up with modern updates. Be next to the heart of everything that's cool about Albuquerque. Civic Plaza, Old Town, The Zoo/Aquarium, and tons of restaurants and entertainment. This house features granite countertops in the kitchen, lots of cabinets and pantry. The bathrooms have been updated, and the flooring has been updated. Lots of windows for natural light. Upstairs features a loft/bedroom with tons of storage or Harry Potter rooms, which ever your imagination prefers. Come see this home in the vibrant part of the city!

3
BEDS
2
BATHS
1,978
SQFT
0.06
ACRES
$453,000
-10,000$ 06/21

This two-story, 5-bedroom, 3-bath home is located in the desirable Ventana Ranch community in Northwest Albuquerque. The main level features an open-concept layout connecting the kitchen, dining area, and living/family room, creating an ideal space for everyday living and entertaining. Also downstairs are a powder room, one bedroom perfect for guests or office use and direct access to the attached three-car garage. Upstairs offers four additional bedrooms, including a generously sized primary suite with a full bath, walk-in closet, and private balcony. Built in 2002, the home also includes a covered patio for outdoor enjoyment, access to the community pool and neighborhood amenities. Some photos have been virtually staged.

5
BEDS
3
BATHS
3,138
SQFT
0.15
ACRES

Built in 2023, this stunning 4-bedroom home with possible 5th bedroom offers a versatile floor plan with dual primary suites upstairs and downstairs, perfect for multigenerational living or guests. Featuring 3.5 bathrooms, updated upstairs flooring, upgraded wood accent walls, and a custom tiled entertainment wall in the upstairs loft, this home blends modern style with comfort. The chef's kitchen opens to spacious living areas ideal for entertaining. Enjoy low-maintenance turf landscaping, a fully paid-off water softener, and a beautifully designed backyard complete with a hot tub and pergola. A true move-in ready home with thoughtful upgrades throughout!

4
BEDS
4
BATHS
3,551
SQFT
0.16
ACRES

Welcome to this well-maintained 3-bedroom, 2-bath home in a gated community featuring a functional floor plan and low-maintenance xeriscaping in both the front and back yards. Designed for comfortable living with easy-care landscaping, this home offers convenience, practicality, and a great opportunity to make it your own.

3
BEDS
2
BATHS
1,224
SQFT
0.1
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.