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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 738 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Move-In Ready on Nearly 1 Acre. Rare opportunity to own this meticulously maintained home located on a sprawling lot in the heart of the South Valley. Thoughtfully refreshed with brand-new energy-efficient vinyl windows and modern durable flooring throughout, offering a bright and efficient interior. The expansive grounds are a true standout, featuring lush, mature landscaping supported by a full automatic sprinkler system--a rare luxury for a lot of this size. Whether you're looking for a private residential sanctuary, or a functional live-work setup, this property delivers. The 4-bedroom/2-bathroom layout provides incredible flexibility, with the blend of modern upgrades and rural tranquility. 2 bonus sheds and appliances stay.

4
BEDS
2
BATHS
2,379
SQFT
0.99
ACRES

Two casitas with shared courtyard in Martineztown, just east of the Courthouses & just down the hill from UNM! Abundant with NM charm & style the property includes Saltillo & Mexican Talavera tile, vigas, beams, latillas, corbels, columns & ''mucho mas''. Front casita w/2 bedrooms, colorful 3/4 bath, liv room, office & full kitchen w/shaker-style cabinets, DW & fridge. Back casita has liv room, compact kitchen, another colorful bath & expanded bedroom w/banco. Both casitas are adobe & feature unique custom tile floor patterns, wood ceilings & thermal windows. The courtyard is covered on 3 sides for a distinctive outdoor living area. There is off-street parking for 3 cars. This little compound is sited within a wonderfully colorful & historic part of ABQ. TENANT OCCUPIED - DO NOT DISTURB.

3
BEDS
2
BATHS
2,435
SQFT
0.11
ACRES

Discover your new home in this delightful one-story townhome located in a serene neighborhood! This maticulously cared for end unit features 2 bedrooms and is highlighted by high-end improvements like custom cabinets, sleek granite counters, beautiful stone backsplash and stainless steel appliances. Enjoy the spacious shower with stunning tile work and LVP wood-look flooring throughout, creating a fresh ambiance. The private backyard with a wood plank covered patio ceiling provides a perfect retreat for relaxation or entertaining. With HOA amenities including a community pool and clubhouse, this home is a fantastic opportunity for a low-maintenance lifestyle. Come see it for yourself!

2
BEDS
1
BATHS
1,025
SQFT
0.07
ACRES

Rare opportunity with approx. 3,406 sq ft total finished space! Main residence approx. 1,794 sq ft PLUS a 1,612 sq ft climate-controlled, two-story detached addition offering incredible flexibility for studio, workshop, gym, or home-based business (buyer to verify use). Lovingly maintained by original owners, this property showcases pride of ownership throughout. Enjoy a private, fully walled garden retreat and versatile bonus space rarely found in the area. Main home offers comfortable living, while the detached addition expands possibilities for creative or functional use. Unique property with exceptional potential!

4
BEDS
2
BATHS
1,794
SQFT
0.23
ACRES

Welcome to this well-maintained home in Saltillo. This spacious floor plan features a primary suite, a large living room that flows seamlessly into the kitchen and dining area, a main-floor office, and a desirable 2 car garage. Upstairs offers a generous family room and 2 additional bedrooms with one full bathroom. All appliances convey. The backyard is thoughtfully landscaped with flagstones and trees for a low maintenance year-round outdoor retreat; and amazing views of the mountains and city.

3
BEDS
3
BATHS
2,845
SQFT
0.13
ACRES

Situated on a quiet lot, 628 Florida St SE features an accent backsplash in kitchen, stainless steel appliances, patio, fenced in backyard, low maintenance, fresh interior paint, new flooring throughout home, and new appliances. This residence maintains a consistent aesthetic across every room. The property layout focuses on the integration of these updated finishes and structural improvements within the interior. Included 100-Day Home Warranty with buyer activation

3
BEDS
3
BATHS
1,796
SQFT
0.18
ACRES

Nestled in a peaceful cul-de-sac, this delightful 4-bedroom, 3-bathroom home is perfect for families looking for comfort and convenience. One of the bedrooms can easily serve as a second living area, offering that extra space you've been dreaming of. With generous room sizes and a cozy fireplace in the family room, you'll find plenty of spots to unwind and create lasting memories. The detached two-car garage is a bonus, and the nearby shopping options make running errands a breeze. Come see how this home checks all the boxes! Roof was reshingled in 2019.

4
BEDS
3
BATHS
2,274
SQFT
0.25
ACRES

Discover refined comfort & modern style in this beautifully updated home in one of Albuquerque's most desirable neighborhoods. With 5 spacious bedrooms and 3 baths, this residence is designed for both everyday living & entertaining. Step inside to find engineered hardwood floors throughout the lower level & expansive dual living areas perfect for gatherings. The remodeled kitchen features newer appliances, ample cabinetry, & an open flow to the family room for easy hosting. Upstairs, the remodeled primary suite offers a true retreat with an oversized walk-in closet & spa-inspired bathroom, combining both luxury & function. Outside, enjoy New Mexico sunshine in your private backyard oasis--complete with a sparkling pool, new custom cover, gas heater, pump, and sand filter. The home is

5
BEDS
3
BATHS
2,909
SQFT
0.16
ACRES

LOCATION, LOCATION, LOCATION. Nestled in the sought-after Northridge neighborhood, this property features a BRAND NEW ROOF with new decking and upgraded electrical 2026, ensuring a strong foundation for years to come. The circle driveway enhances accessibility, while the huge backyard invites endless possibilities for outdoor enjoyment. Inside, you'll discover multiple living areas and a stylish bar in the living room, tailored for both comfort and entertainment. The furnace, replaced in 2020, and the Master Cool, 2007, ensures energy efficiency. Located conveniently within the Sandia School District and close to Arroyo Del Oso, this home offers not just space, but a vibrant community lifestyle.

4
BEDS
3
BATHS
2,416
SQFT
0.22
ACRES

This charming two-story home features attractive brick accents and a finished three-car garage, offering both curb appeal and functionality. Inside, enjoy refrigerated air, a combination of carpet and tile flooring, and a well-appointed kitchen with recessed lighting, a gas range, microwave, dishwasher, and convenient countertop seating that opens to the living area. All bedrooms and the laundry room are located upstairs, including the spacious primary suite with an ensuite bathroom featuring a double sink vanity and a generous walk-in closet. Step outside to a private, walled backyard complete with a covered patio and cozy firepit, an inviting space to unwind and enjoy the outdoors. Don't miss your chance to call this beautiful home your own.

3
BEDS
3
BATHS
1,592
SQFT
0.11
ACRES

Newly renovated 3bd/1.5 ba, across the street dog friendly park w/playground. Great curb appeal, new stucco, new windows w/beautiful front yard landscaped. Backyard enclosed fenced area can be used for dog run, storage, trees, & covered patio. The kitchen remodeled, new cabinets & quartz countertops w/walk-up bar seating & separate private dining room. The interior home boosts with natural lighting throughout, w/recessed lighting. Home has new refrigerated air combo unit. The ceiling has Level 5 paint finish; the walls have a skim trowel finish must see to appreciate the wow factor. New maple doors that complement the new flooring, the new beautiful French doors in the family/living room that open to the tiled covered patio. Near softball park & freeway entrance. Seller is motivated.

3
BEDS
2
BATHS
1,669
SQFT
0.18
ACRES

Welcome to this totally renovated home. New paint, new flooring, new dishwasher, stove,microwave. Remodeled bath and kitchen. Perfect for your first home in a nice neighborhood. Lots of space for you, children and/or pets to feel comfortable in every way. You will be pleased with the craftsmanship showing the care taken to do the remodeling right. All appliances, including the washer and dryer, convey. Close to shopping, restaurants, and schools. This house will make a wonderful home for you and yours.

3
BEDS
1
BATHS
1,014
SQFT
0.15
ACRES

Rare Opportunity Awaits! This well maintained property offering a rare house +casita setup with proven rental income history. Both the main house (800sqft 2bd 1b) and the seperate casita (400sqft 1bd1b) feature separate utility meters, privacy areas and plenty of off street parking, providing flexibility for investors, multi-generational living, or owner-occupants seeking supplemental income. Each unit is move in condition, newer roofs, water heaters, and appliances. NO CARPET in either unit! The casita is currently rented and tenant is on a month to month lease.

3
BEDS
2
BATHS
1,150
SQFT
0.11
ACRES

Exceptional fully remodeled property is waiting for you. This Home is located in a corner lot, No HOA, backyard access, 3 Bedrooms 2 full Bath, Open Kitchen. New plumbing and electrical, New windows and Doors, New TPO roof and Sentetic Stucco, New flooring, New Cabinets and Appliances, and more.! Location Location just minutes from Airport and Isotopes park....

3
BEDS
2
BATHS
1,119
SQFT
0.14
ACRES

Owned solar (paid off at closing) + electric bills ~$0-$8/mo + $5,000 buyer credit!Spacious 4-bedroom, energy-efficient home with a unique floor plan in a quiet SE Albuquerque neighborhood. Main-level primary suite with walk-in shower, open kitchen with granite countertops and large pantry, plus an upstairs loft perfect for a home office, media room, or second living space.Enjoy refrigerated air, smart home features with security cameras, and a private backyard with pergola--ideal for relaxing or entertaining.Low monthly costs and added peace of mind with nightly neighborhood security patrol (9pm-5am).Move-in ready with space, flexibility, and real savings--schedule your showing today.

4
BEDS
3
BATHS
2,380
SQFT
0.13
ACRES

Custom built in 2003 and beautifully maintained by the original owner, this exceptional residence offers thoughtful design and impressive custom features throughout. The home includes 5 bedrooms, 4 bathrooms, and a custom office that could serve as a 6th bedroom. Enjoy a private heated pool and inviting outdoor living space, perfect for relaxing or entertaining. A separate pool bathroom includes a shower and changing room for added convenience. Pride of ownership is evident in every detail of this well cared for home. Originally built at a cost of approximately $1.3M, a full list of premier features and upgrades is available under Documents tab. This property offers the perfect setting for summer enjoyment and comfortable year-round living. Home warranty included with acceptable offer

6
BEDS
4
BATHS
4,103
SQFT
0.2
ACRES

3
BEDS
2
BATHS
1,440
SQFT
0.09
ACRES

A spacious family room connects to the dining area with covered patio access, while the alcove kitchen includes an island, ample cabinetry, and an under-stair pantry. A U-shaped staircase leads to a skylit loft and a convenient utility room accessible from the owner's closet. The front-facing owner's suite includes a sitting area, private deck, and a bath with pedestal tub, large shower with seat, and an oversized dual vanity. Two oversized bedrooms with walk-in closets are located at the back of the home for added privacy.

3
BEDS
3
BATHS
2,225
SQFT
0.07
ACRES

Alright, if you've ever wanted to live right in the middle of Downtown Albuquerque, this top-floor loft-style condo offers a cool urban vibe with exposed ceilings, contemporary fixtures, and a full wall of west-facing windows that fill the space with natural light. Enjoy soft morning light and beautiful sunset views across the city skyline. The open layout and industrial character create a unique downtown living experience just steps from restaurants, nightlife, and entertainment along Central Avenue. Washer and dryer stay, plus an extra storage locker (#10). Secure building entry and convenient parking nearby. HOA covers building insurance, water, sewer, trash, and common area maintenance.

1
BEDS
1
BATHS
716
SQFT
0.15
ACRES

Charming 3-bedroom home packed with character and fresh updates! Recently refreshed with new interior and exterior paint and updated kitchen countertops, this home is bright, stylish, and move-in ready. Features include beautiful hardwood floors, classic cove ceilings, a cozy fireplace, and a large picture window that fills the living room with natural light. The kitchen offers tile flooring, stainless steel appliances, updated counters, and great cabinet space. Outside you'll find an oversized detached 1-car garage, spacious cellar, full-length carport, and circular driveway for extra parking. The large fully fenced backyard offers plenty of room to relax or entertain. Conveniently located near parks, coffee shops, art studios, UNM, hospitals, and Kirtland AFB.

3
BEDS
1
BATHS
1,270
SQFT
0.19
ACRES

North Valley gem! Recently updated 2-bed, 1-bath home situated on .33 acres in a desirable rural setting. This charming home features new flooring, fresh interior paint, modern lighting, and a beautifully updated bathroom with new fixtures, sink, & tub surround. The spacious laundry room includes a folding counter and storage shelves for added convenience. The chef's kitchen is a standout offering custom cabinetry, Corian countertops, an island for added space, and stainless-steel appliances. Additional upgrades include; a new electrical panel, new HVAC system, new water heater, updated windows, new stucco, new shingles on the pitched roof, and new TPO on the flat. Enjoy the North Valley lifestyle, surrounded by beautiful luxury homes and close to the Rio Grande & Balloon Fiesta Park!

2
BEDS
1
BATHS
1,302
SQFT
0.33
ACRES

Enjoy direct access to trails in the neighborhood and stunning mountain and city views from the private rear balcony. This well-designed home features a spacious family room with fireplace and skylights, 4 large bedrooms plus extra living space or office, and a formal dining area, perfect for comfortable living and entertaining. The kitchen includes stainless steel appliances, while the primary suite offers its own fireplace, double vanity and jetted tub.Recent upgrades include downstairs bathroom remodel 2025, a new roof (2018), new boiler for radiant heat (2019), tankless water heaters in 2021, and fully paid-off solar panels installed in 2019. Located in a desirable neighborhood just minutes from Embudo Hills Park.

4
BEDS
3
BATHS
3,458
SQFT
0.36
ACRES

Beautiful 2 story home in desirable SE Heights location. Enjoy this 4 bedroom 3 bath home. Main floor consists of 2 large living areas plus open kitchen formal dining room, a 11X 10 bedroom with a full bath just outside the room perfect if you need a space for teen/in law. The home has been recently painted and shows well. Master is up-stairs nice and oversizes with walk out balcony, enjoy the oversized master bath and walk in closet. The secondary bedrooms are spacious and leave enough space between master suite and bedrooms. Kitchen is open to den area great for entertaining. Move in ready

4
BEDS
3
BATHS
2,370
SQFT
0.15
ACRES

Minutes from I-40, this home in a charming neighborhood offers space, style, and views. High ceilings welcome you into an open living area with granite countertops, stainless steel appliances, and updated lighting. The finished 3-car garage adds room for vehicles or storage, while the landscaped backyard with automatic sprinklers makes outdoor living easy. Upstairs, the primary suite features a private balcony with sweeping views of the Sandias and Petroglyphs, plus a spa-like bath with garden tub and two-way fireplace. Perfect for those moving to Albuquerque or upsizing for more room--

4
BEDS
3
BATHS
2,017
SQFT
0.16
ACRES

Discover modern elegance in the heart of Los Ranchos. This newly built 3,171 sq. ft. contemporary home blends sleek architecture with inviting, light-filled spaces and high-end finishes throughout. The chef's kitchen features a Monogram appliance suite and quartz countertops, opening to expansive living and dining areas made for entertaining. Outside, enjoy resort-style living with a sparkling pool, built-in hot tub, and outdoor kitchen--all on a beautifully landscaped 1/2-acre lot. A rare opportunity to experience luxury, comfort, and New Mexico's timeless charm in one of its most desirable communities.

3
BEDS
4
BATHS
3,171
SQFT
0.51
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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