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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 738 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to this beautifully maintained 3-bedroom, 2-bathroom home nestled in the Paradise Hills Community. Situated on a quiet cul-de-sac, this entertainer's dream offers comfort, charm, and breathtaking views of the Sandia Mountains. Step inside to a warm and inviting living space featuring a cozy wood-burning fireplace-perfect for relaxing evenings. A heated second living area or game room with stunning brick floors provides versatile space for all gatherings. The spacious backyard is truly a highlight, offering panoramic mountain views and front-row seats to Albuquerque's famous balloon fiestas and seasonal fireworks. This outdoor space is ideal for entertaining year-round. Enjoy the added luxury of a heated hot tub room for ultimate relaxation.

3
BEDS
2
BATHS
2,066
SQFT
0.21
ACRES

SOLAR PAID OFF AT CLOSING BY SELLER! Stunning Firwood floorplan with cathedral ceilings filled with natural light in the desired gated neighborhood of Inspiration! Elegant cabinets, stylish gray ceramic tile flooring, and luxurious granite countertops in the kitchen. The chef's kitchen is perfect with a large island, built-in gas stainless steel cooktop, and wall oven. The home offers a spacious two-story open Gathering Room, a versatile loft, and a private study. The Owner's Suite boasts a charming bay window, adding extra space and aesthetic appeal. The upgraded bathroom includes a fully tiled shower. Fully landscaped backyard with mountain views and solar making electric bills almost non existent! This home truly has it all!

4
BEDS
3
BATHS
2,676
SQFT
0.13
ACRES

Brand new, never lived in Pulte home. Enjoy brand new appliances, new carpet, new A/C, new tank-less hot water heater, and so much more. Ready April! This single story home features a very open floor plan. Large owners suite with bay window. No backyard neighbors. Large park with basketball court, playground and picnic area all within our gates community located to all conveniences.

4
BEDS
2
BATHS
1,998
SQFT
0.14
ACRES

Move-In Ready with Elevated Comfort & Captivating Mountain Views. This beautifully maintained two-story home features two luxurious primary suites, each with a private en suite bath. The open-concept kitchen flows seamlessly into the den, with a separate living room for refined entertaining. Enjoy a spacious walk-in pantry.. Major upgrades include new refrigerated air(2025), a new furnace (2022), and a water heater (2017). Two of the three upstairs bathrooms have been stylishly remodeled. Cat 5 wiring in every room and a three-car garage complete this exceptional home. From the primary balcony, you can enjoy the gorgeous view of the Sandia Mountains!

4
BEDS
4
BATHS
2,844
SQFT
0.17
ACRES

Sited on a corner lot in coveted Dietz Farms this charming residence features a 2,900 sf main house and 850 sf casita. The detached casita has a primary suite, office or second bedroom, kitchen, laundry, and powder room. Classic Pueblo stylings present throughout the main home including kiva fireplaces, brick flooring with decorative tile inlays, beamed ceilings. The living room and den are comfortably divided by a double-sided fireplace while the semi-open concept kitchen flows into both indoor and outdoor areas. Spacious .59 acre cul-de-sac lot allows covered RV parking and hidden away storage for boats trailers & any additional toys. Refrigerated air conditioning and TPO roof complete this rare multi-generational opportunity in the North Valley.

4
BEDS
5
BATHS
3,788
SQFT
0.59
ACRES

Just in time! Competitive price and timing make this a great time to purchase this home! Single Story family home in established NE Heights neighborhood. 3/br, 1.75/ba w/formal living and dining, den with woodburning FP. New carpet and fresh paint in most areas. 2 car garage with openers. Convenient location minutes from shopping, restaurants, hospital and freeway.

3
BEDS
2
BATHS
1,718
SQFT
0.18
ACRES

Fully remodeled and move-in ready, this light-filled home offers an open-concept floorplan designed for modern living. Newer TPO roof with skylights, fresh paint, updated interior doors, and designer lighting throughout. The redesigned dream kitchen showcases a large island, wet bar, wine fridge, pantry, quartz countertops, glass tile backsplash, gas range, microwave, and dishwasher. Waterproof laminate flooring, tile in baths and laundry. Spacious living area with custom-tiled fireplace. Luxe owner's suite with freestanding tub, dual sinks, walk-in closet, and patio access. Oversized 2-car garage, refrigerated air, fully fenced yard.

3
BEDS
3
BATHS
2,437
SQFT
0.25
ACRES

Well-maintained, DR Horton One-story home with a 3-car garage. Remodeled kitchen (8/2019) features new cabinets, expanded island, quartz countertops, tile backsplash, and stainless steel appliances including a gas range, microwave, dishwasher, and refrigerator. Primary bath offers dual sinks, soaking tub, and separate shower. Plank flooring in main living areas; carpet in bedrooms. Backyard includes raised garden beds and an automatic sprinkler/drip system. Oversized 20' x 10.5' covered patio perfect for outdoor living. Located in Ventana West Highlands near parks and walking/jogging paths in a quiet, well-kept neighborhood.

3
BEDS
2
BATHS
1,823
SQFT
0.17
ACRES

Charming, Move-In Ready Townhouse with Modern Updates! Step into this beautifully updated townhouse, where modern touches meet cozy comfort. With three spacious bedrooms and two full bathrooms, this home has been freshly painted and features brand-new flooring throughout. The kitchen is a dream for any home chef, equipped with sleek, brand-new appliances. Located in a welcoming community, you'll enjoy fantastic HOA amenities, including a sparkling blue pool, a basketball court, and a pickleball court--perfect for relaxation and recreation. Plus, the HOA covers front yard landscaping, front-facing fencing, water, trash, and sewer, making maintenance a breeze.

3
BEDS
2
BATHS
1,848
SQFT
0.08
ACRES

Charming, Move-In Ready Townhouse with Modern Updates! Step into this beautifully updated townhouse, where modern touches meet cozy comfort. With three spacious bedrooms and two full bathrooms, this home has been freshly painted and features brand-new flooring throughout. The kitchen is a dream for any home chef, equipped with sleek, brand-new appliances. Located in a welcoming community, you'll enjoy fantastic HOA amenities, including a sparkling blue pool, a basketball court, and a pickleball court--perfect for relaxation and recreation. Plus, the HOA covers front yard landscaping, front-facing fencing, water, trash, and sewer, making maintenance a breeze.

3
BEDS
2
BATHS
1,848
SQFT
0.06
ACRES

Just moments from Old Town and downtown, this delightful 3-bedroom, 2-bath home offers both charm and convenience. A classic white picket fence and welcoming front porch create inviting curb appeal, while inside you'll find a comfortable, functional layout highlighted by pass-through windows and a mix of tile and new carpet. Recent improvements, including a new roof and new windows, provide added value and peace of mind. The kitchen includes appliances, and the washer and dryer convey for added ease. The primary suite features its own private bath, offering a quiet retreat. Don't miss this opportunity to own a character-filled home in a prime location. Schedule your showing today!

3
BEDS
2
BATHS
1,265
SQFT
0.08
ACRES

Nestled into the foothills of the Sandia Mountains in the idyllic Supper Rock neighborhood is this unique home with captivating views. Available with this home is the vacant land next door, perfect for building a family compound or just for protecting your space and views for years to come (MLS#1098310).The expansive upper floor includes a balcony with sweeping views, an open living room, dining area, and kitchen with incredible natural lighting throughout, and two bedrooms that share an upgraded bathroom. The lower floor provides the primary suite, complete with walk-in closet, a spacious en-suite bathroom, a bonus room perfect for a nursery or home office, and laundry room with tons of storage.The lowest floor provides more storage and a 2 car gar

3
BEDS
3
BATHS
2,482
SQFT
0.37
ACRES
$375,000
-10,000$ 05/16

Beautifully renovated four bedroom, two bathroom home located in Albuquerque's desirable Northeast Heights. This move in ready property features a bright open floor plan with updated flooring, modern lighting, and a stunning kitchen with white cabinetry, stainless steel appliances, and generous counter space. Both bathrooms have been tastefully remodeled with contemporary finishes. The spacious primary suite offers comfort and privacy. Step outside to a large covered patio and low maintenance yard, perfect for relaxing or entertaining. Conveniently located near parks, shopping, dining, schools, and Sandia Mountain recreation, this home combines style, function, and an excellent location.

4
BEDS
2
BATHS
1,654
SQFT
0.14
ACRES

Welcome to 8304 Mandarin Place NW in Albuquerque's Painted Sky subdivision, a beautifully updated 3-bedroom, 2.5-bath home offering modern comfort and move-in ready convenience. The fully remodeled main level features an open-concept layout with upgraded flooring, a refreshed kitchen with contemporary finishes, and seamless flow into the living and dining areas. Enjoy high-quality water with a reverse osmosis system in the kitchen and a paid-off whole-home water refiner. Upstairs includes a spacious primary suite with dual sinks, soaking tub, and separate shower. The backyard is designed for relaxation with a pergola-covered patio, play area, and room to entertain. Located near Unser and I-40 with no HOA, this home offers value, functionality, and lifestyle.

3
BEDS
3
BATHS
1,756
SQFT
0.1
ACRES

This dreamy Andalucia courtyard home is a creative's haven of artistic touches. Beaming with charm and upgrades, including an induction stove in the kitchen, quartz countertops in the kitchen & all bathrooms, & improvements to the gas log fireplace in the living room, you can move right in without missing a beat!It's perfectly situated facing the community's green belt, pairing nicely with the spaciousness and high ceilings of the main living areas. The private, central courtyard is a delight for al fresco dining and indoor-outdoor living.The primary suite is tucked away from the main areas on the first floor, with a luxuriously remodeled en suite bathroom and walk-in closet. A dedicated office space sits just outside the primary suite, looking into the courtyard.

3
BEDS
3
BATHS
2,150
SQFT
0.08
ACRES

Step into this light-filled, single-story home that feels so welcoming. Situated on a corner lot, this property features an expansive, fully walled yard & versatile workshop w/ electrical.Updates include: NEW Furnace AND HVAC (2025) and NEW Gutters (2025). Plus, the renovated kitchen is a chef's delight & the home offers multiple living spaces accented by gorgeous flooring & a cozy fireplace--perfect for relaxing or entertaining. With 4 bedrooms, including a spacious primary suite overlooking the backyard, there's room for everyone.Located in this highly desirable NE neighborhood, you'll be just minutes from Arroyo del Oso Golf Course, great dining, and convenient shopping. Lovingly maintained and move-in ready--schedule your showing today.

4
BEDS
3
BATHS
2,665
SQFT
0.3
ACRES

Backing directly to the Tanoan golf course with wide views of the Sandia Mountains, this light-filled home offers a front-row seat to some of Albuquerque's best sunrises and sunsets.The two-story layout includes 4 bedrooms and 3 baths across approximately 2,710 square feet, with multiple living areas that provide flexibility for daily life. Natural light moves easily through the home, and the kitchen--remodeled about ten years ago--connects comfortably with the main living spaces, making it a natural gathering spot.Lovingly maintained over the years, the home also offers a 3-car garage and practical storage throughout. Located just off Academy and Tramway, the neighborhood offers convenient walkability to nearby grocery, coffee, restaurants, and retail.

4
BEDS
3
BATHS
2,710
SQFT
0.12
ACRES

Welcome to your 2 bedroom, 2 bathroom townhome in Chimney Ridge! 2026 updates include new interior paint, new carpet, and new TPO roof!This home also includes a fireplace, refrigerated air, and multiple new skylights that enhance the natural light. The front gated courtyard creates a private entry space, while the backyard includes a shed for storage. Appliances and outdoor grill convey! North Domingo Baca Park, Balloon Fiesta Park, grocery stores, restaurants, golf course, and freeway access are all within a 2-mile radius.HOA covers water, roof and exterior stucco maintenance, pool access, and clubhouse use. Professionally cleaned and ready for showings!

2
BEDS
2
BATHS
1,192
SQFT
0.06
ACRES

Live Bright & Cozy in Mesa del Sol - M4! 🌞 🏡 Two-Story | 3 Bedrooms | Covered Front Porch + Extended Back Patio | SPC Flooring | Level 3 Granite Countertops | Overhead Garage Storage | Dining-Room Buffet Cabinets 🏡 Step into a home that captures New Mexico sunshine from every angle. This two-story, 3-bedroom residence in Mesa del Sol - M4 blends modern upgrades with a warm, inviting vibe--perfect for both laid-back weekends and lively get-togethers. ✨ Stand-Out Features Outdoor Living, Doubled Up - Sip coffee on the shaded front porch and host sunset dinners on the extended covered patio out back. Chef-Inspired Finishes - Level 3 granite countertops pair with buffet base cabinets in the dining room for effortless entertaining.

3
BEDS
2
BATHS
1,898
SQFT
0.1
ACRES

Do not miss your chance to own this modern/contemporary style home in the fantastic Montecito Estates! This home is filled with natural light & expansive tall ceilings, with primary bedroom suite on the 1st floor & a 3 car garage! You are immediately greeted with a stacked stone front exterior & entryway. Walk into your Gourmet Chef's kitchen with granite countertops and SS appliances, & eat at counter top space bar. Primary suite is a retreat with dual vanities, separate tub/shower, & spacious closet connected to the laundry room. 3 additional beds&baths provide room for family or guests and an office/flex room that could be closed off into a full bedroom. Step outside to a covered patio & private backyard with your own hot tub,ideal for entertaining. Oversized 3car garage is a rare find!

4
BEDS
3
BATHS
3,112
SQFT
0.15
ACRES
$1,349,000
-30,000$ 05/19

Welcome to 6608 Petirrojo Rd NW in Albuquerque's coveted Petroglyph Estates. This 2026 custom new build rests on .35 acres and offers nearly 4,000 sq ft of refined design and elevated living. Thoughtfully crafted, the home features a luxurious primary suite with a private hidden retreat, a guest suite, and two additional bedrooms connected by a Jack-and-Jill bath -- 4 bedrooms, 4 baths total. Entertain effortlessly with a stylish bar area and a discreet hidden pantry. Enjoy seamless access with multiple garage entries, plus an oversized 3-car garage large enough for 4 vehicles or a workshop. Expansive driveway, stunning views, and exceptional detail throughout complete this luxury offering. Owner is a nm licensed real estate broker

4
BEDS
4
BATHS
4,000
SQFT
0.35
ACRES
$490,000
+10,000$ 05/19

This beautifully maintained Mossman split-level home blends comfort & function. The open main level welcomes you with a bright living room, formal dining area, and a spacious kitchen featuring abundant cabinetry and storage--perfect for everyday living and entertaining.. The lower level offers a warm and inviting family room anchored by a cozy wood-burning fireplace, along with a private primary suite that opens directly to the backyard patio. Upstairs, you'll find two generously sized bedrooms connected by a convenient Jack-and-Jill bathAdditional highlights include a large workshop/shed, RV access, and a garage with ample storage. Large private backyard with two covered patios. Very nice home!

3
BEDS
3
BATHS
2,712
SQFT
0.3
ACRES

Don't miss your opportunity to call desirable Taylor Ranch home! This charming 3-bedroom, 2-bath property features beautiful vinyl plank flooring and a bright, open-concept layout. The spacious kitchen flows seamlessly into the family room and showcases butcher block countertops, an updated tile backsplash, modern light fixtures, a cozy gas fireplace, and abundant storage.The owner's suite offers a walk-in closet, a custom-tiled shower, and a double-sink vanity for added comfort. Step outside to a covered patio overlooking the backyard--perfect for relaxing or letting your green thumb flourish. Welcome home!

3
BEDS
2
BATHS
1,647
SQFT
0.13
ACRES

Built in 2022 & located in Mesa Del Sol, this craftsman style home offers modern finishes & like new condition. Open floor plan w/ 9-foot ceilings & LVP flooring on the lower level. Kitchen incls solid surface countertops, island w/ breakfast bar, Shaker style cabinetry, recessed stainless sink, bronze fixtures, 5 burner gas range, built-in microwave, refrigerator, large walk-in pantry, & extra storage under stairs. 1/2 bath downstairs. All bedrooms upstairs w/ spacious secondary rooms w/ mountain views & full hall bath w/ custom tile surround. Primary suite offers a large walk-in closet w/ built-ins, dbl sinks, & oversized custom tile surround shower. High-efficiency HVAC, tankless water heater, low maintenance landscaping, covered patios. Community parks, walking trails & swimming pool

3
BEDS
3
BATHS
2,048
SQFT
0.09
ACRES

Located in the sought-after Petroglyph Estates, this stunning 5-bedroom, 5-bath home features a spacious layout with beautiful high-end finishes throughout. Soaring 10' ceilings, beautiful high-end tile, massive sliding glass doors, an iron stair railing, and a tiled fireplace create an impressive living space. The chef's kitchen features custom cabinetry, premium appliances, a waterfall quartz island, elegant lighting, and a spacious walk-in pantry with a butler's area.The primary suite is a retreat with private backyard access and a gorgeous bathroom complete with a soaking tub and custom tile. Upstairs you'll find a large second living area, three bedrooms, a balcony, and beautiful views. All set on a quiet street with no through traffic and a 3-car garage for extra space!

5
BEDS
5
BATHS
3,590
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.