FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 1062 listings in Albuquerque.

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Page 23 of 36

Tastefully updated condo in highly desired Oso Park's Gated Community just waiting for you to come home. Featuring Updated Lighting, Ceiling Fans, California Closets, Gas Fireplace, Granite Countertops, S/S Sink w/Gooseneck Faucet, & recently installed Garbage Disposal. The HOA covers water, trash, exterior maintenance, common areas, and the security gate. Conveniently located near CNM, shopping, dining, walking trails, and everyday amenities, this gated community also offers on-site parks and common areas to enjoy.

3
BEDS
3
BATHS
1,412
SQFT

Completely remodeled and move-in ready, this charming Barelas home perfectly blends modern updates with timeless character. Offering 1,235 square feet, 2 bedrooms, and 1 beautifully updated bathroom, every detail has been thoughtfully refreshed for today's lifestyle. Brand new laminate wood flooring flows seamlessly throughout the home, adding warmth and a modern touch. Spacious living area featuring fresh interior paint and updated lighting. Beautifully remodeled kitchen featuring sleek white cabinetry, quartz countertops, a classic subway tile backsplash, and stainless steel appliances. Expansive backyard with convenient backyard access. just minutes from Downtown Albuquerque, the Rail Yards Market, restaurants, parks, and easy freeway access.

2
BEDS
1
BATHS
1,235
SQFT
0.08
ACRES

Exceptional High Desert masterpiece, perfectly situated on a .81 Acre lot offering breathtaking city lights & Mtn. views. With 4252 sf + oversized 4 car garage of thoughtfully designed space. This remarkable residence combines timeless elegance w/modern comfort. The heart of the home features a spacious chef's kitchen w/ upscale appliances, spacious breakfast nook, bar seating, dining room, 2 inviting living areas, a private office, 4 spacious bedrooms +theatre room. Car enthusiasts, hobbyists will appreciate the extraordinary, oversized 4 car garage w/ half of garage w/ radiant & heat & cooled space.. Upstairs, step onto the expansive deck w/panoramic views. The primary suite is complete w/3way fireplace, dual vanities, jetted tub & steam shower. The backyard is equally impressive, designed for both relaxation & entertaining. Enjoy the covered patio overlooking lush artificial turf, & a tranquil bubbling fountain. The lot actually extends past the wall. There can never be anything built behind the house , views are protected. Please see additional information in the Documents section.

4
BEDS
5
BATHS
4,252
SQFT
0.81
ACRES

1604 Beaver Mountain Trail NW, Albuquerque

Plat For Inspiration Subdivision
$559,000

Experience exceptional Albuquerque living in the highly sought-after Park Lane floor plan by Pulte, where thoughtful design, energy efficiency, and breathtaking Sandia Mountain views come together in one remarkable home.Designed for both everyday comfort and effortless entertaining, this brand-new home features a stunning culinary kitchen complete with stainless steel appliances, quartz countertops, and a dramatic waterfall-edge island overlooking the spacious gathering room and dining area. A private den provides the ideal work-from-home space, while the thoughtfully designed guest wing offers privacy and comfort for visiting family and friends.The luxurious owner's retreat is a true sanctuary, featuring a spa-inspired walk-in shower and generous closet space. Additional upgrades include refrigerated air, an instant hot water heater, and a tandem three-car garage, offering modern convenience and exceptional functionality.Step outside to a covered backyard portal where you can unwind while taking in spectacular Sandia Mountain views. The professionally landscaped backyard, complete with lush grass, creates the perfect setting for outdoor entertaining, pets, or simply enjoying New Mexico's beautiful weather year-round.Combining one of Pulte's most popular floor plans with premium upgrades, energy-efficient construction, and an unbeatable location, this home offers the perfect blend of luxury, comfort, and livability. Don't miss this opportunity to own a beautifully appointed home with incredible mountain views and all the features today's buyers are looking for.

3
BEDS
3
BATHS
2,497
SQFT
0.17
ACRES

8201 Summerfield Court SW, Albuquerque

Blk E Plat For Sunrise Estates
$399,000

Fully and tastefully updated 4-bedroom, 2-bath home offering approximately 1,891 square feet of comfortable living space. This move-in ready property features a new roof, stucco, windows, refrigerated air, all new plumbing, fresh interior and exterior paint, and a beautifully updated backyard with new fencing. The open floor plan is perfect for everyday living and entertaining, with spacious living areas, a cozy gas fireplace, and modern finishes throughout.The updated kitchen showcases beautiful granite countertops and includes a reverse osmosis water filtration system. Additional upgrades include a tankless water heater and a refrigerated air system equipped with a Blue Light air purification system that helps sterilize the airflow for enhanced indoor air quality.Conveniently located and thoughtfully updated from top to bottom, this exceptional home is truly move-in ready and waiting for its new owner!

4
BEDS
2
BATHS
1,891
SQFT
0.14
ACRES
$299,999

Need space, flexibility and a big backyard setup? This four-bedroom, single-level home offers all three.Inside, you'll find a comfortable living area with wood-look flooring and a spacious kitchen with plenty of cabinetry, generous counter space, stainless-steel appliances and room for everyday dining.The oversized fourth bedroom adds even more flexibility, with an adjoining walk-in storage and utility area that could work well for a home office, studio, hobby space or additional living area.Outside, the gated front yard offers a large driveway with plenty of parking, while the fully fenced backyard features a covered patio and paved entertaining area with room to relax, gather or create your own outdoor retreat.Conveniently located near Central and Coors, with shopping, dining, groceries and everyday services nearby, plus easy access to I-40.Four bedrooms, flexible space, generous storage and plenty of room inside and out -- come see the possibilities.

4
BEDS
1
BATHS
1,366
SQFT
0.17
ACRES
$375,000

Price reduced $15,000! Move-In Ready & Perfect for your growing family! Located in the highly desirable NE Heights with no HOA, this beautiful 2,063 sqft home has been lovingly maintained and offers the ultimate space & comfort. Enjoy 4 bedrooms, 2 baths, & 2 separate living areas split by a cozy 2-sided gas fireplace--ideal for family movie nights. The huge eat-in kitchen features a pass-through bar to the den, which leads out to a heated sunroom with brick floor offering extra play or work space. Outside, a fully walled backyard oasis awaits with a covered patio, built-in gas grill, & mature trees for endless weekend fun. Bring your adventure gear! The gated side yard features a dedicated RV pad with 110V power hookup. An oversized 2-car garage & big laundry room providing additional storage for all your tools & equipment. Enjoy quick, easy access to top-rated Osuna Elementary, Madison Middle, Sandia High, & North Domingo Baca Park. Make lasting family memories here!

4
BEDS
2
BATHS
2,063
SQFT
0.21
ACRES

Seller is offering a $5,000.00 credit towards your closing closing costs! Open House Friday the 11th 3:30-5PM. Welcome home! Your new home has an updated kitchen, refreshed bathrooms, spacious living areas, inviting fireplace, comfortable bedrooms, and expansive backyard, this home beautifully blends style, functionality, and easy living. It's a place where everyday moments feel special and where entertaining, relaxing, and making memories come naturally.The open-concept floor plan offers two spacious living areas, giving you the flexibility to create the perfect spaces for relaxing, entertaining guests, working from home, or enjoying everyday life. The main living room immediately draws you in with its stunning stacked-stone fireplace, creating a warm and inviting focal point that adds character, charm, and a cozy ambiance.At the heart of the home, the updated kitchen combines modern style with everyday functionality. Featuring contemporary finishes and a seamless connection to the dining and living areas, it's the perfect setting for everything from quiet morning to lively gatherings with friends and family. The open design keeps everyone connected while making entertaining feel effortless.The home continues to impress with updated bathrooms featuring a fresh, contemporary feel. Each bedroom is equipped with a ceiling fan, providing added comfort and airflow throughout the seasons. Whether you're winding down after a long day or getting ready for a busy morning, this home offers the comfort and convenience you've been looking for.Step outside and discover a large, low-maintenance backyard with plenty of room to enjoy the outdoors. Imagine weekend barbecues, summer gatherings, a play area, gardening projects, or simply unwinding with a cup of coffee while enjoying your own private outdoor space. The generous backyard provides the flexibility to create the outdoor lifestyle you've always wanted without the burden of extensive maintenance.

4
BEDS
2
BATHS
1,936
SQFT
0.19
ACRES

Stay comfortable year-round with a brand-new HVAC system in this beautifully refreshed Northwest home! Bright, welcoming, and featuring a bright open floor plan with abundant natural light, this 3-bedroom, 2-bath residence is designed for comfortable everyday living. Essential updates shine throughout, including fresh two-tone interior paint, plush new carpet, and stylish, low-maintenance luxury vinyl plank flooring. The bright kitchen is equipped with brand-new stainless-steel appliances, ample cabinet space, generous counter space, and a sunny dining area, creating a functional and inviting space for everyday meals. Enjoy a highly convenient location with quick access to shopping, dining, entertainment, and outdoor recreation, including scenic trails, parks, and open natural spaces. This home offers the perfect balance of everyday convenience and easy access to weekend adventures, making it an exceptional place to call home. Move-in ready and easy to love!

3
BEDS
2
BATHS
1,658
SQFT
0.13
ACRES

MOTIVATED SELLER now offering $7,000 in buyers interest rate buy down or closing costs with acceptable offer. Welcome home to this charming single-level home tucked away on a quiet cul-de-sac! Offering 3 bedrooms plus a versatile bonus room that works beautifully as a home office, formal dining room, playroom, or could easily become a 4th bedroom, this home is designed to fit your changing needs. The open floor plan features vaulted ceilings, a cozy fireplace, abundant natural light, and a spacious kitchen with stainless steel appliances, including a new dishwasher (May 2026). You'll also appreciate the refrigerated A/C, replaced in 2024, for year-round comfort. Step outside to a beautifully landscaped backyard where you can relax and enjoy stunning Sandia Mountain views. Conveniently located with easy access to parks, schools, shopping, dining, and I-40, this home offers the perfect combination of comfort, flexibility, and location. Come see why this one feels like home from the moment you walk through the door!

3
BEDS
2
BATHS
1,807
SQFT
0.13
ACRES

Experience luxury living at its finest in this stunning Candelaria-built Tuscan estate, thoughtfully designed by renowned architect Ron Montoya. Nestled in the highly desirable NE Heights, this exceptional residence showcases timeless architecture with a classic tile roof, elegant arched windows, and an impressive grand entry. Inside, soaring ceilings, a dramatic staircase, and expansive living spaces create an unforgettable first impression. Sophisticated columns, designer finishes, and high-end fixtures add warmth and elegance throughout. The gourmet chef's kitchen is the heart of the home, featuring granite countertops, double islands, abundant cabinetry, and generous prep space perfect for entertaining. The spacious main-level owner's suite offers a private retreat, while a separate main-floor guest suite is ideal for multigenerational living or extended guests. Upstairs, you'll find oversized bedrooms, beautifully appointed bathrooms, generous closets, and a versatile recreation room that also makes an excellent home office or media room. Step outside to take in breathtaking Sandia Mountain views from the covered balcony, expansive deck, or covered patio. Situated on an impressive .89-acre lot, the backyard offers endless possibilities to create your dream outdoor oasis with room for a pool, guest casita, workshop, or recreational amenities. This extraordinary home seamlessly combines luxury, comfort, and functionality in one of Albuquerque's most sought-after locations.

5
BEDS
5
BATHS
4,998
SQFT
0.89
ACRES

Welcome to this stunning Raylee home, perfectly situated on a premium lot with breathtaking, unobstructed mountain views. Offering 3,085 square feet of thoughtfully designed living space, this spacious residence features 5 generously sized bedrooms, 3 full bathrooms, and two separate living areas, providing plenty of room for entertaining and everyday living.The expansive kitchen is a chef's dream, complete with abundant counter space, ample cabinetry, and a reverse osmosis water filtration system at the sink. Its open-concept layout flows seamlessly into the dining area and family room, creating the perfect gathering space for family and friends. Rich hardwood flooring extends throughout the entire main level, adding warmth and timeless elegance.Upstairs, you'll find all five spacious bedrooms, including a luxurious primary suite featuring a cozy two-way fireplace that creates a relaxing retreat. A second fireplace in the main living area adds warmth and charm, making this home inviting year-round.Additional highlights include a three-car garage, professionally landscaped front and back yards, and numerous quality upgrades throughout. Ideally located just minutes from Sandia National Laboratories and Kirtland Air Force Base, this exceptional home offers the perfect blend of comfort, convenience, and style.With spectacular mountain views, generous living spaces, and an unbeatable location, this move-in-ready home is one you won't want to miss. Schedule your private showing today!

5
BEDS
4
BATHS
3,085
SQFT
0.17
ACRES

SELLER TO CREDIT BUYER $5000 TOWARDS CLOSING COST, UPON A SUCCESSFUL CLOSING. Discover the charm of this delightful 4-bedroom home in El Rancho Grande! As you step inside, you'll be greeted by a bright and airy atmosphere thanks to the large windows, which also allow for a seamless connection to the outdoors. The fresh coat of paint and newer flooring provides an inviting ambiance throughout. A spacious flex room can be transformed to suit your needs, while the modern walk-in shower in one of the 3 bathrooms ensures you have a serene space to unwind. New appliances add to the convenience of the kitchen, and the darling cinder block-walled backyard is perfect for gatherings or relaxation. AC system to keep you cool, come and take a look.

4
BEDS
3
BATHS
2,195
SQFT
0.11
ACRES

Welcome home to this stunning single-story residence offering 4 bedrooms, 3 bathrooms, and a spacious 3-car garage. The heart of the home is the gourmet kitchen, complete with upgraded stainless steel appliances and an oversized walk-in pantry. Natural light fills the open and airy living spaces, creating a warm, welcoming environment ideal for gathering with family and friends. This thoughtfully designed home combines elegance, comfort, and practicality.

4
BEDS
3
BATHS
2,537
SQFT
0.17
ACRES

Enjoy spacious living in this thoughtfully designed 3-bedroom, 2-bath home. The open-concept layout maximizes every square foot, while pecan cabinetry, quartz countertops, and stainless-steel appliances create a stylish chef's kitchen perfect for everyday living and entertaining.

3
BEDS
2
BATHS
1,669
SQFT
0.15
ACRES
$275,000
-$20,000

NEW PRICE plus a $5,000 seller credit that the buyer may apply toward an interest rate buydown at closing, subject to lender limits. The premier top-floor corner residence at Arno Lofts offers the building's largest floor plan, with 2 full baths, sweeping north and west skyline views, soaring ceilings, and abundant natural light. Listed as a 1 bedroom, it lives like a 2 bedroom: the open loft was originally designed as a second bedroom, with its own full bathroom and custom California Closets. Lovingly maintained by its original owner since 2004, this move-in-ready home offers 1,500 square feet of flexible urban living with rich hardwood floors and generous living spaces. Enjoy top-floor privacy, the community pool, and a covered parking space just across the street. Steps from Artichoke Cafe, downtown restaurants, coffee shops, parks, and Presbyterian Hospital.

1
BEDS
2
BATHS
1,500
SQFT

Light, space, and distinctive details come together in a home designed for comfortable everyday living. Soaring cathedral ceilings and abundant natural light create an airy, open feel, while two generous living areas provide flexibility for gathering, entertaining, working from home, or simply spreading out. Seller-crafted cabinetry, display shelving and a built-in wine rack add warmth and one-of-a-kind character throughout.The kitchen features newer stainless-steel appliances, and top-down/bottom-up blinds throughout most of the home provide privacy without sacrificing natural light. Upstairs, the spacious primary suite includes a private balcony, custom-organized closet, garden tub and oversized shower with built-in seating. A second bedroom opens to another private balcony, with glimpses of the Sandias from the upper level. The third bedroom, with French doors, easily flexes as an office, guest room or creative space.Outside, the walled backyard offers space to relax, garden or make your own, with raised beds, a greenhouse and storage shed already in place. OWNED SOLAR, refrigerated air, natural gas heat and no HOA add practical appeal, while a $3,000 flooring allowance gives the new owner an opportunity to add their own finishing touch. Comfortable, distinctive, and ready for its next chapter, this home is ready to welcome its next owner.

3
BEDS
3
BATHS
2,078
SQFT
0.12
ACRES

DETACHED CASITA IN LOS RANCHOS/GRIEGOS. A private North Valley retreat beneath a mature tree canopy on a generous, low-maintenance lot (with water rights available) backing to a working organic farm. This exceptional property offers luxury, flexibility, and lifestyle. Beautifully renovated 3BR/3BA home features two family rooms, formal dining, plus a detached luxury 1BR casita--ideal for guests, multigenerational living, or rental income. Custom kitchen boasts handcrafted hardwood soft-close cabinetry and creamy quartz countertops. Oversized primary suite offers two walk-in closets and a spa-inspired bath. Metal roof, paid solar, refrigerated air, RV parking. Professionally xeriscaped frnt & rear, with room to build your dream shop/garage. Come see this rare turnkey North Valley home.

4
BEDS
4
BATHS
2,528
SQFT
0.25
ACRES
$278,000

2
BEDS
2
BATHS
1,412
SQFT
0.08
ACRES

$4,000 Flex Cash Offered. Gorgeous two-story home in desirable Montecito Estates! Enjoy resort-style living with a community pool, hot tub, clubhouse, parks, and walking/biking trails, all nestled above the Petroglyphs with beautiful neighborhood views. The gourmet kitchen features bar seating, stainless steel appliances, and a spacious pantry. Beautiful luxury vinyl flooring, abundant storage, and a spacious owner's suite with a remodeled walk-in shower make this home stand out. Upstairs laundry and generously sized bedrooms!. Relax in the backyard with an extended red brick covered patio, turf, and a peach tree. Energy-efficient with low electric bills, newer upstairs A/C and furnace, textured and painted garage, and facing a xeriscape park just a short walk to the pool! Refrigerator, washer & dryer stays!

3
BEDS
3
BATHS
1,815
SQFT
0.11
ACRES

Brand-new and highly sought-after Parklane floor plan featuring an award-winning kitchen design that opens seamlessly to the spacious living and dining areas, perfect for entertaining. This home includes a large study/den and a private mother-in-law suite. Designer upgrades include Twilight 42-inch upper cabinets, quartz countertops, large rectangular tile throughout the main living areas, and many additional premium finishes throughout.

4
BEDS
3
BATHS
2,646
SQFT
0.16
ACRES

This Tiffany home boasts 5 bedroom, 2 1/2 baths. Balcony/Covered patio. Pella wood windows. Tiled roof with refrigerated air.

5
BEDS
3
BATHS
2,335
SQFT
0.1
ACRES
$415,000

Seller is offering a $10,000 credit to buyer to buy down interest rate, or apply to closing costs! Beautiful single-story home ready for move-in! Southwestern charm, high ceilings, skylights and nichos. Front and back yard are private and low maintenance. Great location!

3
BEDS
2
BATHS
1,700
SQFT
0.11
ACRES

Beautiful custom home nestled in the historic Los Altos Civic District, ideally located in the heart of the South Valley. This spacious residence features three bedrooms, two bathrooms, two inviting living areas, stunning wood ceilings with exposed vigas, and a private pool, offering a perfect blend of timeless character and comfortable living.

3
BEDS
2
BATHS
1,949
SQFT
0.14
ACRES

The Bosque floorplan at Spanish Walk in Albuquerque, New Mexico is a thoughtfully designed single-story home that blends modern open concept living with architectural detail and everyday functionality. Offering approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers seeking low-maintenance living in a private North Valley setting. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

3
BEDS
2
BATHS
1,649
SQFT
0.11
ACRES

The Bosque floorplan at Spanish Walk in Albuquerque, New Mexico is a thoughtfully designed single-story home that blends modern open concept living with architectural detail and everyday functionality. Offering approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers seeking low-maintenance living in a private North Valley setting. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

3
BEDS
2
BATHS
1,649
SQFT
0.1
ACRES

This spacious split-level home with unbelievable views nestled in the desirable Snow Heights neighborhood! With no homes directly across the street allowing for breathtaking unobstructed views Featuring five bedrooms, possible six, two primary suites, this home offers an ideal layout for multi-generational living, guests, or added flexibility.Two living areas that can easily serve as a home office, game room or movie room. Beautiful hardwood flooring adds character throughout the home. Along with a truly unique feature, the hidden storage room/ attic concealed behind a bookshelf, as well as addition attached storage space offering both charm and practical storage space. Step outside to a large backyard with endless potential for entertaining, relaxing, or creating your own outdoor oasis. Conveniently located in close proximity to parks, schools, shopping centers, dining, and everyday amenities. This Snow Heights investment is one you won't want to miss.

5
BEDS
4
BATHS
1,942
SQFT
0.14
ACRES

Original owner home with mature landscaping front & back with PAID-OFF SOLAR & NO HOA! From the inviting living spaces to the spacious lower-level family room with a cozy brick fireplace, this home is designed for gathering, relaxing and making memories. The bright kitchen offers abundant cabinetry, stainless steel appliances, generous prep space and an easy flow into the dining area. Retreat to the oversized primary suite featuring dual vanities, a walk-in closet and private access to the elevated deck overlooking the lush backyard. 3 additional generous bedrooms, multiple living areas, peaceful outdoor spaces...this home offers the flexibility the features a new build just doesn't offer. Minutes from parks, shopping, dining and everyday conveniences! Updated HVAC, Anderson Windows, Newer Roof! Virtual Renovation to carpet in some photos as a digitally rendered representation for visualization purposes of NEW carpet being installed 9/9/2026!

4
BEDS
3
BATHS
2,501
SQFT
0.19
ACRES

8842 Odin Road SW, Albuquerque

Final Plat Of Valhalla Estates
$287,000

Come see this 3 bedroom, 2 bath, 2 car garage home located in the Southwest. With neutral palette colors. This home offers a lot of natural lighting. Backyard has a wood wall throughout for privacy. Come and make it your next home!

3
BEDS
2
BATHS
1,200
SQFT
0.11
ACRES
$405,000
-$10,000

This charming 3-4 BR Mid-Century home offers timeless character, a fantastic floor plan, and an oversized interior corner lot in a highly desirable location. Wood floors run throughout the home, while the sun-filled galley kitchen welcomes the morning light. The spacious living room features classic tray ceilings, original-era baseboards, and large south- and west-facing windows that fill the space with natural light. Generously sized bedrooms provide comfortable living, and the versatile flex room is ideal as a media room, home office, guest room, or 4th BR. The detached garage (not included in the SF) has been converted into a workshop and offers excellent potential to be converted back into a garage or reimagined as additional living space. Enjoy outdoor living under the oversized covered patio, perfect for relaxing or entertaining family and friends. Recent improvements include a newer metal roof, furnace, sewer line, and separate electrical systems for the home and workshop. Ideally located near UNM North Campus, the golf course, Whole Foods, etc. A wonderful opportunity to own a classic Mid-Century home in a fantastic neighborhood.

3
BEDS
2
BATHS
1,695
SQFT
0.21
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.