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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 797 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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$300,000
-20,000$ 03/03

Great north valley home ownership opportunity. Charming three bedroom home with lots of potential. Recent electrical updates. New direct vent furnace system. Detached storage area that could serve as an additional living quarters. Massive carport. Large workshop. Close to El Pinto, Sandia Casino, I-25, Balloon Fiesta Park, downtown Bernalillo, quick east side/ west side access. Fall in love with it today, write an offer, and own it in 30-45 days.

3
BEDS
1
BATHS
1,336
SQFT
0.11
ACRES

Welcome to 1716 Anderson Place SE--an inviting home with the added bonus of an ADU offering excellent rental or multi-generational potential. The main home features comfortable living spaces, great natural light, and a functional layout, while the ADU provides flexible options for extended stays, a home office, guest quarters, or income opportunity. Enjoy a yard with room to relax and entertain, all in a convenient SE location close to everyday amenities and commuter routes. The main house is 2 bedrooms, a full bath, an office/flex space and a large pantry.The ADU features a beautiful and charming vintage living space, a large storage area adjacent and a yard closet to store tools and supplies.

3
BEDS
2
BATHS
1,697
SQFT
0.14
ACRES

**10K buyer incentive offered with acceptable offer!**Come see this beautiful home full of natural lighting throughout. Home is very clean and offers lots of storage for your needs. This home has 3 bedrooms, 3 bathrooms and 3 car garage. Large loft upstairs. Amazing open floor plan. Offering top notch appliances, quartz countertops. Primary bedroom has 2 really large walk-in closets and adjacent office space. New roof has been recently replaced in 2025. Backyard is fully walled for your added privacy needs.

3
BEDS
3
BATHS
3,416
SQFT
0.14
ACRES

Spectacular High Desert Views and direct access to nature, biking and walking trails. This Custom-designed, 2+ level Home, Located in one of High Deserts Secure, Quiet, Gated Communities, Elegantly Combines Contemporary & SW Architecture, Using Natural Materials & Quality Construction to Accommodate Breathtaking City and Sandia Mountain Views. 11-foot Ceilings, Open, Airy Floor Plan & Large, Expertly-placed Pella Windows Offer Stunning Views and cross ventilation. A Separate Casita and Courtyard, Built-in Hot Tub, Built-in Gas Grill on Deck are offered in this Original-Owner home. Future Elevator Access Possible.

4
BEDS
4
BATHS
2,991
SQFT
0.25
ACRES

Fantastic, well-maintained townhome that truly shines! Enjoy 9' ceilings, refrigerated A/C, and skylights that flood the home with natural light. The bright, open floor plan features an inviting eat-in kitchen and a spacious living room--perfect for everyday living or entertaining. The oversized primary bedroom offers a walk-in closet, complemented by two full baths for added convenience. A two-car garage provides ample storage, and the backyard is a blank slate ready for your personal touch. This one is a must-see!

3
BEDS
2
BATHS
1,097
SQFT
0.1
ACRES

Welcome to urban living in the heart of downtown Albuquerque! This unique multi-level townhome offers over 1,000 sq ft with an open living area, spacious kitchen, and versatile flex space perfect for a home office or studio. The private upstairs bedroom provides a comfortable retreat, while large windows and High ceilings bring in great natural light. Enjoy low-maintenance living just minutes from dining, entertainment, with the University of New Mexico nearby, plus easy access to the ABQ Rail Yards Market. Perfect for those seeking a convenient downtown lifestyle or investment opportunity.

1
BEDS
2
BATHS
1,011
SQFT
0.03
ACRES

STEP INTO A FULLY REIMAGINED NORTH VALLEY RETREAT WHERE STYLE, SPACE, AND FUNCTION COME TOGETHER BEAUTIFULLY. This complete top-to-bottom remodel blends thoughtful craftsmanship with modern comfort, including updated plumbing, electrical, HVAC, sewer lines, and refreshed stucco. With over 3000 sq ft between the main home and casita, flexibility abounds with 3 bedrooms plus an office or optional 4th bedroom. Enjoy sleek bathrooms, gleaming floors, wood beam ceilings, modern lighting, and a private kitchen designed for gathering. Multiple living spaces include family room, dining area, and cozy fireplace living room. Large yard offers room to relax, garden, or entertain in this established North Valley setting near bosque trails and local favorites. Schedule your private showing today!

3
BEDS
4
BATHS
3,082
SQFT
0.4
ACRES

Elegant open-concept home with a gourmet kitchen w/granite countertops, fully tiled backsplash, upgraded cabinetry, huge walk-in pantry, and breakfast bar island. Soaring 10-ft ceilings, graceful archways, and recessed ceiling details enhance the spacious layout. Plantation shutters throughout for excellent light control, private isolated primary bedroom suite with a fully tiled oversized two-person shower & dual granite sinks. Highlights include bay windows, stainless steel appliances, tankless water heater, owned water softener & owned solar system. 2 car & hobby garage feature epoxy floors, storage & hobby garage windows. Outside is a covered patio, gas fire pit, water feature & easy-care landscaping, no neighbors across the way, on a premium elevated lot on a quiet dead-end street.

4
BEDS
3
BATHS
2,755
SQFT
0.18
ACRES

Owner financing considered. Discover the perfect blend of space, comfort, and versatility in this charming 3-bedroom, 1-bath home, conveniently located just off historic Route 66 and set back from the main road for added privacy. Inside, the home features a spacious primary bedroom with a walk-in closet, a bright living room with a cozy fireplace, and a dedicated dining area that flows naturally into the kitchen--ideal for everyday living and entertaining. Two additional bedrooms offer flexibility for guests, a home office, or hobbies. A detached garage/workshop provides parking, storage, or creative workspace and may offer potential for conversion to a casita or ADU, subject to zoning. Buyer to verify all allowable uses. Schedule your showing today and explore the possibilities.

3
BEDS
1
BATHS
1,398
SQFT
0.14
ACRES
$399,000
-40,000$ 03/21

In a great location near Summit Park and UNM, this well maintained home offers timeless character with modern comfort. Featuring owned solar for energy efficiency, refrigerated air for year-round comfort, a brand new furnace (Jan 2026) and wood stove fireplace insert for coziness, and a functional layout that lives large. Primary bed and bath are conveniently located on the main level, providing ease of living and privacy, while additional bedrooms are on a separate level--ideal for guests, family, or a home office setup. With two distinct living spaces, there's plenty of room to relax, entertain. Classic split-level design adds architectural interest and separation of space while maintaining a warm, open flow. A true gem in a great location - don't miss your chance to make it yours!

3
BEDS
2
BATHS
2,085
SQFT
0.19
ACRES
$485,000
-20,000$ 03/03

Welcome to 4532 Chadwick Rd! Elevated living perched high on the hill in Hunter's Ridge (nr Taylor Ranch), this spacious 4-bedroom, 3-bath home offers sweeping mtn. views and a versatile multi-level floor plan. At 2,631 sf, you'll appreciate the sense of space, natural light & flexibility in this home, which is larger than most available at this price point in Taylor Ranch currently. Don't miss the large basement, ideal for media/office/gym! Upgrades in 2025 include a new roof & updated heat & refrigerated air, adding long-term value. A primary suite & 2 add'l bedrooms are upstairs, while the main level bedroom offers flexibility too. The 2-car garage provides direct access via the laundry room.

4
BEDS
3
BATHS
2,631
SQFT
0.16
ACRES

Currently rented, please do not disturb the tenants.Located in the desirable Ventana Ranch community, this beautifully updated 4-bedroom, 3-bath home has seen tens of thousands of dollars in recent improvements, highlighted by a full kitchen renovation with custom cabinetry. Vaulted ceilings, upgraded lighting, and refrigerated air enhance the open kitchen and den layout, creating a bright, functional living space. All bedrooms are upstairs with spacious rooms, including a primary suite featuring a private balcony, walk-in closet, and soaking tub. Fully landscaped front and back yards with automatic sprinklers and a private backyard with a covered patio. Conveniently located near the East Ventana neighborhood pool.

4
BEDS
3
BATHS
2,318
SQFT
0.13
ACRES

Currently tenant occupied, please do not disturb tenants.6405 Sonrisa Pl NE delivers the space, layout, and features buyers hope to find. Located in the highly sought-after NE Albuquerque area, near the Paseo Del Norte shopping corridor, and within a desired school district, this 4-bedroom, 3-bath home offers function and a backyard built to enjoy. All bedrooms are upstairs, including a spacious primary suite with a large bathroom retreat. The open main level flows perfectly for entertaining, gatherings, or everyday living. Out back, you'll love the covered patio, low-maintenance turf, backyard access with gated side parking, and a large storage shed for all the extras.

3
BEDS
3
BATHS
2,336
SQFT
0.12
ACRES

Come tour this beautiful 4-bedroom, 2-bath home on a spacious corner lot at 3709 General Stilwell NE! Enjoy comfortable living with refrigerated air, renovated bathrooms, and a stylish kitchen featuring stainless steel appliances. The generous backyard offers endless possibilities and includes a large covered porch, perfect for relaxing or entertaining. Conveniently located in NE Albuquerque, near parks, shopping, and dining. This move-in ready home is full of potential.

4
BEDS
2
BATHS
2,187
SQFT
0.21
ACRES

Welcome to easy living in a location that keeps you close to it all- just minutes from I-40, shopping and dining. This charming 3 bedroom, 2 bath home offers over 1,400 square feet of bright and comfortable space with vaulted ceilings that create an open feel throughout the main living area.Just off the living room, a flex space gives you options for the perfect home office, playroom or reading nook. The garage adds even more flexibility with carpet tile and finished walls making it ideal for a home gym, bonus living space or as a functional garage. Recent updates include some modern touches throughout, a new roof (2025) and a refreshed kitchen with newer cabinets and countertops.

3
BEDS
2
BATHS
1,478
SQFT
0.1
ACRES
$464,000
-10,000$ 03/22

MOTIVATED SELLER! Modern Luxury Meets Versatile Living! Welcome to a stunningly remodeled 3BR/2BA home where every detail has been refreshed for 2026. This turnkey residence boasts a bright, open interior featuring updated flooring, designer paint, and plush carpet. The heart of the home is the sleek kitchen, fully equipped with updated appliances and modern finishes. Bring all offers.The standout feature? A fully improved and updated private casita! This versatile space is perfect for a home office, guest suite, or potential rental income. With updated bathrooms and pristine upgrades throughout, this home offers the perfect blend of style and function. Don't miss this rare, move-in-ready gem with bonus living space. Schedule your tour today!

4
BEDS
3
BATHS
1,424
SQFT
0.12
ACRES
$405,000
-5,000$ 03/20

Nestled in Albuquerque's desirable South Valley neighborhood, welcome to this timeless single-family home. Set on a spacious 0.5-acre lot, step inside to discover 3 comfortable bedrooms and 3 bathrooms on 1662 SqFt of living space. Some recent remodeling and upgrades enhance the interior with refreshed finishes, for a clean feel throughout, along with roof and water heater replaced in 2023. A standout feature is the large detached garage, providing abundant room for vehicles, storage, a workshop, or hobby space!

3
BEDS
3
BATHS
1,662
SQFT
0.5
ACRES

Fabulous hidden subdivision of custom homes. Great curb appeal with metal roof, hand carved beams inside and out, clerestory windows. Very open flexible floor plan with high ceilings, exposed adobe, nichos, banco. Radiant floor heat; refrigerated air; instant hot water (2 years); lots of ceiling fans. Granite counters, walk-in pantry, lots of alder wood cabinetry. Refrigerator, washer & dryer (no warranties). Arched ceilings above both tubs, custom solid wood doors. Full wall bookcase in bedroom stays as do side-wall built-in cabinets in garage. Wood windows (tinted on west side) Attractive tile except for hardwood floors in the bedrooms. Attractive light fixtures; built-in speakers. Instantly appealing and in fabulous condition.

3
BEDS
2
BATHS
1,909
SQFT
0.11
ACRES

Adjacent to a city park, which includes a tennis court, basketball court, and playground, this home has potential! Bright and open with a functional layout, with a little work it will shine!

3
BEDS
2
BATHS
1,232
SQFT
0.21
ACRES
$650,000
-20,000$ 03/03

Located on a quiet street in a desirable NE neighborhood, this remodeled home is a Gold Certified Green Build Home. The main level has two large living areas, dining room, full bath and flex room that could be used as a 4th bedroom. Kitchen has granite counters and Energy Star appliances. Additional energy efficient features include: seller owned solar panels, tankless water heater, energy efficient heater and cooler. Home has synthetic stucco, hardwood floors on main level and is wired with Cat 6 and coaxial cable. Upstairs has 3 spacious bedrooms and full bath. The backyard has mature trees, flagstone patio and a covered deck. The home has quick access to Nob Hill, UNM, Kirkland Air Force Base, shopping, parks and the freeway. Complete documentation of the remodel can be viewed at home.

3
BEDS
2
BATHS
2,065
SQFT
0.14
ACRES

Tucked beside a lush HOA green space where deer are frequent visitors, this secluded town-home offers privacy, views, and thoughtful upgrades throughout. Skylights and three sliding glass doors flood the home with natural light, while two gas fireplaces add warmth and ambiance, including one in the primary suite for an extra layer of comfort. The kitchen is both stylish and functional with solid surface counters, stainless steel appliances, and brand-new in 2025 stove, refrigerator, and hot water heater for peace of mind. Custom flooring flows through the home, complemented by custom shades and draperies that elevate the space. One of the guest rooms features a sliding door that opens to a private sunroom/atrium, creating a bright and versatile space. Bathrooms feature sleek cultured

3
BEDS
2
BATHS
1,800
SQFT
0.17
ACRES

Hidden gem in the Southeast Heights, this well-maintained, corner-lot Single-family home offers 4 Bedrooms and 2 Baths with a flexible layout that includes a spacious living room, dining area, and bright sunroom, making it ideal for both everyday living and entertaining. The backyard features a covered patio perfect for gatherings, while the detached oversized two-car garage provides ample space for parking, storage, or projects. Conveniently located near shopping, dining, schools, and recreational amenities, this home offers comfort, functionality, and easy access to everything you need. Schedule your private showing today and see why this home is perfect for making lasting family memories.

4
BEDS
2
BATHS
2,102
SQFT
0.17
ACRES

Act now & be pool-ready by the time warm weather arrives at 8001 Pickard. This 6-bedroom, 4-bath home offers the features buyers are actively searching for, highlighted by a private backyard pool & thoughtful updates throughout. The updated kitchen features a large island, ample cabinetry, & skylights that fill the space with natural light--ideal for everyday living & entertaining. The primary suite includes an updated bath with dual vanities & a soaking tub. Step outside to a backyard designed for poolside enjoyment, relaxing evenings, & seasonal gatherings. A 2-car garage, low-maintenance landscaping, & move-in-ready condition add everyday convenience. Homes offering this combination of space, updates, & a pool wont last--schedule your showing today before this opportunity passes you by!

6
BEDS
4
BATHS
2,913
SQFT
0.24
ACRES

Classic single-level home located on the desirable Ventana Ranch area, offering a bright and open floor plan with two spacious living areas--perfect for everyday living and entertaining. Architectural details include arched doorways, plant ledges, and an inviting layout that easily accommodates large furniture in the living, dining, kitchen, and family rooms. The gorgeous kitchen features an island, breakfast bar, and snack bar, providing ample space for gatherings and functionality. The primary bedroom includes a private en-suite bath with a relaxing garden tub and separate shower. Enjoy the expansive backyard, ideal for outdoor living, play, Beautifully landscaped. A wonderful opportunity to own a well-designed home with space, style, and comfort in a sought-after location

3
BEDS
2
BATHS
1,988
SQFT
0.17
ACRES

Fully renovated and move-in ready, this beautifully updated home at 1317 Kentucky Rd NE offers modern finishes, major system upgrades, and thoughtful details throughout. Enjoy peace of mind with a complete replacement of the decking and roof shingles, plus a modified bitumen roof on the back porch with a 25-year warranty.Inside, the kitchen and baths shine with quartz countertops, self-closing cabinets, new GE appliances, updated plumbing fixtures, and stylish new backsplashes. Additional interior upgrades include new flooring in the den and hall bath, a refreshed fireplace tile surround, new light fixtures and ceiling fans, and fresh paint throughout the home. All interior door hardware, hinges, and locks have been replaced for a cohesive, modern look.

3
BEDS
2
BATHS
1,846
SQFT
0.18
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.