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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 699 listings in Albuquerque.

Welcome home! This beautifully maintained property in the far NE Heights truly has it all. Located on a premium lot with stunning views of the Sandia Mountains. A charming courtyard welcomes you as you enter. This home offers elegance, comfort, and exceptional attention to detail.Featuring tile and cherry hardwood floors throughout, a chef's kitchen complete with a Viking gas cooktop and spacious island. Master bedroom has its own inside/outside fireplace on balcony. Flexible fourth room that can serve as a nursery, bedroom, gym, or office--this home is designed to fit your lifestyle.The backyard is perfect for entertaining, with garden beds, a soothing water feature, and a covered patio ideal for gatherings.Come see everything this remarkable home has to offer!

3
BEDS
3
BATHS
2,340
SQFT
0.17
ACRES

Welcome home, with over 100 years of memories, it's time to add yours! On the main level, a spacious foyer, living room and dining room area, along with 2 bedrooms and a bathroom make for comfortable living. The house has hardwood flooring throughout and a spiral staircase up to the roomy primary bedroom and bath. The bathroom downstairs was recently remodeled, a new roof was installed on 11/25/2025 and there is wrought iron on some windows and doors. The large backyard with alley access is quite a bonus! Off street parking a plus!Located Downtown, you are close to shopping, dining, entertainment, walking trails, the Bosque and the Biopark. Schedule your showing today!

3
BEDS
2
BATHS
1,823
SQFT
0.15
ACRES

Cozy Home Conveniently Located Minutes away From The Airport, FreeWays, Downtown and Major Shopping Centers. Backyard access, 2 car detached garage and much more.

3
BEDS
1
BATHS
990
SQFT
0.16
ACRES

A great home centrally located near Unser & McMahon Blvd making easy commute to Albuq or Rio Rancho. Enjoy the many restaurants along the Unser Corridor and the New Alberstons Market.This home has an easy to maintain front yard and a small backyard. The living area is open to the kitchen. Three Bedrooms, laundry room and two bathrooms. The Primary bedroom is separated from the other two. Check this out and let's make it yours for the Holiday's and New Year!

3
BEDS
2
BATHS
1,244
SQFT
0.1
ACRES

One of Albuquerque's most historic houses on the market for the first time EVER!Original family of the original owners/builders have kept it since the construction in 1897. The house, and then accompanying Mercantile store, were the very beginning and gateway into Albuquerque's Historic Sawmill & Industrial district and continuing on to Old Town Albuquerque! This 2 bedroom, 2 bathroom home was redone and expanded in the late 1980's, and again recently, only to keep up with modern amenities and safeties. The home has so many original touches historic all in their own regard and beautifully kept together. The second dwelling, old Mercantile shop, has been converted to an artists dream studio. With huge potential and a historic past, this property has it all!

2
BEDS
2
BATHS
2,373
SQFT
0.54
ACRES

Shows nice, new flooring throughout, Updated Electrical, RV electrical Plug in the back yard, Recent water heater, New Mini splits heating and AC, Metal roof, Garbage disposal, Ex Large laundry room, Backyard access with metal gates that open up wide WOW. Storage shed in the back yard, Water spicket in back yard. Fresh paint.

3
BEDS
2
BATHS
1,108
SQFT
0.24
ACRES

Unique co-housing development in close-knit North Valley! This move-in-ready home is perfect for low-maintenance North Valley living. Primary bedroom is downstairs. Amazing location, right off Rio Grande and steps from La Monita Coop grocery. Largest home in the community! Recent fresh Low VOC paint and carpet. A 7'' sound barrier provides additional privacy. 12 west-facing OWNED solar panels (usually $0 bill!), home irrigation system, two 90 gallon rain barrels. Meeting room , patio, & casita for members use. Casita can be reserved for guests at $30 nightly rate: includes bedroom, kitchenette, bathroom. Covered parking, secure storage, fenced backyard. Owners share the guest casita, plaza, meeting room, and gardens.

3
BEDS
2
BATHS
1,424
SQFT
0.05
ACRES

Located in the vibrant Nob Hill district, this beautiful condo features 2 bedrooms and 2 bathrooms, complemented by modern stainless steel appliances. The community offers exceptional common areas ideal for grilling, relaxing, and enjoying the surrounding views. The master bedroom showcases stunning vistas of the Sandia Mountains, creating a serene retreat. With the ability to walk, live, shop, and dine just steps from your door, this property offers the perfect blend of comfort, convenience, and Albuquerque charm.

2
BEDS
2
BATHS
1,213
SQFT

HUGE Price Improvement!!! This beautifully remodeled two-story home offers 3,112 sq. ft. of light, bright living space with 4 spacious bedrooms and two inviting living areas. The fully updated interior features fresh paint, new carpet, and modern finishes throughout. The open-concept kitchen flows seamlessly into the main living room, creating the perfect space for gatherings and everyday comfort. Upstairs, the luxurious primary suite serves as a true retreat with a spa-like bathroom designed for relaxation. All additional bedrooms are generously sized and versatile for guests, work, or hobbies. Located on a desirable corner lot, the property also boasts a large backyard ideal for outdoor dining, play, or future enhancements. A three-car garage adds ample storage and convenience.

4
BEDS
3
BATHS
3,112
SQFT
0.31
ACRES

Welcome home to this beautifully remodeled 3-bedroom home offering over 1,900 sq ft of spacious living and a massive bathroom designed for comfort. This property has been renovated top-to-bottom with modern finishes and major improvements throughout.Enjoy year-round comfort with ductless mini-split HVAC, a stylish kitchen featuring granite countertops, new flooring, fresh interior paint, and updated fixtures. Even better, the home includes big-ticket upgrades such as updated electrical and plumbing, plus NEW windows and NEW stucco for enhanced efficiency and curb appeal.

3
BEDS
1
BATHS
1,964
SQFT
0.16
ACRES

3 Bedrooms | Covered Front Porch & Back Patio | Level 2 Granite Countertops | Overhead Garage Storage | Dining Room Buffet Cabinets 🏡Come home to charm and comfort in this thoughtfully designed 3-bedroom home located in the heart of Mesa del Sol - M4. With both a covered front porch and a shaded back patio, this home is built to enjoy the beauty of New Mexico weather year-round.

3
BEDS
2
BATHS
1,523
SQFT
0.1
ACRES

Discover ''The Zinfandel,'' a single-story floor plan that epitomizes efficient and stylish living. This home features three spacious bedrooms and two bathrooms, each designed to maximize use of space. The layout includes a well-appointed primary suite, a large kitchen island, and an open flow between the dining room, kitchen, and great room, perfect for modern living.

3
BEDS
2
BATHS
1,523
SQFT
0.1
ACRES

Easy Living, Bright Design - Your Mesa del Sol Retreat Awaits2 Bedrooms | 2 Bathrooms | Covered Front Porch & Back Patio | Level 2 Quartz Countertops | Garage Overhead Storage + Keypad EntryStep into cozy, low-maintenance living with this beautifully crafted 2-bedroom, 2-bathroom home located in the heart of Mesa Del Sol - M4. With both a covered front porch and covered back patio, this home offers the perfect setup to enjoy New Mexico's sunshine from sunrise to sunset.

2
BEDS
2
BATHS
1,266
SQFT
0.1
ACRES

Peace, privacy and priced to sell! This stunning 5-bed, 3-bath open-concept home blends high-end finishes with effortless living. The chef's kitchen features quartz countertops, a gas cooktop, and a large island perfect for gatherings. Enjoy unobstructed mountain views from your fully xeriscaped backyard, complete with a private putting green. With a temperature-controlled garage, tankless water heater, and a dedicated office, this home is as functional as it is beautiful.Aggressively priced and ready for its next chapter--take advantage of available Flex Cash to make this home even more affordable. Schedule your showing before it's too late!

5
BEDS
3
BATHS
2,946
SQFT
0.13
ACRES

Welcome to your New Home! This newly renovated home is complete with 4 bedroom, 3 bath, 2 living areas and open spacious kitchen. The beautiful neighborhood makes this desirable for your family. This home offers over 2,300 sq. ft. and has a brand new roof, new heating/cooling combo unit and so much more! Schedule a tour today!

4
BEDS
3
BATHS
2,395
SQFT
0.21
ACRES

Move in ready 3-bedroom 2.5 bath Condo located in the The Villas, a gated community with fantastic amenities! Swimming pool, clubhouse, and playground. Conveniently located just minutes to I-25, UNM, Hospitals, Downtown & More! This condo offers a spacious open and bright floor plan. Refrigerated air and tankless water heater. Large kitchen and living area. Great sized bedrooms. Primary bedroom offers full bath with walk-in closet. Great outdoor living space! Fully landscaped patio offering weed-free, xeriscape.

3
BEDS
3
BATHS
1,452
SQFT

Discover your dream home in a prime location! This spacious 4-bedroom, 3-bath residence is a true gem featuring all new LVP flooring, fresh paint, and plush new carpet. With two primary suites one conveniently located on the main level and another upstairs a newly redone private balcony this home is ideal for flexible living arrangements. The well-appointed kitchen offers workspace, while the large driveway and expansive backyard with a patio enhance your outdoor lifestyle. Perfectly situated near freeway access, shopping, and parks, this home combines ease and comfort with the benefits of SOLAR for low electric bills. Don't miss this opportunity. Schedule your showing today!

4
BEDS
3
BATHS
1,937
SQFT
0.22
ACRES

Fantastic Brick Home features Abundant Upgrades & Recent Updates! Soaring Ceilings in Spacious Living Room boasts a Dramatic 2-story Brick Fireplace & Built In Bookcase! Living Room is Open to Formal Dining with New Chandelier! Main Level offers Engineered Hardwood Flooring! Decorator Tile floors in Kitchen & Baths! Sunny Kitchen Boasts Lots of Cabinents! Gas Cooktop+SS Appliances! Inviting Breakfast Nook with Access to Dine Outdoors! Large Covered Patio! Water Feature! Main Level Owner's Suite offers Large W/I closet! Relax in the Garden Tub! Separate Shower/Dual Sinks.10x20 Bonus Flex Room-Home Office or 4th BR! Upper Level offers Dual Living space with a 14x18 Huge Loft Living area! View Deck! Two Bedrooms with W/I closets! Fresh Paint! New Carpet! Decorator Lighting!

3
BEDS
3
BATHS
2,251
SQFT
0.14
ACRES

Welcome to 1509 Plaza Encantada, a lovely home tucked inside the gated enclave of Rancho Caballero in the heart of the North Valley. Ready for your personal touches, ask about special financing programs available for updates!! Wood beam and tongue and groove ceilings, clerestory windows and skylights for an abundance of light. Inviting and charming courtyard with mature trees and landscaping. Primary suite located on the main level! Built in bookshelves in the upstairs loft with an additional bedroom and charming balcony. Low maintenance backyard. Trails, parks, pickle ball courts, Los Poblanos, and Flying Star just minutes away. Plus, this well-located neighborhood offers quick access to all of Albuquerque. Discover a perfect blend of community and comfort in this sought-after location

3
BEDS
3
BATHS
2,765
SQFT
0.08
ACRES

Welcome to this fabulously remodeled gem! This property has a wealth of uses, from Residential to light Commercial and has many upgrades throughout. This floorplan showcases two nicely sized bedroom areas, a very generously sized living room and a fantastic kitchen. Recent upgrades within the last year include, mini split AC/Heat systems, flooring, paint, appliances, bathroom remodel, kitchen hood, counter tops and more! This property would be perfect to work/live in, schedule your showing today! Homewise lending will offer special 5.875% rate OR a temporary 2-1 buydown.

2
BEDS
1
BATHS
918
SQFT
0.04
ACRES

Sited on a corner lot in coveted Dietz Farms this charming residence features a 2,900 sf main house and 850 sf casita. The detached casita has a primary suite, office or second bedroom, kitchen, laundry, and powder room. Classic Pueblo stylings present throughout the main home including kiva fireplaces, brick flooring with decorative tile inlays, beamed ceilings. The living room and den are comfortably divided by a double-sided fireplace while the semi-open concept kitchen flows into both indoor and outdoor areas. Spacious .59 acre cul-de-sac lot allows covered RV parking and hidden away storage for boats trailers & any additional toys. Refrigerated air conditioning and TPO roof complete this rare multi-generational opportunity in the North Valley.

4
BEDS
5
BATHS
3,788
SQFT
0.59
ACRES

Beautiful gated community of Oxbow North awaits! Exceptional custom home has so much architectural character. Large open living areas with raised ceiling invite you in to a tranquil place. 2 way fireplace joins the multiple living areas. Kitchen is a chef's dream. Subzero refrigerator, built in oven, electric AND gas cooktops. Rich cabinetry with upgraded granite counter tops, island with veggie sink, and separate hidden refrigerator drawers. Keep cozy warm with both CFA and radiant heat. Primary suite has 2 way fireplace with sitting area, & large hot tub in adjoining room. Luxurious bath with jetted tub & separate shower. HUGE loft, flex room for 5th BD, plus workout space. VIEWS w/2 large balconies! 15+ fruit trees & outdoor grill. Close to schools and shopping. Secure cul de sac.

4
BEDS
4
BATHS
4,934
SQFT
0.19
ACRES

Stunning brand-new 3 bedroom, 2 bathroom home on a .212-acre lot with modern design throughout. The open-concept floor plan features a kitchen with quartz countertops, sleek soft-close cabinetry, and a custom island with designer accents. The spacious living area offers dramatic beam ceilings, abundant natural light, and seamless flow for gatherings. The primary suite provides a private retreat with a spa-inspired bath. Backyard access and a covered patio complete this beautiful home in a prime location next to Old town.

3
BEDS
2
BATHS
1,848
SQFT
0.21
ACRES

Welcome to this lovely 3-bed, 2-bath home in a desirable southeast Albuquerque neighborhood, just a short drive to UNM and close to shopping, dining, and city conveniences. Inside, enjoy a bright, light-filled living area and a kitchen perfect for creating delicious meals and memorable gatherings, along with comfortable bedrooms that feel warm and inviting. The home features easy backyard access and plenty of space for your toys, tools, or outdoor projects, and a huge workshop that's a dream for hobbies, crafts, serious DIY projects, or extra storage. Endless possibilities with such a great bonus space. Minutes from the Puerto del Sol Golf Course and other local attractions, this home combines charm, functionality, and a fantastic location -- ready for you to enjoy today!

3
BEDS
2
BATHS
1,691
SQFT
0.18
ACRES

3
BEDS
2
BATHS
1,287
SQFT
0.23
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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