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FHA Eligible Homes in Rio Rancho

Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 391 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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This home makes an unforgettable first impression with its grand foyer and spacious, thoughtfully designed layout. This single-story home features 3 bedrooms, 3 bathrooms, and a versatile flex space perfect for a home office, gym, or hobby room. The Jack-and-Jill bathroom adds convenience for the secondary bedrooms, while the expanded primary suite creates a true retreat -- complete with generous space and a spa-like bath.Designed with both comfort and connection in mind, the open-concept kitchen and living areas flow seamlessly to the expanded covered patio, perfect for enjoying New Mexico's beautiful weather year-round. It's no surprise the Tiffany is an award-winning plan -- blending thoughtful design, modern style, and everyday livability into one stunning home.

4
BEDS
3
BATHS
3,058
SQFT
0.18
ACRES

Beautiful updated 3 bed 2 bath home on a quarter of an acre in the coveted Broadmoor at High Resort Subdivision. No HOA or PID!! This home has modern amenities including 2 living areas accented by a two-way fireplace, the kitchen has granite countertops, a new roof, large covered back patio, Xeriscaped front and backyard, tankless water heater, refrigerated air cooling, and more! An additional room located on the NE side of the home brings versatility and can be used as a sunroom, office, den, or can be used as an added bedroom with Sandia Mountain views just outside. Enjoy backyard and side access to the property. This home is in a centralized location with nearby restaurants (Dions, M'tucci's Moderno, etc) and shopping (Target, Walmart, Lowes, etc).

3
BEDS
2
BATHS
2,151
SQFT
0.26
ACRES

Welcome home to Lomas Encantadas -- one of Rio Rancho's most sought-after communities. This beautiful single-level home, ready early next year, was designed for easy living and effortless entertaining. The spacious layout features three bedrooms, two and a half baths, and a bright, open kitchen with a large island and gourmet touches that make every meal feel special. With the primary suite tucked privately toward the back and the secondary bedrooms up front, there's room for everyone to unwind.Skylights fill the home with natural light, while the expanded covered patio invites you to soak up that signature New Mexico sunshine all year long. Whether it's a lively gathering or a quiet night in, this home has a way of making every moment feel like home.

3
BEDS
3
BATHS
2,075
SQFT
0.17
ACRES

Discover a home where thoughtful upgrades meet timeless New Mexico style. Located in the newest phase of Lomas Encantadas in Rio Rancho, this 3-bedroom gem features an expanded owner's suite, natural skylights, and sage green natural stone accents that bring a warm, earthy feel to its modern exterior.✨ Highlights You'll Appreciate:✅ Expanded Owner's Suite - A peaceful retreat with room to stretch and settle in✅ 3-Car Garage with Overhead Storage - Smart storage for tools, gear, and everything in between✅ Skylights - Flood your home with natural light and positive energy✅ Covered Patio - Enjoy year-round outdoor living under the New Mexico sky✅ Upgraded Exterior with Stone Accents - Unique curb appeal with a natural touch

3
BEDS
3
BATHS
2,334
SQFT
0.18
ACRES

Step into comfort and flexibility in this beautifully designed 3-bedroom home with a private junior suite--perfect for guests, multigenerational living, or a quiet retreat. Located in the newest phase of Lomas Encantadas in Rio Rancho, this home blends thoughtful features with timeless New Mexico charm.✨ Why You'll Love It:✅ Added Junior Suite with Full Bath - A private space for guests or extended family✅ 3-Car Garage with Overhead Storage - Room for vehicles, gear, and more✅ Skylights - Let the natural light pour in for a bright and airy feel✅ Covered Patio - Your perfect outdoor escape for morning coffee or sunset views✅ Upgraded Quartz Countertops - Sleek, durable, and effortlessly stylish

4
BEDS
4
BATHS
2,343
SQFT
0.18
ACRES

Welcome to Comfort, Style, and Convenience in the Heart of Rio Rancho.This beautifully refreshed 3-bedroom, 2-bathroom home offers perfect, functional living. Upon entry, you are greeted by fresh interior paint , durable, carpet-free flooring--ideal for low-maintenance living in the New Mexico, NEW stainless steal appliances & more.The home features nicely updated bathrooms, adding a touch of style and comfort. The well-designed floorplan provides both practicality, making it suitable for everyday living as well as entertaining.Step outside to a large, open backyard with higher privacy walls, perfect for relaxing or entertaining. The covered patio allows for comfortable outdoor enjoyment, even during warmer months.

3
BEDS
2
BATHS
1,452
SQFT
0.25
ACRES

This 2 Bedroom, 2 Bath home boasts a spacious floorplan and eat-in kitchen.. Both bedrooms are generously sized . Large backyard great for dogs and entertaining.

2
BEDS
2
BATHS
904
SQFT
0.15
ACRES
$675,555
-23,445$ 05/11

Back on Market & Priced Below Appraisal! Own this beautiful Northern New Mexico style home with instant equity set on a .5 acre lot. This versatile floor plan lives like a 5-room home; 3-bedroom with 2 additional flex rooms. Whether you need guest space, a dedicated hobby room, or home office, the flex spaces adapt to your needs. The newly remodeled interior has all new tile, Kiva fireplace, and a custom kitchen featuring knotty alder cabinets, LED lighting, granite, double ovens, and a unique copper hood. Both remodeled bathrooms are a serene retreat.Outside, enjoy a covered patio, hot tub, and expansive views of the river valley, Jemez, and Sandia Mts. With a sleek metal roof and unmatched flexibility, this home offers incredible value. Don't wait this equity-rich property wont last

3
BEDS
3
BATHS
2,506
SQFT
0.5
ACRES
$650,000
-25,000$ 05/18

3-2-1 buydown available with preferred lender (qualification required). Fellowship presents their newest single-level property, set on an oversized 1.31 acre lot! This thoughtfully crafted home offers 4 bedrooms plus a flex space, 2.5 bathrooms, and a 3-car finished garage with convenient backyard access. High-end finishes include solid-surface countertops, solid wood cabinetry, LVP flooring, and designer touches throughout. The open layout features tall ceilings, abundant natural light, and smooth indoor-outdoor flow. Three bedrooms and a full bath sit on one side for ideal separation, while the private primary suite offers a spa-inspired bathroom, dual sinks, a spacious shower, and a large closet connected to the laundry room. No HOA, city utilities, and a horse allowed.

4
BEDS
3
BATHS
2,421
SQFT
1.31
ACRES

one of the first things you notice is the space. This home finished in 2023, so you get the feel of new construction without the wait, the delays, or the added expense of finishing the backyard and window coverings. Those upgrades already sit in place.The layout makes daily life simple. Five bedrooms and three bathrooms give you flexibility for guests, a home office, hobbies, or multi generational living. The floor plan flows naturally from the kitchen into the living area, which keeps everyone connected.The kitchen draws attention right away. A large island sits in the center with plenty of prep space and seating. Stainless steel appliances, a gas cooktop, built in features, a farmhouse sink, and a pantry give you the setup people search for today. The kitchen opens directly into the

5
BEDS
3
BATHS
2,300
SQFT
0.11
ACRES

Single story home located in the Glen Eagles Community in Rio Rancho. Home features - Large great room with a fireplace, bay window and vaulted ceilings that is open to the kitchen area with island for functionally everyday living and entertaining. Second formal living area and dining area as well. Primary bedroom also features a bay window and primary bathroom with large shower and double sinks. Bedrooms 1 and 2 have easy access to the hall bathroom area. Separate spacious laundry room areaLocated on an oversized lot with a 3 car garage, and side yard access for all the toys!.Located close to shopping and access 528.

3
BEDS
2
BATHS
2,026
SQFT
0.41
ACRES

2,059+ square feet of thoughtfully designed living space. This versatile home features 3-5 spacious bedrooms, 2.5 bathrooms, an optional super closet, along with a dedicated office that can easily serve as a fourth- or fifth-bedroom ideal for remote work, hobbies, or multi-generational living. The open-concept layout creates a seamless flow between the kitchen, dining, and living areas, making the home equally suited for everyday living and entertaining. The dining area is quite large and allows for those who love to host friends and family gatherings. The gourmet kitchen serves as the heart of the home, featuring abundant counter space, a large center island, and a walk-in pantry, delivering both style and practicality.

3
BEDS
3
BATHS
2,059
SQFT
0.12
ACRES
$459,990
-10,000$ 05/10

The Venice, a beautifully appointed 3-4 bedroom, 2.5-3 bath home offering 1,888+ square feet of thoughtfully designed living space, complete with a 2-3 car tandem garage for added flexibility and storage. The open-concept layout is designed with both comfort and functionality in mind, making it ideal for everyday living and effortless entertaining. The spacious chef kitchen serves as the heart of the home, featuring abundant cabinetry, generous counter space, and a premium appliance package option, perfect for hosting gatherings or enjoying quiet nights in. The kitchen flows naturally into the dining and living areas, creating an inviting and connected living space.

3
BEDS
5
BATHS
1,888
SQFT
0.12
ACRES

Charming Pueblo-style home located in the established Corrales Heights area. Step inside to find a functional layout featuring multiple living areas, ideal for both everyday living and entertaining. The inviting living room showcases classic Southwestern character, while the kitchen offers ample space for cooking and gathering cozy fireplace.

3
BEDS
2
BATHS
1,728
SQFT
0.26
ACRES

Located in central Rio Rancho, situated on expansive 1/2 acre, sits your dreamy modern farmhouse! Cozy open kitchen, living & dining area with custom fireplace, large picture windows & 8ft sliding doors merging indoor & outdoor living. Soft luxury with stunning Sandia Mountain views! The chef's kitchen features Cafe appliances, top-quality finishes & a dream butler pantry. Unique floor plan offers space for everyone, including a large primary suite with walk-in closet connected to laundry & spa-like bath with double vanity, separate shower & soaking tub. Additional living space between bedrooms plus front bedroom for guests or office. On paved road with city utilities, it's the ONE!

4
BEDS
3
BATHS
3,050
SQFT
0.5
ACRES

Built in 2020, this stunning home offers 4 spacious bedrooms, a versatile office that could serve as a 5th bedroom, and 3 full bathrooms, blending style, function, and comfort. The open-concept main floor features elegant tile throughout, a gourmet kitchen with stainless steel appliances, an oversized pantry, and a bright breakfast nook flowing seamlessly into the living room with a tiled gas fireplace. Upstairs, the expansive primary suite boasts a spa-like bath and walk-in closet. The backyard is low maintenance with turf, rock landscaping, and a covered patio ideal for relaxing or entertaining. A 3-car garage and thoughtful finishes complete this move-in ready home.

4
BEDS
3
BATHS
2,761
SQFT
0.13
ACRES

Brand new just starting construction with completion this summer. On a deep lot in popular Lomas Encantadas, home has soaring ceilings & open-concept floorplan designed for modern living. This spacious home has Upgrades like CRAZY, features 4 huge bedrooms upstairs, including a mini suite with its own full bath and versatile loft perfect for work or play . Main bedroom is down with huge walk in closet. The light-filled living room flows seamlessly into the kitchen and dining areas, creating the ideal space for entertaining or relaxing. Enjoy built in appliances, a huge pantry in the kitchen leading out to the big patio. this home offers the perfect blend of comfort and sophistication. (photos are of current model home features will vary) Model is open every day so stop by and se

5
BEDS
4
BATHS
2,805
SQFT
0.16
ACRES

Welcome to this expansive single-story retreat featuring 3 bedrooms, 2 full baths, and the freedom of no HOA! This move-in-ready home has been refreshed with brand-new carpeting throughout and a 5-year-old roof, offering both style and peace of mind. The heart of the home is an open-concept living and dining area designed for easy entertaining. The chef-ready kitchen is a standout, featuring granite countertops, a gas range, and ample cabinetry for all your storage and baking needs. The primary suite serves as a private getaway with double sinks, a large walk-in closet, and a private bath. Four additional bedrooms provide maximum versatility.

3
BEDS
2
BATHS
1,825
SQFT
0.16
ACRES
$505,000
-10,000$ 05/14

Welcome to this beautifully maintained home in desirable Rio Rancho! Situated on a spacious half-acre lot, this property offers room to spread out and enjoy both indoor and outdoor living. The home features a bright and open living area filled with natural light, a well-appointed kitchen with ample cabinet and counter space, and a dining area perfect for gatherings.The generous primary suite provides a comfortable retreat with a large closet and ensuite bath. Additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy the expansive backyard with true backyard access, offering plenty of space for RV parking, toys, trailers, or future projects. The large lot provides endless possibilities for outdoor entertaining, gardening, or creating your drea

3
BEDS
2
BATHS
1,877
SQFT
0.5
ACRES

Welcome to this charming home set on a spacious half-acre lot, offering the perfect balance of comfort, space, and functionality. This well-maintained property features 3 bedrooms and 2 bathrooms, providing plenty of space for both everyday living and hosting guests. Inside, you'll find bright and inviting living areas designed for relaxation and entertaining. The home includes a 2-car garage, plus side yard access giving you ample parking and storage. With generous outdoor area and comfortable interior living, this home offers a wonderful opportunity to enjoy peaceful living with room to grow.

3
BEDS
2
BATHS
1,442
SQFT
0.59
ACRES

Immaculate, Beautifully Updated One-Story Home with 4 Bedrooms, 2.5 Bathrooms, 3 Car Garage, 2+ Living Spaces, Plus an Office! Located in the Desirable Gated Tres Colinas Community in Loma Colorado! The Gourmet Kitchen Offers a 9' Island, Granite Counters Large Dining Area, Abundant Storage and an Expansive Walk-In Pantry! The Large Primary Suite Includes an Ensuite Bathroom w/ a Custom Barn Door, Garden Tub, Separate Shower, Double Sinks and a Walk-In Closet! Additional Amenities Include Recessed Lighting, Custom Light Fixtures and Fans, Plantation Shutters, Raised Ceilings, Raised Panel Doors, No Carpet and Tankless Water Heater! Enjoy the Outside Covered Patio w/ Low Maintenance Yard! No PID!

4
BEDS
3
BATHS
3,168
SQFT
0.21
ACRES

Price Reduced! Beautiful 2,527 sqft custom built home on a 1/2 acre with beautiful Sandia Mountain views just off Broadmoor Blvd. Backyard includes a detached casita that is pre-wired and pre-plumbed for future possibilities. Interior features a striking floor-to-ceiling stacked stone fireplace, jetted tubs in both bathrooms, and a tiled walk-in shower in the primary suite. Water heater was replaced August 2023. Spacious backyard includes a covered patio, a water feature (operational but not recently used) and a small playground area. The garage opens from both sides allowing access to the backyard.

3
BEDS
2
BATHS
2,527
SQFT
0.5
ACRES
$360,000
-20,000$ 05/14

Beautifully maintained and full of charm, this 1,650 sq ft home in North Rio Rancho near Unser offers 3 bedrooms with a possible 4th bedroom or office, providing flexible living space. Enjoy decorator paint throughout, a cozy gas fireplace, and an eat-in kitchen with stainless steel appliances. The private primary suite features double sinks, a relaxing garden tub, and a walk-in closet. Step outside to a private front courtyard perfect for evening relaxation, along with fully landscaped front and back yards. This inviting home offers comfort, style, and move-in ready living in a desirable location.

3
BEDS
2
BATHS
1,650
SQFT
0.11
ACRES

Nearly new and beautifully maintained, this 8-month-old home features the popular Verbena floor plan by Pulte Homes, located in the desirable Rainbow Canyon Subdivision. This thoughtfully designed residence offers 3 bedrooms and 2 bathrooms with a functional open layout ideal for modern living. The kitchen is highlighted by granite countertops, stainless steel appliances, and ample workspace for both everyday use and entertaining. Step outside to a fully landscaped backyard designed for relaxation and gatherings, complete with banco seating, a cozy fire pit, and low-maintenance turf. With contemporary finishes, a nearly new construction feel, and a beautifully finished outdoor space, this home offers comfort, style, and convenience in one exceptional package.

3
BEDS
2
BATHS
1,588
SQFT
0.12
ACRES

Situated on 1 acre in a prestigious million-dollar neighborhood, this versatile E-1 zoned property offers endless potential with breathtaking mountain views! This 4BR, 3BA home with a 3-car garage and additional carport features a flexible floor plan including a possible dual primary setup and Jack & Jill bedrooms--perfect for multi-generational living or added privacy. Relax in the luxurious Jacuzzi tub after a long day and enjoy the comfort this home provides. A separate entrance creates an ideal opportunity for a home office, studio, salon, or home gym. Recent upgrades include a newer refrigerator, washer & dryer, and well pump for added peace of mind. All TVs convey, adding extra value and convenience.

4
BEDS
3
BATHS
2,791
SQFT
1.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.