FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Boasting two stories of inspired living space, the handsome Hemingway plan greets guests with a welcoming covered porch. The main floor offers a versatile flex room with a French door, a spacious great room, and an open dining area that flows into a thoughtfully designed gourmet kitchen featuring a center island, a walk-in pantry, and a morning room with an adjacent covered patio. On the second floor, you'll find a laundry, a shared bathroom, and five bedrooms, including a beautiful primary suite with an immense walk-in closet and private bath.
The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room with a cosmo fireplace, a dining area and a gourmet kitchen with a center island and built-in pantry. Other notable features include a large primary suite with an attached deluxe bath and roomy walk-in closet, two guest bedrooms that share a bath, and a laundry. Personalized with a corner-meet door at an extended patio and French doors at the study.
The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a dining area and a gourmet kitchen with a center island and built-in pantry. Other notable features include a large primary suite with an attached bath and roomy walk-in closet, two guest bedrooms that share a bath, and a laundry with sink and cabinet options. Personalized with a corner-meet that leads to an extended patio.
Welcome to 600 Rio Hondo--where comfort meets thoughtful design. This ADA-compliant home features wider doorways, a roll-in shower, and a wheelchair-accessible sink, offering ease of living without sacrificing style. The functional layout is filled with natural light and provides a seamless flow between living spaces, perfect for both everyday living and entertaining. The kitchen and main areas are designed for convenience and connection.For added peace of mind, the seller has already completed a pre-listing home inspection, and no major issues were identified.Situated on a spacious lot, there's room to enjoy the outdoors while maintaining privacy. Whether you need accessibility features or simply appreciate smart design, this home offers flexibility, comfort, and a place to truly feel
Beautiful single-story home offering a spacious and highly functional floorplan designed for both everyday living and entertaining. Multiple living areas provide flexibility for relaxing, working, or hosting guests. The open-concept kitchen flows seamlessly into a large living room with soaring high ceilings and a cozy gas fireplace. Upgraded bathrooms feature modern finishes throughout. The spacious primary suite serves as a private retreat featuring double sinks, a stand alone jetted tub, and a vast walk-in closet. Step outside to an expansive covered patio with its own fireplace, perfect for year-round enjoyment, overlooking a lush, green backyard oasis. Located in a desirable area, this home also includes a three-car garage with ample space for storage and convenience.
APPRAISED LISTING PRICE! Seller offers an improvment allowance toward landscaping. A rare 4 - 5 bedroom, unique TRI-LEVEL custom home in the quiet established Panorama Heights Neighborhood in the Heart of Rio Rancho. This newly renovated, turnkey home offers approximately 3,821 sq ft of spacious, open-concept living. The property features a new roof, new stucco, high ceilings, and an abundance of natural light provided by numerous windows and skylights. The home has been renovated to include remodeled upstairs bathrooms, new carpet, new custom window blinds, and modern lighting fixtures. Additional upgrades include new toilets, hardware, all new carpet and paint. A significant highlight is the additional 550-square-foot multi-purpose room, which provides a flexible space perfect for
.68 Acre oversized fenced lot, 4 bedrooms, Refrigerated air, single story house in southern Rio Rancho!! Hard to find something like this under 400k in Rio Rancho. Tile flooring throughout entire house. Open kitchen and living area. 2 spacious bathrooms with extended counter space. Attached 2 car garage. This corner lot is great for someone who's looking for space and privacy. Lot was recently fully fenced.
Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room, dining room and gourmet kitchen, three bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.
Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room with a multi-slide patio door, dining room and gourmet kitchen, two bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.
$2,500 BUYER CREDIT + OWNED SOLAR!MOVE-IN READY in the highly desirable Lomas Encantadas community in Rio Rancho! This stunning 2022 Abrazo home offers 3 bedrooms + an office, 2.5 bathrooms, open-concept living with soaring 10-12 ft ceilings that bring in tons of natural light and space. Enjoy a 3-car garage with overhead storage, soft water system, and an entertainer's bar complete with a beer & wine fridge perfect for hosting. The backyard is fully landscaped and built for year-round enjoyment with a gazebo, outdoor kitchen/BBQ, and an extended patio. Motivated sellers are offering a $2,500 buyer credit plus owned solar, making this an incredible value in today's market. Opportunities like this don't come around often schedule your private showing today!
PRICE IMPROVEMENT!Experience True SW Living at its finest!Horse permitted!Elevated corner lotViews Galore of city lights, Sandias & Santa Fe lightsPrivate CourtyardRamped entrancesWood windowsWood trim and solid wood doors throughout Cozy Wood burning kiva Refrigerated airGranite42'' upper cabinets with crown molding.Recessed lighting in kitchenGlass block over cabinets in kitchen lets the light in!Built in plate rackSkylightsTall ceilings2 LALarge master with French doors to patioMaster bath jet tubGrab barsCeiling fansLaundry room with cabinets and folding table ShedFruit trees abound including Apple, pomegranate, pear, cherry, apricot and grapes.New water heater (2026)Newer TPO roof (2020)RV Hook up w/ 50amp servBeautiful, well c
Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.With modern finishes throughout and plenty of space to unwind, the Bisbee delivers exceptional value and comfort in the beautiful new community of Estrella at High Range.
This beautiful well maintained two story home features an open floor plan, 5 bedrooms and 3 full baths. This 2019 home comes with tons of upgrades including energy efficient appliances, granite countertops, wood cabinets, and an attached two car garage. It showcases a master suite complete with a walk-in closet, as well as a separate living room, spacious loft, a full downstairs bathroom, an upstairs laundry room, a fully fenced backyard, covered patio and front yard landscaping.
**Incredible Deal! Approved Short Sale - Act Fast! Incredible Deal! ** This spacious 2,757 sq ft property offers 4 bedrooms, 2.5 bathrooms, and an oversized loft perfect as a second living area, game room, or office. Tile flooring runs throughout the main living spaces, with cozy carpet in the bedrooms. The open living area features a custom gas fireplace with stacked stone accents. The kitchen boasts dark wood cabinetry, granite countertops, a custom backsplash, gas range, and a large pantry. The first-floor primary suite includes a private bath with dual sinks, mosaic backsplash, garden tub, and a tiled walk-in shower. Enjoy the covered patio and walled backyard, ready for your personal touch! Sold in as-is condition.
This beautifully maintained 4-bedroom home features a bright, open layout designed for comfortable living, highlighted by a cozy fireplace in the living area and refined details throughout, including tray ceilings, recessed lighting, and refrigerated air. The kitchen is fully equipped with appliances and offers a large island with seating and a pantry, creating a space that is both functional and inviting. A convenient laundry room and dedicated home office (potential 5th bedroom) add everyday practicality. The primary suite includes a walk-in closet and an ensuite bath with a double sink vanity. Outdoors, enjoy landscaped front & back yards, a private walled backyard, a covered patio, and low-maintenance artificial turf, offering the perfect blend of comfort and style.
Discover the Somerton by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan offers four bedrooms and three bathrooms, including a luxurious master suite upstairs that serves as your private retreat--complete with natural light, a seamless en-suite bathroom, and an expansive walk-in closet. With an additional bedroom on the main floor, this home is perfect for guests or flexible living.The open-concept layout effortlessly connects the upgraded kitchen, dining, and family rooms, making everyday living and entertaining simple and enjoyable. The chef-ready kitchen features Whirlpool(r) stainless steel appliances, a large island, and beautiful quartz countertops, all included with LGI Homes' CompleteHome(tm) package.
The Mariposa at Lomas Encantadas Estates in Rio Rancho is a luxury single-story home offering approximately 3,012 square feet with expansive living space, elevated design, and a strong sense of arrival. The open-concept great room, dining area, and chef-inspired kitchen create bright, connected living ideal for entertaining and everyday comfort. A large island, generous counter space, and direct connection to the main living areas make the kitchen both functional and impressive. The private owner's suite includes a spa-style bath with dual vanities, soaking tub, large walk-in shower, and an expansive walk-in closet. A flex room and 3-car garage add versatility and storage.
Welcome home to this charming three-bedroom gem in Rio Rancho! Fresh paint and updates throughout give this home a move-in-ready feel that'll make you want to kick off your shoes -- which you'll happily do on the beautiful hard floors spanning every room. Cozy up by the fireplace on cool desert evenings, then step outside to a spacious backyard perfect for entertaining or stargazing under those famous New Mexico skies. Don't let this one slip away, schedule your showing today!
Experience high-performance living in this impressive brand-new 2-story home in Rio Rancho. This NM Build Green Gold Certified residence is engineered for superior energy efficiency & features clean, modern interior finishes. The main level offers a bright, open-concept floor plan that seamlessly integrates the living, dining, and kitchen areas, perfect for entertaining. The kitchen boasts granite countertops, rich dark cabinetry, stainless-steel appliances & large island. This spacious 5-bedroom, 2.5-bathroom home features a private owner's suite on the main level. All other bedrooms are located on the second floor, along with an additional tech space for added versatility. Plus 2'' white faux wood blinds throughout. Enjoy breathtaking mountain views from the back porch. Call today to vie
Welcome to this elegantly designed 1,420 sq ft home by D.R. Horton, which perfectly blends style, comfort, and modern amenities. This home features a thoughtfully designed floor plan with separate living and dining areas, making it ideal for both relaxation and entertaining. The kitchen stands out with its stylish pendant lighting, while the open-concept layout ensures a smooth transition between spaces. Enjoy the convenience of a spacious walk-in closet in the primary bedroom, providing ample storage. The generously sized bedrooms offer comfort and privacy for the entire family. The smart home package adds an extra layer of convenience, allowing you to control essential features remotely.
Welcome to this very well maintained home that sits on a large lot and features a convenient circular driveway, finished 2 car garage, 3 spacious bedrooms, 2.5 bathrooms, comfortable kitchen breakfast nook, cozy stone fireplace in living room, master bathroom has been recently updated, newer windows, easy maintainable landscape in front and back and so much more! New Roof & Garage/Workshop in 2021, New water heater 2025, New Water Softener & New Carpet.
Experience high-performance living in this move-in ready, spacious 4-bed, 2.5-bath brand-new 2-story home. This residence is NM Build Green Gold Certified, ensuring superior energy efficiency and sustainable craftsmanship. The interior features a modern color palette with sleek tile flooring and contemporary finishes throughout. The main living spaces are designed with an open-concept flow, creating a bright and airy atmosphere perfect for daily life or entertaining. The kitchen serves as the heart of this open area, boasting premium granite countertops, rich dark cabinetry, and stainless-steel appliances. The Lomas Encantadas community offers exceptional amenities, including sidewalks, dog parks, playgrounds, and lush green spaces. Call to schedule your tour today!
Experience high-performance living in this spacious, single-story open floor plan. This brand-new construction is NM Build Green Gold Certified, offering energy efficiency & sustainable craftsmanship. The interior features a warm color palette with stained cabinetry and brushed nickel hardware throughout. The kitchen boasts granite countertops, stainless steel appliances, & a large farmhouse sink. This 4-bed, 2.5-bath home includes an extended owner's suite for additional space for sitting area. Experience a seamless indoor-outdoor transition through the 12-foot, 3-panel sliding glass door that opens to a generously sized covered patio perfect for entertaining or relaxing in the fresh air. The community offers sidewalks, dog parks, playgrounds, and lush green spaces. Call today to tour!
The Pino floorplan at Lomas Encantadas Vistas in Rio Rancho, New Mexico is a thoughtfully designed single-story home that offers the perfect balance of space, efficiency, and modern open-concept living. With approximately 1,501 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers looking to step up from entry-level living while remaining within reach of Albuquerque. Designed for everyday functionality, the home opens into a bright and connected great room, dining area, and kitchen, creating a seamless layout that maximizes both livability and natural light. The open-concept design enhances flow while maintaining clearly defined spaces for cooking, dining, and relaxing. At the center of the home, the kitchen features a spacious island and direct connection to the great
Come take a look at this well-maintained home with incredible VIEWS! Turnkey ready with plenty of space to grow, this move-in-ready gem boasts new carpet and fresh paint throughout. The backyard is perfect for fun family BBQs, featuring an awesome covered patio and those stunning views you'll never get tired of. Located in the desirable Vista neighborhood with easy access to schools, parks, and shopping. Don't miss this one--schedule your showing today!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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