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FHA Eligible Homes in Rio Rancho

Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 484 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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$459,990
-11,640$ 08/04

Welcome to the Stella floor plan, a beautifully designed new construction home offering 1,883 square feet of spacious multi-story living. This thoughtfully crafted layout features an open-concept main living area that seamlessly connects the kitchen, dining, and living spaces--perfect for entertaining and everyday comfort.The primary suite is a true retreat, complete with a large garden soaking tub. Generous bedrooms, modern finishes, and abundant natural light create a warm and inviting atmosphere throughout the home.

4
BEDS
3
BATHS
1,883
SQFT
0.12
ACRES

Fantastic single level floor Plan with lots of natural light and 4 bedrooms. Spacious kitchen with breakfast nook area is open to the living dining room. Lots of counter and cabinet space plus a pantry. Primary bedroom has a walk in closet and a large primary bathroom. Roof was replaced 2023. Enjoy easy care outdoor living with a covered back patio and views from the back yard! Seller enjoyed watching Balloons land right behind the home. Lovely area with quick access to Unser and NO HOA.

4
BEDS
2
BATHS
2,148
SQFT
0.18
ACRES

Comfort and style come together! Built in 2023 and thoughtfully upgraded, this stunning 4-bedroom home showcases a bright, open floorplan designed for both everyday comfort and effortless entertaining. The expansive living area flows seamlessly into the kitchen and dining space, creating a sophisticated yet welcoming atmosphere. A versatile three-car garage offers endless possibilities--ideal for extra storage, a workshop, or a private home gym. Every detail has been carefully selected to blend style, function, and comfort. From quiet mornings to elegant gatherings, this home offers a lifestyle of ease, beauty, and intention.

3
BEDS
3
BATHS
2,478
SQFT
0.5
ACRES

Brand new heating and cooling system as well as newly updated HVAC. So clean and move-in ready! This beautiful 4-bedroom, 3-bathroom home in the desirable Northern Meadows subdivision is the perfect place to call your own. The spacious primary suite features a large walk-in closet and a lovely sitting area, creating a true private retreat. With generous living areas and a functional layout, this home offers comfort and flexibility for everyday living and entertaining. Conveniently located near Cleveland High School and just minutes from Unser Blvd with easy freeway access to both Rio Rancho and Albuquerque. Enjoy being close to the Santa Ana Star Center, shopping, dining, parks, and everyday conveniences. Schedule your showing today!

4
BEDS
3
BATHS
2,066
SQFT
0.16
ACRES

Beautiful two-story home in Rio Rancho in a fantastic location! This stunning 4-bedroom, 2.5-bath home with a 2-car garage offers over 2,400 sq ft of well-designed living space in the desirable Mirador Del Sol subdivision. Featuring multiple living areas, including a dramatic living room with soaring ceilings and accent walls, a formal dining space, and a cozy family room with fireplace. The chef's kitchen boasts granite countertops, a mini island, and abundant cabinetry--perfect for entertaining. Relax in the spacious primary suite with garden tub, separate shower, dual sinks, walk-in closet, and private balcony. Enjoy outdoor living in the fully xeriscaped backyard with covered patio, ideal for gatherings and low-maintenance enjoyment.

4
BEDS
3
BATHS
2,452
SQFT
0.12
ACRES

Welcome to this well maintained single story home located on a desirable corner lot in Rio Rancho! Featuring attractive curb appeal with a classic stucco exterior, clean architectural lines, this home offers both comfort and functionality. The corner lot enhances privacy and creates a more open, spacious feel with possible backyard access. Inside, you'll find a thoughtfully designed layout perfect for everyday living and entertaining. Conveniently located near schools, parks, shopping, and dining, this home offers both comfort and accessibility in a growing Rio Rancho community.A great opportunity to own a move-in ready home. Schedule your showing today!

3
BEDS
2
BATHS
1,703
SQFT
0.17
ACRES

Short sale opportunity! Call to ask about benefits and making an offer. Take this wonderful opportunity to own a remarkable 2022 custom home in sought-after Mariposa, surrounded by miles of hiking and mountain biking trails and framed by breathtaking Sandia Mountain views. This home features numerous upgrades, a spacious gourmet kitchen with granite countertops and stainless steel appliances, and an oversized 3-car garage offering plenty of storage. Enjoy card access to endless community amenities, including the pool, gym, and community center, perfect for activities and social gatherings. With stunning natural surroundings and resort-style amenities, this home delivers a truly active, vibrant, and fulfilling lifestyle in a picturesque setting.

3
BEDS
2
BATHS
2,069
SQFT
0.16
ACRES

Located in one of Rio Rancho's fastest-growing areas, this inviting home offers the perfect mix of comfort and convenience. Enjoy a bright, open layout with spacious living areas, a modern kitchen with plenty of counter space, and a private backyard ideal for relaxing or entertaining. Just a few minutes from Plaza @ Enchanted Hills, restaurants, shopping, and community amenities are at your doorstep. Experience the charm of established living paired with the excitement of growth--just minutes from everything Rio Rancho has to offer.

3
BEDS
2
BATHS
2,120
SQFT
0.16
ACRES

This less-than-one-year-old home offers 4 bedrooms and 2.5 bathrooms with a modern, open layout. The kitchen features stainless steel appliances, all under warranty, and is filled with natural light from large windows throughout the home. Outside, enjoy a beautifully landscaped backyard with grass, an extended patio, and a full sprinkler and drip system. Mulch and brick accents are already in place for future planting or gardening. With no backyard neighbors and open space in front of the home, this property provides privacy, peaceful views, and a bright, airy feel.

4
BEDS
3
BATHS
2,140
SQFT
0.14
ACRES

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, a quiet study, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and three generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes

3
BEDS
2
BATHS
2,220
SQFT
0.14
ACRES
$459,000
-10,000$ 08/15

Construction is done and this Beautiful Brand New Clayton Home is ready for a New Owner! The home sits on one acre. Close to shopping and yet still feels like country living. In Rio Rancho City Limits and School District. Spectacular views of the Sandias from the back deck. Close to shopping and yet still feels like country living. This four bedroom, three bath home has an open floor plan, nice kitchen, large island with seating, dining area, two living rooms, large primary bath, double sinks in vanity, lots of closet space, solar ready, large laundry room with built in coat rack with storage cubes. Large back deck to enjoy the scenery! All this plus a two car garage. Home is on a permanent foundation and qualifies for FHA, VA & Conventional.

4
BEDS
3
BATHS
2,346
SQFT
1
ACRES

Welcome to 817 Oreja De Pro Dr SE -- a spacious home offering nearly 2,921 square feet of comfortable living. Situated on an expansive lot, this property provides ample space for outdoor entertaining, gardening, or simply enjoying New Mexico's beautiful weather. Inside, generous living areas and large bedrooms create an inviting and flexible layout. The neighborhood is quiet and well-established, known for its mature charm and community feel. Conveniently located near shopping, and main routes, this home offers the perfect balance of space, comfort, and accessibility. A rare find combining size, potential, and location in one of Albuquerque's most desirable southeast areas.

5
BEDS
2
BATHS
2,921
SQFT
0.36
ACRES

Discover the Mesquite by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan features four bedrooms and two-and-a-half bathrooms, including a luxurious master suite with a large walk-in closet and private en-suite bath. The open-concept main floor seamlessly connects the chef-ready kitchen, separate dining room, and family room, perfect for hosting gatherings or enjoying everyday moments together. Upstairs, you'll find a versatile tech area and a spacious game room that can be customized as a playroom, movie room, or entertainment space ideal for your family's needs. The Mesquite also includes a convenient laundry room close to all bedrooms for added ease. Featuring LGI Homes' CompleteHome(tm) package,

4
BEDS
3
BATHS
1,839
SQFT
0.21
ACRES

Discover the Mesquite by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan features four bedrooms and two-and-a-half bathrooms, including a luxurious master suite with a large walk-in closet and private en-suite bath. The open-concept main floor seamlessly connects the chef-ready kitchen, separate dining room, and family room, perfect for hosting gatherings or enjoying everyday moments together.Upstairs, you'll find a versatile tech area and a spacious game room that can be customized as a playroom, movie room, or entertainment space ideal for your family's needs. The Mesquite also includes a convenient laundry room close to all bedrooms for added ease. Featuring LGI Homes' CompleteHome(tm) package,

4
BEDS
3
BATHS
1,839
SQFT
0.15
ACRES

Discover the Mesquite by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan features four bedrooms and two-and-a-half bathrooms, including a luxurious master suite with a large walk-in closet and private en-suite bath. The open-concept main floor seamlessly connects the chef-ready kitchen, separate dining room, and family room, perfect for hosting gatherings or enjoying everyday moments together.Upstairs, you'll find a versatile tech area and a spacious game room that can be customized as a playroom, movie room, or entertainment space ideal for your family's needs. The Mesquite also includes a convenient laundry room close to all bedrooms for added ease. Featuring LGI Homes' CompleteHome(tm) package,

4
BEDS
3
BATHS
1,839
SQFT
0.09
ACRES

Discover the Mesquite by LGI Homes at Estrella at High Range, a stunning two-story home designed for modern family living. This spacious floor plan features four bedrooms and two-and-a-half bathrooms, including a luxurious master suite with a large walk-in closet and private en-suite bath. The open-concept main floor seamlessly connects the chef-ready kitchen, separate dining room, and family room, perfect for hosting gatherings or enjoying everyday moments together.Upstairs, you'll find a versatile tech area and a spacious game room that can be customized as a playroom, movie room, or entertainment space ideal for your family's needs. The Mesquite also includes a convenient laundry room close to all bedrooms for added ease. Featuring LGI Homes' CompleteHome(tm) package,

4
BEDS
3
BATHS
1,839
SQFT
0.1
ACRES

Highlights of this ranch-style Copper plan include a flex room that has been converted to a fourth bedroom, a well-appointed kitchen showcasing a walk-in pantry and a center island, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, French doors at flexroom, AC in the garage and double sinks in the owner's bath.

3
BEDS
2
BATHS
1,950
SQFT
0.18
ACRES

With its blend of elegance and ease, the Larimar floor plan is the perfect choice for entertaining. At the heart of this home, you'll find an inviting great room with center-meet doors leading onto a relaxing covered patio. An adjacent dining area flows into an impressive kitchen with a convenient island and a roomy pantry, and a spacious primary suite showcases an attached bathroom and a walk-in closet. This home is built with a study and third bathroom.

3
BEDS
3
BATHS
1,872
SQFT
0.17
ACRES

Highlights of this ranch-style Copper plan include a flex room that has been converted to a fourth bedroom, a well-appointed kitchen showcasing a walk-in pantry and a center island, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, cabinets in the mudroom and laundry room and double sinks in the owner's bath.

4
BEDS
2
BATHS
1,950
SQFT
0.18
ACRES

The ranch-style Cassandra plan showcases an open, inviting layout featuring a great room, a dining nook and a large kitchen with a center island and walkin pantry. An elegant primary suite boasts a private bath and a generous walk-in closet, and two secondary bedrooms invite rest and relaxation. Other highlights include a second full bath, a convenient laundry and a covered patio. This home may be built with an additional bedroom and bathroom. You'll love the designer details!

4
BEDS
4
BATHS
2,500
SQFT
0.15
ACRES

Thinking about building your dream home? Step into inspiration with this beautiful model home by Homes by Kim Brooks, featuring the builder's most popular floorplan. With over 3,000 sq. ft., this open-concept design offers 4 spacious bedrooms, 3 full bathrooms, and light-filled living areas designed for comfort and style. Modern finishes, thoughtful details, and exceptional craftsmanship are showcased throughout. From cozy family nights to entertaining guests, this home highlights the lifestyle a Kim Brooks home delivers. The model is open daily--stop in to explore floorplan options, learn more about the build process, and start planning your dream home today.

4
BEDS
3
BATHS
3,096
SQFT
0.5
ACRES

***PRICE REDUCED***Welcome to a lovely 55+ community! This home features beamed vaulted ceilings, skylights and clerestory windows which create a bright open living space with built in bookcases, a custom wood burning fireplace with a gas log lighter! Kitchen comes with all stainless steel appliances, nice big pantry, and moveable island. Primary bedroom includes 2 closets, and 3/4 bath. 2nd bedroom is also spacious, right off the full hall bathroom. 2 car attached garage is finished and has an automatic opener and new springs. TPO portion of roof new in 2025. Low cost HOA pays for all front yard maintenance, common area maintenance and streets. Washer and dryer also convey. Come make this cozy home your own!

2
BEDS
2
BATHS
1,545
SQFT
0.07
ACRES

Westway Homes introduces the Venice, 1997 square feet of modern living. An open floor plan with all the best finishes and amenities. The kitchen features Bosch stainless steel appliances, quartz counter tops and an island. The kitchen opens to the formal dining area as well as the great room. The great room features a fireplace and access to a generous covered patio. The owner's suite is an enormous, private suite with a walk-in closet. This wonderful home is complete and ready to move in to!

3
BEDS
3
BATHS
1,997
SQFT
0.14
ACRES

Hidden within a beautiful, gated community, this corner-lot gem offers stunning Sandia Mountain views and a versatile floor plan. The main level features a primary suite plus a flexible second room perfect as an office, studio, gym, or guest bedroom. Upstairs, a guest retreat which includes a cozy gas fireplace and private balcony, ideal for relaxing or hosting company. Pride of ownership is evident throughout, and the convenient location places you minutes from shopping, dining, and more. With HOA covering water, sewer, streets, and common areas, this home is perfect for year-round living or a lock-and-leave lifestyle.

3
BEDS
3
BATHS
2,435
SQFT
0.14
ACRES

This stunning 4-bedroom, 3-bathroom home is BRAND NEW!! This custom home is a combination of modern elegance and quality luxury amenities gracefully distributed in a very practical floor plan. With comfort and style in mind, in this home, you will enjoy features like porcelain tile, high ceilings, tiled niches, 8-foot doorways, a waterfall kitchen island, lighted kitchen cabinetry, tiled custom showers, hot water on demand, a large pantry, and a laundry room with tons of storage. The primary suite boasts a trayed ceiling with ambiance lighting, a large soaking tub, a well-sized closet, and a lovely 30-inch vanity. The oversized 3 car tandem garage is fully insulated, has painted floors, a storage area and it is also equipped with

4
BEDS
3
BATHS
2,707
SQFT
0.5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.