FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 484 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Move in ready and amazing incentives! Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality. Every detail is carefully considered to deliver lasting quality, modern style, and outstanding value--making it easier to step into homeownership with confidence.
SELLER IS OFFERING A $10,000 CONCESSION!!This beautifully refreshed 3-bedroom, 2-bathroom home offers perfect, functional living. Upon entry, you are greeted by fresh interior paint , durable, carpet-free flooring--ideal for low-maintenance living in the New Mexico, NEW stainless steal appliances & more.The home features nicely updated bathrooms, adding a touch of style and comfort. The well-designed floorplan provides both practicality, suitable for everyday living. Step outside and discover a spacious backyard ready for relaxing, entertaining, or creating your ownoutdoor oasis. The covered patio provides a shaded retreat for enjoying warm New Mexico evenings, whilethe BACKYARD ACCESS offers added convenience for storing recreational vehicles, trailers, or creatingadditional outdoor possibilities. Higher privacy walls help create a peaceful setting where you can trulyunwind. Conveniently located near shopping, dining, parks, schools, and everyday amenities.
Back on market due to no fault of the seller! Welcome to this spacious 4-bedroom, 3-bath home located in Rio Rancho. This property offers a functional layout with two separate living areas and large bedrooms, providing plenty of room for everyday living, entertaining, or flexible use.The seller is offering a credit toward a full new roof with an acceptable offer, providing added value and opportunity for the next owner.Conveniently located near schools, parks, shopping, and commuter routes, this home presents a great opportunity to own a spacious property in a growing area.
**Seller is offering $10k concession with acceptable offer!** PLUS 4.7% Assumable VA Mortgage! Welcome to this stunning 3 bedroom, 2.5 bath home built in 2022 located in the highly desirable Los Diamantes neighborhood of Rio Rancho! The recently landscaped backyard with added gas fire pit backs up to walking trails, making it a cozy space to unwind and entertain with family and friends. The open concept living area boasts plenty of space and a seamless flow for easy entertaining. The kitchen is equipped with modern appliances and ample counter space, making it a chef's dream. Located in a quiet and friendly neighborhood, just a few doors down from a great park, you'll be just minutes away from schools, shopping, and all the amenities Rio Rancho and Albuquerque have to offer!
This charming single-story home sits on a full half-acre with mature fruit trees, quiet mountain views, and plenty of space to relax and enjoy the outdoors. Unwind in the hot tub, entertain in two private courtyards, or simply take in the serene setting from the covered patio. Inside, the light-filled floor plan features soaring ceilings, an inviting entry foyer, and a spacious living and dining area that flows into a beautiful kitchen with granite countertops and abundant cabinet space. The primary suite offers a walk-in closet and private outdoor access to the patio.Featuring 3 bedrooms and 3 bathrooms, this move-in-ready home also includes an oversized finished garage with workshop space. Enjoy lower monthly costs with private well and septic! Come see it today!
This home makes an unforgettable first impression with its grand foyer and spacious, thoughtfully designed layout. This single-story home features 3 bedrooms, 3 bathrooms, and a versatile flex space perfect for a home office, gym, or hobby room. The Jack-and-Jill bathroom adds convenience for the secondary bedrooms, while the expanded primary suite creates a true retreat -- complete with generous space and a spa-like bath.Designed with both comfort and connection in mind, the open-concept kitchen and living areas flow seamlessly to the expanded covered patio, perfect for enjoying New Mexico's beautiful weather year-round. It's no surprise the Tiffany is an award-winning plan -- blending thoughtful design, modern style, and everyday livability into one stunning home.
Beautiful updated 3 bed 2 bath home on a quarter of an acre in the coveted Broadmoor at High Resort Subdivision. No HOA or PID!! This home has modern amenities including 2 living areas accented by a two-way fireplace, the kitchen has granite countertops, a new roof, large covered back patio, Xeriscaped front and backyard, tankless water heater, refrigerated air cooling, and more! An additional room located on the NE side of the home brings versatility and can be used as a sunroom, office, den, or can be used as an added bedroom with Sandia Mountain views just outside. Enjoy backyard and side access to the property. This home is in a centralized location with nearby restaurants (Dions, M'tucci's Moderno, etc) and shopping (Target, Walmart, Lowes, etc).
Discover a home where thoughtful upgrades meet timeless New Mexico style. Located in the newest phase of Lomas Encantadas in Rio Rancho, this 3-bedroom gem features an expanded owner's suite, natural skylights, and sage green natural stone accents that bring a warm, earthy feel to its modern exterior.✨ Highlights You'll Appreciate:✅ Expanded Owner's Suite - A peaceful retreat with room to stretch and settle in✅ 3-Car Garage with Overhead Storage - Smart storage for tools, gear, and everything in between✅ Skylights - Flood your home with natural light and positive energy✅ Covered Patio - Enjoy year-round outdoor living under the New Mexico sky✅ Upgraded Exterior with Stone Accents - Unique curb appeal with a natural touch
Step into comfort and flexibility in this beautifully designed 3-bedroom home with a private junior suite--perfect for guests, multigenerational living, or a quiet retreat. Located in the newest phase of Lomas Encantadas in Rio Rancho, this home blends thoughtful features with timeless New Mexico charm.✨ Why You'll Love It:✅ Added Junior Suite with Full Bath - A private space for guests or extended family✅ 3-Car Garage with Overhead Storage - Room for vehicles, gear, and more✅ Skylights - Let the natural light pour in for a bright and airy feel✅ Covered Patio - Your perfect outdoor escape for morning coffee or sunset views✅ Upgraded Quartz Countertops - Sleek, durable, and effortlessly stylish
This 2 Bedroom, 2 Bath home boasts a spacious floorplan and eat-in kitchen.. Both bedrooms are generously sized . Large backyard great for dogs and entertaining.
Located in central Rio Rancho, situated on expansive 1/2 acre, sits your dreamy modern farmhouse! Cozy open kitchen, living & dining area with custom fireplace, large picture windows & 8ft sliding doors merging indoor & outdoor living. Soft luxury with stunning Sandia Mountain views! The chef's kitchen features Cafe appliances, top-quality finishes & a dream butler pantry. Unique floor plan offers space for everyone, including a large primary suite with walk-in closet connected to laundry & spa-like bath with double vanity, separate shower & soaking tub. Additional living space between bedrooms plus front bedroom for guests or office. On paved road with city utilities, it's the ONE!
GREAT financing opportunities are now available through our preferred in-house lender, DHI Mortgage, plus you'll receive $5,000 toward your closing costs! The Venice by DR Horton is a beautifully designed 3-bedroom, 2.5-bath home with a spacious 3-car tandem garage and an open layout ideal for both everyday living and entertaining. The bright great room and dining space connect effortlessly to a chef-inspired kitchen featuring Whirlpool appliances, a built-in wall oven, upgraded cabinetry, pendant lighting & a large pantry. Ceramic tile runs throughout the kitchen, dining, living & wet areas. The private primary suite includes dual vanities, a spacious tiled shower with bench & a generous walk-in closet. Enjoy elevated features like 11-foot ceilings & 8-foot interior doors PLUS MORE!
10K CREDIT to buyer. Beautiful custom built home on a half acre with beautiful Sandia Mountain views just off Broadmoor Blvd. Backyard includes a detached casita with a mini split and electricity connected. Interior features a striking floor-to-ceiling stacked stone fireplace, jetted tubs in both bathrooms, and a tiled walk-in shower in the primary suite. Water heater was replaced August 2023. Spacious backyard includes a covered patio, a water feature (operational but not recently used) and a small playground area. The garage opens from both sides allowing access to the backyard.
Highly motivated seller!!! Beautifully maintained and full of charm, this 1,650 sq ft home in North Rio Rancho near Unser offers 3 bedrooms with a possible 4th bedroom or office, providing flexible living space. Solar panels to be paid off at closing!! Enjoy decorator paint throughout, a cozy gas fireplace, and an eat-in kitchen with stainless steel appliances. The private primary suite features double sinks, a relaxing garden tub, and a walk-in closet. Step outside to a private front courtyard perfect for evening relaxation, along with fully landscaped front and back yards. This inviting home offers comfort, style, and move-in ready living in a desirable location.
**PRICE REDUCTION OF OVER $27,000! **MOUNTAIN VIEWS OVER 1 ACRE E-1 ZONING PRESTIGIOUS MILLION-DOLLAR NEIGHBORHOOD!** This is the opportunity you've been waiting for! Bring your vision--and your horses--to this spacious 4BR, 3BA home situated on over an acre in one of the area's most desirable neighborhoods. Enjoy breathtaking mountain views, a 3-car garage PLUS an additional carport, and a flexible floor plan designed for today's lifestyle. The possible dual-primary setup and Jack & Jill bedrooms offer incredible flexibility for multi-generational living, guests, or added privacy. A separate entrance opens the door to endless possibilities for a home office, studio, salon, gym, or creative space. Enjoy recent upgrades including a newer refrigerator, washer & dryer, and well pump. **ALL TVs CONVEY!** Opportunities like this don't come along often. Ample parking offers room for guests, RVs, toys, or business needs. Enjoy the beauty and privacy of mature pinon trees while staying close to shopping, dining, and local amenities. Rare opportunity with space, flexibility, and value! **Don't just dream about owning acreage in a million-dollar neighborhood--MAKE AN OFFER!**
5.25% SELLER FINANCING! This contemporary home offers over 2,700 sq ft of thoughtfully designed living space with impressive 10 ft ceilings. The main level highlights an open-concept kitchen, dining, living area and guest suite that flows to a landscaped garden with 3 fruit trees plus a full sprinkler and drip system for easy upkeep. Upstairs you'll find 3 spacious bedrooms and 2 baths, including a large primary suite with beautiful mountain views, and a versatile loft ideal for a media room, office, or play space. Practical perks include a second-floor laundry conveniently located near the bedrooms and an installed water softener. Enjoy a true suburban feel while staying close to parks, recreation, and major highways, with Santa Fe less than an hour away.
Move right into this beautifully updated two-story home featuring 3 bedrooms and 3 bathrooms. Renovated in 2024, it offers newer kitchen cabinets, appliances, updated bathrooms, and flooring throughout. The bright eat-in kitchen provides plenty of space for cooking and gathering, while large windows fill the home with natural light. The spacious primary suite offers a private retreat, and the functional floor plan is ideal for everyday living. Outside, enjoy a large fenced backyard perfect for entertaining, gardening, or pets. Mature front-yard trees provide shade and curb appeal, and the attached one-car garage adds convenient parking and storage.
Welcome to the opportunity to build your dream home on a spacious 0.50-acre lot with breathtaking, unobstructed views of the city and the Sandia Mountains. This thoughtfully designed custom home offers approximately 2,965 sq. ft. of heated living space with expansive outdoor living areas and a large 4-car tandem garage, creating a total footprint of over 4,400 sq. ft. The proposed floor plan showcases four spacious bedrooms, three bathrooms, a dedicated home office, multiple living areas, and a chef-inspired kitchen with an oversized island and optional butler's kitchen featuring premium appliances, prep sinks, double ovens, wine storage, and a generous walk-in pantry.
Luxury Custom Estate with Stunning Views. Newly built on a .75-acre premium lot in Rio Rancho Estates, fully enclosed with block wall fencing and a private remote-controlled gate. Elegant interior with imported Italian marble floors, spacious great room with gas fireplace, and Arcadia glass doors showcasing city lights, desert views, and sunsets. Gourmet kitchen with quartz counters, stainless steel appliances, and custom cabinetry. Primary suite with spa-style shower, dual vanities, and walk-in closet. Outdoor entertaining on covered patio. 3-car garage and RV gate access.
Discover modern desert living in this Westway home in Rio Rancho's desirable Vista Entrada area. Situated on a .62-acre lot, this property offers space to breathe while enjoying beautiful Sandia Mountain views from the backyard. The open-concept floor plan is ideal for everyday living and entertaining, featuring a Bosch-equipped kitchen, large island, Level 5 Silestone countertops, and upgraded cabinetry. The private primary suite includes a garden tub, separate shower, double sinks, and walk-in closet. Outside you'll find a walled backyard with raised privacy walls and a custom metal gate providing backyard vehicle access. A 3-car garage offers plenty of room for vehicles, storage, or a workshop.
$10K seller incentive plus up to 5K incentive when you use preferred lender. Call to find out how you can use incentive. Beautiful newly built home featuring modern finishes and an open-concept layout designed for comfortable living and entertaining. The spacious living area showcases high ceilings, large format tile flooring, and abundant natural light. The chef's kitchen features sleek black cabinetry, stylish backsplash, modern lighting, and a large island perfect for gatherings. Upstairs offers additional living space with contemporary railing. The home also includes a spacious 3-car garage and sits on a generously sized lot with plenty of room for outdoor possibilities. A perfect blend of modern design and functionality.
Views, Views and more Views,Set on one of the best view lots in Vista Entrada, this beautiful custom home offers spectacular scenery from the main living area, breakfast nook, kitchen and primary suite. This spacious 4 bedroom,5 bath home features over 4 thousand sq feet with all bedrooms on the main level and primary suite privately located on one side of the home. Each secondary bedroom includes its own bathroom with additional living area nearby for comfort and flexibility. Upstairs, the huge loft includes a balcony, full bath, incredible views, can be ideal for an office, media room, guest space or fifth bedroom. The p;rimary suite is a true retreat complete with panoramic views and its own fireplace. other features of the home include beamed ceillings, vigas, surround sound, formal dining room, breakfast nook, two fireplaces and a great layout for everyday living and entertaining. A must see home with views that never get old.
Horse Property + 720 SF Lift-Ready Shop on 1.1 Acres - New Construction with Room to Work, Ride & Live Situated on 1.1 fully fenced acres in southwest Rio Rancho, this newly built home offers rare combination of modern living & exceptional utility. The thoughtfully designed 1,567-square-foot home features open-concept layout, quality finishes, abundant natural light, and mountain views.The true standout is the impressive 720sf insulated workshop with reinforced lift-ready concrete slab, oversized door, & attached lean-to's--ideal for mechanics, fabricators, woodworkers, contractors, RV storage, or anyone needing great workspace!
Spacious and accommodating, the two-story Moonstone plan features an open-concept main floor and four charming bedrooms upstairs. Just off the entryway, you'll find a secluded study with a nearby powder room. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a loft offers a versatile common area, and a sprawling owner's suite includes an attached bath and walk-in closet. Covered patio also included
Move in ready + Amazing promotions! Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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