Home / Albuquerque / VA Loan Eligible Homes in Albuquerque

VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 767 listings in Albuquerque.

Updated and ready to go. Great functional floor plan with plenty of space at a great price. Open kitchen to living area with raised ceilings. New granite countertops, fresh paint inside and updated flooring throughout. Enjoy cooking in the kitchen with the new stove , range hood and new dishwasher. New windows for energy efficiency. Fresh backsplash in kitchen with natural wood accents in the home make the colors pop. Refrigerated air and furnace about 1 year old. New water heater installed less then 6 months. Nice private backyard with a walk out right in the primary bedroom. Large shower and vanity with plenty of room in the primary bedroom. Community has a private pool and club house. Enjoy wood burning fireplace and MORE! Come view today.

4
BEDS
2
BATHS
1,680
SQFT
0.11
ACRES

This single-story home offers the perfect blend of comfort, space, and modern updates. Featuring 3 spacious bedrooms, 2 bathrooms and a spacious back yard. Inside, you'll find two generous living areas, providing flexibility for a formal sitting room, media space, or play area. The home also includes a dedicated family dining room and a bright breakfast nook--ideal for casual mornings or hosting gatherings.Recent upgrades add exceptional value and peace of mind, including new central heating and air conditioning, new exterior doors and new attic insulation for improved energy efficiency. The utility room has been fully remodeled, including all new PEX plumbing, updated electrical, new ceiling, and installation of a new tankless water heater.

3
BEDS
2
BATHS
1,615
SQFT
0.17
ACRES

Welcome to 4008 71st St NW, a property that exudes comfort and luxury. The living room is graced with a cozy fireplace, perfect for those chilly evenings. The kitchen is a chef's dream, boasting all stainless steel appliances for a sleek, modern look. The primary bedroom is a sanctuary with double closets, providing ample storage space. The primary bathroom is a spa-like retreat, featuring double sinks for convenience and a jacuzzi tub for ultimate relaxation. The property also includes a fenced-in backyard, providing privacy and a space for outdoor activities. This home is a perfect blend of style and functionality, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation

3
BEDS
2
BATHS
1,244
SQFT
0.1
ACRES

Beautifully updated 4-bedroom, 3-bath home located on a desirable corner lot with backyard access and an oversized two-car garage. Pride in ownership shines throughout, with upgrades galore, including two custom wood-burning fireplaces, extended-height cabinetry, & tons of storage throughout. Recent upgrades include new windows under warranty, new driveway, new garage door, new luxury vinyl flooring in the bathrooms, new bathroom vanities + light fixtures, new range hood + new range stove. Exterior highlights include gorgeous landscaping, an extended side gate with a fresh stain, a cedar block surround with added levels for privacy, and a new concrete front porch area. Home is in pristine, move-in-ready condition and offers a no-carpet interior with no HOA! Located just minutes from Uptown

4
BEDS
3
BATHS
2,443
SQFT
0.22
ACRES

No garage, but wait ... This home is special and you'll be dazzled with the style, flexibility, storage and thoughtful updates throughout. Stepping inside you'll see the gorgeous bamboo floors and exceptional floorplan designed for both everyday comfort and effortless entertaining or creating. The beautifully appointed kitchen features Corian countertops, a designer backsplash, and abundant workspace -- perfect for gathering and creating memorable meals. Two spacious living areas offer incredible versatility, whether you're relaxing, hosting, working from home, or pursuing hobbies. Ample storage, newer windows, and tastefully updated bathrooms add to the home's move-in-ready appeal. Out back, you'll find a standout feature: a 17x10 multi-use studio complete with electricity+a minisplit,

4
BEDS
2
BATHS
2,060
SQFT
0.14
ACRES

Are you looking for room? Well maintained home with spacious workshop on A-1 zoned property! This 3-bedroom, 2.5 bath home has been lovingly cared for. The kitchen features stainless steel appliances, all of which convey with the home along with the washer and dryer for added convenience. Situated on an A1-zoned property, this home offers versatility and plenty of space. A major highlight is the impressive 3,000 sq. ft. workshop complete with 1.5 baths, perfect for projects, storage, or a potential business setup. The property has been well maintained, inside and out, reflecting true pride of ownership.

3
BEDS
3
BATHS
2,090
SQFT
1
ACRES

Located in SW Albuquerque, this spacious 4 bedroom, 3 bath home offers approximately 4,200 square feet of living space on a 1.08-acre lot. Built in 1960, this property blends classic character with incredible potential. Generously sized living areas provide flexibility for multi-generational living, entertaining or creating the layout of your dreams. The expansive lot is a standout feature- offering room for recreation or simply an enjoyable wide open space. A separate garage/workshop in the rear adds valuable versatility for storage, hobbies or business use. With it's size, land and opportunity to personalize, this property presents a unique chance to create something truly special in a convenient SW location.

4
BEDS
3
BATHS
4,220
SQFT
1.08
ACRES

Don't miss out--this remodeled gem is move-in ready! Step into a warm, bright interior with fresh two-tone paint, recessed lighting, and sleek wood laminate floors. All-white kitchens and baths feel crisp and modern. The smart layout keeps the open kitchen and living spaces on one side, while bedrooms stay tucked away privately on the other. The upgraded kitchen shines with shaker cabinets, gleaming quartz countertops, a custom subway tile backsplash, and black stainless steel KitchenAid appliances--creating a neutal pallet for your enjoyment. Fully fenced backyard includes a dog run and storage shed. Close to parks, shopping, and I-25! Extensive remodel in 2023--ask for the complete list of updates!

3
BEDS
2
BATHS
1,803
SQFT
0.17
ACRES

This impeccably maintained residence offers a blend of comfort and tranquility, capturing the essence of southwest living. As you step inside, you're greeted by a light-filled interior graced with a neutral color palette that creates an airy and inviting atmosphere throughout the home. Expansive windows bathe each room in natural sunlight, enhancing its vibrant ambiance. The highlight of this property is undoubtedly the enchanting backyard--a true retreat that promises relaxation and serenity. Also has a flex room, on your private patio as you overlook a charming pond, surrounded by lush landscaping that offers peace and privacy. New Roof and swamp cooler 2022, New Paint 2026With its ideal location, this property provides easy access to parks, shopping centers and dining opti

3
BEDS
2
BATHS
1,776
SQFT
0.12
ACRES

Welcome to this one owner home. Featuring 3 bedrooms, 2 bathrooms. With laminate and tile flooring throughout the whole house. With lots of natural light, you'll find a cozy feel the moment you enter this home. Conveniently located near schools, UNM hospital, shopping and dining. You also have easy access to the freeway. Don't delay, come check out this home today.

3
BEDS
2
BATHS
1,095
SQFT
0.12
ACRES

Welcome to the North Valley! This bright and happy home has everything you desire. It is move in ready with fresh paint that has 2 living areas, a formal dining room, a large kitchen, and a master suite with a walk-in closet and full bath. The 1st living area has a wood burning stove and the 2nd living area walks out to the outdoor living area with a patio for BBQ's or entertainment. The kitchen has been updated with an abundance of cabinets. It has a breakfast bar and a dining room next to it. All of the bedrooms are nice sized! The outdoors offer a long driveway that has backyard access and an oversized detached 2 car garage. There's lots of space for gardening & a large covered carport to store your recreation vehicles & a shed! It is conveniently located near amenities. A must see!

3
BEDS
2
BATHS
1,864
SQFT
0.2
ACRES

Located in the desirable NE Heights of Albuquerque, this updated townhome offers comfortable living in a well-designed layout. The home features 2 bedrooms, 2 bathrooms, and a versatile loft ideal for a home office, second living area, or guest space.Recent updates include a TPO roof installed in 2020 and a HVAC, AC, and heater combo replaced in 2022. The kitchen was updated in 2025 with a new dishwasher, microwave, and wall oven. The upstairs primary suite features a walk-in shower in the en-suite bath.A security system and camera above the garage will convey. The HOA provides excellent value, covering water, sewer, trash, exterior maintenance, roof and stucco, along with access to community amenities including a clubhouse, pool, tennis courts, and pickleball courts.

2
BEDS
2
BATHS
1,941
SQFT
0.07
ACRES

Modern downtown townhouse with 3 bedrooms, 2 bathrooms, and a 2-car garage -- and no HOA. This well-cared-for home is truly move-in ready, with a new roof installed in January 2020 and a new range added in 2025. Inside, you'll find dramatic 20-foot ceilings, radiant heat and central forced air for comfortable living all year around. Cherrywood floors and tile run throughout the home, offering both warmth and durability. The kitchen is thoughtfully designed with custom maple cabinets and granite countertops. Two private balconies extend the living space outdoors. The owner's suite includes a jetted tub and a sit-down shower for a spa-like feel. Additional highlights include elegant trim work, generous closet and storage space, and a full home water filtration system. Located in a thriving

3
BEDS
2
BATHS
2,077
SQFT
0.06
ACRES

Adobe hacienda on 2.4 acres in a private park like setting. Gated entry, adobe guest house, in ground pool in a cabana setting, enyoy the large pond w/ back drop of Sandia Mountains. Enter main home from a large portal w/ kiva FP into spacious & gracious living room, formal dining, both w/ kiva FP's. Comfortable kitchen w/ island nook, custom cabinets & sitting room w/ FP, service room w/ more cabinets & sink. Step down into the huge family room w/ Kiva FP & access to outside courtyard & yard. Primary BR suite is private w/ Kiva, garden bath, walk in closet. Large BR's, baths, & hallways! Separate guest house, FP, kitchen, kiva FP, sauna, access to cabana pool area. City water & sewer, irrigation well. Workshop, storage, & what a fabulous home to love, grow into & enjoy!

5
BEDS
6
BATHS
5,500
SQFT
2.4
ACRES

Move‑in ready single‑level brick home in a desirable NE Heights neighborhood on a beautifully landscaped .23‑acre lot. This updated 3‑bed, 2‑bath home features an inviting eat‑in kitchen with custom cabinetry, granite countertops, and new appliances. Two spacious living areas include a bright family room with a cozy fireplace. Fresh paint, newer wood flooring, new carpet, and an updated primary bath with a walk‑in shower elevate the interior. Enjoy a welcoming backyard with a covered patio, perfect for relaxing or entertaining. Major upgrades include a newer roof, Master Cool evaporative cooler, enhanced attic insulation, double‑pane windows and door, new exterior paint, and gutters.

3
BEDS
3
BATHS
2,401
SQFT
0.23
ACRES

WELCOME HOME!! This home has a open floor plan also home features include Fresh Paint (inside & out) Cabinets. Granite Counter-Top's and Back splash, Stainless Microwave, Self-Cleaning Smooth top electric Range, Dishwasher, Refrigerator, Doors, Opener, Disposal, Fixtures, Bathrooms, Windows, Window Coverings, Doors, Flooring, Large Covered Patio, Refrigerated Air & Heating combo and side parking for toys. Close to Schools and Parks.

2
BEDS
2
BATHS
1,791
SQFT
0.15
ACRES

NEW BIG TICKET UPDATES - ROOF, A/C & KITCHEN COUNTERTOPS. Step through the private courtyard gate & this home feels like a quiet retreat in the foothills. This light-filled home features soaring ceilings, a stacked stone fireplace & flexible living space with room for two seating areas or a living area & a cozy nook. The refreshed kitchen offers new countertops & newer stainless appliances. A downstairs bedroom offer main level living, a guest room or an office all with a 3/4 bath. Upstairs, the primary suite includes a walk-in closet, dual sinks, separate soaking tub & shower, plus a balcony with great Sandia views. Newer water heater & furnace. Close to foothills trails, High Desert Park & quick access to both freeways for an easy commute anywhere in Albuquerque or Santa Fe.

3
BEDS
3
BATHS
2,101
SQFT
0.09
ACRES

Charming and well-maintained home offering 1,013 square feet of comfortable living space. This 3-bedroom, 1-bath residence features a bright eat-in kitchen and refrigerated air conditioning for year-round comfort. Enjoy outdoor living in the enclosed backyard with a covered patio--perfect for relaxing or entertaining. Currenty rented, this property presents an excellent opportunity for investors seeking immediate rental income or for future homeowners looking to secure a home with income-producing potential.

3
BEDS
1
BATHS
1,013
SQFT
0.14
ACRES

Quality Country Living at its best in quiet seclusion with beautiful mountain views. 2.9 acre mini farm is fully fenced and is located in the pristine Umbrage Mini Farms. MRGCD irrigation rights with underground ditch irrigation, a private well; the house is on city water and natural gas. The home is beautifully appointed with hardwood floors, lots of natural light throughout. Lanai sunroom adjoins the kitchen with total views of the beautiful garden and gazebo, bringing the outdoors in! 2 car attached garage at the house. 40'x50' Barn has 14' walls, an RV door, and includes 8,000 lb car lift and air compressor. Also attached to Barn is a 30' x 24' garage with double doors. Complete with a 50'x30' equipment shed and a Chicken Coop waiting for your chicks!

3
BEDS
3
BATHS
2,108
SQFT
2.9
ACRES

Tucked quietly at the end of a cul-de-sac in the coveted Paradise Meadows subdivision, this four-bedroom Opal Jenkins residence blends comfort with understated elegance. Set on a generous quarter-acre lot, the home opens to a light-filled living space where vaulted ceilings soar above an effortless flow between the living, dining, and kitchen areas--perfect for refined entertaining or relaxed evenings at home. The primary suite is a private retreat, featuring a spa-inspired bath with soaking tub, separate shower, and dual walk-in closets. Thoughtful updates--including a newer roof, recently replaced A/C unit, and fresh second-floor carpeting--offer both style and peace of mind, while the expansive backyard invites endless possibilities. Close to shopping & highways.

4
BEDS
3
BATHS
2,675
SQFT
0.26
ACRES

Built in 2023, this beautifully maintained single-story home offers 3 bedrooms and 2 bathrooms with modern finishes and thoughtful upgrades throughout. Enjoy year-round comfort with refrigerated air and added peace of mind with security doors at both the front and back entrances.The open-concept living space features a stylish kitchen with granite countertops and high-end Pottery Barn curtain rods and drapes that add an elegant touch. The spacious primary bedroom includes a walk-in closet and a private en-suite bath.

3
BEDS
2
BATHS
1,528
SQFT
0.12
ACRES

Welcome to your new home in NE Heights! This spacious residence boasts 6 beds & 3 baths & a thoughtfully designed layout making sure everyone's needs are met! Recent renovations (2021) include a large primary suite, 3/4 bathroom, large dining room, pantry/storage, living and media space, 2nd floor with 2 bedrooms, and balcony with trexdeck. Outside, you'll find a huge park like backyard surrounded by rose bushes, fruit trees, chicken coop, grass and evergreens. Entertain friends on one of five patio areas or unwind by the pond. The property also features a tankless water heater and a front and rear timed drip/sprinkler system for added convenience. Experience a neighborhood rich in amenities, just minutes from your door.

6
BEDS
3
BATHS
3,525
SQFT
0.26
ACRES

Exquisite home near the Sandia Mountains. 3bed, 3bath, tri-level home offers privacy with a spacious floorplan. A grand entry welcomes you with soaring ceilings, gorgeous LED lighting, and ceiling fans throughout. Two possible living areas centered around a custom stone fireplace, lots of windows fill the home with natural light. Step onto the balcony to enjoy sunsets and sparkling city views. The designer kitchen is a true showpiece, featuring quartz countertops, an elegant apron-front sink, and custom wood cabinetry crafted by McCoy. The main suite is private with balcony access, a large walk in closet, and a spa-inspired bath complete with a walk-in shower and oversized tub. Luxury vinyl waterproof flooring flows throughout the home.

3
BEDS
3
BATHS
2,365
SQFT
0.1
ACRES

Ideally situated near shopping, parks, UNM, CNM, Nob Hill. This move-in-ready 2 story townhouse features refrigerated air, 2 generously sized bedrooms on the upper level, each offering walk-in closets along with beautiful mountain and sunset views. A spacious full bathroom with a private water closet is located upstairs, while a convenient half bath serves the main level. The intimate complex features just 8 units & includes one covered parking space, a dedicated storage unit & additional parking for guests or a second vehicle. Reasonable HOA dues cover maintenance of exterior of residence, common areas, some insurance, select utilities, taxes & more!

2
BEDS
2
BATHS
1,271
SQFT
0.02
ACRES

OPEN HOUSE SATURDAY 2-4! Owned Solar* Pella Windows * Soaring Ceilings. Tucked away in a small gated compound on a quiet tree-lined street, Sydney Place is one of the best-kept secrets in the Near North Valley. Sumptuous living at the perfect scale, high ceilings and custom skylights bathe this contemporary pueblo-style home in natural light. Enjoy mature shade trees and the sound of birds on your private patio; then head out your gate to a shared green space that wraps around the property, showcasing views of the Sandias. With three ample bedrooms and two full baths, this home offers a chance to right-size without losing a sense of spacious luxury - and don't worry about electric bills - owned solar was installed in 2020!

3
BEDS
2
BATHS
1,724
SQFT
0.11
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.