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VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

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Sandia views, a sculpted kiva fireplace, and a wood plank ceiling anchor the living room of this Sandia Heights-area home in the Northeast Heights foothills. Over $70K in recent updates: new roof, new furnace, new heat pump cooling with auxiliary heating, and updated electrical with a new subpanel, solar ready. Three bedrooms, two baths, and a flexible layout, including a third bedroom with newer wood-look tile flooring that works as an office or studio. The kitchen offers light wood cabinetry, a breakfast bar, and a pantry, opening to a formal dining area. The primary suite includes a corner soaking tub, double-length vanity, and a walk-in closet with built-ins. The two-car garage includes a Level 2 EV charging station, and a whole-house water conditioning system. Sandia views from the main living areas, city views to the west, and quick access to Tramway and foothills trails.

3
BEDS
2
BATHS
1,801
SQFT
0.14
ACRES

Behind this home's classic, unassuming brick exterior lies a completely remodeled, one-of-a-kind 2,546 sq. ft. open floor plan optimized for modern living and seamless indoor-outdoor entertaining. Meticulously updated top-to-bottom with a new roof, upgraded 200-amp electrical, fresh interior paint, modern ceiling fans, energy-efficient double-pane windows, and a newer Master Cool system, this beautiful property combines high-end interior finishes with an outdoor backyard retreat. The spacious layout features 4 bedrooms (with a flexible 5th bedroom option for an office or gym), 2 remodeled bathrooms, and two separate living areas framed by high vaulted ceilings and gorgeous original oak parquet floors. Cooking is a dream in the chef's kitchen, anchored by a luxury Viking range, granite countertops, custom cabinetry, and a pass-through breakfast bar, while the luxury main bathroom features a custom vanity, radiant heated flooring, and integrated LED/Bluetooth speaker lighting. Outside, the lot unfolds into a private oasis featuring a massive 12'x20' covered patio, a professionally laid brick patio, and a 12'x10' gazebo perfect for dining. Tucked away in a highly sought-after neighborhood within the prestigious Sandia School District, the house is close to a beautiful park within walking distance--just one block away--and minutes from prime shopping, dining, and groceries at Winrock Town Center, Uptown Mall, and Coronado Mall.

4
BEDS
2
BATHS
2,646
SQFT
0.17
ACRES

LOCATION, LOCATION, LOCATION! Just steps from Winrock Town Center and its exciting new restaurants, entertainment, concerts, shopping, and amenities, this nearly 2,000-square-foot home puts you right in the middle of one of Albuquerque's most vibrant and growing areas.Beautifully renovated within the last four years, this home offers extensive updates including plumbing, electrical, roof, refrigerated HVAC, marble flooring, upgraded tile, fresh paint, stylish lighting, plumbing fixtures and valves, beautiful full-overlay cabinetry, and upgraded granite countertops.The spacious floor plan features 3 bedrooms PLUS an office, two separate living areas, and a 1-car garage--providing plenty of flexibility for working from home, entertaining, or everyday living. Outside, enjoy an oversized yard with room to relax, entertain, garden, or create your own outdoor retreat.Walk to dining, entertainment, concerts, and everything happening at Winrock, while enjoying the comfort of a thoughtfully updated home in an established NE Albuquerque neighborhood.PRICED TO SELL and easy to show--come see the location, upgrades, and value this home has to offer!

3
BEDS
2
BATHS
1,924
SQFT
0.15
ACRES

Seller offering $5,000!! buyer credit with an acceptable offer. May be used towards carpet or other allowable expenses.Move in ready and full of space, this stunning two-story home is designed to impress! Featuring soaring ceilings and multiple spacious living and dining areas, it offers an open, inviting layout perfect for both everyday living and entertaining.The well appointed kitchen boasts abundant cabinetry and convenient bar seating, making it a functional and welcoming heart of the home. With 4 bedrooms, 3 bathrooms, and over 2,500 sq. ft., there's room for everyone to live comfortably.Ideally situated in Southwest Albuquerque, you'll enjoy close proximity to shopping, dining, and parks everything you need just minutes away. This is a fantastic opportunity to own a beautifully maintained home in a highly convenient location. Don't miss your chance to make it yours!

4
BEDS
3
BATHS
2,552
SQFT
0.11
ACRES

Move In Ready Home In Paradise View! This 1917SF, two story home offers 3 bedrooms, 2.5 baths, a 2-Car Oversized Garage with Storage Closet, and a versatile upstairs loft-perfect for a home office, den or play area! The home features soft-arched hallways and a tray ceiling in the primary bedroom adding character and architectural appeal! Numerous recent upgrades make this home truly move-in ready including brand new carpet, Stainless Steel LG gas range which features Convection and Air Fry option and Stainless steel dishwasher and new front door all installed in August 2026, and Furnace and LVP flooring installed in 2021. Front and backyard landscaping rock has been added for attractive, low-mainenance appeal! Enjoy the covered patio and backyard with easterly exposure and partial mountain views. With its thoughtful updates, functional floor plan and quick-closing potential, this home is ready for it's new owners!!

3
BEDS
3
BATHS
1,917
SQFT
0.1
ACRES

Welcome home to the gated community of Valle Vista! This beautifully maintained home sits just minutes from Ventana Ranch schools and the APS Soccer Complex. The gorgeous kitchen features a new stainless steel refrigerator (2026) and abundant under-cabinet lighting with convenient wave-activated controls. Internet, ready with built-in ethernet wiring throughout along with select, smart switches, Z wave, thermostats, and door lock. A full-size freezer in the garage adds extra storage, and all appliances convey. Garage also has a tankless water heater. Recent updates include new gutters and downspouts. Step outside to a lovely backyard seating area with a gas fire pit, perfect for relaxing evenings -- and all pots and plants are on a drip irrigation system for easy care. Upstairs offers three spacious bedrooms plus a massive loft area, ideal for studying, crafting, or a home workout space. Enjoy stunning Sandia Mountain views from the primary suite's private patio. A full list of upgrades is attached on the MLS.

3
BEDS
3
BATHS
2,189
SQFT
0.1
ACRES

Two-story house on a corner lot with side yard access and a 2-car garage. 4 bedrooms, 2.5 bathrooms. Upstairs has 3 bedrooms, including the master, and the laundry room. Downstairs has a living area that opens to the kitchen, plus a fourth bedroom and a half bath. New two-tone paint, new carpet, and new LVP flooring throughout.

4
BEDS
3
BATHS
2,301
SQFT
0.19
ACRES

This two-story townhouse offers 3 bedrooms, 2.5 baths, refrigerated air, and a layout that balances open living space with privacy upstairs. The main level features a comfortable living room with a fireplace, a kitchen with appliances and tile backsplash, a dedicated laundry room, and a mix of laminate, tile, and new carpet flooring. Ceiling fans throughout add another layer of comfort. Upstairs, all three bedrooms are tucked away from the main living areas, with the primary suite offering dual closets and a private ensuite bath. Recent improvements include a new roof in 2020 and kitchen and bathroom updates completed in 2023. Step outside to an open, walled and fenced backyard with side-gate access, a versatile space for relaxing, entertaining, gardening, or enjoying time outdoors. The two-car garage provides convenient parking and additional storage. With its practical updates, comfortable layout, and private outdoor space, this townhouse offers a refreshing alternative to the ordinary. Come see why this one deserves to be at the top of your list!

3
BEDS
3
BATHS
1,453
SQFT
0.07
ACRES

This beautifully maintained 3-bed, 3-bath property sits in one of the area's most desirable family-oriented communities. The home features an open-concept layout, updated finishes, and a thoughtful floor plan ideal for both relaxation and entertaining.Located near multiple parks, green spaces, and recreation areas, the neighborhood offers a welcoming environment for families. With immediate access to major highways, commuting and daily errands are effortless. A perfect blend of comfort, location, and lifestyle. Schedule your showing today!

3
BEDS
3
BATHS
1,664
SQFT
0.12
ACRES

Nestled in Albuquerque's storied South Valley, near the cottonwoods and winding waters of the Rio Grande, this thoughtfully remodeled home blends New Mexico charm with modern comfort. Primary bathroom was fully remodeled and has custom luxury finishes. Home is Eligible for MFA financing, the home has a deactivated title and has only been moved once. Step inside to a beautifully remodeled kitchen filled with warmth and style, complemented by new double-pane windows and abundant natural light. A split refrigerated-air system and MasterCool evaporative cooler provide comfort through every season. Outside, backyard access and no HOA create room for freedom, possibilities and future dreams. Enjoy peaceful living near the bosque, river trails, parks, local dining and shopping, with convenient access to Downtown Albuquerque and I-25. A welcoming South Valley retreat ready for its next chapter.

4
BEDS
2
BATHS
1,974
SQFT
0.28
ACRES

Beautifully maintained home, located in Juan Tabo Hills. Open kitchen to great room, beautiful primary bed and bath. Kitchen has custom built shelving for extra storage. Separate room for office. Easy access to Kirtland Air Force Base. Landscaped front and back yard.

3
BEDS
2
BATHS
1,535
SQFT
0.11
ACRES

Welcome to this beautifully Oppel Jenkins home, where comfort, space, and breathtaking views come together! From the moment you step inside, you'll appreciate the bright, open floor plan featuring soaring ceilings, abundant natural light, and an expansive living and dining area anchored by a cozy wood-burning fireplace and stunning custom built-in wood cabinetry.The spacious kitchen is designed for both everyday living and entertaining, offering stainless steel appliances, a center island, ample counter space, and a sunny breakfast nook overlooking the backyard.The private main-level primary suite provides a relaxing retreat with a large walk-in closet and an ensuite bath featuring dual vanities, a luxurious garden tub, and a separate shower. Upstairs, you'll find a generous loft that's perfect for a second living area, media room, home office, or playroom, along with two additional bedrooms and a full bath.Recent updates include fresh interior paint, brand-new carpet, and stylish laminate flooring, making this home truly move-in ready. The finished garage offers exceptional storage with a stand-up attic space above, while the backyard includes a storage shed and convenient 81/2-foot gates on both sides of the home, providing easy access for RVs, boats, trailers, or additional parking.The true highlight is the incredible backyard setting! Backing directly to the Petroglyph National Monument, you'll enjoy privacy, stunning natural views, and unforgettable New Mexico sunsets from the covered patio. This is a rare opportunity to own a beautifully maintained home with modern updates, versatile living spaces, and one of the most desirable locations in the area.

3
BEDS
3
BATHS
2,125
SQFT
0.16
ACRES

Welcome to this inviting 3-bedroom, 2-bath home ideally located in Albuquerque's desirable NE Heights, just minutes from Uptown shopping, dining, entertainment, and everyday conveniences. The bright, open floor plan offers comfortable living spaces along with a versatile office featuring a separate entrance--perfect for working from home, a hobby room, or additional flexible space.Thoughtful updates include refreshed kitchen cabinets and countertops, updated light fixtures and ceiling fans, newer carpet in the bedrooms, attractive laminate flooring in the living area, and tile throughout the kitchen, dining area, and bathrooms. The Jack-and-Jill bathroom provides added flexibility between bedrooms and features a spacious shower.Outside, enjoy a low-maintenance front yard with a drip irrigation system and a backyard ready for relaxing or entertaining, complete with a covered patio, mature trees, and garden area. An attached one-car garage adds convenience and storage.With a fantastic location, functional floor plan, attractive updates, and plenty of potential to add your own personal touches, this NE Heights home is one you'll want to see!

3
BEDS
2
BATHS
1,635
SQFT
0.18
ACRES

Magnificent is the only way to describe this exceptional Kim Brooks custom home.The backyard is a private sanctuary, featuring more than $50,000 in professional landscaping and a four-year-old gunite pool. Inside, you'll find brand-new luxury vinyl tile flooring throughout, fresh interior and exterior paint, and distinctive architectural details, including niches, arches, and decorative ledges.The chef-inspired kitchen is designed to impress, while the oversized garageoffers ample storage with built-in cabinets. A separate wing of the home providesthe flexibility of a potential mother-in-law suite. The refrigerator, washer, anddryer convey, and all furniture is negotiable. Imagine making new memories in this extraordinary home--schedule your showing today!

4
BEDS
3
BATHS
2,761
SQFT
0.38
ACRES

OPEN SATURDAY AUGUST 15 FROM 2-4!!!Nestled in the beautiful foothills, this lovely 4-bedroom, 2-bath home offers comfort, charm, and plenty of space to enjoy both indoor and outdoor living. The inviting curb appeal is just the beginning--this home is sure to impress.Inside, you'll find two spacious living areas, providing flexibility for everyday living and entertaining. The family room features a cozy wood-burning fireplace and flows seamlessly into the updated kitchen, creating a warm and welcoming gathering space.Step outside to the beautifully landscaped, parklike backyard--a peaceful retreat perfect for relaxing, entertaining, or enjoying the outdoors. With its desirable foothills location, comfortable floor plan, updated kitchen, and refrigerated air conditioning for year-round comfort, this home offers a wonderful combination of style, functionality, and charm.

4
BEDS
2
BATHS
1,939
SQFT
0.18
ACRES

Extraordinary home where comfortable living, gracious entertaining, and everyday moments come together beautifully in the established Monterey Manor neighborhood. Set on a large, lush lot with a welcoming circular drive, this well-maintained residence offers a sense of space and warmth from the moment you arrive.Inside, the home unfolds with room to live and gather, offering two distinct living areas, formal and informal dining spaces, and a family room filled with natural light beneath soaring ceilings and beautiful clerestory windows. A wet bar adds the perfect touch for entertaining, while four cozy fireplaces create inviting spaces to relax throughout the home.With five bedrooms, there is room for everyone, including a convenient guest or in-law suite on the main level. A bonus room provides even more flexibility for a home office, hobby space, media room, or whatever your lifestyle requires.At the heart of the home, the lovely kitchen features gorgeous wood cabinetry and abundant counter space, all while looking out toward the lush backyard. It is a space designed not only for cooking, but for staying connected to the beauty and activity of the outdoors.And when it comes to enjoying New Mexico's wonderful outdoor lifestyle, this backyard truly shines. Step outside to expansive patio areas made for morning coffee, afternoon gatherings, and memorable evenings around the beautiful custom brick fireplace. The sparkling pool, complete with a winter cover, invites you to make the most of warm summer days, while a Tuff Shed provides valuable additional storage.Two refrigerated air/CFA gas combination units--one serving each end of the home--provide comfort and efficiency throughout the seasons.Ideally located near Kirtland Air Force Base, shopping, and I-25, this exceptional Monterey Manor home offers the space, setting, and versatility you've been waiting for. Come experience the story this home has waiting for you--and make it yours.

5
BEDS
4
BATHS
4,327
SQFT
0.34
ACRES

Welcome to 7216 Via Contenta NE! This inviting home offers a spacious and versatile floor plan designed for comfortable everyday living. The second story features three bedrooms, including a generously sized primary suite with a sitting area and access to a private deck, along with two additional bedrooms. The main level includes a flexible office space that could also be used as a guest room, providing added versatility for your needs. Outside, enjoy a serene, low-maintenance backyard that offers a peaceful space to relax or entertain with minimal upkeep. Located in the La Cueva High School and Morning Star Elementary School districts, this home offers a wonderful combination of comfort, functionality, and easy living!

3
BEDS
3
BATHS
2,226
SQFT
0.08
ACRES

Meticulously maintained and ideally located in NW Albuquerque, this light and bright home offers a thoughtfully designed floor plan with beautiful indoor and outdoor living spaces. The inviting living room features raised ceilings, an electric wall-mounted fireplace with decorative stacked-stone surround, and an open feel. The adjacent dining area provides patio-door access to the beautifully landscaped backyard, while the kitchen offers stainless steel appliances and a convenient breakfast nook.The spacious primary suite is privately located on the lower level and features direct backyard access, a full bathroom with granite double-sink vanity, marble-tile shower, and walk-in closet. The lower level also includes a half bath, laundry room, and access to the two-car garage with workbench. Upstairs, a generous loft provides additional living or office space, along with two secondary bedrooms and a Jack-and-Jill bathroom. The mature, beautifully landscaped backyard is designed for enjoying the outdoors, with multiple areas for relaxing and entertaining, gardening space, an 8' x 10' storage shed, and a gas grill that conveys. Recent improvements include a newer dishwasher and refrigerator, roof replaced in 2017, and HVAC, furnace, and water heater replaced in 2022. Conveniently located near shopping, dining, Paseo del Norte, and easy access to Rio Rancho. A wonderful opportunity for a move-in-ready home in a highly convenient location.

3
BEDS
3
BATHS
1,799
SQFT
0.13
ACRES

Prepare to be captivated by some of Albuquerque's most extraordinary views, encompassing the Sandia Mountains, city lights, Rio Grande river valley, and the Bosque. Truly exceptional in every direction, this custom residence by Koinonia Architects & Builders is located in a gated community and showcases timeless Spanish/Santa Barbara architecture with striking curb appeal. The beautifully designed interior features hardwood floors, hand-troweled plaster walls, custom cabinetry, high-end granite, classic travertine, two cantera stone fireplaces, and designer lighting. The thoughtful floor plan offers a main-level primary suite and guest suite, while upstairs features two additional bedrooms, a Jack-and-Jill bath, and shared living area. A gracious courtyard entry welcomes you home, while low-maintenance landscaping enhances the property. The rear patio is designed for taking in the spectacular vistas, complemented by a tranquil water feature. Enjoy close access to miles of walking and biking trails, along with the privacy and security of gated community. A three-car garage completes this exceptional residence.

4
BEDS
4
BATHS
3,225
SQFT
0.17
ACRES

Step into a warm and inviting home where comfort meets effortless style. This spacious 4-bedroom, 3-bathroom home features an open-concept floor plan, beautiful flooring, soaring natural light, and a cozy fireplace that creates an inviting atmosphere for both everyday living and entertaining. The generously sized bedrooms offer plenty of space and privacy, while the impressive primary suite provides a private balcony- your perfect retreat to enjoy a quiet morning coffee or unwind at the end of the day. Outside, the backyard is truly an extension of the home, offering lush green grass, a beautiful garden, and playset that makes it ideal for entertaining, relaxing, and creating lasting memories. A built-in sprinkler system helps maintain the beautifully landscaped yard with ease. With its spacious layout, abundant natural light, stylish finishes, and exceptional backyard, this home offers the perfect combination of elegance, comfort, and functionality. A must-see opportunity to enjoy beautiful living both inside and out!

4
BEDS
4
BATHS
2,487
SQFT
0.15
ACRES

Welcome home to this updated 4 bedroom in the Vista Del Norte neighborhood! The updates done over the past few years include a remodeled master bathroom, luxury vinyl tile flooring, water heater, mini split for extra comfort in master bedroom, epoxy floors in the garage, gas range, microwave, dishwasher, laundry washer and dryer. Other features include: a kitchen pantry, kiva fireplace, tile roof, a finished and insulated garage. Master bedroom is on the main level with two closets. Enjoy a wonderful backyard that includes a covered patio, mature trees, & storage shed! Don't miss your opportunity to own this gorgeous home! Near the Vista Del Norte park, which is one of the balloon landing areas for the Balloon Fiesta. Close to the freeway, restaurants, shopping, & much more!

4
BEDS
3
BATHS
1,878
SQFT
0.13
ACRES

Built in 2024, this like new home offering a bright, open layout designed for comfortable living. The kitchen opens to the spacious great room, creating the perfect setting for everyday living and entertaining. This home features four well-sized bedrooms, plus a possible fifth bedroom, office, or flex space to fit your needs. Carpet in the bedrooms adds warmth and comfort, while the rest of the home offers the appeal of modern construction and thoughtful design. The front yard features easy-care zero-scape landscaping for low maintenance living. A small front courtyard adds charm and creates a welcoming entry. This beautifully designed home combines space, flexibility, and style in a layout that works for a variety of lifestyles. Enjoy the convenience of a nearby community park, perfect for play, walks, and outdoor activities. Plus Epoxy flooring in garage and electric blinds on windows. Sellers are open to including the home gym with the right offer. Don't miss this great opportunity!

4
BEDS
4
BATHS
2,739
SQFT
0.15
ACRES

Welcome home to this beautifully updated single-story 4-bedroom, 2-bath residence with a 2-car garage, ideally located near schools, shopping, parks, and everyday conveniences. Inside, you'll find fresh flooring and baseboards, newer windows that fill the home with natural light, upgraded refrigerated air for year-round comfort, and a water softener for added convenience. The tastefully remodeled bathrooms offer modern style, while the functional floor plan is perfect for both everyday living and entertaining. Step outside to enjoy lush front and back grass yards--ideal for relaxing, playing, or gathering with family and friends. Complete with a classic pitched roof, thoughtful updates, and a warm, inviting atmosphere, this move-in-ready home is ready to welcome its next owners!

4
BEDS
2
BATHS
2,170
SQFT
0.2
ACRES

Are you seeking a convenient lifestyle in the heights? This inviting single story 2-bedroom, 2-bath home is perfect! This home is in a prime area close to shopping, great spots to meet friends and family for food & drinks, entertainment, recreational trails, city golfing & tennis courts, while also being part of the desirable Sandia High School District. This property features a spacious 2-car garage and a thoughtful layout with bedrooms located on opposite sides for added privacy. Upgrades within the last 10 years include the Roof, Aerocool Evaporative Cooler, Thermal Vinyl Windows on most windows, Stucco, Water Heater, Updated Baths, LVP Flooring, Fencing, Garage Door Opener, Dishwasher, & (2026) Brand New Gas Stove and Garbage Disposal. No carpet-tile & LVP! Seller offering 2 year Fidelity Home Warranty! Washer & Dryer do not convey. This is one you definitely don't want to miss! Please note, home is virtually staged.

2
BEDS
2
BATHS
1,087
SQFT
0.07
ACRES

Shadow Hills townhouse in unique foothills cul-de-sac location backing to common area where deer often graze. Family room and living room are separated by a 2-way fireplace. Both rooms have sliding doors leading to an inviting private shaded patio - perfect for entertaining. Open floor plan with kitchen overlooking family and backyard. Kitchen has lots of cabinets, stainless steel appliances and beautiful granite counters. Separated dining area. Furnace/ac approximately 7 years old. Flat portion of roof recently replaced. Granite counters in updated bathrooms. Excellent condition. Easy walk to Sports and Wellness and shopping. HOA covers common area maintenance, water, sewer and trash and outer landscaping to both front and back of property. No yard maintenance required!

2
BEDS
2
BATHS
1,743
SQFT
0.17
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.