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VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 913 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Spacious single-family home on a generous 31,799 sq ft lot with 1,725 sq ft of living space. Features durable tile and laminate flooring, bright living areas, and room to add a casita. Property allows farm animals and offers plenty of outdoor space for hobby farming, gardening, or expansion. Convenient location with owner financing available for qualified buyers. Great opportunity for flexible terms and rural-living potential close to city amenities.

3
BEDS
2
BATHS
1,725
SQFT
0.73
ACRES

Striking Southwest contemporary in the heart of Sombra del Monte. From the street, the bold angled roofline and soaring wall of windows set this home apart. Inside, vaulted ceilings and bright natural light fill the open living space, anchored by a classic terrazzo fireplace. The remodeled kitchen shines with rich cabinetry, gold hardware, granite counters, a gas cooktop, double ovens, and a built-in wine bar. A spacious bonus room and flex space give you room to work, create, or relax. Enjoy a comfortable primary bedroom and an updated bath. Out back, a private walled yard offers easy-care desert landscaping and a patio for sunny days. Two-car garage and a central spot near shopping, dining, and the Sandia foothills. Homes with this much character are rare. Come see it for yourself.

3
BEDS
2
BATHS
2,141
SQFT
0.21
ACRES
$409,990
-27,120$ 07/03

Brand New D.R. Horton Home in Montage at Mesa Del Sol! Welcome to the Lemongrass plan, a stunning new construction home in Albuquerque's premier master-planned community. Designed for modern living, this home offers an elevated urban lifestyle. This prime location ensures quick commutes, sitting just 15 minutes from Kirtland AFB and Sandia National Labs. Enjoy endless entertainment nearby at Netflix Studios and the First Financial Credit Union Amphitheater, with premier shopping and dining just a short drive away at ABQ Uptown and Winrock. Experience the perfect blend of luxury and convenience in Albuquerque's hottest new neighborhood. Schedule your tour today!

3
BEDS
3
BATHS
1,850
SQFT
0.1
ACRES

Just entering Western Meadows tells you that this will make a Wonderful Home! The quiet Alameda neighborhood, in the Far N Valley is absolutely lovely and set apart for anyone wanting a spacious country feel and still be close to city conveniences. Sitting on a half-acre+, this 1-Story Beauty has a wonderful, versatile floor plan, with formal living and dining rooms, and a large family room with a custom stone fireplace! The large, 2-Car Garage, has been enclosed to serve as optional living area, perfect for recreation and entertaining (not included in the reported GLA). Leading to the back yard, is a Sunroom Patio, hidden off the main bedroom is a bonus hobby/Safe Rm (also not included in the GLA). The lot features Majestic Cottonwoods, a large barn, horse training corrals and more..

4
BEDS
2
BATHS
2,720
SQFT
0.5
ACRES

Welcome to Lavender Fields, an exclusive gated community in the heart of Los Ranchos. Built in 2022, this beautifully designed home blends modern style with everyday comfort. The open-concept floor plan features a stunning kitchen with a large island, granite countertops, double sinks in primary and main bathroom, custom maple cabinetry, walk-in pantry, stainless steel appliances, and a five-burner gas range. Natural light fills the living spaces, while the backyard showcases beautiful Sandia Mountain views. Enjoy a spacious 3-car garage, refrigerated air, a tankless water heater, solatubes and designer finishes. Close to Bosque trails, minutes from local dining and the Rail Runner, this home offers the perfect blend of peaceful living and everyday convenience. No PID on this home!!!

4
BEDS
3
BATHS
1,923
SQFT
0.14
ACRES

Stunning 4-Bedroom Home in the Southwest Heights!Welcome to this spacious, 2,000+ sq ft gem featuring 4 bedrooms, 2.5 baths, and a 2-car garage. Enjoy total peace of mind with a brand-new roof currently being installed and a newer, refrigerated heating and cooling system.The kitchen features a newer sink, has stainless steel appliances--and yes, the refrigerator, washer, and dryer all stay! Unwind in the massive primary suite, complete with a walk-in closet, deep soaking tub, and separate shower.Outside, the oversized covered patio provides the ultimate setup for weekend BBQs, storage, and outdoor living. Perfectly situated near I-40 for an easy commute!

4
BEDS
3
BATHS
2,011
SQFT
0.12
ACRES

Beautiful views & lovely patios with great flow between outdoor & indoor spaces. Located in a gated community, this Special 1 owner custom home is so inviting. Enter through a courtyard to find a light filled innovative design with pleasant updated kitchen w/ solid surface counters, gold pulls, recent induction stove, Bosch dishwasher & fridge & pantry. BK nook w/patio access & formal dining with patio access. High ceiling in great rm with natural light. One bedrm on main floor with 3/4 bath right across. Upstairs find guestroom w/FABULOUS view deck & large Primary w/sitting room, large bath, walk-in, sun rm w/VIEWS. Fun basement flex space has wine room & great space for work from home, guests, playroom, workout space etc. Don't miss the cool dumb waiter! Refrig air. Great house!

3
BEDS
3
BATHS
3,078
SQFT
0.12
ACRES

Beautifully remodeled NE Heights park side home with open floor plan and lots of light! 2026 Updates include Refrigerated Air, Windows, Stucco, LVP floors, trim, Recessed Lighting, Maple Interior Doors, Kitchen Appliances, cabinetry and Quartz countertops with bar seating, Expanded Shower with Gorgeous Tile, Skim trowel finish on walls, Level 5 paint finish on some ceilings, and Landscaping! Elegant French doors open from a Huge living room with a fireplace to a tiled covered patio. Backyard walls raised for added privacy (2026), Mountain Views, Evening Shade, mature trees and flexible space for a dog run etc. The primary bedroom has private backyard access. Newer Electrical, Big Driveway, across from a park, close to I-40, step foot in your next home today!

3
BEDS
2
BATHS
1,700
SQFT
0.18
ACRES

Orig owner home! Meticulously maintained 4BR, 2.5BA home on a cul-de-sac lot in Ventana Ranch. New roof (2018) & ext stucco professionally repainted (8/25). Vinyl dbl-pane windows, eng wood flooring on stairs & main living area, upgraded tile in entry, kitchen, half bath & high-traffic areas. Spacious formal LR & DR. Kitchen features quartz counters, island w/recessed sink, breakfast bar, custom tile backsplash, pantry & upgraded SS appl incl 5-burner range, BI microwave & DW. FR offers T&G; ceiling & WBFP w/log lighter. Remodeled half bath w/quartz, custom tile & updated fixtures. Oversized primary suite w/private deck & remodeled bath. Remodeled hall bath. Backyard offers cov/open patios, extended concrete, lawn, fruit trees, gazebo/hot area, garden space,irrigation & 6x8 tough shed.

4
BEDS
3
BATHS
2,234
SQFT
0.19
ACRES

Cozy and inviting townhome offering 3 bedrooms, 2 bathrooms, plus a spacious converted garage that can serve as a 4th bedroom, home office, gym, or flex space. The converted room features brand-new carpet, adding comfort and versatility to the home. The functional floor plan is move-in ready while still offering opportunities to make it your own. Seller is offering **$5,000** toward the buyer's closing costs, interest rate buy-down, or cosmetic upgrades--use it however you choose! Conveniently located near shopping, dining, parks, schools, and easy freeway access, this home is packed with value and flexibility.

3
BEDS
2
BATHS
1,315
SQFT
0.07
ACRES

Beautifully maintained home in the desirable Northeast Heights! This property offers the perfect blend of comfort, style & convenience. Step inside to a light-filled floor plan with spacious living areas, soaring ceilings & new carpeting throughout.The kitchen features ample cabinetry, generous counter space & a quaint breakfast nook--perfect for casual dining.The 310 sq. ft. primary suite is a true retreat with room for a sitting area or private relaxation space. The en-suite bath completes the owner's suite. Additional bedrooms are well-sized & versatile.Enjoy outdoor living, ideal for relaxing or entertaining. Near parks, trails, shopping, dining & top-rated schools.A rare Northeast Heights find--don't miss this opportunity!

4
BEDS
2
BATHS
2,249
SQFT
0.32
ACRES

Beautifully 4 bedroom 2 bathroom recently remodeled new kitchen cabinets, interior painting and exterior stucco , upgrade bathrooms with decorative ceramic tile. MUST SEE IT TO APPRECIATEshort distance to elem. and middle school,close to shopping great area to live in

4
BEDS
2
BATHS
1,449
SQFT
0.14
ACRES

This fabulously luxurious home in Primrose has 4 bedroom and 4 bathrooms in a quiet cul de sac. The main floor is open concept with beautiful wood beams and flows to the gourmet kitchen with high end stainless steel appliances, granite counters and two breakfast counters. The large Primary bedroom is on the main floor and has two oversized walk in closets. Downstairs you will find a great room and 3 bedrooms. 2 of the bedrooms are ensuite. New TPO roof in 2023. This home has everything you could ask for and in a highly sought after neighborhood with highly coveted schools. Close to trails and parks.

4
BEDS
4
BATHS
4,164
SQFT
0.24
ACRES

Welcome to 2800 Duranes Rd NW in Albuquerque! New Roof in 2026! This beautifully updated home blends modern style with charm in a highly desirable location. The stunning remodeled front exterior creates incredible curb appeal from the moment you arrive. Inside, you'll find tasteful updates throughout along with a versatile bonus area perfect for a second living space, office, gym, playroom, or entertainment area. The home offers a bright and inviting layout with modern finishes and comfortable living spaces designed for everyday living and hosting. Conveniently located near parks, restaurants, shopping, and easy access to everything Albuquerque has to offer. Don't miss your opportunity to own this move-in ready gem!

3
BEDS
2
BATHS
1,613
SQFT
0.19
ACRES

Welcome to this bright, open single-story 3-bedroom, 2-bath home featuring two living areas and an ample side yard. You will find matching tile flooring throughout -no carpet, refrigerated air, granite countertops, stainless steel appliances, and a separate pantry. Primary bedroom with a epic 10.6 X 9.3 walk-in closet. Backyard includes a great storage shed and plenty of outdoor space. Located on a quiet cul-de-sac in the desirable Academy West neighborhood, this home is less than 2 miles from Whole Foods Market, with convenient access to shopping, dining, and everyday amenities along Academy Road. You could be HOME by labor day,

3
BEDS
2
BATHS
1,987
SQFT
0.21
ACRES

Location, Location, Location!Welcome to 1012 21st Street, an enchanting 2-bedroom, 1-bath adobe casita in the heart of the desirable Sawmill District. This 1936 Southwest retreat offers classic New Mexico charm with room to make it your own.Top Features: Authentic Touches: Timeless Saltillo tile in the kitchen and bath.Outdoor Living: A beautifully paved patio perfect for morning coffee or evening entertaining.Recent Upgrades: New roof added in 2023 for peace of mind.The Neighborhood: Enjoy easy access to Sawmill Market, local parks, Starbucks, and dining.

2
BEDS
1
BATHS
952
SQFT
0.07
ACRES

Rarely does a property of this caliber become available--nestled against the Rio Grande Bosque with direct access to miles of scenic nature and equestrian trails. Imagine lush gardens, peaceful walks beneath towering cottonwoods, or horseback rides just beyond your backyard in one of the area's most coveted settings.Rich in authentic Southwestern charm, this exceptional residence showcases a durable TPO roof, private entry courtyard, regal double-door entrance, welcoming foyer, soaring wood-beam ceilings, and two inviting wood-burning kiva fireplaces. Brand-new LED lighting and stylish contemporary fixtures brighten he home while adding a fresh, sophisticated touch throughout.

3
BEDS
3
BATHS
3,363
SQFT
0.43
ACRES

Enjoy luxurious living and incredible mountain views in sought-after High Desert. This single-story gem has all the amenities: New Roof (2023)...New A/C (2025)..Whole-House Humidifier, Water Softener, Water Filtration. Bring your EV and enjoy included Chargepoint in the garage. The Chef's kitchen has tons of space and high-end SS appliances with gas range, Wolf microwave and vent hood. The primary suite features beautiful views and access to the serene backyard. With a jetted tub & separate shower, you'll enjoy a spa-like bathroom experience. Enclosed, fully-finished sunroom features a mini-split unit, expansive windows, wood floors and banquet seating. This even includes the refined touches of a custom Roberto Gonzalez wood door in the living area.Get ready for living at its finest

3
BEDS
2
BATHS
2,573
SQFT
0.16
ACRES

Popular La Cueva community, single story, tiled roof with many major recent updates - roof 2025, garage opener 2024, AC/furnace 2020. Well maintained. All appliances stays (refrigerator, washer and dryer) . Nursery room opens to Master bedroom can be a private office or convert into 4th bedroom. Only one block away from North Domingo Baca park / community center. (with Tennis court, dog park, skatepark, playground, handball court, bocce courts, swimming pool under construction....). Mature and quiet community. Near shopping center - Smith, Kohl's, Big 5, Ross, Chili's, Dion, El Patron, Thai Spice, Weck's, Tula's Kitchen, Flying Star, Vintage 423, Panera Bread, Chick-fil-A..... 3 minutes to I-25 Freeway. Half blocks away to La Cueva High, 2 blocks away from Desert Ridge Middle School.

3
BEDS
2
BATHS
1,830
SQFT
0.11
ACRES

Welcome to this beautifully updated 3-bedroom home where modern style meets everyday comfort. Conveniently located near parks, shopping, dining, and I-40, this move-in-ready home offers exceptional value with high-end finishes throughout. The stunning kitchen features soft-close cabinetry, quartz countertops, and stainless steel appliances. Recent upgrades include Renewal by Andersen windows, updated flooring and lighting, a newer TPO roof, upgraded electrical, newer water heater, and energy-efficient mini-split HVAC systems. The remodeled bath offers a subway tile tub/shower, dual vanities, custom mirrors, and designer lighting. French doors lead to a spacious backyard with low-maintenance turf, covered and open patios, custom side gates, and a storage shed.

3
BEDS
1
BATHS
1,100
SQFT
0.15
ACRES

Looking for a single level home w ADU guest house & a pool? This private North Valley estate feels like a retreat in the heart of ABQ. The main home features hard wood floors, high cove ceilings, multiple fireplaces, spacious living areas, dining area & light-filled gathering spaces designed for everyday living and entertaining. Outside is a heated pool, cabana with dressing rooms & bath, and beautifully landscaped grounds create your own private resort. The flexible floor plan includes attached guest suite w private entrance, plus a detached 572 sq ft guest house (ADU) w kitchen, living area, bedroom, bath, courtyard, & separate driveway. Don't miss detached oversized garage, detached workshop & detached 544 sq ft studio/flex space, all offering many possibilities for your family's needs.

4
BEDS
4
BATHS
4,097
SQFT
0.72
ACRES

Welcome to this gorgeous home in gated Ventana Ranch community! Thoughtfully updated w/ brand-new roof (transferrable warranty) & solar panels (paid off at closing) for energy savings!Step outside to your private backyard oasis,beautifully landscaped w/ covered patio/pergola,wisteria,grapevines,sprinkler/drip systems,hot tub, & no neighbors behind! Inside you'll find gorgeous wood-like flooring,refrigerated air, & a gas fireplace.Kitchen is equipped w/ stainless steel appliances,while upstairs loft provides the perfect flex space.Primary bedroom offers a retreat w/ private balcony, en suite bathroom, & spacious walk-in closet.Enjoy two nearby parks & access to the Ventana Ranch Community Center w/ pool.This home offers the perfect blend of upgrades, privacy, & exceptional outdoor living!

3
BEDS
3
BATHS
2,027
SQFT
0.13
ACRES

Set in a premium hillside lot in the Sandia foothills, this thoughtfully reimagined contemporary rebuild backs to the Sandias while opening to expansive west-facing city-light and sunset views. Multi-level indoor-outdoor living connects a main kitchen with a large island to sunlit living areas, Sandia-facing balconies, terraces, deck, covered patio, and an in-ground pool with automatic cover. Two separate living areas with private entrances, including attached living quarters with kitchen, support multi-generational living, guests, office, or extended living use. Modern finishes, abundant natural light, on a previously developed homesite add context to the rebuild. Close to Embudo and Copper Trailheads, Sandia Foothills Open Space, Tramway, and easy to I-40.

6
BEDS
5
BATHS
3,910
SQFT
0.36
ACRES

Discover the charm of this single-story home in beautiful Volterra! This former DR Horton model offers 3 spacious bedrooms plus a flexible office or 4th bedroom. Designer touches include Venetian plaster accent walls and a stacked stone fireplace. Natural light fills the open layout, while the covered patio and side patio showcase stunning Sandia Mountain views. Situated on a corner lot with low-maintenance synthetic turf and refreshed landscaping. The gourmet kitchen features stainless steel appliances, a 5-burner gas stove, granite countertops, and a breakfast bar. The primary suite includes a double vanity, garden tub, and separate shower. A true Volterra gem!

3
BEDS
2
BATHS
2,008
SQFT
0.18
ACRES

Spacious 5 bd, 4 ba 4cg home offering .51 ac landscaped grounds with room to live, entertain, and grow. Welcome home to your private adobe courtyard. Floor to ceiling windows invite lots of natural light into the updated open kitchen & living room highlighted by a stunning two-way fireplace .Designed with flexibility in mind, this home features two primary suites, making it ideal for multigen living, private guest quarters, or separate teen suites. The versatile floor plan offers endless possibilities to suit your lifestyle. W/ options to add kitchen, additional laundry room and separate entry. Step outside to your own private retreat featuring a hot tub, patio w/ decorative corbels & wood posts with views of mature pine trees & plenty of space for gardening or outdoor entertaining.

5
BEDS
4
BATHS
2,999
SQFT
0.51
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.