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VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 775 listings in Albuquerque.

PRICE REDUCTION. Seller to add 3rd bedroom wall. Beautifully updated Northeast Heights home featuring lofted ceilings, a complete 2022 remodel, and a brand-new water heater (2025). Enjoy a freshly xeriscaped front yard with no HOA and unbeatable accessibility to North Towne Plaza for shopping, dining, and entertainment. Modern finishes, open-concept living, and a bright, airy interior make this home truly move-in ready. Prime location, stylish updates, and low-maintenance living, this one has it all!The home used to be a full 3 bedrooms, the flex space adjacent to the living room. Seller to add wall back to complete 3rd bedroom.

3
BEDS
3
BATHS
2,086
SQFT
0.11
ACRES

Historic 1901 Victorian in Albuquerque's first subdivision, Huning Highland that is centrally located near downtown, hospitals, restaurants and shopping in walking distance, with easy access to the freeway and 15 minutes from most major employment centers. Covered front porch opens to entryway and formal room which opens via sliding pocket doors to family room and chandelier lit dining area; together combined make a great big space for entertaining. Updated kitchen includes refrigerator, large chefs gas stove, dishwasher, breakfast bar with laundry room/pantry attached. Main-level primary bedroom has an in-suite bathroom with antique clawfoot tub, chandelier and closet. Original floors and windows throughout with high ceilings. (See MORE)

3
BEDS
3
BATHS
2,267
SQFT
0.16
ACRES

Great Parkland Hills area location. Updated Kitchen with Granite Counters, newer cabinets, Stainless Steel Appliances(Freestanding Range; Microwave, Dishwasher and Fridge). Stainless Steel Sink and Faucet. Updated Light Fixtures and Ceiling Fans. Updated Thermal Windows. Updated Guest Bath with newer vanity, sink, low flow toilet, mirror and subway tile in full bath. Primary Bedroom with Walkin Closet(skylight in closet) and Updated 3/4 Bath. 3/4 Primary bath is updated with subway tile in shower, low flow toilet, newer vanity, sink, light fixture and faucet. Refrigerated Air! Carport and 1 Car Garage. Convenient access to Nob Hill, Kirtland AFB, Sandia Labs, UNM, CNM, Hospitals, Shopping, Restaurants, Parks and more.

3
BEDS
2
BATHS
1,305
SQFT
0.16
ACRES

Welcome to this inviting 3-bedroom home featuring a sparkling pool, perfect for warm New Mexico days. The open layout includes tile flooring in the kitchen and family room, combining style and easy maintenance. A separate laundry room adds convenience, while leased solar panels help keep energy costs low. The kitchen offers plenty of space for cooking and gathering, flowing seamlessly into the family room for everyday living and entertaining. Step outside to the covered patio, an ideal spot to relax or host friends while enjoying views of the pool. With comfortable living spaces, practical upgrades, and a backyard designed for fun and relaxation, this home is move-in ready and waiting for its next owner.

3
BEDS
2
BATHS
2,243
SQFT
0.19
ACRES

REC possible. $150K down, call for details. What sets this home apart from others in the neighborhood? 3 bedrooms, 2 bath, Metal pitched roof, a tankless water heater, new interior paint, tile (and wood) floors that were professionally cleaned before listing, a large family room with a gorgeous stone fireplace. Come and see!

3
BEDS
2
BATHS
1,858
SQFT
0.14
ACRES

Welcome to this fully renovated 4 bedroom, 3 bathroom home! This home offers dual master bedrooms which could make this a perfect option for multi-generational living. Renovated top to bottom, this gem is turnkey ready, just move in and enjoy the comfort, style and functionality this magnificent property provides. The large lot allows space for all your vehicles and toys and has secured backyard access for convenience and an oversized backyard for your enjoyment. Located near all amenities and main roads, this home is the perfect combination of modern living in an established neighborhood. Don't wait and come see it for yourself!

4
BEDS
3
BATHS
2,405
SQFT
0.18
ACRES

NEW PRICE $314,700. PRICED TO SELL. Welcome to 5017 Inspiration Dr SE, a 3 bedroom, 2 bathroom home in Parkland Hills. With 1,352 sq ft on a 6,098 sq ft lot, the plan flows from living to dining to kitchen. Double pane windows help keep interiors quiet and a newer evaporative cooler adds summer comfort. Sunroom 10' x 17' is enclosed and not in the listed square footage, ideal for coffee, office, workouts, or play. Hall bedroom has built in bookshelves. Mature trees add shade, the backyard invites relaxing or gardening, and an attached one car garage adds convenience. No HOA and a quiet, established setting with quick access to shopping and dining. Near Kirtland AFB, UNM, hospitals, parks, and transit.

3
BEDS
2
BATHS
1,352
SQFT
0.14
ACRES

Welcome to the vibrant North Valley, where timeless charm meets modern living in this beautifully updated 3-bedroom, 2-bath adobe home. From the moment you arrive, the meticulous care and craftsmanship are evident--from the newer roof and fresh stucco to the crisp interior paint completed in 2024, all contributing to a clean, contemporary feel while honoring the home's traditional roots.Inside, the home flows seamlessly from the adobe kitchen, featuring original wood vigas, to the living room designed for comfort and style. The kitchen is a functional showpiece with granite countertops, stainless steel appliances, and large-format tile flooring that adds a sleek, modern touch. The character-filled bedrooms are bright and airy, boasting upgraded bathrooms for easy, comfortable living.

3
BEDS
2
BATHS
1,691
SQFT
0.19
ACRES

Charming 2-Bed Condo in Gated Community - Welcome to this bright and open, 2 bedroom, 1.75-bath condo in a small gated community. This property offers comfort, convenience, and potential. Inside, you'll find a thoughtfully designed layout with an abundance of natural light, a spacious living area, and functional kitchen space. The primary bedroom includes a full bath, while the second 3/4 bathroom serves guests and the second bedroom perfectly. Located just minutes from shopping centers, restaurants and the highway for easy commuting. Don't forget the nearby golf course. This location checks all the boxes for lifestyle and accessibility.

2
BEDS
2
BATHS
1,250
SQFT
0.02
ACRES

This charming townhome offers the perfect location near historic Old Town, Downtown Albuquerque, and convenient I-40 access with a grocery store right across the street! Inside, you'll find newer carpet (2025) upstairs, spacious bedrooms, and three bathrooms. The primary suite features its own balcony with west-facing views, an ensuite bath, and a walk-in closet. The main level showcases an open-concept kitchen, living, and dining area, complete with refrigerated air for year-round comfort. Outside, enjoy a private backyard designed for easy entertaining with minimal upkeep. A one-car garage adds convenience and storage. Don't miss this one!

3
BEDS
3
BATHS
1,547
SQFT
0.07
ACRES

Be part of this beautiful, new community! Quivira is a special community - peaceful and perfectly tucked away near the hiking trails. A hidden gem! There is Open Space to the South, East and North. Limited number of lots in this beautiful enclave with each home being distinct. Some lots have amazing panoramic mountain and city views. This 3-bedroom home on a corner lot with a 3-car garage,and 10' ceilings, is designed to let you enjoy the both the indoors and outdoors w/large sliders opening to a huge covered patio and backyard. Buy now and make your own tile, paint, carpet,stucco selections. Home comes with a 1-yr builder warranty and a 2-10 Structural Warranty. Pics are of a finished home. Actual selections and options may vary.

3
BEDS
2
BATHS
1,832
SQFT
0.25
ACRES

This award-winning home is a show-stopper. It was featured on the cover of Su Casa magazine (April 2025) and rooms in the home have been featured in two additional issues. It is ideally located in a small, gated community in the North Valley on a 1/3 acre lot. Featuring an in-house casita accessed from either a private exterior entrance or from inside the home, which is perfect for a home office, in-law apartment, or guest suite. Stunning lighting throughout, custom wallcoverings, stone floors, wood floors and tile floors. Custom tile throughout the house. Some of the extra special touches in this home are the Entry wall mosaic, large truss style beams, 17' ceilings, custom fireplaces in the living room and primary bedroom, fully appointed Welcome Area, hand stenciled walls,

4
BEDS
6
BATHS
5,531
SQFT
0.33
ACRES

This home offers a great layout with OWNED SOLAR PANELS that help offset energy costs and when summer arrives, enjoy running the A/C full blast! The backyard includes an Outdoor Kitchen, Large Patio, and space to gather or relax. Inside, the Kitchen features Granite Counters, a large Island, Tile Backsplash, and Upgraded Cabinets, opening to the Great room. The main level includes an Office that can serve as a fifth bedroom, plus an office nook off the kitchen. Upstairs is a loft-style Media or family room, a Primary Suite with a large shower, double vanities, and two walk-in closets, plus three additional bedrooms- all with walk-in closets- and a full bath. Storage is generous throughout. Ready now!

4
BEDS
3
BATHS
2,995
SQFT
0.11
ACRES

Welcome to this beautifully remodeled single-story home featuring 4 spacious bedrooms, 2 full bathrooms plus a convenient powder room. Designed for both comfort and style, this home offers two separate living areas--perfect for entertaining or creating a private retreat. The updated kitchen boasts sleek granite countertops, stainless steel appliances, and plenty of space for cooking and gathering. Recent upgrades include a brand-new TPO roof, new furnace, and refrigerated air conditioning, giving you peace of mind and year-round comfort. Enjoy outdoor living with a large backyard complete with a storage shed, plus a covered front porch that invites you to relax and unwind. A carport provides easy parking, adding to the home's functionality. With modern finishes throughout and thoughtful

4
BEDS
3
BATHS
2,153
SQFT
0.31
ACRES

This gorgeous one story home in ABQ foothills features a beautiful kitchen with granite countertops, custom maple cabinetry, stainless steel appliances including an induction stove. Generous primary suite with dual vanity and a separate shower/tub. Light filled living area features wood flooring, cathedral ceilings with wood tongue and groove/ beams and skylights and a wood burning fireplace. Xeric front yard. 1000sq ft elevated outdoor deck and pergola overlooking the amazing city views! The lush backyard is a gardener's dream full of fruit trees, raised beds, flowering plants, with rooftop rain capture.100sq ft shed offers plenty of storage. The oversized 3 car garage/workshop is wired for 220V and wired for external electric car charging station. Owned rooftop solar panels!

3
BEDS
2
BATHS
2,046
SQFT
0.17
ACRES

Stunning sunlit townhouse located in the heart of lively Nob Hill neighborhood. This home features 3 beds, 3 baths, in a two story with balcony access both sides. Home has many spacious features such as walk in closets in every room, pantry, Office room and dinning room open to the living room, along with freshly done tile in the downstairs and brand new carpet. Beautiful home with close access to Nob Hills restaurants, shops, and other amenities.

3
BEDS
3
BATHS
2,008
SQFT
0.07
ACRES

Welcome to 412 Harvard Blvd SE! This versatile property features a 3-bedroom, 2-bath main house plus a detached 1-bedroom, 1-bath casita with a tenant already in place, providing immediate investment income. The property is fully fenced, with the casita enjoying its own separate fenced area for added privacy. Ideally located less than 10 minutes from UNM Hospital and just 3 minutes(0.6 acre) to the UNM main campus, this home offers flexibility--live in the main house while collecting monthly income, or rent out both units as a fantastic investment. Don't miss this incredible opportunity!

3
BEDS
2
BATHS
1,460
SQFT
0.16
ACRES

VIEWS!!! VIEWS!!! VIEWS!!! Perched on a hillside with sweeping views of both the Sandia Mountains & the city lights, this 4-bed, 3-bath gem delivers comfort, style, & peace of mind. With no neighbors behind you, your backyard feels like a private retreat, complete with easy-care turf for year-round green & plenty of space to relax or entertain. Inside, you'll love the flexible layout with 2 living areas, no carpet downstairs. Major updates are already done for you: 2 HVAC systems (upstairs & downstairs) & the roof were replaced in 2022, solar panels (owned) were installed the same year to keep energy costs low. Assumable loan at 3.375%

4
BEDS
3
BATHS
2,853
SQFT
0.16
ACRES

This well maintained and charming home offers convenience and comfort in an unbeatable location--just minutes from Kirtland Air Force Base, the airport, schools, and quick access to I-25 for easy commuting. This 3 (possibly 4) bedroom home has a spacious kitchen and a formal dining room perfect for gatherings, and a functional layout ready to fit your lifestyle. Step outside to enjoy the spacious backyard with backyard access, ideal for entertaining, gardening, or simply relaxing. With its blend of location, comfort, and potential, this property is ready for you to make it your home! Converted garage that is not included in square footage.

3
BEDS
1
BATHS
1,250
SQFT
0.16
ACRES

This newly built Tucson-style home is a showcase of quality craftsmanship and thoughtful design, surrounded by other luxury custom homes. The construction is truly high-end, from the solid finishes to the custom details throughout.Inside, you'll find stained and stamped concrete floors, stone ceilings in the dining room and foyer, and soaring cathedral ceilings in the living room with a kiva fireplace. French doors lead to an east-facing covered porch with ceiling fans, perfect for morning coffee or entertaining in the evenings. The gourmet kitchen is built for function and style, with a massive island that includes a sink, wine fridge, and bar seating. There are granite countertops throughout, a built-in gas stove with pot filler, and a walk-in butler's pantry with storage a

4
BEDS
3
BATHS
3,063
SQFT
0.3
ACRES

Buy now and make all your own selections on this fabulous 5 bedroom + 2 living areas home. Owners' suites on first and second floor each have large walk-in closets and coffered ceilings. Very spacious kitchen/dining/living area with large island, coffered ceiling in living room and sliders to covered back patio. 3 full baths + powder room on first floor. Secondary bedrooms area all large and each features double bypass doors. Loft on second floor is 19 x 16 and is perfect as a second living area or game room. Granite countertops throughout, tile in kitchen, baths, laundry and entry. Appliance package includes range, microwave, dishwasher and refrigerator. Pics are of model. Buy now and make your own selections in this wonderful community.

5
BEDS
4
BATHS
3,249
SQFT
0.15
ACRES

Inviting two-floor condo in Prospectors Point, surrounded by verdant community areas and impressive views of the Sandias. This 1,197 sq ft residence includes 3 bedrooms and 2.5 bathrooms. Secure front patio enclosure. Tiled living room with wood-burning fireplace. Kitchen outfitted with granite counters. Laundry space connects to dining area with half bath. Water heater replaced in 2024, Sinks replaced 2022 in bathrooms and kitchen. Included appliances: washer, dryer, refrigerator, dishwasher, and range. One-car attached garage. Excellent NE Heights location, minutes from Georgia O'Keeffe Elementary, Eisenhower Middle School, parks and trails, grocery stores, and several Albuquerque breweries.

3
BEDS
3
BATHS
1,197
SQFT
0.11
ACRES

$10k for buyer's closing costs! This wonderful home offers 4 bedrooms (possible 5) and 2 bathrooms. The home's design is very thoughtful providing a great layout to spend time and build unforgettable memories with your loved ones. Enjoy the natural lighting the open atrium offers; plant lovers welcome! The back patio is perfect and inviting to spend endless hours entertaining, relaxing or simply enjoying the fresh air and tranquility of the area.Located in a desirable neighborhood, this home provides easy access to shopping centers, schools, restaurants, parks, main roads and all main amenities.Did I mention a new TPO roof was recently installed?This will provide its new owners peace of mind for years to come! Don't miss the opportunity to make this your home and schedule a showing today.

4
BEDS
2
BATHS
1,911
SQFT
0.16
ACRES

Come & see this amazing townhome is a the desirable Villas! As you enter you home you are greeted with a open floor concept large living room, with plenty of natural light, great sized kitchen with bar top, large pantry, ample amount of counter space and cabinet storage! Powder room and your 2 car garage completes your main floor. As you head yup stairs you walk into your loft that can double as a 2nd living room, office and or can be turned into a third bedroom. Your primary suite is oversized with wonder unobstructed views of the majestic Sandia Mountains, large primary bathroom With garden tub, and walk in closet! Your laundry room is upstairs and secondary bedroom and full bathroom are around the corner! Private patio, community pool & parks, tankless WH, new carpet & countertops!

2
BEDS
3
BATHS
1,770
SQFT
0.02
ACRES

Step into modern city living with this contemporary new-construction townhouse in a secure, gated community at the heart of it all. With 1,935 sq. ft., this home offers 3 bedrooms, 2.5 baths, and a spacious loft--ideal for a home office, gym, or cozy retreat. The open-concept kitchen is a true showpiece, featuring a large island, granite countertops, stainless steel appliances with range hood, and stylish finishes. Enjoy peace of mind with Green Build Gold Certification, ensuring energy efficiency and long-term savings. Complete with a 2-car garage, low-maintenance design, and easy access to shopping, dining, and entertainment, this home blends comfort, style, and convenience in one perfect package. Home is currently under construction! Ask about buyer incentives today!

3
BEDS
3
BATHS
1,935
SQFT
0.07
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.