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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 737 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to this remodeled mid-century modern home with great natural light, clean lines, and a warm, comfortable feel throughout. Updated kitchen and living spaces blend modern updates with original character, while large windows and easy indoor-outdoor flow make the home feel open and inviting. You'll love the amazing remodeled primary suite (2023) with stylish finishes and a spa-like feel. All mechanicals have been updated to include heating/cooling combo unit and tankless water heater in 2023 as well as a TPO roof (2015) make this a confident move. Detached 3-car garage offers plenty of storage and workspace, plus a separate casita perfect for guests, an office, gym, or rental. Unique, versatile, and full of character.

4
BEDS
3
BATHS
2,277
SQFT
0.26
ACRES

Welcome to 1311 Dartmouth Dr NE in Albuquerque's sought-after Summit Park neighborhood. This charming ~750 sq ft home offers 2 bedrooms and 1 bathroom with fresh paint and beautifully refinished wood floors throughout. An updated 200-amp electrical panel adds peace of mind. Enjoy a covered carport, extra storage, and a large backyard with endless potential. Centrally located, you're just blocks from restaurants, grocery stores, and everyday conveniences, with easy access to University of New Mexico North Campus and nearby golf courses. A great opportunity for homeowners or investors alike!

2
BEDS
1
BATHS
754
SQFT
0.16
ACRES

This adorable pueblo style Nob Hill home features the classic wooden floors we all know and love, cozy cove ceilings, peaceful backyard landscaping, a great location, and newer kitchen appliances. While the walled-in front courtyard is a perfect place for potted plants or coffee and breakfast, the backyard provides a perfect place for relaxing or entertaining. This home has been loved for generations and is looking forward to meeting its new owners. Don't miss this opportunity and schedule your private showing today!

2
BEDS
2
BATHS
1,118
SQFT
0.16
ACRES

Hidden at the end of a quiet cul-de-sac in coveted Academy Estates East, this stunning single-story custom home delivers the space, character, and lifestyle buyers crave. With over 3,250 square feet, 4 bedrooms, soaring ceilings, skylights, and multiple living areas, the flexible layout is perfect for entertaining, working from home, or simply spreading out in comfort. A private courtyard entry, abundant natural light, and mature landscaping create an inviting atmosphere, while the oversized backyard is made for relaxing under beautiful New Mexico skies. Just minutes from parks, trails, shopping, dining, and top Northeast Heights amenities.

4
BEDS
3
BATHS
3,268
SQFT
0.37
ACRES

Welcome to 9912 Irbid Rd NE, a Southwest style home full of character, charm, and potential. Inside, you'll find soaring ceilings with stunning exposed vigas, abundant natural light, and an open concept layout designed for comfortable living and entertaining. The spacious kitchen offers generous counter space, a large island, and seamless flow into the living area with a cozy fireplace. The home also features low maintenance landscaping, a spacious 2 car garage, and a convenient location close to shopping, dining, and everyday amenities. A great opportunity to add your personal touch while enjoying classic New Mexico style.

3
BEDS
2
BATHS
1,774
SQFT
0.11
ACRES
$549,000
-10,000$ 05/18

Located in the desirable Mirador Sandias subdivision , this well-maintained Kim Brooks home offers 2,528 sq,ft. with 3 bedrooms, 3 bathrooms , and outstanding Sandia Mountain views from the living room, kitchen , master suite, and private balcony.Recent improvements include refrigerated air , granite countertops in the kitchen and bathrooms , updated KitchenAid appliances , remodeled master shower with frameles glass, solar screens thruout , and a large Tuff Shed for additional storage. The spacious master suite features a large walk-in closet and access to some of the home's best views .The landscaped front and back yards provide a private outdoor setting with mature , low maintenance landscaping . A three-car garage includes tandem rear access to the backyard , offering added

3
BEDS
3
BATHS
2,528
SQFT
0.14
ACRES

Welcome home to this well-maintained property in a desirable gated community. This Home Features four bedrooms with an Office or fifth bedroom, two bathrooms, and a 2-car garage, this home offers flexible space for work, guests, or hobbies. Nice yard for those kiddos to enjoy with landscaped front and back yard. Recent updates include newer tile flooring, laminate wood stairs, light fixtures, and front security screen door. Convenient, comfortable, and ready to make your own. This home is close to shops, schools, and the Hospital. Schedule your appointment now!

4
BEDS
3
BATHS
2,454
SQFT
0.11
ACRES

Set in the heart of the N. Valley on a secure, gated 1.33-acre homesite, this refined estate offers a rare blend of privacy, space, and intentional design across 3,303 square feet.Inside, every detail has been curated for both comfort and elevated living. The residence features four spacious bedrooms, each appointed with its own private en-suite bath, creating a true retreat for family and guests alike. A dedicated office provides a quiet workspace, while the formal dining room and adjoining butler's pantry set the stage for seamless entertaining.The gourmet kitchen delivers both function and statement--highlighted by Level 5 granite surfaces, custom-built cabinetry, premium GE Cafe Series appliances. Sitting on 1.3 acres with room for ADU, more garages, tractors, trailers equiptment.

4
BEDS
4
BATHS
3,303
SQFT
1.3
ACRES

Tucked behind the gates of Lavender Fields, this 2022 Twilight Home blends Modern Tuscan design with thoughtful luxury and a warm, inviting feel. Single-story 3 bedroom, 2.5 bath floor plan with 1954 sq ft, mountain views, and beautifully landscaped front and back yards designed to create a peaceful outdoor experience. Interior features include coffered ceilings, 9-foot doors, oversized windows, upgraded lighting, porcelain tile, and a cozy gas fireplace. Gourmet kitchen with Brazilian granite countertops, farm sink, birch cabinetry, double ovens, and Samsung appliances. Oversized finished garage with Polyaspartic flooring and backyard access. Covered patio, custom patios, garden spaces, and sunset views complete the setting. Convenient access to shopping, dining, & everyday amenities

3
BEDS
3
BATHS
1,954
SQFT
0.13
ACRES

Absolutely stunning New Mexico Paul Allen Green Built home showcasing exceptional craftsmanship and distinctive architectural design. From the moment you enter, you'll appreciate the dramatic raised and cathedral ceilings, elegant stacked stone accents, and warm tongue-and-groove ceiling details that create a truly inviting atmosphere. The gourmet kitchen is designed to impress any chef, featuring stainless steel appliances, granite countertops, and abundant workspace for cooking and entertaining. Built to Green Build standards, this home offers outstanding energy-efficient features and amenities throughout for comfort and savings. The custom stacked stone fireplace adds warmth and character to the spacious living area, while the covered patio opens to a beautifully landscaped backyard,

3
BEDS
2
BATHS
2,095
SQFT
0.13
ACRES

Welcome to this stylish brick one-story residence. Enjoy the expansive covered front porch. The property sits on an impressive, almost half-acre lot. This property offers endless possibilities for outdoor enjoyment. The upgrades throughout the home have been thoughtfully executed to preserve the timeless charm of the original cove ceilings and hardwood floors. Large picture windows in the den and other rooms provide the most beautiful natural light, enhancing its warm and inviting atmosphere. Additionally, the 410 square foot basement, which is included in the home's total square footage, serves as a fantastic laundry room and workshop area. This is perfect for your hobbies and storage needs. Don't miss your chance to own this charming home!

3
BEDS
2
BATHS
2,807
SQFT
0.4
ACRES

This well-designed RayLee home features 4 bedrooms (one on the main level), 3 bathrooms, a versatile loft, and a dedicated office/5th bedroom. The bright open floor plan includes a large quartz kitchen island, gas stove, pantry, and gas fireplace. Upstairs you'll find the primary suite, which boasts a private covered balcony For quiet enjoyment. Two additional bedrooms, a full bath, a convenient laundry room, and a open loft. Tankless water heater and a spacious three-car garage with a rear exit door on the third bay. Outside offers approximately $40K in recent landscape upgrades, including low-maintenance turf, and an 8X10 Shed. A shaded patio and pergola create great outdoor living space. Private Security.

4
BEDS
3
BATHS
2,917
SQFT
0.16
ACRES
$465,000
-10,000$ 05/20

Live a stone's throw from the Rio Grande, Historic Old Town, and the Sawmill District in a renovated, charming 5 bedroom home.As you approach the home, you're greeted with a cheery green exterior and a warm saltillo floored sunroom. Two living rooms provide enough spacial versatility for you to enjoy the company of your loved ones and alone time. Fresh flooring, a fully renovated kitchen, newer paint, and so much more are already complete for you.The back yard has plenty of space, and the covered porch stretches along the north side of the home for year-round enjoyment.A covered 2 car carport and an extended driveway provide plenty of space for your vehicles!With owned solar panels, you'll find enjoyment knowing your energy bills will stay manageable for years to come.

5
BEDS
3
BATHS
2,554
SQFT
0.33
ACRES

Newly Listed!!!Beautifully maintained 3-bedroom, 2.5-bath home located in the desirable Stormcloud community! Built in 2017 this move-in ready home offers an open and functional floor plan with refrigerated air, an upstairs loft, downstairs powder room, and generous under-stair storage. The kitchen features granite countertops, stylish backsplash accents, abundant cabinetry, and opens seamlessly to the living and dining areas. Water softener and reverse osmosis system convey. Enjoy low-maintenance landscaping and convenient access to I-40, parks, walking trails, shopping, dining, and Ladera Golf Course. A fantastic opportunity in a great location!

3
BEDS
3
BATHS
2,139
SQFT
0.08
ACRES

You'll be living large in this DR Horton home featuring 4 bedrooms and 3 full baths. One bedroom (with a walk-in closet) is on the lower level next to a full bath. Remaining bedrooms are on the upper level. Primary bath has 2 sinks and built-in shelving in the closet. Garage refrigerator will stay. Two central forced air furnaces, 2 evap coolers, centrally ducted. All cleaned up and ready for the new owner. Just blocks away from shopping, restaurants and more. Bring your imagination to the huge lot (.17 ac) and let your inner gardener run free. HOA dues are paid quarterly (waiting for HOA to confirm exact amount and what it covers). PID documents are in the MLS.

4
BEDS
3
BATHS
2,507
SQFT
0.17
ACRES

Tucked within the desirable Northeast Heights, this beautifully remodeled 3 bedroom, 2 bathroom townhome blends warmth, comfort, and modern elegance. Wood-look tile floors, oversized ceramic tile showers, and a refined kitchen backsplash create a luxurious feel throughout. The updated kitchen features new cabinetry, granite countertops, and stainless appliances. Enjoy peace of mind with new double pane windows, a new HVAC system with refrigerated air and central heating, plus a durable pitched metal roof. The oversized backyard offers rich soil and a drip system ready for gardens or quiet evenings beneath the New Mexico sky. Conveniently located near shopping, I-40 access, the Sandia Mountains, and scenic hiking trails.

3
BEDS
2
BATHS
1,347
SQFT
0.1
ACRES

Open House, Saturday, May 9th, 11-1. Welcome to your relaxing home in the heart of the UNM/CNM area! Built in 2006, this delightful townhouse is full of surprises, featuring high ceilings which feels like a spacious retreat. Freshly updated with new carpet, appliances, and paint in 2026, this gem is a perfect blend of comfort and style. Upstairs, you'll find not only a convenient laundry area but also three cozy bedrooms, each boasting walk-in closets to accommodate all your treasures. The loft area promises endless possibilities! With a two-car garage, a pantry for all your culinary adventures, & an open great room which flows effortlessly into the kitchen & dining space; practicality meets entertainment. Complete with refrigerated air & a low-maintenance southwest landscaping

3
BEDS
3
BATHS
1,897
SQFT
0.07
ACRES

Located in the highly desirable Northwest Heights, this bright and inviting 3-bedroom, 2-bath home offers space, comfort, and flexibility for modern living. The open floor plan features a spacious living room with a cozy fireplace that flows into the kitchen and dining area, with loads of windows filling the home with natural light. The primary bedroom is located downstairs and includes a spacious bathroom. Upstairs are two nicely sized bedrooms and a full bath, ideal for family, guests, or a home office. Enjoy the large backyard with patio, perfect for relaxing or entertaining. Additional features include an attached 2-car garage, Solar system, and refrigerated air conditioning. Conveniently located near shopping, dining, parks, and more. Some photos have been virtually staged.

3
BEDS
2
BATHS
1,740
SQFT
0.15
ACRES

Step inside to classic craftsmanship and comfortable living. Beautiful hardwood floors flow throughout the main living areas and bedrooms, complemented by updated vinyl windows that flood the home with natural light. There are two separate living areas, perfect for family time. Fully remodeled bathrooms add unique character and charm. You'll find three large bedrooms with space for everyone. An oversized 2-car garage with ample storage, and a small low maintenance backyard. Additionally a pitched roof that was replaced in 2019, plus a fun secret room in the basement perfect for extra storage, or a creative hideaway. This is a rare combination of classic appeal, practical updates, near UNM. Newer furnace, cooler. Easy access to the Hidden Park.

3
BEDS
2
BATHS
1,797
SQFT
0.14
ACRES

Charming and inviting three-bedroom home with 1.5 updated bathrooms and an attached one-car garage. This cute and well-maintained property features an open, updated kitchen that flows nicely into the living space, creating a warm and welcoming atmosphere. Enjoy relaxing year-round in the lovely sunroom overlooking the large easy-maintenance backyard -- perfect for entertaining, gardening, or simply unwinding. With tasteful updates throughout and comfortable living spaces, this home offers both charm and convenience.

3
BEDS
2
BATHS
1,334
SQFT
0.14
ACRES
$415,000
-10,000$ 05/20

Classic NE Heights charm meets modern comfort in this well-maintained single-story home in the San Gabriel Village neighborhood! Featuring 4 bedrooms, 2 spacious living areas, and a formal dining room, this layout offers flexibility for everyday living and entertaining. A unique enclosed patio greets you at the entry, adding character and extra usable space. Enjoy year-round comfort with refrigerated air and energy savings with owned solar. Fresh interior paint and new carpet give the home a clean, move-in ready feel. Convenient backyard access adds functionality, all in a prime location close to shopping, dining, and entertainment.

4
BEDS
3
BATHS
2,171
SQFT
0.19
ACRES

Located in a highly sought-after neighborhood, this home offers an inviting open floor plan filled with amazing natural light and endless potential. Featuring 4 spacious bedrooms and 3 bathrooms, including a convenient half bath downstairs, the layout is designed for comfortable everyday living and entertaining. The oversized backyard provides incredible possibilities to create your own private outdoor oasis, garden retreat, or entertainment space. Whether you're looking for a great investment opportunity or the perfect place to make your forever home, this property is full of charm, space, and opportunity.

4
BEDS
3
BATHS
1,782
SQFT
0.21
ACRES

Nestled on a serene street in one of Albuquerque's most beloved historic neighborhoods, this Wells Park home delivers the best of urban living without the noise. Walk to local eateries, Tiguex Park, Sawmill Market, Museums, Breweries, and Old Town! Inside, 3 large bedrooms and 2 bathrooms that have been tastefully updated with modern finishes. Abundant natural light fills a beautifully updated interior that's stylish and move-in ready! Step outside to a huge covered patio built for entertaining, plus a spacious backyard ready for your personal vision, garden, workshop, or play space. A large carport provides plenty of parking, and a front gate adds privacy and peace of mind. Stylish, updated, and ready for you, schedule your private tour today!

3
BEDS
2
BATHS
1,328
SQFT
0.16
ACRES

Welcome home to this beautifully appointed 2-bedroom, 2-bath residence with a dedicated office space in the desirable Towne Park gated community. Thoughtfully updated with stylish LVT flooring and a modern kitchen featuring stainless steel appliances, this home offers both comfort and convenience.The spacious great room is warm and inviting with a cozy wood-burning fireplace, perfect for relaxing or entertaining. Enjoy all the amenities Towne Park has to offer, including beautifully maintained parks, walking trails, a clubhouse, and two community pools -- all cared for by the HOA, along with community landscaping and so much more.And best of all -- the land is owned, not leased.

2
BEDS
2
BATHS
1,449
SQFT

Lovely, well cared for home. Xeriscape front yard. This also includes 3 storage sheds. South shed: 8'x10', north shed: 12'x16' and plastic shed behind north shed 5'x6'. Double carport. Remodeled kitchen with granite countertops and stainless steel appliances. All appliances staying including stackable washer and dryer, as well as an extra refrigerator in the pantry. Backyard has a nice remote controlled retractable awning.

3
BEDS
2
BATHS
1,724
SQFT
0.14
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.