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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

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Located in Albuquerque's desirable Northeast Heights, this 3 bedroom, 2 bathroom single-story home sits in a quiet, established neighborhood. Inside features fresh interior paint and brand-new carpet throughout, along with a spacious layout that includes two living areas and a cozy gas log fireplace. Stay comfortable year-round with central refrigerated air, and enjoy significant savings on electric bills with a solar that will be paid off in full by the seller at closing. Outside, the large backyard offers a covered patio and plenty of space to relax or entertain. Conveniently located near local schools, parks, shopping, and Foothills trails. This home is ready for you to move in and make it your own.

3
BEDS
2
BATHS
1,778
SQFT
0.19
ACRES

Welcome home to the Orchards @ Anderson Heights -- a gated community where this upgraded KB Home checks every box. Flexible living starts with 4 bedrooms (or 3 plus a home office) and 3 spacious living areas, giving you room to entertain, unwind, or work from home with ease. The open kitchen is the heart of it all: granite countertops, a large island, designer cabinets, and stainless appliances make cooking and hosting effortless. Vinyl plank flooring make downstairs living both functional and enjoyable. Upstairs, a generous loft offers the perfect flex space for a playroom, media room, or lounge, and the second-floor laundry room means no more hauling clothes up and down stairs. Retreat to the luxurious primary suite with its upgraded bath, then step outside to a low-maintenance backyard and open patio, ideal for morning coffee or evening barbecues. Refrigerated air and thermal windows keep you comfortable year-round.Life here extends beyond your front door -- as part of this sought-after gated community, you'll enjoy access to a neighborhood parks and pool. Move-in ready and built to fit real life, this home is a must see. Schedule your private showing today!

4
BEDS
3
BATHS
2,397
SQFT
0.13
ACRES

Single-owner Parklane floor plan at Vista Monte in Mirehaven with breathtaking Sandia Mountain and city skyline views! Pride of ownership is evident throughout this beautifully appointed home, featuring a bright, open layout with large picture windows and premium dual sliding glass doors that seamlessly blend indoor and outdoor living. The private den is ideal for a home office or flex space. The chef-inspired kitchen showcases granite countertops, a large teardrop island, premium KitchenAid appliances, oversized tile flooring, and opens to the gathering room with a cozy gas fireplace. Built-in surround sound in both the gathering room and covered patio creates the perfect setting for entertaining or enjoying your favorite music, movies, and sporting events indoors and out. Enjoy paid-off solar for sustainable energy savings, upgraded automatic night lighting, and premium builder finishes throughout. The desirable split-bedroom floor plan offers added privacy, while the spacious primary suite features dual sinks and a large walk-in closet. Step outside to a covered patio with a gas hookup and a professionally xeriscaped backyard overlooking unobstructed, million-dollar views, perfect for relaxing or entertaining. Lovingly maintained by its original owner and truly move-in ready!

3
BEDS
3
BATHS
2,550
SQFT
0.16
ACRES

Really nice 4 bedroom home with two full bathrooms, the Primary bathroom has a separate shower and garden soaking tub. The primary bedroom has vaulted ceiling , with a ceiling fan and an extra large walk in closet. All appliances are included with a dishwasher and an island kitchen. The pantry closet is so handy for extra storage. Self cleaning oven and large refrigerator. Eat in kitchen with a sliding door out to your own backyard. A cement patio and a mature Desert Willow tree for shade and flowers in season. The house is freshly painted with new carpet installed. HVAC refrigerated air was recently inspected, new water heater 4 months ago and a new 30 year roof in 2022. Ready to move into!

4
BEDS
2
BATHS
1,692
SQFT
0.12
ACRES

Welcome to a beautifully updated home tucked into one of Northwest Albuquerque's most convenient pockets, where thoughtful upgrades meet everyday comfort. From the moment you step inside, natural light pours through energy efficient windows and doors, illuminating spacious living areas anchored by skylights and remote operated ceiling fans. A cozy electric fireplace adds warmth and ambiance without the upkeep, creating the perfect gathering spot for cool desert evenings. The updated kitchen shines with stainless steel finishes, refreshed cabinetry, and modern fixtures, flowing seamlessly into open living and dining spaces. Durable tile and laminate floors run throughout, with no carpet anywhere in the home. Retreat to the primary suite, where a large bay window frames sweeping views of the Sandia Mountains, offering a peaceful spot to start and end your day. The primary bath continues the sense of luxury with a fully tiled shower featuring a built in bench and dual shower heads. Both bathrooms have been refreshed with newer cabinets and fixtures for a clean, contemporary feel. A sunny laundry room opens directly to the backyard, and a newer Mastercool evaporative cooling system keeps the home comfortable through the warm months. Outside, the oversized walled backyard is built for enjoyment, offering multiple patios, a full basketball court, and plenty of room to gather, garden, or relax under New Mexico's famous skies. The two car garage adds even more value with two new insulated garage doors and a dedicated workshop area. Beyond the front door, you are just minutes from Cottonwood Mall, dining and everyday shopping along Coors and Paseo del Norte, and quick access to the Petroglyph National Monument for hiking and open space adventures. Downtown, Old Town, and the Bosque trails are all a short drive away, making this location a perfect blend of quiet residential living and easy access to everything Albuquerque has to offer. Homes with this much thoughtful updating, this much outdoor space, and views like these do not come along often. Come see it in person and picture yourself here.

4
BEDS
2
BATHS
1,854
SQFT
0.22
ACRES

Welcome to this well maintained single-story home in one of the westside's most ideal locations, Vista de la Luz! Boasting 1842 sq. ft., this 3-bedroom, 2-bath home features a desirable split floor plan, comfortable carpet in all bedrooms, four zone radiant heat, and a heated garage as an added amenity. The bright living room showcases wood flooring, built-in shelving, and skylights, while the spacious kitchen offers all new Samsung appliances, abundant cabinetry, generous counter space, a pantry, and breakfast bar. The private owner's suite includes dual vanities, a walk-in shower, and a large walk-in closet. Fully furnished laundry room with a sink and cabinets! Step outside to a beautifully landscaped backyard backing to open space with an expansive covered patio that is perfect for relaxing or entertaining. Close to shopping, dining, healthcare, fitness facilities, within Volcano Vista school district, close proximity to Coors/I40 and other major thoroughfares, and more. Experience it all and make it your own today!

3
BEDS
2
BATHS
1,842
SQFT
0.2
ACRES

Welcome to this inviting 2-bedroom, 2.5-bath home in the desirable Northeast Heights, offering comfort, convenience, and thoughtful updates throughout. The kitchen features stainless steel appliances, while a dedicated washer and dryer hookup adds everyday ease. The main living area showcases laminate wood flooring and a cozy gas log assist fireplace with a mantle, creating a warm focal point. Upstairs, new carpet extends through the stairs, hallway, and both bedrooms, each with its own private bathroom and generous closet space. The primary bedroom includes a three-quarter bath for added functionality. Enjoy a landscaped backyard framed by mature trees, a raised deck with storage off the back patio, and a private outdoor setting perfect for relaxing or entertaining. A well-maintained layout and desirable location make this Northeast Heights home a must-see. This property is conveniently located near shopping and dining!! **FLOORING ALLOWANCE OFFERED WITH AN ACCEPTABLE OFFER***

2
BEDS
3
BATHS
1,042
SQFT

Absolutely gorgeous custom home tucked away on a quiet cul de sac off Rio Grande Blvd. Enjoy nearby walking trails to the Bosque as well as Acequia trails. Beautifully open floor plan with custom tile floor, recently replaced kitchen appliances as well as new washer and dryer. Incredible custom windows which let in tons of light! Custom window coverings as well. Luxurious primary bedroom and bath as well as private balcony - great place for morning coffee! Or, enjoy a soothing soak in the hot tub after a long day at work. Conveniently located near downtown, this well cared for custom home is perfect!

3
BEDS
3
BATHS
2,062
SQFT
0.09
ACRES

Welcome to this beautifully maintained single-story home in the desirable Tuscany neighborhood of Northwest Albuquerque. Offering 4 bedrooms, 2 bathrooms, and approximately 1,657 square feet, this inviting home features a bright, open floor plan designed for comfortable living and entertaining.The spacious kitchen is equipped with a gas range, a new refrigerator, and ample workspace, flowing seamlessly into the living and dining areas. The living room is warmed by a cozy gas fireplace, creating the perfect gathering space. The private primary suite features a custom walk-in closet, and the security safe conveys with the home. Tile and luxury vinyl flooring throughout provide both style and easy maintenance. The finished garage adds extra functionality, while the washer and dryer also convey for added convenience.Step through the French doors to enjoy the covered patio overlooking a beautifully landscaped backyard filled with mature fruit trees. Side yard access offers added flexibility for storage, gardening, or recreational needs. Conveniently located near parks, shopping, dining, schools, and Presbyterian Rust Medical Center, this move-in-ready home combines comfort, convenience, and thoughtful updates in a sought-after Northwest Albuquerque location.

4
BEDS
2
BATHS
1,657
SQFT
0.17
ACRES

Rare Live-Work Retail OpportunityHome is 1250heated SF and Ware house retail area is 1600sf A unique opportunity in the heart of Albuquerque's vibrant Nob Hill district. This versatile live-work property combines character, functionality, and visibility in one of the city's most desirable neighborhoods. Ideal for retail, office, studio, gallery, professional services, or a mixed-use owner-user concept.The flexible floor plan offers abundant natural light, open workspace areas, private offices, storage, and support space, allowing a variety of business and creative uses. With strong surrounding demographics, excellent street presence, and convenient access to Downtown, UNM, Nob Hill shopping, dining, and entertainment, this property is positioned to serve both owner-occupants and investors alike.Currently this is a 2 bedroom Home of about 1250sf Upstairs and 1250 sf of retail heated and cooled below with an additional 450sf 2 car garage.

2
BEDS
3
BATHS
2,525
SQFT
0.07
ACRES

Welcome to this beautiful home in the desirable Oso Grande subdivision! Enjoy stunning Sandia views from the private balcony off the spacious primary suite. Thoughtfully updated and impeccably cared for, this 3-bedroom, 3-bath home features a beautiful updated kitchen, inviting living spaces, and a functional floor plan designed for comfortable living. Relax in the lush private courtyard or entertain in the lovely back yard with covered patio. Complete with a 2-car garage, nearby access to the foothills trail system, and located just a few blocks from El Oso Grande Park, this exceptional home combines beauty, comfort, and a fabulous location. Schedule your showing today!

3
BEDS
3
BATHS
1,721
SQFT
0.11
ACRES

If you're looking for a wonderful home in a community full of parks and trails that is located on a cul-de-sac, this may be the home for you! Kitchen has been beautifully updated with silestone counters, stainless appliances, warm maple cabinets with an bar/island and TWO pantries. One bedroom is located downstairs which could be perfect for a parent, nanny, or in-law. Open floor plan from kitchen to livingroom, roomy loft upstairs, and front room could be used as a dining area or game room. Primary bedroom is oversized with its own fireplace, vaulted ceiling and built in nichoes. Speaking of fireplaces...there are THREE throughout! But the standout of this home comes as you step into the backyard. You'll be shaded by a rustic handcarved patio- extended across the width of the home + two roomy side yards featuring grass & raised planters. Garage features a handy bumpout for extra storage. Gorgeous wood plank porcelain tile installed downstairs in 2020. Roof was replaced in 2024 & comes with a transferable warranty. Roof evaporative cooler was replaced in 2021/22 & downstairs cooler replaced 8/26. Solar panels are on a PPA & sellers will consider a payoff with a strong offer.

4
BEDS
3
BATHS
2,761
SQFT
0.18
ACRES

Welcome home to this inviting 3-bedroom, 2-bath home offering comfort, thoughtful updates, and a convenient location. Situated on a desirable corner lot, this 1,003 sq. ft. home features attractive LVT flooring throughout the main living areas, stainless steel appliances, and updated bathrooms that add a fresh, modern feel. Step outside and enjoy the covered porch, perfect for relaxing or enjoying New Mexico's beautiful weather. Located within an established HOA community with convenient access to nearby schools, parks, shopping, dining, and freeway access. Whether you're a first-time buyer, looking to downsize, or searching for a low-maintenance home, this property offers a wonderful combination of functionality, updates, and location. Come see all this home has to offer!

3
BEDS
2
BATHS
1,003
SQFT
0.09
ACRES
$454,000
-10,000$ 08/14

Welcome to this beautifully renovated 3-bedroom, 2-bath home offering 1,727 sq. ft. of character and modern updates in a convenient SE Albuquerque location. Original hardwood floors, stunning wood beamed ceilings, and a cozy fireplace create a warm, inviting atmosphere. The open kitchen features a breakfast bar, making it perfect for entertaining or everyday living. Ceiling fans throughout provide added comfort, while the updated bathroom showcases a beautifully tiled shower with a sleek sliding glass door. A versatile bonus room offers endless possibilities for a home office, playroom, or second living area. Step outside to enjoy the spacious backyard with mature trees and a covered patio--ideal for relaxing or hosting gatherings. Complete with a 1-car garage, this move-in ready home blends timeless charm with thoughtful renovations.

3
BEDS
2
BATHS
1,724
SQFT
0.15
ACRES

Nestled near the breathtaking Sandia foothills, this spacious five-bedroom, three-bathroom home offers the perfect blend of comfort and outdoor living. Enjoy easy access to countless hiking and walking trails while taking in stunning mountain views from not one, but two private viewing decks. Wake up each morning to beautiful Sandia vistas right from the primary bedroom. Inside, you'll find plenty of room to spread out with five bedrooms, a versatile loft, and dedicated office space, ideal for working from home, entertaining, or accommodating guests. Whether you're relaxing on the deck or exploring the nearby trails, this home offers the best of Albuquerque living. Seller is offering 5,000 credit for buyer repairs.

5
BEDS
3
BATHS
4,540
SQFT
0.21
ACRES

Beautifully refreshed home tucked away with an oversized backyard and exceptional versatility inside and out! This inviting home features new carpet, energy efficient windows, raised ceilings, and fresh front landscaping, creating great curb appeal and a bright, welcoming feel. The spacious floor plan offers comfortable living, while the expansive backyard provides endless possibilities for entertaining, gardening, or relaxing. A large detached workshop/studio is perfect for hobbies, a home office, gym, or creative space. The pull-through tandem garage with 220 offers convenient backyard access and plenty of room for vehicles, storage, or recreational toys. Conveniently located near shopping, dining, parks, schools, and easy freeway access, this home is a must-see!

3
BEDS
1
BATHS
1,399
SQFT
0.22
ACRES

When the NM heat is in full force, there is nothing better than stepping inside to a cool, comfortable home with refrigerated air. And it's all powered by solar for added energy efficiency! This beautifully redesigned Mossman has character with modern improvements and functional storage. Located near trending restaurants, shopping and recreation centers, this charmer is ready to welcome you home!

3
BEDS
2
BATHS
1,536
SQFT
0.2
ACRES

Charm meets convenience in this beautifully maintained single-story home, nestled in the highly sought-after Mesa del Sol community. Step inside to an open-concept floor plan filled with natural light, where the living area flows seamlessly into a modern kitchen, creating a natural gathering space for family and friends. This 3-bedroom, 2-bath home offers a true retreat in its spacious primary suite, complete with a spa-like bath featuring a walk-in shower and elegant finishes. Outside, the beautifully landscaped backyard boasts a covered patio and low-maintenance landscaping, ideal for relaxing or hosting gatherings year-round. Beyond the home, Mesa del Sol delivers a lifestyle to match with neighborhood parks, scenic walking trails, and lively summer community events. Enjoy an easy commute to Downtown, the University area, and Kirtland AFB, putting the whole city within easy reach, while home still feels like a getaway!

3
BEDS
2
BATHS
1,852
SQFT
0.12
ACRES
$450,000
-15,000$ 08/17

Updated from top to bottom this far northeast single story home is packed with desirable features. Remodeled kitchen and baths with granite, stainless steel applicances, custom cabinetry, and farm sink. Gleaming remodeled baths and space for all. New carpeting, paint and gorgeous tile in wet areas. Easy maintainence brick with new stucco 2026. 2 spacious living areas. Cozy wood burning fireplace in the family room. Perfect for entertaining. Generous sized bedrooms. Enjoy the wired sound system! Large 2 finished garage with attic storage and work area. Situated on a spacious corner lot with gated RV access. Room for your RV, boat and toys! 12 x 10 Shed for storage. Close to the foothills, with easy access to trails for biking and hiking. Excellent schools and outstanding location!

3
BEDS
2
BATHS
1,827
SQFT
0.21
ACRES

Welcome to this light and bright 4 bedroom home in the desirable Eagle Springs subdivision! Inviting open floor plan features a large living area with a cozy gas log fireplace. Stunning, remodeled kitchen (2026) offers granite countertops, new cabinetry, stainless steel appliances including a new dishwasher, an island, pantry, and abundant counter and cabinet space. The spacious primary suite features a gorgeous full bath with a double-sink vanity and walk-in closet. Three additional bedrooms offer flexibility, with the fourth bedroom making an ideal home office or study. Enjoy refrigerated air, stunning wood plank tile flooring with carpet and tile in select areas, and a low-maintenance backyard complete with a covered patio for relaxing or entertaining. Conveniently located near shopping, dining, parks, and just blocks from La Cueva High School.

4
BEDS
2
BATHS
1,547
SQFT
0.12
ACRES

Updated 4 bedroom, 3 bathroom home in a convenient NE Heights location with easy access to Uptown & I-40. Quartz countertops, a large island, pantry, and abundant cabinet & counter space make the kitchen as functional as it is attractive. Luxury vinyl flooring & updated thermal windows combine a clean, modern look with improved energy efficiency & low-maintenance living. The living room has a wood-burning fireplace for cool winter evenings, while refrigerated air keeps the home comfortable all summer long. A pergola overlooks the large backyard with room for gardening or relaxing. Solar helps offset electric bills. New garage doors complement the 2-car garage, which connects to the laundry/mud room with a wall of storage. Seller will pay off solar balance with acceptable offer. All appliances convey.

4
BEDS
3
BATHS
1,874
SQFT
0.16
ACRES

Built in 2021, this move-in-ready home features modern finishes throughout, including quartz countertops, custom wood cabinetry, tile flooring, and beautifully tiled bathrooms. Stay comfortable year-round with central A/C, and enjoy the privacy of a fully fenced and gated yard. A perfect blend of style, quality, and low-maintenance living!

2
BEDS
2
BATHS
1,218
SQFT
0.13
ACRES

Step into to this wonderfully updated 2 bed/1 bath home and make it your own! An excellent choice for a first-time buyer or investment property,. This charming home features newer kitchen cabinets, granite countertops, stainless steel appliances, and a convenient countertop dishwasher that conveys. Major updates include a new furnace installed in 2024, along with a TPO roof and evaporative cooler installed in 2022. Tasteful updates in the bathroom. A large lot with storage shed allows for endless yard possibilities like gardening, parking, or just playing. Enjoy the convenience of walking down the street to many fast food restaurants without being downtown! It's near CNM. An added bonus is that a new Target and In-n-Out are going to be a short distance away. This move-in-ready home offers comfort and convenience.

2
BEDS
1
BATHS
880
SQFT
0.14
ACRES
$272,000
-7,500$ 08/14

NEW PRICE--$272,000! This property is located in an area where eligible buyers may qualify through participating lenders for down-payment and/or closing-cost grants that do not require repayment. These are grants, not second mortgages. Buyer and loan eligibility requirements apply; programs are subject to change. Brand-new July 2026 refrigerated air and heating combo unit! Move-in ready and thoughtfully updated, this charming home offers the comfort and peace of mind today's buyers are looking for. Beautiful gleaming wood floors welcome you inside, leading to a spacious remodeled kitchen featuring quartz countertops, a tile backsplash, stainless steel sink, and brand-new appliances, including the stove, refrigerator, washer, and dryer.The updated bathroom includes a new vanity and professionally resurfaced tub and tile. Additional improvements include newer double-pane windows, a newer roof, updated water and sewer lines, fresh exterior stucco, and an automatic garage door opener.The oversized one-car garage provides exceptional storage, plus there's an additional storage shed for even more space. Step outside to a large, private backyard enclosed by tall walls--perfect for relaxing, gardening, entertaining, or giving pets room to play.Conveniently located near Kirtland Air Force Base, Sandia National Laboratories, shopping, dining, and major commuter routes, this beautifully updated home is an outstanding value and truly move-in ready.

2
BEDS
1
BATHS
865
SQFT
0.16
ACRES

Welcome to 2723 Sunny Sky Lane SW! This well-maintained, one-owner home is located in a gated community and offers 3 beds, 1 bonus flex room, 2 baths, and 1,616 square feet of comfortable, move-in-ready living space. The open floor plan is filled with natural light and features updated flooring, fresh finishes, and a cozy gas fireplace anchoring the main living area. The kitchen offers stone countertops, ample cabinetry, and plenty of room for cooking and entertaining. Refrigerated air keeps the home comfortable year-round. Outside, enjoy a fully fenced backyard with a covered patio, perfect for relaxing, grilling, or creating your own outdoor retreat. Conveniently located near shopping, schools, parks, and major roadways, this home combines pride of ownership, functional living space, and everyday convenience. Schedule your showing today!

3
BEDS
2
BATHS
1,609
SQFT
0.14
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.