FHA Eligible Homes in Greater Albuquerque

Find FHA eligible homes in Greater Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

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Experience one of the most exquisite custom-built homes currently on the market in North Albuquerque Acres.2This stunning 7-bedroom, 7-bath estate sits on a fully walled and automatically gated, beautifully landscaped 0.89-acre lot, offering privacy, elegance, and resort-style living.The home features fresh interior paint, newly installed 4-foot marble flooring, hand-scraped wood floors, and custom cabinetry throughout. The high-end chef's kitchen is designed to impress even the most discerning culinary enthusiast, showcasing quartzite waterfall countertops, casement windows, designer lighting, and exceptional craftsmanship.Entertain and relax outdoors with a 23,000-gallon resort-style pool, fire pits, and manicured grounds. Additional highlights include owned solar

7
BEDS
7
BATHS
6,121
SQFT
0.89
ACRES

Located in one of Rio Rancho's fastest-growing areas, this inviting home offers the perfect mix of comfort and convenience. Enjoy a bright, open layout with spacious living areas, a modern kitchen with plenty of counter space, and a private backyard ideal for relaxing or entertaining. Just a few minutes from Plaza @ Enchanted Hills, restaurants, shopping, and community amenities are at your doorstep. Experience the charm of established living paired with the excitement of growth--just minutes from everything Rio Rancho has to offer.

3
BEDS
2
BATHS
2,120
SQFT
0.16
ACRES
$515,000
-$10,000

New construction all electric home. Views of South Mountain, Sandia Mountain other mountains further to the North and South. Open floorplan inside and 2 acres outside. Easy access from Frost Road, quick ride to Edgewood and I-40. All Electric home, underground power and Entranosa Water natural gas in the road. Two other lots are available to the builder for your own customized plan.

4
BEDS
2
BATHS
1,859
SQFT
2.46
ACRES

4032 Comanche Road NE, Albuquerque

Carlisle Plaza Addition
$410,000

Located just minutes from both I-25 and I-40, this versatile property with main home plus ADU offers exceptional convenience and flexibility. Centrally located near downtown Albuquerque and UNM, it's ideal for owner-occupants, students, house-hackers, investors, or professionals.The main home features 3 bedrooms, 2 bathrooms, and a 1-car garage, while the 1-bed, 1-bath ADU with separate entrance provides private living space perfect for rental income, multigenerational living, or a home office. Recent updates include a new roof in Dec 2025 and interior improvements, making this a move-in-ready opportunity with built-in income potential in a prime Northeast location.

4
BEDS
3
BATHS
2,827
SQFT
0.16
ACRES

This charming floor plan embodies modern living with thoughtful design and functionality. The home features an open concept design that seamlessly connects the family room, dinning area and kitchen, perfect for entertaining or family gathering.This floor plan is ideal for families or individuals seeking a blend of comfort and functionality in a beautiful design space.

4
BEDS
2
BATHS
1,880
SQFT
0.1
ACRES

16 Jennifer Street, Belen

Vista Manzano Estates
$244,999
-$5,000

*** 10 Acres***Experience the rustic charm of this ranch style home with country flare on 10 acres!! Mini-split heating and cooling and cozy wood-burning fire place.etal roof. Private well and septic. Fruit trees. This tranquil retreat offers mountain views and vast skies under the sun. 4 bd. 2 bath. newly remodeled bathrooms, new flooring in 3 of the 4 bedrooms and laundry room. carport, pump house with extra space for storage, and propane owned. This little country oasis is a must see and awaits you. Come make it home! Deactivated title in hand.

4
BEDS
2
BATHS
1,848
SQFT
10
ACRES
$510,000

Welcome Home. Two Beautiful Brand New 4-Bedroom Manufactured on Permanent Foundation situated each on Large 1 Acre Lot just off a paved road and only minutes from I-40, offers ideal combination of comfort, modern design, and energy efficiency. On permanent foundation. Schedule your private showing today and make these homes yours! Original Electric Option: MLS#1096633

8
BEDS
4
BATHS
1,590
SQFT
2
ACRES

BALLOON AND SUNSET VIEWS! This home has it all. Gorgeous materials with hidden and practical bells and whistles. The iron plus hinged glass front door provides fresh air with added security. Open concept living area with gourmet kitchen plus 2 large pantries is ideal for entertaining. Main floor primary bedroom has tray ceiling with several lighting options. Spa-like ensuite bath includes a soaking tub plus steam shower with LED lights. Split floor plan gives 2 more bedrooms plus a game room upstairs. One of 2 balconies includes hot tub to relax amid mountain views, fireworks, or balloons. 40 ft RV pad with 50 amp hookup. 4-car garages have workshop areas, compressed air fixtures and epoxy floors. Low utility bill thanks to FULLY PAID SOLAR. 1/2 acre lot with fruit trees galore! Too many amenities to list.

4
BEDS
3
BATHS
3,093
SQFT
0.5
ACRES

Seller financing considered! Approx. 1.4 acres in the desirable North Valley, ideal for farming, homesteading, or cultivation. Property includes a residence, interior grow space, and greenhouse (buyer to verify uses), previously used for cannabis. MRGCD irrigation rights and a domestic well support agricultural use. Flat, usable land offers room for animals, crops, or expansion. Peaceful rural setting just minutes from city conveniences. Front one-acre lot also available for sale.

1
BEDS
1
BATHS
2,397
SQFT
1.4
ACRES
$875,000

Owner Financing Avalilable. Custom elegant home. 3200 sq. ft. of Garages, 50'x16' RV garage w/14' doors +3 more garages equal in size to 7 additional car spaces. washer and dryer gas hookups, kitchen sink + 3/4 bath. Fenced with electric gate. Sprinklered lawn + garden area and fruit trees. Horse allowed. Anderson windows, granite, wood doors, real wood cabinets, 2 pantries, Kohler, tinted front windows, upscale lighting, LED bulbs, 3 fireplaces, laundry room w/sink, 2 master suites. 2 jetted tubs, 4 showers, plus 1 bedroom & Office/possible bedroom, high ceilings, central vac, alarm, intercom, 9 zone radiant heat including main garage, wifi thermostats, loft, upper balcony with spiral staircase, circular drive, stacked stone, 2 50 Amp RV hookups, water softener, well.

3
BEDS
5
BATHS
3,559
SQFT
1
ACRES

This less-than-one-year-old home offers 4 bedrooms and 2.5 bathrooms with a modern, open layout. The kitchen features stainless steel appliances, all under warranty, and is filled with natural light from large windows throughout the home. Outside, enjoy a beautifully landscaped backyard with grass, an extended patio, and a full sprinkler and drip system. Mulch and brick accents are already in place for future planting or gardening. With no backyard neighbors and open space in front of the home, this property provides privacy, peaceful views, and a bright, airy feel.

4
BEDS
3
BATHS
2,140
SQFT
0.14
ACRES

*BACK on MARKET* due to Buyer circumstance. Historic Bellamah Mid-Century Ranch on a prime corner lot is an authentic 4 bd, 2 ba home cherished by 1 family since the mid 1960's. Home carries a unique tie to history as seller's mother worked for Dale Bellamah! Exterior maintains classic mid-century color palette & iconic ranch lines, while interior's been remodeled throughout offeing 3 distinct living areas & open dining area. Updated kitchen features granite counters & new appliances while preserving Bellamah's signature ''Wife-Planned'' design details: original kitchen cabinets, classic linen style & famous pull-down cubby above the primary bathroom sink. Front yard's manicured, while backyard is a blank slate w/ workshop & sheds awaiting your vision & paint.Replaced, repaired &/or maintenanced items in 2025 during remodel & 2026:WATER LINE - Replaced fr. house to main,WATER HEATER - New,LAUNDRY WATER VALVES - New,ROOF - Completely maintenanced,NEWER MECHANICALS - Air Conditioner (Breezair) 2020, Furnace (Rheem) 2022.

4
BEDS
2
BATHS
1,941
SQFT
0.15
ACRES
$675,000

Enjoy breathtaking views from this stunning two-story luxury home, nestled within a hidden gated community in Bernalillo, just west of the Rio Grande. Designed with timeless style and exceptional functionality, this home offers over 2,900 square feet of thoughtfully crafted living space filled with natural light. Step inside to soaring windows and an open, inviting floor plan. The gourmet kitchen is a chef's dream, featuring premium Viking appliances, a pot filler, quartz countertops, an oversized island with seating, a wine cooler, and abundant cabinetry and extended counter space for all your culinary needs. Seamlessly blend indoor and outdoor living with two sets of sliding glass doors leading to a covered patio complete with an outdoor kitchen and pergola--perfect for entertaining while taking in the incredible views.The spacious main-level primary suite is a true retreat, offering private patio access through sliding glass doors and picturesque views. The spa-inspired ensuite bath features dual vanities, a luxurious slipper soaking tub, an oversized walk-in shower, and a custom-designed closet with extensive built-in storage. Upstairs, you'll find a generous second living area with two sets of sliding glass doors opening to an east-facing deck showcasing stunning Sandia Mountain views. Two spacious bedrooms and a full bath provide comfortable accommodations for family or guests. Additional premium features include automatic window treatments, a water softener, bidets, epoxy-coated garage floors, and quality finishes throughout. Conveniently located with easy access to I-25, shopping, dining, and everyday amenities, this exceptional home offers the perfect blend of luxury, comfort, and breathtaking New Mexico scenery.

3
BEDS
3
BATHS
2,984
SQFT
0.14
ACRES

456 Chafey Drive SW, Los Lunas

Vistas At Huning Ranch
$310,000

Move-in ready and built in 2023! This beautifully maintained 3-bedroom, 2-bath home offers modern comfort and easy living in Los Lunas. Natural light fills the open-concept living, dining and kitchen areas, while the kitchen island and pantry provide added function and storage. The primary suite features a walk-in closet, and two additional bedrooms offer flexibility for guests, a home office or hobbies. Enjoy refrigerated air, an attached 2-car garage, and a private, walled backyard with low-maintenance xeriscaping. Conveniently located near shopping, dining, schools and commuter routes. If you're looking for a newer home that's already finished, move-in ready and easy to maintain, 456 Chafey is ready to welcome you home.

3
BEDS
2
BATHS
1,270
SQFT
0.11
ACRES

Set in one of the most coveted North Valley locations, this one-of-a-kind residence seamlessly blends serene privacy with city convenience, offering an elevated lifestyle enhanced by thoughtful design and recent upgrades throughout.Enter through striking custom blue doors into a grand foyer and staircase that set the tone for the home's distinctive character. Authentic adobe-style walls frame the formal dining room, while the country-inspired kitchen invites connection with a charming breakfast nook--an ideal setting for intimate gatherings or elegant entertaining. Saltillo tile flows throughout the home, complemented by fresh interior and exterior paint that enhances the residence's warm and sophisticated aesthetic.

5
BEDS
3
BATHS
4,212
SQFT
1
ACRES

1694 Tesoro Loop NW, Los Lunas

Tesoro Subdivision Phase 1
$429,900

Nestled in Los Lunas, NM, this stunning home blends style, comfort, and functionality. The open floorplan features elegant tray ceilings, recessed lighting, ceiling fans, and a cozy fireplace, all complemented by efficient refrigerated air. The chef's kitchen is designed to impress, with an island and seating, a bright breakfast nook, stylish tile backsplash, and full appliances. The luxurious primary suite includes a walk-in closet and spa-inspired ensuite with a separate shower, soaking tub, and double-sink vanity. Outside, the backyard is an entertainer's dream with a covered patio, pergola, built-in grill, storage shed, and low-maintenance artificial turf, offering the perfect space for relaxing and making memories. This is more than a home, it's a lifestyle!

3
BEDS
3
BATHS
2,008
SQFT
0.19
ACRES

Located behind secured gates on 2.51 acres, this contemporary property offers privacy and close proximity to the Corrales Bosque and the Rio Grande River. The entry atrium includes an indoor garden and a large skylight providing natural light to the space. The main living area features a built-in bar and a wood-beamed ceiling crafted with beautiful custom detail. The kitchen includes custom cabinetry and countertops, a commercial-grade range, oversized pantry island with seating area and additional modern finishes. The owner's suite includes a fireplace and a bathroom with dual sinks a freestanding tub integrated with the shower area, and an amazing walk-in closet. Detached casita with 2 bedrooms and 2 bathrooms and not to mention a pool - (pool needs work). This home is a must see!

5
BEDS
7
BATHS
9,397
SQFT
2.51
ACRES

Welcome to beautiful single level home. Three bedroom, two bath with a functional layout, featuring refrigerated air conditioning, carpet and tile thought the home. Cozy home to enjoy a quiet evening.Come and make this Gem your home.

3
BEDS
2
BATHS
1,145
SQFT
0.13
ACRES

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, a quiet study, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and three generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes

3
BEDS
2
BATHS
2,220
SQFT
0.14
ACRES

6 Mesa Vista Road, Cuba

Sect-twnshp-rnge
$185,000

Welcome to this charming home located in the heart of Cuba, NM, offering comfort, practicality, and beautiful mountain-town living. Situated on a peaceful street, this property provides the perfect blend of small-community appeal and easy access to Hwy 550 for commuting or travel. Inside, you'll find a warm and inviting layout with ample natural light and generous living spaces ideal for family living or a weekend getaway. The property features spacious outdoor areas with 3 extra storage spaces on property. Whether you are looking for a primary residence, investment property, or retreat near the Jemez Mountains and outdoor recreation, this home offers exceptional potential at a great value. Water and Sewer provided thru Village.

3
BEDS
1
BATHS
1,280
SQFT
0.58
ACRES

Easy Living, Bright Design - Your Mesa del Sol Retreat Awaits2 Bedrooms | 2 Bathrooms | Covered Front Porch & Back Patio | Level 2 Quartz Countertops | Garage Overhead Storage + Keypad EntryStep into cozy, low-maintenance living with this beautifully crafted 2-bedroom, 2-bathroom home located in the heart of Mesa Del Sol - M4. With both a covered front porch and covered back patio, this home offers the perfect setup to enjoy New Mexico's sunshine from sunrise to sunset.

2
BEDS
2
BATHS
1,266
SQFT
0.1
ACRES

1933 Tesoro Loop NW, Los Lunas

Tesoro Subdivision Phase 2
$375,000

This home qualifies for the Valencia County 30k down payment assistance program with an approved lender CALL ME FOR MORE INFO 505-810-6280. Move-in ready and beautifully maintained! This 4-bedroom, 2-bath home offers 1,852 square feet of open-concept living, perfect for everyday comfort and entertaining. The kitchen features granite countertops, a tile backsplash, crown molding above the cabinets, stainless steel built-in microwave and oven, and a 36-inch cooktop.The spacious primary suite includes dual vanities, a walk-in shower, and a large walk-in closet. Enjoy the covered patio and a backyard ready for your personal touch. Conveniently located with easy access to I-25, shopping, dining, and more.Don't miss your opportunity, schedule your private showing today!

4
BEDS
2
BATHS
1,852
SQFT
0.12
ACRES

560 Aztec Road NW, Albuquerque

Blk D Monkbrid Ge Pl Add
$200,000

Discover this charming townhouse, offering comfort and style in a convenient Albuquerque location. This inviting home showcases beautiful granite countertops in both the kitchen and bathroom, adding a touch of sophistication. Enjoy cozy evenings by the fireplace in the spacious living area, perfect for relaxing or entertaining. Don't miss your chance to own this delightful property--schedule your showing today!

2
BEDS
1
BATHS
935
SQFT
0.05
ACRES

everything brand new must see

3
BEDS
2
BATHS
1,868
SQFT
0.19
ACRES

For buyers who want to right-size without giving up the space they still use, this single-level Alegria home offers a different approach to 55+ living. With 2,356 square feet, the flexible floor plan provides room for guests, hobbies, working from home, entertaining, and separate spaces to enjoy day to day.Three bedrooms and multiple living areas allow the home to adapt to changing needs, while thoughtful accessibility features--including a roll-in shower, grab bars, and paved paths around the home--add long-term practicality without defining how the home lives today.Three covered patios extend the living space outdoors, offering multiple places to relax, dine, or gather without the maintenance demands of a large property.Located on a cul-de-sac in gated Alegria by Del Webb, the home is near the Bosque and community trail system. Alegria residents also enjoy indoor and outdoor pools, fitness facilities, gathering spaces, recreational amenities, and an active community lifestyle.For buyers ready for fewer maintenance demands but not ready for a dramatically smaller home, this property offers a thoughtful balance of space, flexibility, and the benefits of an established active-adult community.

3
BEDS
3
BATHS
2,356
SQFT
0.14
ACRES

460 Rio Chama Circle SW, Los Lunas

Jubilee Subdivision Phase 2e
$489,950
-$10,000

Step into refined, low-maintenance living in this beautifully crafted home located within Jubilee, a gated 55+ active adult community in Los Lunas. This elegant residence is designed for comfort and style, offering a spacious three-car garage that provides ample room for vehicles, hobbies, and storage. Enjoy breathtaking mountain views from the inviting patio and living areas, creating the perfect setting for relaxation or entertaining in an atmosphere of quiet sophistication. Inside you'll find a well-laid-out single-level floor plan designed for enjoyment and ease of living. The open great-room merges with a generous kitchen (ideal for entertaining or relaxed daily living), and the exterior view of the mountains provides a dramatic backdrop for morning coffee or evening sunsets.Residents enjoy access to a clubhouse and community center, fitness options and swimming, trails for walking or biking, and numerous clubs and events. The calendar is filled with activities such as game nights, happy hours, hobby groups, fitness classes, and seasonal celebrations- perfect for an active lifestyle and building friendships. This home gives you the full package: gated security, a vibrant active-adult neighborhood, a high-functioning home with three-garage space plus mountain vistas, and a community with lifestyle amenities that invite you to live well every day.

3
BEDS
3
BATHS
2,630
SQFT
0.22
ACRES

51 Airport Drive, Los Lunas

Valencia Community Air Ranch
$336,000

Construction is done and this Beautiful Brand New Clayton Home is ready for a New Owner! Close to shopping and yet still feels like country living. This three bedroom, two bath home has an open floor plan, tape and textured walls, nice kitchen, large pantry, large island with seating, dining area, living room, large primary bath, double sinks in vanity, lots of closet space, large laundry room. Also a back deck to enjoy the scenery. Property is fenced making it great for all your animals, including horses. All this plus an insulated oversized two car garage. Home is on a permanent foundation and qualifies for FHA, VA & Conventional. This beautiful home sits on 1.25 acre.

3
BEDS
2
BATHS
1,680
SQFT
1.25
ACRES

**Seller is offering 3% Buyer Credit, with Preferred Lender** Construction is done and this Beautiful Brand New Clayton Home is ready for a New Owner! The home sits on one acre. Close to shopping and yet still feels like country living. In Rio Rancho City Limits and School District. Spectacular views of the Sandias from the back deck. Close to shopping and yet still feels like country living. This four bedroom, three bath home has an open floor plan, nice kitchen, large island with seating, dining area, two living rooms, large primary bath, double sinks in vanity, lots of closet space, solar ready, large laundry room with built in coat rack with storage cubes. Large back deck to enjoy the scenery! All this plus a two car garage. Home is on a permanent foundation and qualifies for FHA, VA & Conventional.

4
BEDS
3
BATHS
2,346
SQFT
1
ACRES

Welcome to this charming 3-bed, 2-bath Pueblo-style home in the gated Oxbow Community of NW Albuquerque. Enjoy bright living spaces with Sandia Mountain views and a custom Kiva-style gas fireplace for cozy evenings.This updated one-story gem features a newly finished roof (10-year transferable warranty), new hardwood floors, carpet, stucco, paint, and landscaping, all done this year. The finished garage offers built-in storage, and the master suite includes a garden tub, glass shower, and huge walk-in closet. Lovingly maintained by its original owner, this move-in-ready home combines Southwest charm, modern comfort, and a prime location near restaurants and shopping.

3
BEDS
2
BATHS
2,120
SQFT
0.13
ACRES
$549,000

A serene Santa Fe retreat in the coveted Eldorado community. This beautifully designed 3-bed, 2-bath residence sits on 1.64 acres with sweeping mountain views and the peaceful rhythm of desert living. Light-filled interiors feature high ceilings, tile floors, and a Kiva fireplace that adds warmth and timeless Santa Fe charm. The kitchen and living spaces open to a private patio perfect for entertaining or quiet starlit evenings. Experience tranquil country living just minutes from Santa Fe's Plaza, galleries, and fine dining. The spacious lot offers room to garden, relax, or expand. A perfect blend of comfort, elegance, and Southwest beauty, schedule your private tour today and see it for yourself.

3
BEDS
2
BATHS
1,645
SQFT
1.64
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.