FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 392 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Nestled within the coveted Rivers Edge enclave of Rio Rancho, A 2,100-square-foot sanctuary is a masterclass in refined high-desert living. The 4-bed home brilliantly anchored by a sun-drenched culinary space, which flows seamlessly into a formal dining room designed for effortless soirees. Beyond, an expansive great room serves as a voluminous canvas for grand-scale entertaining. Outside grounds unfold to a sprawling private oasis. Majestic, unobstructed mountain vistas command the horizon, providing a dramatic backdrop for al fresco living. Modernized infrastructure, including an upgraded 200-amp electrical system, new hot water heater, pristine roof, new climate control, and discreet RV parking, is beautifully integrated into this exquisitely serene and enchanting New Mexico retreat.
3.75% assumable rate! STUNNING TWO STORY WITH 3 BEDROOMS, A PRIVATE OFFICE AND VERSATILE LOFT DESIGNED FOR THE WAY YOU LIVE TODAY. This beautifully maintained Pulte home offers a bright, open floorplan filled with natural light and inviting spaces perfect for everyday living and entertaining. Upstairs, the spacious primary suite features a huge walk in closet, garden tub, double vanities and separate shower. A versatile loft and dedicated office make working from home easy, while secondary bedrooms offer beautiful Sandia views. Outside, enjoy a large corner lot, covered patio, gas stub and low maintenance yard perfect for relaxing evenings and gatherings. Schedule your showing today.
Spacious and inviting 3-bedroom, 2-bath home filled with an abundance of natural light. The updated kitchen features brand-new stainless steel appliances, sleek Corian countertops, and modern fixtures, creating a stylish and functional space for everyday living and entertaining. Both bathrooms have been refreshed with updated sinks, fixtures, and contemporary lighting. Updated carpet and laminate flooring, lighting, interior doors, along with fresh interior paint, give the home a clean, move-in-ready feel. Plus the shingles have been replaced on the roof as of 3/26! Situated on a generous half-acre lot, the outdoor space offers a blank canvas with endless possibilities to design your ideal landscape, garden, outdoor retreat or add a shed or workshop
Seller offering $5000 toward buyer closing costs. Built in 2022, this stunning home feels brand new & offers exceptional style and comfort throughout. The open-concept layout features a gourmet kitchen with modern finishes that flows seamlessly into the bright living area with large picture windows overlooking the beautifully landscaped backyard. Enjoy outdoor living under the covered patio with extended brick concrete and privacy walls, backing to a walking path with a park just steps away. Upstairs, all bedrooms are spacious, including a luxurious primary suite with a walk-in shower and huge closet with a window. Tile flooring, abundant natural light, and great curb appeal complete the package. Conveniently located near hospitals, shopping, dining.
Stunning new home, less than a year old! This immaculate Ammolite floor plan offers over 3,000 sqft of thoughtfully designed living space, featuring 5 bedrooms and 4 bathrooms--perfect for growing families or those who love to entertain. A standout feature is the impressive guest suite, already equipped with plumbing for a future kitchenette, offering excellent flexibility for multigenerational living, hosting visitors or renting out for extra income. The luxurious primary suite boasts a spacious walk-in closet and a private, spa-like bathroom. There is also a whole house water softener. Built with energy efficiency in mind, this green home helps keep utility costs low while maintaining comfort and style. Don't miss the opportunity to own this beautifully maintained, move-in-ready home!
Beautifully designed home in a prime Rio Rancho Location! The open concept kitchen features stone countertops, stylish cabinet hardware , custom lighting and a spacious pantry- flowing seamlessly into the living and dining areas, perfect for everyday living and entertaining. The main level offers a convenient bedroom and 3/4 bath ideal for guests or multigenerational living. Upstairs has 3 additional bedrooms, 2 baths and another generously sized versatile living space. Tandem 3 car garage gives you ample storage. BIG savings here the professionally landscaped backyard is DONE for your and provides the perfect canvas for relaxation and enjoyment . Super location offers quick access to shopping and dining.
Step into style and comfort with this beautifully upgraded single-story home offering 4 bedrooms, 2 full bathrooms, and a spacious 2-car garage. Showcasing a stunning Craftsman elevation, this home is packed with high-end finishes and thoughtful design throughout. The open-concept living space is anchored by a striking stacked stone fireplace, creating a warm and inviting focal point. The chef-inspired kitchen features custom cabinetry, upgraded hardware, a designer backsplash, gorgeous quartz countertops, and stylish pendant lighting--perfect for both everyday living and entertaining. Enjoy the durability and elegance of upgraded LVP flooring throughout the home--NO CARPET--paired with beautiful tile in all wet areas. The bathrooms have been tastefully enhanced with upgraded tile and
An inviting covered entry welcomes guests to the inspired Tourmaline plan. The main floor showcases an open layout with a bedroom, a bathroom, a great room, a dining area, and a well-appointed kitchen featuring a large island and center-meet doors leading onto a covered patio. An impressive second-floor primary suite boasts an expansive walk-in closet and a private bath. This level also offers a loft, a laundry, a shared bath, and two additional bedrooms. Designer-curated fixtures and finishes round out this plan
Welcome to this nearly new 4-bedroom, 2-bath home in the sought-after Los Diamantes subdivision of Rio Rancho is move-in ready with all the upgrades already done. ''The Sawyer'' offers energy-efficient, modern comfort with a thoughtfully designed layout. The elegant kitchen features a central island a spacious pantry, and all Whirlpool appliances, including the refrigerator, washer, and dryer.This smart home includes refrigerated air, low-E windows, and is situated on a premium corner lot, low-maintenance graveled backyard. It also comes complete with a security system. Conveniently located near Rust Medical Center and just minutes from Intel.Don't miss this opportunity--schedule your showing today.
Well cared for home in Northern Meadows. Beautiful unobstructed mountain views from the backyard and covered patio. Pride of ownership shows in this turn key property with newer scratch resistant vinyl plank flooring, stainless steel appliances, light fixtures, new heater and security system. Refrigerator, washer and gas dryer also convey with property. Home is 2075 sq/ft with 3 bedrooms, 2.5 baths and large loft area. Includes breakfast nook and dining area. Large attached garage with workshop area. Make this your home today!
Welcome to this beautifully maintained single level fully gated Pueblo Style home set on a generous half-acre lot. Featuring 3 spacious bedrooms and 2 full bathrooms, this property offers a functional floor plan with multiple living areas - perfect for entertaining, relaxing, or creating a dedicated home offices. The 2.5 car garage and shed in the back ensures plenty of storage.
Welcome to 3197 Wingate Meadows, a beautifully maintained 3-bedroom, 2-bath home offering 1,100 square feet of comfortable living. This inviting property features an open-concept layout filled with natural light, creating a warm and welcoming atmosphere. The efficient kitchen offers ample cabinet space and flows seamlessly into the living area, perfect for everyday living and entertaining. The primary suite provides a private retreat, while two additional bedrooms offer flexibility for guests, a home office, or growing needs. Enjoy a low-maintenance yard with space to relax or entertain. Conveniently located near shopping, dining, and major roadways, this move-in ready home offers both comfort and convenience.
Step into modern comfort & thoughtful design with this stunning 4-bedroom home, built just 4 years ago. That means the roof, water heater, refrigerated air unit, heating unit, etc. are all just 4 years old! This green-certified property offers energy efficiency, lower utility costs, and sustainable living without sacrificing style or convenience. The nicely appointed kitchen flows seamlessly into the living and dining areas, making it perfect for both everyday living & entertaining. The primary suite features a large, walk-in, tiled shower making cleaning a cinch. A standout feature of this home is the private in-laws/guest/second master suite providing flexibility & privacy while still being connected to the main home
Clean and move-in ready home on a 0.28-acre fully fenced lot in Rio Rancho! Approx. 1,456 sq ft with open-concept living and dining, functional kitchen with included appliances, and refrigerator to be installed prior to closing per contract. Enjoy the front deck and spacious backyard with storage shed and side-access parking. De-titled and converted to real property on a permanent foundation with current foundation certification -- eligible for Conventional, FHA & VA financing. Zoned for Colinas del Norte Elementary, Eagle Ridge Middle, and V. Sue Cleveland High. Don't miss this one!
Welcome to this charming 3-bedroom home in Rio Rancho offering almost 1,200 square feet of comfortable living space! This light and bright home features an open floor plan that seamlessly connects the living, dining, and kitchen areas--perfect for everyday living and entertaining.Step outside to a backyard ready for your personal touch--an ideal opportunity to design and landscape exactly how you envision!
Discover this stunning new Amreston home, proudly NM Build Green Gold Certified for superior energy efficiency. This residence features the ''Cappuccino II'' color palette, offering cozy, warm tones throughout. The exterior is enhanced with elegant stone accents, while the kitchen serves as a focal point with stainless steel appliances and a beautiful herringbone tile backsplash. Granite countertops are featured throughout the home. Enjoy a great-sized backyard with incredible mountain views, perfect for outdoor living. Located in Rio Rancho near shopping, dining, and medical facilities with easy I-25 access. Great for families or as an investment! Call to schedule your tour and discuss buyer incentives. (793 characters)
Ask about $$ flex cash for interest rate buy down! Finishing touches being placed on this Brand new D.R. Horton Shenandoah plan on a premium view lot! This 1-story home offers 4 bedrooms, 2 baths, and 1,697 sq ft with a bright, open-concept layout. Featuring the Sand Dune color package with warm wood-tone cabinetry, matte black hardware, and 8-foot interior doors throughout. The gourmet kitchen includes built-in appliances, upgraded sink, and a spacious pantry, opening to the dining and great room. Enjoy indoor/outdoor living with a 3-panel sliding door to the covered patio and stunning views. The private primary suite features an upgraded shower with rain head. Light, bright, and move-in ready! Lomas Encantadas offers trails, parks and close to 528/550 access, shopping and great shools!
Rare 3-car garage + move-in ready condition on a large corner lot--this is the one buyers have been waiting for. This 3-bedroom, 2-bath home features an open-concept design, central air, and no carpet throughout for easy maintenance and a modern feel. The kitchen offers generous storage and connects seamlessly to the living and dining spaces, creating a functional and inviting layout. The split-bedroom floor plan provides privacy for the owner's suite. Enjoy outdoor living year-round and a prime location in Mountain Hawk with quick access to I-25, shopping, and dining. Strong value, clean condition, and ready for immediate occupancy.
Discover this stunning brand-new construction home in the desirable Montreal Estates! This 3-bedroom, 2.5-bathroom home is NM Build Green Gold Certified, ensuring superior energy efficiency and comfort. Situated on a prime corner lot, the property boasts a large backyard and a 2-car garage with a 4' width extension for significant extra storage. The interior features the sophisticated color palette and comes move-in ready with 2'' white faux wood blinds throughout. The modern kitchen is a standout with a 30'' stainless steel farmhouse single-bowl sink and stainless appliances. Centrally located in Rio Rancho near shopping, dining, and medical facilities with easy access to I-25. Great for families or as an investment property! Call today for tour details and buyer incentives.
This beautiful home sits on a .27-acre lot with fully xeriscaped front yard for easy maintenance. This well-maintained property features tankless water heater, water softener and the primary closet includes custom California Closets design. The home offers three spacious bedrooms plus a versatile flex room that can be used as an office or guest bedroom. High ceilings add to the open feel throughout the home with plenty of natural light, and a functional layout. The home combines comfort and location.
Welcome to this beautifully updated home in the highly desirable Rio Rancho area--offering comfort, space, and freedom with no HOA. Inside, you'll find fresh paint and new carpet throughout, creating a clean, move-in-ready feel. The updated kitchen features granite countertops and ample space for cooking and entertaining, while the remodeled primary bathroom provides a modern, relaxing retreat.Major upgrades include a new roof and a new septic tank! New furnace, giving added peace of mind. The finished 2-car garage offers flexibility for storage, hobbies, or a workspace.Situated on over half an acre, this property provides rare space with convenient backyard access, a long driveway, and plenty of parking for vehicles, RVs, or toys. Go check this one out before it is gone
Charming and unique design, must see inside! Wonderful views of the Sandias, potential In-laws suite, and has 2 living areas. Property had a major renovation 10 years ago with new drywall, interior doors, granite, stainless appliances, refrigerated air, lighting, Huge laundry room and walk in pantry. Features three outdoor living areas, RV access with automatic gate and 50 Amp plug in. Solar system currently provides electricity for full home with base electric charge of about $18.00 per month. System will be paid off at closing. Subdivision Construction behind purports to have new homes that are below view line; customer to investigate to their own satisfaction. No HOA fees! Solar has produced a four month excess
Exceptional value! Get space in this large 4-bedroom home, offering far more square footage than similarly priced homes. The floorplan features two oversized living areas, the greatroom highlights a cozy corner fireplace and a built-in wet bar. The 4 bedrooms each include walk-in closets, providing incredible storage and room to grow. Step outside to a low-maintenance oasis featuring pristine artificial turf, inviting back patio, and endless room to relax. Enjoy the renowned community amenities right outside your door, including the Cabezon sparkling swimming pool, and miles of pedestrian trails. Additional highlights include excellent garage storage and dual refrigerated A/C units for comfort. Great neighbors, too! Schedule your tour today!
The home is under construction, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!
Why buy one house when you can buy two, plus have room to garage up to 8 cars on one generous .5 acre lot with no HOA or PID? The Main Home, with a 3 car garage, was finished in late 2024, and not occupied until 2025. It offers a bright, open layout with polished concrete flooring throughout for a sleek, low-maintenance finish. The kitchen is designed for everyday living AND entertaining - with solid wood cabinetry, gas range, large pantry, and abundant storage. The primary suite is spacious and there are 3 separate additional bedrooms to customize the way you live. The Casita is brand new, never lived in, and the garage has room for 5 cars, or 3 and a workshop, gym, or just ROOM, and boasts a bathroom fit for a Primary Suite! Designed and built for the current owners, a life change means
Daria Derebera
Real Estate Broker in Albuquerque, NM
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