FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 338 listings in Rio Rancho.
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New Construction with Office on 1/2 Acre View Lot! Breaking ground soon, this single-story 2,318 sq ft Green Build Gold Certified home offers the perfect blend of style, comfort, and efficiency. Set on a 1/2 acre lot with city water and sewer, it features 3 bedrooms plus an office, a tile roof, and a spacious extended covered patio with a 12' sliding glass panel door for seamless indoor-outdoor living. Warm wood beam accents add character, while the gourmet kitchen shines with stainless steel appliances and granite counters throughout. Energy-smart and thoughtfully designed, this home combines modern convenience with breathtaking views. Construction to begin in October 2025. Estimated completion March 2026.
Under construction now -- this single-story, 2,409 sq ft Green Build Gold Certified home is designed for modern living and entertaining. Situated on a spacious 1/2 acre lot with city water and sewer, the home features 5 bedrooms, a tile roof, and exceptional outdoor spaces including an extended covered patio with a 12' sliding glass panel door plus a second covered patio, and walled backyard. Inside, the gourmet kitchen impresses with stainless steel appliances and granite countertops throughout. Thoughtful design, energy efficiency, and breathtaking views make this a rare opportunity. Estimated completion: March 2026.
Welcome to a home that truly has it all--located in the newest phase of Lomas Encantadas in beautiful Rio Rancho! This thoughtfully designed 3-bedroom, 2.5-bathroom home offers plenty of space, smart storage solutions, and natural light that shines from every corner--literally.Set in the expanding community of Lomas Encantadas, you'll enjoy a scenic setting with nearby parks, trails, and all the conveniences Rio Rancho has to offer. With upgraded finishes and room to grow, this home is a perfect match for families, professionals, and anyone who appreciates smart design and sunny living.
New Construction with Office on 1/2 Acre Lot! This single-story 2,318 sq ft Green Build Gold Certified home offers the perfect blend of style, comfort, and efficiency. Set on a 1/2 acre lot with city water and sewer, it features 3 bedrooms plus an office, and a spacious extended covered patio with a 12' sliding glass panel door for seamless indoor-outdoor living. Warm wood beam accents add character, while the gourmet kitchen shines with stainless steel appliances and granite counters throughout. Energy-smart and thoughtfully designed, this home combines modern convenience and privacy. Home construction began is scheduled to complete in January 2026. Call or visit Amreston Homes for more information or to schedule a tour.
A custom Rio Rancho retreat framed by breathtaking Sandia Mountain views and timeless New Mexico charm. This thoughtfully designed home blends Southwest architecture with serene outdoor living from its stuccoed courtyards and flagstone patios to the gentle glow of sunset over the mesa. Inside, you'll find a warm and inviting flow, where natural light pours through energy efficient tinted windows and skylights. Soaring viga ceilings and a welcoming gas kiva fireplace lure you into tranquility. The open layout creates effortless transitions between two living areas, dining, and outdoor spaces, ideal for entertaining or peaceful evenings under the stars. Outside, landscaped courtyards with drip irrigation and a privacy fence invite morning coffee or golden-hour gatherings with friends.
Highlights of this ranch-style Copper plan include a flex room that has been converted to a fourth bedroom, a well-appointed kitchen showcasing a walk-in pantry and a center island, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, French doors at flexroom, AC in the garage and double sinks in the owner's bath.
Welcome to the Inspiration. This beautiful home features 3 bedrooms with a study, and 3 bathrooms. The home features a gas fireplace- perfect for entertaining or those cozy nights in. The open layout connects the modern kitchen, dining, and family room seamlessly. Private owner's suite includes walk-in Super Shower.
With its blend of elegance and ease, the Larimar floor plan is the perfect choice for entertaining. At the heart of this home, you'll find an inviting great room with center-meet doors leading onto a relaxing covered patio. An adjacent dining area flows into an impressive kitchen with a convenient island and a roomy pantry, and a spacious primary suite showcases an attached bathroom and a walk-in closet. This home is built with a study and third bathroom.
Highlights of this ranch-style Copper plan include a flex room that has been converted to a fourth bedroom, a well-appointed kitchen showcasing a walk-in pantry and a center island, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, cabinets in the mudroom and laundry room and double sinks in the owner's bath.
The ranch-style Cassandra plan showcases an open, inviting layout featuring a great room, a dining nook and a large kitchen with a center island and walkin pantry. An elegant primary suite boasts a private bath and a generous walk-in closet, and two secondary bedrooms invite rest and relaxation. Other highlights include a second full bath, a convenient laundry and a covered patio. This home may be built with an additional bedroom and bathroom. You'll love the designer details!
Step into luxury with this pristine Hewitt model, freshly built and ready for its first owner. Designed with timeless neutral tones, this home exudes warmth and sophistication. Neurtral brown cabinetry throughout adds a touch of elegance that truly shines.Enjoy the spacious open-concept layout, complete with a dedicated study or office for added flexibility. The Gathering Room and all wet areas feature stunning figured ceramic tile flooring that's both stylish and durable.Built to Green-Build Gold standards, this home offers exceptional energy efficiency and year-round comfort. Outside, the community boasts a sprawling 3-acre park with a basketball court and shaded picnic areas -- perfect for weekend fun.Must see today!
Thinking about building your dream home? Step into inspiration with this beautiful model home by Homes by Kim Brooks, featuring the builder's most popular floorplan. With over 3,000 sq. ft., this open-concept design offers 4 spacious bedrooms, 3 full bathrooms, and light-filled living areas designed for comfort and style. Modern finishes, thoughtful details, and exceptional craftsmanship are showcased throughout. From cozy family nights to entertaining guests, this home highlights the lifestyle a Kim Brooks home delivers. The model is open daily--stop in to explore floorplan options, learn more about the build process, and start planning your dream home today.
This is something you can't just find. This Half acre Estate has the BEST VIEWS. Backing directly up the Rio Grande River with breathtaking views of the mountain, river, and city!! No one can ever build over your view. Complete privacy from any neighbors. The house was built around the view. The backyard has a built-in grill and plenty of sitting and entertaining options. Don't forget about the 4-car garage! The front of the house was designed with privacy in mind. Custom large gates for the front courtyard. Every part of this house has a high attention to detail in its construction. Enjoy the kitchen with views to the mountains and high-end appliances like a subzero fridge. This house is truly one of a kind. Don't miss out on this! Easy access to ABQ or Santa Fe.
Versatile Opportunity! Built in 2022, this 1,651 sq ft home offers 3 bedrooms and 2.5 baths with stylish finishes throughout. The kitchen is equipped with stainless appliances, granite counters, and maple cabinets, while tile flooring runs through the main areas with carpet in bedrooms. A 12' sliding glass door opens to a covered patio, perfect for indoor-outdoor living. The oversized two-car garage adds extra convenience. Located near parks, this home is currently leased through March 2026--providing immediate rental income for investors and future potential for homebuyers.
***PRICE REDUCED***Welcome to a lovely 55+ community! This home features beamed vaulted ceilings, skylights and clerestory windows which create a bright open living space with built in bookcases, a custom wood burning fireplace with a gas log lighter! Kitchen comes with all stainless steel appliances, nice big pantry, and moveable island. Primary bedroom includes 2 closets, and 3/4 bath. 2nd bedroom is also spacious, right off the full hall bathroom. 2 car attached garage is finished and has an automatic opener and new springs. TPO portion of roof new in 2025. Low cost HOA pays for all front yard maintenance, common area maintenance and streets. Washer and dryer also convey. Come make this cozy home your own!
Brand new two-story home on a corner lot in popular Lomas Encantadas neighborhood with soaring ceilings & open-concept floorplan designed for modern living. This spacious home features 4 bedrooms, 3 bathrooms, and a versatile loft perfect for work or play. The light-filled living room flows seamlessly into the kitchen and dining areas, creating the ideal space for entertaining or relaxing. Enjoy Kitchen aid built in appliances, a huge pantry and waterfall island in the kitchen leading out to the big patio. So many other stylish finishes and thoughtful design throughout, this home and the perfect blend of comfort and sophistication. Open house every day so stop by!
Don't miss this opportunity! FULL SOLAR, LARGE BACKYARD! This lovely home offers open, flowing space, an office/den for added living space, a 2 1/2-car garage for extra storage or workshop space, and a large corner lot perfect for outdoor entertainment. GATED Mariposa and OWNED SOLAR! Enjoy the open chef's kitchen, gas cooktop, large island, and additional seating. The generously sized primary bedroom offers retreat at day's end. Quartz countertops throughout the home. Hot Tub conveys to the new owner. Mariposa offers indoor and outdoor pools, a fitness center, scenic trails, parks, and stunning outdoor art. Convenient to shopping, schools, and major roadways, this home blends comfort, beauty, and luxury lifestyle!
MOTIVATED SELLER!!! Welcome home to this lovely two-story in Rivers Edge II. You'll love the great location--just a short walk to the Bosque Trails and only minutes from Corrales. The home has a brick and frame exterior, solar panels to help with energy costs, and a water softener for extra comfort.Inside, there's a warm and cozy feel with a wood-burning fireplace, 3 bedrooms, and 2.5 bathrooms. The main and guest bedrooms both offer beautiful views of the Sandia Mountains.Step outside to a backyard that's ready for relaxing or entertaining, complete with a spacious patio, low-maintenance landscaping, and a storage shed--all with stunning mountain views in the​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ background.
This open floor plan is perfect for entertaining and you will find a touch of elegance everywhere you look. This home features 4 Bedrooms, 3 Bathrooms, and the Open, 2 Story Foyer provides a bright, welcoming entrance. Home is still under construction. The floorplan images provided are for illustrative purposes only and may not represent the exact layout, dimensions, or features of an available home. All square footage and room dimensions are approximate and vary by elevation. Prices, plans, features, and options are subject to change without notice. See Sales Representative for details. This home will come complete with a move-in ready package including: Refrigerator, washer, dryer, and garage door opener.
Brand new construction. Step into the Yellowstone - a beautifully crafted new construction home with an open-concept layout perfect for modern living. This single-story design offers 4 spacious bedrooms, and a loft. 2.5 baths,. With nover 2,000 sq. ft., you'll love the seamless flow between the kitchen, dining, and living areas - ideal for entertaining or everyday comfort. Located in desirable Rio Rancho, this home blends style, space, and convenience in one smart design.
Westway Homes introduces the Venice, 1997 square feet of modern living. An open floor plan with all the best finishes and amenities. The kitchen features Bosch stainless steel appliances, quartz counter tops and an island. The kitchen opens to the formal dining area as well as the great room. The great room features a fireplace and access to a generous covered patio. The owner's suite is an enormous, private suite with a walk-in closet. This wonderful home is complete and ready to move in to!
Now Offering a 5k Sellers Credit!! Hakes Brothers Newer Home! With a transferable warranty. Lots of upgrades , insulated garage door, complete backyard and more. This home design features 3 bedrooms, 2 bathrooms, 2 car garage with a welcoming entry that opens to a bright, elegant dining room. The spacious kitchen with a grand island functions as the heart of the home and the great room features a tray ceiling that highlights an abundance of natural light newer washer/dryer, Paid water system/gutters, new curtains and tinted windrows, and extra storage shelves. Bring your buyers today.
This Beautiful Home Is Meticulously Maintained, Located On A Fantastic Cul-De-Sac In Enchanted Hills. Property Has A Bright Kitchen With Vaulted Skylights ,Plenty of Cabinetry, And A Nice Center Island. 2+ Living Area(s), A Gas Fireplace, Nicho(s), 3 BR's, ( The Huge Master Bedroom has a Builder Upgrade ''Bump Out''- Extra Space/Sitting Area), 2 Full Bathrooms-Both With Double Sinks And A 2 Car Garage. The Backyard Is Spacious And Ready For Your Imagination And Special Touches.
Welcome Home!!!Bask in Sandia Mountain views in this 7-acre pueblo-style property on a private cul-de-sac in Rio Rancho, offering zoning flexibility and multiple use potential. Zoned E-1, the land allows for a variety of agricultural and accessory uses. The main residence features distinctive architectural details, a flexible solarium, and a well-appointed kitchen with custom cabinetry and stone countertops. The primary suite includes a sitting area and spacious bath. An attached two-bedroom casita with bath and sitting room adds functional versatility and income-use potential. Exterior features include established landscaping, water features, hot tub, swim spa, , owned solar, and a separate 1,200 sq ft garage/building, supporting long-term efficiency and value.
This beautiful remodeled home is equipped with kitchen granite countertops, refrigerated AC, double master vanity, stainless steel appliances and a down stairs area that could be made into a 4th bedroom. Enjoy the privacy of a gated community with amenities that include a fitness center, indoor/outdoor pool and a community park. This is the one! Come make this house your home today. -3% credit towards closing costs available -Home warranty plan available
Daria Derebera
Real Estate Broker in Albuquerque, NM
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