FHA Eligible Homes in Rio Rancho

1309 11th Street SW, Rio Rancho

Beautiful Brand New Clayton Home will be ready for New Owner in September 0f 2026. Home sits on one acre. Close to shopping and yet still feels like country living. Gorgeous views of city and mountains. In the county but still in Rio Rancho School District. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Stainless Steel Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with luxury bathroom that has a long soaking tub and walk in shower. All of this plus a Two Car Oversized Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.

3305 Wolf Tail Loop NE, Rio Rancho

Discover the space and upgrades you've been looking for in this 2,113 sq. ft. Mariposa home featuring 5 bedrooms, 3 bathrooms, and a 3-car garage. The open kitchen is designed for everyday living and entertaining with stainless steel appliances, Premier cabinets with Shaker crown molding, Miami Vena Quartz countertops, and an Ice Gloss tile backsplash. Staggered tile flooring flows through the main living areas and walkways, creating a clean, upscale look. Step outside to a covered patio with a dry sauna and enjoy wide-open desert views from the backyard. Additional features include a tile roof, tankless water heater, and Samsung washer and dryer. Mariposa residents enjoy indoor and outdoor pools, a fitness center, and an easy commute to Albuquerque (25 minutes) or Santa Fe (45 minutes).

1401 11th Street SW, Rio Rancho

Beautiful Brand New Clayton Home will be ready for New Owner in September 0f 2026. Home sits on one acre. Close to shopping and yet still feels like country living. Gorgeous views of city and mountains. In the county but still in Rio Rancho School District. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Stainless Steel Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with luxury bathroom that has a long soaking tub and walk in shower. All of this plus a Two Car Oversized Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.

533 Hill Road NE, Rio Rancho

Construction is done and this Beautiful Brand New Clayton Home is ready for a New Owner! Home sits on one acre. Close to shopping and yet still feels like country living. Gorgeous views of mountains from back deck. Inside the City Limits of Rio Rancho. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with nice bathroom with separate tub and walk in shower. All of this plus a Two Car Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.

473 Cimarron Meadows Court NE, Rio Rancho

Welcome Home! Step into this charming, light-filled home featuring high ceilings, elegant arched doorways, built-in shelving, and a spacious backyard. Enjoy the peace of mind that comes with recent updates, including a new pro-panel roof (2021), refrigerated air conditioning (2021), and water heater (2019). Conveniently located just 20 minutes from Albuquerque's Westside and 20 minutes from Bernalillo, this home offers a comfortable balance of small-town living with easy access to nearby amenities. Don't miss the opportunity to make this inviting home your own--it's ready to welcome its new owners!*$5000 flooring allowance with acceptable offer

3121 Paradise Court SE, Rio Rancho

Enjoy breathtaking views of the Sandia Mountains and sparkling city lights from this exceptional 3-bedroom, 2.5-bath home on private cul-de-sac. Featuring two living areas, a formal dining room/flex room and a spacious kitchen with breakfast nook that opens to family room with fireplace. The dramatic entry showcases soaring cathedral ceilings, wood tile flooring and beautiful windows and skylights, offering abundant natural lighting throughout. The primary suite offers a private balcony with breathtaking views, along with en-suite bath featuring a separate jetted tub, walk-in shower and three walk-in closets. Generously sized secondary bedrooms, low maintenance landscaping, storage shed, stunning views and room to roam! Newer air units installed in 2024.

309 10th Avenue SW, Rio Rancho

4 BR, 2 BA Spacious home, CITY WATER, REF, Washer & Dryer, Open FL PLN, vaulted ceilings, Large primary suite includes generously sized bathroom, Walk-in closet, DBL carport, storge shed, fully fenced on half an acre, gas furnace and H2O heater, upgraded insulation, dormer, covered front porch with disability access and so much more! Conveniently located. Some photos have been virtually staged and/or AI enhanced.

3179 Kunzita Street SE, Rio Rancho

Welcome home to this three year old DR Horton Sawyer floor plan in the desirable Los Diamantes community! This single-story home offers 4 bedrooms, 2 bathrooms, and a 2 car garage perfect for everyday living. The spacious kitchen features granite countertops, tile backsplash, a large island, stainless Whirlpool appliances and a generous pantry. The private primary suite provides a relaxing retreat, while three additional bedrooms offer flexibility for family, guests or a home office. Energy efficient features include refrigerated air and Low-E windows. Conveniently located near shopping, hospitals, and top-rated schools, this move-in ready home lets you skip the wait of new construction!

2613 Sandia Loop NE, Rio Rancho

Welcome to this single-story Amrep home in River's Edge II, offering 3 bedrooms, 2 baths, air conditioning, and fresh 2025 upgrades including full replumb and new flooring in common areas. Multiple living spaces, a cozy fireplace, and a private primary suite elevate everyday comfort. The new owner will enjoy instant equity with some updating. Enjoy a landscaped lot with mountain views in an established Rio Rancho neighborhood close to major routes, shopping, dining, and amenities.

4309 Bald Eagle Loop NE, Rio Rancho

Comfort, luxury, and upgrades abound in this elegant three-bedroom, two-bathroom turn-key home! A fully Prepaid Public Improvement District (PID) assessment adds exceptional value, while the convenient location provides an effortless commute to Los Alamos, Santa Fe, or the Jemez Mountains with swift access to Highway 550 and Interstate 25.As the desirable San Guiliano model from the Twilight Homes' prestigious NOVA Series, this residence welcomes you with a gorgeous, light-filled, and open entry. Beautiful tile flooring flows seamlessly throughout the entryway, main hallway, kitchen, dining room, and second bedroom, perfectly complemented by soaring 9 foot tray ceilings. Enjoy the plush comfort of newer carpet in the living room and primary bedroom.The spacious living room is anchored by a stunning custom, floor-to-ceiling tiled gas fireplace. The oversized kitchen is designed for both everyday living and entertaining, featuring abundant island seating, granite countertops, crown molding, upgraded cabinet hardware, stainless steel appliances, built-in wall oven and microwave, gas cooktop, LG refrigerator, large-format tile flooring, and a spacious walk-in pantry.The luxurious primary suite offers a sophisticated recessed ceiling and a custom walk-in closet with built-in drawers, shelving, and cabinets. The spa-inspired primary bath features a dual-sink granite vanity, private water closet, dedicated linen storage, and a fully tiled shower with dual shower heads, including a rainfall shower head. Both bathrooms feature shower surrounds tiled to the ceiling.Additional highlights include a water softener, tankless water heater with recirculation pump, full rain gutters, custom living room and primary bath window drapes and blinds, Starlink satellite dish, and fully landscaped front and back yards. Beautifully maintained and move-in ready, this exceptional home combines style, comfort, and convenience in a highly desirable location.

1000 High Plains Road NE, Rio Rancho

This home has 4 bedrooms, 2 bathrooms, large kitchen that opens to the dining/Living Room. A pantry large enough for food and many kitchen items. The Family room gives you a second living space to stretch out. There are two parks nearby. HOA takes care of the grass in the front yard.

2100 Black Hills Road NE, Rio Rancho

Instant Equity recent appraisal showed at $328,000. Charming Rio Rancho home situated on a spacious .26-acre lot, featuring mature trees and a pergola! Backyard access ideal for an RV, camper, boat, or additional vehicles. Inside, you'll find luxury wood-like vinyl flooring installed in 2023, updated light fixtures, granite countertops, and a warm living area highlighted by classic Saltillo tile and a cozy wood-burning fireplace. Recent mechanical updates include a new furnace (2021), evaporative cooler (2022), and refrigerator (2025), providing peace of mind for years to come. Complete with a 2-car garage and conveniently located near schools, shopping and restaurants. This inviting property offers comfort, character, and space both inside and out.

3219 Baxter Street SE, Rio Rancho

Highlights of the impressive Raleigh plan include an open dining area, a great room with center-meet doors leading onto a relaxing covered patio, and a thoughtfully designed kitchen with a walk-in pantry. You'll also appreciate a central laundry and four generous bedrooms, including a stunning primary suite showcasing a spacious walk-in closet and a private bath with double sinks. You'll love our professionally curated fixtures and finishes.

763 Western Hills Drive SE, Rio Rancho

You won't want to miss out on this one!! Charming turnkey home located in the Western Hills Subdivision of Rio Rancho, Welcome Home!! Beautiful front entry door with two sidelights and etched glass open to a spacious living room with skylights, vaulted ceiling, brand new carpet and a cozy fireplace. Home boasts new flooring in bedrooms and bathrooms with updated lighting and ceiling fans, countertops, sinks and updated fixtures. Updated recessed lighting, fixtures and newer stainless steel dishwasher in kitchen. Spacious dining room with elegant cove ceiling is able to accommodate family and guests galore!! Updated back door opens to the breathtaking spacious and park-like, backyard. High privacy walls and a custom covered patio make backyard entertaining a breeze as well as relaxing solo.

1512 Rawhide Loop NE, Rio Rancho

Discover the Bisbee by LGI Homes at Estrella at High Range, a charming single-story home designed with space, comfort, and functionality in mind. Featuring three bedrooms, two full bathrooms and an open-concept layout, the Bisbee offers the perfect setting for making memories with family and friends. From the spacious living room to the separate dining area and chef-inspired kitchen, every detail of this home was crafted to suit your lifestyle. Whether you're hosting dinner or enjoying a cozy night in, this thoughtfully designed layout makes it all easy and enjoyable.With modern finishes throughout and plenty of space to unwind, the Bisbee delivers exceptional value and comfort in the beautiful new community of Estrella at High Range.

5825 Chaco Loop NE, Rio Rancho

Single story 3-bedroom, 2-bathroom home in Northern Rio Rancho! Featuring a desirable open-concept floor plan, this home offers spacious living areas and abundant natural light. The kitchen opens seamlessly to the living and dining spaces, creating an ideal layout for everyday living and entertaining. Enjoy added privacy with no rear neighbors and a shaded backyard ready for relaxation or outdoor gatherings. Don't miss the 3 car tandem garage! Plus recent upgrades included Refrigerated AC. Located with no HOA, this property offers flexibility and freedom while remaining close to parks, schools, shopping, dining, and commuter routes. This area is rapidly growing and here is your chance to be near it all!

3335 Wolf Tail Loop NE, Rio Rancho

Welcome to this beautiful Mariposa home featuring 3 bedrooms, 3 bathrooms, 1,810 square feet and a spacious 3-car garage with premium epoxy floors. Enjoy added backyard privacy with no homes directly behind the property and no future building behind it. The fully landscaped backyard offers a wonderful space for relaxing or entertaining. Mariposa amenities include community pools, a fitness center, parks, trails and more. Rain gutters and the remaining structural warranty add extra peace of mind. Seller will consider buyer closing-cost assistance and including the brand-new furniture with an acceptable offer. Truly move-in ready!

5739 Cibola Drive NE, Rio Rancho

Step inside this inviting two-story home offering 3 bedrooms, 2.5 bathrooms and multiple living areas with plenty of space to spread out, relax and entertain. Natural light fills the thoughtfully designed floor plan, while the open kitchen and main living area create the perfect setting for everything from quiet evenings to lively gatherings. Upstairs, generously sized bedrooms provide privacy and comfort, including a spacious primary suite designed for unwinding at the end of the day. A low-maintenance backyard makes outdoor living easy, and the attached two-car garage offers added storage and convenience. Ideally located near shopping, dining and major commuter routes, this well-maintained Rio Rancho home combines space, comfort and an easygoing lifestyle!

6391 Red Falcon Drive NE, Rio Rancho

Beautiful Hakes Brothers home featuring energy-efficient construction and Green Built certification. This well-designed 3-bedroom, 2-bath residence offers raised ceilings, elegant 9-foot doors, and an open, spacious floor plan filled with natural light. The home includes professionally landscaped front and back yards, providing attractive outdoor living spaces with minimal maintenance. There are solar panel that provide a low monthly energy cost year-round. Combining modern comfort, quality craftsmanship, and energy-saving features, this home is move-in ready and ideal for anyone seeking style, efficiency, and convenience.

2749 Corte De La Villa SE, Rio Rancho

WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED 4-BEDROOM, 2.5-BATH BRICK HOME TUCKED AWAY IN A QUIET RIO RANCHO CUL-DE-SAC! Designed for comfortable living, this home offers both a formal living room and spacious family room, plus an impressive kitchen featuring abundant cabinetry, a walk-in pantry, and generous workspace. The private primary suite includes a large walk-in closet, dual vanities, garden tub, and separate shower. Enjoy a fully landscaped front and backyard with a lovely shady pergola and , 3-car garage, and flexible spaces perfect for work, hobbies, or entertaining. Conveniently located near parks, schools, shopping, dining, and commuter routes, this ready-to-make-your-own home delivers the space, comfort, and lifestyle you've been searching for! Call now for your personal tour

3217 Nativitas Road NE, Rio Rancho

Space, freedom, and efficiency come together in this beautifully maintained 3-bedroom, 2-bath home on a manicured half-acre lot. Enjoy outdoor living with a spacious covered patio, charming gazebos, and plenty of room for entertaining while taking in New Mexico's beautiful weather.The expansive property offers ample space for RVs, trailers, boats, and recreational vehicles. Paid-off solar adds exceptional value, helping lower utility costs and providing long-term energy savings.Conveniently located with easy access to Albuquerque, Santa Fe, and Los Alamos, this home offers the perfect blend of privacy, space, and convenience. Whether you're looking for room to spread out, entertain, or enjoy energy-efficient living, this property is ready to welcome you.

6911 Ava Road NE, Rio Rancho

Located in Lomas Encantadas 1E in Rio Rancho, the Jane floor plan offers flexible living with elevated finishes and thoughtful upgrades throughout. Featuring an optional flex room at the garage, a 3-car garage, and an added powder bath, this home is designed to fit a variety of lifestyles with comfort and functionality in mind.Natural light welcomes you through a skylight in the foyer, while the open layout is enhanced by an 8' sliding glass door and a mix of tile, SPC, and carpet flooring throughout. The kitchen features quartz countertops, upgraded cabinetry, optional buffet cabinets, stainless steel appliances, and a gas slide-in range, creating a stylish and functional gathering space.

3754 Desert Pinon Drive NE, Rio Rancho

Located in the sought-after Northern Meadows community, this spacious 2-story home offers 4 bedrooms, 3 bathrooms, and a versatile floor plan designed for comfortable living. The well-appointed kitchen features abundant cabinet space, a pantry, large center island, and an eat-in dining area that overlooks the backyard & opens to the inviting family room with a cozy fireplace. Upstairs, the oversized primary suite provides a private retreat with a garden tub, separate walk-in shower, dual-sink vanity, and private balcony. Enjoy outdoor gatherings under the covered patio and a backyard with plenty of room to relax or play. Complete with an attached 2-car garage, this home offers the space & functionality today's buyers are looking for. Some photos have been virtually staged!

2595 Diamond Peak Drive NE, Rio Rancho

Enjoy peace of mind with a recently installed metal roof, updated flooring, fresh synthetic stucco, and desirable side-yard access. Inside, you'll find two renovated bathrooms, a newer water heater, and tasteful updates throughout the home. The landscaped backyard is ready for entertaining with outdoor kitchen utilities already in place, including water, gas, electrical, and sewer connections. The spacious lot also features side-yard parking and a large detached garage/workshop offering excellent storage and flexibility. This is a must-see!

508 Albor Circle NE, Rio Rancho

Rare opportunity to own a truly one-of-a-kind property that combines luxury, comfort, and exceptional accessibility! Nestled on 1.1 beautifully landscaped acres, this stunning 5-bedroom, 4-bathroom home offers the perfect blend of elegant living and everyday functionality.The showstopping indoor pool is a dream come true, featuring ADA ramps and a lift so everyone can enjoy swimming year-round. Imagine starting your mornings with direct access to the pool from your private primary suite, creating a resort-style retreat right at home.Designed with thoughtful upgrades throughout, the home features an ADA-accessible kitchen and bathroom, custom-designed pantry and laundry room organization, and spacious living areas perfect for gathering with family and friends.Step outside to a covered porch overlooking the beautifully landscaped courtyard, ideal for entertaining or simply relaxing in your own private oasis. A dedicated woodworking shop with a dust collection system provides the perfect space for hobbies, projects, or extra storage.Even better, the fully owned solar panels offer energy efficiency and long-term savings--adding incredible value to this already exceptional home.Properties offering this combination of luxury, accessibility, privacy, and unique amenities rarely come to market. Whether you're looking for a forever home, multi-generational living, or an entertainer's paradise, this home truly has it all.Don't miss your chance to experience everything this extraordinary property has to offer--schedule your private showing today!