FHA Eligible Homes in Rio Rancho

424 Idalia Road SW, Rio Rancho

This charming 3-bedroom, 2-bath mobile home sits on a permanent foundation and offers the perfect blend of comfort and space on a 1/2 acre lot. Inside, you'll find a beautifully updated kitchen, along with new paint and flooring that give the home a fresh, welcoming look. whether you're first-time buyer or looking for room to spread out, this property offers value, updates, and land, ready for you to make it your own. Backyard access!

1379 Fireweed Drive NE, Rio Rancho

Welcome home to 1379 Fireweed Dr NE in Rio Rancho. This lovely home has been cared for inside and out and is move in ready. The current owners updated the HVAC system with a new furnace and refrigerated air units in 2024. As you enter the front foyer, the entryway becomes an inviting space to welcome guests. Stainless steel appliances and subway tile backsplash in the kitchen gives the home a modern touch. Cathedral ceilings in the living room provide an open feel to the ample living space. You won't want to miss out on this gem!

317 Northern Boulevard NE, Rio Rancho

Welcome to this brand-new manufactured home on a permanent foundation situated on a generous 1/3-acre lot. This property offers modern comfort with city water, refrigerated air conditioning, and a well-designed floor plan ideal for everyday living. The 2-car garage provides ample space for parking, storage, or a workshop. Enjoy the benefits of new construction, low-maintenance living, and room to spread out on a spacious lot. A great opportunity to own a new home with land, modern features, and lasting value--schedule your showing today. ***estimated completion is Late March***

1584 Estrella Noche Loop NE, Rio Rancho

Single-story new construction home by D.R. Horton in the Vista Grande Community of Rio Rancho, offering 1,716 sqft with 3 bed and 2 baths. Open concept living, dining, and kitchen layout with modern finishes and functional design. Private primary suite with en-suite bath and generous closet space. Includes energy-efficient features, Smart Home package, and builder warranties. ** Estimated Home Completion: April 2026**

1907 Inca Road NE, Rio Rancho

Discover elevated modern living in this custom-built contemporary residence situated on just over one acre in Rio Rancho, New Mexico. Thoughtfully designed as a single-level home, this 4-bedroom, 5-bathroom layout offers a highly functional split-bedroom floor plan that balances privacy, open living, and architectural sophistication.At the heart of the home is a spacious great room featuring soaring ceilings, marble flooring, and an expansive open-concept design that seamlessly connects the living area, dining space, and chef's kitchen. The kitchen is centered around a large island, ideal for entertaining, with ample workspace and clear sightlines throughout the main living areas.

3512 North Pole Loop NE, Rio Rancho

Located in one of Rio Rancho's fastest-growing areas, this inviting home offers the perfect mix of comfort and convenience. Enjoy a bright, open layout with spacious living areas, a modern kitchen with plenty of counter space, and a private backyard ideal for relaxing or entertaining. Just a few minutes from Plaza @ Enchanted Hills, restaurants, shopping, and community amenities are at your doorstep. Experience the charm of established living paired with the excitement of growth--just minutes from everything Rio Rancho has to offer.

6915 Zachary Road NE, Rio Rancho

Aguila floorplan offering approx. 2,529 sq. ft., 3 bedrooms, 2.5+ bathrooms, and a 3-car garage. Elegant courtyard entry leads into an open foyer flowing to a spacious great room and grand patio. Flexible layout includes a versatile flex room that can serve as a study. The private primary suite features dual walk-in closets, a soaking tub, and separate shower. Thoughtfully designed secondary bedrooms, abundant storage, and customizable options throughout enhance everyday living. Located in the desirable Lomas Encantadas Estates community with easy access to amenities and commuter routes.

1963 Castle Peak Loop NE, Rio Rancho

Welcome to this custom RayLee home in the gated section of Mariposa, offering exceptional value and priced below comps. Enjoy resort-style community amenities such as a gym, indoor and outdoor pools, walking trails, and large parks.

1401 Villa Place SE, Rio Rancho

This luxurious masterpiece will take your breath away. Situated in a prestigious location, this home features the custom touches of your dreams. With an expansive kitchen designed for both beauty and functionality. Revel in the elegance of granite countertops, bespoke cabinetry and soaring 12-foot ceilings . Indulge in dual custom bathtubs and a thoughtfully designed jack and jill bathroom with upscale floor-to-ceiling tile. The magnificent primary bathroom offers a spacious walk-in shower with multiple heads, complemented by walk-in closets for both him and her. An additional bedroom can double as a sophisticated office. 10 foot ceilings throughout the rest of the home take luxury to the

438 Palo Alto Drive NE, Rio Rancho

Now priced at $679,000--one of the BEST values for over 3,000 sq ft in Loma Colorado. This highly upgraded 5-bedroom, 4-bath Sapphire model offers soaring 21-ft ceilings, a bright open layout, and true move-in-ready condition. The dramatic great room creates an immediate sense of space, while the kitchen features granite, abundant cabinetry, large island, and walk-in pantry. Step outside to a private, fully landscaped backyard with multiple living areas, fire bowl lounge, and lawn--perfect for relaxing or entertaining. Over $100K in upgrades including new stucco, landscaping, flooring, and major system improvements. Space, condition, and value--this home stands out.

923 Zafiro Road SE, Rio Rancho

PRICED TO SELL!Perfect Four Bedroom plus office home in the highly desired neighborhood of Los Diamantes! The open-concept layout is enhanced by high ceilings and natural light, creating an inviting atmosphere ideal for both entertaining and everyday living. The chef's kitchen anchors the home with stainless steel appliances, generous counter space, and a large central island. The main level primary suite, provides a spacious en-suite bath and an oversized walk-in closet. Tandem 3 car garage, two additional living spaces with glass enclosed office and oversized loft make this home complete. Fully landscaped backyard featuring a covered patio--perfect for relaxed outdoor living and Ideally situated near parks, schools, hospitals, and shopping

300 4th Avenue NE, Rio Rancho

Welcome home to this beautifully upgraded 3-bedroom, 2-bath property in Vista Hills area of Rio Rancho. If you're looking for a move-in-ready home with modern updates, great views, and no HOA--this is it.Situated on an oversized lot with backyard access, this home offers mountain views and a prime location close to shopping, schools, and entertainment.Highlights include:New exterior & interior paint.Brand-new shaker kitchen cabinets.New Granite countertops with tile backsplash.New stainless steel appliances.Fully remodeled bathrooms with new vanities & fixtures.New light fixtures.New LVP flooring throughout.New shingle roof.Freshly updated landscaping.

2578 Seaforth Circle NE, Rio Rancho

The Alexandrite plan offers many spacious living areas. A charming covered entry leads past a secluded bedroom and a laundry into an open floor plan, featuring a kitchen with a center island, a dining area, and a great room with center-meet doors overlooking a covered patio. An adjacent primary suite includes a generous walk-in closet and a private bathroom. You'll also appreciate another full bath and two additional bedrooms. Our designer-curated fixtures and finishes are sure to impress.

2431 Marble Avenue NE, Rio Rancho

5 bedrooms and 5 full bathrooms perfect for multi-generational living or those who simply want room to spread out. This thoughtfully designed home features a primary suite on the main level, creating a private retreat complete with a massive walk-in closet. The heart of the home is a beautifully positioned kitchen that opens seamlessly to a huge living room and dining area, ideal for gatherings of any size. A large, oversized countertop with a centrally located sink anchors the space, offering both style and functionality for entertaining, meal prep, and everyday use. A huge loft space provides additional flexibility for a second living area, media room, or shared family space. Multiple bedrooms and baths through the home including a guest suite upstairs so everyone has their own space.

3317 Palmyra Court NE, Rio Rancho

Luxury living at its finest. This beautifully designed home features heated floors, a grand foyer, and an open floor plan centered around a chef's island kitchen with top-of-the-line appliances and double ovens. Large windows fill the home with natural light across four spacious bedrooms. Enjoy seamless indoor-outdoor living with a covered patio and a private rooftop deck offering endless views and complete with RV hook ups ideal for entertaining or future enhancements.

533 Hill Road NE, Rio Rancho

Beautiful Brand New Clayton Home will be ready June of 2026 home will sit on one acre. Close to shopping and yet still feels like country living. In the county but still in Rio Rancho School District. This four bedroom, three bath home has an open floor plan, nice kitchen, large island with seating, dining area, two living rooms, large primary bath, double sinks in vanity, lots of closet space, solar ready, large laundry room with built in coat rack with storage cubes. Large back deck to enjoy the scenery! All this plus a two car garage. Inside of Rio Rancho City Limits. Home is on a permanent foundation and qualifies for FHA, VA & Conventional.

336 4th Avenue SW, Rio Rancho

Welcome to 336 4th Ave SW, a property that boasts a modern kitchen equipped with all stainless steel appliances. Step outside to enjoy the private patio with fenced in backyard perfect for outdoor dining or relaxation. The property also features a storage shed, providing ample space for your belongings. Recent updates include a partial flooring replacement, enhancing the overall aesthetic of the home. The interior has been refreshed with a coat of fresh paint, giving the home a clean and bright feel. This property is a must-see for those seeking a well-maintained and updated home. Included 100-Day Home Warranty with buyer activation

3417 Marino Drive SE, Rio Rancho

This inviting single-story home in the gated Chamisa Greens community is truly move-in ready, with big-ticket updates already done. Updates include a brand-new furnace(2024), refrigerated A/C (2024, fresh paint, & new flooring(2025), new water heater(2026), new bathroom vanities & toilets, new shower head in primary(2025), refrigerator & disposal (Oct 2024). The bright, open layout makes everyday living easy & comfortable, whether you're relaxing at home or hosting friends and family. The kitchen flows naturally into the living and dining areas, creating a space that feels connected & welcoming. The primary bedroom offers a peaceful retreat, while the additional bedrooms are perfect for guests, a home office, or whatever your lifestyle needs. Low maintenance yards front & back. Come See

2629 La Luz Circle NE, Rio Rancho

Welcome to this well maintained Ann Model by Abrazo Homes, in the highy desirable Mariposa neighborhood. This thoughtfully designed home features 2 bedrooms plus a flexible room that can serve as a third bedroom, home office, or den - adaptable to suit your lifestyle. The spacious great room seamlessly flows into the open kitchen and dining area, creating an ideal space for entertaining. The kitchen is beautifully appointed with solid surface countertops, a pantry, and stainless steel appliances, offering both style and functionality. Step outside to enjoy the fully landscaped, low-maintenance backyard, complete with a tranquil water feature and covered patio. HOA includes an indoor/outdoor pool, state -of-the-art-gym, parks, open space and scenic walking trails.

3621 Soldotna Drive NE, Rio Rancho

Loaded to the hilt with luxury and style! The foyer welcomes you with graceful arches and raised ceilings that lead to an expansive living/dining area with a show stopping fireplace, tray ceiling, and large windows that take in the beautifully terraced backyard. Exquisite gourmet kitchen opens to the living and dining areas and includes a large pantry, stainless steel appliances, and a generous island for entertaining with ease. Secondary bedrooms and flex room are in the front of the home creating separation from the private primary suite. This parade of Homes WINNING floor plan is both practical and luxurious! Outside enjoy the easy care landscape complete with turf, colorful perennial plantings, AND a gas fire pit for those cool evenings. Owned SOLAR! PNM bill is $17/month.

2802 Kings Canyon Loop NE, Rio Rancho

Welcome to this beautifully appointed 4-bedroom, 4-bath residence nestled within a private gated enclave of the sought-after Mariposa community, where comfort, flexibility, and scenic surroundings come together effortlessly.Thoughtfully designed for multi-generational living or hosting with ease, the home features two spacious owner's suites--one conveniently located on the main level and another upstairs--each offering privacy and a serene retreat. Two additional bedrooms and well-appointed baths provide ample space for family or guests.Gorgeous dream kitchen with a huge granite island, soft close doors and slide out cabinet shelves stainless steel appliances include double oven and 5 burner gas cooktop The versatile floor plan includes two distinct living areas, perfect for both

600 Rio Hondo Road NE, Rio Rancho

Come and take a look at this fabulous home on a half acre lot in the lovely Los Rios sub'd featuring gorgeous mountain views from the East facing back yard under the large covered back porch. This open floor plan offers a large Kitchen with gas stove, built in microwave, granite counters plus breakfast nook. Huge Primary Bedroom with back porch access and very generous Primary Bathroom featuring large garden tub, double sink vanity and huge walk in shower. Large main Living Area with built in entertainment center and 2 way gas-log fireplace, front Dining Room, generous secondary bedrooms with full Bath in hallway. 3 Car Garage, Refrigerated air, central forced gas furnace (or radiant heat if you prefer) solar panels, RV Pad with 220 electricity. Home is 100% wheelchair accessible in & out.

2444 Talisker Street NE, Rio Rancho

This less-than-one-year-old home offers 4 bedrooms and 2.5 bathrooms with a modern, open layout. The kitchen features stainless steel appliances, all under warranty, and is filled with natural light from large windows throughout the home. Outside, enjoy a beautifully landscaped backyard with grass, an extended patio, and a full sprinkler and drip system. Mulch and brick accents are already in place for future planting or gardening. With no backyard neighbors and open space in front of the home, this property provides privacy, peaceful views, and a bright, airy feel.

4433 Golden Eagle Loop NE, Rio Rancho

Beautifully maintained Twilight Home offering comfort, style, and real value. Open floor plan with tile flooring and cozy gas fireplace. Kitchen features a large island, stainless steel appliances, and ample storage. Spacious primary suite with garden tub, double sinks, separate shower, and walk-in closet. Enjoy a fully landscaped, private backyard with fire pit and turf--no dirt lot here. Roof is six years old, upgraded with tankless water heater summer 2025, and solar panels are paid off for IMMEDIATE SAVINGS. Seller offering $7,237.68 credit towards rate buy down or closing costs with acceptable offer.

4113 Mountain Trail Loop NE, Rio Rancho

Beautifully maintained home in a desirable Rio Rancho community! This inviting residence offers a functional floor plan with spacious living areas, abundant natural light, and neutral finishes throughout. The open kitchen provides ample cabinet and counter space and flows seamlessly into the dining and living areas--perfect for everyday living or entertaining. Generously sized bedrooms offer comfort and flexibility, including a primary suite with a private bath and ample closet space. Enjoy outdoor living in the low-maintenance backyard, ideal for relaxing or gatherings. Conveniently located near parks, schools, shopping, and dining, this home combines comfort, style, and a great location. Don't miss this opportunity!