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FHA Eligible Homes in Los Lunas

Find FHA eligible homes in Los Lunas, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 170 listings in Los Lunas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Well-priced townhouse in the city. Close to schools, restaurants and stores. Rented month to month.

1
BEDS
1
BATHS
589
SQFT
0.04
ACRES

Views, views, & more INCREDIBLE unobstructed views! This 2132 sq ft plan enjoys one of the best view lots in Jubilee...New Mexico's premier active adult (55+) community. 10 ft. ceilings make the home feel very spacious. Lots of natural light floods the great room w/fireplace & formal dining area. Super functional kitchen w/nook too! Primary bedroom features the same views as the great room/dining room. Guest BR in front has views of El Cerro open space. Office has double French door entry. Low maintenance mature backyard w/surround sound speakers (inside too) to relax & take in the scenery. Great layout for entertaining w/hi-bar. Don't forget the great amenities in the 10,000+ sq ft clubhouse in this award-winning 55+ community: pool, super fitness center, pickleball & more!! 48 Hour RFR.

2
BEDS
2
BATHS
2,132
SQFT
0.15
ACRES

PRICE REDUCED on this grand home ideal for entertaining. Spacious gathering spaces include a large main-level living room and an oversized loft. The kitchen features soft-close cabinetry and panoramic valley views. With 4 large bedrooms, 3 on the main level including a 500+ sq ft suite with an optional private entrance and an additional suite upstairs, the layout offers exceptional versatility for multigenerational living, income potential, or a work from home lifestyle. Backyard access, a covered patio, mature landscaping, in-ground sprinklers, 50-amp RV hookup, and a powered workshop. Dual refrigerated air units add year round comfort. Reduced price allows for buyers to personalize any desired upgrades on this low price per sq Ft home

4
BEDS
3
BATHS
3,441
SQFT
0.41
ACRES

Move-in ready 2023 Home! This beautifully maintained home offers modern comfort with low-maintenance living in a growing Los Lunas community near Sundance Elementary, Walmart, and Amazon! The open-concept layout is filled with natural light and designed for everyday ease, from the functional kitchen to the comfortable living spaces. Three bedrooms and two bathrooms provide flexibility for a variety of lifestyles, while the newer construction means energy efficiency, updated systems, and peace of mind. The low-maintenance yard allows more time to enjoy life and less time on upkeep. Conveniently located near shopping, dining, and commuter routes, this home delivers exceptional value for buyers seeking newer construction without the wait.

3
BEDS
2
BATHS
1,270
SQFT
0.11
ACRES

Nestled in Los Lunas, NM, this stunning home blends style, comfort, and functionality. The open floorplan features elegant tray ceilings, recessed lighting, ceiling fans, and a cozy fireplace, all complemented by efficient refrigerated air. The chef's kitchen is designed to impress, with an island and seating, a bright breakfast nook, stylish tile backsplash, and full appliances. The luxurious primary suite includes a walk-in closet and spa-inspired ensuite with a separate shower, soaking tub, and double-sink vanity. Outside, the backyard is an entertainer's dream with a covered patio, pergola, built-in grill, storage shed, and low-maintenance artificial turf, offering the perfect space for relaxing and making memories. This is more than a home, it's a lifestyle!

3
BEDS
3
BATHS
2,008
SQFT
0.19
ACRES

This home qualifies for the Valencia County $30,000 Down Payment Assistance Program, plus a guaranteed minimum $10,000 in flex cash--perfect for covering closing costs or buying your interest rate down to a 4% plus or 5% plus interest rate!! Only 15 grants Left!! An exceptional custom home by Harvest Homes, set on an oversized corner lot and designed with stunning detail. This residence features a full ADU/casita complete with its own living area, cathedral ceilings, one bedroom, a 13/4 bath, and a kitchenette--perfect for multi-generational living or guests. This home offers at total of four total bedrooms, tall ceilings, elegant finishes, and thoughtful extras throughout. Located in a beautiful, well-kept community, this property delivers luxury, flexibility, and comfort!

4
BEDS
4
BATHS
2,257
SQFT
0.23
ACRES

This qualifies for the Valencia County 30K down payment assistance program with an approved lender, CALL ME FOR MORE INFO!Welcome home! Move in ready, this stunning 1,852 SF home offers 4 bedrooms, 2 bathrooms, open floor plan with a spacious dining and living area. Stainless steel appliances such as built in microwave/oven and 36' cooktop making this an exceptional kitchen to be cooking in. Granite countertop, kitchen backsplash. Crown molding above cabinets. Owners' bath has a 5' shower, double sink and walk in closet. Covered patio and a backyard that's a blank canvas ready for your personal touch. Easy access to I-25, convenient to shopping and restaurants. Schedule your showing today!

4
BEDS
2
BATHS
1,852
SQFT
0.12
ACRES

Discover This Stunning, Spacious Two-Story Showstopper!Step into a home that truly stands out! This impressive two-story beauty features a luxurious first-floor primary suite, two oversized living spaces, and 3 bedrooms with 2.5 baths--all crafted for comfort and style.You'll fall in love with the sleek, modern upgrades: designer cabinetry, elevated hardware, and stylish faucets that give the entire home a fresh, upscale vibe. The open layout flows effortlessly, offering the perfect setting for relaxing, hosting, or creating your dream setup.This home is bold, spacious, and packed with upgrades--an absolute must-see!Call today for exciting information on available incentives!

3
BEDS
3
BATHS
1,883
SQFT
0.14
ACRES

Step into refined, low-maintenance living in this beautifully crafted home located within Jubilee, a gated 55+ active adult community in Los Lunas. This elegant residence is designed for comfort and style, offering a spacious three-car garage that provides ample room for vehicles, hobbies, and storage. Enjoy breathtaking mountain views from the inviting patio and living areas, creating the perfect setting for relaxation or entertaining in an atmosphere of quiet sophistication. Inside you'll find a well-laid-out single-level floor plan designed for enjoyment and ease of living. The open great-room merges with a generous kitchen (ideal for entertaining or relaxed daily living), and the exterior view of the mountains provides a dramatic backdrop for morning coffee or evening sunsets.

3
BEDS
3
BATHS
2,630
SQFT
0.22
ACRES
$336,000
+7,000$ 06/28

Seller is offering a $5,000.00 Buyers Credit if under contract by 08/01/2026. Construction is done and this Beautiful Brand New Clayton Home is ready for a New Owner! Close to shopping and yet still feels like country living. This three bedroom, two bath home has an open floor plan, tape and textured walls, nice kitchen, large pantry, large island with seating, dining area, living room, large primary bath, double sinks in vanity, lots of closet space, large laundry room. Also a back deck to enjoy the scenery. Property is fenced making it great for all your animals, including horses. All this plus an insulated oversized two car garage. Home is on a permanent foundation and qualifies for FHA, VA & Conventional. This beautiful home sits on 1.25 acre.

3
BEDS
2
BATHS
1,680
SQFT
1.25
ACRES

Welcome to comfort and convenience in this spacious 3-bedroom, 2.5-bathroom home located in the vibrant community of Mil Colores in Los Lunas, NM. With a 3-car garage and overhead storage, there's plenty of room for vehicles, gear, and everything in between--without sacrificing style.✨ Home Features You'll Love:✅ 3-Car Garage with Overhead Storage - Smart space for cars, tools, and weekend toys✅ Covered Patio - The perfect place to enjoy New Mexico's gorgeous sunsets and blue skies✅ Spacious Layout - Comfortable flow with room for both relaxation and entertaining✅ Light-Filled Design - Natural light makes every space feel warm and inviting✅ 2.5 Baths - Convenience and comfort for the whole household

3
BEDS
3
BATHS
2,075
SQFT
0.15
ACRES

Welcome to this thoughtfully designed 3-bedroom, 3.5-bathroom home located in Vista Manzano, one of Los Lunas' most vibrant and up-and-coming communities. With plenty of space, elegant finishes, and cozy extras like a fireplace, this home strikes the perfect balance between modern convenience and classic New Mexico charm.✨ Home Highlights:✅ 2.5 Bathrooms - More convenience and privacy for guests and family alike✅ Inviting Fireplace - Add warmth and ambiance to your main living area✅ Covered Patio - Unwind and enjoy the sunshine.

3
BEDS
3
BATHS
2,075
SQFT
0.17
ACRES

Welcome to this stunning 2,612 sq. ft. home built in 2020, offering modern comfort and thoughtful design throughout. This spacious open floor plan features elegant tile flooring and a bright, airy great room with a cozy gas fireplace, perfect for entertaining or relaxing.The gourmet kitchen is a chef's dream, complete with a large center island, built-in gas stove, and plenty of counter and cabinet space. The adjoining dining and living areas flow seamlessly, creating an inviting space filled with natural light. This home includes two spacious bedrooms plus an office/den ideal for working from home, hobbies, or guests. Each of the three bathrooms is beautifully finished for a luxurious feel. Enjoy year-round comfort in the insulated three-car garage, offering ample storage and workspace

3
BEDS
3
BATHS
2,612
SQFT
0.19
ACRES

Welcome to your dream home in the prestigious 55+ Jubilee community. This beautifully designed residence offers two spacious bedrooms, a bright studio, and a private office, ideal for creative pursuits or quiet focus. Step into a light-filled living room featuring soaring ceilings, built-in shelves, ceiling fans, a custom entertainment center, and a cozy fireplace. The kitchen is both stylish and functional, with granite countertops, an island, tile backsplash, pantry, built-in appliances, and abundant cabinetry. A dedicated laundry room with washer and dryer adds everyday convenience. The ensuite includes a walk-in closet, double vanity, jet tub, and a walk-in shower. For ultimate relaxation, enjoy the sunlit enclosed sunroom complete with your own private hot tub. Welcome home!

2
BEDS
3
BATHS
2,384
SQFT
0.3
ACRES

Dont miss your chance to see this charming townhome in Los Lunas! Enjoy enteraining in this private outdoor area, with pergola and water fountain. Plenty of room outdie in this front and back exterier for furry friends too. This two bedroom two bathroom features metallic poxy stain in the living area, walk-in closets, and tiled sunroom. Great location just minutes from the freeway and close to shopping and restaurants! Schedule your showing today.

2
BEDS
2
BATHS
1,150
SQFT
0.09
ACRES

Discover your next home in this charming two-bedroom, two-bathroom residence nestled within the desirable, gated Jubilee community. This thoughtfully designed 1,573 square foot home showcases an open floor plan that seamlessly connects living spaces, creating an inviting atmosphere perfect for both relaxation and entertaining. The open concept design maximizes natural light flow while providing flexible living arrangements that adapt to your lifestyle needs. The primary bedroom offers comfortable retreat space, complemented by a second bedroom ideal for guests, family, or a home office. Located in the heart of Los Lunas, this neighborhood provides convenient access to excellent amenities and attractions. Ask broker about the real estate contract option.

2
BEDS
2
BATHS
1,573
SQFT
0.15
ACRES

Bring your horses! This two-story home offers space, comfort, and privacy on 1.34 acres with water rights. The 4,384 sq ft residence is surrounded by mature trees and lush landscaping, creating a peaceful, private setting on a secluded road with convenient access to town. Inside, enjoy expansive living areas, a spacious living room, formal dining, and an open kitchen built for entertaining. A dedicated office and oversized playroom add flexibility for work and lifestyle needs. The primary suite is located on main level for added comfort. Outside features a 30x40 insulated shop with bathroom and an extended lean for RVs, boats, or equipment.

4
BEDS
4
BATHS
4,384
SQFT
1.34
ACRES

PRICE REDUCED ON this beautiful country home with a fully remodeled kitchen, wood ceiling beams, red brick flooring in the sunroom, living, kitchen, and dining areas. The windows in the sunroom provide lots of natural light. The skylights help keep this adobe home nice and warm, along with the insert in the corner fireplace in the living room, and the natural fireplace in the primary bedroom. Also, this home is cooled with refrigerated air. The two showers are equipped with handicap bars. A covered wrap around porch with a matching carport help accentuate the front courtyard. The detached garage also has a carport. A beautiful custom electric gate, and the audio/visual security cameras that stay with the property will keep it all secure. Schedule a showing and make this your new home!!!

3
BEDS
2
BATHS
2,828
SQFT
0.51
ACRES

The Bisbee floor plan offers three bedrooms, two bathrooms, and a thoughtfully crafted layout perfect for families. Its well-appointed kitchen, featuring a charming island, seamlessly connects to the formal dining room, ideal for family dinners. With spacious bedrooms, versatile living areas, and outdoor retreat, the Bisbee plan promises comfort and relaxation. Step outside to the covered back patio for al fresco dining or relaxation. Additionally, LGI Homes provides remarkable upgrades, including energy-efficient appliances and elegant countertops, ensuring superior features without compromising affordability.

3
BEDS
2
BATHS
1,553
SQFT
0.12
ACRES

Discover unparalleled design and exceptional quality in this newly built 2-bedroom, 2-bath home with a 2-car garage by Avalon Builders, located in the highly desirable Rancho Valencia community of Los Lunas, NM. The modern, open-concept floor plan is filled with natural light and features a chef-inspired kitchen with high-end appliances, spacious living and dining areas, and luxurious finishes throughout, perfectly balancing style and functionality. Each detail is thoughtfully designed to enhance comfort and everyday living, from the elegant bedrooms and baths to the inviting spaces ideal for entertaining or relaxing. Ideally situated near shopping, dining, parks, and with quick access to I-25, this home delivers a lifestyle that exceeds expectations in every way.

2
BEDS
2
BATHS
2,005
SQFT
0.23
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.