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FHA Eligible Homes in Los Lunas

Find FHA eligible homes in Los Lunas, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 197 listings in Los Lunas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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The Sandia floorplan at The Trails at El Cerro in Los Lunas, New Mexico is a spacious single-story home designed for buyers seeking open-concept living, 4-bedroom flexibility, and modern comfort just minutes from Albuquerque. Offering approximately 1,907 square feet, 4 bedrooms, and 2 bathrooms, this home delivers the perfect balance of space, functionality, and value in one of Los Lunas' most desirable communities.

4
BEDS
2
BATHS
1,907
SQFT
0.2
ACRES

Welcome home to this beautiful 3-bedroom, 2-bath residence offering 1,763 square feet of thoughtfully designed living space. The open-concept floor plan features high ceilings and a cozy living room centered around a gas fireplace, creating the perfect space for relaxing or entertaining. The chef-inspired kitchen boasts a large island, elegant quartz countertops, and a convenient pot filler, making meal preparation both stylish and functional. The spacious primary suite is a private retreat featuring a walk-in closet and a spa-like ensuite bath with a luxurious freestanding soaking tub. Outside, enjoy low-maintenance xeriscape landscaping with a concrete patio and elevated wall ideal for private outdoor living, pets, or gatherings. Conveniently located near shopping, dining, parks, schools, and other amenities, this home offers the perfect combination of comfort, style, and accessibility.

3
BEDS
2
BATHS
1,763
SQFT
0.11
ACRES
$308,915
+1,660$ 08/11

Step inside the Sophora and enjoy modern style paired with everyday comfort. A welcoming foyer opens to a spacious open-concept living area that works beautifully for both relaxing and entertaining. The kitchen features sleek countertops, a generous island, and ample cabinetry, while the bright dining area is ideal for daily meals or casual gatherings. The private owner's suite offers a spa-like bath with a walk-in shower and a large walk-in closet. Secondary bedrooms sit in a separate wing for added privacy and flexibility, and a convenient laundry room plus a roomy two-car garage add function and storage.

3
BEDS
2
BATHS
1,522
SQFT
0.13
ACRES

The Clovis is a thoughtfully designed single-story home offering approximately 1,337 square feet, 3 bedrooms, and 2 bathrooms. The open-concept layout connects the great room, kitchen, and dining area to create bright, efficient living space for everyday life and entertaining. The kitchen opens directly to the great room, and the great room includes access to a covered patio for easy indoor-outdoor living. The private owner's suite features a spacious bedroom, walk-in closet, dual sinks, and an oversized shower. Two additional bedrooms provide flexible space for guests, family, or a home office.

3
BEDS
2
BATHS
1,337
SQFT
0.12
ACRES

3
BEDS
2
BATHS
1,430
SQFT
0.12
ACRES

One of a kind adobe hacienda nestled on 7.7 acres with water rights and irrigation in the greenbelt section of Los Lunas. Nick Garcia built this gracious living space featuring large log beamed ceilings, red brick floors, Kiva style fp, and potential for 2 primary bdrms, office space, sitting room, exercise room, 3 car garage, wonderful cooks kitchen, and the outdoor areas include a Morton hay barn, Morton 7 stall horse barn w/runs, grass hay fields, pipe fencing, 3 wells, 3 septics, and so much more. Primary suite has two separated walk in closets and this primary is on one side of the home with other bedrooms seculded on the other side. The living room is centrally located. Hard to find this quality of home on acreage of this size anywhere. Must see this fabulous home today.

5
BEDS
4
BATHS
5,007
SQFT
7.7
ACRES

Welcome home to this charming 2-bedroom, 1-bath residence offering 940 square feet of thoughtfully designed living space. The inviting great room features an open-concept layout that flows seamlessly into the kitchen, complete with granite countertops, a large breakfast bar, and an adjoining family dining area--perfect for everyday living and entertaining. The backyard backs directly to a park and walking path, creating a wonderful setting for outdoor relaxation and recreation. An oversized garage provides plenty of room for vehicles & storage, while the included Smart Home system adds modern convenience. Ideally located close to shopping, restaurants, schools, and freeway access, this home also offers an easy communte to Albuquerque. Great location!

2
BEDS
1
BATHS
940
SQFT
0.09
ACRES

Welcome home to this spacious property offering over 1,700 square feet of comfortable living space, with 3 bedrooms and 2 full bathrooms. Set on a one-acre lot, the property offers plenty of room, privacy, and flexibility. The home features a durable metal roof, a fully fenced yard, and convenient backyard access with space for RVs, trailers, recreational vehicles, or additional parking. A covered patio provides a comfortable spot to enjoy the outdoors. Additional features include two storage sheds for tools and equipment, along with an irrigation well to help maintain the landscaping. With its generous lot size and practical features, this property offers plenty of space to make it your own.

3
BEDS
2
BATHS
1,716
SQFT
1
ACRES

The first thing that hits you on this property is that there are some fantastic outdoor opportunities here. For anyone with a Boat, Trailer, RV that they want to park off the street and behind a fence, this property has outstanding Backyard access. Which leads to a great covered patio with a bar for entertaining and a dog run on the side as well. The home itself has a large great room, and a well designed kitchen with plenty of space for prep, cooking and entertaining which allows multiple people in there working at the same time. The primary bedroom has a plenty of closet space and a large soaking tub as well. This home is a gem in a great neighborhood.

3
BEDS
2
BATHS
1,694
SQFT
0.17
ACRES

Opportunity awaits! This spacious 5-bedroom, 2.5 bath home is located in the desirable Sundance community of Los Lunas. Situated on a generous 1/2 acre lot, the property features a large backyard with endless possibilities for outdoor living, entertaining, gardening or future improvements. Conveniently located with easy access to the freeway, shopping, dining and everyday amenities, this home offers both space and an ideal location. Don't miss this opportunity to make it your own!

5
BEDS
3
BATHS
2,285
SQFT
0.5
ACRES

Discover the space, flexibility, and views you've been searching for! This beautifully maintained home offers over 3,200 square feet of living space on a 0.41-acre lot in the heart of Los Lunas. Inside, you'll find four spacious bedrooms, including two private primary suites, one featuring its own separate entrance that's ideal for multi-generational living or guests. Step outside to enjoy the mature landscaping and breathtaking views overlooking the valley. A detached 320-square-foot workshop provides the perfect space for hobbies or storage. Recent updates, including a newer roof, HVAC, and appliances. Conveniently located near shopping, dining, and with easy access to I-25, this exceptional property combines generous living space, versatile functionality, and an unbeatable location.

4
BEDS
3
BATHS
3,229
SQFT
0.41
ACRES
$315,000
-10,000$ 08/18

Welcome to 33 Hermanos Loop! Offering comfort, style, and space, this home is perfect for anyone looking to enjoy modern living in a growing community. Conveniently located near schools, shopping, dining, and easy access to i25. Offers new roof, new carpet, new flooring throughout the home, and includes two refrigerated units!! Send us an offer!

3
BEDS
3
BATHS
1,747
SQFT
0.12
ACRES

Experience comfort and style in this spacious, beautifully kept 4-bedroom home on 1.4 acres. Enjoy a fully fenced yard, horse stalls, extra storage, courtyard, covered porch, and a garden area perfect for relaxing or entertaining. Two primary suites, two living areas with dining, a charming kiva fireplace, and a second wood-burning stove add warmth and character. Major updates include a new septic system, newer windows, and a 9-year-old roof. Well inspection complete--this property offers space, updates, and wonderful amenities for modern country living.

4
BEDS
3
BATHS
2,862
SQFT
1.4
ACRES
$365,000
-4,900$ 08/09

This newer built 3 Bedroom 2 bath features an open floorplan. Home is equipped with all appliances including washer and dryer. Covered patio for the outdoor entertainer. A smart home package adds modern convenience with integrated technology to make life easier. Large Master closet .

3
BEDS
2
BATHS
1,420
SQFT
0.1
ACRES

3 BDRM RANCH STYLEHOMWITH 1 BDRM CASITA 2980 SQ FT on 3/4 ACREThis charming single-family home located at 6 Shady Lane in Los Lunas, NM was built in 1989 and offers a spacious living area of 2,980 sq.ft. The property features 2 full bathrooms, 3/4 bathroom, 1 half bathroom, and sits on a generous of 0.75 acres. With a serene and shady setting, this home provides ample outdoor space for entertaining or relaxing. Private well & septic, 4 BEDROOMS,4 BATHROOMS, 4 GARAGES WITH OVER 1000 SF COMBINED, 3 FIREPLACES-KITCHEN-FAMILY ROOM-LIVING ROOM, 2 KITCHENS-ONE FEATURES A FIREPLACE, ALL NEW SS GAS & ELECTRIC/INDUCTION APPLIANCES, LARGE FAMILY ROOM WITH WET BAR AND FIREPLACE, COVERED PRIVATE BREEZEWAY, MATURE TREES

4
BEDS
4
BATHS
2,980
SQFT
0.75
ACRES

The 2374 floorplan at The Bluffs at El Cerro in Los Lunas, New Mexico is a spacious single-story home that introduces buyers to luxury living with open-concept design, flexible space, and elevated everyday comfort. Offering approximately 2,374 square feet, 3-5 bedrooms, and 2.5-4 bathrooms, this home is the ideal entry point into The Bluffs' estate-style living just minutes from Albuquerque.

4
BEDS
3
BATHS
2,374
SQFT
1
ACRES
$550,000
-50,000$ 08/11

Welcome to 1612 Coplen SW in Los Lunas -- a spacious 2,835 sq. ft. home on a full 1-acre lot in the heart of Los Lunas. This property offers room to spread out with multiple living areas, two Pellet stoves, one in the main Living area and a pellet stove in the downstairs living/workout area, and a flexible layout ideal for entertaining, work-from-home needs, or multi-generational living. Features include a 2-year-old tile roof, newer furnace and refrigerated air, tile and wood flooring, updated exterior deck, and a generator transfer switch for selected circuits during power outages. The 1-acre lot provides space for parking, animals, gardening, recreation, or future improvements. Close to shopping, parks, trails, dining, and highway access.Additional Dwelling Unit approximately 415sqft included in total square footage.

3
BEDS
4
BATHS
3,250
SQFT
0.96
ACRES

Welcome to your new home, nestled in a vibrant and conveniently located neighborhood! This stunning 3-bedroom, 2-bathroom townhouse has been meticulously remodeled to blend modern elegance with classic charm, offering you a comfortable and stylish living space. Whether you're a first-time homebuyer, a growing family, or looking to downsize, this property perfectly balances convenience and luxury.

3
BEDS
2
BATHS
1,236
SQFT
0.08
ACRES

The Clovis is a thoughtfully designed single-story home offering approximately 1,337 square feet, 3 bedrooms, and 2 bathrooms. The open-concept layout connects the great room, kitchen, and dining area to create bright, efficient living space for everyday life and entertaining. The kitchen opens directly to the great room, and the great room includes access to a covered patio for easy indoor-outdoor living. The private owner's suite features a spacious bedroom, walk-in closet, dual sinks, and an oversized shower. Two additional bedrooms provide flexible space for guests, family, or a home office.

3
BEDS
2
BATHS
1,337
SQFT
0.12
ACRES

Step inside the Sophora and enjoy modern style paired with everyday comfort. A welcoming foyer opens to a spacious open-concept living area that works beautifully for both relaxing and entertaining. The kitchen features sleek countertops, a generous island, and ample cabinetry, while the bright dining area is ideal for daily meals or casual gatherings. The private owner's suite offers a spa-like bath with a walk-in shower and a large walk-in closet. Secondary bedrooms sit in a separate wing for added privacy and flexibility, and a convenient laundry room plus a roomy two-car garage add function and storage.

3
BEDS
2
BATHS
1,522
SQFT
0.12
ACRES

The Pino is a thoughtfully designed single-story home with approximately 1,501 square feet, 3 bedrooms, and 2 bathrooms. Its open-concept layout connects the great room, dining area, and kitchen to create bright, comfortable living space with excellent everyday flow. The kitchen features a spacious island and opens directly to the great room, making it the heart of the home for gathering, cooking, and connection. The owner's suite is privately positioned and includes a spacious bedroom, walk-in closet, and well-appointed en-suite bath. Secondary bedrooms are grouped together to provide flexibility for guests, family, or a home office.

3
BEDS
2
BATHS
1,501
SQFT
0.18
ACRES
$225,000
-25,000$ 08/06

Enjoy country living with room to spread out on this 0.95-acre property in Los Lunas! This 1998 stuccoed manufactured home has been well maintained and features several valuable updates, including a newer roof, newer evaporative cooler, newer water heater, and newer kitchen appliances. Refrigerator, stove, washer and dryer convey. The fully fenced property, enclosed with chain-link and wood privacy fencing, offers added security, privacy, and plenty of space for pets, gardening, recreation, or future projects. Three storage sheds provide ample storage, with two sheds equipped with electricity, making them ideal for workshops, hobbies, or additional workspace. The property is serviced by a private well and septic system this property is ready to welcome its next owner.

2
BEDS
1
BATHS
1,160
SQFT
0.95
ACRES

Located in Mil Colores in Los Lunas, the Jane floor plan combines flexibility, comfort, and modern style. Featuring an optional flex room at the garage and an added powder bath, this home offers versatile space to fit your lifestyle, whether you need a home office, hobby room, or extra living area.Natural light welcomes you through a skylight in the foyer and an 8' sliding glass door, while upgraded SPC flooring, contrasting paint, and 8' interior doors create a bright, contemporary feel. The kitchen features quartz countertops, a gas range, stainless steel appliances, a spacious island, and upgraded cabinetry with a deluxe staggered design. Additional highlights include a convenient door connecting the walk-in closet and laundry room, adult-height vanities.

3
BEDS
3
BATHS
2,164
SQFT
0.16
ACRES

Nestled in one of Los Lunas' most desirable neighborhoods, this beautifully maintained Tuscan-style home offers timeless elegance and exceptional curb appeal. Enjoy a fully landscaped yard and a spacious covered patio with a stunning tongue-and-groove ceiling. Inside, soaring ceilings, a cozy kiva fireplace, and an open-concept design create a warm, inviting atmosphere. The spacious kitchen opens seamlessly to the living area, making it ideal for entertaining. The updated primary bathroom offers a large shower and sitting area, while refrigerated air provides year-round comfort. Pride of ownership shines throughout this meticulously cared-for home. Conveniently located near shopping, dining, and commuter routes, this exceptional property is a must-see!

3
BEDS
2
BATHS
1,890
SQFT
0.17
ACRES

A Rare Opportunity Along the Rio Grande, that is situated on 5 acres perfect blend of comfort, flexibility, and natural beauty. The spacious floor plan features multiple living areas, ideal for multigenerational living, giving everyone room to gather, rela,and enjoy their own private retreat. The beautiful atrium fills the home with natural light, while the outdoor setting offers breathtaking view, and peaceful surroundings.Discover a property where you can live, grow, and create lasting memories.

4
BEDS
3
BATHS
4,431
SQFT
5
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.