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FHA Eligible Homes in Los Lunas

Find FHA eligible homes in Los Lunas, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 130 listings in Los Lunas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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$400,000
-15,000$ 03/18

Designed for both elegance and everyday comfort, the Larimar floor plan offers an ideal layout for entertaining and relaxed living. The heart of the home features an inviting great room with center-meet doors that open seamlessly to a covered patio, creating the perfect indoor-outdoor flow. The adjacent dining area connects effortlessly to a stunning kitchen complete with a spacious island, generous pantry, and plenty of room to gather. The private primary suite offers a peaceful retreat with an attached bath and walk-in closet. This thoughtfully designed home includes a third bathroom i, adding extra convenience and flexibility. An added bonus is an assumable mortgage with an attractive 4.99% interest rate, presenting a rare opportunity for qualified buyers. Located in a Cul De Sac

4
BEDS
3
BATHS
1,860
SQFT
0.29
ACRES

Located in the heart of Los Lunas, NM, this beautifully designed home offers the perfect balance of elegance and everyday comfort. A bright, open-concept layout welcomes you with tray ceilings, recessed lighting, ceiling fans and the comfort of refrigerated air throughout. The kitchen is both stylish and functional, featuring a spacious island with bar seating with stainless steel appliances.The primary suite is a private retreat, complete with a generous walk-in closet and a spa-like bath showcasing dual sinks, a relaxing soaking tub, and a separate shower. Step outside to a backyard built for entertaining, with a covered patio. Don't miss out on this turn key home.

3
BEDS
2
BATHS
1,568
SQFT
0.2
ACRES
$350,000
-10,000$ 04/03

Welcome to this beautiful Abrazo home in the heart of Los Lunas! Approximately 1,500 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath home combines modern style with everyday comfort. The open-concept floor plan features a bright living area that flows seamlessly into the kitchen and dining space perfect for entertaining or relaxing at home. The spacious primary suite includes a private bath and generous closet space, while two additional bedrooms offer flexibility for guests, family, or a home office. Enjoy the benefits of newer construction with energy-efficient features, low-maintenance finishes, and contemporary design. The home is close to shopping and the freeway. Don't miss out on this great home. Assumable loan available, reach out for more details!

3
BEDS
3
BATHS
1,519
SQFT
0.12
ACRES

Experience true New Mexico living in this stunning custom built home offering 1950 sq. ft. of thoughtfully designed space, breathtaking unobstructed views of Historic Tome Hill and the Manzano mountains, with exceptional craftmanship throughout. This 3 bedroom 2 bath home welcomes you with soaring 16 foot vaulted ceilings that create an open, airy feeling from the moment you walk in. The heart of the home showcases Knotty alder cabinetry and stricking custom concrete counter tops, blending rustic warmth with modern design. The spacious primary suite is a private retreat featuring his and her sinks and a beautiful walk in shower with dual heads and astunning rock shower floor that feels like your own private spa. the second bathroom offers a convenient jack and Jill layout with two cust

3
BEDS
2
BATHS
1,950
SQFT
1
ACRES

Solar panels paid off at closing, Built just three years ago, this move-in-ready home delivers the modern layout, quality finishes, and energy efficiency you are looking for , without the wait of new construction. Step inside to a bright, open floor plan designed for real life. The kitchen, dining, and living areas flow seamlessly together, creating a space that feels connected, functional, and welcoming. Large windows fill the home with natural light. In addition to the primary bedroom, you'll find two bedrooms plus a dedicated office, a major advantage for remote work, hobbies, or a quiet study space. Outside, the backyard has been beautifully landscaped, creating a polished outdoor living space that's ready to enjoy .Energy efficiency sets this home apart, Green Built Bronze standards.

3
BEDS
2
BATHS
1,784
SQFT
0.17
ACRES
$380,000
-9,983$ 04/04

DON'T MISS THIS OPPORTUNITY!! $30,000 FOR DOWNPAYMENT ASSISTANCE, LOW RATE for qualified buyers, CLOSING COSTS, PRICE, ETC. Ask for details. Welcome home to Los Lunas living. Light, bright, and open, it sits on a corner lot that takes full advantage of the surrounding views and extra breathing room from neighbors. Inside, the single-story layout offers 4 spacious bedrooms and 2 well-appointed baths, giving everyone their own space while keeping the main living areas open and connected. The kitchen features high-end finishes and stainless-steel appliances, making it a great spot for everyday cooking or hosting family gatherings after a Friday night game or a quick drive back from Albuquerque, Kirtland AFB. Easy-care tile flooring runs through most of the home. Gorgeous backyard landscaping.

4
BEDS
2
BATHS
1,907
SQFT
0.14
ACRES
$545,000
-15,000$ 03/11

Timeless New Mexico character and the feel of a new custom home, this 5 bedroom, 4 bath property offers 2870 sq.ft. on a half acre w/ city utilities. Enjoy the peaceful valley setting w/ 2 quick access routes to the freeway for an easy commute, the convenience of West Los Lunas without the traffic. Commercial zoning creates flexibility for a live/work setup with private entrances to the lot and home, ideal for office space while maintaining privacy or for multigenerational living. Gorgeous original vigas, new cabinetry, countertops, and stainless appliances in the kitchen w/ plenty of prep space. Natural light and room for entertaining in the living area. Everything has been thoughtfully done; metal roof w/ gutters, refrig ac, quality windows, doors and finishes, and large porch to enjoy

5
BEDS
4
BATHS
2,870
SQFT
0.51
ACRES

Immaculate 2020-built, 2-story detached home on quiet cul-de-sac with walking trails/park across. Open floor plan boasts luxury vinyl plank flooring throughout main level & cozy built-in fireplace. Chef Inspired kitchen features quartz counters, custom cabinetry, Stainless Steel appliances, & large island with plenty of island seating. Gated courtyard entry w/landscaping and walled backyard. 3BD/2.5BA, ~1,700 Sq Ft. Minutes to dining, shopping, I-25. Qualifies for a USDA 0% down eligibility--buyer to verify with lender. Home Builders Warranty under docs.

3
BEDS
3
BATHS
1,700
SQFT
0.11
ACRES

Welcome home to this Sivage Thomas 1700 sq ft, 3-bedroom, 2-bath residence with an open floorplan which creates an easy flow for everyday living. The spacious kitchen shines with a breakfast bar, abundant cabinetry, and generous countertop space. The lovely primary bedroom features a private ensuite with a double vanity and walk-in shower. The oversized 3-car garage provides plenty of room for vehicles and storage plus a gated backyard access with space for RV/boat parking. Enjoy the enclosed backyard with a covered patio and low-maintenance landscaping and handy garden shed. Major upgrades include a new furnace and AC installed in 2022 and newer windows, adding peace of mind and energy efficiency. Conveniently located with quick freeway access, this home checks all the boxes!

3
BEDS
2
BATHS
1,736
SQFT
0.24
ACRES

Open House Saturday (3/28) 11-2. Move in ready, this Fantabulous 3-bedroom 2 bath 1765 sq.ft. home offers an open space concept, vaulted ceilings, wood type laminate flooring, ceramic tile and carpet., includes an enclosed sunroom. enjoy the large back yard off the patio. No HOA or PID fees.

3
BEDS
2
BATHS
1,765
SQFT
0.18
ACRES

3
BEDS
3
BATHS
2,164
SQFT
0.13
ACRES
$364,990
+5,000$ 03/31

This thoughtfully designed single-story home offers an impressive open-concept layout enhanced by 9-foot ceilings, creating a spacious and bright feel. The kitchen features upgraded cabinetry, modern fixtures, generous counter space, and a seamless flow to the dining and living areas--ideal for everyday living and entertaining.Energy-efficient construction and systems help support long-term savings and comfort. Interior upgrades include durable tile flooring in high-traffic areas, plush carpeting, and coordinated designer finishes throughout. The primary suite provides a well-appointed bathroom and a large closet for ample storage.Gorgeous upgraded lighting packages, upgraded hardware, and stainless steel appliances. Call for home specific incentives

4
BEDS
2
BATHS
1,602
SQFT
0.1
ACRES

Well-priced townhouse in the city. Close to schools, restaurants and stores. Rented month to month.

1
BEDS
1
BATHS
589
SQFT
0.04
ACRES

Discover comfort and character in this inviting single-story ranch in the heart of Los Lunas. Boasting 1,200 sq ft, 3 bedrooms and 2 full baths, this 1972-built home has been thoughtfully updated with newer tile, carpet, and fresh paint that accentuate its classic features. The original kitchen lends itself to culinary creativity or full-scale remodeling, while the bright living area provides plenty of room for relaxing or entertaining. Enjoy modern comfort with central heating and air and solar energy. Outside, the fenced .44-acre backyard and 1-car garage offer space and convenience for family gatherings and outdoor fun. Located in a friendly, well-kept neighborhood and zoned for quality schools, this home is perfect for family!

3
BEDS
2
BATHS
1,207
SQFT
0.5
ACRES
$420,000
-10,000$ 03/30

Move-in ready and designed for the way you live now. This single-family home blends clean style with everyday ease, from a covered patio for after-work unwinding to smart, future-ready wiring that keeps you connected and in control. Ceiling speakers and wireless access point supports work-from-home days to streaming nights. The kitchen delivers the polished look buyers want, featuring granite countertops and tile backsplash that elevate everything from quick weeknight meals to weekend spreads. If you are into entertaining guests or just want to have a relaxing weekend this fully landscaped backyard makes the covered patio the place to be. The connected BBQ grill in the backyard makes it the perfect spot for your summertime cookouts. No more worrying about propane tanks.

3
BEDS
2
BATHS
1,818
SQFT
0.28
ACRES

Lovely all brick home close to the country club in Rio Communities. Features, new roof, heating, hot water heater, 2 tone paint throughout the home. This has all been done in the past 2 months. A new evaporative cooler will be installed prior to closing Tile floors throughout. Gas log fire place, finished 2 car garage, formal dining room and open floor plan. SW gravel, shrubs and tree in front yard, back yard access to store boat or travel trailer, completely fenced.

3
BEDS
2
BATHS
1,667
SQFT
0.04
ACRES
$589,000
-10,000$ 03/21

10k Flex Cash!!! Stunning single-story luxury home featuring elegant Southwestern architecture, exceptional curb appeal, and a private courtyard entry. This move-in-ready residence offers an open-concept floor plan, abundant natural light, high ceilings, and refined finishes throughout. Designed for both upscale entertaining and everyday living, the home is complemented by low-maintenance desert landscaping, a quiet gated community, in a highly desirable neighborhood. Pride of ownership shows this is a must see property.

3
BEDS
3
BATHS
2,430
SQFT
0.24
ACRES
$310,000
-2,000$ 03/23

**Ask about the $2,000 Buyer Closing Cost Incentive! ** Move-in ready 2023 DR Horton gem in Los Lunas! This 3-bed, 2-bath home on a large, fully landscaped .17-acre corner lot is priced to sell & absolutely turnkey. Walk into gleaming tile floors that flow from the dining area into an open-concept kitchen & living room, perfect for entertaining. The kitchen shines w/ beautiful countertops, all stainless steel appliances & a functional island. High ceilings add volume and light throughout. Bedrooms feature plush carpet & the primary suite includes a spacious walk-in closet. Outside, enjoy mountain views from your extended covered patio with low-maintenance turf, ideal for relaxing or hosting. Refrigerated air keeps you cool year-round. Schedule your showing!

3
BEDS
2
BATHS
1,476
SQFT
0.17
ACRES
$299,500
-500$ 03/12

$1000 concession to use as you prefer. You don't want to miss this one! Down Payment Assistance and or Grant Options Available! 4 BED! MOTIVATED! Cabinets and doors recently repainted. Home is ready for immediate move in. Located in an established neighborhood so no need to worry about construction noise or debris. Corner lot residence, side/backyard access. 4 BEDROOMS, 2 bathrooms, and 2 large, separate living areas offering expansive east and west views. The property benefits from having no neighbors on one side and back of the property offering added privacy. Interior features include two spacious living areas, recently painted, and carpets professionally cleaned. Large kitchen, tons of cabinets and an island, large primary suite plus 3 other bedrooms

4
BEDS
2
BATHS
1,827
SQFT
0.13
ACRES

Views, views, & more INCREDIBLE unobstructed views! This 2132 sq ft plan enjoys one of the best view lots in Jubilee...New Mexico's premier active adult (55+) community. 10 ft. ceilings make the home feel very spacious. Lots of natural light floods the great room w/fireplace & formal dining area. Super functional kitchen w/nook too! Primary bedroom features the same views as the great room/dining room. Guest bedroom in front has views of El Cerro open space. Office has double French door entry. Low maintenance mature backyard w/surround sound speakers (inside too) to relax & take in the scenery. Great layout for entertaining w/hi-bar. Don't forget the great amenities in the 10,000+ sq ft clubhouse in this award-winning 55+ community: pool, super fitness center, pickleball & more!!

2
BEDS
2
BATHS
2,132
SQFT
0.15
ACRES

This beautifully maintained home is ready to welcome its next owners. Designed for easy living, it offers a spacious open-concept layout with all bedrooms conveniently located on the main level and no HOA restrictions. Recent improvements include interior paint, newer Stainmaster carpeting, two evaporative coolers installed in summer 2023, and a new water heater added in 2023. The stucco exterior and roof have both been updated within the past 7 years. Enjoy a fully equipped sprinkler system in both the front and back yards, along with RV or backyard access for added flexibility. The home also features a leased solar system through Sunrun, professionally maintained, with an option to purchase. Don't miss the opportunity to make this your home.

3
BEDS
4
BATHS
2,560
SQFT
0.19
ACRES
$304,900
-10,000$ 03/26

Welcome to this well-maintained 3-bedroom, 2-bath home offering comfort, functionality, and space to grow with NO HOA. The open and inviting layout features a bright living area with a cozy fireplace, a practical kitchen with ample storage, and a private primary suite with ensuite bath. Two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the convenience of a 2-car garage, side yard access, and a dedicated RV pad--perfect for toys, trailers, or extra parking. Home is equipped with a generator for energy outages. Newer heating and refrigerated air with transferable warranty. The upgraed tankless water heater is a gret time and energy saver. A great opportunity to own a versatile home with hard-to-find features close to the High School and shopping.

3
BEDS
2
BATHS
1,595
SQFT
0.18
ACRES

Fantastic opportunity to own a spacious and beautifully designed property that checks all the boxes for comfortable living! Key Features of This Amazing Home: - 5 Bedrooms: Perfect for families, guests, or turning one into the ideal home office or hobby space. - 2 living rooms: Enjoy the versatility of two distinct living spaces. Whether you're hosting friends or enjoying family game sessions, this layout provides room for everyone to relax and unwind. Fully landscaped backyard designed for functionality- barbecues, morning coffee on the patio, or a play space for kids and pets to roam free. Plenty of storage with a shed! Prime Location: Nestled in a welcoming neighborhood close to schools, freeways, parks, shopping, and dining options. Schedule your showing today!

5
BEDS
3
BATHS
3,019
SQFT
0.15
ACRES

Check out this cute 2 bed/2 living room house in Sun Valley Ranch Homes, sitting on half an acre! It used to be a 3-bedroom, but one bedroom was turned into a living area with a pellet stove. Plus, there's a fresh 10x10 pad in the backyard perfect for a hot tub or some patio furniture. New septic and swamp cooler in 2021. Three outside storage sheds convey for storing those extra items.

2
BEDS
1
BATHS
1,316
SQFT
0.5
ACRES

Welcome to 720 Rain Lily Road in Los Lunas! This well-maintained 4-bedroom, 2.5-bath home offers a functional and inviting layout filled with natural light. All bedrooms feature walk-in closets, providing exceptional storage throughout. The spacious kitchen and living areas are ideal for everyday living and entertaining, while the backyard offers space to relax and enjoy New Mexico evenings. Conveniently located near schools, shopping, and commuter routes this home is a must see. BRAND NEW ROOF, REPLACED IN DECEMBER 2025!!

4
BEDS
3
BATHS
2,678
SQFT
0.12
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.