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FHA Eligible Homes in Los Lunas

Find FHA eligible homes in Los Lunas, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 130 listings in Los Lunas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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More home for your $$, motivated seller, spacious home ideal for multigenerational living, guest quarters, or a work from home lifestyle. Spacious gathering spaces include a large main-level living room and an oversized loft. The kitchen features soft-close cabinetry and panoramic valley views. With 4 spacious bedrooms, 3 on the main level including a 500+ sq ft suite with private entrance and an additional primary suite upstairs, the layout offers exceptional versatility. Backyard access, a covered patio, mature landscaping, in-ground sprinklers, 50-amp RV hookup, and a powered workshop. Dual refrigerated air units add year round comfort. You must see this low price per sq Ft home for yourself

4
BEDS
3
BATHS
3,441
SQFT
0.41
ACRES

Spacious, beautifully designed home with standout features throughout. The chef friendly kitchen boasts custom cabinetry, granite countertops, and a functional island. Ample storage includes dual pantries, a laundry room closet, large linen closet, and under stair space. Enjoy two separate living areas, perfect for entertaining, plus fully landscaped front and back yards. The backyard features stamped concrete ideal for outdoor gatherings. Generously sized bedrooms provide comfort and flexibility. The luxurious primary suite includes a fireplace, dual vanities, and a private balcony retreat. Seller is also offering a $5,000 concession! Don't delay, come take a look today!

4
BEDS
3
BATHS
2,506
SQFT
0.1
ACRES

Introducing the ''Maya'' floor plan. This home showcases a distinctive elevation, featuring an entertainer's kitchen with a bar top seamlessly connecting to the spacious great room. The primary suite boasts a generous walk-in closet, while optional vaulted ceilings in the great room create a sense of openness. Discover the charm that earned the ''Maya'' floor plan the prestigious 'Buyer's Choice Award' in the Parade of Homes. In honor of Maya Angelou, this home is designed to inspire and uplift.

3
BEDS
2
BATHS
1,566
SQFT
0.19
ACRES

Visit Mil Colores @ Fiesta. The Loreto by Abrazo homes offers simplicity and comfort at its best. With all beds including the owners on the 2nd level plus loft area that doubles as a second living space. The owner's suite includes a viewing deck perfect for those coffee mornings. The large eat in kitchen and great room offer an open design with covered patio on the rear yard.

3
BEDS
3
BATHS
2,102
SQFT
0.19
ACRES

Move-in ready and built in 2023, this beautifully maintained home offers modern comfort with low-maintenance living in a growing Los Lunas community. The open-concept layout is filled with natural light and designed for everyday ease, from the functional kitchen to the comfortable living spaces. Three bedrooms and two bathrooms provide flexibility for a variety of lifestyles, while the newer construction means energy efficiency, updated systems, and peace of mind. The low-maintenance yard allows more time to enjoy life and less time on upkeep. Conveniently located near shopping, dining, and commuter routes, this home delivers exceptional value for buyers seeking newer construction without the wait.

3
BEDS
2
BATHS
1,270
SQFT
0.11
ACRES
$299,500
-20,500$ 02/27

This beautifully maintained 4-bedroom, 2-bath home offers 1,537 square feet of thoughtfully designed living space. A spacious primary bedroom provides a comfortable retreat, while the open floor plan creates an easy flow between the living, dining, and kitchen areas. The kitchen features modern Whirlpool stainless steel appliances, including a microwave, range, and dishwasher. Enjoy outdoor living with a covered porch, a relaxing patio, and a generous backyard perfect for entertaining or unwinding. The home also includes an updated smart home system, adding convenience and modern functionality throughout. A wonderful blend of comfort, style, and everyday livability.

4
BEDS
2
BATHS
1,533
SQFT
0.14
ACRES

Nestled in Los Lunas, NM, this stunning home blends style, comfort, and functionality. The open floorplan features elegant tray ceilings, recessed lighting, ceiling fans, and a cozy fireplace, all complemented by efficient refrigerated air. The chef's kitchen is designed to impress, with an island and seating, a bright breakfast nook, stylish tile backsplash, and full appliances. The luxurious primary suite includes a walk-in closet and spa-inspired ensuite with a separate shower, soaking tub, and double-sink vanity. Outside, the backyard is an entertainer's dream with a covered patio, pergola, built-in grill, storage shed, and low-maintenance artificial turf, offering the perfect space for relaxing and making memories. This is more than a home, it's a lifestyle!

3
BEDS
3
BATHS
2,008
SQFT
0.19
ACRES
$629,900
-20,000$ 03/03

Set on over an acre with breathtaking views of El Cerro de Los Lunas and the Manzano Mountains, this meticulously remodeled 3,200-square-foot farm-style home offers refined comfort and exceptional space. Featuring 4 bedrooms and 3 bathrooms, the house has been thoughtfully upgraded throughout with all-new appliances, flooring, cabinetry, countertops, windows, refrigerated air, and a new shingle roof. Expansive living areas provide ideal flow for entertaining. At the same time, the serene setting delivers privacy, open skies, and authentic New Mexico beauty--an exceptional opportunity for elevated country living with modern luxury.

4
BEDS
3
BATHS
3,200
SQFT
1.26
ACRES

Discover this beautifully maintained 4-bedroom, 2-bathroom home situated on a desirable corner lot. The heart of the home is the open and airy kitchen, featuring a center island, walk-in pantry, and a dining area that seamlessly flows into the inviting great room. Center-meet sliding doors lead to the covered patio, creating an excellent indoor-outdoor living experience.The spacious primary bedroom offers an attached full bathroom with dual sinks and a generous walk-in closet. Quality finishes are found throughout the home, offering a clean and modern feel.Step outside to a landscaped backyard designed for relaxation and entertainment. Enjoy stunning mountain views as you unwind in this peaceful outdoor space. A Great Place to call Home!

4
BEDS
2
BATHS
1,810
SQFT
0.17
ACRES

Fabulous home offering over 2,700 square feet of comfortable and stylish living! Enjoy raised ceilings and tile floors throughout, along with a thermally controlled fireplace that adds both warmth and efficiency. The spacious kitchen features stainless steel appliances, a center island with a breakfast bar, and a generous pantry--perfect for cooking and entertaining. The expansive primary ensuite provides a true retreat with a separate tub and shower plus double sinks. Step outside to a covered patio overlooking an enclosed backyard, complete with attractive front and back landscaping. Conveniently located with easy freeway access and close to local amenities, this home has everything you need for modern living.

4
BEDS
3
BATHS
2,748
SQFT
0.38
ACRES

An exceptional custom home by Harvest Homes, designed with custom stunning detail. This residence features, cathedral ceilings, 3 bedroom, with ceilings, elegant finishes, and thoughtful extras throughout. Located in a beautiful, well-kept community, this property delivers luxury, flexibility, and comfort! Priced to sell.

3
BEDS
2
BATHS
1,333
SQFT
0.17
ACRES

An exceptional custom home by Harvest Homes, set on an oversized corner lot and designed with stunning detail. This residence features a full ADU/casita complete with its own living area, cathedral ceilings, one bedroom, a 13/4 bath, and a kitchenette--perfect for multi-generational living or guests. This home offers at total of four total bedrooms, tall ceilings, elegant finishes, and thoughtful extras throughout. Located in a beautiful, well-kept community, this property delivers luxury, flexibility, and comfort! Priced to sell.

4
BEDS
4
BATHS
2,257
SQFT
0.23
ACRES
$386,000
-10,000$ 03/23

Welcome home! Move in ready, this stunning 1,852 SF home offers 4 bedrooms, 2 bathrooms, open floor plan with a spacious dining and living area. Stainless steel appliances such as built in microwave/oven and 36' cooktop making this an exceptional kitchen to be cooking in. Granite countertop, kitchen backsplash. Crown molding above cabinets. Owners' bath has a 5' shower, double sink and walk in closet. Covered patio and a backyard that's a blank canvas ready for your personal touch. Easy access to I-25, convenient to shopping and restaurants. Schedule your showing today!

4
BEDS
2
BATHS
1,852
SQFT
0.12
ACRES

New Grant now available in Valencia County offering first time buyers $30,000!!**Move-in ready 3-bedroom, 2-bath townhouse in the heart of Los Lunas! This well-maintained home features NEW stucco, NEW carpet, and fresh interior paint throughout. Bright and open living/dining area with great natural light. Functional kitchen with ample cabinet space.Spacious primary bedroom with full bath.Attached 2-car garage and low-maintenance yard.Conveniently located near schools, shopping, I-25, and Rail Runner access.

3
BEDS
2
BATHS
1,212
SQFT
0.09
ACRES

Discover This Stunning, Spacious Two-Story Showstopper!Step into a home that truly stands out! This impressive two-story beauty features a luxurious first-floor primary suite, two oversized living spaces, and 4 bedrooms with 2.5 baths--all crafted for comfort and style.From the moment you walk in, you'll notice the sleek, modern upgrades: designer cabinetry, elevated hardware, and stylish faucets that give the entire home a fresh, upscale vibe. The open layout flows effortlessly, offering the perfect setting for relaxing, hosting, or creating your dream setup.This home is elegant, spacious, and packed with upgrades--an absolute must-see!Call today for exciting information on available incentives!

4
BEDS
3
BATHS
2,078
SQFT
0.1
ACRES

Discover This Stunning, Spacious Two-Story Showstopper!Step into a home that truly stands out! This impressive two-story beauty features a luxurious first-floor primary suite, two oversized living spaces, and 3 bedrooms with 2.5 baths--all crafted for comfort and style.You'll fall in love with the sleek, modern upgrades: designer cabinetry, elevated hardware, and stylish faucets that give the entire home a fresh, upscale vibe. The open layout flows effortlessly, offering the perfect setting for relaxing, hosting, or creating your dream setup.This home is bold, spacious, and packed with upgrades--an absolute must-see!Call today for exciting information on available incentives!

3
BEDS
3
BATHS
1,883
SQFT
0.14
ACRES

Step inside this expansive home and discover a layout designed for both comfort and versatility. With generous living spaces, there is room for every member of the family and then some! The wide, open floorplan creates a seamless flow between living spaces, anchored by a spacious, welcoming foyer that sets the tone for the home.Thoughtful separation between the primary suite and secondary bedrooms offers privacy and tranquility, while customizable options let you tailor the space to your lifestyle. Whether you are entertaining in the open concept living area, enjoying quiet evenings in the primary retreat, or maximizing garage space for cars and hobbies, this home blends function with style effortlessly. The possibilities are endless, your dream home starts here.

4
BEDS
3
BATHS
2,374
SQFT
1.01
ACRES

With a NEW PARK coming soon to the neighborhood just steps away from the home, this spotless loving single level home has it all, 3 bedrooms, 3 baths, plus a large office that could serve as a 4th bedroom. The fabulous kitchen features granite countertops, a huge island with bar seating, stainless steel appliances, a large pantry, and ample cabinet space. Enjoy the open dining and family rooms filled with natural light. The split primary suite offers a walk-in closet and spa like bath with a garden tub, separate shower, and double vanity. Extras include a wide entryway, 3 car garage, tile roof, tankless water heater, and an East facing backyard with a covered porch and pergola for relaxing New Mexico evenings.

3
BEDS
3
BATHS
2,305
SQFT
0.38
ACRES
$510,000
-35,000$ 03/19

Step into refined, low-maintenance living in this beautifully crafted home located within Jubilee, a gated 55+ active adult community in Los Lunas. This elegant residence is designed for comfort and style, offering a spacious three-car garage that provides ample room for vehicles, hobbies, and storage. Enjoy breathtaking mountain views from the inviting patio and living areas, creating the perfect setting for relaxation or entertaining in an atmosphere of quiet sophistication. Inside you'll find a well-laid-out single-level floor plan designed for enjoyment and ease of living. The open great-room merges with a generous kitchen (ideal for entertaining or relaxed daily living), and the exterior view of the mountains provides a dramatic backdrop for morning coffee or evening sunsets.

3
BEDS
3
BATHS
2,630
SQFT
0.22
ACRES

Just 2 years young and move-in ready! This popular open-concept floor plan features a spacious kitchen island perfect for entertaining, custom cabinetry, and a bright, airy living area designed for easy living. The versatile flex room works beautifully as an office, den, or third bedroom. You'll love the no-carpet design, a large laundry room with sink and extra storage, and built-in cabinets in the garage to keep everything tidy. Step outside to a low-maintenance, beautifully landscaped backyard--perfect for relaxing and enjoying the New Mexico sunshine.Located in Jubilee Los Lunas, an award-winning 55+ active adult community known for its vibrant social atmosphere and resort-style amenities. Residents enjoy a clubhouse, fitness center, swimming pool, hot tub, pickleball courts,

3
BEDS
2
BATHS
2,050
SQFT
0.14
ACRES
$355,000
-5,000$ 03/01

Come see this Brand Clayton Home. Close to shopping and yet still feels like country living. This three bedroom, two bath home has an open floor plan, tape and textured walls, nice kitchen, large pantry, large island with seating, dining area, living room, large primary bath, double sinks in vanity, lots of closet space, large laundry room. Also a back deck to enjoy the scenery. Property is fenced making it great for all your animals, including horses. All this plus an insulated oversized two car garage. Home is on a permanent foundation and qualifies for FHA, VA & Conventional. This beautiful home sits on 1.25 acre.

3
BEDS
2
BATHS
1,680
SQFT
1.25
ACRES

Built in 2022, this Los Lunas home blends modern comfort with thoughtful outdoor features and a location close to everything. The kitchen includes granite countertops and stainless steel appliances, while two-inch blinds throughout add a polished finish.Step outside to a backyard designed for easy living and green thumbs. You'll find turf for low-maintenance enjoyment, raised garden beds ready for planting, a greenhouse, and a handy storage shed. A covered porch creates a welcoming spot for morning coffee or evening unwinding.The garage is fully finished for extra function and storage. With nearby shopping, dining, and conveniences at your fingertips, this home connects comfort, practicality, and lifestyle in one inviting space. Schedule a showing with your favorite REALTOR(r)!

3
BEDS
3
BATHS
2,041
SQFT
0.13
ACRES

Say hello to modern comfort and everyday convenience in this beautifully designed 3-bedroom, 2-bathroom home in the heart of Mil Colores, one of Los Lunas' most welcoming communities. With plenty of room to spread out and thoughtful upgrades throughout, this home checks all the boxes.✨ Home Highlights:✅ Upgraded Level 3 Quartz in Kitchen - Sleek, durable, and a show-stopping centerpiece✅ 3-Car Garage with Overhead Storage - Extra space for cars, tools, and weekend gear✅ Covered Patio - Perfect for grilling, relaxing, or just soaking in the NM sunshine✅ Open-Concept Layout - Light, bright, and ready to fit your lifestyle✅ 2 Full Baths - Designed for comfort and functionality

3
BEDS
2
BATHS
1,721
SQFT
0.14
ACRES

Welcome to comfort and convenience in this spacious 3-bedroom, 2.5-bathroom home located in the vibrant community of Mil Colores in Los Lunas, NM. With a 3-car garage and overhead storage, there's plenty of room for vehicles, gear, and everything in between--without sacrificing style.✨ Home Features You'll Love:✅ 3-Car Garage with Overhead Storage - Smart space for cars, tools, and weekend toys✅ Covered Patio - The perfect place to enjoy New Mexico's gorgeous sunsets and blue skies✅ Spacious Layout - Comfortable flow with room for both relaxation and entertaining✅ Light-Filled Design - Natural light makes every space feel warm and inviting✅ 2.5 Baths - Convenience and comfort for the whole household

3
BEDS
3
BATHS
2,075
SQFT
0.15
ACRES

Welcome to this thoughtfully designed 3-bedroom, 3.5-bathroom home located in Vista Manzano, one of Los Lunas' most vibrant and up-and-coming communities. With plenty of space, elegant finishes, and cozy extras like a fireplace, this home strikes the perfect balance between modern convenience and classic New Mexico charm.✨ Home Highlights:✅ 2.5 Bathrooms - More convenience and privacy for guests and family alike✅ Inviting Fireplace - Add warmth and ambiance to your main living area✅ Covered Patio - Unwind and enjoy the sunshine.

3
BEDS
3
BATHS
2,075
SQFT
0.17
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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