FHA Eligible Homes in Los Lunas

3581 Santa Fe Trail SW, Los Lunas

The Sandia floorplan at The Trails at El Cerro in Los Lunas, New Mexico is a spacious single-story home designed for buyers seeking open-concept living, 4-bedroom flexibility, and modern comfort just minutes from Albuquerque. Offering approximately 1,907 square feet, 4 bedrooms, and 2 bathrooms, this home delivers the perfect balance of space, functionality, and value in one of Los Lunas' most desirable communities. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

436 Dennis Court NE, Los Lunas

Welcome home to this beautiful 3-bedroom, 2-bath residence offering 1,763 square feet of thoughtfully designed living space. The open-concept floor plan features high ceilings and a cozy living room centered around a gas fireplace, creating the perfect space for relaxing or entertaining. The chef-inspired kitchen boasts a large island, elegant quartz countertops, and a convenient pot filler, making meal preparation both stylish and functional. The spacious primary suite is a private retreat featuring a walk-in closet and a spa-like ensuite bath with a luxurious freestanding soaking tub. Outside, enjoy low-maintenance xeriscape landscaping with a concrete patio and elevated wall ideal for private outdoor living, pets, or gatherings. Conveniently located near shopping, dining, parks, schools, and other amenities, this home offers the perfect combination of comfort, style, and accessibility.

1503 Las Colinas Road NW, Los Lunas

18 Rivendell Lane, Los Lunas

One of a kind adobe hacienda nestled on 7.7 acres with water rights and irrigation in the greenbelt section of Los Lunas. Nick Garcia built this gracious living space featuring large log beamed ceilings, red brick floors, Kiva style fp, and potential for 2 primary bdrms, office space, sitting room, exercise room, 3 car garage, wonderful cooks kitchen, and the outdoor areas include a Morton hay barn, Morton 7 stall horse barn w/runs, grass hay fields, pipe fencing, 3 wells, 3 septics, and so much more. Primary suite has two separated walk in closets and this primary is on one side of the home with other bedrooms seculded on the other side. The living room is centrally located. Owned Solar panels contributes to the affordability of this home. Hard to find this quality of home on acreage of this size anywhere. Must see this fabulous home today.

12 El Nido Court, Los Lunas

1502 Calle Oeste NW, Los Lunas

This newer built 3 Bedroom 2 bath features an open floorplan. Home is equipped with all appliances including washer and dryer. Covered patio for the outdoor entertainer. A smart home package adds modern convenience with integrated technology to make life easier. Large Master closet .

820 Monte Vista Road NE, Los Lunas

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home, perfectly situated on an extra-large lot in a prime, family-friendly location. Step inside to discover a stunning kitchen designed for effortless entertaining - boasting generous counter space, modern finishes, and an open flow that makes hosting a joy. Beyond the interiors, your private backyard oasis awaits: a serene retreat featuring a large storage shed and dedicated gardening area, ideal for green thumbs or those seeking extra space. With schools, parks, groceries, and amenities just steps away, convenience meets comfort. This is more than a home - it's a lifestyle. Schedule your private showing today.

473 Garden Avenue SW, Los Lunas

Welcome to your new home, nestled in a vibrant and conveniently located neighborhood! This stunning 3-bedroom, 2-bathroom townhouse has been meticulously remodeled to blend modern elegance with classic charm, offering you a comfortable and stylish living space. Whether you're a first-time homebuyer, a growing family, or looking to downsize, this property perfectly balances convenience and luxury.

41 Calle Granada, Los Lunas

The Clovis is a thoughtfully designed single-story home offering approximately 1,337 square feet, 3 bedrooms, and 2 bathrooms. The open-concept layout connects the great room, kitchen, and dining area to create bright, efficient living space for everyday life and entertaining. The kitchen opens directly to the great room, and the great room includes access to a covered patio for easy indoor-outdoor living. The private owner's suite features a spacious bedroom, walk-in closet, dual sinks, and an oversized shower. Two additional bedrooms provide flexible space for guests, family, or a home office. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

45 Calle Granada, Los Lunas

Step inside the Sophora and enjoy modern style paired with everyday comfort. A welcoming foyer opens to a spacious open-concept living area that works beautifully for both relaxing and entertaining. The kitchen features sleek countertops, a generous island, and ample cabinetry, while the bright dining area is ideal for daily meals or casual gatherings. The private owner's suite offers a spa-like bath with a walk-in shower and a large walk-in closet. Secondary bedrooms sit in a separate wing for added privacy and flexibility, and a convenient laundry room plus a roomy two-car garage add function and storage. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

8 Maravilla Circle, Los Lunas

The Pino is a thoughtfully designed single-story home with approximately 1,501 square feet, 3 bedrooms, and 2 bathrooms. Its open-concept layout connects the great room, dining area, and kitchen to create bright, comfortable living space with excellent everyday flow. The kitchen features a spacious island and opens directly to the great room, making it the heart of the home for gathering, cooking, and connection. The owner's suite is privately positioned and includes a spacious bedroom, walk-in closet, and well-appointed en-suite bath. Secondary bedrooms are grouped together to provide flexibility for guests, family, or a home office. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

5127 Cerritos Avenue SW, Los Lunas

Enjoy country living with room to spread out on this 0.95-acre property in Los Lunas! This 1998 stuccoed manufactured home has been well maintained and features several valuable updates, including a newer roof, newer evaporative cooler, newer water heater, and newer kitchen appliances. Refrigerator, stove, washer and dryer convey. The fully fenced property, enclosed with chain-link and wood privacy fencing, offers added security, privacy, and plenty of space for pets, gardening, recreation, or future projects. Three storage sheds provide ample storage, with two sheds equipped with electricity, making them ideal for workshops, hobbies, or additional workspace. The property is serviced by a private well and septic system this property is ready to welcome its next owner.

1649 Valle De Colores Street NW, Los Lunas

Located in Mil Colores in Los Lunas, the Jane floor plan combines flexibility, comfort, and modern style. Featuring an optional flex room at the garage and an added powder bath, this home offers versatile space to fit your lifestyle, whether you need a home office, hobby room, or extra living area.Natural light welcomes you through a skylight in the foyer and an 8' sliding glass door, while upgraded SPC flooring, contrasting paint, and 8' interior doors create a bright, contemporary feel. The kitchen features quartz countertops, a gas range, stainless steel appliances, a spacious island, and upgraded cabinetry with a deluxe staggered design. Additional highlights include a convenient door connecting the walk-in closet and laundry room, adult-height vanities.

66 Manzano Drive, Los Lunas

A Rare Opportunity Along the Rio Grande, that is situated on 5 acres perfect blend of comfort, flexibility, and natural beauty. The spacious floor plan features multiple living areas, ideal for multigenerational living, giving everyone room to gather, rela,and enjoy their own private retreat. The beautiful atrium fills the home with natural light, while the outdoor setting offers breathtaking view, and peaceful surroundings.Discover a property where you can live, grow, and create lasting memories.

2 Seguro Court, Los Lunas

1541 Valle De Colores Street NW, Los Lunas

Located in Mil Colores in Los Lunas, the Tabitha II floor plan offers exceptional flexibility and designer-inspired finishes throughout. With an optional bedroom, 4th bedroom, or study, this home adapts effortlessly to your lifestyle while maintaining an open, welcoming feel.The kitchen is a true standout, featuring Level 3 quartz countertops, 42'' upper cabinets, crown molding, soft-close cabinetry, stainless steel appliances, and a gas slide-in range. Thoughtful details like optional buffet cabinets, adult-height vanities, a frameless shower door with a bench seat, and elegant contrasting paint create a polished, custom-home feel.An 8' sliding glass door fills the home with natural light, while upgraded tile flooring, skip-trowel texture, and 8' interior doors add style throughou

50 Hermanos Loop, Los Lunas

Welcome to this 4-bedroom, 3-bath, 2,390 sq. ft. home on a corner lot in the desirable Cypress Gardens community of Los Lunas. The open floorplan creates a perfect flow between the living, dining and kitchen areas, featuring granite countertops, island w/ breakfast bar, pantry and stainless-steel appliances. A main-level bedroom with a full bath offers convenience and flexibility. Upstairs, enjoy a private primary suite, two additional bedrooms, full bath and a large family room. The Southwest gravel landscaped yard has backyard access and a covered patio off the dining room. Notable features include new stucco (1/12/26), laminate wood floors, refrigerated air and solar panels! Nestled in a quiet neighborhood yet close to amenities, this home blends comfort, convenience and style.

14 N Juan Road SW, Los Lunas

Price Improvement! Sitting on a full acre in Los Lunas, this spacious 4-bed, 3-bath two-story home offers the freedom, flexibility, and comfort you've been searching for. A converted sunroom now serves as a dedicated office. Solar panels, a private well, and convenient RV access add efficiency and convenience. Access to city water. Did we mention SELLER FINANCING available. With room to grow and endless possibilities inside and out. Call today for more details and a private tour.

1499 Las Colinas Road NW, Los Lunas

1453 Calle Oeste NW, Los Lunas

520 Pecos River Road SW, Los Lunas

Beautifully maintained home in the highly desirable Jubilee community! Featuring rich oak wood flooring throughout, this thoughtfully designed residence offers an open-concept layout with a spacious kitchen, oversized island, upgraded lighting, and abundant cabinet and counter space. The flexible floor plan includes 2 bedrooms plus a versatile flex room, perfect for a home office, hobby space, or additional living area. All appliances convey, making this home truly move-in ready. Enjoy access to the community clubhouse and outstanding amenities like pickleball court, swimming pool, spa, pool tables, library, dog park, hiking trails all while living just minutes from shopping, dining, parks, and everyday conveniences. A wonderful opportunity to enjoy comfort, style, and easy living!

1765 W Valle Vista Road NW, Los Lunas

$10,000 BUYER FLEX CASH!Seller is offering up to $10,000 toward buyer's allowable closing costs, prepaids, and/or interest-rate buydown with an acceptable offer.YOU DECIDE HOW IT HELPS YOU MOST.May qualify for USDA 0% Down payment!!! Wake up to the view -- this meticulously maintained, move-in ready home is built to enjoy it, with a manicured backyard perfect for morning coffee or evening unwinding, means a low maintenance and easy care outdoor space. Condition here exceeds the neighborhood, with no deferred maintenance in sight. Inside: 3 bedrooms (flexible for a 4th bedroom or office), 2 baths, and an open floor plan with upgraded tile in main living areas and carpeted bedrooms. Upgraded kitchen includes all appliances. Refrigerated air and central heat for year-round comfort. The insulated 2-car garage offers additional storage bump-out, built-in shelving, heated/cooled, epoxy floors, and a 220-outlet for a workshop or EV charging. Landscaped front and back yards frame the view; Roman blinds on the back door convey.

147 Manzano View Road, Los Lunas

Value and views! This newer manufactured dwelling offers the opportunity to finish the yard to your liking. Island kitchen, large bedrooms, and unobstructed views of the mountains and stars at night.See the listing next door also, MLS #1106042.

1753 Villa Contesa Court NW, Los Lunas

Welcome home to this charming, nearly new 2-bedroom, 2-bathroom residence located in a desirable Los Lunas neighborhood. This well-maintained home offers modern comfort, thoughtful design, and low-maintenance living. Step inside to discover a bright and inviting floor plan featuring spacious living areas, a functional kitchen, and comfortable bedrooms designed for everyday living. The primary suite includes a private bath, while the second bedroom and full guest bath. The attached two-car garage offers ample parking and storage space, while the property's convenient location puts you just minutes from schools, shopping, dining, and everyday amenities. Commuters will appreciate the quick access to I-25, making travel to Albuquerque and surrounding areas simple and efficient.

1001 Pinzon Street NW, Los Lunas

Luxury residence with serious wow factor! This spacious 3,000 sq. ft. home offers 5 bedrooms, 3 baths, fresh new interior paint, and unforgettable custom details throughout. The Tuscan-style kitchen features a full-wall backsplash and Wolf double-oven gas range. The primary suite boasts a brand-new built-in aquarium visible from both the bedroom and bath. Kids will love the unique secret passageways! Enjoy panoramic mountain views, a newly landscaped backyard with fresh grass, automatic sprinklers, garden area, and dog run. Walkout lower level, oversized 2-car garage, finished attic storage, and so much more!

2511 Clear Sky Street SW, Los Lunas

DON'T MISS OUT! Welcome Home to Huning Ranch. This spacious, inviting and beautifully updated 2-story home offers 4 bedrooms, 3 baths, and a 3-car garage in a location built for convenience. Inside, you'll love the open kitchen and living area, ideal for entertaining and everyday living. The oversized primary suite features a massive bedroom, separate tub and shower, and generous walk-in closets. Enjoy BRAND NEW HVAC, Roof inspected -Roof great and maintenance is done, newer carpet, custom paint, and a charming farmhouse feel throughout. Step outside to a huge backyard with no homes behind for added privacy. Near Parks and Facebook Data Center with quick I-25 access, Albuquerque is just an easy 30-minute drive. Come see the possibilities! Schedule your showing today!

24 Jennifer Street, Los Lunas

Super Cute Home with Porches front and Back and Shade Trees that make those porches comfortable. Owner has made Landscaping upkeep easy with artificial turf. All Appliances Remain. New Roof in 2026; New Septic in 2023. Addition to Primary Bedroom in 2025 created a nice sitting area and additional square footage. Structural Inspection by Criterium Engineers June, 2026, Home is eligible for FHA and VA financing. Older mobile home on property is used for Storage. Based on the structural report the county is changing the status on the home to permanently affixed and it will no longer be taxed separately as land and mobile home. Documentation will be provided when completed.

1330 Tierra Verde Loop NW, Los Lunas

Come see this well maintained 3-bedroom 2 full bath home with a Secured Courtyard and a lot of usable outdoor space. Bright and airy contemporary floor plan includes stainless steel appliances, Kitchen Island, upgraded Cabinets, flooring including designer Luxury Vinyl Tile (LVT), with custom cabinets. Covered Patio with Gas Stub-out. Refrigerated air for the hot summer months. Enjoy parks, playgrounds, walking trails and close to restaurants, shopping and easy freeway access and minutes to the airport.

241 Rio Chama Circle SW, Los Lunas

Your buyers will love all the amenities that come with this home in the lovely adult community of Jubilee. The home is light and bright with an open floor plan and features solid surface floors in the main living areas, a low maintenance xeriscaped yard, custom plantation shutters, and very low energy bills with the seller owned solar panels. The community is within an easy commute to the heart of Los Lunas and the Albuquerque Sunport. Amenities inlcude a pool, jacuzzi, walking paths and a club house.

4659 Franklin Road, Los Lunas

Welcome to this luxury custom built Pueblo style farm and ranch property situated on 10.79 acres with valuable pre-1907 water rights, a supplemental irrigation well, and productive farmland currently producing alfalfa. Built in 2007 by renowned builder Dave Corley, this exceptional RR-2 zoned property offers a rare combination of luxury living and agricultural opportunity.The custom home features an open-concept floor plan, gas fireplace, formal dining area, custom cabinetry, granite tile countertops, stainless steel appliances, walk-in pantry, spacious utility room, and surround sound. The private primary suite offers crown molding, dual vanities, a garden Jacuzzi tub, and a walk-in snail shower. Custom knotty pine doors, abundant natural light, and stunning mountain views enhance