FHA Eligible Homes in Los Lunas

Find FHA eligible homes in Los Lunas, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 188 listings in Los Lunas.

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188 Properties
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4927 Manzano Peak Street SW, Los Lunas

Vista Manzano Phase 2 At Sierra Vista
$424,935

Located in Vista Manzano in Los Lunas, the Tabitha II floor plan offers flexible living with stylish upgrades throughout. Featuring an optional bedroom, 4th bedroom, or study, this home is designed to adapt to your lifestyle while maintaining an open, inviting feel.Natural light fills the space thanks to an 8' sliding glass door and a skylight in the hall, while the kitchen shines with quartz countertops, a gas range, stainless steel appliances, and upgraded cabinetry with crown molding. A mix of tile, SPC, and carpet flooring adds both comfort and durability throughout the home.Thoughtful touches like adult-height vanities, a bench seat in the shower, 8' interior doors, and overhead garage storage elevate everyday living. Included are enhanced insulation and an EV charger prewire.

4
BEDS
2
BATHS
1,902
SQFT
0.16
ACRES

1419 Besaw Street SW, Los Lunas

Vistas At Los Senderos
$355,900
-$9,000

The Ironwood floor plan is a beautifully designed single-story home featuring three bedrooms, two bathrooms and a spacious open-concept layout perfect for modern living. At the heart of the home, the chef-ready kitchen includes a large island, beautiful wood cabinetry and a full suite of Whirlpool(r) appliances, making meal preparation both easy and enjoyable while staying connected to the family room. The adjacent dining area is ideal for everyday meals or special gatherings, while the expansive family room offers a bright, inviting space for relaxing or hosting loved ones.The Ironwood includes incredible upgrades throughout for added value and convenience. This home is designed to make everyday living both comfortable and memorable.

3
BEDS
2
BATHS
1,527
SQFT
0.11
ACRES

Beautiful home, guest house and horse property! Pueblo style home with exposed adobe walls, visas, brick and tile floors. Pella windows and doors. New TPO roof!!!!4 fireplaces, gourmet kitchen, wet bar, and shaded courtyards. Too many amenities to list! The guests house has a full kitchen and bath, cozy and cute as can be! Horse facilities include a 5-stall Sweetwater barn with large hay storage and tack room.

3
BEDS
4
BATHS
6,314
SQFT
5
ACRES

424 Liam Court SW, Los Lunas

Cerro Vista At Sierra Vista
$400,000

Rare .25-Acre Lot with Backyard Access and a 3-Car Garage! This spacious 4-bedroom, 2-bath home offers an open-concept design, generous living spaces, and one of the largest lots you'll find in the neighborhood. Featuring a bright great room, roomy bedrooms, smart home features, and plenty of storage, this home was designed for comfortable everyday living. The oversized backyard provides endless possibilities for entertaining, recreation, or future customization, while the backyard access adds convenience and flexibility. Conveniently located near shopping, restaurants, entertainment, and walking trails, this home combines space, location, and value in one exceptional package.

4
BEDS
2
BATHS
1,905
SQFT
0.48
ACRES

1861 Tesoro Loop NW, Los Lunas

Tesoro Subdivision Phase 2
$320,000

Built in 2022 by DR Horton, this beautifully maintained 3-bedroom, 2-bath home offers modern living in a desirable Los Lunas location. Featuring a functional open floor plan, the home provides comfortable living spaces ideal for both everyday living and entertaining. The spacious backyard offers endless potential for outdoor enjoyment, gardening, or customization to fit your lifestyle. Conveniently located near local parks, walking paths, and community amenities, this home combines newer construction with a growing, well-connected area. A great opportunity to own a move-in ready home with room to make it your own.

3
BEDS
3
BATHS
1,486
SQFT
0.19
ACRES

1670 Tesoro Loop NW, Los Lunas

Tesoro Subdivision Phase 1
$377,485

Stunning new construction home by Westway Homes, OFFERING 20,000 IN FLEX CASH! This modern home has it all. The kitchen features top-of-the-line Bosch stainless steel appliances and quartz countertops. Get-togethers are seamless with the open living area that looks out to the covered porch and LARGE landscaped backyard! Cozy up in the primary suite with a beautiful private bathroom and walk-in closet. Come experience this new home, you will feel completely at home! Schedule a showing today.

3
BEDS
2
BATHS
1,392
SQFT
0.21
ACRES

1071 Alegria Road, Los Lunas

Celebracion At Fiesta Subd
$340,000
-$9,000

**$30,000 Grant Available**Welcome home to this rare single-story Pulte home featuring 4 bedrooms, 2 bathrooms, and a highly desirable floor plan. Fresh interior paint and fully paid off solar provide both style and energy efficiency. Enjoy year round comfort with refrigerated air and relax outdoors under the covered patio, perfect for entertaining or unwinding after a long day. Conveniently located near Los Lunas High School, shopping, dining, and quick freeway access for commuters. Combining comfort, convenience, and value, this move-in-ready home is one you won't want to miss!

4
BEDS
2
BATHS
1,985
SQFT
0.13
ACRES
$399,999
-$10,000

Welcome to 1820 Camino Cantera in the heart of growing Los Lunas-where modern comfort, spacious living, and stunning NM skies come together beautifully. This thoughtfully designed home offers an open-concept floor plan filled with natural light, soaring ceilings, and stylish finishes throughout. The chef-inspired kitchen features abundant counter space, modern appliances, and a large island perfect for entertaining or everyday living.The private primary suite is a true retreat with a spa-like bath, dual vanities, and a generous walk-in closet. Spacious secondary bedrooms provide flexibility for guests, family, or a home office. Step outside to enjoy the covered patio and expansive backyard-ideal for relaxing evenings, weekend gatherings, & taking in breathtaking mountain & sunset views!

4
BEDS
2
BATHS
2,160
SQFT
0.19
ACRES

Experience this remarkable custom home situated on nearly 4 acres with breathtaking mountain views. The home centers around a stunning heated swimming pool that serves as a focal point from multiple areas. Complete with a tranquil water feature and surrounded by cool-touch concrete, the pool area was designed to be enjoyed year-round. Inside, extensive custom cabinetry and built-ins provide exceptional beauty, storage, and functionality. The private mother-in-law quarters features its own bathroom and kitchenette, making it ideal for guests or multigenerational living. The finished 5-car garage offers abundant workspace perfect for hobbies, storage, or car enthusiasts. With a rare combination of craftsmanship, privacy, and thoughtful design, this property is a must see!

5
BEDS
6
BATHS
3,930
SQFT
3.97
ACRES

1320 Crestview Drive SW, Los Lunas

Crest View Addition B-5-29
$949,900

1320 Crestview Dr SW was built for the buyer who appreciates bold design, elevated entertaining, and a lifestyle that stands out from the ordinary. From the soaring ceilings and dramatic living spaces to the resort-style pool and sweeping Rio Grande Valley views, every detail of this contemporary home was designed to impress. The 3-car garage is more than just a garage. It has a built-in bar and pass-through access to the pool which creates the ultimate indoor/outdoor entertaining environment. The primary suite offers a balcony overlooking the pool, a spacious bathroom, and an oversized closet with extensive built-in cabinetry. Sophisticated and unapologetically luxurious, this is a home for buyers seeking a property with presence, personality, and a true entertainer's lifestyle.

3
BEDS
3
BATHS
3,846
SQFT
0.35
ACRES
$259,900
-$10,000

Tucked away on a cul-de-sac in the Pasitos subdivision, this inviting 3 bedroom, 2 bathroom home is ready for its next owner! Features include refrigerated air, a fully paid solar panel system, and a 2 car attached garage. The front and backyards are fully landscaped, creating comfortable outdoor spaces to enjoy year-round. A well-cared-for home offering comfort, convenience, and energy savings all in one package.

3
BEDS
2
BATHS
1,475
SQFT
0.16
ACRES

4943 Manzano Peak Street SW, Los Lunas

Vista Manzano Phase 2 At Sierra Vista
$435,830

Located in Vista Manzano in Los Lunas, the Selena floor plan offers open, comfortable living with upgraded finishes and thoughtful design throughout. The great room expansion creates a spacious, inviting atmosphere, while the optional covered patio and 8' sliding glass door make it easy to enjoy New Mexico's beautiful weather year-round.Inside, the kitchen features upgraded cabinetry with 42'' upper cabinets, shaker crown molding, a gas range, stainless steel appliances, and a spacious island perfect for gathering and entertaining. A mix of tile, SPC, and carpet flooring adds style and durability throughout the home.Additional touches like adult-height vanities, a bench seat in the shower, upgraded finishes, and overhead garage storage bring extra comfort and convenience.

3
BEDS
2
BATHS
1,853
SQFT
0.18
ACRES
$499,950

Welcome to this beautifully maintained custom home in the heart of Los Lunas offering 2,617 square feet of comfortable living space, including a 126 sq. ft. sunroom. This spacious 4-bedroom, 2.5-bath home features an oversized living room with a stunning two-way gas fireplace shared with the cozy family room. The chef's kitchen is designed for both functionality and entertaining, complete with Corian countertops, abundant cabinet space, and a large pantry. The generous primary suite offers a walk-in closet and a private ensuite bath featuring a separate soaking tub and shower. Recent updates include newer roof and A/C units for added peace of mind. Outdoor living is just as inviting with a walled backyard, glassed patio, and charming front courtyard. Desirable location!

4
BEDS
3
BATHS
2,617
SQFT
0.31
ACRES

Introducing the ''Maya'' floor plan. This ready-to-be-built home showcases a distinctive elevation, featuring an entertainer's kitchen with a bar top seamlessly connecting to the spacious great room. The primary suite boasts a generous walk-in closet, while optional vaulted ceilings in the great room create a sense of openness. Discover the charm that earned the ''Maya'' floor plan the prestigious 'Buyer's Choice Award' in the Parade of Homes. In honor of Maya Angelou, this home is designed to inspire and uplift.

3
BEDS
2
BATHS
1,566
SQFT
0.19
ACRES

1414 Besaw Street SW, Los Lunas

Vistas At Los Senderos
$374,900
-$6,000

Discover the Mesquite floor plan at Vistas at Los Senderos, a stunning two-story home designed to blend comfort, style and functionality for modern living. Featuring four bedrooms, two-and-a-half bathrooms and a versatile upstairs tech area, this layout offers the flexibility your family needs, whether it's a workspace, kids room, or additional sitting area. The spacious primary suite serves as a private retreat with a large walk-in closet and a beautifully designed en-suite bathroom, while the two-car garage and charming exterior with front yard landscaping add everyday convenience and curb appeal.The Mesquite delivers exceptional value in a move-in-ready home built for the way you live today.

4
BEDS
3
BATHS
1,837
SQFT
0.11
ACRES
$325,000

Beautiful 3-bedroom, 3-bath home conveniently located near restaurants, shopping, and easy highway access. This inviting home features a gorgeous kitchen with stainless steel appliances and an open dining and living area, perfect for entertaining. The spacious primary suite is conveniently located downstairs and includes a walk-in closet, large soaking tub, and separate shower. Upstairs offers two generously sized bedrooms connected by a Jack-and-Jill bathroom. Relax under the covered back porch and enjoy the backyard, a blank canvas ready to personalize to fit your needs and style.

3
BEDS
3
BATHS
1,861
SQFT
0.2
ACRES
$412,950
-$15,000

HOME WAS COMPLETED IN AUGUST AND IS MOVE-IN READY! The Bandera delivers modern style with the functional details families appreciate. Discover two stories of luxurious living, designed to meet the needs of today's families. The inviting entryway leads to a first-floor flex room, perfect for a home office, playroom, or additional living space. At the heart of the home, the expanded kitchen/great room area creates a spacious and welcoming environment for family gatherings and entertaining. The kitchen features sleek countertops, a large island, and ample cabinetry for all your storage needs, while the adjoining great room offers abundant natural light and access to outdoor living areas. Tucked away on the main floor, the beautifully appointed primary bedroom provides a private retreat, complete with a spa-inspired ensuite, double vanities, and a large walk-in closet. Upstairs, the versatile loft area offers additional living space that can be tailored to fit your lifestyle, whether it's a media room, study, or play area. Three large secondary bedrooms, thoughtfully positioned for privacy, provide comfort and flexibility for family members or guests. Additional highlights include a conveniently located laundry room, a three-car garage with ample storage, and thoughtful design elements throughout. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

4
BEDS
3
BATHS
2,440
SQFT
0.21
ACRES
$378,000

Welcome home to this beautifully remodeled corner-lot retreat on .68 acres! Featuring 3 bedrooms plus an office, this inviting home offers an open floor plan, split-bedroom layout for added privacy, & a cozy family room perfect for relaxing or entertaining. Upgrades include tile flooring in main areas, carpet in bedrooms, windows, updated lighting, refrigerated air, metal roof, renovated bathrooms with tiled shower walls, & a refreshed kitchen with new cabinets, sink, gas stove, microwave & dishwasher. Outside, you'll find even more to love with a versatile 2-car garage/shop, 3 entrances, a new well and septic system, & plenty of room for animals, hobbies, gatherings, or simply enjoying the open space. Move-in ready, full of charm, & designed for comfortable living both inside and out!

4
BEDS
2
BATHS
1,669
SQFT
0.68
ACRES

1406 Besaw Street SW, Los Lunas

Vistas At Los Senderos
$349,900
-$10,000

The Ironwood floor plan is a beautifully designed single-story home featuring three bedrooms, two bathrooms and a spacious open-concept layout perfect for modern living. At the heart of the home, the chef-ready kitchen includes a large island, beautiful wood cabinetry and a full suite of Whirlpool(r) appliances, making meal preparation both easy and enjoyable while staying connected to the family room. The adjacent dining area is ideal for everyday meals or special gatherings, while the expansive family room offers a bright, inviting space for relaxing or hosting loved ones.The Ironwood includes incredible upgrades throughout for added value and convenience. This home is designed to make everyday living both comfortable and memorable.

3
BEDS
2
BATHS
1,515
SQFT
0.11
ACRES

1411 Besaw Street SW, Los Lunas

Vistas At Los Senderos
$439,900
-$5,000

The Palo Verde floor plan at Vistas at Los Senderos is a spacious two-story home designed with modern family living in mind, featuring five bedrooms, three bathrooms and an open-concept layout that brings comfort and functionality together. At the heart of the home is a chef-ready kitchen complete with a large center island, walk-in pantry, quartz countertops, beautiful wood cabinetry and energy-efficient appliances, all opening seamlessly to the dining area and expansive family room, making it the perfect space for everyday living and entertaining. Plus, a private downstairs guest suite adds flexibility and convenience for visitors and family.A spacious loft provides even more flexible living space for a game room, study area or children's play area.

5
BEDS
3
BATHS
2,323
SQFT
0.1
ACRES

1402 Besaw Street SW, Los Lunas

Vistas At Los Senderos
$307,900
-$12,000

The Abbott floor plan at Vistas at Los Senderos is a thoughtfully designed single-story home featuring two bedrooms, two bathrooms, an open-concept layout and a full suite of upgrades included at no extra cost. At the heart of the home, the chef-ready kitchen showcases beautiful quartz countertops, stainless steel Whirlpool(r) appliances, wood cabinetry with crown molding, recessed lighting and a spacious undermount sink, perfect for both everyday living and entertaining. The open living and dining areas flow seamlessly from the kitchen, creating a bright and inviting space for gathering with family and friends.Homeowners will also enjoy modern, energy-efficient features throughout, including a Wi-Fi-enabled garage door opener, programmable thermostats and convenient USB outlets.

2
BEDS
2
BATHS
1,047
SQFT
0.12
ACRES

14 Milton Loop, Los Lunas

Cypress Gardens B-6-31
$267,000

Explore 14 Milton Loop, a residence recently updated with fresh interior paint, creating an inviting atmosphere throughout. The kitchen is well-appointed with all stainless steel appliances, complementing the updated interior. Exterior features include a covered patio, extending to a fully fenced in backyard with low-maintenance. This move-in ready home combines style and outdoor enjoyment. Included 100-Day Home Warranty with buyer activation

3
BEDS
2
BATHS
1,660
SQFT
0.35
ACRES

1536 Tierra Verde Loop NW, Los Lunas

Inspiracion Subdivision Phase 3
$329,000

Move-In Ready Home in Los Lunas!Ask about the $30k down payment assistance grant.Welcome to this beautifully maintained 3-bedroom, 3-bathroom home offering 1,592 square feet of comfortable living space. Built by D.R. Horton, this home combines modern design with everyday functionality.Step inside to an open-concept layout, perfect for entertaining or relaxing at home. The kitchen and dining area add a warm and inviting atmosphere.Enjoy professionally completed landscaping providing a finished outdoor space ready for gatherings, pets, or quiet evenings--no waiting, no extra expense.Conveniently located near schools, restaurants, shopping, and with easy access to the freeway, this home offers both comfort and accessibility.

3
BEDS
3
BATHS
1,592
SQFT
0.13
ACRES

1151 Vallecito Loop NW, Los Lunas

Vallecito Subdivision, Phase 1
$429,900

Stunning corner lot two-story home offering modern style, thoughtful finishes and move-in ready comfort. This well-appointed residence features 3 spacious bedrooms and 2.5 baths, anchored by an open-concept main level that's ideal for both everyday living and entertaining. The gourmet style kitchen boasts contemporary cabinetry, durable countertops, and a layout that flows effortlessly into the dining and living areas, where a cozy fireplace creates a welcoming focal point for evenings at home. Natural light fills the space, highlighting clean lines and upscale fixtures throughout.

3
BEDS
3
BATHS
2,479
SQFT
0.15
ACRES

551 Blue Sage Avenue SW, Los Lunas

Sagebrush At Huning Ranch
$360,000

Spacious and well-maintained 2-story home on the desirable west side of Los Lunas featuring 4 bedrooms, 3 bathrooms, and a 3-car garage. This beautiful home offers plenty of room to spread out with multiple living spaces and thoughtful updates throughout. The kitchen has been refreshed with updated granite countertops and a stylish backsplash, creating a modern and functional space for cooking and entertaining. The spacious primary suite features a private balcony, perfect for enjoying morning coffee or evening sunsets. Additional highlights include a shed for extra storage, fresh exterior paint, and a brand-new roof installed in February 2026 for added peace of mind. Conveniently located near schools, parks, and commuter routes, this home combines comfort, space, and value

4
BEDS
3
BATHS
2,154
SQFT
0.16
ACRES

1848 Valle Vista Road NW, Los Lunas

Las Terrazas At Fiesta Subdivison Unit 2
$420,000

MOTIVATED SELLERS! Thoughtfully upgraded, this 2019 DR Horton home in the sought-after Las Terrazas neighborhood delivers effortless, modern living with no PID. Step inside to an open-concept layout where the kitchen, dining, and living spaces flow seamlessly together, anchored by granite countertops and brand-new GE Profile appliances (2024). The main level offers everyday ease with a primary suite, an additional bedroom or office, and convenient laundry, all designed for flexibility and comfort. Upstairs, a spacious second living area and two additional bedrooms create the perfect setup for guests, work, or play. Recent 2024 updates elevate this home even further, including new carpet, whole-home water filtration, a tankless water heater, and professionally landscaped backyard spaces

4
BEDS
3
BATHS
2,262
SQFT
0.15
ACRES

512 Wyatt Avenue SW, Los Lunas

Legacy At Sierra Vista
$385,000

$30,000 DOWN PAYMENT ASSISTANCE AVAILABLE FOR QUALIFIED BUYERS!Why wait to make your move? This newer home combines modern comfort, an open-concept design, energy-efficient features, and an oversized garage--all in a convenient location!Step inside to a bright, welcoming floor plan where the kitchen, dining, and living areas flow together effortlessly. Whether you're enjoying a quiet night at home or entertaining family and friends, this layout makes everyday living easy.The open kitchen keeps you connected to the heart of the home, while newer construction and low-maintenance features mean more time enjoying your home and less time worrying about upkeep.Need extra space? The oversized garage offers plenty of possibilities--additional storage, a workshop, hobby space, home gym, or the ultimate man cave.Out back, you'll find a private yard that's ready for your vision. Add a patio, garden, play area, outdoor kitchen, or create your own relaxing New Mexico retreat.Conveniently located near I-25, shopping, dining, parks, and everyday amenities, this home offers the combination buyers are looking for: newer construction, flexible space, convenience, and the opportunity for qualified buyers to receive up to $30,000 in down payment assistance.Come see the possibilities for yourself!

3
BEDS
3
BATHS
2,200
SQFT
0.12
ACRES
$395,000

This beautifully designed, nearly new home in Los Lunas offers modern comfort with thoughtful upgrades throughout. The property features 3 spacious bedrooms plus a separate office that can easily serve as a 4th bedroom, along with 3 bathrooms to accommodate family and guests. Step inside to find luxury laminate flooring flowing through the main living areas, complemented by soaring 10-foot doors that enhance the home's open, airy feel. The kitchen is a standout with solid surface countertops, a walk-in pantry, and seamless access to the living space. A double sliding glass door brings in abundant natural light and frames stunning mountain views. The primary suite is a true retreat, offering double sinks, a large walk-in closet and gorgeous shower. This home is ready for it's next owner!

3
BEDS
3
BATHS
1,810
SQFT
0.14
ACRES
$479,820

Proposed new construction - Spacious custom home offering nearly 1,900 heated sq ft on one acre in the valley. This4-bedroom layout features an open-concept living space, perfect for entertaining and everyday comfort. The large owner's suite includes a generous walk-in closet for added convenience. Enjoy oversized front and back porches, ideal for relaxing and taking in the surroundings. A 2-car garage provides ample storage and functionality. With numerous upgrades and custom features throughout, this home combines modern style with space and privacy in a desirable valley setting. *Photos represent the same floor plan in a different location. Features are subject to change.

4
BEDS
2
BATHS
1,846
SQFT
1
ACRES

Welcome to this beautifully maintained home, offering comfort, convenience, and a prime location. Featuring 5 generously sized bedrooms, this home easily adapts to your needs. The 3-car garage provides plenty of space, while two large living areas offer room to relax and entertain, with one flowing seamlessly into the dining area and kitchen.Situated at the end of a cul-de-sac. Enjoy the short walk to the park and close to walking and biking trails, perfect for outdoor recreation. The large backyard is designed for both relaxation and play, featuring low-maintenance turf, a dedicated play area, and a covered patio making this property ready for its next owners to enjoy.

5
BEDS
3
BATHS
2,403
SQFT
0.14
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.