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FHA Eligible Homes in Los Lunas

Find FHA eligible homes in Los Lunas, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 145 listings in Los Lunas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Introducing your new home built by Pulte! The Granada floor plan has 6 spacious bedrooms, 3.5 bathrooms, 3 living areas plus an enclosed swimming pool totaling 4300 SF of bliss. The gourmet kitchen features granite counters, tiled backsplash, stainless steel appliances and movable island. Gorgeous wood floors in the den and formal living/dining room. Main-level primary suite includes walk-in closest, walk-in tub, separate shower and double-sinks. Upstairs offers 5 bedrooms, 2 bathrooms and 15 x 19 loft with walk-in closet. The 1000+ SF pool enclosure has a gas heater and moisture vent. Attached 3-car garage and seller-owned solar included! Conveniently located near the Los Lunas High School with easy access to shopping, dining and I-25.

6
BEDS
4
BATHS
3,256
SQFT
0.17
ACRES

Thoughtfully maintained 2,240 sq ft home built in 2014 and lovely cared for by the original owner, located in the premier 55+ community of Jubilee Los Lunas. This beautifully appointed 2 bedroom ,Office/Den PLUS a Hobby Room home offers 10-foot ceilings, an open floor plan, and quality upgrades throughout. The gourmet kitchen includes custom maple cabinets with crown molding, granite counters, and all stainless appliances, including a 48 bottle wine cooler and GE Cafe convection microwave. The spacious great room showcases a stacked stone gas fireplace and opens to a covered patio and mature garden oasis with a hot tub and gas BBQ. The primary suite features a luxurious 5 piece bath, soaking tub, walk-in shower, and large closet. Extended garage provides a 4' workspace with 240V wiring

3
BEDS
2
BATHS
2,240
SQFT
0.15
ACRES

Charming 3bd 2 bath home. Can't Beat This Location! Tile Entry, Vaulted Ceilings, Open Living Room, Large Kitchen W/Tons Of Storage, Plus Dining Area! Separate Master Suite W/Private Bath. Garden Jetted Tub And Double Sinks. View The Amazing New Mexico Sunsets Right In Your Own Backyard!

3
BEDS
2
BATHS
1,600
SQFT
0.17
ACRES

This prior model, located in a quiet cul de sac, has always been a favorite!! Oversized lot w/unobstructed views of El Cerro open space & arroyo in the back offers plenty of privacy! This 1554 sq ft plan lives so much larger! Decorative bead board on the wall of the generous great room, cozy fireplace & built-ins invite you to relax or entertain; formal dining area & breakfast nook offers 2 eating areas or options for office/studio. Window seat in generous primary bedroom w/walk-in closet. Double sinks in primary bath. Plenty of upgrades: wood floors, super cute built-ins in breakfast nook & more...all professionally designed. Don't forget the great amenities in the 10,000+ sq ft clubhouse in this award-winning 55+ community! Don't miss this affordable opportunity to be a part of Jubilee!

2
BEDS
2
BATHS
1,554
SQFT
0.18
ACRES

Welcome to this beautifully designed and well maintained spacious home with hardwood floors throughout, large windows, built-in bookcases in living room and den, and the convenience of a central vacuum. Your guests are greeted by a quaint courtyard as they enter your home and the expanded garage easily accommodates 2 vehicles and has plenty of space for storage. Step outside to the covered back patio that runs the length of the home and looks out to a mature low maintenance garden, perfect for entertaining year-round. As part of this sought-after active adult community, you'll enjoy full access to the clubhouse and amenities, including social events, pickleball courts, a swimming pool, and a fully equipped gym.

2
BEDS
2
BATHS
2,014
SQFT
0.14
ACRES

Beautiful home in the valley offering 1,761 SF, 3 bedrooms, and 2 bathrooms with dual living areas providing flexible space for relaxing or entertaining. Two cozy, well maintained wood burning fireplaces add warmth and charm. Enjoy peaceful mornings on the inviting front porch with lovely views, plus a screened back porch and courtyard that extend your outdoor living space. Fully fenced property with backyard access, shade for livestock, and a small barn ready for goats, chickens, or your country lifestyle. Interior features include quartz countertops, updated windows, and a spacious 2 car garage. Comfortable living with space, function, and charm. Must see for yourself!

3
BEDS
2
BATHS
1,761
SQFT
0.52
ACRES

Designed for both elegance and everyday comfort, the Larimar floor plan offers an ideal layout for entertaining and relaxed living. The heart of the home features an inviting great room with center-meet doors that open seamlessly to a covered patio, creating the perfect indoor-outdoor flow. The adjacent dining area connects effortlessly to a stunning kitchen complete with a spacious island, generous pantry, and plenty of room to gather. The private primary suite offers a peaceful retreat with an attached bath and walk-in closet. This thoughtfully designed home includes a third bathroom i, adding extra convenience and flexibility. An added bonus is an assumable mortgage with an attractive 4.99% interest rate, presenting a rare opportunity for qualified buyers. Located in a Cul De Sac

4
BEDS
3
BATHS
1,860
SQFT
0.29
ACRES

Experience true New Mexico living in this stunning custom built home offering 1950 sq. ft. of thoughtfully designed space, breathtaking unobstructed views of Historic Tome Hill and the Manzano mountains, with exceptional craftmanship throughout. This 3 bedroom 2 bath home welcomes you with soaring 16 foot vaulted ceilings that create an open, airy feeling from the moment you walk in. The heart of the home showcases Knotty alder cabinetry and stricking custom concrete counter tops, blending rustic warmth with modern design. The spacious primary suite is a private retreat featuring his and her sinks and a beautiful walk in shower with dual heads and astunning rock shower floor that feels like your own private spa. the second bathroom offers a convenient jack and Jill layout with two cust

3
BEDS
2
BATHS
1,950
SQFT
1
ACRES

Solar panels paid off at closing, Built just three years ago, this move-in-ready home delivers the modern layout, quality finishes, and energy efficiency you are looking for , without the wait of new construction. Step inside to a bright, open floor plan designed for real life. The kitchen, dining, and living areas flow seamlessly together, creating a space that feels connected, functional, and welcoming. Large windows fill the home with natural light. In addition to the primary bedroom, you'll find two bedrooms plus a dedicated office, a major advantage for remote work, hobbies, or a quiet study space. Outside, the backyard has been beautifully landscaped, creating a polished outdoor living space that's ready to enjoy .Energy efficiency sets this home apart, Green Built Bronze standards.

3
BEDS
2
BATHS
1,784
SQFT
0.17
ACRES
$499,000
-26,000$ 05/20

Timeless New Mexico character and the feel of a new custom home, this 5 bedroom, 4 bath property offers 2870 sq.ft. on a half acre w/ city utilities. Enjoy the peaceful valley setting w/ 2 quick access routes to the freeway for an easy commute, the convenience of West Los Lunas without the traffic. Commercial zoning creates flexibility for a live/work setup with private entrances to the lot and home, ideal for office space while maintaining privacy or for multigenerational living. Gorgeous original vigas, new cabinetry, countertops, and stainless appliances in the kitchen w/ plenty of prep space. Natural light and room for entertaining in the living area. Everything has been thoughtfully done; metal roof w/ gutters, refrig ac, quality windows, doors and finishes, and large porch to enjoy

5
BEDS
4
BATHS
2,870
SQFT
0.51
ACRES

Well-priced townhouse in the city. Close to schools, restaurants and stores. Rented month to month.

1
BEDS
1
BATHS
589
SQFT
0.04
ACRES

Discover comfort and character in this inviting single-story ranch in the heart of Los Lunas. Boasting 1,200 sq ft, 3 bedrooms and 2 full baths, this 1972-built home has been thoughtfully updated with newer tile, carpet, and fresh paint that accentuate its classic features. The original kitchen lends itself to culinary creativity or full-scale remodeling, while the bright living area provides plenty of room for relaxing or entertaining. Enjoy modern comfort with central heating and air and solar energy. Outside, the fenced .44-acre backyard and 1-car garage offer space and convenience for family gatherings and outdoor fun. Located in a friendly, well-kept neighborhood and zoned for quality schools, this home is perfect for family!

3
BEDS
2
BATHS
1,207
SQFT
0.5
ACRES

Lovely all brick home close to the country club in Rio Communities. Features, new roof, heating, hot water heater, 2 tone paint throughout the home. This has all been done in the past 2 months. A new evaporative cooler will be installed prior to closing Tile floors throughout. Gas log fire place, finished 2 car garage, formal dining room and open floor plan. SW gravel, shrubs and tree in front yard, back yard access to store boat or travel trailer, completely fenced.

3
BEDS
2
BATHS
1,667
SQFT
0.04
ACRES

$1000 concession to use as you prefer. You don't want to miss this one! Down Payment Assistance and or Grant Options Available! 4 BED! MOTIVATED! Cabinets and doors recently repainted. Home is ready for immediate move in. Located in an established neighborhood so no need to worry about construction noise or debris. Corner lot residence, side/backyard access. 4 BEDROOMS, 2 bathrooms, and 2 large, separate living areas offering expansive east and west views. The property benefits from having no neighbors on one side and back of the property offering added privacy. Interior features include two spacious living areas, recently painted, and carpets professionally cleaned. Large kitchen, tons of cabinets and an island, large primary suite plus 3 other bedrooms

4
BEDS
2
BATHS
1,827
SQFT
0.13
ACRES

Views, views, & more INCREDIBLE unobstructed views! This 2132 sq ft plan enjoys one of the best view lots in Jubilee...New Mexico's premier active adult (55+) community. 10 ft. ceilings make the home feel very spacious. Lots of natural light floods the great room w/fireplace & formal dining area. Super functional kitchen w/nook too! Primary bedroom features the same views as the great room/dining room. Guest BR in front has views of El Cerro open space. Office has double French door entry. Low maintenance mature backyard w/surround sound speakers (inside too) to relax & take in the scenery. Great layout for entertaining w/hi-bar. Don't forget the great amenities in the 10,000+ sq ft clubhouse in this award-winning 55+ community: pool, super fitness center, pickleball & more!! 48 Hour RFR.

2
BEDS
2
BATHS
2,132
SQFT
0.15
ACRES

This beautifully maintained home is ready to welcome its next owners. Designed for easy living, it offers a spacious open-concept layout with all bedrooms conveniently located on the main level and no HOA restrictions. Recent improvements include interior paint, newer Stainmaster carpeting, two evaporative coolers installed in summer 2023, and a new water heater added in 2023. The stucco exterior and roof have both been updated within the past 7 years. Enjoy a fully equipped sprinkler system in both the front and back yards, along with RV or backyard access for added flexibility. The home also features a leased solar system through Sunrun, professionally maintained, with an option to purchase. Don't miss the opportunity to make this your home.

3
BEDS
4
BATHS
2,560
SQFT
0.19
ACRES

Check out this cute 2 bed/2 living room house in Sun Valley Ranch Homes, sitting on half an acre! It used to be a 3-bedroom, but one bedroom was turned into a living area with a pellet stove. Plus, there's a fresh 10x10 pad in the backyard perfect for a hot tub or some patio furniture. New septic and swamp cooler in 2021. Three outside storage sheds convey for storing those extra items.

2
BEDS
1
BATHS
1,316
SQFT
0.5
ACRES

Welcome to 720 Rain Lily Road in Los Lunas! This well-maintained 4-bedroom, 2.5-bath home offers a functional and inviting layout filled with natural light. All bedrooms feature walk-in closets, providing exceptional storage throughout. The spacious kitchen and living areas are ideal for everyday living and entertaining, while the backyard offers space to relax and enjoy New Mexico evenings. Conveniently located near schools, shopping, and commuter routes this home is a must see. BRAND NEW ROOF, REPLACED IN DECEMBER 2025!!

4
BEDS
3
BATHS
2,678
SQFT
0.12
ACRES

Significant price reduction, now competitively priced with the lowest price per SF in the neighborhood! Spacious home ideal for multigenerational living, guest quarters, or a work from home lifestyle. Spacious gathering spaces include a large main-level living room and an oversized loft. The kitchen features soft-close cabinetry and panoramic valley views. With 4 spacious bedrooms, 3 on the main level including a 500+ sq ft suite with private entrance and an additional primary suite upstairs, the layout offers exceptional versatility. Backyard access, a covered patio, mature landscaping, in-ground sprinklers, 50-amp RV hookup, and a powered workshop. Dual refrigerated air units add year round comfort. You must see this low price per sq Ft home for yourself

4
BEDS
3
BATHS
3,441
SQFT
0.41
ACRES

Spacious, beautifully designed home with standout features throughout. The chef friendly kitchen boasts custom cabinetry, granite countertops, and a functional island. Ample storage includes dual pantries, a laundry room closet, large linen closet, and under stair space. Enjoy two separate living areas, perfect for entertaining, plus fully landscaped front and back yards. The backyard features stamped concrete ideal for outdoor gatherings. Generously sized bedrooms provide comfort and flexibility. The luxurious primary suite includes a fireplace, dual vanities, and a private balcony retreat. Don't delay, come take a look today!

4
BEDS
3
BATHS
2,506
SQFT
0.1
ACRES

Introducing the ''Maya'' floor plan. This home showcases a distinctive elevation, featuring an entertainer's kitchen with a bar top seamlessly connecting to the spacious great room. The primary suite boasts a generous walk-in closet, while optional vaulted ceilings in the great room create a sense of openness. Discover the charm that earned the ''Maya'' floor plan the prestigious 'Buyer's Choice Award' in the Parade of Homes. In honor of Maya Angelou, this home is designed to inspire and uplift.

3
BEDS
2
BATHS
1,566
SQFT
0.19
ACRES
$310,000
-10,000$ 05/19

Move-in ready 2023 Home! This beautifully maintained home offers modern comfort with low-maintenance living in a growing Los Lunas community near Sundance Elementary, Walmart, and Amazon! The open-concept layout is filled with natural light and designed for everyday ease, from the functional kitchen to the comfortable living spaces. Three bedrooms and two bathrooms provide flexibility for a variety of lifestyles, while the newer construction means energy efficiency, updated systems, and peace of mind. The low-maintenance yard allows more time to enjoy life and less time on upkeep. Conveniently located near shopping, dining, and commuter routes, this home delivers exceptional value for buyers seeking newer construction without the wait.

3
BEDS
2
BATHS
1,270
SQFT
0.11
ACRES

Nestled in Los Lunas, NM, this stunning home blends style, comfort, and functionality. The open floorplan features elegant tray ceilings, recessed lighting, ceiling fans, and a cozy fireplace, all complemented by efficient refrigerated air. The chef's kitchen is designed to impress, with an island and seating, a bright breakfast nook, stylish tile backsplash, and full appliances. The luxurious primary suite includes a walk-in closet and spa-inspired ensuite with a separate shower, soaking tub, and double-sink vanity. Outside, the backyard is an entertainer's dream with a covered patio, pergola, built-in grill, storage shed, and low-maintenance artificial turf, offering the perfect space for relaxing and making memories. This is more than a home, it's a lifestyle!

3
BEDS
3
BATHS
2,008
SQFT
0.19
ACRES
$339,000
-11,000$ 05/14

This home qualifies for the Valencia County $30,000 Down Payment Assistance Program, plus a guaranteed minimum $10,000 in flex cash--perfect for covering closing costs or buying your interest rate down to a 4% plus or 5% plus interest rate!!! An exceptional custom home by Harvest Homes, designed with custom stunning detail. This residence features, cathedral ceilings, 3 bedroom, with ceilings, elegant finishes, and thoughtful extras throughout. Located in a beautiful, well-kept community, this property delivers luxury, flexibility, and comfort! Priced to sell.

3
BEDS
2
BATHS
1,333
SQFT
0.17
ACRES
$449,900
-25,100$ 05/14

This home qualifies for the Valencia County $30,000 Down Payment Assistance Program, plus a guaranteed minimum $10,000 in flex cash--perfect for covering closing costs or buying your interest rate down to a 4% plus or 5% plus interest rate!! Only 15 grants Left!! An exceptional custom home by Harvest Homes, set on an oversized corner lot and designed with stunning detail. This residence features a full ADU/casita complete with its own living area, cathedral ceilings, one bedroom, a 13/4 bath, and a kitchenette--perfect for multi-generational living or guests. This home offers at total of four total bedrooms, tall ceilings, elegant finishes, and thoughtful extras throughout. Located in a beautiful, well-kept community, this property delivers luxury, flexibility, and comfort!

4
BEDS
4
BATHS
2,257
SQFT
0.23
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.