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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 702 listings in Albuquerque.

$10k for buyer's closing costs! This wonderful home offers 4 bedrooms (possible 5) and 2 bathrooms. The home's design is very thoughtful providing a great layout to spend time and build unforgettable memories with your loved ones. Enjoy the natural lighting the open atrium offers; plant lovers welcome! The back patio is perfect and inviting to spend endless hours entertaining, relaxing or simply enjoying the fresh air and tranquility of the area.Located in a desirable neighborhood, this home provides easy access to shopping centers, schools, restaurants, parks, main roads and all main amenities.Did I mention a new TPO roof was recently installed?This will provide its new owners peace of mind for years to come! Don't miss the opportunity to make this your home and schedule a showing today.

4
BEDS
2
BATHS
1,911
SQFT
0.16
ACRES

Come & see this amazing townhome is a the desirable Villas! As you enter you home you are greeted with a open floor concept large living room, with plenty of natural light, great sized kitchen with bar top, large pantry, ample amount of counter space and cabinet storage! Powder room and your 2 car garage completes your main floor. As you head yup stairs you walk into your loft that can double as a 2nd living room, office and or can be turned into a third bedroom. Your primary suite is oversized with wonder unobstructed views of the majestic Sandia Mountains, large primary bathroom With garden tub, and walk in closet! Your laundry room is upstairs and secondary bedroom and full bathroom are around the corner! Private patio, community pool & parks, tankless WH, new carpet & countertops!

2
BEDS
3
BATHS
1,770
SQFT
0.02
ACRES

Step into modern city living with this contemporary new-construction townhouse in a secure, gated community at the heart of it all. With 1,935 sq. ft., this home offers 3 bedrooms, 2.5 baths, and a spacious loft--ideal for a home office, gym, or cozy retreat. The open-concept kitchen is a true showpiece, featuring a large island, granite countertops, stainless steel appliances with range hood, and stylish finishes. Enjoy peace of mind with Green Build Gold Certification, ensuring energy efficiency and long-term savings. Complete with a 2-car garage, low-maintenance design, and easy access to shopping, dining, and entertainment, this home blends comfort, style, and convenience in one perfect package. Home is currently under construction! Ask about buyer incentives today!

3
BEDS
3
BATHS
1,935
SQFT
0.07
ACRES

Experience the best of modern city living in this contemporary new-construction townhouse, set within a secure gated community in the heart of town. Offering 1,761 sq. ft., this home features 4 bedrooms and 2.5 baths, providing plenty of space for family, guests, or a home office. The chef-inspired kitchen is offers both style and function, with a large island, granite counters, stainless steel appliances with range hood, and abundant cabinetry. Built with Green Build Gold Certification, this home delivers energy efficiency and lasting value. A 2-car garage, low-maintenance design, and prime location near shopping, dining, and entertainment make this home the perfect blend of convenience, comfort, and contemporary style. Home is under construction. Ask about buyer incentives!

4
BEDS
3
BATHS
1,761
SQFT
0.08
ACRES

This beautifully updated South Valley home offers 4 bedrooms, 2 bathrooms, and thoughtful upgrades throughout. Enjoy a fully remodeled kitchen with a large island, modern bathrooms, and newer LVT flooring. Exposed wood beams in the living room add warmth and character, while the open floor plan makes the home feel inviting and spacious.Set on a 1/2-acre lot, the property opens to 11 acres of APS-owned land, providing a sense of privacy and open space. Outdoor amenities include a covered patio, mature trees, and a covered RV port with electricity and a sewer cleanout. A 2-car garage adds convenience, and as a unique touch, a decorative metal sculpture adds personality to the yard.This South Valley gem blends modern comfort with space to stretch out -- a perfect place to call home.

4
BEDS
2
BATHS
2,167
SQFT
0.41
ACRES

5
BEDS
4
BATHS
2,715
SQFT
0.13
ACRES

Tucked in the heart of Albuquerque's charming North Valley, this spacious territorial-style townhome offers comfort, character, and unbeatable access to the city's best amenities. Spanning an impressive 3,074 sq ft, this spacious home features 3 bedrooms, 2.5 bathrooms, and a versatile loft. The thoughtfully designed floor plan includes two inviting living areas, each with its own striking fireplace. Formal dining room, eat-in kitchen, generous kitchen island with bar seating provide multiple dining options for family and guests. main floor includes a roomy bedroom and a convenient 3/4 bath! Upstairs find the large loft perfect for a home office. Owners suite with private bath! New paint and carpet ! TPO roof and skylights replaced in 2021! Near Old Town and the Saw Mill District!

3
BEDS
3
BATHS
3,074
SQFT
0.1
ACRES

Treasured gem near Kirtland & Sandia Labs. Quality materials including, beautiful 3/4'' hardwood floors, pecan paneling in cozy sunroom, passive solar enclosed front porch, thermal windows, antique accents: cherry fireplace mantle w/marble surround. Custom antique vanities in the two bathrooms, italian tile, & hall bath w/ jetted tub & cstm barrel arch. Four bdrms with split primary bdrm that includes large walk in & en suite 3/4 bath w/Italian tile & ceramic sink. Open updated kitchen, wrap around breakfast bar, Corian counters, updated appliances w/ 5 burner gas stove. Skylights & solar tubes t/o for great natural light. Roof replaced in 2020, water heater & evap replaced. Bckyrd oasis w/hot tub & shade tree, pavers t/o & storage, alley access with protected wrought iron gate.

4
BEDS
2
BATHS
2,121
SQFT
0.17
ACRES

ACCEPTING FHA LOANS! Enjoy low-maintenance community living with access to a pool, tennis courts, and a playground, all close to shopping, dining, and convenient access to Paseo del Norte and I-25. The HOA includes water and trash services. Inside, high ceilings, clerestory windows, and a kiva fireplace create a warm, inviting feel. The main-level primary suite offers privacy, while the upstairs loft provides flexible space for a second living area, office, or additional bedroom. A private covered patio is perfect for relaxing or entertaining. Updates include a water heater (2021), roof (2022), WiFi-enabled garage opener, and new garage door springs (2024). This home is on a land lease. The current leaseholder is open to adjusting terms to accommodate specific loan types.

3
BEDS
2
BATHS
1,848
SQFT
0.08
ACRES

$35,000 Price Improvement !!! Welcome to this Inman home in highly sought-after Canyon Run Subdivision! This spacious residence offers Two inviting Living Areas, Four comfortable bedrooms. Enjoy raised ceilings, dramatic skylights, a cozy fireplace, a retro/ stylish wet bar, and a two-car garage for added convenience. Both the front courtyard and backyard are designed for easy maintenance, and the backyard is a private oasis--ideal for relaxing or entertaining. Located just minutes from Albuquerque Academy and popular shopping centers, with quick access to main roads, this home offers both comfort and convenience in a prime location. Make it your own!

4
BEDS
2
BATHS
1,972
SQFT
0.15
ACRES

Rare High Desert custom with breathtaking Sandia views inside and out! Perched on a quiet cul-de-sac, this 3,092 sq ft Centex pueblo-style home features radiant-heated flagstone floors, a beamed great room with fireplace, and a chef's kitchen with sandstone counters, double ovens, island, and bar. The main-floor owner's suite is a private retreat with spa bath, while upstairs two bedrooms open to a full-length view deck spanning the entire range. Outdoors, enjoy a .33-acre walled backyard with waterfall, covered patio, and flagstone terrace. Additional highlights include thermal windows and a 3-car finished garage. Just moments from world-class hiking and biking!

3
BEDS
3
BATHS
3,092
SQFT
0.33
ACRES

MOTIVATED SELLER! Bring an offer! This delightful 2bed,1bath condo ideally situated for those seeking easy access to I-25 has had a price improvement! Step inside to find a thoughtful layout that optimizes space while inviting in plenty of natural light. Upgrades like sleek flooring and bathroom vanity add to this home charm. The inclusion of a stackable washer and dryer add to your convenience, making daily life smoother. This property represents a great chance for hassle free living or secure a rental investment. With HOA fees covering essential services such as water, roof maintenance, and exterior upkeep, you can enjoy seamless living. Come see your new today!

2
BEDS
1
BATHS
740
SQFT
0.02
ACRES

Great New Price on this charming Near North Valley home! The newly remodeled kitchen features stainless steel appliances including a brand new dishwasher, new custom cabinets and countertops. You will love the beautifully refinished hardwood floors, fresh interior paint and new lighting. The home has a new water heater. The lovely xeriscaped front yard offers easy maintenance, while the spacious backyard has a play area or room for a perfect gardening area and a covered patio just right for grilling and outdoor dining. The home is on a quiet street near the beautiful 4-H Park. Many homes are occupied by the original owners or the next generation. It is a neighborhood where neighbors know each other! Home is near the Indian Pueblo Cultural Center. Come and check it out!

4
BEDS
2
BATHS
1,349
SQFT
0.17
ACRES

Gorgeous home on a spacious corner lot in the desirable gated community of Oxbox North! The enclosed front courtyard welcomes you with mature trees, bushes, and a peaceful water feature. The backyard offers another water feature, lawn, covered patio, and lush landscaping, creating a private oasis. Inside, you'll find 3 bedrooms plus a flexible 4th bedroom/office conveniently located off the courtyard. The elegant living room features a gas log fireplace, while the primary suite boasts dual walk-in closets. Enjoy year-round comfort with refrigerated air conditioning. This home blends privacy, beauty, and functionality in a sought-after neighborhood.

4
BEDS
2
BATHS
2,218
SQFT
0.19
ACRES

If you are searching for a two story home on the Westside of Albuquerque in a central location between I 40 and Paseo Del Norte, close to St. Pius High School, grocery stores, and restaurants, this home fits your criteria.You get 3 bedrooms, 2.5 bathrooms, and a 2 car garage. The layout feels open from the moment you walk in. Cathedral ceilings bring in natural light and make the main living area feel spacious. The great room includes a fireplace and connects directly to the kitchen, which features stainless steel appliances, solid counter space, and updated lighting. It works well for daily living and hosting friends.Upstairs, your primary suite gives you privacy. There is a jetted tub for relaxing at the end of the day and a private balcony with mountain views.

3
BEDS
3
BATHS
1,683
SQFT
0.11
ACRES

Don't Wait! Schedule your showing now before this 2,400 square foot North Valley charmer becomes the main character in someone else's dream life. Recently remodeled and boasting 3 bedrooms, 3 bathrooms, multiple living areas, nook, and a new refrigerated air and heating unit! But wait...There's more! A wonderful covered carport extending the length of the house and opening up to your very own backyard oasis. Seriously, this back yard is HUGE! Perfect for the car or weekend enthusiast who needs room for multiple vehicles and sports toys. Wow!

3
BEDS
3
BATHS
2,401
SQFT
0.18
ACRES

An amazingly beautiful modern country-style home with a gorgeous open space concept, a blend of rustic charm with contemporary touches. There are warm natural materials such as wood accents combined with clean lines and lots of natural light. Granite countertops, stainless steel appliances, 10 foot ceilings, a color changing electric fireplace in the living room, large open kitchen with ample counter space. Separate dining area. The primary suite has a spectacular walk in spiral shower with a separate soaker tub and large walk in closet. The primary suite also has access to a small sitting patio and just around the corner off of the dining area there is a large covered patio perfect for entertaining. Home is fully landscaped and fenced with 2 access gates. Come and see your dream home!

4
BEDS
3
BATHS
2,550
SQFT
0.38
ACRES

Exquisite Modern Residence in a Premier Gated Community Experience the beauty of modern Spanish design and luxury living in this exceptional Albuquerque residence. Perfectly situated with immediate access to Old Town ABQ, the Sawmill District, the Bosque trails, and just minutes from ACC Country Club, this home combines elegance, convenience, and exclusivity.The expansive open floor plan is illuminated in natural light and showcases views of the Sandia Mountains. An open kitchen and grand living spaces create the ideal setting for entertaining friends and family. Step outside to serene patios designed for peaceful evenings and relaxation.Every detail of this home reflects luxury and comfort.

4
BEDS
6
BATHS
5,025
SQFT
0.55
ACRES

Great 3 Bedroom, 2 Bath home located in a nice Cul De Sac, with large backyard for family entertaining. Home features New Stainless steel Appliances. Just a few blocks to Ladera Golf Course, shopping, Freeway access & much more. Don't miss out!!! Owner Financing available w/ large Down Payment.

3
BEDS
2
BATHS
1,572
SQFT
0.14
ACRES

This spacious two-story townhouse, build in 2008, is just two short blocks to Rio Grande Park and Tingley Beach. Minutes to the zoo, and all of the dining, shopping and entertainment of Downtown and Old Town. Some of features of the home include updated engineered wood floors downstairs, high ceilings with clerestory windows for added natural light, refrigerated air keeping you comfortable through the warmer months, energy efficient windows, a TPO roof installed in 2019, a large primary suite upstairs with access to one of the two balconies and more. Ample off street parking with a two-car garage and enough room on the driveway to park two more cars. In the back you'll find a private backyard with enough room for table and chairs. Call your broker to see it today!

3
BEDS
3
BATHS
1,793
SQFT
0.08
ACRES

Looking for a move-in-ready home with room to make it your own--without stretching your budget? This home offers a functional layout, attached garage, and fenced backyard designed for easy everyday living. Enjoy brand-new flooring, great natural light, and ample storage throughout, giving you a solid starting point with flexibility to personalize over time. The backyard is ready for pets, play, gardening, or future upgrades. Conveniently located near shopping, dining, and major roads. Bonus for qualified buyers: This home qualifies for a CRA program offering a 1.75% lender credit that can be used toward closing costs or a rate buy-down--making homeownership more affordable right away, thanks to Sunflower Bank! (See Documents for more information)

3
BEDS
2
BATHS
1,034
SQFT
0.09
ACRES

Breaking news in Albuquerque's NE Heights: A Charming 4-Bedroom Home Hits the MarketALBUQUERQUE, N.M. -- A 4-bedroom, 2-bath ranch-style home has just been listed in the NE Heights. The bright living room flows into a dining area with access to a covered patio and fenced backyard. The kitchen offers ample cabinet space and workspace, while bedrooms provide flexibility for family, guests, or a home office. Bathrooms feature practical updates with clean finishes. Outside, the property includes a storage shed, garden space, and room for entertaining or play. A one-car garage and extended driveway add convenience. With its prime location near schools, parks, shopping, and commuter routes, this home is generating excitement. Showings available now--schedule yours today!

4
BEDS
2
BATHS
1,134
SQFT
0.14
ACRES

Beautifully refreshed with new carpet, fresh paint, and updated bathrooms, this distinguished 5-bed, 4-bath hillside estate rests on more than an acre in Four Hills. Privately gated at the end of a cul-de-sac, the residence offers sweeping panoramic views and the freedom of no HOA or restrictive covenants. The great room impresses with vaulted ceilings, built-ins, and a fireplace, complemented by marble flooring in the main living and bath areas. Two kitchens, formal and informal dining divided by a two-way fireplace, and a spacious primary suite with dual private en suites highlight the thoughtful design. Additional features include Jack & Jill baths, a sunroom, bonus rooms, balconies, and a 2-car garage with workroom and storage.

5
BEDS
4
BATHS
4,815
SQFT
1.16
ACRES

Welcome to this spacious 5-bedroom, 3-bath home with a 3-car garage and tile roof in the desirable Storm Cloud subdivision. Inside, you'll find formal living and dining rooms, perfect for entertaining, along with a well-appointed kitchen featuring stainless steel appliances, and a brand new GE electric cooktop (gas available), a center island, and a large pantry for all your storage needs. A thoughtful floor plan includes convenient storage under the stairs and a generous upstairs loft complete with a wet bar - ideal for relaxing or hosting. The primary ensuite offers a double cultured marble sink vanity and plenty of comfort and style. With room to grow, entertain, and enjoy, this home combines practicality with elegance in a sought-after neighborhood.

5
BEDS
3
BATHS
3,822
SQFT
0.17
ACRES

Beautiful Rachel Matthew Home in Mesa del Sol! This spacious 3 Bedroom, 3 Bath, 3 Car Garage residence also includes a separate office/casita with its own bedroom and bathroom, perfect for guests, extended family, or a private workspace. Built with quality 2x6 construction, this home offers both durability and efficiency.The primary ensuite features a double-sink vanity and a large walk-in closet, creating a comfortable retreat. Upstairs, a versatile loft area provides additional living space, ideal for a media room, playroom, or home office.With 4 bedrooms and 4 bathrooms in total, this home offers exceptional flexibility and functionality for modern living. Located in the vibrant community of Mesa del Sol, you'll enjoy a unique blend of comfort and convenience.

3
BEDS
4
BATHS
2,759
SQFT
0.13
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.