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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 801 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Charming 3-bedroom, 2-bath home offering comfort and low-maintenance living. Bright, open living area with abundant natural light, neutral paint, and attractive wood-look flooring throughout the main spaces. Functional layout with a private primary suite and two additional bedrooms ideal for guests, office, or hobbies. Fully fenced backyard with endless potential and side yard access. Low-maintenance front landscaping adds curb appeal. Move-in ready and waiting for your personal touch!

3
BEDS
2
BATHS
1,001
SQFT
0.1
ACRES

This exceptional full-custom luxury home offers unparalleled elegance and meticulous details throughout. Striking exterior leads to superb interior craftsmanship: synthetic stucco, durable TPO roof, solar rough-in, wrought iron backyard gates, pool junction box, premium stone/tile accents inside & out, soaring beamed ceilings, handmade doors & cabinets, gorgeous electric fireplaces, bathroom access for each bedroom, and two oversized 5-ton AC units.Unbelievable east-facing backyard oasis with covered outdoor living room, half bath, and reinforced patio roof ready for future spiral staircase to a stargazing deck.One-of-a-kind--explore and fall in love!

4
BEDS
5
BATHS
3,520
SQFT
0.33
ACRES

Experience the perfect blend of style and comfort in this spacious home with an open floorplan and soaring raised ceilings. A 2-car garage and inviting fireplace set the tone for warmth and sophistication. Tile, carpet, and laminate flooring flow gracefully throughout, connecting the modern kitchen with appliances to bright living and dining areas, while a convenient laundry room adds everyday ease. The ensuite bathroom is a private retreat, featuring a separate tub and shower, double vanity, and walk-in closet. Ceiling fans and refrigerated air ensure comfort year-round, and the walled backyard with firepit and covered patio offers an elegant setting for entertaining or relaxing under the stars. Thoughtful details and refined finishes make this home ready for you to call it your own.

3
BEDS
2
BATHS
1,774
SQFT
0.12
ACRES

Thoughfully designed and spacious home situated on a corner lot, offering strong curb appeal. Features a desirable open floor plan and comfortable living space. The home offers 3 generously sized bedrooms, 2.5 bathrooms, and a versatile loft that can serve as a home office, media room, or gym. Beautiful wood and tile flooring add warmth and elegance throughout, while the formal dining room provides an inviting space for hosting family gatherings and special occasions. Enjoy outdoor living in the fully walled backyard, offering privacy and ample space with possible backyard access. There is NO HOA, providing added flexibility and freedom. Conveniently located with easy access to I-40, this home combines comfort, style, and accessibility-an exceptional opportunity you won't want to miss!

3
BEDS
3
BATHS
1,934
SQFT
0.13
ACRES

Behind the gates, discover secret passageways, hidden rooms, and surprising spaces that make this home truly one-of-a-kind--perfect for those who want character, privacy, and a little mystery. Set on a fully gated 1-acre lot, this estate offers space for RV parking and a 4-car garage, plus an attached casita ideal for guests, a private office, or rental potential. Inside, enjoy a tastefully updated interior spanning 5,963 sq ft with 5 bedrooms and baths, blending timeless Southwestern warmth with today's comforts. Practical upgrades include a TPO roof and refrigerated air and a sauna delivering year-round peace of mind. Step into a rare North Valley estate where New Mexico charm meets modern flair.

5
BEDS
5
BATHS
5,876
SQFT
1
ACRES

LAND OWNED!! Home recently updated in a Great location, wonderful home as 2 living areas with a double fireplace, nice open island kitchen and separate dining area, spacious master bedroom plus skylights brings in natural lighting. 3 bedrooms, 2 baths. New flooring, fresh paint Owner will consider owner financing. HOA $200.00 monthly which covers, community pool, water and the grounds. The land is owned on this property, not a land lease. Close to shopping, parks and schools. OWNER FINANCING AVALIBLE.

3
BEDS
2
BATHS
1,700
SQFT
0.16
ACRES
$239,900
-5,100$ 03/14

Great Westside 3-bedroom home offering a functional layout and comfortable living spaces. The bright living area flows into a spacious kitchen with ample cabinetry and room for dining. Bedrooms are generously sized with good closet space. A detached garage provides additional storage, workshop potential, or off-street parking. The backyard offers space to relax, garden, or entertain. Conveniently located near schools, shopping, restaurants, and easy access to major roadways. This home is a great opportunity for owner-occupants or investors looking for a solid Westside property. Schedule your showing today and explore the potential this home has to offer.

3
BEDS
2
BATHS
1,039
SQFT
0.16
ACRES

Rare North Valley find with true flexibility. Located in a sought-after area, this modern Twilight Home offers a highly desirable layout with two true primary suites (one up, one down), 4 bedrooms total, a versatile loft, and living spaces on both levels--ideal for multigenerational living, guests, roommates, or work-from-home needs. The light-filled main level features an open kitchen with granite countertops, and gas range flowing seamlessly into dining and living areas. Walk-in closets in the primary suites add everyday comfort. Enjoy your private rear patio, landscaped front yard, and low-maintenance living. Set in the heart of the North Valley lifestyle with access to local cafes, markets, walking paths, and easy city connections.

4
BEDS
3
BATHS
2,059
SQFT
0.05
ACRES

Stunning Manzanita Home by Pulte in the gated Inspiration Community. This 2,005 sq ft property offers 3 bedrooms, a den/office that can be a fourth bedroom and upgraded tile throughout. The chef's kitchen includes modern cabinetry, granite/quartz counters, stainless steel appliances, pantry, and an oversized island. Enjoy open living with centered sliding doors, a fully walled backyard, and a covered patio. The garage provides extra space for storage or a workspace. Schedule a visit today.

3
BEDS
3
BATHS
2,005
SQFT
0.15
ACRES

$10,000 price drop! This home is open, bright, and a quiet little retreat from the hustle and bustle. Raised ceilings, recessed lighting, and ceiling fans enhance the airy feel across the main living spaces. The kitchen features quartz countertops, a white tile backsplash, stainless steel appliances, washer, dryer, catti-corner pantry, and a large island that flows into the living area making it ideal for everyday living and entertaining. The primary suite offers a well-appointed retreat with dual sinks and a spacious walk-in closet. Tesla charger in the garage, fiber optic wiring to the home. Welcome home!

3
BEDS
3
BATHS
1,879
SQFT
0.09
ACRES

Beautiful newer home with 4 bedrooms, 2 1/2 baths and an office downstairs. Open floor plan with granite countertops and Luxury Vinyl title flooring.

4
BEDS
3
BATHS
2,090
SQFT
0.08
ACRES

BUILDER OFFER AMAZING FINANCING TERMS WITH IN HOUSE LENDER, DHI MORTGAGE, PLUS $5,000 TOWARDS CLOSING COSTS! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

4
BEDS
2
BATHS
1,602
SQFT
0.1
ACRES

See LOSO.

3
BEDS
2
BATHS
1,531
SQFT
0.1
ACRES
$234,900
-7,600$ 04/04

THIS IS THE KIND OF HOME THAT INVITES YOU TO DREAM A LITTLE BIGGER. This 3 bedroom, 2 bath home features high beautiful ceilings, with spaces ready to be personalized and brought to life. The one car garage/carport adds everyday convenience, while the fenced backyard creates a private outdoor retreat perfect for future gatherings, pets, or quiet evenings under the sky. PLUS, enjoy the added benefits of a 2 level workshop. Transform this property into a warm, stylish haven, all while enjoying a neighborhood known for nearby shopping, parks, and easy access to daily essentials. This is a chance to create something special and build instant equity in a home full of character and promise, so come see the potential and make it yours today.

3
BEDS
2
BATHS
1,442
SQFT
0.1
ACRES

Amazing opportunity less than one mile from UNM! This versatile property features a 3-bedroom, 1-bath main home plus a separate studio apartment in the back. The studio is already tenant-occupied, making it an ideal investment opportunity with immediate income. Whether you choose to live in the main home while offsetting your mortgage or rent out both units, the possibilities are endless. A prime location with flexible options--perfect for investors or owner-occupants alike.

4
BEDS
2
BATHS
1,774
SQFT
0.16
ACRES

Welcome to this beautifully reimagined residence located on a pristine, highly desirable street in Nob Hill Albuquerque, one of the city's most sought-after neighborhoods. Every detail of this home has been thoughtfully upgraded, blending modern design with timeless quality. Enjoy peace of mind with brand-new windows, a new TPO roof, new stucco, new HVAC, and all new electrical, complemented by stylish recessed lighting and designer light fixtures throughout. The interior showcases real hardwood floors, elevating the home with warmth and elegance.The kitchen is a showstopper, featuring custom soft-close cabinetry with modern pulls, new countertops, stainless steel appliances, a butler's pantry, and a dedicated coffee bar/wine rack--

4
BEDS
2
BATHS
1,877
SQFT
0.13
ACRES

STEP INTO A RARE DOWNTOWN GEM WHERE SPACE, STYLE, AND LOCATION COME TOGETHER. Set on a great sized corner lot in the heart of Albuquerque, this beautifully updated two bedroom, two bathroom home blends modern updates with a warm, cozy feel. The refreshed kitchen flows easily into inviting living spaces, while updated bathrooms add comfort and polish to everyday routines. Outside, the extra large fence with vehicle access offers privacy, flexibility, and room to create your ideal outdoor retreat. Just minutes from Old Town, local dining, coffee shops, parks, and arts districts, this home delivers the downtown lifestyle buyers love with space to spare. Schedule your showing and experience it today.

2
BEDS
2
BATHS
898
SQFT
0.09
ACRES
$639,000
-20,000$ 03/25

Price Adjustment and Buyer IncentiveNow offered at $639,000 with a $10,000 concession for upgrades, closing costs, or rate buy-down. This rare 4+ bedroom home backs onto McDuffie Park with two en-suite bedrooms and a flexible layout. The 2,644 sq. ft. second story provides natural separation, ideal for guests, home offices, or multigenerational living. A versatile fifth bedroom or flex room could easily convert back to a garage. Park-adjacent setting offers open green views, privacy, and direct access to one of Nob Hill's unique outdoor spaces. Homes with this size, layout, and location are rare and now offer added buyer value.

5
BEDS
3
BATHS
2,644
SQFT
0.14
ACRES

***Back on the Market! (Previous Buyers made no objections, simply a change of heart) Views, space, and designer finishes come together in this inviting home featuring both west-facing and east-facing balconies for stunning mountain sunsets and city views. The thoughtful layout lives large, with all main living areas downstairs and private bedrooms upstairs. Inside, enjoy an upgraded kitchen, newer wood flooring, and custom stained glass windows that create a warm and memorable entry. The backyard oasis is a true retreat, complete with a tranquil koi pond, mature fruit trees, garden boxes, and lush green grass, perfect for relaxing or entertaining. An oversized three-car garage adds rare flexibility and storage. This home offers comfort, character, and a lifestyle you'll love.

3
BEDS
3
BATHS
1,975
SQFT
0.18
ACRES
$625,000
-25,000$ 03/27

This house comes with a REDUCED RATE as low as 5.49% (APR 6.01%) as of 03/20/2026 through List & Lock(tm). For entertaining and everyday comfort, this South Valley home sits on a private half acre and offers 5 bedrooms, 3 bathrooms, and 2,681 square feet of versatile living space behind an electric front gate.The chef's kitchen opens seamlessly to the main living areas and continues outdoors to a fully equipped backyard kitchen, ideal for gatherings and indoor-outdoor living. The primary suite is a true standout, featuring custom tile work and a spa-inspired bathroom designed for relaxation. Additional features include a 3-car garage, custom tile throughout the home, backyard access with plenty of room for toys or equipment, and an irrigation well, perfect for landscaping, gardening, etc.

5
BEDS
3
BATHS
2,681
SQFT
0.5
ACRES

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering 1,561 square feet of comfortable living space. Built in 2022, this residence still feels like new while featuring thoughtful details that add warmth and character.The open floor plan is perfect for everyday living and entertaining, highlighted by stylish modern finishes and elegant granite countertops. The kitchen comes equipped with stainless steel appliances, and the washer and dryer are included for added convenience. Designed with energy efficiency in mind, the home runs on solar, helping keep utility costs low. Both the front and backyard are fully landscaped, creating inviting outdoor spaces ready to enjoy. Don't miss out! Schedule your showing now!

3
BEDS
2
BATHS
1,561
SQFT
0.12
ACRES

15k PRICE REDUCTION!!! This is an amazing home that sits across the street from a city park and Ladera Golf Course. The home offers 3 bedrooms and two baths in the main living area and an additional 1 bedroom 1 bath in-laws suite/apartment. The home was beautifully updated a few years ago with modern finishes throughout. The kitchen includes granite countertops, a granite waterfall island and newer appliances which all stay. The bathrooms include granite sinks and modern tile surrounds. The apartment can be accessed from the home as an in-laws suite or by it's own exterior entrance as a rental to offset your mortgage. The fully landscaped backyard is charming and inviting and includes backyard access. Come see this home with endless possibilities to fit your personal needs.

4
BEDS
3
BATHS
2,150
SQFT
0.18
ACRES
$366,730
+6,740$ 04/04

Builder offers AMAZING FINANCING TERMS WITH IN HOUSE LENDER, DHI MORTGAGE & $5,000 toward closing costs (Offer could expire/change or go away at any given time without notice)Come see our beautiful Sophia floor plan! You will enjoy the walking trails, gathering areas and community gardens. This home features a beautiful kitchen with granite stone countertops, dark cabinets and a light grey tile through the dining area that leads to a large covered patio and walled back yard. Large 5ft walk in shower in primary bedroom and double sinks make mornings easier! DR HORTON homes are built to energy efficient codes and offer best warranty for new homes!

3
BEDS
2
BATHS
1,420
SQFT
0.1
ACRES

Beyond Brand New! This adorable bungalow style home is move in ready!Mini split units in each room to allow for individual comfort. Kitchen features new counters, cabinets and appliances. Custom tile in bathroom with seamless glass shower door. Large laundry room has a tankless water heater with access to the garage and backyard covered patio. New flooring, paint, new roof, new garage door make this home good to go!!!!

3
BEDS
1
BATHS
1,068
SQFT
0.15
ACRES
$268,500
-1,000$ 03/30

BACK ON THE MARKET!!! Vaulted ceilings, a cozy pellet stove, and a bright open layout create a welcoming space that feels both comfortable and functional. The kitchen offers ample cabinetry and a pantry for easy, organized living. The enclosed patio has been converted into a versatile flex space with its own mini split, perfect for a home office, playroom, or additional living area. The primary bedroom is thoughtfully separated from the others, offering added privacy. A generously sized attic provides rare additional storage or future potential. Conveniently located with easy access to shopping, dining, and major roads. Seller has completed a pre listing inspection.

3
BEDS
2
BATHS
1,236
SQFT
0.13
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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