VA Loan Eligible Homes in Greater Albuquerque

Browse VA loan eligible homes in Greater Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

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Your new home awaits! Offering $4,000 in credits! Meticulously maintained and move-in ready, this spacious home offers over 2,700 sq. ft. of living space and a three-car garage. Recessed lighting and updated fixtures add a modern touch throughout. The kitchen features stainless steel appliances, a corner pantry, and generous counter space for cooking, entertaining, and everyday living. Upstairs, the private balcony off the primary bedroom provides a peaceful place to unwind. Step outside to enjoy the spacious backyard, offering plenty of room for outdoor activities, gardening, or simply relaxing. Don't miss your opportunity to see this beautiful home, and schedule your private tour today!

4
BEDS
3
BATHS
2,751
SQFT
0.14
ACRES

Modern design, generous living space, and an exceptional location come together in this stunning 3,011-square-foot home in the highly desirable Albuquerque Country Club area near Historic Old Town. Offering four bedrooms, a flexible space that may serve as a fifth bedroom, and three full bathrooms, the thoughtfully designed floor plan provides room to gather, work, entertain, and unwind.Step inside to soaring ceilings, expansive windows, and abundant natural light that give the home an open and inviting atmosphere. The main living areas flow together seamlessly, creating a comfortable setting for everyday life and memorable gatherings. A dramatic floor-to-ceiling fireplace anchors the living room, while the spacious kitchen features quartz countertops, stainless steel appliances, generous cabinetry, and a large center island with room for casual seating and conversation.The primary suite offers a peaceful retreat with private patio access, a spacious walk-in closet, and a spa-like bathroom highlighted by an impressive walk-in shower with multiple showerheads. An upstairs bathroom features a separate soaking tub, providing another relaxing space for family members or overnight guests. The flexible additional room can be used as a fifth bedroom, home office, fitness studio, media room, playroom, or guest space, allowing the home to adapt as your needs change.Multiple outdoor living areas extend the home beyond its walls. Start the morning with coffee on the patio, host friends for an evening under the New Mexico sky, or simply enjoy the sunshine in a setting designed for relaxation without extensive upkeep.Living in the Albuquerque Country Club area places some of the city's most distinctive destinations within easy reach. Spend weekends exploring the shops, galleries, museums, and historic architecture of Old Town, meet friends for food and drinks at Sawmill Market, enjoy nearby Tingley Beach, or walk and bike along the Bosque trails. Downtown, local restaurants, breweries, entertainment, and the Albuquerque Country Club are all just minutes away, while convenient access to I-40 makes travel throughout the city simple.Built in 2004 and offered with no HOA, this home delivers the freedom, flexibility, and space many buyers are searching for while placing an exceptional Albuquerque lifestyle just outside the front door. For those seeking an easier transition or turnkey opportunity, the seller is willing to sell all furniture for additional consideration.

4
BEDS
3
BATHS
3,011
SQFT
0.1
ACRES

Elegant Rutledge model home, one owner and impeccably maintained. 3 bedrooms, 2.5 baths. Entry opens to expansive family room with high ceilings and original exposed beams. Formal dining room with classic ceiling accents. Kitchen features original custom cabinetry, generous counter space, and pass-through to breakfast nook. En-suite primary bedroom includes jetted tub, remodeled separate shower with custom stained-glass window, and his-and-her closets, vanities, and commodes. French doors lead to fully landscaped backyard with green lawn, half basketball court, pergola, and deck. Natural gas line in place for outdoor grilling. Gated concrete RV pad with electrical access. Finished garage with insulated door. Property is in EXCELLENT condition, one owner. with zero pets. Home is AS-IS. Must see to appreciate!!

3
BEDS
3
BATHS
2,452
SQFT
0.28
ACRES

Welcome Home to Mesa del Sol. This stunning two-story home offers 4 bedrooms and 4 full baths, thoughtfully designed for comfort and style. The open-concept layout features a bright great room with soaring cathedral ceilings that flows into an updated kitchen with sleek countertops, modern finishes, and ample cabinetry. Tastefully updated bathrooms add a fresh, contemporary feel throughout. The downstairs spacious primary suite offers a private retreat, while the additional bedrooms upstairs and a spacious loft provide plenty of flexibility. Situated on an oversized corner lot, this home boasts breathtaking, unobstructed mountain views, with incredible vistas from the upstairs. Don't miss this exceptional home! Come see it Today!

4
BEDS
4
BATHS
3,126
SQFT
0.15
ACRES

Welcome home to this stunning, move-in-ready property in Cabezon. Lovingly cared for by its original owners, this 4-bedroom residence has been thoughtfully upgraded from top to bottom. Enjoy the convenience of easy-to-clean tile on the main floor and a bright, gourmet kitchen featuring new cabinets and sleek appliances. Upstairs, the home feels fresh and modern with new laminate flooring and organized built-in closet systems. Every bathroom has been refreshed with a clean, modern aesthetic. The highlight? Relax on your private upstairs deck and enjoy the peaceful views overlooking the vibrant 'A Park Above.

4
BEDS
3
BATHS
2,345
SQFT
0.13
ACRES

1502 Calle Oeste NW, Los Lunas

Fiesta Del Norte Phase 1
$365,000

This newer built 3 Bedroom 2 bath features an open floorplan. Home is equipped with all appliances including washer and dryer. Covered patio for the outdoor entertainer. A smart home package adds modern convenience with integrated technology to make life easier. Large Master closet .

3
BEDS
2
BATHS
1,420
SQFT
0.1
ACRES

2304 Isabella Lane, Belen

De La Reina Subdivision
$353,000

Seller pays closing costs AND $3000 seller credit to buyer!! Discover this beautifully maintained LGI Home Snowflake model, ideally situated on a premium cul-de-sac lot at the back of the community with breathtaking Manzano Mountain views from every room. This 2-story home offers 4 bedrooms, 2.5 bathrooms, a spacious loft, and a 2-car garage. The open-concept floor plan features an upgraded kitchen with granite countertops, stainless steel appliances, and a brand-new Whirlpool over-the-range microwave. Upstairs, you'll find a convenient laundry room with a smart front-load washer and dryer included with purchase! Enjoy a low-maintenance backyard professionally landscaped with decorative rock, pre-installed drip irrigation for future landscaping, and a fully fenced yard. Additional features include an upgraded security door, energy-efficient construction, and

4
BEDS
3
BATHS
2,034
SQFT
0.1
ACRES

3507 Saint Andrews Drive SE -- Rio Rancho, NM 87124 | $560,000Set on nearly half an acre in Panorama Heights, this custom two-story backs to the golf course with mountain views from a private upstairs balcony. Decades-established landscaping -- fruit trees, grapevines, garden beds, mature shade trees -- surrounds a covered patio, open patio, and hot tub, giving you a backyard that already feels finished.Inside: ~3,184 sq ft, 4 bedrooms (possible 5th), 2 full baths, two living areas including a sunken living room, plus a finished heated sunroom for a home office, playroom, or retreat. The upstairs primary suite is separated from the main living area for privacy, with golf course/mountain views and a new dedicated mini-split cooling system.Highlights:Golf course frontage + mountain viewsSeller-owned solar, double-pane windows, natural gasTwo wood-burning fireplaces with insertsWorkshop/flex space, RV access and parkingOwned water softener, stainless kitchen islandCity water, public sewerBuilt 1980, 0.45+/- acre lotSchedule your private showing of 3507 Saint Andrews Drive SE.

4
BEDS
2
BATHS
3,184
SQFT
0.45
ACRES
$550,000

Albuquerque's historic State Fair / EXPO NM. Multi-use property close to the NM State fair grounds is being sold jointly with adjacent property 6406 Cochiti (0.17 acres) 1 Bedroom, 1 Bathroom. Zoned C-3, the properties are being sold as-is. Please contact listing broker for additional details. Do not disturb tenants

3
BEDS
2
BATHS
2,492
SQFT
0.16
ACRES

Move right into this well-maintained Sierra Ranch home featuring major upgrades that provide added value and peace of mind, including a **new roof, new HVAC system, and new water heater**. Inside, you'll find an inviting open-concept floor plan with soaring vaulted ceilings, elegant arched entryways, and abundant natural light that creates a bright and welcoming atmosphere. Beautiful flooring throughout the home, and a great layout. Schedule your private showing today!

3
BEDS
2
BATHS
1,301
SQFT
0.11
ACRES

Foothills Value with Space, Comfort & Opportunity!Discover the perfect combination of space, location, and value in this well-designed single-story home nestled near the Sandia Foothills. Offering approximately 2,361 square feet, this home features a thoughtful floor plan with multiple living spaces, generously sized bedrooms, and a spacious primary suite, making it ideal for everyday living and entertaining.Enjoy the flexibility of separate living and family rooms, a bright kitchen with breakfast nook, formal dining area, and a covered patio overlooking the backyard. Whether you're looking to move right in or personalize the home to your own style, this is an outstanding opportunity in one of NE Albuquerque's most desirable locations.

3
BEDS
2
BATHS
2,361
SQFT
0.15
ACRES

6805 Baker Avenue NE, Albuquerque

Amended Los Trechos Subdivision
$389,900
-$10,100

Single-level patio home with a practical floor plan, 2 living areas, fireplace, breakfast nook, pantry, service room, 2-car garage, and walled backyard. Recent updates include a new TPO roof in June 2026 and fresh interior paint and carpet in July 2026. Community amenities include pool and clubhouse.

3
BEDS
2
BATHS
1,767
SQFT
0.14
ACRES

This lovely 3 bedroom, 2.5 bath DR Horton home has a formal living and dining room and a large family room. Kitchen has new stainless appliances, recent granite counter tops, large island, pantry and breakfast nook. Upstairs has large living area, huge primary suite with private deck, walkin closet and bath with dual sink vanity, garden tub and separate shower. Two additional bedrooms and bath upstairs. Finished oversized garage. Exterior stucco has recent paint. Backyard is highlighted by covered patio, storage building, putting green and gas hookup for grill.

3
BEDS
3
BATHS
2,721
SQFT
0.14
ACRES

Welcome to this beautiful single-story home, perfectly situated in one of the area's most highly sought-after neighborhoods. The interior layout features two spacious primary bedrooms, each complete with its own private ensuite bathroom, offering ultimate comfort and privacy. At the heart of the home is a bright kitchen with granite counters* breakfast bar* built in hutch* corner window* Fireplace* The living space flows seamlessly to the outdoors through a large sliding glass door, leading you directly into a private backyard. Additional highlights include an impressive oversized two-car garage with a large flex space that provides plenty of additional space for storage, a workshop, or recreational gear.

2
BEDS
3
BATHS
1,529
SQFT
0.11
ACRES

12119 Badger Mountain Trail NW, Albuquerque

Plat For Inspiration Subdivision
$540,000

Discover your new home in the gated community of Inspiration. This beautifully designed residence features a spacious floor plan w/ large rooms with walk-in closets in each bedroom. The upgraded ceramic & wood-like tiles on the first floor enhance the home's elegance, while the granite kitchen countertops & upgraded sink elevate your culinary experience. Enjoy the convenient flex space off the kitchen, multifunctional office, along w/ a large loft upstairs, complete w/ additional storage. The well-manicured backyard requires zero maintenance, making it perfect for outdoor relaxation. With security cameras, an installed alarm system, & an attractive corner lot adjacent to community mailboxes, this home combines comfort w/ safety in a welcoming neighborhood close to I40 and shopping.

4
BEDS
3
BATHS
3,036
SQFT
0.13
ACRES

12104 N Star Trail NW, Albuquerque

Plat For Inspiration Subdivision
$498,000
-$1,000

Welcome to Pulte's Famous Manzanita Floor Plan - Gated Community Living Step into comfort and style with this beautiful 4-bedroom, 2-bath home, ideally located in a sought-after gated community featuring a private park and scenic walking trails just moments away. The open and inviting kitchen is designed to inspire your inner chef, with generous counter space, modern finishes, and a layout perfect for both everyday meals and hosting friends and family. The spacious living areas flow seamlessly, offering plenty of room to relax, entertain, and make lasting memories. The primary suite provides a peaceful retreat , while three additional bedrooms offer flexibility for guests, a home office, or hobbies. Experience the perfect balance of community charm and modern living.

4
BEDS
2
BATHS
2,190
SQFT
0.16
ACRES

East Mountain Home with 13.568 Acres, Privacy and Views.A 2,908 sq. ft. single-story home, 30x60 covered metal-frame equipment structure, two covered decks, RV access/parking and sweeping East Mountain views. 51 Wolf Trail offers privacy, usable land and convenient access back to Albuquerque. Bring the horses, animals, RVs, trailers, equipment and plans for what comes next. Inside are four bedrooms, tongue-and-groove ceilings, custom cabinetry, stainless appliances, radiant-floor heat, mini-splits and a large wood-burning fireplace. Private well and septic are in place. Want even more room? The seller may also sell the adjoining 7.371-acre parcel, creating approximately 20.939 combined acres. Ask about pricing and details.

3
BEDS
3
BATHS
2,908
SQFT
13.57
ACRES

34 Andres Sanchez Road, Belen

Land Of William C Mcdougal
$697,900

Bring your horses! Exceptional equestrian property on 4.66 acres with possible pre-1907 water rights.A well-maintained 3-bedroom, 2-bath home. Features include an open floor plan, granite countertops, island, gas range, pellet stove, MasterCool A/C, tile and laminate wood flooring, spacious bedrooms, office/mudroom, metal roof, oversized detached garage, private well, septic, irrigation. Horse amenities include an approx. 38' x 48' barn with a large tack room, a separate approx. 12' x 23' two-stall run-in, fenced pastures, and an impressive approx. 230' x 140' pipe-fenced riding arena. Chicken coops, garden area, mature shade trees. Close to I-25 30 min. to ABQ.

3
BEDS
2
BATHS
2,300
SQFT
4.66
ACRES

3504 Wild Horse Rd NE is a residence with a functional layout and modern finishes throughout. The kitchen features a walk-in pantry, creating a well-equipped space for cooking and entertaining. The primary bedroom includes a walk-in closet for convenient storage and organization. A covered patio extends the living space outdoors, flowing to a fully fenced backyard that creates ample room for relaxation and entertaining. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room.

3
BEDS
2
BATHS
1,580
SQFT
0.13
ACRES
$498,000
-$1,000

***$5,000 CREDIT TOWARDS BUYERS CLOSING COSTS/RATE BUY DOWN with acceptable offer***Welcome home to this stunning 3-bedroom, 2-bathroom ranch-style retreat, perfectly situated on 1.38 expansive acres. Offering the perfect blend of modern comfort and serene privacy. Step inside to an open living area featuring soaring tall ceilings that create an airy and welcoming ambiance. The seamless flow from the living space to the dining and kitchen areas makes this home absolute perfection for both effortless daily living and lively entertaining. Retreat to the primary suite, featuring a luxurious en-suite bathroom with a deep soaking tub, a separate standalone shower, and a generous walk-in closet with ample storage. Outside, the massive 1.38-acre lot provides endless possibilities for gardening, outdoor activities, or simply enjoying the peaceful, picturesque landscape.

3
BEDS
2
BATHS
1,923
SQFT
1.38
ACRES
$550,000

Please contact listing broker for additional details. Do not disturb tenants

1
BEDS
1
BATHS
585
SQFT
0.16
ACRES
$235,000
-$5,000

Seller is offering 5k in seller credits for rate buy down or any repairs!! SELLER IS MOTIVATED! Welcome to this beautifully updated home in Albuquerque's desirable Uptown area! This move-in ready 2 bedroom 1 bath residence offers a bright, open feel with fresh modern finishes throughout. Features include an open layout, granite countertops, stainless steel appliances, and abundant natural light. Conveniently located near shopping, dining, and parks. Don't miss your chance to own this charming home!

2
BEDS
1
BATHS
950
SQFT
0.18
ACRES
$299,900

INVESTMENT OPPORTUNITY WITH BUILT-IN INCOME AND ROOM TO GROW. This well-positioned tri-plex on Tennessee Street features three single-story units, each approx 750 sq ft with 2 bedrooms, 1 bath, and private yard space tenants love. Potential to live in one and rent the others! Functional layouts include range and refrigerator, plus dedicated parking for added convenience. Tenant occupied for immediate cash flow, with strong rental appeal and upside potential. Whether expanding your portfolio or starting fresh, this property checks the boxes--don't miss your chance to secure a steady income producer!

6
BEDS
3
BATHS
2,304
SQFT
0.16
ACRES

NEW PRICE $445,000! RESORT-STYLE LIVING EVERY DAY in the Gated Del Webb at Mirehaven 55+ Community. This one is ready to go! Call your mover, bring your suitcase, and start enjoying the lifestyle you've been waiting for. This pristine, turnkey home is designed for easy, low-maintenance living. The open-concept floor plan features raised ceilings, abundant natural light, and a beautifully appointed kitchen with granite countertops, stainless steel appliances, huge island, pantry and gorgeous cabinets with tons of storage. All appliances convey. *NEW CARPET just installed in the primary bedroom and walk-in closet, second bedroom, and study/flex room. The spacious primary bedroom offers an ensuite with double sinks, a step-in shower, and a large walk-in closet. A second bedroom, full hall bath, and versatile flex room are perfect for guests, an office, hobby room, or home gym. HOA fees include access to/ use of a vibrant amenity center with gathering spaces for social activities, a pool, hot tub, fitness center, pickleball, tennis, bocce, a putting green. Stroll or bike the paved walking trails throughout the community. This wonderful community and the active lifestyle it offers makes every day feel like a getaway!

2
BEDS
2
BATHS
1,886
SQFT
0.16
ACRES
$335,000
-$5,000

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home, perfectly situated on an extra-large lot in a prime, family-friendly location. Step inside to discover a stunning kitchen designed for effortless entertaining - boasting generous counter space, modern finishes, and an open flow that makes hosting a joy. Beyond the interiors, your private backyard oasis awaits: a serene retreat featuring a large storage shed and dedicated gardening area, ideal for green thumbs or those seeking extra space. With schools, parks, groceries, and amenities just steps away, convenience meets comfort. This is more than a home - it's a lifestyle. Schedule your private showing today.

3
BEDS
2
BATHS
1,844
SQFT
0.42
ACRES

No Carpet in this FOUR bedroom charmer on a quiet cul-de-sac in the beautiful community of Enchanted Hills. Open floor plan with lots of light offers a cheerful place to call home! Lots of storage including Walk-In closets in BR 2 and 3. Luxury Vinyl and tile throughout! Freshly painted too! Terraced backyard offers low maintenance turf and SW gravel landscape. Nearby park and GREAT schools. Easy access to I-25, Santa Fe, and Albuq. Minutes from Park and Ride, Shopping, and Entertainment.

4
BEDS
2
BATHS
1,848
SQFT
0.14
ACRES
$650,000

Discover the peace and beauty of Placitas in this stunning two-bedroom home with a dedicated office that could easily serve as a third bedroom. Situated on a spacious 1.6-acre corner lot, this property offers privacy, serenity, and breathtaking surroundings.The thoughtfully designed kitchen features a reverse osmosis water filtration system, while the spacious primary suite boasts a custom California Closets(r) organization system. Recently repainted interior.Step outside to the beautiful covered portal, accessible from the living room and primary suite. This outdoor living space is perfect for entertaining guests, enjoying your morning coffee or unwinding with a glass of wine in the evening. Photography also contains virtually staged areas.

2
BEDS
3
BATHS
2,468
SQFT
1.61
ACRES

2410 Desi Loop, Belen

Jardin De Belen
$299,900

Welcome to the Canyon at Jardin De Belen! This new-construction home gives you all of the latest upgrades, space, and attention-to-detail This newer build provides 3 bedrooms, 2 bathrooms, and a 2-car garage. Features an upgraded kitchen, with wrap-around granite countertops, a full suite of stainless-steel appliances, and a large single basin sink. A spacious family room sets the perfect tone for rest and relaxation, or for spending time with loved ones. Located in Jardin De Belen near the community park, the Canyon offers an efficient layout on a spacious lot for a price you can't find anywhere else!

3
BEDS
2
BATHS
1,362
SQFT
0.16
ACRES

Home warranty included with his home!! 4 generously sized bedrooms, new carpet, abundant storage throughout, and walk-in closets. Enjoy a fully landscaped backyard complete with a natural gas fire pit, perfect for relaxing or entertaining. Additional highlights include a 3-car garage and fiber internet availability, combining comfort, convenience, and modern connectivity in a sought-after neighborhood.

4
BEDS
3
BATHS
3,179
SQFT
0.17
ACRES

Modern 4 bedroom, 3 bathroom home in a newer Rio Rancho community offering bright, open living and stylish finishes. A spacious entry leads into a long hallway that opens to an inviting open-concept layout with a large granite kitchen island, stainless steel appliances, and seamless flow into the dining and living areas. High ceilings, neutral tile flooring, and contemporary lighting create a warm, cohesive feel. The thoughtful floor plan includes a Jack-and-Jill bathroom between two bedrooms, plus a private primary suite with a generous layout and walk-in shower. All bedrooms offer comfortable space and natural light. Enjoy a covered patio and a perfect opportunity to add the finishing touches to the yard and make this a perfect home. Move-in ready with modern comfort throughout.

4
BEDS
3
BATHS
2,127
SQFT
0.13
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.