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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 797 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to this well-maintained two-story home located in the desirable Northwest Albuquerque/Rio Rancho area. Built in 2009, this home offers approximately 1,644 sq ft with 3 bedrooms and 3 bathrooms, providing a functional layout with comfortable living spaces. The main level features a spacious living area ideal for everyday living and entertaining, along with a convenient half bath for guests. The kitchen offers granite countertops and ample cabinet space, opening to the dining and living areas for easy flow. Upstairs you will find three bedrooms and two full bathrooms, including the primary suite. Additional highlights include owned solar for improved energy efficiency, fresh paint and new carpet 2024, and a covered patio perfect for outdoor relaxation...

3
BEDS
3
BATHS
1,644
SQFT
0.13
ACRES

Be prepare to be surprised as you step inside this beautifully updated home! Located in the desirable North Valley, the home features a flexible layout perfect for many living arrangements including multi-generational. Nearly every aspect has been remodeled and re-designed, including the primary bedroom, primary bath and the kitchen. Owned solar, refrigerated air, furnace, and mini split systems, all installed in 2024. Other improvements include a newer roof, stucco, and windows. Located near the acequia and walking paths, this home combines modern updates with the charm of the North Valley. A wonderful opportunity to own a move-in-ready property in a highly sought after area!

4
BEDS
2
BATHS
2,021
SQFT
0.17
ACRES

This spacious two story home offers multiple living areas, a bright open layout, and flexible spaces perfect for everyday living. The main level features tile flooring, a large living room, dining area, and a beautifully updated kitchen with ample cabinetry and counter space. Fully paid off solar system and EV-Tesla charger with bonus working space and a flex room. Upstairs you will find generously sized bedrooms including an expansive primary suite with plenty of room to relax. The home also includes updated bathrooms, a convenient half bath downstairs, and versatile loft ideal for a home second living area or media area. Located near parks, shopping, dining, and everyday amenities, this home offers comfort, style, and convenience in a sought after Albuquerque location.

3
BEDS
3
BATHS
2,328
SQFT
0.13
ACRES

Welcome Home! Fully renovated and updates are as follows; New roof and master cool, water heater and garage door with opener. Fresh interior paint, all new water resistant laminate wood flooring, and new modern lighting. Beautiful new kitchen with stainless steel appliances. Plush new carpet upstairs and fully updated bathrooms. Built in speakers in the living room. Turn Key and keys are yours!

5
BEDS
3
BATHS
2,063
SQFT
0.09
ACRES

Beautiful two-story home situated on a desirable corner lot! This spacious residence features a large living area perfect for gathering and entertaining, complemented by a stunning double-sided fireplace that adds warmth and charm. The updated kitchen offers modern finishes and ample space for cooking and hosting. Upstairs, you'll find three generously sized bedrooms plus a versatile loft. The spacious primary suite provides a comfortable private retreat. Step outside to a large backyard with plenty of room to relax, play, or entertain. New 2025 Refrigerated AC. Seller incentive: The seller is offering a 1% lender credit (based on the buyer's loan amount) toward the buyer's closing costs or interest rate buy-down when using the seller's preferred lender.

3
BEDS
3
BATHS
2,006
SQFT
0.16
ACRES

2% CLOSING COST CREDIT with acceptable offer. Charming 3 bed 2 bath single-story home, sitting on spacious 0.17 acres in North Valley with backyard access! Modern updates from inside out! Featuring an open-concept layout with wood look tile, navy cabinets, butcher wood countertops, large island seating & stainless steel appliances! Primary suite with private bath & walk in closet! 2 additional spacious bedrooms, full laundry room with storage! Outside, you'll find covered back patio open to fenced backyard with storage shed & carport! Potential for ADU/Casita, workshop or private parking! New roof 2021 Refrigerated AC/furnace, water heater, flooring, full kitchen/living remodel in 2023. Blends timeless 1940s character w modern comfort move-in ready!

3
BEDS
2
BATHS
1,572
SQFT
0.17
ACRES

Welcome home to this ''like new'' single story home in Volterra! Upon entering, you're greeted by an open-concept living space, perfect for entertaining guests or enjoying family time. The kitchen offers granite countertops, stylish backsplash, spacious island w/ bar seating & a large pantry. Refrigerated AC to keep you cool during those hot summer days. Relax in your primary bedroom that has a walk- in closet, bathroom suite w/ two sinks & walk-in shower. Solar to keep those electric bills low! Outside, the low-maintenance backyard is perfect for outdoor gatherings or simply unwinding after a long day. Plenty of space for gardening or outdoor activities! Conveniently located close to shopping, parks, walking/bike paths, freeway, KAFB & more. Call today for a private showing!

4
BEDS
2
BATHS
1,860
SQFT
0.12
ACRES

Beautifully remodeled and move-in ready! This home has been meticulously updated throughout with thoughtful finishes and modern upgrades. Enjoy stunning new tile flooring, fresh interior paint, new cabinetry, and sleek quartz countertops in both the kitchen and bathrooms. The kitchen also features brand-new appliances, creating a clean and contemporary space for everyday living and entertaining. Every detail has been carefully considered, including the garage, which boasts durable epoxy floors. A truly turnkey home ready for its next owner! Don't forget about the refrigerated AC, perfect for those hot summer days!

3
BEDS
2
BATHS
1,788
SQFT
0.14
ACRES

Centrally located in an established neighborhood, this versatile multigenerational home offers space, comfort, and a new roof! Upper level features 2 BR, 2 BA, a bright kitchen and an inviting living area w/ original wood floors-perfect for everyday living or hosting guests. The lower level offers its own private access to the backyard and includes 2 BR, 1 BA, a full kitchen and a spacious living area, plus lots of storage! It is ideal for extended family, guests or potential income opportunities. New roof coming. The backyard is a true highlight, lush with flowers and offering ample space for gardening, relaxing and entertaining, lots of flowers in the summer. With its prime location and versatile floor plan, and oversize garage, this home offers comfort, opportunity and room to grow.

4
BEDS
3
BATHS
2,680
SQFT
0.15
ACRES

Beautiful 4-bedroom, 3-bath home in the desirable Stonebridge neighborhood featuring two living areas one being an upstairs loft. Enjoy a cozy fireplace, updated bathroom, built-in closet storage in 2 bedrooms, new flooring, and ceiling fans. The paid-off solar system provides substantial monthly energy savings. Outdoor highlights include fruit trees, a covered porch, and a gated yard with storage shed. Neighborhood has a community pool and parks in walking distance. Seller has added fresh paint and brand new carpet. Also Plans on patching stucco and replacing roof!SCHEDULE A SHOWING TODAY!

4
BEDS
3
BATHS
2,725
SQFT
0.15
ACRES
$305,000
-15,000$ 03/30

Price Improvement! Welcome to the gated community of Encanto Village and discover the potential of this spacious 4-bedroom, 2-bath home. Featuring a 2-car garage, two inviting living areas, and a cozy fireplace, this home offers a comfortable layout with plenty of room to make it your own. Price improvement makes this a great opportunity for buyers looking to add their personal touch. This property is being sold ''AS-IS'' and has been priced accordingly. Seller will make no repairs or renovations.

4
BEDS
2
BATHS
1,832
SQFT
0.12
ACRES

Welcome to this beautifully updated single-story home tucked away on a quiet cul-de-sac! Step inside to discover a bright, open layout featuring raised ceilings, fresh interior paint, and luxury vinyl flooring. The updated kitchen offers modern finishes, ample cabinetry, and great flow for everyday living or entertaining. Large windows fill the home with wonderful natural light, creating a warm and inviting atmosphere in every room. Major upgrades provide peace of mind, including a roof replaced in 2021, evaporative cooler replaced in 2020, and water heater replaced in 2023. This move-in-ready home combines comfort, style, and smart updates. Close to the gym, shopping, and easy I40 access.

3
BEDS
2
BATHS
1,347
SQFT
0.11
ACRES

Welcome to 6612 Ladrillo Pl NE in the desirable NE Heights of Albuquerque. Tucked on a quiet neighborhood, this home offers a prime location near top-rated schools, parks including North Domingo Baca Park, and convenient shopping and dining with easy access to Paseo del Norte. This light open floor plan is great for entertaining . Vaulted ceilings and fireplace. Wrought iron for security. The beautiful backyard features lush, mature plants creating a private, serene retreat perfect for relaxing or entertaining.

3
BEDS
2
BATHS
1,934
SQFT
0.12
ACRES

Welcome to ''The Sydney'' by DR Horton, a charming 3-bedroom, 2-bath home with a 2-car garage located in a gated Southwest community surrounded by beautiful new construction homes. The open great room flows into the dining area and elegant kitchen featuring granite countertops, a spacious island, Whirlpool appliances, and a large pantry, perfect for entertaining. Ceramic tile flooring enhances the kitchen, dining, and wet areas. The primary suite offers a raised double vanity, ceramic tiled walk-in shower, and a generous walk-in closet. Enjoy modern comfort with refrigerated air, Low-E windows, and Smart Home technology with Amazon Alexa connectivity. Refrigerator, washer, dryer, garage door opener, blinds, and two ceiling fans are included. Parks are within walking distance. Take a peek.

3
BEDS
2
BATHS
1,289
SQFT
0.1
ACRES

Outstanding new construction in the boutique Spanish Walk community of Albuquerque's North Valley. This Winsor floorplan offers approximately 1,752 sq. ft. of thoughtfully designed living space with 3 bedrooms, 2 baths, and a 2-car garage, ideal for modern living with room to grow. Step inside to an inviting open layout where the kitchen, dining, and great room are configured for seamless everyday living and entertaining. The bright kitchen features a spacious island, corner pantry, and plenty of prep space, all anchored by natural light and thoughtful design. The private primary suite is a true retreat, showcasing dual vanities, a luxurious step-in shower, and a generous walk-in closet. more....

3
BEDS
2
BATHS
1,752
SQFT
0.1
ACRES

Exceptional single-story home in the highly sought-after Spanish Walk community. This thoughtfully designed 3-bedroom, 2-bath residence showcases an open-concept layout with elevated architectural details and modern finishes throughout. The spacious great room features raised ceilings and flows seamlessly into the chef inspired kitchen, complete with a large center island, solid surface countertops, designer cabinetry, stainless steel appliances, and abundant prep space, ideal for entertaining or everyday living. The adjacent dining area offers flexibility for both casual and formal gatherings. The private owner's suite serves as a true retreat with a generous walk-in closet, dual vanities, and a beautifully appointed bath. More....

3
BEDS
2
BATHS
1,501
SQFT
0.1
ACRES

Stunning single-story home in the boutique Spanish Walk community of Albuquerque's North Valley. The Bosque floorplan offers approximately 1,649 sq. ft. of thoughtfully designed living space with 3 bedrooms, 2 baths, and a 2-car garage. The layout thoughtfully balances everyday living and entertaining with a focus on style and functionality. A welcoming entry opens to a bright dining room, leading into a spacious kitchen anchored by a grand center island, the heart of the home. The adjacent great room showcases a tray ceiling and abundant natural light. Retreat to the private primary suite with a serene layout and designer finishes. Sophisticated architectural details and designer options including an extended patio, gourmet kitchen upgrades, optional fireplace, more.....

3
BEDS
2
BATHS
1,649
SQFT
0.1
ACRES

Backing up to Balloon Fiesta Park with some of the most amazing views in Albuquerque! This contemporary custom home offers a light, bright and open floor plan with sleek architectural design, custom finishes, tile and countertops. The stunning chef's kitchen features Bellmont cabinetry installed by Poulin Design Center, blending style and function. Two commercial-grade retractable doors open the living space to a covered patio for seamless indoor/outdoor living. Enjoy a professionally landscaped backyard with fountains and fruit trees, .25 acre homesite, 360 view deck and 3-car garage. Located in a small private gated community with trails, basketball court and cornhole area. Paid-off solar panels add efficiency and long-term savings.

3
BEDS
4
BATHS
2,516
SQFT
0.25
ACRES

Tucked away at the end of a cul-de-sac in the heart of the 8th and Mountain district in Downtown Albuquerque is this dreamy home with tons of natural lighting and a huge back yard! Imagine beginning your day meandering to Slow Burn Coffee for your daily pick me up, wandering to Golden Crown Panaderia for an empanada, getting lunch across the street at Cocina Azul, and ending your day with Rumor Pizza - all without needing a car.Refrigerated air conditioning and forced air heating ensure you're comfortable year round, and the open living, dining, and kitchen area is perfect for entertaining or relaxing with loved ones around the wood burning fireplace.Old Town, the Sawmill District, and Downtown are all a stone's throw away, and connecting to the rest of Abq is easy with I-40 close

3
BEDS
2
BATHS
1,123
SQFT
0.13
ACRES

Casita! Welcome to this exceptional 4-bedroom, 4-bath home located at the end of a quiet street in Northwest Albuquerque. This property offers great views and a highly functional layout, with every bedroom featuring its own full bathroom for privacy and convenience.The primary home has a bedroom and full bath on the main level, ideal for guests or multi-generational living, with two additional bedrooms upstairs. A completely separate ADU Casita provides even more flexibility, featuring its own bedroom and full bathroom--perfect for extended family, rental potential, or private workspace.Enjoy the benefits of paid-off solar, for energy efficiency and long-term savings. Conveniently located near Rust Hospital, shopping, and dining. Seller to offer closing cost credit with acceptable off

4
BEDS
4
BATHS
2,087
SQFT
0.25
ACRES

Welcome to this beautifully maintained, one-owner two-story home offering comfort, space, and an exceptional location in the desirable Los Arboledas neighborhood! This charming three-bedroom, two-and-a-half-bath residence is truly move-in ready, featuring newer luxury vinyl plank flooring and updated lighting throughout the main level, plus fresh interior paint and updated stainless steel kitchen appliances, creating a bright and inviting atmosphere. Upstairs, the spacious primary suite has been thoughtfully updated with a Dreamstyle shower, while the front bedrooms showcase views of the Sandia Mountains, adding to the home's appeal. The functional two-story floor plan offers both privacy and flexibility, ideal for a variety of lifestyles. One of the home's most remarkable features

3
BEDS
3
BATHS
1,532
SQFT
0.19
ACRES

Nestled in the Albuquerque Foothills, this exceptional property offers direct backyard access to the Embudito Canyon Loop, open space and miles of scenic trails. Designed with flexibility in mind, it features multiple primary suites and distinct living areas--an ideal layout for multi-generational living or hosting long-term guests.Step outside to a beautifully landscaped oasis where you can unwind to the sound of tranquil water features, grill on the covered patio, or enjoy the hot tub while taking in breathtaking mountain views. The grounds also include mature peach, apple, cherry, plum trees, and grape vines.

7
BEDS
8
BATHS
7,473
SQFT
0.49
ACRES
$379,990
-4,290$ 03/10

UNDER CONSTRUCTION - EST. COMPLETION DATE OF JUNE 2026.COLORS WILL VARY FROM PHOTOS - THE ACTUAL HOMESITE WILL HAVE WHITE CABINETS, GREY COUNTERTOPS, WHITE BACKSPLASH, GREY TILE FLOORS. The Sage - an open concept 2 bed 2 bath. Perfect for first time home buyers, those looking to downsize, a fanstatsic rental opportunity, etc.

2
BEDS
2
BATHS
1,251
SQFT
0.09
ACRES
$389,990
-10,000$ 03/24

THIS WAS OUR MODEL HOME - The Bergamot - an open concept 3 bed, 2 bath floorplan. Featuring 2 bedroom at the front of the home with a full bath and the primary bedroom located to the back of the home with a 3/4 bath.

3
BEDS
2
BATHS
1,440
SQFT
0.1
ACRES

Beautiful home in a prime central location with a peaceful, private feel. This spacious residence features 4 bedrooms, 3 baths, an office, a dining room, two living areas, and two wood-burning fireplaces. The large covered back patio, accessible from both the main living room and dining area, offers an excellent space for outdoor entertaining. Interior finishes include tile and wood flooring throughout for easy maintenance. The primary suite includes a steam shower and generous layout, while the main bath offers a jetted tub with a TV for added relaxation. RV pad with RV hookups! This home is exceptionally well cared for and truly a must-see.

4
BEDS
3
BATHS
2,551
SQFT
0.38
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.