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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 824 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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This Sandia Heights single-story home offers a wonderful balance of comfort, beauty, and thoughtful updates. A seller-owned solar system and major improvements over the past 10 years, including the HVAC, roof, stucco, and a beautifully remodeled primary bath with a spacious roll-in shower, bring peace of mind and everyday ease. The kitchen is both stylish and welcoming, featuring quartzite countertops, rich cabinetry, and stainless appliances. At the heart of the home, the expansive great room creates a warm gathering space with raised ceilings, a cozy wood stove, and dramatic clerestory windows that frame the Sandia Mountains and fill the room with natural light. Here, you can enjoy the serenity of foothills living with nearby trails, stunning scenery and it could be your ABQ Dream Home!

3
BEDS
2
BATHS
1,893
SQFT
0.26
ACRES

Welcome to this spacious 3-bedroom, 2-bath adobe home located in desirable Paradise Hills East in Albuquerque. Situated on a large lot backing to open space, this property offers privacy and stunning Sandia Mountain views.Showcasing the timeless character of the Southwest, this authentic adobe home reflects a distinctive architectural style that is uniquely New Mexican and highly sought after for its warmth, charm, and enduring appeal. Inside, you'll find a comfortable floor plan featuring two fireplaces that create inviting living spaces. Large insulated windows fill the home with natural light while framing the beautiful mountain vistas.The property also includes a 2-car garage and generous outdoor space for entertaining, gardening, or simply enjoying New Mexico's spectacular sunsets

3
BEDS
2
BATHS
3,142
SQFT
0.31
ACRES

Discover 6813 Los Trechos Ct NE, a well-maintained 3-bed, 2.5-bath residence in Albuquerque's desirable Northeast Heights. This ~1,690 sq ft home features an open-concept layout with high ceilings, abundant natural light, and a cozy fireplace in the living area. The gourmet kitchen includes stainless steel appliances (dishwasher, microwave, range/oven), and a breakfast nook. The primary suite offers an en-suite bath and walk-in closet; two additional bedrooms provide flexibility. A convenient half-bath serves the main level. Enjoy low-maintenance outdoor space on a quiet road, with an attached 2-car garage for parking and storage. Small HOA ($75/month) handles community upkeep included the community pool available for residents during the warmer months of the year.

3
BEDS
3
BATHS
1,690
SQFT
0.06
ACRES

Step inside this beautiful 3-bedroom, 2-bath charmer in the heart of the highly desirable South Valley! With 1,548 sq ft of warm, inviting living space, this move-in-ready home shines with thoughtful updates: newer roof, newer painted stucco, newer water heater, plus updated shower, fresh flooring and paint throughout the interior. Step outside to a gorgeous oversized covered porch and spacious yard--your perfect spot for morning coffee or sunset gatherings. Whether you're a first-time buyer ready to plant roots or downsizing without giving up an ounce of comfort, this cozy gem checks every box. Come see it and fall in love the moment you walk through the door :) contact your realtor today for a viewing!

3
BEDS
2
BATHS
1,548
SQFT
0.14
ACRES

Discover exceptional living in the prestigious gated community of Tanoan. Thoughtfully designed and maintained, this 5-bedroom, 4-bath home boasts two spacious primary suites, extensive storage, 3-car garage, a private upper-level balcony, and beautifully landscaped grounds. Inviting front living space showcasing a beautiful gas fireplace. Chef's kitchen featuring upgraded cabinetry, built-in double ovens, a gas cooktop, refrigerator, and a spacious island with seating. Dual primary suites offer exceptional comfort. The upper-level retreat features two walk-in closets, a private bath, and a sunroom with stunning mountain views, while the main-level suite opens to a private patio with a wood-burning fireplace. Spend your evenings in the beautiful yard, enjoying BBQs around the fireplace.

4
BEDS
4
BATHS
3,600
SQFT
0.19
ACRES

A timeless Mediterranean estate set on a gated 1.08-acre parcel in the coveted Valley Farms community. This impressive residence offers 3,344 square feet of living space, featuring 4 bedrooms, 2.5 bathrooms, a private office, versatile loft, two spacious living areas, and a detached 3-car garage. Impressive two-story foyer with a graceful curved staircase. Expansive kitchen designed with plentiful cabinetry, stainless steel appliances, and a breakfast bar. Dedicated first-floor office with flexibility for a home workspace. Upstairs loft with a private balcony provides additional living space. Generously sized owner's suite offers a walk-in closet and a well-appointed bathroom. Oversized yard offers ample space for RV parking, recreational vehicles, or additional storage & a covered patio!

4
BEDS
3
BATHS
3,344
SQFT
1.08
ACRES

7512 Morrow Avenue NE is a centrally located Albuquerque home in the desirable 87110 area, close to shopping, dining, parks, and easy commuter routes. With key upgrades already done, this property is a great fit for buyers who want comfort now and fewer projects later.Inside, you'll love the updated kitchen and the added efficiency of upgraded windows throughout. Stay comfortable year round with refrigerated air, and enjoy bonus living space in the enclosed patio, complete with a hot tub, making it the perfect spot to unwind, entertain, or create your own private retreat.Even better, the sewer system has been replaced from cast iron, offering peace of mind on a major improvement many homes in the area still need. Come see the value and convenience this home offers and schedule your pri

3
BEDS
2
BATHS
1,622
SQFT
0.18
ACRES

Step into this beautifully designed home in the desirable Mesa Del Sol community. The main level features a bright open-concept layout, perfect for entertaining, with a stylish kitchen boasting granite countertops and a convenient half bath. Soaring ceilings and smart home features add comfort and modern convenience. Upstairs, you'll find three spacious bedrooms and two full bathrooms. The landscaped front and backyard provide inviting outdoor spaces for relaxing or gathering with friends and family.Mesa Del Sol residents enjoy parks, a community pool, dog park, and miles of walking and biking trails. Conveniently located near I-25, Sandia Labs, Kirtland Air Force Base, the Sunport, hospitals, Netflix Studios, and Isleta Amphitheater.

3
BEDS
3
BATHS
1,898
SQFT
0.1
ACRES

Beautiful 4-bedroom, 3-bath home featuring a flexible downstairs bedroom and spacious upstairs loft. Fully paid-off solar panels, a covered patio, and a beautifully landscaped backyard. Located in a gated community with parks and walking trails, this home offers comfort, efficiency, and exceptional outdoor living.

4
BEDS
3
BATHS
2,469
SQFT
0.1
ACRES

Incredibly Special Location * Sit In Your Backyard and Enjoy Beautiful Views of the Mountains and See the City Unfold In Front of You * Popular Pulte Floor Plan with Open Living/Dining/Kitchen Area, Separate Primary Bedroom Suite, and Three Other Bedrooms * Spacious Kitchen Includes Solid Surface Countertops, Stainless Appliances, and Breakfast Bar * Corner Fireplace In Living Room * Large Primary Suite with Tray Ceiling, Double Sinks, Separate Tub and Shower, and a Huge Walk-In Closet * Attractive 2'' Blinds * Washer/Dryer Convey * Heating/AC Replaced in 2023 * New Neutral Carpet * Thermal Windows * Back Yard Is a Lush Haven with Extended Patio with Cover and Mature Landscaping * Separate Gated Community Within the Master Planned Ventana Ranch Subdivision

4
BEDS
2
BATHS
1,872
SQFT
0.15
ACRES
$439,000
-11,000$ 07/01

Welcome to this beautifully refreshed 4-bedroom, 2-bath home in one of Albuquerque's most desirable 87109 neighborhoods. Thoughtfully updated with newly installed luxury vinyl plank flooring throughout and fresh interior paint, this residence offers a bright, modern feel and exceptional livability. Two spacious living areas provide flexibility for entertaining, relaxing, or working from home. Recent roof maintenance offers added peace of mind, while the newly landscaped backyard creates an inviting outdoor retreat. Conveniently located near top-rated amenities, shopping, dining, and parks, this move-in-ready home combines comfort, style, and location in a highly sought-after setting. Close to the freeway! Schedule your tour today!

4
BEDS
2
BATHS
1,918
SQFT
0.18
ACRES
$475,000
-24,000$ 06/24

Beautifully maintained 4-bedroom home with a dedicated study/office, abundant built-in bookshelves, and exceptional storage throughout. Surrounded by vibrant flower gardens, this inviting property offers both charm and functionality. Located just a few short blocks from Jerry Cline Park and Tennis Complex, residents enjoy easy access to walking paths, playgrounds, open green spaces, and premier tennis facilities. Conveniently located near Coronado Center and Winrock Town Center, offering a wide variety of shopping, dining, and entertainment options just minutes away. A rare opportunity to own a home that combines comfort, character, and an outstanding neighborhood lifestyle.

4
BEDS
3
BATHS
2,469
SQFT
0.18
ACRES
$315,000
-7,000$ 06/28

Beautifully updated NE Heights home with an open inviting floor plan, designed for everyday living & perfect for entertaining! The remodeled kitchen features custom cabinetry, solid-surface countertops, tile backsplash, stainless steel appliances, & an adjacent dining area. The spacious great room offers soaring tongue & groove / wood beamed ceilings, skylights, a wood-burning fireplace, designer finishes, and sliding doors that open to a two-tier backyard with a mature shade tree. Additional features include bamboo flooring, custom remodeled primary bath with marble tile, a TPO roof, newer windows, Solartubes for abundant natural light, fresh interior paint, and a garage with workshop/storage space. Utility room with half bath. Oversized backyard is perfect for pets & entertaining!

4
BEDS
3
BATHS
1,790
SQFT
0.15
ACRES

Welcome to this beautifully maintained NE Albuquerque home offering 3 bedrooms, 4 bathrooms, 2,239 sq ft, and the rare bonus of a finished basement. The open-concept main level features a spacious kitchen with abundant cabinetry, granite countertops, stainless steel appliances, a gas cooktop, and a large center island that flows seamlessly into the living area. Upstairs, enjoy generously sized bedrooms and a private primary suite with balcony access. The finished basement provides additional room for a media space, home gym, playroom, or guest retreat. Neutral finishes, tile flooring, and abundant natural light create a warm and inviting atmosphere throughout. Great location near shopping, dining, and parks. This move in ready home offers comfort, flexibility and low maintenance living!

3
BEDS
4
BATHS
2,239
SQFT
0.06
ACRES

Welcome home to a neighborhood you'll fall in love with before you ever step through the front door. Tucked within a quiet loop-style community with no through traffic, this sought-after location offers a sense of privacy, comfort, and charm that's hard to find. Beautifully landscaped grounds create stunning curb appeal, while soaring ceilings and abundant natural light make an unforgettable first impression. The spacious kitchen is designed for gathering, entertaining, and everyday living. Just minutes from top-rated schools, shopping, restaurants, and conveniences, this home offers the perfect blend of tranquility and accessibility. This is more than a place to live--it's a place to belong.

4
BEDS
3
BATHS
2,009
SQFT
0.17
ACRES
$599,000
-11,000$ 06/25

Experience the timeless charm of the North Valley in this authentic adobe heritage home, perfectly situated on a half-acre parcel with coveted irrigation rights. Surrounded by mature cottonwoods and productive fruit trees, this rare property offers a peaceful retreat just minutes from Old Town and Albuquerque's renowned 26-mile Bosque Trail system. The beautifully appointed kitchen features a new refrigerator and oven, while newly installed refrigerated air provides year-round comfort. Unwind in the premium Northern Lights cedar soaking tub, designed for both hot and cold therapy. A separate brick-floor casita offers ideal space for guests, a studio, or home office. This unique North Valley oasis blends historic character, modern upgrades, and an exceptional outdoor lifestyle.

3
BEDS
2
BATHS
1,944
SQFT
0.52
ACRES

Classic SW style 3-bedroom, (poss 4) 2-bath home featuring approximately 1,450 sq ft of living space, including expanded living area, (garage add-on) that provides flexibility for today's lifestyle. Recent improvements include updated sewer and gas lines, REFRIGERATED AIR, newer roof, and a secure top of the line, wrought-iron entry gate. Backyard access with FULL RV Hookup. Conveniently located with easy access to shopping on Coors, dining, and schools. Priced to sell.

3
BEDS
2
BATHS
1,284
SQFT
0.18
ACRES

This welcoming Uptown home features original hardwood floors throughout the living/dining area, hallway, and 4 bedrooms.The primary bedroom acts as a private retreat with a remodeled 3/4 bath, walk-in closet, and patio access. An eat-in kitchen boasts granite tile countertops and custom solid wood cabinets. A functional laundry room offers a utility sink and abundant storage. For relaxation, a versatile bonus room provides a large separate living space with newer luxury vinyl flooring and an efficient wood-burning stove. Enjoy year-round comfort with newer windows, central heating, and a newer evaporative cooler. The bonus room glass door opens to the backyard patio, and the property offers quick access to I-40.

4
BEDS
2
BATHS
2,120
SQFT
0.22
ACRES

Wonderful fully remodeled ranch house with a private gunite pool for your enjoyment in hot summer. Open floor plan. Fully remodeled kitchen with granite counter, stainless appliances, 42'' cabinetry, some pull out trays. Elegantly remodeled baths too. Large family room with cozy wood burning fireplace and a 100'' projector screen (2025) perfect for family and friends gathering to enjoy movie at home. New luxury waterproof vinyl plank flooring in family room & all bedrooms. 18'' tiles in all other areas - entry, hallways, kitchen, dining, living room and baths. No carpet the whole house. Upgraded thermal windows. New GE cooktop 2026, new toilets. Newer water heater 2025. Newer appliances (2023) refrigerator, dishwasher and washer. Roof 2021. Pool deck refinished 2025. Freshly painted.

3
BEDS
2
BATHS
2,167
SQFT
0.2
ACRES
$459,000
-10,000$ 06/27

This home has been beautifully remodeled. The open floor plan creates a spacious and easy flowing layout. 3 bedrooms, 2 bath and flex room for a home office, extra guest room, hobby room or second living area. Gourmet inspired kitchen boasting custom built, soft close cabinets. 42'' upper cabinets with crown molding. Built in auto open/close microwave, quartz countertops, beautiful tiled backsplash, stainless steel appliances, vent hood and pot filler. The primary bedroom is complete with California style walk-in closet, ensuite bathroom with elegant porcelain tile, modern fixtures and a huge shower with bench seating, wall and ceiling mounted rainfall shower head. Additional amenities-new roof, refrigerated air, built in bbq in backyard and heated/finished 2 car garage.

3
BEDS
2
BATHS
1,937
SQFT
0.2
ACRES

Welcome to your dream home in the vibrant 55+ community of Del Webb at Mirehaven! This meticulously maintained residence blends Southwest elegance with modern functionality and no neighbors directly behind. Upgrades include custom metal gates at the front portal perfect for morning coffee and sunrise views and water softener. The kitchen boasts quartz countertops, stone backsplash, pendant lighting, and a large island ideal for entertaining. Wood-look luxury vinyl flooring highlights the main living areas and bedrooms (2025) with no carpet. Home features 2 bedrooms, 2 baths, plus a flexible office or craft space. Enjoy a serene xeriscape backyard with custom water feature and low-maintenance landscaping. Community access to a heated pool, spa, pickleball, fitness center and clubhouse!

2
BEDS
2
BATHS
1,671
SQFT
0.15
ACRES

NEW LOWER PRICE! Well maintained 3BR/2BA cul-de-sac home. Enormous living room with wood burning fireplace as the central feature. Great floor plan has Primary bedroom with en suite bath and WIC, separated from secondary bedrooms. Newer stainless appliances in this spacious kitchen with a cozy breakfast nook. Newer kitchen counter tops with attractive SW style tile backsplash. Ceramic tile in common areas & baths, carpet in bedrooms. Newer vinyl windows, and updated light fixtures & ceiling fans. Washer, dryer, refrigerator, gas range, and dishwasher all convey. Roomy finished 2 car garage. The backyard offers quiet privacy with three different areas to enjoy. This home is turnkey & ready to go. Great location & close to everything you need. No HOA! Don't miss this one!

3
BEDS
2
BATHS
1,655
SQFT
0.19
ACRES

Classic mid-century charm meets modern updates in this all-brick home in one of Albuquerque's most desirable neighborhoods near UNM. Spacious open floorplan features two light-filled living areas, formal dining, and a sunny kitchen with granite counters, separate prep sink, and bar seating. Cozy library includes a kiva fireplace, built-in bookcases, and fold-down workspace. Oversized primary suite is complemented by three additional bedrooms, including a private secondary suite with its own ensuite bath and spacious closet. A 700+ sq. ft. bonus room above the garage offers endless possibilities for a studio, gym, office, or third living area. Situated on a lush 0.32-acre lot with mature landscaping, fruit trees, and covered patio. Minutes from UNM, Nob Hill, parks, dining, and shopping.

4
BEDS
4
BATHS
4,357
SQFT
0.32
ACRES

This single level, 4 Bed, 2 Bath, 1986 sq/ft home makes living easy (no stairs) a large fenced back yard with back yard access is perfect for RV parking or a possible ADU. Parking is ample with a large off-street pad leading up to the home. No HOA and currently no city taxes as it is in a special district. Home is very livable with wood burning double sided fireplace, and large open spaces. Every room has a large walk-in closet. Master has built in bathroom and separate patio access. The back yard is ready for you to put your touch (spa, pool, outdoor kitchen) there is plenty of space. Several large trees on the property make it a wonderful place to come home to. The garage is a deep 2 stall with a separate 220v electrical panel perfect for EV charging station or larger workshop equipment.

4
BEDS
2
BATHS
1,986
SQFT
0.29
ACRES

Welcome to modern, energy-efficient living in this upgraded 3-bedroom, 2-bath home with OWNED SOLAR, a bright open floor plan, and a 2-car garage. Ideally located on a charming pocket park near the community pool, market, gym, and dining, where food trucks and live music often bring neighbors together. The upgraded kitchen features granite countertops and stainless steel appliances. The private primary suite offers a spacious walk-in closet and an ensuite bath with a deep soaking tub. Enjoy upgraded tile flooring in the main living areas and plush carpet in the bedrooms. Fully walled front and back yards provide privacy and include a productive peach tree. Mesa del Sol is a planned community with parks, trails, top-rated schools, and easy access to UNM, Kirtland AFB, Netflix, and I25.

3
BEDS
2
BATHS
1,312
SQFT
0.08
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.