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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 745 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to this well-maintained 3-bedroom, 2-bathroom home with a 2-car garage, ideally located on Albuquerque's desirable Westside. Enjoy the convenience of being just minutes from Presbyterian Rust Medical Center, Cottonwood Mall, and Intel Corporation, with easy access to popular shopping, dining, and everyday essentials.Inside, you'll find a functional layout complemented by stainless steel kitchen appliances, perfect for both daily living and entertaining. Recent updates include a water heater installed in April 2026, adding peace of mind for the new owner. This home offers the perfect blend of comfort, location, and value--don't miss your opportunity to make it yours!

3
BEDS
2
BATHS
1,186
SQFT
0.09
ACRES

Full of charm and flexibility, this UNM South home on a double lot checks all the boxes! Oversized detached garage with a heated and cooled office or workshop space, attached double carport, and gated RV storage make this property as practical as it is inviting. Both bedrooms offer 3/4 baths, with one leading to a covered patio for easy indoor-outdoor living. The backyard is a standout with green grass, blooming beds, and a custom water feature. Beautiful tile, brick, and wood floors run throughout, and major upgrades were completed within the last 6 years. A great spot close to UNM, Nob Hill, and Kirtland AFB!

2
BEDS
2
BATHS
1,704
SQFT
0.29
ACRES
$499,999
-15,001$ 05/16

Experience refined living in ABQ Four Hills Area. Four Hills is known for: Golf course community vibe (near Four Hills Country Club), Scenic foothill views of the Sandia Mountains, Larger lots and quieter, more established streetsEasy access to I-40 for commuting, a beautifully maintained residence in Southeast Albuquerque offering comfort, style, and convenience. Step inside to an airy, light-filled layout with seamless flow between living, dining, and kitchen spaces--perfect for both everyday living and entertaining. The kitchen features ample cabinetry and connects effortlessly to the main areas. Generously sized bedrooms include a private primary suite designed for relaxation. Enjoy a spacious backyard with endless potential for outdoor living. Conveniently near shopping centers,

5
BEDS
4
BATHS
2,927
SQFT
0.14
ACRES

Located in Western Trails Estates sitting on a Prime corner location. Features 3 Bedrooms, 3 Bathrooms, Dining Room, Living Room w/Fireplace, BRAND NEW UPGRADES CARRIER A/C HVAC-WATER HEATER w/WARRANTY, BRAND NEW Stove, NEW Stucco Color, BRAND NEW Ceiling Fans-Light Fixtures, & Toilets. Primary Suite offers VIEWS, Dual Sinks, Garden Tub & Shower Resurfaced, Walk-In Closet w/Built Ins. & BRAND NEW Blinds. 2 Guest Bedrooms w/an abundant of Natural Lighting, BRAND-NEW Blinds, & provides a Full Bathroom w/Tub Resurfaced. Exceptional outdoor space Xeriscape, Covered Private Patio VIEWS for Relaxation, Recreation, Entertaining, Wrought Iron Gate, 2 Car Garage Finished. Minutes to La Luz Towne Center, Restaurants, Plaza de La Luz, Riverside Plaza, Atrisco Trail, Unser Trail, Parks & I-40.

3
BEDS
3
BATHS
1,763
SQFT
0.11
ACRES

Welcome to this well-maintained, move-in ready home featuring beautiful brick all around and a fully fenced yard for privacy and security. With 3 spacious bedrooms, 2 bathrooms, and a separate room perfect for an office or additional bedroom, this property offers versatility and comfort for modern living. 3 Bedrooms & 2 Baths: Generous living space with updated finishes throughout. Solar Panels Additional room for office/bedroom Large Kitchen: Updated kitchen with plenty of counter space--ideal for cooking and entertaining. Updated Flooring

3
BEDS
2
BATHS
1,609
SQFT
0.11
ACRES

PAID SOLAR, Unincorporated Bernalillo! Amazing Sandia views and Abq. INTL BALLOON FIESTA! This beautifully updated home boasts over 2,600 sq. ft. on 0.78 acres--perfect for a horse or two, featuring a corral and large backyard access through a double gate. Inside, enjoy a renovated open kitchen with new SS appliances, granite countertops, and a stunning tile backsplash. Natural light floods the living areas, and the oversized primary bdrm provides a serene retreat. Metal roof = low maintenance! Fresh carpet in the bedrooms. Newly renovated bathrooms are less than a year old. A mini-split in the huge primary bedroom unobscured views of the Sandias!Bonus: an extra air-conditioned room in the backyard for a tack room, office, or study, plus an additional shed. Don't Wait

4
BEDS
2
BATHS
2,694
SQFT
0.78
ACRES
$469,000
-10,000$ 05/16

Spacious 4-bedroom, 4-bath home offering comfort, style, and modern upgrades throughout to include a second ensuite. Enjoy peace of mind with a downstairs HVAC system updated in 2022 and owned solar for energy efficiency and long-term savings. Interior features include new flooring, fresh carpet and baseboards, and a beautifully updated kitchen with granite countertops and upgraded appliances. Generous living spaces, ample natural light, and stunning mountain views create a bright, inviting atmosphere. Step outside to a backyard with new turf, perfect for low-maintenance living and outdoor enjoyment. Move-in ready and ideal for both relaxing and entertaining.

4
BEDS
4
BATHS
3,018
SQFT
0.15
ACRES

Beautifully updated property with stunning mountain & city views, perched on a prime .7 acre lot. Located in Sandia Heights, one of Albuquerque's most sought-after areas, this home offers easy access to top-rated schools, dining, & endless outdoor recreation. With over 3300 sf, 4 beds & 3 baths, this spacious residence is tucked away on a quiet cul-de-sac enhanced by 24/7 security patrol for added peace of mind. This home has been thoughtfully refreshed, featuring natural landscaping & inviting outdoor living spaces, including an outdoor kitchen perfectly positioned to capture breathtaking mountain views. Inside, you're greeted with an open floor plan perfect for entertaining. With warm tongue-and-groove wood ceilings & abundant natural light that highlight the home's open & airy feel.

4
BEDS
3
BATHS
3,353
SQFT
0.7
ACRES

Ridgecrest addition area offers 6 bed, 4 bath, 3 living rooms with contemporary luxury primary suits both downstairs and upstairs. Double vanities are found in each primary suite, upstairs having freestanding tub with separate shower and privacy toilet. 4 balconies to offer sunrise and sunset views. Spacious kitchen offers newer stainless steel appliances, large pantry, and beautiful quartz counter tops. Wood floors and tile found through out. With new solar installed, expect jaw dropping savings in electric bill. Solar sits on top of TPO roof. Home has 2 central refrig a/c and heating units, thermal windows, and tankless hot water heater. Spacious laundry room, storage shed, 2-car garage, and remote access steel driveway gate for added security completes this property.

6
BEDS
4
BATHS
3,840
SQFT
0.17
ACRES

Charming 3-bedroom home located in the desirable NW area! This 929 sq ft property sits on an oversized lot, offering endless potential for outdoor living, gardening, or future expansion. Inside, you'll find a functional layout with comfortable living spaces and great natural light. The home provides a cozy feel while maximizing space efficiently. Whether you're a first-time buyer, investor, or looking to downsize, this property is full of opportunity. Conveniently located near shopping, dining, and easy access to major roads, this home combines location, value, and potential.

3
BEDS
1
BATHS
929
SQFT
0.09
ACRES

Poised on a premier lot in Sandia Heights perched overlooking all of Albuquerque, this home is a refined sanctuary where panoramic vistas take center stage. The estate features four bedrooms and four bathrooms, revitalized with recent upgrades to include a new roof, stucco, windows, net-zero solar, HVAC and a chef's kitchen, boasting granite countertops, an induction range, and bespoke cedar shelving. Retreat to a private indoor pool gallery or an exterior patio featuring a dual-waterfall pond and fire pit. This home defines the intersection of sustainable innovation and architectural elegance.

4
BEDS
4
BATHS
4,298
SQFT
0.79
ACRES
$340,000
-10,900$ 05/13

Charming gated property tucked on a spacious .22 acre lot, conveniently close to schools, parks, and the Uptown Business Center. This home offers 1,579sf with 3 bedrooms, 2 bathrooms, two spacious living areas, and a 2-car garage. Clerestory windows grace the front living space, allowing natural light to pour in. Updated kitchen featuring refreshed cabinetry, granite countertops, a farmhouse sink, stainless steel double oven, dishwasher, microwave, refrigerator, and a breakfast bar with seating. The spacious main living area invites you in with a cozy wood-burning fireplace framed by a beautiful brick surround. Owners suite with private bath! Side yard access! Seller is open to a real estate contract.

3
BEDS
2
BATHS
1,579
SQFT
0.22
ACRES

Centrally located & move-in ready, this updated 3-bed, 1-bath home offers exceptional value at an affordable price point. Major upgrades--including a newer roof, heating/cooling system, dual-pane windows, & water heater--provide added peace of mind. The refreshed kitchen features granite countertops, stainless steel appliances & oak cabinetry, while hardwood flooring & an updated bathroom w/ Kohler jetted tub enhance the home's appeal. Outside, enjoy low-maintenance xeriscaping & a spacious, gated backyard complete w/ a covered patio, mature fruit trees, raised garden bed and shed--perfect for relaxing or entertaining. An added 30 amp outlet makes it easy to plug in your RV. Conveniently located near shopping, dining, & everyday amenities, this home is an excellent opportunity for buyers

3
BEDS
1
BATHS
1,014
SQFT
0.18
ACRES

Large 4 bedrooms with generous loft, and within boundaries of in-demand schools. Loft can be used as another living area, office, playroom, or just about any kind of room you need. Cozy up to fire in winter and be comfortable in summer with refrigerated air. No carpet! No carpet! Luxury wood vinyl plank flooring throughout. Home has been well cared for and is ready for YOU! Move right in without the homework and with all your belongings that fit in spacious walk-in closets in every bedroom, and other closets throughout home. Convenient half bath is downstairs for guests & handy access. Laundry day is a breeze in large laundry service room. Enjoy amenities of HOA without all the work: community pool, clubhouse, tennis courts, & walking trails.

4
BEDS
3
BATHS
2,165
SQFT
0.11
ACRES

You'll be blown away by the quality of this home! From the moment you arrive, you're greeted with mature landscaping and lovely curb appeal. With high ceilings, wide hallways, and an open floor plan, this home has the versatility you're looking for. Fall in love with the immaculate chef's kitchen w/ built-in oven, microwave, and gas cooktop, an oversized kitchen island with bar seating - perfect for entertaining. The living room has great natural lighting, mountain views, and a cozy gas fireplace as the centerpiece, w/ a covered patio and oversized sliding glass door providing indoor/outdoor living. The dining room also opens to the covered patio and well-kept back yard. The primary suite is spacious & separate from the rest of the home, w/ an oversized shower & large walk-in close

3
BEDS
3
BATHS
2,482
SQFT
0.15
ACRES
$315,000
-5,000$ 05/20

Move-in ready 2004-built home featuring 3 bedrooms and 2 bathrooms with a finished garage. Recently updated and ready for new homeowners, this home includes a new roof, water heater, and laminate flooring. Freshly painted interior with updated light fixtures and ceiling fans throughout. Front entrance features a wrought iron security door, with security bars on all windows.

3
BEDS
2
BATHS
1,504
SQFT
0.11
ACRES
$450,000
-50,000$ 05/10

What a charming bungalow in the heart of Nob Hill! All the vintage charm such as hardwood floors, niches, cove ceilings, built ins, custom wood burning fireplace, tiled bathroom and an adorable breakfast nook. Features include a new water heater in March, 2026, 1 year old Furnace, front courtyard, mature trees, newer stucco and windows, a private back yard, and fresh paint. There is a studio in the backyard with electrical which would be great for an artist, musician or a home business, let your imagination run wild!! Seller is offering a $10,000 Allowance for Kitchen Upgrades and Appliances!! Come see me today, you will want to move right in!

3
BEDS
2
BATHS
2,081
SQFT
0.16
ACRES

Beautifully updated 3 bed, 2.5 bath home + loft (possible 4th bedroom) in sought-after Montecito Estates! The main level features a bright designer kitchen with quartz countertops, stainless appliances, center island, pantry, and breakfast nook opening to the family room and backyard - ideal for indoor/outdoor living. Open living and dining areas create an easy, functional flow. Upstairs, enjoy a spacious primary suite with a oversized walk-in closet + two additional bedrooms, full bath, and versatile loft. The park-like backyard offers grass, mature landscaping, covered patio, pergola, and mountain views. Refrigerated air, pay-per-use solar, and HOA amenities including pool and parks complete the package. Walking trails nearby, top rated schools, central location. Move-in ready!

3
BEDS
3
BATHS
2,570
SQFT
0.14
ACRES

BOSQUE Del Rio Community! Sought after Single Story Home, Close to the Rio Grande River. This intimate community is desired for the beautiful homes and secluded feeling. This home features soaring ceilings, a Fireplace, Granite countertops, Rich engineered hardwood flooring, and 3 car garage. Covered Patio with space for gardens.

4
BEDS
2
BATHS
2,341
SQFT
0.25
ACRES
$329,900
-10,000$ 05/20

Remodeled! This home is move in ready, and shows lots of improvements. Located in the beautiful Old Town area, central part of the city. Close to Old Town, many stores and major highways. Home is situated on the corner lot close the a quarter acre. Back yard does have back yard access! The home features new appliances, carpet, paint, Kitchen and bath cabinets and so much more! 1 Car OVERSIZED garage 16x19. Laundry room is 200 square feet and is not included in the square footage.

3
BEDS
2
BATHS
1,230
SQFT
0.23
ACRES

Charming Nob Hill home in a highly walkable, bike-friendly location close to restaurants, cafes, shopping, and the ART corridor, just one mile from UNM. This 3 bedroom, 2 bath home with bonus room features hardwood floors, light-filled living spaces, and a cozy fireplace. Spacious, eat-in kitchen with views of the backyard. Major updates in the past three years include double-pane energy-efficient windows, updated electrical, new AC unit, new water heater, new washer/dryer, and new water lines inside and out. Stay comfortable with central heating and refrigerated air. Additional features include a 240 sq ft basement with easy access to mechanical systems, outdoor garden storage, large shed with workspace, and covered parking with security gate. Zoned R-T, allowing for a second unit.

3
BEDS
2
BATHS
1,320
SQFT
0.16
ACRES

Move-in-ready home with space for everyone. This home has a primary bedroom with a private bathroom and a big window that offers natural lighting. The 2nd and 3rd bedrooms are bright, well sized and across from the family bathroom that has been beautifully remodeled. 4th bedroom is huge, versatile, can be used as a 4th bedroom or a second family area. Separate utility room. Big backyard offers room for outdoor family time. New paint and flooring throughout the home. Newer metal roof. Kitchen upgrades. The heating and cooling system has been updated with refrigerated air, great for the hot season. Very nice storage room in the backyard, covered area for the vehicles, back area fully fenced with privacy, backyard access and low maintenance landscape.

4
BEDS
2
BATHS
1,484
SQFT
0.14
ACRES

Charming home in the highly desirable University area! This well-maintained property features 2 spacious bedrooms, including a comfortable primary suite, and a large, updated bathroom layout with recent upgrades to both baths. Enjoy convenient backyard access--perfect for entertaining, extra parking, or future possibilities. Located in a walkable, vibrant neighborhood just minutes from UNM, downtown, dining, shopping, and entertainment. Whether you're looking for a primary residence or investment opportunity, this home offers location, comfort, and lifestyle all in one!

2
BEDS
2
BATHS
1,055
SQFT
0.18
ACRES
$425,000
-15,000$ 05/13

$7k flex cash offered! Ideal AirBnb potential! Updated (Adobe) Craftsman Style home for sale in Albuquerque's downtown historic area! No HOA or PID! This home features 2+ living areas (Family room can also be a bedroom with walk-in closet). The sunroom entryway adds lots of natural light with large windows and is a tranquil sitting area. Updates to the home include Roof Replacement March 2023 (TPO back half & shingle front half), Gas Furnace replaced March 2023, Electrical updates in 2025, newly painted, updated bathrooms with vessel sink, tiled shower, and more! This home also offers versatility with potential for adding a stove or fireplace in the dining area. The subfloor beneath the carpet, in front of the home, is original hardwood flooring. Only 0.5 miles from heart of downtown

4
BEDS
2
BATHS
1,551
SQFT
0.07
ACRES
$349,900
-15,000$ 05/06

Wonderful downtown home, completely renovated and positioned on a generous 0.24-acre lot offering space, style, and a prime location. Stylish wood-look laminate floors flow effortlessly throughout the main living areas. A spacious main living area perfect for everyday living. Enjoy a brand-new kitchen with sleek white cabinetry, beautiful granite countertops, stainless steel appliances, and fresh modern lighting throughout. Retreat to the updated owner's suite with brand-new carpet and a stylish en-suite bathroom, complete with a new vanity and a large tile-surround shower. Large yard with backyard access and a storage shed. New electrical service, hot water heater, paint, flooring and HVAC.

3
BEDS
2
BATHS
1,360
SQFT
0.24
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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