FHA Eligible Homes in Greater Albuquerque

Find FHA eligible homes in Greater Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 2108 listings in Greater Albuquerque.

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Located in the sought-after Northern Meadows community, this spacious 2-story home offers 4 bedrooms, 3 bathrooms, and a versatile floor plan designed for comfortable living. The well-appointed kitchen features abundant cabinet space, a pantry, large center island, and an eat-in dining area that overlooks the backyard & opens to the inviting family room with a cozy fireplace. Upstairs, the oversized primary suite provides a private retreat with a garden tub, separate walk-in shower, dual-sink vanity, and private balcony. Enjoy outdoor gatherings under the covered patio and a backyard with plenty of room to relax or play. Complete with an attached 2-car garage, this home offers the space & functionality today's buyers are looking for. Some photos have been virtually staged!

4
BEDS
3
BATHS
2,217
SQFT
0.11
ACRES

Your private retreat awaits you with this beauty. This floor plan offers flexibility with storage and space throughout. A possible 5th bedroom can be used as an office, workout room, craft room, and more. Another bedroom has its own entrance for ease of access and privacy. Spacious gathering spaces, light and bright kitchen makes entertaining a breeze. Walk out to the backyard and be transported into an oasis with a covered patio and pergola. Location is close to Winrock Town Center in Uptown with groceries, eateries, and other conveniences a short distance away!

4
BEDS
2
BATHS
2,208
SQFT
0.17
ACRES

Welcome home to this beautifully, fully remodeled single-family home, located in the highly desirable UNM area of Albuquerque. Nestled in a quiet, established neighborhood just minutes from Nob Hill shopping and dining as well as UNM Hospital and campus. With 2,386 sq ft of living space this home offers 3 bedrooms with potential for a 4th,and 2 beautifully designed bathrooms. Thoughtful updates include custom tile work, upgraded custom cabinetry, and modern finishes throughout. Spacious living areas and large yards provide flexibility for a variety of lifestyles, while a backyard workshop with electricity adds exceptional bonus space. Truly turnkey and move-in ready. Hurry up and put in an offer before you miss out on this rare gem!!!

4
BEDS
2
BATHS
2,386
SQFT
0.15
ACRES
$690,000

OPEN HOUSE:08/29 & 08/30 1:30-3:30Experience the perfect blend of luxury, privacy and nature in this foothills retreat! abundant mountain views! Situated on rare double lot totaling .23 acres, this beautifully updated home offers access to hiking trails and the breathtaking Sandia Mountains just steps away! 3 bed, 3 bath, 2 spacious living areas with fireplaces, Ernie Torres Cabinets, and a versatile bonus space ideal for home office or creative studio, the layout is designed for both comfort and flexibility. A private balcony lends itself to a peaceful outside escape, and a deck off kitchen is ideal for indoor outdoor blending and entertaining. Look for wildlife of many types... With over $130,000 in updates and upgrades throughout home, don't miss your opportunity to own one of Albuquerque's most sought-after settings

3
BEDS
3
BATHS
2,866
SQFT
0.23
ACRES
$234,900

Welcome home to this beautifully updated 2-bedroom, 2-bathroom property featuring stylish luxury vinyl plank flooring, fresh interior paint, and gorgeous white quartz countertops. The well-appointed kitchen offers stainless steel appliances, attractive cabinetry, and soft-close hardware for a modern touch. Energy-efficient mini-split units provide year-round comfort while helping keep utility costs in check. Conveniently located in the heart of Albuquerque, you'll enjoy easy access to freeways, restaurants, shopping, entertainment, and everyday amenities. This move-in-ready home combines comfort, style, and convenience in one exceptional package.

2
BEDS
2
BATHS
879
SQFT
0.07
ACRES

Tucked away on a quiet cul-de-sac in Albuquerque's desirable North Valley, this inviting 3 bedroom, 2 bath home offers comfort, character, and convenience. Inside, you'll find two spacious living areas, providing flexibility for entertaining, working from home, or simply relaxing. A cozy wood-burning fireplace creates a warm focal point, while the metal roof offers added peace of mind. Step outside to an expansive backyard with plenty of room for gardening, pets, play, or outdoor gatherings. Enjoy the charm and tranquility of North Valley living while being just minutes from shopping, dining, trails, freeways, and everything Albuquerque has to offer.

3
BEDS
2
BATHS
1,452
SQFT
0.13
ACRES
$165,000

Charming, well kept 2 bedroom condo featuring gorgeous eastern mountain views! This pristine home offers that perfect cozy retreat with a classic wood-burning fireplace in the living area and a private porch ideal for enjoying the morning sunrise over the mountains. Enjoy year-round comfort with efficient refrigerated air. Located just minutes from shopping centers and daily conveniences. This low-maintenance gem is in excellent condition and ready for its next owner. Schedule your tour today!Refrigerated air new within the last 2 years. Washer dryer, stove and kitchen exhaust fan all purchased within the last 9 months.

2
BEDS
1
BATHS
764
SQFT

Seller is offering $3,000 towards buyers closing costs! Buy down the rate or just reduce your out of pocket costs! This adorable 3 br 2ba 2 cg home in Tres Placitas is ready for you! All 3 bedrooms freshly painted and new carpet was installed on Jul 29 2026. Adorable kitchen with stainless steel appliances including 5 burner gas stove. High ceilings and great light accentuate this open floorplan! Primary bedroom with full bath and walk-in closets. New HVAC installed in 2023 and new Hot Water Heater just installed in Sep 2026. Home is Here!

3
BEDS
2
BATHS
1,065
SQFT
0.08
ACRES

Multigenerational living opportunity at it's finest! Nestled on 1.1 beautifully landscaped acres, this stunning 5-bedroom, 4-bathroom home offers the perfect blend of elegant living and everyday functionality.The showstopping indoor pool is a dream come true, featuring ADA ramps and a lift so everyone can enjoy swimming year-round. Imagine starting your mornings with direct access to the pool from your private primary suite, creating a resort-style retreat right at home.Designed with thoughtful upgrades throughout, the home features an ADA-accessible kitchen and bathroom, custom-designed pantry and laundry room organization, and spacious living areas perfect for gathering with family and friends.Step outside to a covered porch overlooking the beautifully landscaped courtyard, ideal for entertaining or simply relaxing in your own private oasis. A dedicated woodworking shop with a dust collection system provides the perfect space for hobbies, projects, or extra storage.Even better, the fully owned solar panels offer energy efficiency and long-term savings--adding incredible value to this already exceptional home.Properties offering this combination of luxury, accessibility, privacy, and unique amenities rarely come to market. Whether you're looking for a forever home, multi-generational living, or an entertainer's paradise, this home truly has it all.Don't miss your chance to experience everything this extraordinary property has to offer--schedule your private showing today!

5
BEDS
4
BATHS
4,362
SQFT
1.1
ACRES

Seller incentive: With an acceptable offer, the seller will provide a credit of up to $5,000 toward new flooring or the buyer's closing costs. Welcome to this well-maintained condo featuring a bright, open floor plan and a comfortable, inviting layout. The kitchen is equipped with newer stainless-steel appliances, while recent updates include fixtures, hardware, blinds, screens, and fresh paint touch-ups throughout.Enjoy the comfort of refrigerated air, plus the convenience of a one-car garage with additional storage space.The HOA takes care of water, trash, sewer, landscaping, stucco, and the roof, helping make ownership simple and low-maintenance.A great opportunity for a buyer looking for a well-kept home with desirable updates, low-maintenance living, and an additional seller incentive.

2
BEDS
3
BATHS
1,176
SQFT
$310,000
-$10,000

Welcome to this warm and inviting 3-bedroom, 2-bath home conveniently located on a cul-de-sac. Offering a nice layout, comfortable living spaces, and plenty of natural light, this home is designed for easy everyday living. The spacious backyard provides ample room for entertaining, gardening, pets, or simply enjoying the outdoors, appreciate the nearby petroglyphs, scenic walking trails, and open spaces, offering endless opportunities to enjoy beautiful walks and explore the natural beauty of the area.

3
BEDS
2
BATHS
1,477
SQFT
0.13
ACRES

Beautifully remodeled, move-in ready and now priced $10,000 below its $555,000 pre-listing appraisal! This beautifully updated 4-bedroom, 2-bath home in the foothills blends modern finishes with timeless style. The stunning kitchen serves as the heart of the home with white shaker cabinetry, quartz countertops, a subway tile backsplash, stainless steel appliances and abundant storage. Updated windows, flooring, lighting, fixtures and carefully selected designer finishes create a bright, polished and cohesive feel throughout.Multiple living areas provide flexibility for entertaining, relaxing, working from home or simply spreading out. The spacious primary suite includes a beautifully renovated bathroom with dual sinks and contemporary finishes. Three additional bedrooms offer plenty of possibilities for guests, hobbies or a dedicated office.Outside, refreshed curb appeal, newly xeriscaped front yard landscaping and mature shade trees create an inviting setting with space to relax or entertain. The generous 0.30-acre lot provides extra breathing room that can be difficult to find in this part of the city.The Northeast Heights location offers convenient access to shopping, dining, parks, schools and commuter routes, along with the Sandia Foothills, nearby open space and some of Albuquerque's favorite hiking and recreation areas. With a new price of $544,999 and a $555,000 pre-listing appraisal, buyers have an exciting opportunity to purchase this beautifully updated home below its recently appraised value. That's 10k in equity on day one! Come take a fresh look!

4
BEDS
2
BATHS
2,235
SQFT
0.3
ACRES

Situated on a desirable corner lot in a fantastic location, this inviting home offers charm, comfort, and wonderful outdoor living. A welcoming double front door opens to a warm interior featuring a cozy kiva fireplace, a spacious kitchen, and a bright breakfast nook perfect for casual dining. The updated hall bathroom adds a fresh, modern touch. Outside, enjoy a beautifully landscaped backyard with a covered porch--an ideal setting for relaxing, entertaining, or enjoying New Mexico's beautiful weather. French doors from primary bedroom to the covered patio in the backyard add a nice touch! Tile floors throughout with carpet only in bedrooms. Large windows and skylights allow light to flood the home.

3
BEDS
2
BATHS
1,756
SQFT
0.21
ACRES

Charming home in the highly desirable University area! This well-maintained property features 2 spacious bedrooms, including a comfortable primary suite, and a large, updated bathroom layout with recent upgrades to both baths. Enjoy convenient backyard access--perfect for entertaining, extra parking, or future possibilities. Located in a walkable, vibrant neighborhood just minutes from UNM, downtown, dining, shopping, and entertainment. Whether you're looking for a primary residence or investment opportunity, this home offers location, comfort, and lifestyle all in one!

2
BEDS
2
BATHS
1,080
SQFT
0.18
ACRES

PRICE IMPROVEMENT! Big updates, beautiful spaces, and an unbeatable location--this move-in-ready 3-bedroom, 2-bath home checks all the boxes! The sellers have already tackled many of the costly improvements, including a new roof, furnace, flooring, toilets, washer and dryer, and kitchen appliances in 2020; a new privacy fence in 2021; and conversion to refrigerated air in 2022. Inside, you'll love the bright, open floor plan, no carpet, and comfortable everyday living spaces. Outside, enjoy scenic views, a private backyard, and a shaded patio perfect for relaxing or entertaining. No HOA! Ideally located near Cottonwood Mall, popular shopping and dining, Tres Placitas Park, Rust Medical Center, and the Multigen Center, with quick access to major commuter routes. Just unpack and enjoy life!

3
BEDS
2
BATHS
1,543
SQFT
0.15
ACRES

This stunning home built in the highly desirable North Valley is move-in ready and waiting for its new owner! Thoughtfully designed with modern finishes, exceptional craftsmanship, and an abundance of natural light, this home offers the perfect blend of style and functionality.The open-concept living space seamlessly connects the gourmet kitchen, dining area, and great room--ideal for both effortless everyday living and entertaining guests. The spacious primary suite is a true retreat, featuring a luxurious en-suite bath with a large soaking tub, separate shower, and a generous walk-in closet. Two additional bedrooms provide excellent flexibility for all..Additional highlights include a massive 2-car garage with plenty of room for vehicles or an additional area for storage ..

4
BEDS
2
BATHS
1,888
SQFT
0.12
ACRES

1001 Pinzon Street NW, Los Lunas

Sierra Vista De Los Cerritos Phase1
$574,900
-$15,000

Luxury residence with serious wow factor! This spacious 3,000 sq. ft. home offers 5 bedrooms, 3 baths, fresh new interior paint, and unforgettable custom details throughout. The Tuscan-style kitchen features a full-wall backsplash and Wolf double-oven gas range. The primary suite boasts a brand-new built-in aquarium visible from both the bedroom and bath. Kids will love the unique secret passageways! Enjoy panoramic mountain views, a newly landscaped backyard with fresh grass, automatic sprinklers, garden area, and dog run. Walkout lower level, oversized 2-car garage, finished attic storage, and so much more!

5
BEDS
3
BATHS
3,200
SQFT
0.18
ACRES

Welcome home to this spacious and beautifully designed seven-bedroom home offering room for everyone and everything. There are 2 primary suites, one up and one down. Large closets throughout & featuring three full bathrooms, two living areas, formal dining room and large well-appointed kitchen, this home is ideal for both everyday living and entertaining. The lush backyard is a private retreat filled with colorful flowers and the greenest grass you have ever seen. A charming gazebo, and an outdoor kitchen perfect for gatherings year-round. The 3 car garage provides ample storage & parking. Combing generous living spaces with exceptional outdoor amenities, this property offers comfort, functionality & endless possibilities.

7
BEDS
3
BATHS
4,724
SQFT
0.16
ACRES

Welcome to this beautifully upgraded 1-bedroom, 1-bath condo located in the highly desirable gated Rancho Mirage community. Situated on the second floor of a charming four-plex, this well-maintained home offers a spacious and functional floor plan filled with natural light. The inviting living room flows seamlessly into the dining area and kitchen, creating an open and comfortable living space perfect for everyday living or entertaining.The generously sized primary suite features a large walk-in closet and an updated bathroom with modern finishes. Step outside to your private covered patio and enjoy Albuquerque's famous Balloon Fiesta as colorful hot air balloons drift across the sky.

1
BEDS
1
BATHS
827
SQFT
$475,000
-$24,000

This one of a kind property is an absolute must see. Almost ten completely fenced and cross fenced acres in a highly sought after area with a 2000 sq ft barn that will thrill the most serious livestock people. There is also a multiple space kennel building on the property with heat. Fenced and cross fenced property designed for easy access and turn out. Beautiful, old style, pueblo home with vigas. There is also a lovely, detached office that makes this an incredibly useful property.

2
BEDS
2
BATHS
1,926
SQFT
9.85
ACRES
$654,900
-$10,000

Experience the beauty & tranquility of East Mountain living in this incredible 2022 built 4-bedroom, 3-bath home situated on 2.55 scenic acres. Designed with an inviting open floor plan, this property offers spacious living areas perfect for entertaining & everyday comfort. The thoughtfully designed kitchen flows seamlessly into the main living space, creating a warm & welcoming atmosphere. The private primary suite features a generous walk-in closet & a well-appointed bath. Beautiful finishes throughout add style and sophistication to every room. Enjoy the peace & privacy of country living while still being within easy reach of local amenities. With plenty of room to relax, garden, or simply take in the stunning surroundings, this exceptional property offers the perfect blend of comfort &

4
BEDS
3
BATHS
2,271
SQFT
2.55
ACRES

Amenities galore! Del Webb at Mirehaven. ABQ'S Premier 55+ active adult community. This 3-bedroom, 2.5-bath home offers an open-concept floor plan with wood grain tile throughout. The spacious kitchen features stainless steel appliances, abundant cabinetry, and a large island overlooking the living and dining spaces. The private primary suite offers large soaking tub, shower, dbl vanities and huge walk in closet. The additional bedrooms are spacious and separated from the primary suite. Enjoy outdoor living on the covered patio overlooking the fully landscaped backyard. The oversized garage provides additional storage and workspace. Del Webb residents enjoy resort-style amenities including a clubhouse, fitness center, pool, pickleball courts, walking trails, and a vibrant social calendar.

3
BEDS
3
BATHS
2,026
SQFT
0.18
ACRES

Luxury living in a private gated community within a highly desired La Cueva school district! This FHA approved, beautifully updated two-story end-unit condo features 2 bedrooms, each with a private bath, plus a versatile loft. HOA covers water, sewer, trash, weekly landscaping, roof, stucco, exterior building maintenance, and common areas. The 2.5 bathrooms have been thoughtfully updated with beautiful countertops, sinks, and flooring.Enjoy updated lighting, luxury vinyl flooring. The kitchen showcases gorgeous granite countertops, new appliances, and custom Hunter Douglas Blinds. Relax in the backyard with a shaded gazebo and extended patio with stunning city sunset views. Large 2-car garage with epoxy flooring. End-unit location offers added privacy and convenient parking.

2
BEDS
3
BATHS
1,293
SQFT
0.03
ACRES

DON'T MISS OUT! Welcome Home to Huning Ranch. This spacious, inviting and beautifully updated 2-story home offers 4 bedrooms, 3 baths, and a 3-car garage in a location built for convenience. Inside, you'll love the open kitchen and living area, ideal for entertaining and everyday living. The oversized primary suite features a massive bedroom, separate tub and shower, and generous walk-in closets. Enjoy BRAND NEW HVAC, Roof inspected -Roof great and maintenance is done, newer carpet, custom paint, and a charming farmhouse feel throughout. Step outside to a huge backyard with no homes behind for added privacy. Near Parks and Facebook Data Center with quick I-25 access, Albuquerque is just an easy 30-minute drive. Come see the possibilities! Schedule your showing today!

4
BEDS
3
BATHS
2,780
SQFT
0.15
ACRES

Not every home needs to be perfect to be a great opportunity. Located in a desirable Northwest Albuquerque neighborhood, this single-story home offers 3 bedrooms, 2 baths, a 2-car garage, refrigerated air, and a spacious lot with both front and back yards. For buyers willing to bring their ideas, vision, and updates, the potential here is easy to see. The functional floor plan provides a solid starting point for customization, while the larger lot offers room to create outdoor spaces that fit your lifestyle. Whether you're looking for your first home, a renovation project, or an opportunity to build equity over time, this property deserves a closer look. Convenient access to shopping, dining, parks, schools, and major commuter routes adds to the appeal.

3
BEDS
2
BATHS
1,586
SQFT
0.24
ACRES

Some homes are updated. Others are reimagined. Located in Albuquerque's desirable Old Town area, this 2-bedroom, 1.5-bath home offers 993 square feet of thoughtfully improved living space. Recent updates include a remodeled kitchen with granite countertops & updated appliances, remodeled bathrooms, most windows updated, updated stucco, & electric driveway. There is warmth & character throughout along with refrigerated air and central forced heat providing year-round comfort. Outside, the generously sized lot offers backyard access, a covered patio, & storage shed, creating flexible space for hobbies, entertaining, or everyday enjoyment. Conveniently located near Old Town, the BioPark, Bosque trails, museums, restaurants, shopping, & downtown Albuquerque. Move-in ready!

2
BEDS
2
BATHS
993
SQFT
0.1
ACRES
$248,750

Charming property on a spacious lot in a convenient Albuquerque location! This home features updated flooring, neutral finishes, abundant natural light, and a functional floor plan. Enjoy plenty of off street parking with a large covered carport and room for RVs, vehicles, or recreational toys. The backyard is ideal for entertaining with a covered deck, gazebo, mature trees, and ample outdoor space. Conveniently located near parks, schools, shopping, dining, and major commuter routes. A great opportunity for an owner occupant or investor looking for space, flexibility, and value. Schedule your showing today!

2
BEDS
1
BATHS
721
SQFT
0.15
ACRES
$349,000
-$6,000

Beautifully updated and meticulously maintained Northeast Albuquerque home offering approximately 1,564 sq ft with 2 bedrooms (WITH A POTENTIAL 3rd), 2 baths, and flexible living spaces. Pride of ownership shines throughout with an updated kitchen and new TPO roof 2026. Enjoy mountain views, landscaped front and backyard with drip irrigation, a spacious 19' x 22' deck with pergola, and an 8' x 14' storage shed perfect for hobbies or additional storage. Conveniently located near parks, shopping, dining, and major commuter routes. Move-in ready with no HOA restrictions and exceptional outdoor living spaces designed for relaxing and entertaining.

3
BEDS
2
BATHS
1,564
SQFT
0.18
ACRES

Nestled on a quiet street, this charming 3 bedroom, 1 3/4 bathroom residence offers the perfect blend of space, comfort, and community.The functional layout features a formal living room that flows effortlessly into a bright, open dining area and family room. Outside, the expansive, fully fenced backyard provides a safe haven for children and pets to play, alongside a covered, screened patio area ready for summer barbecues.Situated within walking distance to local parks and close to Puerto del Sol golf course, this home is perfect for making lasting memories.

3
BEDS
2
BATHS
2,263
SQFT
0.22
ACRES

Welcome to this charming corner-lot townhouse. From the moment you step inside, you're greeted by a bright and inviting living room featuring raised ceilings, natural light, and a cozy fireplace that sets the tone for comfortable living. Ceiling fans are thoughtfully placed to keep every space cool and comfortable, while carpet and laminate flooring add warmth and functionality. The kitchen sits at the heart of the home with a convenient center island, perfect for meal prep, or casual dining. Both bedrooms are located upstairs for added privacy, including a primary suite with a walk-in closet, ensuite bathroom, and private balcony access. Outside, a spacious backyard extends your living space and is perfect for outdoor enjoyment. Don't miss your chance to make it yours. Welcome home!

2
BEDS
3
BATHS
1,155
SQFT
0.06
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.