VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

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1601 Pennsylvania Street NE Z4, Albuquerque

Winrock Shopping Center Addition No 2
$129,000

Welcome home to this move-in ready 1-bedroom, 1-bath condo in the heart of Uptown Albuquerque at Winrock Villas. The bright, open floor plan features a spacious living and dining area that opens to a private balcony. The kitchen offers everyday functionality, and the primary suite includes a walk-in closet. Enjoy central refrigerated air, a community pool, assigned covered parking, and an HOA that covers many utilities. Conveniently located near Winrock Town Center, ABQ Uptown, shopping, dining, and major roads. Great for first-time buyers or investors.

1
BEDS
1
BATHS
622
SQFT
13.23
ACRES

Charming 3-bedroom, 2-bath home awaiting its new owners! This home offers a functional layout with a spacious primary suite featuring a private bath. Enjoy a private fenced backyard perfect for relaxing or entertaining. Complete with a 2-car garage and conveniently located near parks, schools, and shopping, this home is ready for its next chapter.

3
BEDS
2
BATHS
1,026
SQFT
0.11
ACRES

Views and character! This single story well loved home features custom stained glass throughout the home and has exquisite back yard views of the Sandia Mountains. Located close to shopping, restaurants and not far from Presbyterian Rust hospital, this home will not last long!

3
BEDS
2
BATHS
1,759
SQFT
0.13
ACRES

Experience elevated Northwest Albuquerque living in this beautifully maintained semi-custom Twilight home with breathtaking Sandia Mountain and city views.Designed for both everyday comfort and entertaining, this spacious 2,896-square-foot floor plan offers 4 bedrooms with a flexible office or fifth-bedroom option, multiple living spaces, soaring ceilings, and abundant natural light throughout.The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, a large island, and an open layout that flows seamlessly into the main living area. The private primary suite offers a relaxing retreat with a spa-inspired bathroom, while the thoughtful in-law floor plan provides flexibility for guests or multigenerational living.

4
BEDS
3
BATHS
2,896
SQFT
0.19
ACRES

Welcome to one of the largest homes in the neighborhood! This spacious and light-filled floorplan offers room to spread out with multiple living areas and an ideal layout for everyday living and entertaining. The open kitchen features abundant cabinet space, a separate dining area, and flows seamlessly into the main living space. Upstairs you'll find 4 generously sized bedrooms, each with its own private bathroom, plus a large loft/family room filled with natural light!

4
BEDS
4
BATHS
3,244
SQFT
0.09
ACRES

Views! Enjoy both mountain and city views! NO PID and its a low cost HOA! 3 Car Tandem Garage! This beautiful RayLee-built home has been newly repainted inside and offers the ease of single-story living with a flexible floor plan designed to fit your lifestyle. Featuring 3 bedrooms plus a versatile bonus living space that could become a 4th bedroom. This home blends comfort, functionality, and timeless Southwestern elegance. From the architectural details to the open, livable layout, this home captures the best of New Mexico living. Enjoy visiting the Petroglyphs and so many nearby trails!

3
BEDS
3
BATHS
3,000
SQFT
0.17
ACRES

2408 Sun Gate Trail SW, Albuquerque

Plat For Sun Gate Subdivision
$375,000

Beautifully home in the gated Sun Gate community of SW Albuquerque! This spacious two-story property offers over 2,700 sq ft with 3 bedrooms, 2.5 baths, multiple living areas, and a versatile loft perfect for an office, game room, or second living space. The open-concept kitchen features ample cabinetry, an island, and great flow for entertaining. Relax in the oversized primary suite with walk-in closet, dual sinks, garden tub, and separate shower. Enjoy a private balcony with scenic views and a low-maintenance backyard ideal for gatherings. Conveniently located near parks, schools, shopping, and dining--this home offers comfort, space, and convenience all in one!

4
BEDS
3
BATHS
2,861
SQFT
0.12
ACRES
$135,000
-$3,000

Welcome home to this charming 2-bedroom condo where comfort meets convenience. The free-flowing living room creates an effortless, open feel -- perfect for relaxing or entertaining -- anchored by a cozy wood-burning fireplace that makes every evening feel like home.Step outside and discover everything at your doorstep. Multiple eateries, grocery stores, and shopping centers are just minutes away, making everyday errands a breeze. Nature lovers will love the proximity to Tingley Beach -- a serene escape for morning walks, fishing, or simply unwinding by the water.

2
BEDS
1
BATHS
764
SQFT
0.04
ACRES

This house understood the assignment: be unforgettable. Seriously, If ordinary makes you itchy, welcome home. Designed by architect Ivor Williams, this Thomas Village original brings the drama with real adobe walls, soaring wood ceilings, massive windows and a loft-style primary suite floating among the trees. Three bedrooms plus an office or possible fourth bedroom give you room to live, work or plot your next adventure. Along the way, you'll find three fireplaces, stained glass, tree-trunk pillars, an indoor river-rock planter and a 360-degree wood spiral staircase. A giant dragon guards the entry, a metal alligator patrols the courtyard and the rear fence was built from original Albuquerque Speedway bleachers. Add rebuilt decks and owned solar, and you have a house that is equal parts art, history and pure Albuquerque weirdness. Cookie-cutter has left the building.

3
BEDS
3
BATHS
2,732
SQFT
0.36
ACRES

Flash Discount!! Seller will pay up to 7% of sales price to be used as 'Flex Cash' towards Closing Cost, Discount, or Rate Buy Down. Cannot be combined with any other offer.This is the perfect home for the discerning buyer who desires a flexible floorplan. The first floor is 1587 sf and features 3 bdrms, 2 baths and a 2c garage. The second level has it's own private entrance and heat/ac system. It is a 440 sf ADU complete w/applicances, granite countertops, washer and dryer, 3/4 bath, vinyl flooring, Living area and bdrm. The home comes with a 10 yr 2-10 home warranty as well as the exclusive 1-yr Builder warranty. Mesa del Sol offers stunning views of the Sandia and Manzano Mountains and is a water-wise, pedestrian-friendly, nature-focused community with schools, grocery, restaurant. Mesa del Sol offers easy access to I-25 , I-40 and the airport. We have several homes available for move-in or build your dream home with all your selections. Don't miss out.

4
BEDS
3
BATHS
2,027
SQFT
0.16
ACRES

CLOSE DISTANCE TO SANDIA NATIONAL LABORATORIES & KIRTLAND AIR FORCE BASE!! Beautiful custom home nestled in the foothills with breathtaking views of the Sandia Mountains and city lights. This spacious 3-bedroom home with an office and 4 bathrooms features soaring 20-foot ceilings and an open living area designed for comfort and entertaining. Two luxurious primary suites -- one downstairs and one upstairs -- offer walk-in closets, full baths. The third bedroom includes its own en-suite bath and dual walk-in closets. Upstairs, enjoy a large loft with a cozy fireplace and private balcony overlooking the stunning scenery. The kitchen features an island, pantry, and sunny breakfast area, while the oversized laundry room provides abundant storage and a utility sink. Car enthusiasts and hobbyists will appreciate the oversized 3-car garage. 50-amp RV hook-up & clean out.

3
BEDS
4
BATHS
3,203
SQFT
0.23
ACRES

2010 Summertree ''Willow'' model in Volterra with NO PID! Huge living room opens to country kitchen with island, bar, pantry and bay-window dining area. Adjacent ''flex'' room could be formal living, dining or media room. Powder room. Upstairs finds enormous primary suite with adjoining study/sitting room, deluxe bath (separate tub & shower, double vanity and walk-in closet) and private deck. Two more bedrooms share a full bath. Laundry room on upper level. Double garage with built-in storage systems. Tiled roof. Covered patio. Large corner lot with walled backyard. Low-maintenance front yard landscape. Easy access to KAFB and the Labs. Conveniently close to Manzano Mesa Park with community center, pickleball courts, and dog park. Open space nearby with trail access for hiking and biking.

3
BEDS
3
BATHS
2,350
SQFT
0.14
ACRES

HOME WAS COMPLETED IN AUGUST AND IS MOVE-IN READY! The Winsor floor plan at Spanish Walk in Albuquerque, New Mexico, is the largest home available in this boutique North Valley community, offering spacious single-story living, 4-bedroom flexibility, and modern open-concept design. With approximately 1,752 square feet, 4 bedrooms, and 2 bathrooms, this home is ideal for buyers seeking more space without leaving the convenience of Albuquerque. From the moment you enter, the home opens into a bright and connected great room, dining area, and kitchen, creating a seamless layout that supports both entertaining and everyday living. The open concept design enhances natural light and gives the home a more expansive, elevated feel. At the center of the home, the kitchen features a spacious island and corner pantry, providing functionality. Prices and incentives are subject to change without notice, and the listed home price may already reflect all or a portion of the available incentive.

4
BEDS
2
BATHS
1,752
SQFT
0.1
ACRES

Welcome to the highly sought -after Cimino Compound in the North Valley. Situated on 11 acres of lush green space with mature cottonwoods come see this inviting and beautifully maintained & freshly stuccoed 2 bedroom, 1 bath adobe showcasing authentic southwestern character with one of the largest courtyards, original vigas, wooden ceilings and timeless brick flooring. Natural light filled space creates a warm atmosphere complemented by stainless steel appliances and LG energy efficient washer/dryer combo located in the laundry closet. Step outside into your own private patio perfect for relaxing with picturesque walkways and meticulously maintained grounds. Community amenities include pool, sauna, fitness center, clubhouse.

2
BEDS
1
BATHS
974
SQFT
0.03
ACRES

5801 Lowell Street NE UNIT 28D, Albuquerque

Prospectors Point Condominiums
$225,000

NEW EVAP COOLER INSTALLED JULY 2026 This 2-bedroom, 11/2-bath condo offers a comfortable and functional layout with all living spaces conveniently located upstairs. The upper level features a spacious living room featuring a wood burning fireplace. A well-equipped kitchen with ample cabinet space, a dining area with access to your balcony. Two generously sized bedrooms, and a full bathroom along with a half bath for added convenience. Downstairs, the property includes a private single-car garage with additional storage space and direct access to the home. Ideal for comfortable everyday living, this condo combines privacy, practicality, and low-maintenance living in a welcoming setting. HOA includes exterior maintenance including roof, common grounds. and ater/sewer/trash

2
BEDS
2
BATHS
1,190
SQFT

Perfectly perched on the edge of the open space, this impeccably maintained 4-bedroom home plus office blends luxury, comfort, and thoughtful design, capturing panoramic views of the Sandia Mountains from nearly every angle. The chef's kitchen flows seamlessly into the living area and overlooks the resort-like backyard complete with pool, cascading hot tub, large covered patio, outdoor kitchen, fire pit, and low-maintenance turf lawn. The main-level primary suite captures stunning views and features patio access, a spa-like bath, and a spacious walk-in closet with a hidden entrance to the office. The second main-level bedroom includes an en suite bath, while upstairs offers a loft with view balcony, two additional generously sized bedrooms and sizable bath. Complete with a

4
BEDS
5
BATHS
5,633
SQFT
0.86
ACRES

Welcome Home! From the moment you arrive, you'll appreciate this home's inviting curb appeal and spacious design. Inside, you'll find bright, open living areas filled with natural light, creating a warm and welcoming atmosphere that's perfect for everyday living and entertaining alike.The thoughtfully designed floor plan offers plenty of room to spread out, featuring a large kitchen with abundant cabinet and counter space that opens to the main living area--ideal for family gatherings, holidays, or quiet evenings at home. Upstairs, the generously sized bedrooms provide comfort and privacy, including a spacious primary suite designed to be your personal retreat.Step outside to a low-maintenance backyard with endless possibilities.

3
BEDS
3
BATHS
2,325
SQFT
0.12
ACRES

A distinct home, designed differently -- offered fully furnished for a truly turnkey luxury experience. Located on a rare cul-de-sac in Petroglyph Estates, this one-of-a-kind residence delivers resort-style living with a heated saltwater pool, rooftop deck, indoor-outdoor fireplace, and panoramic city and mountain views. A California-inspired courtyard framed by iron beams and turf inlays creates a striking arrival and sets the tone for the home's seamless indoor-outdoor design. Inside, gothic windows, coffered ceilings, and expansive glass fill the home with natural light while highlighting its distinctive architecture. The primary suite is a private retreat featuring an indoor-outdoor fireplace that opens to its own patio. Entertain poolside, unwind in the courtyard, or take in the sunset from the rooftop deck. Furnishings, mounted televisions, and home gym equipment are included, making this an exceptional move-in-ready opportunity.

4
BEDS
5
BATHS
3,650
SQFT
0.34
ACRES

Behind the gates of Lavender Fields, this 2022 Twilight Home blends Modern Tuscan design with thoughtful luxury. Single-story with 3 bedrooms, 2.5 baths, 1,954 sq ft, mountain views and water conscious landscaped outdoor spaces. Inside: coffered ceilings, 9-ft doors, oversized windows, upgraded lighting, porcelain tile and gas fireplace. Gourmet kitchen features Brazilian granite, farm sink, birch cabinetry, Samsung appliances and multiple ovens. Oversized finished garage with Polyaspartic flooring and backyard access. Covered patio, garden and gathering spaces, plus beautiful sunset views complete the setting.

3
BEDS
3
BATHS
1,954
SQFT
0.13
ACRES

Tucked into Albuquerque's established Northeast Heights, this condo offers simple, comfortable living in a location that makes everyday life easier. It is the kind of home that works for real life -- manageable, practical, and easy to enjoy.The living area gives you space to relax, unwind, or gather with friends, while the bedrooms offer flexibility for rest, guests, a home office, or hobbies. Whether you are a first-time buyer, downsizing, or looking for a practical investment, this condo delivers the right balance of comfort and convenience.Close to shopping, restaurants, parks, services, and commuter routes, it offers low-maintenance living in one of Albuquerque's most familiar areas.Simple living. Smart location. Real opportunity.

2
BEDS
1
BATHS
956
SQFT
$399,000

This wonderfully updated home is ready to go! There is refrigerated air, elegantly updated kitchen, laminate wood flooring throughout the main living areas, vaulted ceilings, and fresh paint in the entry and den/living room. The primary bedroom has two walk-in closets and a large garden soaking tub. In the fenced/gated backyard, you will find a covered patio and gazebo with complete landscaping including grass, mature trees, rose bushes, and sprinkler system. The neighborhood is highly desirable and well maintained. All appliances convey including refrigerator, freestanding 5-burner gas stove, dishwasher, built-in microwave, washer and dryer.Seller is motivated and welcomes offers!

3
BEDS
2
BATHS
1,711
SQFT
0.04
ACRES

3105 W Meadow Drive SW, Albuquerque

The Meadows At Anderson Hills
$345,000

Buyers will get paid off solar panels and fall in love with this Immaculatelly cared for stunning Southwest Albuquerque NewMexico beauty! This 3 bed, 2 bath home shines with pride of ownership, soaring ceilings, skylights, granite countertops & gorgeous flooring throughout. Enjoy an open, airy layout, 2-car garage, and a lush backyard oasis with blooming flowers & relaxing patio--just minutes from shopping & schools. Some photos have been virtually staged with furnishings and decor to showcase the use of space, the home itself has not been digitally altered.

3
BEDS
2
BATHS
1,809
SQFT
0.12
ACRES

Beautifully maintained home in the desirable Santa Barbara subdivision! This versatile floor plan features 2 oversized bedrooms and 2 bathrooms, with both bedrooms offering direct bathroom access for added comfort and convenience. A spacious second living area provides flexibility for a possible 3rd bedroom, hobby room, office, or guest space. Enjoy the rare benefit of owned land -- not a leased lot! The HOA offers exceptional amenities including front landscape maintenance, community pool, clubhouse, basketball courts, and tennis courts for easy, low-maintenance living. Then go outside to a private backyard retreat with mature trees, a covered patio, and possible backyard access. Conveniently located near shopping, dining, parks, and everyday amenities in the heart of Albuquerque's NAA

2
BEDS
2
BATHS
1,378
SQFT
0.19
ACRES

12100 Echo Valley Lane NW, Albuquerque

Plat For Inspiration Subdivision
$510,000

Located in the gated Inspiration Apex community, this beautifully maintained Fifth Avenue floorplan offers the perfect mix of modern design, comfort, and space to spread out. At just four years old and offering more than 2,300 square feet, the home still feels fresh, stylish, and move-in ready.The upgraded chef's kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless-steel gas appliances, and generous prep space. The open-concept gathering room centers around a cozy fireplace, creating an inviting atmosphere for relaxing evenings or hosting friends and family. Upstairs, the versatile loft adds even more flexibility, perfect for a media room, game space, home office, or second living area.

3
BEDS
3
BATHS
2,419
SQFT
0.13
ACRES

10026 Boulder Street NW, Albuquerque

Hills Country Club Estates
$415,000
-$15,000

BIG CORNER LOT, SINGLE STORY LIVING WITH ROOM TO ROAM! Situated on a rare .15 acre in an established NW Albuquerque neighborhood, this 3 bed, plus office, 2 bath home offers space, freedom, and flexibility you don't find in newer builds. Backyard access opens the door for RVs, trailers, toys, or future projects, while NO HOA and NO PID keep ownership simple and affordable. Comfortable floor plan designed for everyday living. Close to parks, schools, shopping, and quick access to both Golf Course Road and Unser for an easy commute. This is the kind of property buyers wait for--schedule your showing today!

4
BEDS
2
BATHS
2,136
SQFT
0.15
ACRES

Seller Offering $10K buyer credit with acceptable offer. Built in 2019 and beautifully maintained, this 3-bedroom, 2.5-bath home showcases quality materials and thoughtful design throughout. Conveniently located near downtown Albuquerque, UNM, hospitals, dining, and freeway access, this home features an open-concept layout with wood-look flooring, abundant natural light, and a stylish kitchen with granite countertops, stainless steel appliances, custom backsplash, and a large island perfect for entertaining. Enjoy Southwestern charm paired with modern comfort, plus an oversized covered patio, low-maintenance backyard, ample parking, and a functional floor plan ideal for everyday living.

3
BEDS
3
BATHS
1,495
SQFT
0.09
ACRES

Welcome to this spacious and well-maintained 4 bedroom home in uptown Albuquerque, featuring versatile living spaces and desirable updates throughout. This home offers original wood flooring, ceramic tile and LVP flooring for easy maintenance and modern appeal. Enjoy two separate living areas plus a large game room, providing plenty of space for entertaining, relaxing, or working from home.The kitchen is highlighted by beautiful granite countertops and functional workspace for everyday living. A newer roof adds peace of mind, while the backyard access offers convenience for additional parking, recreational vehicles, or outdoor projects. Enjoy the nicely sized backyard with a partial covered patio--perfect for outdoor dining, gatherings, or enjoying New Mexico evenings year-round.

4
BEDS
2
BATHS
2,785
SQFT
0.22
ACRES

Beautiful home 4 bedroom 2 bathroom, in the heart of the South Valley. many recently upgrades remolded kitchen, flooring and bathrooms . HUGE den and covered patio perfect for your family gathering.OWNER FINANCING OPTION

3
BEDS
2
BATHS
1,956
SQFT
0.15
ACRES

806 Hermosa Drive NE, Albuquerque

Mcduffie Place / Hidden Park / Unm
$499,900

Brilliantly engineered, stylishly modern & charmingly vintage! 806 Hermosa Dr is ALL of those things in a fantastic location on Hidden Park, complete with 2-car garage & east-facing cov patio for shady afternoons. Solid masonry construction with hot water baseboard heat, triple-pane thermal windows, inlaid herringbone hardwood floor, designer paint, cedar closet, ceiling fans & more! Spacious living room with gaslog FP; adjacent dining room; kitchen with custom cabinets, pantry & gas cooktop; 2 bedrooms; 2 1/2 baths; finished basement with 2nd fireplace. Pristine crawlspace with all piping cataloged as to their purpose. Front yard landscape by Judith Phillips. Backyard with colorful wall murals opens directly to the park. Transferrable ABCWUA credit. Thoroughly unique and eminently livable!

2
BEDS
3
BATHS
1,585
SQFT
0.14
ACRES

Looking for a ranch-style floor plan? Put the Arlington at the top of your list! This smartly designed home offers a generous open great room, dining room and kitchen, two bedrooms with a shared bath, and a separate primary suite with private bath and walk-in closet. Conveniences like the mudroom, laundry room, broad kitchen island, built-in pantry and covered patio add to the plan's single-floor appeal.

3
BEDS
2
BATHS
1,810
SQFT
0.12
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.