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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 823 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Elegant custom two-story home on 1.03 acres in desirable Chamisa Ridge! This beautifully designed residence features three fireplaces and high-end finishes throughout. A private courtyard welcomes you--perfect for outdoor dining or relaxing with friends. The chef's kitchen offers a gas cooktop, large island, and butler's pantry. The spacious primary suite includes an updated bathroom with jetted tub, cozy gas log fireplace, and private deck with stunning Sandia Mountain views. . A perfect blend of elegance, comfort, in a highly sought-after Albuquerque location.

3
BEDS
3
BATHS
2,869
SQFT
1.03
ACRES

Welcome to beautiful Rancho Mirage Community. This 2 bedroom 2 bath, 1 car garage, condo is located in this beautifully landscaped gated community. This updated home offers a modern chic feel. The kitchen offers stainless steel appliances. Updated, bathrooms, service room and fixtures along with refrigerated air conditioning plus a newer water heater. Community amenities feature two pools, a clubhouse, fitness center, parks, playgrounds, walking and biking trails offering scenic views. With easy access to I-25 and Paseo del Norte. HOA covering exterior maintenance and grounds. Don't miss this opportunity it won't last long!

2
BEDS
2
BATHS
1,076
SQFT
0.06
ACRES

Beautiful 3-bedroom, 2-bath home featuring an open living and dining layout. This home has laminate and tile throughout; no carpet. The stylish kitchen offers granite countertops, stainless steel appliances, and a center island perfect for entertaining. Spacious primary suite with walk in closet and private bath. Step outside to a large backyard with Sandia mountain views. Convenient NW Albuquerque location near parks, shopping and dining.

3
BEDS
2
BATHS
1,386
SQFT
0.13
ACRES

Move-In Ready on Nearly 1 Acre. Rare opportunity to own this meticulously maintained home located on a sprawling lot in the heart of the South Valley. Thoughtfully refreshed with brand-new energy-efficient vinyl windows and modern durable flooring throughout, offering a bright and efficient interior. The expansive grounds are a true standout, featuring lush, mature landscaping supported by a full automatic sprinkler system--a rare luxury for a lot of this size. Whether you're looking for a private residential sanctuary, or a functional live-work setup, this property delivers. The 4-bedroom/2-bathroom layout provides incredible flexibility, with the blend of modern upgrades and rural tranquility. 2 bonus sheds and appliances stay.

4
BEDS
2
BATHS
2,379
SQFT
0.99
ACRES

Two casitas with shared courtyard in Martineztown, just east of the Courthouses & just down the hill from UNM! Abundant with NM charm & style the property includes Saltillo & Mexican Talavera tile, vigas, beams, latillas, corbels, columns & ''mucho mas''. Front casita w/2 bedrooms, colorful 3/4 bath, liv room, office & full kitchen w/shaker-style cabinets, DW & fridge. Back casita has liv room, compact kitchen, another colorful bath & expanded bedroom w/banco. Both casitas are adobe & feature unique custom tile floor patterns, wood ceilings & thermal windows. The courtyard is covered on 3 sides for a distinctive outdoor living area. There is off-street parking for 3 cars. This little compound is sited within a wonderfully colorful & historic part of ABQ. TENANT OCCUPIED - DO NOT DISTURB.

3
BEDS
2
BATHS
2,435
SQFT
0.11
ACRES

Welcome to this well-maintained home in Saltillo. This spacious floor plan features a primary suite, a large living room that flows seamlessly into the kitchen and dining area, a main-floor office, and a desirable 2 car garage. Upstairs offers a generous family room and 2 additional bedrooms with one full bathroom. All appliances convey. The backyard is thoughtfully landscaped with flagstones and trees for a low maintenance year-round outdoor retreat; and amazing views of the mountains and city.

3
BEDS
3
BATHS
2,845
SQFT
0.13
ACRES

Welcome to 4709 Wildfire Rd NW, a home that exudes warmth and comfort. The living room is graced with a cozy fireplace, perfect for those chilly evenings. The primary bedroom is a retreat with a spacious walk-in closet, providing ample storage for your wardrobe. The primary bathroom is a sanctuary, featuring double sinks for convenience and ease during your morning routine. Step outside to a covered patio, ideal for entertaining or simply enjoying a quiet morning coffee. The fenced-in backyard provides a space for relaxation. This home is a perfect blend of comfort and functionality, waiting for you to make it your own. Included 100-Day Home Warranty with buyer activation

3
BEDS
2
BATHS
1,650
SQFT
0.13
ACRES

Situated on a quiet lot, 628 Florida St SE features an accent backsplash in kitchen, stainless steel appliances, patio, fenced in backyard, low maintenance, fresh interior paint, new flooring throughout home, and new appliances. This residence maintains a consistent aesthetic across every room. The property layout focuses on the integration of these updated finishes and structural improvements within the interior. Included 100-Day Home Warranty with buyer activation

3
BEDS
3
BATHS
1,796
SQFT
0.18
ACRES
$369,000
-19,000$ 06/25

Nestled in a peaceful cul-de-sac, this delightful 4-bedroom, 3-bathroom home is perfect for families looking for comfort and convenience. One of the bedrooms can easily serve as a second primary suite or living area, offering that extra space you've been dreaming of. With generous room sizes and a cozy fireplace in the family room, you'll find plenty of spots to unwind and create lasting memories. The detached two-car garage is a bonus, and the nearby shopping options make running errands a breeze. Come see how this home checks all the boxes! Roof was reshingled in 2019 and has a TRANSFERRABLE WARRANTY!

4
BEDS
3
BATHS
2,274
SQFT
0.25
ACRES

Home qualifies for CRA-Community Reinvestment Act which gives buyer over $5000 towards closing cost or interest rate buy down, This well maintained property offering a rare house +casita setup with proven rental income history. Both the main house (800sqft 2bd 1b) and the seperate casita (400sqft 1bd1b) feature separate utility meters, privacy areas and plenty of off street parking, providing flexibility for investors, multi-generational living, or owner-occupants seeking supplemental income. Each unit is move in condition, newer roofs, water heaters, and appliances. NO CARPET in either unit! The casita is currently rented and tenant is on a month to month lease.

3
BEDS
2
BATHS
1,150
SQFT
0.11
ACRES

Exceptional fully remodeled property is waiting for you. This Home is located in a corner lot, No HOA, backyard access, 3 Bedrooms 2 full Bath, Open Kitchen. New plumbing and electrical, New windows and Doors, New TPO roof and Sentetic Stucco, New flooring, New Cabinets and Appliances, and more.! Location Location just minutes from Airport and Isotopes park....

3
BEDS
2
BATHS
1,119
SQFT
0.14
ACRES

Welcome to 1229 Kirby St NE, a beautifully updated home with a modern touch. The kitchen is a chef's dream, boasting all stainless steel appliances that gleam against the fresh interior paint. Cozy up next to the elegant fireplace on chilly evenings. The primary bathroom features double sinks, providing ample space for morning routines. The primary bedroom is a true retreat with a spacious walk-in closet. Step outside to a covered patio, perfect for entertaining or relaxing. The fenced-in backyard is a great space for outdoor activities. Inside, new flooring throughout the home adds a touch of sophistication. This home is a must-see!. Included 100-Day Home Warranty with buyer activation

3
BEDS
2
BATHS
1,731
SQFT
0.17
ACRES

Your Choice of 1 of 3 Amazing Townhomes at One Outstanding Price! ---- A spacious family room connects to the dining area with covered patio access, while the alcove kitchen includes an island, ample cabinetry, and an under-stair pantry. A U-shaped staircase leads to a skylit loft and a convenient utility room accessible from the owner's closet. The front-facing owner's suite includes a sitting area, private deck, and a bath with pedestal tub, large shower with seat, and an oversized dual vanity. Two oversized bedrooms with walk-in closets are located at the back of the home for added privacy.

3
BEDS
3
BATHS
2,225
SQFT
0.07
ACRES

Alright, if you've ever wanted to live right in the middle of Downtown Albuquerque, this top-floor loft-style condo offers a cool urban vibe with exposed ceilings, contemporary fixtures, and a full wall of west-facing windows that fill the space with natural light. Enjoy soft morning light and beautiful sunset views across the city skyline. The open layout and industrial character create a unique downtown living experience just steps from restaurants, nightlife, and entertainment along Central Avenue. Washer and dryer stay, plus an extra storage locker (#10). Secure building entry and convenient parking nearby. HOA covers building insurance, water, sewer, trash, and common area maintenance.

1
BEDS
1
BATHS
716
SQFT
0.15
ACRES

Charming 3-bedroom home packed with character and fresh updates! Recently refreshed with new interior and exterior paint and updated kitchen countertops, this home is bright, stylish, and move-in ready. Features include beautiful hardwood floors, classic cove ceilings, a cozy fireplace, and a large picture window that fills the living room with natural light. The kitchen offers tile flooring, stainless steel appliances, updated counters, and great cabinet space. Outside you'll find an oversized detached 1-car garage, spacious cellar, full-length carport, and circular driveway for extra parking. The large fully fenced backyard offers plenty of room to relax or entertain. Conveniently located near parks, coffee shops, art studios, UNM, hospitals, and Kirtland AFB.

3
BEDS
1
BATHS
1,270
SQFT
0.19
ACRES

North Valley gem! Recently updated 2-bed, 1-bath home situated on .33 acres in a desirable rural setting. This charming home features new flooring, fresh interior paint, modern lighting, and a beautifully updated bathroom with new fixtures, sink, & tub surround. The spacious laundry room includes a folding counter and storage shelves for added convenience. The chef's kitchen is a standout offering custom cabinetry, Corian countertops, an island for added space, and stainless-steel appliances. Additional upgrades include; a new electrical panel, new HVAC system, new water heater, updated windows, new stucco, new shingles on the pitched roof, and new TPO on the flat. Enjoy the North Valley lifestyle, surrounded by beautiful luxury homes and close to the Rio Grande & Balloon Fiesta Park!

2
BEDS
1
BATHS
1,302
SQFT
0.33
ACRES

Inside, the home showcases classic Southwestern character with soaring ceilings, exposed vigas, handcrafted stone accents, and lighted nichos that add both texture and charm throughout the living spaces. The well-designed floor plan offers three spacious bedrooms and three bathrooms, along with a versatile flex space that can easily serve as a fourth bedroom, home office, or den, ideal for today's work-from-home lifestyle. The primary suite provides a relaxing escape with dual sinks, a large custom shower, and a generous walk-in closet designed for comfort and functionality. An East and West facing balcony with valley and mountain views is the perfect view to wake up to before walking into the fully updated kitchen and main living areas both which flow effortlessly toward

3
BEDS
3
BATHS
2,032
SQFT
0.09
ACRES

Charming Sivage Thomas Two-Story Home. Discover the charm of this classic Sivage Thomas two-story home featuring 3 bedrooms and 2.5 bathrooms. Inside, you'll be greeted by soaring ceilings, abundant natural light, and a cozy fireplace in the main living area creating a warm and inviting atmosphere. The open-concept layout flows seamlessly into the dining space and kitchen, which features classic cabinetry, solid-surface countertops, and a gas range, making it perfect for everyday living. The primary suite is located on the main floor, offering a spacious retreat with a large garden tub, separate shower, and ample space to unwind. Upstairs is bright and airy with generously sized bedrooms. Located near all the amenities of westside living, shops, restaurants, schools, gyms, and parks.

3
BEDS
3
BATHS
1,828
SQFT
0.09
ACRES

Back on market -- previous buyer was unable to complete the transaction through no fault of the seller.Beautifully refreshed and move-in ready, this single-story home in the established Willow Wood subdivision offers comfortable living with thoughtful updates throughout. Fresh interior paint, new carpet, and updated tile in the bathrooms create a clean, welcoming feel from the moment you enter.The open floor plan connects the kitchen, dining, and living spaces, centered around a cozy gas-log fireplace. Three bedrooms and two full bathrooms on one level provide convenience and flexibility for a variety of lifestyles. An oversized two-car garage and newer water heater add additional value and peace of mind.

3
BEDS
2
BATHS
1,727
SQFT
0.15
ACRES

Turnkey Income Property in a Historic Albuquerque Neighborhood. A bright, beautifully remodeled and highly versatile property located in one of Albuquerque's established historic neighborhoods, known for its character, mature trees and charm. This home offers both comfort and proven income potential, currently operating as a successful short term rental with over $68,000 Rev in 2026. Total sq footage is 1644 if you add 125 sq ft for casita.Main residence features new hickory hardwood floors, abundant natural light from multiple windows and skylights, modern fixtures and an updated kitchen with new appliances and a stylish backsplash. An attached studio casita adds exceptional flexibility. Each unit is fully private with separate entrances, separate yards and no interior ac.

4
BEDS
3
BATHS
1,519
SQFT
0.19
ACRES

Experience comfortable Southwest living in the desirable Quail Ridge Subdivision near the base of the Sandia Mountains. This inviting home sits across from Little Cloud Park and is just minutes from shopping, restaurants and amenities on Paseo Del Norte, with easy access to nearby trailheads and the Tramway Recreation Trail. A welcoming front courtyard leads to a bright living room with high ceilings, vigas and a kiva fireplace. The smart floor plan separates the primary and secondary bedrooms for privacy. The kitchen is nicely laid out for cooking, featuring an island, pantry, built-in oven and microwave and a sunny breakfast nook with Sandia views. A two-car garage, refrigerated air and a well-designed laundry room with utility sink and extra storage complete this appealing home.

3
BEDS
2
BATHS
2,319
SQFT
0.19
ACRES

A 3-bedroom, 2-bathroom single-family home was reconfigured and converted into two independent studio-style living units. The interior layout was modified to divide the house into two separate sections, each functioning as a small studio apartment.each one with access to a private bathroom. Each unit has its own entrance, allowing occupants to enter and exit without passing through the other unit. It can be converted back to a 3 bedroom 2 Bathroom house if preferred. Owner Financing Available.

3
BEDS
3
BATHS
1,500
SQFT
0.13
ACRES

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the Orchards at Anderson Heights. Thoughtfully placed ceiling fans create an airy, comfortable atmosphere throughout. The spacious primary suite offers a peek-a-boo view of the Sandias, along with a large attached bath and a convenient linen closet. The kitchen provides plenty of room for daily living and includes a pantry for added storage. The backyard is designed for easy maintenance, giving you more time to enjoy the gated community's parks, pool, and well-kept common areas. Conveniently located near schools and shopping, this home blends comfort, convenience, and community living.

3
BEDS
2
BATHS
1,373
SQFT
0.13
ACRES

Welcome to this well-maintained two-story home located in the desirable Northwest Albuquerque/Rio Rancho area. Built in 2009, this home offers approximately 1,644 sq ft with 3 bedrooms and 3 bathrooms, providing a functional layout with comfortable living spaces. The main level features a spacious living area ideal for everyday living and entertaining, along with a convenient half bath for guests. The kitchen offers granite countertops and ample cabinet space, opening to the dining and living areas for easy flow. Upstairs you will find three bedrooms and two full bathrooms, including the primary suite. Additional highlights include owned solar for improved energy efficiency, fresh paint and new carpet 2024, and a covered patio perfect for outdoor relaxation...

3
BEDS
3
BATHS
1,644
SQFT
0.13
ACRES

[[offering 10k Seller Credit]] Beautiful two-story home situated on a desirable corner lot! This spacious residence features a large living area perfect for gathering and entertaining, complemented by a stunning double-sided fireplace that adds warmth and charm. The updated kitchen offers modern finishes and ample space for cooking and hosting. Upstairs, you'll find three generously sized bedrooms plus a versatile loft. The spacious primary suite provides a comfortable private retreat. Step outside to a large backyard with plenty of room to relax, play, or entertain. New 2025 Refrigerated AC. Seller incentive: The seller is offering a 1% lender credit (based on the buyer's loan amount) toward the buyer's closing costs or interest rate buy-down when using the seller's preferred lender.

3
BEDS
3
BATHS
2,006
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.