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FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 736 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to this inviting 2-story townhome in the sought-after Trumbull Village community! With 1,427 sq ft, this residence offers 3 bedrooms, 1 full bath plus a 3/4 bath, and an attached one-car garage. NEW TPO roof, tankless water heater and a new mini split to be installed. The kitchen is equipped with stainless steel appliances (stove, dishwasher, microwave) for modern convenience.Outside, the home features a fully fenced backyard with an open patio -- perfect for entertaining or relaxing in privacy.Location is a plus -- you're minutes from Kirtland Air Force Base, local shopping, dining, parks, and with easy access to major arterials.Don't miss this opportunity -- a comfortable, low-maintenance home in a desirable neighborhood

3
BEDS
2
BATHS
1,439
SQFT
0.05
ACRES

This beautiful home features a functional open floor plan with 4 spacious bedrooms plus a versatile flex room with a custom sliding barn door, perfect for an office, gym, or playroom. The chef's kitchen offers newer appliances, a hands free automatic faucet, and ample counter space for entertaining. Enjoy peace of mind with a newer AC unit, automatic living room blinds, and elegant finishes throughout. Former Parade of Homes property blending luxury and livability. Recent price reduction plus great buyer incentives including a $5,000 buyer credit and new carpet with 4 options to choose from! Located in sought after Montecito Estates with pool, parks, and trails.

4
BEDS
3
BATHS
3,214
SQFT
0.15
ACRES

Welcome to this inviting 3-bedroom home featuring a sparkling pool, perfect for warm New Mexico days. The open layout includes tile flooring in the kitchen and family room, combining style and easy maintenance. A separate laundry room adds convenience, while leased solar panels help keep energy costs low. Giving you a ton of savings. The kitchen offers plenty of space for cooking and gathering, flowing seamlessly into the family room for everyday living and entertaining. Step outside to the covered patio, an ideal spot to relax or host friends while enjoying views of the pool. With comfortable living spaces, practical upgrades, and a backyard designed for fun and relaxation, this home is move-in ready and waiting for its next owner.

3
BEDS
2
BATHS
1,970
SQFT
0.19
ACRES

4
BEDS
3
BATHS
1,950
SQFT
0.16
ACRES

This well maintained and charming home offers convenience and comfort in an unbeatable location--just minutes from Kirtland Air Force Base, the airport, schools, and quick access to I-25 and I-40 for easy commuting. This 3 /4 bedroom home has a spacious kitchen and a formal dining room perfect for gatherings, and a functional layout ready to fit your lifestyle. Step outside to enjoy the spacious backyard with backyard access, ideal for entertaining, gardening, or simply relaxing. Converted garage is currently being used as the main and 4th bedroom, it is not included in square footage. A 2nd bath could be added to main bedroom as it is near a large laundry room so the water lines are near.

3
BEDS
1
BATHS
1,250
SQFT
0.16
ACRES

Buy now and save big! Sellers contribution to Buyer costs up to 4%!! Ready to move in! Owners' suites on first and second floor, each have large walk-in closets and coffered ceilings. Very spacious kitchen/dining/living area with large island, coffered ceiling in living room and sliders to covered back patio. 3 full baths + powder room on first floor. Secondary bedrooms area all large and each features double bypass doors. Loft on second floor is 19 x 16 and is perfect as a second living area or game room. Granite countertops throughout, tile in kitchen, baths, laundry and entry. Appliance package includes range, microwave, dishwasher and refrigerator. Pics are of model.

5
BEDS
4
BATHS
3,249
SQFT
0.15
ACRES

Low maintenance two-floor condo in Prospectors Point. Featuring 3 bedrooms, 1 full bath, and 1 half bath, additional shower + sink combo in primary for extra flexibility. Secure front patio enclosure, tiled living room with wood-burning fireplace, and kitchen with granite counters. Laundry connects to the dining area with half bath. Recent updates include water heater replaced in 2024 and sinks replaced in 2022. Appliances included: washer, dryer, refrigerator, dishwasher, and range. One-car attached garage. Enjoy the nearby park and inviting common areas perfect for walking and relaxing outdoors. Excellent NE Heights location minutes from public schools, parks/trails, grocery stores, and breweries. HOA covers, roof, stucco, water, sewage, part of homeowners insurance, and landscaping.

3
BEDS
2
BATHS
1,197
SQFT
0.11
ACRES

$10k for buyer's closing costs! This wonderful home offers 4 bedrooms (possible 5) and 2 bathrooms. The home's design is very thoughtful providing a great layout to spend time and build unforgettable memories with your loved ones. Enjoy the natural lighting the open atrium offers; plant lovers welcome! The back patio is perfect and inviting to spend endless hours entertaining, relaxing or simply enjoying the fresh air and tranquility of the area.Located in a desirable neighborhood, this home provides easy access to shopping centers, schools, restaurants, parks, main roads and all main amenities.Did I mention a new TPO roof was recently installed?This will provide its new owners peace of mind for years to come! Don't miss the opportunity to make this your home and schedule a showing today.

4
BEDS
2
BATHS
1,911
SQFT
0.16
ACRES
$520,355
-30,030$ 05/10

Step into modern city living with this contemporary new-construction townhouse in a secure, gated community at the heart of it all. With 1,935 sq. ft., this home offers 3 bedrooms, 2.5 baths, and a spacious loft--ideal for a home office, gym, or cozy retreat. The open-concept kitchen is a true showpiece, featuring a large island, granite countertops, stainless steel appliances with range hood, and stylish finishes. Enjoy peace of mind with Green Build Gold Certification, ensuring energy efficiency and long-term savings. Complete with a 2-car garage, low-maintenance design, and easy access to shopping, dining, and entertainment, this home blends comfort, style, and convenience in one perfect package. Home is currently under construction! Ask about buyer incentives today!

3
BEDS
3
BATHS
1,935
SQFT
0.06
ACRES

Seller financing will be considered! This delightful 2bed,1bath condo ideally situated for those seeking easy access to I-25. Step inside to find a thoughtful layout that optimizes space while inviting in plenty of natural light. Upgrades like sleek flooring and bathroom vanity add to this home charm. The inclusion of a stackable washer and dryer add to your convenience, making daily life smoother. This property represents a great chance for hassle free living or secure a rental investment. With HOA fees covering essential services such as water, roof maintenance, and exterior upkeep, you can enjoy seamless living.

2
BEDS
1
BATHS
740
SQFT
0.02
ACRES

Don't Wait! Schedule your showing now before this 2,400 square foot North Valley charmer becomes the main character in someone else's dream life. Recently remodeled and boasting 3 bedrooms, 3 bathrooms, multiple living areas, nook, and a new refrigerated air and heating unit! But wait...There's more! A wonderful covered carport extending the length of the house and opening up to your very own backyard oasis. Seriously, this back yard is HUGE! Perfect for the car or weekend enthusiast who needs room for multiple vehicles and sports toys. Wow!

3
BEDS
3
BATHS
2,401
SQFT
0.18
ACRES

An amazingly beautiful modern country-style home with a gorgeous open space concept, a blend of rustic charm with contemporary touches. There are warm natural materials such as wood accents combined with clean lines and lots of natural light. Granite countertops, stainless steel appliances, 10 foot ceilings, a color changing electric fireplace in the living room, large open kitchen with ample counter space. Separate dining area. The primary suite has a spectacular walk in spiral shower with a separate soaker tub and large walk in closet. The primary suite also has access to a small sitting patio and just around the corner off of the dining area there is a large covered patio perfect for entertaining. Home is fully landscaped and fenced with 2 access gates. Come and see your dream home!

4
BEDS
3
BATHS
2,550
SQFT
0.38
ACRES

Exquisite Modern Residence in a Premier Gated Community Experience the beauty of modern Spanish design and luxury living in this exceptional Albuquerque residence. Perfectly situated with immediate access to Old Town ABQ, the Sawmill District, the Bosque trails, and just minutes from ACC Country Club, this home combines elegance, convenience, and exclusivity.The expansive open floor plan is illuminated in natural light and showcases views of the Sandia Mountains. An open kitchen and grand living spaces create the ideal setting for entertaining friends and family. Step outside to serene patios designed for peaceful evenings and relaxation.Every detail of this home reflects luxury and comfort.

4
BEDS
6
BATHS
5,025
SQFT
0.55
ACRES

* Seller offering $5K Buyer credit toward Carpet allowance &/or Closing costs *Beautiful Rachel Matthew Home in Mesa del Sol! This spacious 3 BR (possibly a 4th in Casita), 4 Bath, 3 Car Garage residence also has a separate office/casita w/bathroom, perfect for guests, extended family or a private workspace. Built w/quality 2x6 construction, this home offers both durability & efficiency.The primary ensuite features a double-sink vanity & large walk-in closet. A versatile loft area provides additional living space, ideal for a media room, playroom or home office. This home offers exceptional flexibility & functionality. Located in the vibrant community of Mesa del Sol, you'll enjoy a unique blend of comfort & convenience.

3
BEDS
4
BATHS
2,759
SQFT
0.13
ACRES

Welcome to this beautiful family home in the desirable Volterra Subdivision. This spacious 5-bedroom 3-bathroom residence offers the perfect blend of comfort and style, featuring an open concept layout. Enjoy the modern appliances, a xeriscaped yard and a welcoming community atmosphere. With ample space for family gatherings and entertaining, this home is designed for relaxation and connection. Don't miss the opportunity to make this stunning property your own!

5
BEDS
3
BATHS
2,771
SQFT
0.13
ACRES

Brand New Modern Custom Home! This stunning new build sits on a corner lot with side yard access--perfect for an RV, boat, or extra parking. Designed with all the bells and whistles, it boasts soaring ceilings, expansive windows, and an open floor plan filled with natural light. The chef's kitchen features custom cabinetry, quartz counters, oversized island, and premium appliances. Retreat to the luxurious primary suite with spa-like soaking tub, and walk-in shower. Outside, enjoy a covered patio with outdoor kitchen--perfect for entertaining! Modern design, prime location, and room for your toys--this one has it all!

4
BEDS
3
BATHS
2,389
SQFT
0.19
ACRES

3 Bedrooms | Covered Front Porch & Extended Back Patio | Overhead Garage Storage | Adv Layout Tile | Quartz Countertops 🏡Welcome to this charming 3-bedroom home in the heart of Mesa del Sol - M5, where thoughtful design meets everyday comfort. From the welcoming covered porch in front to the extended patio in back, this home is built for enjoying every ounce of New Mexico's sunshine.

3
BEDS
2
BATHS
1,852
SQFT
0.11
ACRES

Don't wait. Price just reduced and Seller contribution up to 4%. A large welcoming front porch invites you into this 4-bedroom, 2-bath home in the forward trending communiity of Mesa del Sol where energy efficiency and conservation has guided the neighborhood from its beginnings. This home is a Build NM Gold certified home. Standard features include tile floors in the kitchen, bath and laundry areas,tile roof, separate laundry room, TaexxPest Control system, oven, microwave, dishwasher, side-by-side refrigerator, 2''blinds throughout, covered back patio, freestanding tub + separate shower in the primary bedroom and granite countertops throughout. Included is a one-year Builder Warranty in addition to a 2-10 Structural warranty. Stop by our model and see all that Twilight Homes has to offe

3
BEDS
2
BATHS
1,707
SQFT
0.15
ACRES

Innovation Park, the newest neighborhood in the very desirable cotmunity of Mesa del Sol is home to this lovely one-story. Beautiful views (dependent on lot location) of the mountains, located next to parks, and easily accessible you will love this area. The Aquarius floorplan makes great use of its square footage with minimal hallways. The kitchen features lots of granite counters and wood cabinets with a spacious island. The living room and primary bedroom offer coffered ceilings for an elevated design. Cozy up to the fireplace in the living room and take advantage of the large covered patio accessed from the large glass sliders in the living area. The primary bedroom has dual walk in closets and double vanity sinks along with a walk in shower and separate tub. Much Mor

3
BEDS
2
BATHS
1,433
SQFT
0.15
ACRES

Price just reduced and Seller contributes 4% to closing costs on this beautiful new Twilight home that blends contemporary style with urban convenience. At Mesa del Sol, sustainability is more than a goal--it's a way of life. This water-wise, pedestrian-friendly, nature-focused community ensures smarter living and reduced energy usage, so you can save on utilities while making a positive impact on the environment. This beautiful 3 bdrm home will put you in the newest community in Mesa del Sol. Tile floors in kitchen, dining, bathrms and laundry. Granite countertops, 9' ceilings, double vanity in primary bath, walk in closet in master and many other desirable amenities. Home includes an exclusive One-Year Builder Warranty in addition to a 2-10 Structural Warra

3
BEDS
2
BATHS
1,701
SQFT
0.15
ACRES

Most beautiful location in Albuquerque. Views, views, views from this 2,470 square foot, 3 bedroom, 3 bathroom High Desert home. Fantastic, friendly neighborhood!

3
BEDS
3
BATHS
2,470
SQFT
0.15
ACRES

Where Home Meets Opportunity in Nob Hill. This unique MX-L zoned property blends residential warmth with professional flexibility, perfect for anyone seeking a seamless live-work lifestyle. With a versatile floorplan, this property is ready to inspire your next chapter, whether it's wellness, design, tech, or something entirely your own.Enjoy modern comforts like refrigerated air, updated windows, and upgraded plumbing. Just a stroll away from UNM and the heart of Nob Hill, this property isn't just a place to live, it's a place to thrive.

2
BEDS
2
BATHS
1,290
SQFT
0.15
ACRES

Great end unit townhome, Home has 3 bedrooms, 2.5 baths, 2 car garage. Home has a big family room upstairs, 20 x 10. this can be a the 4th bedroom. close to shopping. Living room and kitchen area are 28 x 18 together.come and take a look, make this home yours.

3
BEDS
3
BATHS
2,007
SQFT
0.07
ACRES

This spacious home offers a fantastic opportunity for investors or buyers looking to add personal touches. Featuring an open floor plan with an eat-in kitchen, breakfast nook, and a dining area that opens to a landscaped backyard with additional storage, a cozy sitting area, and a large covered patio perfect for entertaining. The primary suite overlooks the backyard and includes a spacious bathroom and walk-in closet. Two additional bedrooms offer generous space, one with its own walk-in closet. A versatile loft can serve as an office, gym, or potential fourth bedroom. With no HOA and a prime location near shopping, dining, and easy freeway access, this home is full of potential and ready to shine with a little TLC.

3
BEDS
3
BATHS
2,066
SQFT
0.1
ACRES

Welcome Home!Step into this beautifully crafted, multilevel contemporary residence that seamlessly blends modern design with comfort. bathed in natural light, the home features an open-concept floor plan perfect for today's lifestyle. Enjoy luxurious flooring, elegant quartz countertops, custom tile backsplashes, and stylish tile showers. Built with quality in mind, this home includes solid-core doors and 2x8 construction for enhanced insulation and energy efficiency. Additional highlights include mini-split heating and cooling systems, energy-efficient Low-E vinyl windows, stainless steel appliances, a tankless water heater, a garage with a 220-volt outlet. No HOAThis stunning home truly has it all!

2
BEDS
2
BATHS
1,187
SQFT
0.03
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.