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VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 1076 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Elegant home with Tuscan charm and many custom features including a butlers' pantry/laundry room, granite countertops, large chef's kitchen with 6 burner gas stove top and double ovens. Formal dining room, hand carved fireplace in the kitchen for those chilly winter evenings, also gas burning stove in large family room. Step into your very own backyard oasis with separate detached hot tub house, mature landscaping where you can enjoy the soothing sounds of nature with a Koi pond and gorgeous waterfall feature. Refrigerated air installed in December of 2025. Wood floors throughout, refinished in July of 2026 including fresh paint and all new plumbing beneath home. This home will not last so come see what this gem has to offer!

3
BEDS
2
BATHS
2,651
SQFT
0.23
ACRES

Welcome home to this 3,500+ sq ft two-story home offering the perfect blend of luxury, comfort, and versatility. This was a former model home here in Montecito Estates on a rare oversized corner lot. The main floor boasts dual living areas, a cozy fireplace, a formal dining room, and a bright breakfast nook. A flexible downstairs office/gym area and a private attached casita with a full bath provide an ideal setup for guests, multi-generational living, or remote work. Upstairs, you will find three spacious bedrooms, including the owners suite, with ample closet space. Step outside into your private backyard oasis, complete with a swimming pool ready for summer relaxation and entertaining. There is so much to love about the details of this one. We can't wait for you to make it yours!

4
BEDS
4
BATHS
3,563
SQFT
0.23
ACRES

Beautifully updated 3-bedroom, 3-bath single-story home in desirable Glenwood Hills! This home features two spacious living areas, a wet bar adjacent to a Venetian plaster fireplace, all-new Pella windows, and a new shingle roof. Enjoy new luxury vinyl plank flooring throughout the main living areas, new carpet in the bedrooms, new cabinetry, solid surface countertops, and stainless steel appliances. Additional updates include a stackable washer and dryer and more.

3
BEDS
3
BATHS
2,217
SQFT
0.26
ACRES

Welcome home to this beautifully updated 3-bedroom, 2-bath townhome. The remodeled kitchen and bathrooms offer modern style and functionality, while recent updates provide added peace of mind, including a new door spring and opener (2026) for the 2-car garage, new blinds (2025), and a TPO roof (2019). The heating and cooling combo unit is only four years old, and provides refrigerated air for added efficiency and comfort. Enjoy beautiful views from the balconies, a security system, and fully landscaped front and back yards, complete with a drip irrigation system in the front yard and sprinklers in the back. There is also a beautiful park walking distance from the home. This move-in-ready home combines thoughtful updates, low-maintenance living, and a great location you'll love.

3
BEDS
2
BATHS
1,789
SQFT
0.11
ACRES

Welcome to this spacious and beautifully designed two-story home offering 5 bedrooms, 3.5 bathrooms, and a 3-car garage. The thoughtfully designed floor plan features a private owner's suite on the main level, while the remaining bedrooms are upstairs, including a convenient Jack-and-Jill bathroom. Enjoy multiple living spaces with a bright living room downstairs and a spacious family room upstairs, perfect for relaxing or entertaining. The main level also includes a dedicated study, formal dining room, mudroom, and a well-appointed kitchen with a generous pantry. Step outside to a large backyard featuring a covered patio, creating the perfect setting for outdoor gatherings, play, or quiet evenings. This home offers the ideal combination of space, comfort, and functionality.

5
BEDS
4
BATHS
3,830
SQFT
0.17
ACRES

Wake up to breathtaking views of the Sandia Mountains right outside your front door! Situated on a spacious half-acre lot, this beautifully refreshed home offers the perfect blend of modern updates and room to breathe. Flooded with natural light, the thoughtfully designed floor plan showcases stylish new flooring, updated lighting, windows and fixtures, and fresh interior paint. The stunning, reimagined kitchen features brand-new cabinetry, sleek countertops, and contemporary finishes, creating a space that's as functional as it is beautiful. Buyers will appreciate the extensive seller-upgraded systems, including a furnace, water heater, evaporative cooling, an upgraded electrical panel, and the home is now connected to city sewer, no septic. Retreat to the primary suite, where a tastefully remodeled ensuite bath provides a spa-like escape for everyday relaxation. Move-in ready and situated on a generous half-acre lot, this property offers endless possibilities for outdoor living. Whether you envision a lush garden, outdoor entertaining spaces, or simply enjoying the extra room to spread out, this exceptional property is one you won't want to miss. Schedule your private showing today!

3
BEDS
2
BATHS
1,370
SQFT
0.5
ACRES

This is a FULLY FURNISHED new build with a casita in the downtown area only steps away from the bosque trails! This home boasts luxurious finishes that you have to see to appreciate. This home is fully fenced with 2 keyless entry gates. Vallejo Gold countertops in the kitchens are absolutely stunning. Both living spaces have their own refrigerated air units! Main house is 1003 sq 2 bedroom 2 bath. Each unit has high ceilings giving it an open and refreshing feel. Custom tile work in every bathroom. Casita is 598 sq ft with 1 bedroom 1 bath. Gas and Electrical are separately metered for main house and casita

3
BEDS
3
BATHS
1,601
SQFT
0.08
ACRES

The popular Hemingway plan greets guests with a charming covered front porch. The main floor boasts a formal living room, an inviting great room with an open dining room that flows into a gourmet kitchen with a center island with walk-in pantry. On the second floor, you'll find a central laundry, a versatile loft and four generous bedrooms, including a lavish primary suite with an oversized walk-in closet and primary bath.

4
BEDS
3
BATHS
2,710
SQFT
0.14
ACRES

You will be captivated by the warmth and charm of this beautifully updated single level home! Excellent open floor plan is thoughtfully designed for comfortable living. Spacious family room. Remodeled kitchen was completed in June 2026, and features new cabinets, countertops, gas stove, dishwasher, and microwave. Sunny breakfast nook. Updated bathrooms. LVT flooring designed for style and easy care was just installed throughout the home. Interior has been freshly painted! June 2026: stylish ceiling fans, lights, and recessed lighting installed. June 2026: new furnace installed. 2022: water heater. 2020: evaporative cooler. 2019: metal roof. Newer windows. Oversized two car garage. Easy care yards with mature shade trees. Private, relaxing backyard with a wonderful covered patio. Fantastic foothills location close to trails, dining, KAFB, and Sandia Labs. Immaculate and move-in ready. Come see!

3
BEDS
2
BATHS
1,246
SQFT
0.14
ACRES

Fabulous location on cul de sac and backs up to Nor Este Park with walking trails. Easy walking distance to La Cueva high school, Desert Ridge middle school, shopping, restaurants and North Domingo Baca Park. Gorgeous sycamore tree in front yard. Upstairs deck with spiral staircase off master bedroom and fourth bedroom offers views of mountains, Nor Este Park and stunning sunsets. Kitchen opens to family room and bay window overlooks patio, backyard and park. Fourth bedroom with pocket doors can serve as an office or study. Three car garage has built in shelves, extra storage space and attic access with ladder. Beautiful backyard with flowers, raised beds and fruit trees.. cherry, pomegranate, blackberry and two apple. All have irrigation system. Liv rm bay window has window seat w/storage

4
BEDS
3
BATHS
2,568
SQFT
0.17
ACRES

Priced well below market for a quick sale, this classic 1960s contemporary home delivers rare value, space, and privacy -- starting with a fully gated and walled lot that turns into your own private retreat the moment you close the gate behind you.Designed for everyday living and easy entertaining, the home offers three distinct living areas: a formal living room, a cozy family room with a fireplace, and an oversized bonus room that's ready to become a game room, media room, home gym -- you name it. The kitchen doesn't skimp on storage or counter space, and it comes with a built-in microwave and refrigerator.The primary suite is a true retreat, with dual closets and an ensuite bath featuring double vanities, a jetted soaking tub, a separate shower, and plenty of room to unwind. Two more good-sized bedrooms share a full guest bath with dual sinks, making things comfortable for family or visitors.Behind the gates, the walled grounds give you a real sense of privacy and security -- the kind of sanctuary feel that's tough to find these days. There's even dedicated space for an RV, boat, or trailer, which is a nice bonus in this market.The home has been well maintained, but there's plenty of room to make it your own with some modern updates and personal touches. Between the layout, solid construction, and character you don't see in newer builds, this one gives you a great foundation to work with.With a motivated seller and a price built to move, this is a great chance to get more home and more privacy for less. Don't sleep on this one.

3
BEDS
2
BATHS
2,616
SQFT
0.26
ACRES
$335,000
-15,000$ 08/14

Excellent curb appeal near UNM. Light and bright, well-maintained and tastefully updated. Inviting wooden door leads to private east facing courtyard perfect for quiet morning coffee. Hardwood oak floors throughout; coved ceilings. Updated electrical work, updated windows. Split units in living room, laundry room, sun room and both bedrooms. Remodeled kitchen with attractive marble counters. Newly totally remodeled bathroom. 182 square foot quality heated sun room/greenhouse (not included in square footage) with views of large private back yard with high wall. Large storage shed, oversized covered patio and alley accesss

2
BEDS
1
BATHS
1,073
SQFT
0.15
ACRES

Southwestern charm meets thoughtful modern updates. The inviting open floor plan showcases soaring ceilings, and beautiful details including a cozy kiva fireplace. The remodeled kitchen is a standout feature, offering upgraded wood cabinetry, granite countertops, stainless steel appliances, and a spacious breakfast bar that flows seamlessly into the dining and living areas.The generous primary suite includes a private balcony where you can relax and enjoy mountain views and sparkling city lights. Spacious bedrooms and abundant natural light fill the home. Outside, you'll find a versatile detached bonus room/casita complete with electricity providing endless possibilities as a home office, art studio, workshop, gym, hobby space, or additional storage. This home is a must see!

3
BEDS
3
BATHS
1,387
SQFT
0.12
ACRES
$339,900
-10,000$ 08/11

Come check out this charming 3-bedroom, 2-bath home featuring an updated kitchen, refreshed landscaping, and ample parking. This move-in ready property is perfect whether you're searching for your first home or your forever home. Stop by and see all it has to offer we'd love to welcome you! Temporarily withdrawn from the market to complete new flooring and carpet throughout the home. The updates are coming along beautifully come take another look, you're going to love the upgrade.

3
BEDS
2
BATHS
1,416
SQFT
0.13
ACRES

Welcome to this well-maintained 2-story home in Palomas Park, offering a convenient Northeast Albuquerque location with easy access to shopping, dining, I-25, and everyday amenities. The spacious living area features a cozy fireplace and flows seamlessly into the dining area and kitchen, creating a comfortable space for everyday living and entertaining. The main level includes a convenient laundry area and a primary bedroom with direct access to the backyard. Upstairs, you'll find a second bedroom, full bath, and private balcony. Complete with a 2-car garage, this home is ready for its next owner. Schedule your private showing today!

2
BEDS
2
BATHS
1,588
SQFT
0.1
ACRES

Seller to provide a $5000 CREDIT to the buyer in the event the property appraises at $359K. This credit can be used per the buyer or lender's discretion. Welcome home to this charming single-story residence featuring 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. Designed for comfortable everyday living, this home offers a functional floor plan with inviting living spaces and plenty of natural light. Step outside to a generously sized backyard with endless possibilities for entertaining, gardening, play, or creating your own private outdoor retreat. Whether you're a first-time buyer, downsizing, or searching for your next investment, this property offers the perfect combination of comfort, space, and opportunity.

3
BEDS
2
BATHS
1,560
SQFT
0.18
ACRES

Beautifully maintained single-level home without a single step! This 4-5 bedroom home in the desirable Sandia foothills is offered by its original owners. Enjoy sunsets on the Sandia mountains and deer in the front yard. Updated mechanicals, including a new septic system, double-paned windows, and well-kept stucco, provide peace of mind. The granite kitchen opens to a warm great room with a rock-surround gas fireplace, T&G ceilings, built-in bookshelves, skylights, and access to the spacious enclosed sunroom. Rare dual primary suites plus two additional bedrooms offer exceptional flexibility. Mature landscaping, covered patios, low-maintenance artificial turf, and a circular driveway complete this special property.

4
BEDS
4
BATHS
2,781
SQFT
0.79
ACRES
$949,900
-10,000$ 08/12

Tucked away in Albuquerque's peaceful South Valley near the Rio Grande, this fully fenced 1.72 acre estate offers privacy, space, sunset views, and true Southwest Charm. The 4,369 sq ft custom home features 4 bedrooms, 3 bathrooms, 2 dedicated offices, and a versatile game or media room ideal for an in law suite. Timeless details include soaring ceilings, brick floors, Pella windows, 3 fireplaces, zoned radiant and baseboard heating, and an oversized 3 car garage. The chef's kitchen shines with a Brazilian blue granite island, quartz counters, and walk in pantry. Outdoors enjoy mature orchards, raised garden beds, water rights, irrigation well, city water, underground utilities, and multiple patios and balconies overlooking lush drip irrigated landscaping. Horse and livestock friendly.

4
BEDS
3
BATHS
4,369
SQFT
1.72
ACRES

Professionally staged and newly priced, this former builder's model in Vista Del Norte's exclusive gated enclave blends quality craftsmanship and timeless appeal. This beautifully appointed three-bedroom, two-bath residence features a primary suite separated from the secondary bedrooms, soaring ceilings, radiant heated floors, high-end cabinetry, skylights, two fireplaces, and a one-of-a-kind architecturally designed dining room that serves as a striking centerpiece for both everyday living and entertaining. Offering a low-maintenance backyard for the frequent traveler or busy homeowner, or a blank canvas for a personalized outdoor retreat. With the convenience of being in the center of the city, the home backs to a premier balloon landing site, offering unforgettable views!

3
BEDS
2
BATHS
1,989
SQFT
0.13
ACRES

This stunning home offers a unique blend of modern luxury & timeless Southwestern charm. Boasting 4 bedrooms, 3 bathrooms & a spacious 3-car garage, this Well maintained home is the Loaded of Elegance & Comfort. As you step inside, you are greeted by a Bright & Airy Open Floor plan with traditional Vigas, Bamboo Wood & tile flooring, & a fireplace that evokes a sense of Warmth & Peace. The kitchen features Granite Countertops, Stainless Steel appliances & ample cabinet space. The Owners Suite is a Grand retreat, complete with a spa-like bath, walk-in closet & access to a private patio. Step outside to an oasis of relaxation. The expansive backyard & lush landscaping is an entertainer's dream with an RV pad & bbq that invites you to savor the idyllic NM climate.

4
BEDS
3
BATHS
2,246
SQFT
0.17
ACRES

Stunning views and versatile living space! Don't miss this exceptional split-level home featuring unparalleled views of the Sandia Mountains and Albuquerque city lights. Highlights include: Outdoor Living with multiple balconies and direct access to neighborhood walking trails, Chef's Kitchen with an open concept design, a fantastic primary suite with a walk in shower and jetted tub...and more! Schedule your tour today!

4
BEDS
2
BATHS
2,261
SQFT
0.15
ACRES

Welcome home to this fully remodeled 3-bedroom, 2-bath property with a fresh, modern feel throughout. The open floor plan brings together the living room, kitchen, and dining area, creating a comfortable space for everyday living and entertaining. The home features updated finishes throughout, a spacious primary bedroom with its own private bathroom, and two additional bedrooms that can easily be used for family, guests, or a home office. With its updated interior, functional layout, and move-in-ready condition, this home is ready to enjoy from day one.

3
BEDS
2
BATHS
1,150
SQFT
0.12
ACRES

An income producing casita, already proven. This fully furnished space has its own private entrance and has been a turn key rental, actively earning through Airbnb and Furnish Finder. Midterm tenants, often traveling nurses and contractors, typically stayed 3 to 6 months, with Airbnb filling the shorter gaps in between. All of this happened with zero marketing, just listed on the platforms.Now let's talk about the house that income supports. Three bedrooms, two full bathrooms, and two separate living areas give the main home room to breathe and room to grow.Outside, a carport fits 5 to 6 vehicles, and a workshop with power and a loft offers space for a woodshop, a studio, or serious storage. Roof and refrigerated air were both replaced in 2022, so the big ticket items are already handled.A property built for flexibility, for income, and for whatever comes next.

4
BEDS
3
BATHS
2,106
SQFT
0.14
ACRES

Discover this hidden gem offering incredible value at an affordable price! Situated on a desirable corner lot just minutes from Tingley Beach and the Bosque trails, this charming Southwest style home blends comfort and convenience. Inside, you'll find 3 bedrooms, 2 full baths and an open layout where the kitchen overlooks the dining area with a breakfast bar, making entertaining easy. A cozy wood-burning fireplace adds warmth and character, while the spacious primary suite features a walk-in closet. Outside, enjoy a private backyard filled with mature trees, producing apple, peach, nectarine, and grape vines, plus RV access and a large storage shed. This is one you won't want to miss!

3
BEDS
2
BATHS
1,480
SQFT
0.18
ACRES

Great Location! Northwest Heights Beauty! Former Kim Brooks ModelHome! Spacious 4-bedroom, 3 bath home featuring adesirable Open Floorplan designed for comfortable livingand entertaining! Two generous sized living areas! Rare find, private 4thbedroom and full bath downstairs! Quality finishes throughout! Brazilian Cherry JatobaWood Flooring* Large 20 inch Tile* Custom Window Wood Valances* Kiva Gas Fireplace* Variance Plaster Accent Walls* Fabulous Kitchen with Island, Granite Countertops & Big Pantry! Huge Primary Suite offers luxuriousretreat: Vaulted Ceiling, Sitting Area and 2 walk-in closets! Balcony with beautiful city and mountain views! Expansive en-suite bathroom includes large doublesink vanity, separate shower & relaxing garden tub! Allbedrooms are generous sized! Covered back patio, backyard lush grass, mature trees! Fully landscaped cornerlot!! Very Nice Home...Hurry!!

4
BEDS
3
BATHS
2,386
SQFT
0.14
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.