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VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 1074 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Beautiful 2 Story Condo featuring 2 spacious bedrooms 1 full bathroom upstairs and a guest bathroom downstairs. The Main bedroom features an outdoor patio for enjoying the summer evening! Great floor plan, beautiful laminate wood laminate flooring throughout the house, private courtyard and a relaxing community garden! HOA covers water, trash, sewer and landscaping.

2
BEDS
2
BATHS
1,071
SQFT

Upgraded Sundance Community, home offering 4 spacious bedrooms, an office, and a loft. Improvements completed in 2025 include stucco and refrigerated air. Additional upgrades feature a stacked stone fireplace, French doors at the office, updated upper bathrooms, fresh paint throughout and a refreshed kitchen with modern finishes and backsplash. The backyard is a private retreat with a covered patio, pergola, artificial turf, and walk paths for low maintenance outdoor living. Home also includes a Tesla charger and epoxy coated garage floor. Wood and tile flooring throughout the lower level and stairs, tile in wet areas, stainless steel appliances, and a large kitchen island complete the interior. Laundry room upstairs for convenience. Extra room downstairs can function as an office or 5th bedroom. A spacious, energy efficient home with thoughtful upgrades throughout.

4
BEDS
3
BATHS
2,749
SQFT
0.11
ACRES

Step into this charming home with modern updates! Featuring a new roof, new windows including new sliding glass door, new gutters, new light fixtures, updated bathrooms with DeerValley heated, tankless bidet toilets, A bright open concept living and dining area that's perfect for entertaining or everyday living. Enjoy your morning coffee in the beautiful backyard with a brand new aluminum powder covered patio and Mountain View. This home offers comfort, style and a welcoming atmosphere both inside and out. Custom drapes and blinds throughout. Pride of ownership is evident in this beauty. Come and see for yourself!

3
BEDS
2
BATHS
1,480
SQFT
0.12
ACRES

Experience the ultimate in luxury living in the sought-after Del Norte Neighborhood! This spacious four-bedroom, two-bathroom home has been beautifully remodeled to offer an inviting ambiance and modern conveniences, along with a bar room connecting to pool. The pool has been completely refurbished, creating an exceptional heated pool ready to enjoy all year round. The serene backyard, complete with perennial flowers and a pond, is your personal getaway. Enjoy the primary bedrom, walk-in shower, and ample california closets along with a fireplace to enjoy. The updated kitchen that will encourage culinary masterpieces, with newer appliances. Once you close your front door your personal Oasis awaits you. $5,000 TOWARDS BUY DOWN RATE.

4
BEDS
2
BATHS
2,290
SQFT
0.23
ACRES
$335,000
-10,000$ 08/13

Attention Buyers! The seller is offering a $10,000 concession that can be used toward flooring, closing costs, home improvements, or however the buyer chooses! Major upgrades provide added peace of mind, including a new roof (2022), refrigerated air (2020), a 200-amp electrical panel upgrade, and an EV charger. This charming home is located in Albuquerque's desirable Northeast Heights, where beautiful curb appeal features low-maintenance turf, colorful flower gardens, and a private courtyard that's perfect for relaxing on warm afternoons. Inside, you'll find 3 bedrooms and 3 bathrooms with a flexible floor plan to fit your lifestyle. The spacious living room is currently being used as a primary bedroom, offering endless possibilities. The updated kitchen is the heart of the home, showcasing newer cabinetry, gorgeous corian countertops, stainless steel appliances, and an open layout that's ideal for both everyday living and entertaining. All stainless-steel appliances convey with the home. The backyard is ready for your personal touch, complete with a storage shed and chicken coop, both of which will convey. Don't miss this fantastic opportunity to own a well-maintained Northeast Heights home with valuable updates and a generous $10,000 seller concession to help make your homeownership dreams a reality!

3
BEDS
3
BATHS
1,761
SQFT
0.19
ACRES

Experience the perfect blend of classic ranch-style charm and modern efficiency in this spacious single-story home on a generous half-acre lot. Offering 4 bedrooms, 2.5 bathrooms, and a bright, open floor plan, this home provides the space and flexibility today's buyers are looking for. The updated kitchen features beautiful granite countertops and opens to the main living areas, making it ideal for everyday living and entertaining. The inviting family room features a cozy wood-burning stove, while the second living area offers added space for entertaining or multi use purposes. Updates include refrigerated air, a newer roof, and an updated electrical panel. Outside, you'll find an attached two-car garage, RV carport, and an impressive detached three-car garage, plus backyard access for RVs, trailers, boats, and all your recreational toys. Mature fruit trees, grapevines, and an irrigation well (currently needing repair) add even more potential. With exceptional space, storage, and value, this is a rare opportunity to own a versatile property in the heart of the North Valley.

4
BEDS
3
BATHS
2,172
SQFT
0.5
ACRES

This little Charmer features 3-bedroom floor plan with Fresh Paint (inside & out) Tile, Wood flooring, Kitchen Cabinetry, Stainless Steel Refrigerator, Microwave, Gas Range, Dishwasher, Disposal, Fans, Fixtures, Bathroom, Refrigerated Air & Heating combo unit. Property also has backyard access Seller that is READY TO SELL! This home is move in ready and is also walking distance to parks and schools.

3
BEDS
1
BATHS
1,104
SQFT
0.17
ACRES

Welcome to this lovingly maintained four-bedroom home tucked away on a quiet, grassy cul-de-sac in the established Thomas Village neighborhood. Offering approximately 2,177 square feet, this inviting property reflects pride of ownership throughout and provides generous living space with a comfortable, versatile floor plan. Important improvements include an updated HVAC system, water heater and a roof replaced in 2022, offering valuable peace of mind to the next owner. Situated on an approximately quarter-acre lot, there is plenty of room to relax, garden and enjoy Albuquerque's outdoor lifestyle. Conveniently located near the Bosque, Old Town, Downtown, shopping, dining and major roadways, this well-cared-for home combines a peaceful North Valley setting with everyday accessibility.A rare find in a very popular neighborhood

4
BEDS
2
BATHS
2,174
SQFT
0.2
ACRES

This property is a beautifully newer construction North Valley gem, where timeless charm meets modern comfort. Nestled on a spacious corner lot with backyard access, in one of Albuquerque's most desirable areas, this inviting 3-bedroom, 2-bath home offers the perfect blend of style, functionality, and convenience. Enjoy the cooling of refrigerated air and combo unit HVAC in this newer constructed home. Black out blinds throughout.Step inside to discover a bright, open layout featuring tasteful , comfortable living spaces, and a well-appointed kitchen designed for both everyday living and effortless entertaining. The generous primary suite provides a relaxing retreat, while the additional bedrooms offer flexibility for family, guests, or a home office.Outside, enjoy a private backyard with plenty of room to garden, entertain, or simply unwind under New Mexico's beautiful skies. Conveniently located near parks, shopping, dining, schools, and major commuter routes, this home offers the peaceful feel of the North Valley while keeping you close to everything Albuquerque has to offer.Whether you're searching for your first home, your next home, or a smart investment opportunity, this move in ready property is one you won't want to miss.

3
BEDS
2
BATHS
964
SQFT
0.19
ACRES

Welcome Home! This beautifully updated, meticulously maintained home is move-in ready and waiting for its new owner. The open concept floor plan creates the perfect space for entertaining and everyday living. The kitchen features stainless steel appliances and plenty of workspace, making it ideal for any home chef.Outside, you'll find fully fenced front and back yards with custom gates and fencing for added privacy and curb appeal. Relax year round in the hot tub, conveniently located beneath a shaded cover. Need extra parking? This property offers RV and boat parking complete with a 30-amp hookup.Additional highlights include fresh interior paint, backyard shed, custom front-yard gazebo, water heater that is less than a year old, custom fireplace, and full ADA accessibility!! These are just a few of the many exceptional features this home has to offer, there are simply too many to mention.Don't miss this exceptional home, schedule your showing today before it's gone!

3
BEDS
2
BATHS
1,244
SQFT
0.14
ACRES

Imagine starting each day with incredible Sandia Mountain views from the primary suite balcony, then enjoying the same beautiful backdrop from the living room. Designed for flexibility, this two-story home places the main living area upstairs, while a second living area downstairs offers the perfect space for guests, a home office, media room or multigenerational living. Major owner improvements may help you avoid many common upfront replacement costs, including refrigerated air/HVAC installed in 2025, a 2024 water heater, updated windows in 2021 and 2024, carpet installed in 2026 and laminate stairs completed in 2025. Solar added in 2021 helps reduce monthly expenses, with the June/July electric bill at just $16.92. Leave the car at home and enjoy walking access to parks, restaurants, Riverside Plaza and nearby Bosque trails. Mountain views, versatile living spaces, meaningful updates and everyday convenience come together in one inviting home.

3
BEDS
3
BATHS
1,785
SQFT
0.1
ACRES

Located in Volcano Cliffs, this 2,874 sq. ft. Twilight Homes Verbena floor plan offers 4 bedrooms plus a large bonus room, providing the flexibility to fit a variety of lifestyles. Whether you need a home office, media room, fitness space, or second living area, the extra room gives you options as your needs change. The open kitchen features stainless steel appliances, granite countertops, a pantry, and ample workspace for everyday cooking or entertaining. The main living area is enhanced by 11-foot ceilings, tile flooring, and a fireplace, creating an open, comfortable gathering space. Outside, the covered patio and private courtyard extend the living space outdoors, while the corner lot provides additional separation from neighboring homes. A tankless water heater adds modern efficiency, completing a home that combines thoughtful design with practical features. Request the video tour. Schedule a private showing today.

4
BEDS
3
BATHS
2,874
SQFT
0.2
ACRES

Views! Sandia Heights West!Brushwood One Level, Custom Contemporary SW Style Retreat on a Peaceful Panoramic, Sandia Mountain View Lot. Breathtaking Views from the front court patio and from inside in the greatroom and living areas. Views from open and covered patios . 2 private entertainers decks off living spaces . 3 spacious bedrooms w/view windows & easy bath access . Secluded office. Private/separated PBR bedroom retreat w/outdoor/patio access & breathtaking vistas plus a private bath. 2 full baths. Spacious greatroom w/raised/beam ceilings & magnificent mountain views, elegant formal dining, eat in updated country kitchen with solid surface counters SS appliances, tile floors. Service room & oversized 2 car garage w/abundant storage space Updates include updated tile flooring, lighting, appliances . W features include raised beam ceilings, nichos, santa fe walls, kiva fireplace with banco .The owners lovingly cared for the outdoor plants and flowers, garden & private courtyard ! Many updates include a spacious kitchen with custom cabinets, solid countertops and stainless appliances, tile flooring. Gracious open floor plan with beamed ceiling and sweeping views from the spacious great room. Large owner suite with private bath Backyard features include 2 patio areas, raised beds fruit trees.more

3
BEDS
3
BATHS
2,267
SQFT
0.18
ACRES
$500,000
-10,000$ 08/17

Welcome to this spacious home nestled in an established Northwest Albuquerque neighborhood. Designed with both comfort and functionality in mind, this home features soaring ceilings, abundant natural light, multiple living areas, a loft overlooking the main living space, and a finished basement that offers endless possibilities for a media room, home office, gym, or game room.The beautifully updated main level showcases elegant travertine flooring, adding warmth and timeless character throughout the living spaces. The thoughtfully designed kitchen offers generous cabinet and counter space, while the main-floor primary suite provides a private retreat complete with dual sinks, a soaking tub, and a separate shower.Step outside to a spacious xeriscaped backyard designed for low-maintenance living., RV access with a 30/50-amp hookup, and a dedicated hot tub hookup, making it easy to create your own private outdoor retreat. Conveniently located near parks, shopping, restaurants, and everyday amenities, this home offers the perfect blend of space, flexibility, and location.

3
BEDS
3
BATHS
2,619
SQFT
0.23
ACRES

Great home in Foothills of the Sandia Mountains! This single level, 4 Bed/ 2 Bath home, features an attractive open floor plan with formal living room and dining room, and a kitchen w/granite counters, stainless appliances and maple cabinets. Newer refrigerated air and heat unit. This Corner lot property has a fenced back yard with a mature Pear tree and possible RV parking. Great location near hiking and biking as well a close proximity to I-40, Sandia Labs, and Kirkland AFB. Truly a Must See Property!

3
BEDS
3
BATHS
1,846
SQFT
0.22
ACRES

Welcome to Towne Park, a wonderful mature well kept gated community. This home is a one of a kind, you will love the open and bright floorplan offered by this property. It is 1152 SQF, which includes 3 bedroom, 2bath, 2 car attached garage. Beautiful flooring throughout,, upgraded counter tops, large living area, wood burning fireplace, skylights and vaulted ceilings. Both bathrooms updated. Very pleasant backyard for your green thumb with a covered patio, you'll enjoy entertaining your guests in this peaceful serene backyard. Lots of updates by the Seller, new roof 2022, new windows, added refrigerated air/heatunit, new water heater, replace all original flooring with beautiful tile and laminate throughtout. Land is owned! The community includes 2 large parks, 2 swimming pools, walking trails and clubhouse which is available for personal use, gym and library.

3
BEDS
2
BATHS
1,152
SQFT
0.09
ACRES

Cool off this summer in your own private backyard pool! Welcome to 6821 Keeling NW, a fully renovated Northwest Albuquerque home that perfectly combines modern updates, comfort, convenience, and an unbeatable location. This move-in ready property features a new roof, new stucco, new windows, refrigerated air, and a beautifully updated interior with stylish finishes throughout, offering peace of mind and contemporary living from the moment you arrive.Whether you're entertaining guests, spending time with family, or simply relaxing, the sparkling pool creates the perfect backyard retreat for New Mexico's warm weather. Ideally situated with an elementary school directly behind the home, this property offers added convenience. You'll also enjoy being just minutes from shopping, grocery stores, restaurants, parks, and other everyday amenities, making errands and dining out quick and easy.Inside, you'll find bright, comfortable living spaces designed for both everyday living and entertaining. Every room has been thoughtfully updated, creating a fresh, modern feel throughout the home. The backyard provides the perfect place to unwind, host gatherings, or enjoy year-round outdoor living.Don't miss this opportunity to own a beautifully renovated home in a highly desirable Northwest Albuquerque location with a private pool and exceptional access to everything you need. Schedule your private showing today!

2
BEDS
2
BATHS
1,105
SQFT
0.16
ACRES

Fully remodeled and move-in ready in sought-after Taylor Ranch! This stunning home has been thoughtfully updated with quartz countertops, stylish new cabinetry, luxury vinyl plank flooring, fresh paint, modern lighting, and beautifully tiled showers. From the moment you walk in, you'll appreciate the bright, open feel and quality finishes throughout. The flexible front room is perfect for a home office, playroom or gym. A spacious laundry room features a built-in pet spa, making life easier for pet lovers. Outside, the large backyard includes a powered workshop ideal for hobbies, storage, or a home business. Homes with this level of upgrades and unique features don't come along often--schedule your showing today!

4
BEDS
3
BATHS
2,379
SQFT
0.17
ACRES

Beautiful 4 bedroom/3-bath, 3-car garage home located in desirable High Desert. This southwestern-style home by Sundance Homes, has a large owner's suite upstairs with beautiful city and mountain views, including a fireplace and balcony, full bath and walk-in closet. Two additional bedrooms upstairs with a loft and full bath. Downstairs features one bedroom/office with full bath. Kitchen upgrades include granite countertops, stainless steel appliances, and a walk-in pantry. TPO roof (2021) with 5 yr transferrable warranty. Two Aero Cool units (2022). Water heater (2024) fireplace in great room and living area with nichos, corbels and robust beams and high ceilings. Spacious covered flagstone patio with pond, shade trees, shrubs, for relaxation and entertaining. This meticulously cared-for property is truly a rare find.

4
BEDS
3
BATHS
2,663
SQFT
0.17
ACRES

Welcome to this wonderfully maintained 3-bedroom, 2.5-bath home that checks all the boxes for first-time buyers and growing families alike. The big-ticket items are already handled: a brand-new roof (to be installed before closing), fresh interior paint, and new carpet throughout mean you can simply unpack and start living.Comfort year-round comes courtesy of a refrigerated A/C unit just 2.5 years old and a 5-year-old furnace -- both efficient, reliable, and well ahead of any replacement worries.The 2-car garage offers plenty of room for vehicles, tools, and storage, and includes a bonus refrigerator that conveys with the home -- perfect for overflow groceries, drinks, and game-day entertaining.Step out back to a large concrete patio made for grilling, morning coffee, and evening gatherings. Beyond it lies a true blank-slate backyard -- wide open and ready for your vision, whether that's raised garden beds, a play area, a fire pit, or lush landscaping.Thoughtfully updated, low-maintenance, and priced for the smart buyer. Schedule your showing today.

3
BEDS
3
BATHS
1,389
SQFT
0.14
ACRES

Near Wyoming and Academy, offering a flexible, light-filled floor plan and thoughtful updates throughout. New LVP flooring (2024), front windows (2024), fresh exterior trim and paint, skylights and a cozy gas fireplace create a comfortable, move-in-ready feel. Major improvements include a new roof installed January 2026 with warranty and a water heater replaced June 2026. A refrigerated heating and cooling combo system provides year-round comfort. Outside, enjoy apricot trees, convenient side-yard access with RV parking, and an impressive storage shed upgraded with new shelving in 2025, perfect for tools, hobbies or extra gear. A crawlspace provides easy access, with no attic to maintain. Conveniently located near shopping, dining and everyday amenities. Schedule your showing today!

3
BEDS
2
BATHS
2,042
SQFT
0.21
ACRES

Fully updated, move-in ready, and packed with value! Tucked away on a quiet, private cul-de-sac, 4721 Mesa Encantada offers a large, open layout with vaulted ceilings and abundant natural light. Featuring refrigerated air, new flooring, fresh paint, updated fixtures, and modern finishes throughout. The flexible four-bedroom floor plan provides the perfect opportunity for a dedicated home office, guest room, or hobby space. A spacious three-car garage offers excellent parking, storage, and workshop potential. Enjoy beautiful curb appeal with a fully landscaped front yard and a huge backyard ready for entertaining, pets, gardening, or future possibilities. Fresh, clean, and ready for its new owner--schedule your showing before it's gone!

4
BEDS
3
BATHS
2,400
SQFT
0.31
ACRES

Awaken to stunning Sandia mountain views as you start your day in the home that was always waiting for you. Authentic New Mexico living; Elevated, contemporary comfort is paired with traditional design motifs throughout. State-of-the-art kitchen updated with lux white soft-touch cabinetry, stainless built-in appliances, designer lighting, pantry, and endless quartz tops. Reimagined living spaces with gas log fireplaces and nickel fixtures, all paired with unique pueblo-inspired architecture.End your day by admiring the sunset blazing on the mountins from your bedroom porch; and watching the lights of Albuqueruqe subtly bloom out of the twilight. On a snowy night, romatically gaze into the serene flames of your bedroom fireplace from your soothing hydrotherapy spa. Watch the quail scurry across the sidewalk as you explore the countless walking, hiking, and biking trails that surround the dream home you can finally call your own.This is living that is refined, intentional, and grounded.

3
BEDS
3
BATHS
2,442
SQFT
0.15
ACRES

Charming Southwestern home with unmistakable character throughout. Step inside to high ceilings accented with traditional vigas, setting the tone for a home full of warmth. Rich wood floors flow through the main living areas, while tile in all wet areas offers both style and durability. A kitchen with solid surface countertops and stainless steel appliances, ready for everyday living and entertaining alike.Outside, enjoy a private, landscaped backyard complete with a gazebo, perfect for relaxing or hosting guests, plus a welcoming front courtyard that adds curb appeal and extra outdoor living space. The finished garage offers additional flexibility for storage, hobbies, or a workshop.Ideally located just minutes from popular restaurants and shopping, this home offers the perfect blend of comfort, character, and convenience.

3
BEDS
2
BATHS
1,456
SQFT
0.13
ACRES

Grand Home in Beautiful Spruce Park! Indulge in spacious rooms, voluminous ceilings, glowing hw floors, versatile floorplan - great opportunity for the dynamic family! Gracious Living Room with Juliette Balcony to enchanting view of neighborhood activities! Archway leads into great dining room a perfect for gatherings! Adjoining vintage themed kitchen with modern appliances is roomy & opens to EXPANSIVE patio areas. The main floor features private PBR, office, den with patio access + 2 bedrooms - 1 ensuite! The Lower level offers family room, kitchenette, bedroom 4, flex room & 2 baths! 498sf Casita is perfect for guests/family member- kitchen, br, heat, bath, portal - NOT IN SF! Wonderful outdoor spaces covered & open! UNM, 3 HOSPITALS, NOB HILL-SO CLOSE! Virtual Staging of some rooms.

5
BEDS
8
BATHS
3,263
SQFT
0.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.