Homes Under $400K in Rio Rancho
Find affordable homes under $400,000 in Rio Rancho, New Mexico. These budget-friendly properties offer great value for first-time buyers, investors, and anyone looking for an affordable entry into the market.
Showing 175 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
Same search in other cities:
Property has no active utilities and is not connected to the public electric grid. Prior electric system was solar and has been removed. Condition of all systems, including well, septic, HVAC, plumbing, roof, and electric is unknown. Inspections are at buyer expense.
$29,000 Below Appraised Value! What a great deal! Spacious home features 4 bedrooms, 2.5 bathrooms, and a versatile loft perfect for a media room, game room, home office, or second living area. The open floor plan showcases a custom stacked-stone gas fireplace, granite countertops, dark wood cabinetry, custom tile backsplash, and gas range.The first-floor primary suite includes dual vanities, a garden tub, and a separate tiled walk-in shower. Outside, enjoy a covered patio and a private walled backyard ready for your personal touch.Approved short sale with lender-established pricing helps simplify the process. Don't miss this opportunity, schedule your private showing today!
Welcome to this very well maintained home that sits on a large lot and features a convenient circular driveway, finished 2 car garage, 3 spacious bedrooms, 2.5 bathrooms, comfortable kitchen breakfast nook, cozy stone fireplace in living room, master bathroom has been recently updated, newer windows, easy maintainable landscape in front and back and so much more! New Roof & Garage/Workshop in 2021, New water heater 2025, New Water Softener & New Carpet.
3.75% assumable rate! STUNNING TWO STORY WITH 3 BEDROOMS, A PRIVATE OFFICE AND VERSATILE LOFT DESIGNED FOR THE WAY YOU LIVE TODAY. This beautifully maintained Pulte home offers a bright, open floorplan filled with natural light and inviting spaces perfect for everyday living and entertaining. Upstairs, the spacious primary suite features a huge walk in closet, garden tub, double vanities and separate shower. A versatile loft and dedicated office make working from home easy, while secondary bedrooms offer beautiful Sandia views. Outside, enjoy a large corner lot, covered patio, gas stub and low maintenance yard perfect for relaxing evenings and gatherings. Schedule your showing today.
Spacious and inviting 3-bedroom, 2-bath home filled with an abundance of natural light. The updated kitchen features brand-new stainless steel appliances, sleek Corian countertops, and modern fixtures, creating a stylish and functional space for everyday living and entertaining. Both bathrooms have been refreshed with updated sinks, fixtures, and contemporary lighting. Updated carpet and laminate flooring, lighting, interior doors, along with fresh interior paint, give the home a clean, move-in-ready feel. Plus the shingles have been replaced on the roof as of 3/26! Situated on a generous half-acre lot, the outdoor space offers a blank canvas with endless possibilities to design your ideal landscape, garden, outdoor retreat or add a shed or workshop
Well cared for home in Northern Meadows. Brand new roof installed July 16, 2026. Beautiful unobstructed mountain views from the backyard and covered patio. Pride of ownership shows in this turn key property with newer scratch resistant vinyl plank flooring, stainless steel appliances, light fixtures, new heater and security system. Refrigerator, washer and gas dryer also convey with property. Home is 2075 sq/ft with 3 bedrooms, 2.5 baths and large loft area. Includes breakfast nook and dining area. Large attached garage with workshop area. Make this your home today!
Welcome to this beautifully updated home in the highly desirable Rio Rancho area--offering comfort, space, and freedom with no HOA. Inside, you'll find fresh paint and new carpet throughout, creating a clean, move-in-ready feel. The updated kitchen features granite countertops and ample space for cooking and entertaining, while the remodeled primary bathroom provides a modern, relaxing retreat.Major upgrades include a new roof and a new septic tank! New furnace, giving added peace of mind. The finished 2-car garage offers flexibility for storage, hobbies, or a workspace.Situated on over half an acre, this property provides rare space with convenient backyard access, a long driveway, and plenty of parking for vehicles, RVs, or toys. Go check this one out before it is gone
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
New Construction home, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!
PRICE REDUCTION!!! Fantastic opportunity to make this Vista Hills home your own! This 3-bedroom, 4-bathroom property offers approximately 1,297 sq ft of functional living space with plenty of potential to customize and add value. Enjoy a large covered patio--perfect for relaxing or entertaining--along with a fully concrete front yard for low-maintenance living and convenient backyard access for added flexibility. Major updates have already been completed, including a new roof in 2023, HVAC system in 2019, and water heater in 2019. Whether you're a buyer with vision or looking for your next investment, this property offers a great blend of space, upgrades, and opportunity.
The Sophia is a well-designed one-story new home floorplan in Rio Rancho, New Mexico-- where convenience meets charm. Offering 3 bedrooms, 2 bathrooms, and a 2-car garage within 1,420 square feet, the Sophia is tailored for relaxed living with just the right amount of space. Curb appeal shines through with exterior elevation options that reflect a modern desert aesthetic. Inside, the Sophia's layout centers around a fluid, open-concept space that merges the kitchen, dining, and living areas. The kitchen comes equipped with a spacious kitchen island, a decorative tile backsplash, Whirlpool(r) stainless steel appliances and coordinated cabinetry. Large windows bring in natural light, and the generous living space is perfect for winding down or welcoming company.
3652 Queen Court: Discover the perfect balance of open space and functional design in this brand-new, 2-story-attached home featuring the popular Amethyst floor plan, this home is situated in a prime location directly across from King Meadows Park. This version of the Amethyst plan offers 3 spacious bedrooms and a large upstairs loft, perfect for a home office, gym, or second living area. Designed for the home chef with granite countertops & stainless-steel appliances. NM Build Green Gold Certified, ensuring your home is energy efficient & built to the highest environmental standards. Includes a 2-car garage, a dedicated laundry area, and easy-to-maintain yards so you can spend your weekends enjoying the park.Call for your private tour.
Welcome to this beautifully upgraded single-story home offering the perfect blend of modern style, functionality, and energy efficiency. Featuring 3 spacious bedrooms, 2 bathrooms, and a 2-car garage, this home is designed for comfortable everyday living with thoughtful custom touches throughout. Step inside to discover a bright, open floor plan highlighted by 9' ceilings, recessed LED lighting, and a seamless flow between the great room, dining area, and kitchen--ideal for both entertaining and relaxing. The expansive tiled great room serves as the heart of the home, opening effortlessly to a stunning chef-inspired kitchen complete with a large bar-top island, gorgeous granite countertops, like-new stainless steel appliances, a striking backsplash, and a custom chef's range hood. Enjoy
Spacious 2 story open floor plan with 2,278 sq ft, 5 bedrooms, 2.5 baths, and a loft. All bedrooms are upstairs for added privacy. Kitchen includes stainless steel appliances. New windows installed November 2025. Backyard is a blank canvas, HOA covers front yard landscaping.
Move in ready and amazing incentives! Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality. Every detail is carefully considered to deliver lasting quality, modern style, and outstanding value--making it easier to step into homeownership with confidence.
SELLER IS OFFERING A $10,000 CONCESSION!!This beautifully refreshed 3-bedroom, 2-bathroom home offers perfect, functional living. Upon entry, you are greeted by fresh interior paint , durable, carpet-free flooring--ideal for low-maintenance living in the New Mexico, NEW stainless steal appliances & more.The home features nicely updated bathrooms, adding a touch of style and comfort. The well-designed floorplan provides both practicality, suitable for everyday living. Step outside and discover a spacious backyard ready for relaxing, entertaining, or creating your ownoutdoor oasis. The covered patio provides a shaded retreat for enjoying warm New Mexico evenings, whilethe BACKYARD ACCESS offers added convenience for storing recreational vehicles, trailers, or creatingadditional outdoor possibilities. Higher privacy walls help create a peaceful setting where you can trulyunwind. Conveniently located near shopping, dining, parks, schools, and everyday amenities.
Back on market due to no fault of the seller! Welcome to this spacious 4-bedroom, 3-bath home located in Rio Rancho. This property offers a functional layout with two separate living areas and large bedrooms, providing plenty of room for everyday living, entertaining, or flexible use.The seller is offering a credit toward a full new roof with an acceptable offer, providing added value and opportunity for the next owner.Conveniently located near schools, parks, shopping, and commuter routes, this home presents a great opportunity to own a spacious property in a growing area.
Highly motivated seller!!! Beautifully maintained and full of charm, this 1,650 sq ft home in North Rio Rancho near Unser offers 3 bedrooms with a possible 4th bedroom or office, providing flexible living space. Solar panels to be paid off at closing!! Enjoy decorator paint throughout, a cozy gas fireplace, and an eat-in kitchen with stainless steel appliances. The private primary suite features double sinks, a relaxing garden tub, and a walk-in closet. Step outside to a private front courtyard perfect for evening relaxation, along with fully landscaped front and back yards. This inviting home offers comfort, style, and move-in ready living in a desirable location.
Move right into this beautifully updated two-story home featuring 3 bedrooms and 3 bathrooms. Renovated in 2024, it offers newer kitchen cabinets, appliances, updated bathrooms, and flooring throughout. The bright eat-in kitchen provides plenty of space for cooking and gathering, while large windows fill the home with natural light. The spacious primary suite offers a private retreat, and the functional floor plan is ideal for everyday living. Outside, enjoy a large fenced backyard perfect for entertaining, gardening, or pets. Mature front-yard trees provide shade and curb appeal, and the attached one-car garage adds convenient parking and storage.
Fantastic single level floor Plan with lots of natural light and 4 bedrooms. Spacious kitchen with breakfast nook area is open to the living dining room. Lots of counter and cabinet space plus a pantry. Primary bedroom has a walk in closet and a large primary bathroom. Roof was replaced 2023. Enjoy easy care outdoor living with a covered back patio and views from the back yard! Seller enjoyed watching Balloons land right behind the home. Lovely area with quick access to Unser and NO HOA.
Brand new heating and cooling system as well as newly updated HVAC. So clean and move-in ready! This beautiful 4-bedroom, 3-bathroom home in the desirable Northern Meadows subdivision is the perfect place to call your own. The spacious primary suite features a large walk-in closet and a lovely sitting area, creating a true private retreat. With generous living areas and a functional layout, this home offers comfort and flexibility for everyday living and entertaining. Conveniently located near Cleveland High School and just minutes from Unser Blvd with easy freeway access to both Rio Rancho and Albuquerque. Enjoy being close to the Santa Ana Star Center, shopping, dining, parks, and everyday conveniences. Schedule your showing today!
Welcome to this well maintained single story home located on a desirable corner lot in Rio Rancho! Featuring attractive curb appeal with a classic stucco exterior, clean architectural lines, this home offers both comfort and functionality. The corner lot enhances privacy and creates a more open, spacious feel with possible backyard access. Inside, you'll find a thoughtfully designed layout perfect for everyday living and entertaining. Conveniently located near schools, parks, shopping, and dining, this home offers both comfort and accessibility in a growing Rio Rancho community.A great opportunity to own a move-in ready home. Schedule your showing today!
BREATHTAKING CITY AND MOUNTAIN VIEWS AWAIT FROM THIS VISTA HILLS GEM. Step inside and enjoy an open, inviting kitchen that flows easily into living spaces designed for gatherings or quiet evenings at home. With 4 bedrooms and 2 bathrooms, there's room for everyone, while the large 2-car garage and side yard access with cement pad offer space for vehicles, toys, or equipment. Situated in popular Vista Hills, you'll love being minutes from shopping, dining, schools, and parks, all while enjoying the peace and beauty of Rio Rancho living. Schedule your private tour today!
Hidden within a beautiful, gated community, this corner-lot gem offers stunning Sandia Mountain views and a versatile floor plan. The main level features a primary suite plus a flexible second room perfect as an office, studio, gym, or guest bedroom. Upstairs, a guest retreat which includes a cozy gas fireplace and private balcony, ideal for relaxing or hosting company. Pride of ownership is evident throughout, and the convenient location places you minutes from shopping, dining, and more. With HOA covering water, sewer, streets, and common areas, this home is perfect for year-round living or a lock-and-leave lifestyle.
Daria Derebera
Real Estate Broker in Albuquerque, NM
Similar Searches in Rio Rancho
You Might Also Like in Rio Rancho
Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.