Owner Financing Homes in Albuquerque
Find homes with owner financing available in Albuquerque, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 68 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Welcome to this well-maintained two-story home located in the desirable Northwest Albuquerque/Rio Rancho area. Built in 2009, this home offers approximately 1,644 sq ft with 3 bedrooms and 3 bathrooms, providing a functional layout with comfortable living spaces. The main level features a spacious living area ideal for everyday living and entertaining, along with a convenient half bath for guests. The kitchen offers granite countertops and ample cabinet space, opening to the dining and living areas for easy flow. Upstairs you will find three bedrooms and two full bathrooms, including the primary suite. Additional highlights include owned solar for improved energy efficiency, fresh paint and new carpet 2024, and a covered patio perfect for outdoor relaxation...
This recently remodeled 2,400-square-foot North Valley home offers 3 bedrooms, 3 bathrooms, multiple living areas, a breakfast nook, and a new refrigerated air and heating system. The covered carport extends the length of the home and opens to an expansive backyard with ample space for multiple vehicles, recreational toys, outdoor entertaining, or additional storage. This spacious property provides comfort, flexibility, and room to enjoy. Seller financing is available with no calls!
This home has so much to offer! Major updates completed in 2023 include a new furnace, water heater, evaporative-cooler, roof, windows, kitchen granite countertops, sink, cabinets, stove, and garbage disposal, providing added peace of mind. Inside, you'll find a carpet-free interior and a comfortable layout ready for you to make your own.The spacious 0.22-acre lot features convenient backyard access, offering plenty of possibilities for RV parking or the potential to build an ADU. The cinderblock wall has been raised to 6 feet, and wrought iron fencing has been added for increased privacy.Conveniently located near shopping, restaurants, and everyday amenities, this property offers a great combination of updates, space, and flexibility.Seller financing may be considered with 20% down, 6% interest, and a 5-year call.
Come check out this beautiful, well maintained 3 bedroom, 2 bath home with private backyard and functional floor plan. Minutes from freeway, stores and so much more. Seller is willing to do owner financing.
Beatuiful townhouse syle condo for sale in the convenient Winrock Villas. Location, location, location and mere minutes away from tons of shopping, restaurants, dining, gyms, parks, Regal movie theater, and both Winrock & Uptown Malls and with quick access to I-40 too. This condo has a great floor plan with the kitchen, living room, dining, 1/2 bath and laundry area downstairs and then both good sized bedrooms lcoated upstairs each with their own bathroom. All the appliances stay including a stackable washer & dryer in the unit!. HVAC system is only a year old and the fridge, dishwasher, washer & dryer are are only 1-2 yrs old. Oversized courtyard with storage shed to enjoy sunrises & sunsets. Then step away from the pool! HOA amenities include clubhouse/fitness center, year around indoor pool/hot tub, sauna, 3 outdoor pools, & on-site laundry facility. HOA fees also include gas, electricity, water, trash, sewer, landscaping, property taxes, exterior of building, insurance & security. Property includes a private covered parking space & storage closet. This lovely unit is ready for you to move it and make it your own! Seller is open to an REC. Schedule your showing today!
Rare Live-Work Retail OpportunityHome is 1250heated SF and Ware house retail area is 1600sf A unique opportunity in the heart of Albuquerque's vibrant Nob Hill district. This versatile live-work property combines character, functionality, and visibility in one of the city's most desirable neighborhoods. Ideal for retail, office, studio, gallery, professional services, or a mixed-use owner-user concept.The flexible floor plan offers abundant natural light, open workspace areas, private offices, storage, and support space, allowing a variety of business and creative uses. With strong surrounding demographics, excellent street presence, and convenient access to Downtown, UNM, Nob Hill shopping, dining, and entertainment, this property is positioned to serve both owner-occupants and investors alike.Currently this is a 2 bedroom Home of about 1250sf Upstairs and 1250 sf of retail heated and cooled below with an additional 450sf 2 car garage.
- Owner Financing Available! - Don't miss this beautifully upgraded Clayton manufactured home, thoughtfully designed with quality construction and modern finishes throughout. This home offers soaring 9-foot ceilings and an impressive 8-foot front door - Owner Financing - Clayton Manufacture home 2''x6'' Framing structure, 9'' inside ceiling high, main entrance door 8ft high, tile all house and bathrooms, Swim jacuzzi! Private high fence and block walk, irrigation, fully landscaped, design concrete front and back yard front entry door that creates a bright, open feel from the moment you step inside.Enjoy stylish tile flooring throughout the entire home, including all bathrooms, providing both elegance and easy maintenance. Step outside to your own private oasis featuring a swim hot tub, perfect for relaxing or entertaining year-round.This move-in-ready home combines comfort, quality, and exceptional outdoor living--with the added benefit of owner financing available. Excellent Location close to major shopping centers, Walmart and movie theater.
This little Charmer features 3-bedroom floor plan with Fresh Paint (inside & out) Tile, Wood flooring, Kitchen Cabinetry, Stainless Steel Refrigerator, Microwave, Gas Range, Dishwasher, Disposal, Fans, Fixtures, Bathroom, Refrigerated Air & Heating combo unit. Property also has backyard access Seller that is READY TO SELL! This home is move in ready and is also walking distance to parks and schools.
Awaken to stunning Sandia mountain views as you start your day in the home that was always waiting for you. Authentic New Mexico living; Elevated, contemporary comfort is paired with traditional design motifs throughout. State-of-the-art kitchen updated with lux white soft-touch cabinetry, stainless built-in appliances, designer lighting, pantry, and endless quartz tops. Reimagined living spaces with gas log fireplaces and nickel fixtures, all paired with unique pueblo-inspired architecture.End your day by admiring the sunset blazing on the mountins from your bedroom porch; and watching the lights of Albuqueruqe subtly bloom out of the twilight. On a snowy night, romatically gaze into the serene flames of your bedroom fireplace from your soothing hydrotherapy spa. Watch the quail scurry across the sidewalk as you explore the countless walking, hiking, and biking trails that surround the dream home you can finally call your own.This is living that is refined, intentional, and grounded.
THE SELLERS ARE MOTIVATED AND OPEN TO ALL REASONABLE OFFERS! A rare opportunity to purchase an investment property in a central location with 2 houses on 3 lots. Conveniently located with easy access to I-40 and downtown. Plenty of parking with additional backyard access through alley with gate. Redevelopment potential due to lot size + zoning. Sellers also own 1514 and 1516 3rd Street NW but homes are not currently for sale. Possibly for sale next year for a great acquisition of a large section with great upside potential. Duplicate Income listing #1100691
Are you looking for a Farm or Horse Property? This 10 acre has plenty of land for all your farming projects and All your Animals! This 4 bedrooms and 2 baths was remodeled. Newer Light fixtures, Fans, Kitchen Cabinets, Appliances, Mini splits and so much more.New well pump. There is junior water rights for the whole lot.Don't wait! This is a Rare Find!
Welcome to 12 Nieves rd SE, a charming and cozy 2bedroom, 1.5 bath home offering a peaceful New Mexico life style with convenience of Albuquerque just minutes away. Enjoy the best of both worlds -mountain living, privacy and tranquility with quick access to the city. Private well adds extra value and independence. Seller will consider REC with $15,000 down, sold as isThe Patio is in front of the house.
OWNER FINANCING AVAILABLE! Welcome to this beautifully maintained, nearly new home located in the gated Aspire community in Albuquerque's Southwest Heights. Built just two years ago, this desirable Sawyer floor plan offers 4 bedrooms, 2 bathrooms, and a bright, open layout designed for comfortable everyday living and entertaining. Situated on a corner lot, the home features attractive low-maintenance Southwestern landscaping, a two-car garage, and added space around the property.Inside, the spacious living area flows seamlessly into the kitchen and dining space, creating an open and inviting atmosphere. The kitchen features granite countertops, a large center island with additional seating space, dark cabinetry, stainless steel appliances, a gas range, and a stylish tile backsplash. Recessed lighting and abundant windows bring in plenty of natural light throughout the main living areas.The home offers a combination of tile flooring in the high-traffic areas and comfortable carpeting in the living room and bedrooms. Ceiling fans add comfort throughout, while the neutral color palette makes the home easy to personalize. The primary bedroom provides generous space and connects to a private bathroom featuring a large vanity, walk-in shower, and walk-in closet. Three additional bedrooms provide flexibility for family, guests, a home office, or hobby space.With modern finishes, a functional single-story layout, newer construction, gated community access, and a desirable corner-lot location, this home offers an excellent combination of comfort, convenience, and value. Move-in ready and waiting for its next owner to make it home.
Like new 2024 DR Horton Sawyer floor plan featuring 4 bedrooms, 2 bathrooms, and a 2-car garage in the desirable Aspire Gate community! This move-in ready home offers a bright, open-concept layout with a spacious kitchen, modern finishes, and energy-efficient construction. The beautifully xeriscaped backyard provides a low-maintenance outdoor space perfect for relaxing or entertaining. Conveniently located just minutes from Atrisco Heritage High School with easy access to major roads for commuting. Don't miss this opportunity to own a nearly new home with style, comfort, and convenience!
Welcome to paradise hills, home features new furnace, new A/C. New kitchen cabinets, granite countertops, SS appliances, the dining area opens to the backyard through a sliding door, large pantry room with built-in shelving, Warm Saltillo tile flooring runs through the main living areas, complementing the fireplace in the living room. From here, a huge sliding door leads to a generous covered back porch, perfect for relaxing or entertaining. Bathrooms feature beautifully tiled walls, bedrooms include new black ceiling fan fixtures, .25 acre with backyard access from both sides room for vehicles, toys, gardening, or future projects. Across the street, a large, green park ideal for walks, playtime, or simply enjoying the outdoors.
Discover the perfect blend of space, comfort, and versatility in this charming 3-bedroom, 1-bath home offering over 1,400 sqft of well-designed living space. Ideally located just off Central Ave NW, this home features a spacious primary bedroom with a walk-in closet, a bright living room with a cozy fireplace, and a dedicated dining area that connects smoothly to the kitchen, making it ideal for both everyday living and entertaining. Two additional generously sized bedrooms offer flexibility for guests, a home office, or hobbies. Outside, enjoy a 624 sq ft detached garage, perfect for secure parking, extra storage, or a personal workshop. This property has so much to offer, so schedule your showing today and see the potential for yourself! REC Available: 30k down, 7% interest, 5-8 year call
Owner Financing Available! Move-in ready and full of potential! This 3-bedroom, 2-bath manufactured home in Southwest Albuquerque sits on a spacious lot with plenty of room for RV parking, gardening, pets, or future projects. Inside, you'll find a bright, open floor plan, comfortable living spaces, and a private primary suite. Enjoy the peace of having land while staying just minutes from shopping, dining, schools, and freeway access. A great opportunity to own a well-maintained home with space to grow!
This exceptional full-custom luxury home offers unparalleled elegance and meticulous details throughout. Striking exterior leads to superb interior craftsmanship: synthetic stucco, durable TPO roof, solar rough-in, wrought iron backyard gates, pool junction box, premium stone/tile accents inside & out, soaring beamed ceilings, handmade doors & cabinets, gorgeous electric fireplaces, bathroom access for each bedroom, and two oversized 5-ton AC units. Unbelievable east-facing backyard oasis with covered outdoor living room, half bath, and reinforced patio roof ready for future spiral staircase to a stargazing deck. One-of-a-kind--explore and fall in love! Seller Financing Considered
***OWNER FINANCING****This home offers the perfect blend of comfort, functionality, and opportunity. The spacious kitchen is ideal for entertaining, featuring ample counter space for meal prep and a large eat-in dining area. The inviting living space provides plenty of room to relax or host guests comfortably. The bedrooms are generously sized, while the backyard offers endless potential for outdoor enjoyment and your personal landscaping vision. A spacious carport adds extra convenience and value. This home is move in ready and waiting for you to make it your own.
Great opportunity to own with owner financing available, This 3-bedroom, 2-bath home features approximately 1,340 square feet, an open-concept layout, and a 2-car garage. A little TLC can go a long ways, paint and carpet and a new refrigerator and you're ready to move in! Convenient location with easy access to everyday amenities and commuter routes. Owner financing only with a minimum of $50,000 down. Property is being sold AS IS. Buyer to verify all information and conduct their own due diligence.
Move right into this well-maintained Sierra Ranch home featuring major upgrades that provide added value and peace of mind, including a **new roof, new HVAC system, and new water heater**. Inside, you'll find an inviting open-concept floor plan with soaring vaulted ceilings, elegant arched entryways, and abundant natural light that creates a bright and welcoming atmosphere. Beautiful flooring throughout the home, and a great layout. Schedule your private showing today!
Affordable 3-bedroom, 2-bath single-wide manufactured home located in a well-maintained mobile home park. This home offers a functional floor plan with a spacious living area, a primary suite, 2 full baths, and two additional bedrooms that provide flexibility for guests, a home office, or hobbies. Conveniently located near shopping, dining, and everyday amenities.Possible short-term owner financing available for qualified buyers, offering an excellent opportunity for those seeking alternative financing options. Contact the listing agent for details and financing terms. Buyer must be approved by the mobile home park. Lot rent applies.
Custom home built in 2006 with beautiful vigas and southwestern charm. Backyard access- Garage is in the back of the home. Home features a kiva fireplace, built in nichos, wood plank ceilings in living room, updated primary suite, and an outdoor private courtyard with access from the primary bedroom and living room. Great central location! Home has a new TPO roof, fresh paint, and new flooring in the bedrooms. **Conventional financing will not be considered. ONLY seller financing. ***Photos are of when home was staged and do not reflect the current furnishings. Home is tenant occupied- 24 hour notice required.
Welcome to this spacious double wide home on permanent foundation that offers privacy, functionality and room for so much more. The lot offers ample space for multiple vehicles, trailers, RVs etc. along with plenty of space for entertaining. Inside, you will find an open- concept living area, a generously sized kitchen and spacious closets! Floors have been updated in the main living area to vinyl; refrigerator, washer and dryer convey! Weather you are a first time home buyer, downsizing or looking for an investment opportunity, this is one you won't want to miss!
Completely remodeled and move-in ready! This stunning home offers modern updates throughout, including tile flooring, recessed lighting, updated fixtures, remodeled bathrooms with custom tile showers, and a stylish kitchen featuring granite countertops, stainless steel appliances, abundant cabinet space, and a Wolf range. Major improvements include roof replacement in 2021, foam stucco in 2021, 3 new heating/cooling combo units, and a newer water heater. Washer and dryer are included. Enjoy multiple living areas, a fireplace, spacious bedrooms, and an oversized 2-car garage with clean finished flooring and storage. The private backyard is perfect for entertaining with a large paved patio, mature landscaping, pergola-covered hot tub, and plenty of room to relax or gather.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.