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VA Loan Eligible Homes in Los Lunas

Browse VA loan eligible homes in Los Lunas, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 136 listings in Los Lunas.

This spacious 2,200 sq ft two-story home offers 3 bedrooms and 2.5 baths with numerous updates throughout. The main level features a living/dining room combo, a welcoming great room, and a well-appointed kitchen with breakfast bar, pantry, and sunny nook. Soaring ceilings add to the open, airy feel, while the upstairs loft provides the perfect space for a home office or flex area. The primary bedroom includes a private balcony and an ensuite bath w/garden tub, separate shower, & walk-in closet. Recent upgrades include a water heater and HVAC system installed in 2024, newer windows, & an addition bonus room(not included in sqft). Enjoy outdoor living in the enclosed backyard featuring a lawn, fire pit, and large covered patio. Gated access for RV parking. Oversized garage w/extended bays.

3
BEDS
3
BATHS
2,286
SQFT
0.24
ACRES

3
BEDS
2
BATHS
1,519
SQFT
0.1
ACRES

Move in ready, this Fantabulous 3-bedroom 2 bath 1765 sq.ft. home offers an open space concept, vaulted ceilings, wood type laminate flooring, ceramic tile and carpet., includes an enclosed sunroom. enjoy the large back yard off the patio. No HOA or PID fees.

3
BEDS
2
BATHS
1,765
SQFT
0.18
ACRES

3
BEDS
3
BATHS
2,164
SQFT
0.13
ACRES

Photos coming soon! Very well maintained 3 bedroom, 2 full bath home in established neighborhood. New metal roof December 2025. Newer windows, hot water heater & evap cooler (2017). Original solid oak cabinets in eat-in kitchen still in great shape. Open bar/passthrough to great room w/extended counter. Detached oversized 1 car garage w/storage connected by breezeway. Backyard access and additional storage shed in rear. Large patio partially covered. Bathrooms have been updated. Circular drive to front entry in additional to driveway to garage for plenty of parking. Don't miss the study at the front entrance! Gas fireplace but could convert back to wood-burning. Home is so cozy and welcoming...pride of ownership so apparent!!

3
BEDS
2
BATHS
1,682
SQFT
0.23
ACRES

Looking for the place where memories are made? This charming 3-bedroom, 2-bath home in the heart of the Cypress Gardens community in Los Lunas offers approximately 1,299 sq ft of comfortable living space filled with natural light from beautiful skylights. Sitting on a spacious lot, there's plenty of room for trailer storage, outdoor toys, family BBQs, and gatherings with friends. Whether it's quiet mornings at home or hosting the people you love, this home offers the space and warmth to truly enjoy life. 30-minute commute from downtown Albuquerque. Perfect for everyday living. Schedule your showing today!

3
BEDS
2
BATHS
1,299
SQFT
0.38
ACRES

Well-priced townhouse in the city. Close to schools, restaurants and stores. Rented month to month.

1
BEDS
1
BATHS
589
SQFT
0.04
ACRES

Owner Will Finance -- Move-In Ready 3BR with 3-Car GarageBeautiful 3 bed, 2 bath home featuring soaring ceilings and an open concept layout ideal for everyday living and entertaining. The kitchen offers seamless flow into the main living space. Recent updates include newer flooring and a new water heater. Conveniently located near freeway access for an easy commute.

3
BEDS
2
BATHS
1,416
SQFT
0.28
ACRES

Discover comfort and character in this inviting single-story ranch in the heart of Los Lunas. Boasting 1,200 sq ft, 3 bedrooms and 2 full baths, this 1972-built home has been thoughtfully updated with newer tile, carpet, and fresh paint that accentuate its classic features. The original kitchen lends itself to culinary creativity or full-scale remodeling, while the bright living area provides plenty of room for relaxing or entertaining. Enjoy modern comfort with central heating and air and solar energy. Outside, the fenced .44-acre backyard and 1-car garage offer space and convenience for family gatherings and outdoor fun. Located in a friendly, well-kept neighborhood and zoned for quality schools, this home is perfect for family!

3
BEDS
2
BATHS
1,207
SQFT
0.5
ACRES

Move-in ready and designed for the way you live now. This single-family home blends clean style with everyday ease, from a covered patio for after-work unwinding to smart, future-ready wiring that keeps you connected and in control. Ceiling speakers and wireless access point supports work-from-home days to streaming nights. The kitchen delivers the polished look buyers want, featuring granite countertops and tile backsplash that elevate everything from quick weeknight meals to weekend spreads. If you are into entertaining guests or just want to have a relaxing weekend this fully landscaped backyard makes the covered patio the place to be. The connected BBQ grill in the backyard makes it the perfect spot for your summertime cookouts. No more worrying about propane tanks.

3
BEDS
2
BATHS
1,818
SQFT
0.28
ACRES

Lovely all brick home close to the country club in Rio Communities. Features, new roof, heating, hot water heater, 2 tone paint throughout the home. This has all been done in the past 2 months. Tile floors throughout. Gas log fire place, finished 2 car garage, formal dining room and open floor plan. SW gravel, shrubs and tree in front yard, back yard access to store boat or travel trailer, completely fenced.

3
BEDS
2
BATHS
1,667
SQFT
0.04
ACRES

10k Flex Cash!!! Stunning single-story luxury home featuring elegant Southwestern architecture, exceptional curb appeal, and a private courtyard entry. This move-in-ready residence offers an open-concept floor plan, abundant natural light, high ceilings, and refined finishes throughout. Designed for both upscale entertaining and everyday living, the home is complemented by low-maintenance desert landscaping, a quiet gated community, in a highly desirable neighborhood. Pride of ownership shows this is a must see property.

3
BEDS
3
BATHS
2,430
SQFT
0.24
ACRES

*Buyer Incentive* The seller is offering $5,000 towards buyer's closing costs!! This one-story Hakes Brothers home has been meticulously cared for and is conveniently located in Los Lunas, just 5 minutes from I-25, restaurants, and amenities. Come see this stunning 3-bedroom, 2-bathroom home featuring a 2-car garage, a Tuscan-inspired exterior, and a spacious open-concept layout. The interior boasts tile throughout with plush carpet in the bedrooms, faux window blinds, and refrigerated air. Step outside to a backyard with a concrete slab perfect for hosting barbecues. This home is a must-see and ready for its new owner!

3
BEDS
2
BATHS
1,649
SQFT
0.13
ACRES

Move-in ready 2023 DR Horton gem in Los Lunas! This 3-bed, 2-bath home on a large, fully landscaped .17-acre corner lot is priced to sell and absolutely turnkey. Walk into gleaming tile floors that flow from the dining area into an open-concept kitchen and living room, perfect for entertaining. The kitchen shines with beautiful countertops and a functional island. High ceilings add volume and light throughout. Bedrooms feature plush carpet, and the primary suite includes a spacious walk-in closet. Outside, enjoy mountain views from your extended covered patio with low-maintenance turf, ideal for relaxing or hosting. Refrigerated air keeps you cool year-round. This one won't last long! Schedule your private showing today!

3
BEDS
2
BATHS
1,476
SQFT
0.17
ACRES

You don't want to miss this one! Down Payment Assistance and or Grant Options Available! 4 BED! MOTIVATED! Cabinets and doors recently repainted. Home was recently professionally cleaned and ready for immediate move in. Located in an established neighborhood so no need to worry about construction noise or debris. Corner lot residence, side/backyard access. 4 BEDROOMS, 2 bathrooms, and 2 large, separate living areas offering expansive east and west views. The property benefits from having no neighbors on one side and back of the property offering added privacy. Interior features include a spacious, recently painted, and carpets professionally cleaned. Large kitchen, tons of cabinets and an island, large primary suite plus 3 other bedrooms

4
BEDS
2
BATHS
1,827
SQFT
0.13
ACRES

Details to follow. Showings start on Friday, 1/23 after photos. VIEWS, VIEWS, VIEWS and immaculately maintained!

2
BEDS
2
BATHS
2,132
SQFT
0.15
ACRES

Discover this hidden gem in Los Lunas! This 3-bedroom, 2-bathroom home sits at the end of a peaceful cul-de-sac and features a generously sized backyard with endless possibilities. Create your dream outdoor oasis whether that's a patio, garden, play area, or entertainment space. A perfect blend of comfort, privacy, and potential.

3
BEDS
2
BATHS
1,106
SQFT
0.17
ACRES

Manzano floorplan offering approx. 2,127 sq. ft., 4 bedrooms, 3 bathrooms, and a 3-car garage. Open and functional single-story design centered around a spacious great room. Thoughtfully planned layout features a luxurious owner's suite with dual walk-in closets and well-appointed bath, a unique Jack and Jill bathroom between secondary bedrooms, generous walk-in closets throughout, a large kitchen pantry, and a roomy laundry for everyday convenience. Options include expanded outdoor living space, upgraded patio doors, and additional bathroom finishes. Located in desirable Trails at El Cerro with easy access to shopping, dining, outdoor activities, and commuter routes.

4
BEDS
3
BATHS
2,127
SQFT
0.2
ACRES

This beautifully maintained home is ready to welcome its next owners. Designed for easy living, it offers a spacious open-concept layout with all bedrooms conveniently located on the main level and no HOA restrictions. Recent improvements include interior paint, newer Stainmaster carpeting, two evaporative coolers installed in summer 2023, and a new water heater added in 2023. The stucco exterior and roof have both been updated within the past 7 years. Enjoy a fully equipped sprinkler system in both the front and back yards, along with RV or backyard access for added flexibility. The home also features a leased solar system through Sunrun, professionally maintained, with an option to purchase. Don't miss the opportunity to make this your home.

3
BEDS
4
BATHS
2,560
SQFT
0.19
ACRES

Welcome to this well-maintained 3-bedroom, 2-bath home offering comfort, functionality, and space to grow. The open and inviting layout features a bright living area with a cozy fireplace, a practical kitchen with ample storage, and a private primary suite with ensuite bath. Two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the convenience of a 2-car garage, side yard access, and a dedicated RV pad--perfect for toys, trailers, or extra parking Newer heating and refrigerated air. The spacious fenced yard offers room to relax, entertain, or customize to your lifestyle. A great opportunity to own a versatile home with hard-to-find features.

3
BEDS
2
BATHS
1,595
SQFT
0.18
ACRES

Fantastic opportunity to own a spacious and beautifully designed property that checks all the boxes for comfortable living! Key Features of This Amazing Home: - 5 Bedrooms: Perfect for families, guests, or turning one into the ideal home office or hobby space. - 2 living rooms: Enjoy the versatility of two distinct living spaces. Whether you're hosting friends or enjoying family game sessions, this layout provides room for everyone to relax and unwind. Fully landscaped backyard designed for functionality- barbecues, morning coffee on the patio, or a play space for kids and pets to roam free. Plenty of storage with a shed! Prime Location: Nestled in a welcoming neighborhood close to schools, freeways, parks, shopping, and dining options. Schedule your showing today!

5
BEDS
3
BATHS
3,019
SQFT
0.15
ACRES

Check out this cute 2 bed/2 living room house in Sun Valley Ranch Homes, sitting on half an acre! It used to be a 3-bedroom, but one bedroom was turned into a living area with a pellet stove. Plus, there's a fresh 10x10 pad in the backyard perfect for a hot tub or some patio furniture. New septic and swamp cooler in 2021. Three outside storage sheds convey for storing those extra items.

2
BEDS
1
BATHS
1,316
SQFT
0.5
ACRES

Welcome to 720 Rain Lily Road in Los Lunas! This well-maintained 4-bedroom, 2.5-bath home offers a functional and inviting layout filled with natural light. All bedrooms feature walk-in closets, providing exceptional storage throughout. The spacious kitchen and living areas are ideal for everyday living and entertaining, while the backyard offers space to relax and enjoy New Mexico evenings. Conveniently located near schools, shopping, and commuter routes this home is a must see. BRAND NEW ROOF, REPLACED IN DECEMBER 2025!!

4
BEDS
3
BATHS
2,678
SQFT
0.12
ACRES

Come see this 4 bedroom, 3 bath and 2 car garage home that has been recently renovated. Offering new carpet in the bedrooms upstairs and new floors on the main floor. This home has a lot of natural light and plenty of space including a loft on the second floor. Come see this home and make it yours today!

4
BEDS
3
BATHS
2,309
SQFT
0.13
ACRES

Designed for flexibility and privacy, this spacious home is ideal for multigenerational living, guest quarters, or a work from home lifestyle. Spacious gathering spaces include a large main-level living room and an oversized upstairs loft. The kitchen features soft-close cabinetry and panoramic valley views. With 4 spacious bedrooms, three on the main level including a 500+ sq ft private suite with its own entrance and an additional primary suite upstairs, the layout offers exceptional versatility. Set on .43 acres with backyard access, a covered patio, mature landscaping with in-ground sprinklers, RV pad with 50-amp hookup, and a powered workshop. Dual refrigerated air units add year round comfort. You must see this one for yourself!

4
BEDS
3
BATHS
3,441
SQFT
0.41
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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