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FHA Eligible Homes in Belen

Find FHA eligible homes in Belen, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 41 listings in Belen. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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This house is a new 1600 sq ft heated stick-built home with a 624 sq ft garage, total sq ft is 2,224. The home is located in beautiful and peaceful gated senior citizen community. All doors in the house are 3ft wide and there are not any steps from the garage into the house. There is a 5ftx5ft roll in shower that is wheelchair accessible. Front yard is landscaped with gravel and a few rose bushes, the back yard is big enough to park an RV 50-amp plug is installed on the side of the house. 55+ age requirement community

3
BEDS
2
BATHS
1,600
SQFT
0.18
ACRES

Welcome to this lovely home in Hacienda Hills Subdivision, offering over 2,000 square feet of comfortable living space on a generous 0.76-acre lot. This well-designed property features 3 spacious bedrooms and 2 1/2 bathrooms, including a primary suite complete with a walk-in closet, and relaxing jetted tub/shower. Enjoy the flexibility of two inviting living areas, highlighted by a cozy wood-burning fireplace--perfect for gatherings or quiet evenings at home. The spacious kitchen is ideal for both everyday living and entertaining, featuring a breakfast bar and a charming nook for casual dining. Outside, the home continues to impress with a welcoming front courtyard, a covered back patio for year-round enjoyment, and the added durability and appeal of a metal roof.

3
BEDS
3
BATHS
2,034
SQFT
0.76
ACRES

Beautifully maintained single-owner home in the gated 55+ community of Sunrise Bluffs! This standout home offers a premium setting with no neighbors behind and peaceful open desert views. All upgrades were completed in 2025, including $15,000 in a new HVAC system, $5,000 in new appliances, new countertops, upgraded fixtures, $7,000 in new flooring, and $8,000 in artificial turf for beauty and low-maintenance living. Interior features include engineered hardwood floors, a spacious kitchen with abundant cabinet and countertop space, large island, prep sink, and pantry, plus a private primary suite with double vanity, soaking tub, and walk-in shower. Enjoy the extended covered patio, oversized garage, and efficient laundry room with utility sink.

3
BEDS
2
BATHS
1,736
SQFT
0.12
ACRES

Elevate your lifestyle by becoming the proud homeowner of the Canyon at Jardin De Belen! This new-construction home gives you all of the latest upgrades, space, and attention-to-detail you've been searching for. With three bedrooms, two bathrooms, and a two-car garage, you will love having a space to call your own. The Canyon features an upgraded kitchen, with wrap-around granite countertops, a full suite of stainless-steel appliances, and a large single basin sink with a Moe(r) faucet that has Power Clean(tm) spray technology. A spacious family room sets the perfect tone for rest and relaxation, or for spending time with loved ones. Located in Jardin De Belen, the Canyon offers an efficient layout on a spacious lot for a price you can't find anywhere else!

3
BEDS
2
BATHS
1,362
SQFT
0.15
ACRES

Located in Belen, this charming 3-bedroom, 2-bath home offers comfort, space, and convenience. The spacious living area flows seamlessly into an open floor plan, creating the perfect setting for everyday living and entertaining. Enjoy the comfort of refrigerated air year-round. The home is connected to city utilities for added ease and efficiency. Step outside to a privacy-fenced backyard, ideal for relaxing, pets, or gatherings. Conveniently situated near dining, shopping, and quick freeway access, this home combines small-town charm with everyday accessibility. Furniture to convey with acceptable offer!

3
BEDS
2
BATHS
1,577
SQFT
0.15
ACRES

We welcome you to come view this spacious three bedroom two bath home with no HOA! With active solar, enjoy the benefits of huge savings on your electric bill. Bring your pets and enjoy a large spacious backyard with a fully fenced in property.This home Is on a permanent foundation and will qualify for traditional financing. Take advantage of restaurants, schools, and recreation nearby. Home has a new heating And cooling combo. Enjoy great views for multiple bay windows schedule your viewing today through ShowingTime.

3
BEDS
2
BATHS
1,488
SQFT
0.16
ACRES

**$30K towards Buyer closing costs & Down payment through the Valencia County grant if eligible for First Time Home Buyers!** This move-in-ready 4-bedroom home combines modern construction with thoughtful seller upgrades in a well-kept planned community. The seller has invested in fully paid solar, significantly reducing energy costs, along with a water purification system and upgraded tile flooring throughout. Enjoy the kitchen with granite counter tops and stainless steel appliances. A walled backyard, covered patio, and low-maintenance landscaping offer easy outdoor living. Located in a community with a modest HOA, residents benefit from enforced yard standards and clean, well-maintained streets.

4
BEDS
2
BATHS
1,624
SQFT
0.1
ACRES

Reach new heights of comfortability in the Jemez floor plan at Jardin De Belen! Featuring three bedrooms, two bathrooms, a chef-ready kitchen, spacious family room, and two-car garage, the Jemez offers you the perfect place to call home. The upgraded kitchen showcases the CompleteHome(tm) package that gives you designer upgrades you desire, at no additional cost. An open-concept layout allows you to never miss a moment of your favorite tv show while you cook, as the kitchen overlooks the family room. You deserve a brand-new home to call your own, so come home to the Jemez at Jardin De Belen!

3
BEDS
2
BATHS
1,515
SQFT
0.15
ACRES

Our builder is offering a $10,000 incentive if you are under contract by June 30! Welcome to 422 Lala, a beautifully constructed three-bedroom, two-and-a-half-bathroom home offering 1,560 square feet of comfortable living space. Nestled in a prime location, this home provides easy access to shopping, dining, and all the conveniences in the heart of Belen. Step inside to find a spacious and inviting floor plan, featuring a bright living area perfect for relaxing or entertaining. The kitchen is well-equipped with ample cabinetry and counter space, making meal prep a breeze. Upstairs, the primary suite boasts a private bathroom, while two additional bedrooms share a full bath. A convenient half-bath is located downstairs for guests. Enjoy the added benefit of an oversized 1 car garage.

3
BEDS
3
BATHS
1,728
SQFT
0.14
ACRES

Our builder is offering a $10,000 incentive if you are under contract by June 30! Welcome to 418 Lala, a beautifully constructed three-bedroom, two-and-a-half-bathroom home offering 1,560 square feet of comfortable living space. Nestled in a prime location, this home provides easy access to shopping, dining, and all the conveniences in the heart of Belen. Step inside to find a spacious and inviting floor plan, featuring a bright living area perfect for relaxing or entertaining. The kitchen is well-equipped with ample cabinetry and counter space, making meal prep a breeze. Upstairs, the primary suite boasts a private bathroom, while two additional bedrooms share a full bath. A convenient half-bath is located downstairs for guests. Enjoy the added benefit of a oversized 1 car garage.

3
BEDS
3
BATHS
1,728
SQFT
0.14
ACRES

Our builder is offering $10,000 incentive if you are under contract by June 30! Welcome to 414 Lala, a beautifully constructed three-bedroom, two-and-a-half-bathroom home offering 1,560 square feet of comfortable living space. Nestled in a prime location, this home provides easy access to shopping, dining, and all the conveniences in the heart of Belen. Step inside to find a spacious and inviting floor plan, featuring a bright living area perfect for relaxing or entertaining. The kitchen is well-equipped with ample cabinetry and counter space, making meal prep a breeze. Upstairs, the primary suite boasts a private bathroom, while two additional bedrooms share a full bath. A convenient half-bath is located downstairs for guests. Enjoy the added benefit of a oversized 1 car garage.

3
BEDS
3
BATHS
1,728
SQFT
0.41
ACRES
$547,960
-2,040$ 06/26

Traditional Adobe home with exposed vigas, brick floors. This home was built by the owner and contractor to owners wish. Home has a place for a built in bar, large living area plus a family room. 3 baths located on each end of the home. Country kitchen with electric range and refrigerator. Includes a washer and dryer. Plus a 2 car garage with storage. Has its own drilled well. The roof was redone 2 years ago as well as new stucco. Not to many properties with 5 acres of irrigated farm land in the valley. This property is a must to see.

4
BEDS
3
BATHS
2,660
SQFT
5
ACRES

Location is fantastic! Newly remodeled with Stainless appliances. Unique Horse property in the heart of Belen with a large shop. This unique custom adobe with large addition. Desirable features including 3' adobe walls. In 2023 water heaters, 2 AC, 2 heaters were installed to keep the home at the ideal temperature year round. New windows with lifetime warranty from window world, stucco in 2023. This property includes the perfect roping/training set up. 300X140 LED lighted roping/riding arena. Covered boxes with automatic chute. Tons of pipe fencing, 9000 gal water tank with well to keep the arena in perfect condition. Several covered areas and 220v to do lots of projects. 12X12 tack room as well as covered stalls and automatic waters. Large pasture area for additional animals.

3
BEDS
3
BATHS
2,600
SQFT
8.13
ACRES

Step inside the beautiful Sacramento floor plan and discover your dream home. This thoughtfully designed four-bedroom, two-bathroom home gives you the space and flexibility to live life your way. Nestled in the beautiful community of Jardin De Belen, the Sacramento sits with stunning mountain views that you can enjoy from your covered back patio. This floor plan features a spacious living area with a family and dining area located right off the kitchen. The Sacramento was designed with your comfort and convenience in mind.

4
BEDS
2
BATHS
1,840
SQFT
0.16
ACRES
$279,995
-5,000$ 06/22

Charming 3 Bedroom, 2 Bathroom Home in Prime Location!Nestled in a quiet cul-de-sac right in town, this beautifully updated home features brand new flooring throughout. Enjoy easy access to the freeway, shopping, and dining--perfect for convenience and comfort. A great opportunity for families or commuters looking for a move-in ready home in a central location! Seller is offering $2,500 in buyer concessions.

4
BEDS
2
BATHS
1,970
SQFT
0.2
ACRES

Elevate your lifestyle by becoming the proud homeowner of the Canyon at Jardin De Belen! This new-construction home gives you all of the latest upgrades, space, and attention-to-detail you've been searching for. With three bedrooms, two bathrooms, and a two-car garage, you will love having a space to call your own. The Canyon features an upgraded kitchen, with wrap-around granite countertops, a full suite of stainless-steel appliances, and a large single basin sink with a Moe(r) faucet that has Power Clean(tm) spray technology. A spacious family room sets the perfect tone for rest and relaxation, or for spending time with loved ones. Located in Jardin De Belen, the Canyon offers an efficient layout on a spacious lot for a price you can't find anywhere else!

3
BEDS
2
BATHS
1,362
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.